| Author | Message | ||
Ustad Megastar Username: Ustad Post Number: 25871 Registered: 07-2008 Posted From: 76.169.161.29 Rating: N/A |
 Negative people suck the life out of you. Stop wasting time fighting battles and trying to win people over that don’t matter. | ||
Sachin Legend Username: Sachin Post Number: 40442 Registered: 04-2008 Posted From: 208.78.147.195 Rating: N/A |
me too  | ||
Jalsa Legend Username: Jalsa Post Number: 34205 Registered: 02-2008 Posted From: 24.186.109.17 Rating: N/A |
hmm vakey....nenu choosina place commute ki koncham kastam ani kooda annaar....but main reason i dropped is because the listing provided a pamphlet of what was renovated and it mentioned about some termite problem...when i asked for details, they didn't give me.... | ||
Ustad Megastar Username: Ustad Post Number: 25870 Registered: 07-2008 Posted From: 76.169.161.29 Rating: N/A |
Ilanti deal ayithe go ahead. Negative people suck the life out of you. Stop wasting time fighting battles and trying to win people over that don’t matter. | ||
Jalsa Legend Username: Jalsa Post Number: 34204 Registered: 02-2008 Posted From: 24.186.109.17 Rating: N/A |
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Ustad Megastar Username: Ustad Post Number: 25869 Registered: 07-2008 Posted From: 76.169.161.29 Rating: N/A |
AS long as home is not older than you. Negative people suck the life out of you. Stop wasting time fighting battles and trying to win people over that don’t matter. | ||
Legend Username: Twitter Post Number: 42087 Registered: 10-2009 Posted From: 107.77.94.117 Rating: N/A |
Hvac system and electric aND plumbing upgrade chesthe chaalu old houses lo unde character new lo undadhu wood entha old aina woodey no need to worry ..but roof choosko chalu. .old house la construction and wood qlty bauntadhi. .insurance theeskoni happy ga undu. .new ani velam verri ki poku. . | ||
Legend Username: Twitter Post Number: 42086 Registered: 10-2009 Posted From: 107.77.94.117 Rating: N/A |
@mav 3 jobs chesevadiki total cost down cheyadam lo no wonder | ||
Jalsa Legend Username: Jalsa Post Number: 34203 Registered: 02-2008 Posted From: 24.186.109.17 Rating: N/A |
Yes, location is important to me. oka illu soosaa built in 1962 anta but renovated last year...AC, heater, electric lines, flooring what not...kaani old house venda di ani sollingo friendses | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 32357 Registered: 02-2009 Rating: N/A |
condition of home, recent renovations done , what else need to be done ( get independent evaluations) unless you are tied to location, generally speaking desis prefer less than 10yrs old | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4506 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
naakem thelshu ashaluu FHA ante kudaa thelvadhu... edhoo biryanii kurrodi kosham cut and paste... call biryanii he will explain you .... | ||
Maharshi Side Hero Username: Maharshi Post Number: 8651 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
Yaa choosthunna annai ..anni obeserve chesthunna NJ ante chaalu vanti kaalu meda naaginii dance tho vachesthunnadu putta nunchi | ||
Jalsa Legend Username: Jalsa Post Number: 34202 Registered: 02-2008 Posted From: 159.53.78.143 Rating: N/A |
idhi how important bhai log? new home koney sthomatha ledhu.... | ||
Jalsa Legend Username: Jalsa Post Number: 34201 Registered: 02-2008 Posted From: 159.53.78.143 Rating: N/A |
vokay, nen jump....650K...deeenakkka | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 32351 Registered: 02-2009 Rating: N/A |
mee aavida intlo meeru untunaaru anamaata | ||
Sesani Legend Username: Sesani Post Number: 34479 Registered: 08-2014 Posted From: 172.56.37.125 Rating: N/A |
Cash down .. Mee.venu | ||
Gudiwada Side Hero Username: Gudiwada Post Number: 2199 Registered: 02-2007 Posted From: 74.118.96.34 Rating: N/A |
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Tombrady Legend Username: Tombrady Post Number: 42270 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
 meeru chink laga cash down aa | ||
Jalsa Legend Username: Jalsa Post Number: 34200 Registered: 02-2008 Posted From: 159.53.110.142 Rating: N/A |
FHA loan aa...how to take re...i need some amount as buffer after downpayment...so PMI thakkuvuntey better. | ||
Maverick Legend Username: Maverick Post Number: 59667 Registered: 01-2008 Posted From: 108.171.130.189 Rating: N/A |
 no down no pmi..no mortagage ikkadaHappy Vizag | ||
Vjawarrior Megastar Username: Vjawarrior Post Number: 21969 Registered: 02-2014 Posted From: 153.2.247.30 Rating: N/A |
how andi how? | ||
Politricks Hero Username: Politricks Post Number: 18371 Registered: 03-2008 Posted From: 160.83.73.18 Rating: N/A |
Gudiwada sodara 5% down chesi NO PMI ikkada! | ||
Tombrady Legend Username: Tombrady Post Number: 42268 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
 vuncle neat ga kummav silent aipothan inka | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4505 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
ee madhya brady thambhi boston raja poshakuduu ayyaduu gaaa ... mana NJ vallanii entha padithe anneshii mataluu thiduthunnadu ..... andhulooo mana Biryanii kurroduu eee madhya work loo busy yaipoyi form lekapovadam thoo NJ janabha mothannii cheap gaaa chushtunnadu tom annay... | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 32350 Registered: 02-2009 Rating: N/A |
10 % cash as downpayment paid 1 point (which is 1% ) as mortgage points at closing, so loan was for 90% deducted mortgage point paid from taxable income for that year no PMI... i think it was a good deal as we bought the home late in the year and mortgage point helped deduction the difference between paying whole point upfront vs PMI over a number of years was around 300 dollars saved in PMI option | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47312 Registered: 02-2008 Rating: N/A |
lol.. | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47311 Registered: 02-2008 Rating: N/A |
enduku hole.. desam lo RE lo ettenu.. ee int loss ante akkada RE gains ee ekkuva vuntaayi kadaa for sure gaa.. | ||
Maharshi Side Hero Username: Maharshi Post Number: 8650 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
arre ikkada kuda needi tenali ..naadi tenaleee. kakapothe nenu wine ani fix ayya wealth kanna  | ||
Gudiwada Side Hero Username: Gudiwada Post Number: 2198 Registered: 02-2007 Posted From: 74.118.96.34 Rating: N/A |
10% down no PMI ikkada  | ||
Andhrawala Legend Username: Andhrawala Post Number: 46730 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
India lo conversion rate difference tho ippudu enth hole padindhi. How are u gping to get that money back here?? No Signature | ||
Tombrady Legend Username: Tombrady Post Number: 42266 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
chess nen cheyyoddu anale vuncle entha kontunna etc details pettak antunna information is wealth meeda base ayina character naadi | ||
Maharshi Side Hero Username: Maharshi Post Number: 8649 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
Tom unkul maatalani attinchukoku ...maximum info gather cheyi step ese mundu | ||
Maharshi Side Hero Username: Maharshi Post Number: 8648 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
aa time lo baane undevi ila ..naaki bhi 800 ala ichinattu unnadu , FHA 3% down tho | ||
Starc Side Hero Username: Starc Post Number: 2181 Registered: 03-2015 Posted From: 170.63.120.93 Rating: N/A |
pmi ledu ante.. ni interest rates lo add chestaru.. vadu enduku tistadu mahasheya.... tiyyyaru.. ekkadano akkada bokka eduthadu.. manam only monthly payment chustam.. overall chusukunte.. bokka bokkane.. chinnada peddada anedi matter | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47310 Registered: 02-2008 Rating: N/A |
spl ledu bongu ledu aa time lo edo deal /offer unnatu undi ichedu..naaki unkooo discount kuda undindi.. 20% ayite 2.5k vank vaadu istaanu annadu endukoo teldu.. 10% chesenu ani 1k ichedu.. edo okkati le ani techukunnaaa.. | ||
Vr0000m Junior Artist Username: Vr0000m Post Number: 322 Registered: 03-2011 Posted From: 165.200.86.55 Rating: N/A |
Yes check with them...local credit unions lo kooda kanukkondi...oka ph call / email tho pothundhi Go PACK Go!!! | ||
Tombrady Legend Username: Tombrady Post Number: 42265 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
google chesthe inka dorukuddi le satap, slickdeals ni chusi 4k konochu db disco ni batti illu konoddu theda vundi | ||
Biriyani Hero Username: Biriyani Post Number: 17958 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
too much gaa...emantha special treatment neeku... | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47308 Registered: 02-2008 Rating: N/A |
deeniki bank tho kante.. deal/offer aa time lo unte workout avutaadi.. maaku ichedu ani maa co-woekers and frnds chaala mandi same wells fargo kurrod daggarki call chesi toooch annadu.. | ||
Harrytej Junior Artist Username: Harrytej Post Number: 558 Registered: 03-2015 Posted From: 167.137.1.15 Rating: N/A |
i had 10% cash..Took 10% for 5 APR as sec loan....No PMI for me | ||
Biriyani Hero Username: Biriyani Post Number: 17957 Registered: 03-2012 Posted From: 171.159.192.10 Rating: N/A |
intha info evaristharu vuncle...house ante emanna thanks giving ki 4K TV kondama enti...slickdeals chusi koneyyadaniki... | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47307 Registered: 02-2008 Rating: N/A |
naaki bhi same bank same offer ichedu.. 20% down tho 3.5 10% tho 3.625 annadu.. veediki enduku 10% hole ani 10% down chesi.. migilina 10% desam lo etenu.. | ||
Biriyani Hero Username: Biriyani Post Number: 17956 Registered: 03-2012 Posted From: 171.159.192.10 Rating: N/A |
ayithe dcu lo okasari check cheyyamantaara...alrready account undi vaditho.. | ||
Vr0000m Junior Artist Username: Vr0000m Post Number: 321 Registered: 03-2011 Posted From: 165.200.86.55 Rating: N/A |
naaku PMI waived & APR kooda pencha ledu...local credit union Go PACK Go!!! | ||
Politricks Hero Username: Politricks Post Number: 18368 Registered: 03-2008 Posted From: 160.83.73.15 Rating: N/A |
Sesani "what is the definition of Organized localities mesharu?? how is NJ/PA different?? Old homes, dates homes varaku i agree... what difference did u see??" Way better Roads, Shopping, Close proximity lo Work Place, More family time...and offcourse Newer Homes!! That may be a reason I am enjoying NC also...konni criteria perfect set...like Newer Communities, Very Very less commute to work, Indian Grocery, Temples, Restaurant UNDER 7-8 Mile Radius, Excellent Schools/Colleges Under 10-15 mile drive! Offcourse Cost of living low in NC another big fetch! | ||
Politricks Hero Username: Politricks Post Number: 18367 Registered: 03-2008 Posted From: 160.83.73.15 Rating: N/A |
Vr0000m "konni banks PMI waive chesthayi...find out if any of the local banks at your place have this offer" Naaku PMI ledu (Wells Fargo)...koddi APR penchi PMI lekunda set sesaaru! | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4124 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
friend tho patu illu choodadaniki velli evening 7 ki choosi night 9:30 ki offer ichamu...next day confirm ayindi...next 30 days money adjust chesukonna...ofcourse maadi chinna vooru...chinna illu anuko...impulsive buy ante cheptunna  I Love Movies.... | ||
Sesani Legend Username: Sesani Post Number: 34464 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
what is the definition of Organized localities mesharu?? how is NJ/PA different?? Old homes, dates homes varaku i agree... what difference did u see?? | ||
Sasibabu Legend Username: Sasibabu Post Number: 38922 Registered: 11-2009 Posted From: 67.98.222.33 Rating: N/A |
vankaai.....allaki thelavaka....neeku thelusaa...ellavoiiii...edhava badaayi | ||
Politricks Hero Username: Politricks Post Number: 18366 Registered: 03-2008 Posted From: 160.83.73.15 Rating: N/A |
AgniParvatham sodara "Neekee kadhuu santi,, naakuu kudaa pedha sirakuu aa NJTP east dhaati ellalii antee Plainsboro nundi..." Meekandariki aa EDISON, ISELIN, PLAINSBORO basthi lu alavaatu ayi ala anipisthondi yemo  ? When I moved to NoVA from NJ/PA oka 4 months pattindi aa Organized localities lo adjusted avataaniki!! But, adjust ayaaka asala pepanchakam lo NoVA ni minchina place ye ledu anipinchindi! | ||
Legend Username: Twitter Post Number: 42075 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
why evaru aaparu ninnu ..akkada neeku jobs raava ? | ||
Sesani Legend Username: Sesani Post Number: 34462 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
naa story very different tom bro... naa antha quick and unplanned yevvar konaru... | ||
Sesani Legend Username: Sesani Post Number: 34461 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
yedisaaru... aalakem telvad... | ||
Tombrady Legend Username: Tombrady Post Number: 42261 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
texas=next arm pit of america ayye chances vunnai ade next NJ | ||
Vr0000m Junior Artist Username: Vr0000m Post Number: 320 Registered: 03-2011 Posted From: 165.200.86.55 Rating: N/A |
konni banks PMI waive chesthayi...find out if any of the local banks at your place have this offer Go PACK Go!!! | ||
Sasibabu Legend Username: Sasibabu Post Number: 38921 Registered: 11-2009 Posted From: 67.98.222.33 Rating: N/A |
agra kulaalu | ||
Tombrady Legend Username: Tombrady Post Number: 42259 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
aa speech mee hype rendu nasty vuncle | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47306 Registered: 02-2008 Rating: N/A |
idi nen bhi agree.. etooo naa badha.. manasu TX lo body emo NJ lo chass.. | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4501 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
youu nastty NJ vennupotudharudivi ... ekkadaaa nikarasayinaa NJ loyal... ee dheham loo chivarii pranam unnantha varaki NJ nee.. JR last year TDP gurinchii cheppina exact sentenence eshukoo NJ  | ||
Sesani Legend Username: Sesani Post Number: 34459 Registered: 08-2014 Posted From: 172.56.36.25 Rating: N/A |
Hevvar antaar?? | ||
Sasibabu Legend Username: Sasibabu Post Number: 38920 Registered: 11-2009 Posted From: 67.98.222.33 Rating: N/A |
andhuke antaaru ....Texas lo illu konaalante petti puttali ani .....  | ||
Tombrady Legend Username: Tombrady Post Number: 42258 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
sesani kurrod soodi silent ga konesi calm ga vunnad nuvvu ala plan maadi if possible db la details ettak | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4500 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
Neekee kadhuu santi,, naakuu kudaa pedha sirakuu aa NJTP east dhaati ellalii antee Plainsboro nundi... | ||
Tombrady Legend Username: Tombrady Post Number: 42257 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
mee batch oka meet vunna oka votel ki ellali anna ochesi 200 posts esthar cannot vuncle mee nj nasty hype db la | ||
Biriyani Hero Username: Biriyani Post Number: 17955 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
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Biriyani Hero Username: Biriyani Post Number: 17954 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
nenokkadine ayithe emaina cheyacchu annai..wife kuda working kada..inni contacts and circle vadulukoni relocate ante not easy | ||
Idiot1 Side Hero Username: Idiot1 Post Number: 3893 Registered: 07-2008 Posted From: 205.181.102.108 Rating: N/A |
nuvvoka bala kumaarudivi ellehess  | ||
Legend Username: Twitter Post Number: 42074 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
entha per sqft peduthunnav annadhi point annai..$250/sqft NJ lo nuv choose areas lo ..same or better standards tho $150/sqft ki osthundhi ikkada .. and surprisingly same growth rate . | ||
Linkmaster Legend Username: Linkmaster Post Number: 49597 Registered: 02-2008 Posted From: 149.128.8.245 Rating: N/A |
always.... | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4122 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
maa midwest voste 400 save cheyachu.... I Love Movies.... | ||
Tombrady Legend Username: Tombrady Post Number: 42255 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
NJ asusual hype chess oldest batch antha diguthar idoit vuncle,agni vuncle puttallo nundi ochesthar | ||
Sesani Legend Username: Sesani Post Number: 34458 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
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Biriyani Hero Username: Biriyani Post Number: 17953 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
yeah..anthe undacchu annai | ||
Biriyani Hero Username: Biriyani Post Number: 17952 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
antha petti konentha ledu annai..650K range max | ||
Legend Username: Twitter Post Number: 42073 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
asalu antha price lu betti akkadendhuku kontunnav annai ..NC ochhei right away you can save 200K on home ..bongu lo NJ illaki waste antha pettadam | ||
Idiot1 Side Hero Username: Idiot1 Post Number: 3891 Registered: 07-2008 Posted From: 205.181.102.108 Rating: N/A |
nenu aa monroe ki rendu saarlu poinaa 2 times house warmin ki. aada emundi ani kontunnaro  | ||
Politricks Hero Username: Politricks Post Number: 18365 Registered: 03-2008 Posted From: 160.83.72.205 Rating: N/A |
Biryani "annai..e house konevanni..down pmt ku oka 150K unte../ http://www.zillow.com/homedetails/35-Dogwood-Dr-Plainsboro-N J-08536/55551889_zpid" Deenamma jeevitham maa illu kanna 200 SqFT takkuva area and maakanna 350K yekkuva rate...too much asala! Also, ide illu ye South Brunswick ayithe oka 650K ki osthada? | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4499 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
adhii baga noisy area gaaaa next to TRAIN track mamulu undadhuu night puta soundss enthaka mundhuu mana bala undevaduu gaaaa alanee tourture naipinchedhii naaakuu ..... | ||
Simba Hero Username: Simba Post Number: 19535 Registered: 02-2008 Posted From: 206.210.27.33 Rating: N/A |
zillow lo you can turn off "houses for sale" and select only "sold houses". That shows the true picture of the housing market in that area. | ||
Idiot1 Side Hero Username: Idiot1 Post Number: 3890 Registered: 07-2008 Posted From: 205.181.102.108 Rating: N/A |
north jersey meeda NYC influence ekkuva south meeda philly influence ekkuva. Kabatti | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4498 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
mana middle SEX community vallam... ala aoppesukokudadhuu edhoo okatii analii ... andhukee santi nii aneshaaa..... nuvvu  | ||
Biriyani Hero Username: Biriyani Post Number: 17951 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
annai..e house konevanni..down pmt ku oka 150K unte../  http://www.zillow.com/homedetails/35-Dogwood-Dr-Plainsboro-N J-08536/55551889_zpid | ||
Politricks Hero Username: Politricks Post Number: 18364 Registered: 03-2008 Posted From: 160.83.72.205 Rating: N/A |
Guys Once again don't worry much for 1-2 point difference in School Rating...in MONROE I know at least 7-10 Indian Kids who are either in College or those just completed college all Indian kids and they all doing GOOD...BBA lu, Pharmacy lu, Pre Med lu, Computer Science lu from Reputed Universities most of them!! | ||
Biriyani Hero Username: Biriyani Post Number: 17950 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
too much undi inventory annai..but zillow chushte oka range lo unnayi rates even last 5-10 yrs lo build chesina homes ku kuda..not sure if any one is buying these... | ||
Sesani Legend Username: Sesani Post Number: 34455 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
vaalla neighborhood ki em ayyindi anna... Milburn, Chaatam, Short Hills are top 5 in NJ... Milburn is top 1 high school in US... I-78 and I-278 junction and the surrounding towns are top schools no?? | ||
Simba Hero Username: Simba Post Number: 19534 Registered: 02-2008 Posted From: 206.210.17.33 Rating: N/A |
monroe is expanding further (south of Rt 33) where there is abundant land and more houses are being built. Akkada inventory ki appreciate avvatam kastam as people are looking to buy new over old houses. Migatha chotla land ledu, kottha houses kattadam leru, so used houses meeda appreciation untundi. | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4497 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
Banglaore loo settle avvalii antee North Blr side chushukoo in between Hebbal and Devanaballii side rds kii oka 2kms atu etu kudaa OK... as we are having elevated rd already till Hebbal and they are extending the same till cubbon park?? or MG rd withing in next 3 or 4 yrs .... enka mana urukii ellalii antee happy gaaa devanhalli kolar rd (it is getting converted to 4lanes) theeshukontee 1hr 15mins lo MPL lo untavu .... | ||
Tombrady Legend Username: Tombrady Post Number: 42254 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
https://k12.niche.com/ this is also good site to check schools,scores,ethinicity etc | ||
Simba Hero Username: Simba Post Number: 19533 Registered: 02-2008 Posted From: 206.210.27.33 Rating: N/A |
BTW, use http://www.schooldigger.com/ to compare the school ratings. It gives the complete picture, including test scores, demography details like avg home price, income levels, ethnicity breakup. | ||
Politricks Hero Username: Politricks Post Number: 18363 Registered: 03-2008 Posted From: 160.83.72.205 Rating: N/A |
Simba "Monroe lo antha ga appreciate ayye chance ledu, due to more inventory of houses." NJ (High Population, Small Land) lo excess inventory ante ika memu yemanukovaalo...yekkada padda Single Family or Condos lepi tenkuthunnar maa area lo! | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4496 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
annay.. vellu padithee enkaa renduu quesitons eshii confuse cheyalii kanii antha easy gaaaaa handsup endhuku .... adhii manam Biryanii kurroduu unde ilakhaloo train ayithuuuu kudaaa | ||
Tombrady Legend Username: Tombrady Post Number: 42253 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
mpl la roads baga bad but blore la settle ayye plans vunte apeyamani cheppar anduke cheppan le | ||
Politricks Hero Username: Politricks Post Number: 18362 Registered: 03-2008 Posted From: 160.83.72.205 Rating: N/A |
NALLOLLU leda MAKKU gallu lenantha varaku School Ratings oka 2 points takkuva unnay ani worry kanakkara ledu...veellu unte ne problem! And I think ee MONROE, EAST BRUNSWICK, SOUTH BRUNSWICK lalo Nalla or Makku lu takkuve anukunta so lite! BESTEST ante WEST WINDSOR kaani akkada konatam baaga expensive and old homes! | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4495 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
Traffic valla emo anthendhuku .. TPT lonee 30mins paduhtundhii atu nundii etuu ellalii ante okappudu 10mins loo cycle loo cross chesetollam ... anthendhu mee madanaPALLE cross cheyaneeki peak hours looo 20mins paduthundhii memuu bangaloe ellenappudu ... soo broiler kodinii koshii thiney mallii susukondhari.. | ||
Simba Hero Username: Simba Post Number: 19532 Registered: 02-2008 Posted From: 206.210.17.33 Rating: N/A |
* Schools * Price * Commute * Age of the Home You have to compromise on one of the factors. If I am in market, I will not buy in Monroe. Long commute, Avg. schools. Ikkada illu ammi, few years ki upgrade chesukunta ante kastam. Townhome amminantha easy ga Monroe lo SF illu ammalevu. Both the times, I put 10% down and within 1 year lo refi'ed and avoided PMI due to appreciation. Monroe lo antha ga appreciate ayye chance ledu, due to more inventory of houses. | ||
Legend Username: Twitter Post Number: 42071 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
what bunty is saying is correct ..Monroe lo 10yrss back high school rating 6 ..ippudu 7 ante antha desi influx ki oka decade pattindha 1 peragataniki ? ee lekkana mee buddod high school velle time ki 9 auddhani anchana na ? it doesnt matter ..ma dhaggara konni area lo desis very few % untaru kaani ratings 10 untai .. | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4494 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
santii thambi mee 287 exit 30 area ayithe naakuu sickening ayithadhi .. lamost canada north pole loo unna feeling vashtundhi, so nuvvu no commenting on cnetral jersey south side | ||
Sesani Legend Username: Sesani Post Number: 34453 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
Anna.. naa laanti paniki maalinodu, chaatakaani yedaval illu kontaaru... nee laanti talented business brains money ni wise ga invest chestarru... chaala difference undi anna | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4493 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
yesss south edison loo 4 undhii highschool rating, surprise anipinchindhii oka point kudaaa peragalehdu, monnaa oka elluu kondhamu friend kosham anii chusthee, | ||
Idiot1 Side Hero Username: Idiot1 Post Number: 3889 Registered: 07-2008 Posted From: 205.181.102.108 Rating: N/A |
Monroe lo unte US lo unna feeling vasthadae  | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47305 Registered: 02-2008 Rating: N/A |
nee fav passtime #'s meedaki topic ni divert chestunnavu kadaa.. neeki ekkada soukaryangaa unte akkadaa buying chesukooo annai.. nannu ogeey.. all the bestuuuuu.. | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4491 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
areyy dhaniloo nenuu rahsinadhii painaa red font loo rashina aoka line anthee migilindhii anthaa evadoo thalaka mashinoduu endhakee mail kodithe cut & paste anthe, neekuu forward cheshaa sudu .... adini thalkamashinoduu anii enhduku annanauu antee aaaduu naakuuu motnhly okasarii annaa ettantivii pampi tempt cheyalii anii suthuntaduu oka 2 yrs gaaa ... BTW, nenuu dhaninii sadhavanuu kudaa sadhavaledu | ||
Tombrady Legend Username: Tombrady Post Number: 42251 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
mana blore baga bad aindhi ani janam broiler kodaii kusthunnar | ||
Sesani Legend Username: Sesani Post Number: 34448 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
Naa observation - Desi population valla school ratings perugutaayi - May be but it doesnt happen over night... if u have kids going to school, dnt expect this to happen before they are out of school... examples are south edison, piscataway, iselin etc etc.. Desi population undi from yrs together but why arent the ratings going up?? We need RICH crowd for better schools...not desis exclusively... any rich crowd is good enough Yetantaaruu?? | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4490 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
antha ledhuu annay ... akkada edhoo undatanikii oka elluu setup seshukonna dhnaikii enkaaa interior annii balance unnayi .... eppatikii ayithadhooo sudhari .... | ||
Tombrady Legend Username: Tombrady Post Number: 42249 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
meeru baga lucky vuncle | ||
Andhrawala Legend Username: Andhrawala Post Number: 46709 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
FHA loan low income groups ki isthaaru. not for HIG like ur or MIG like me No Signature | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4489 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
maa neighborhood loo only rentals yee thambhi ... kompadheeshi nuvvu naakuu ganii own house undhii anukontunnavaaa.... naakuu own house kaadhu gaa own car kudaaa ledhuu annii lease lease lease yee... ettantii communities kii biryanii kurroduu guest gaaa kudaa ravadam maneshadu ....  | ||
Politricks Hero Username: Politricks Post Number: 18361 Registered: 03-2008 Posted From: 160.83.72.207 Rating: N/A |
Agniparvatham sodara Meeru paisa paisa attukupoyi Bangalore lo peduthunnaru ikkada kone time ledu meeku!! | ||
Biriyani Hero Username: Biriyani Post Number: 17949 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
annai..SB ki PB ki..schoold district slo enti difference...research chesuntav ga... | ||
Biriyani Hero Username: Biriyani Post Number: 17946 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
benefit of doubt kuda ivvakunda decide chesav ga akkade kontaa ani.. | ||
Maharshi Side Hero Username: Maharshi Post Number: 8645 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
nuvvu kone illu FHA approved ayi undali to het FHA loan anukunta, adi ala approve ayyi undali ante nee house HOA evary year(of for every couple of years) FHA kindaki ravataniki apply chestharu with some application fee. So andaru cheyaru | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47304 Registered: 02-2008 Rating: N/A |
kids iskool bagundakapoyinaaa.. basic shopping ni dooram ayinaa, NYC ki kastam ayinaaa.. kurrod akkadeee kontaadu.. enduku ante akkadaaa tanaki frnds unnaru antaa.. idi oka kotta point to add to the house/home buying req's ki..kiki | ||
Biriyani Hero Username: Biriyani Post Number: 17945 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
ante mostly south asians are well off finicancially...so taxes gatra mancguga vacchi...township will start allocating higher budgets tot he school district which will result in higher ratings annadi logic... | ||
Sesani Legend Username: Sesani Post Number: 34447 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
mee neighborhood ki teeskapo anna biryani kurrodni | ||
Sesani Legend Username: Sesani Post Number: 34446 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
Monroe lite... HYPE and HYPE tappa paisa use ledu (unless u want a new home).. Monroe kante Morganville or Simba neighborhood better sexuuuu | ||
Biriyani Hero Username: Biriyani Post Number: 17944 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
e FHA endo bane unde..PMI lenappudu..mana kurrollu andaru e loan ye theesukune vallu kadaa...yedo disadavtnages untayi FHS loans kuda... | ||
Biriyani Hero Username: Biriyani Post Number: 17943 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
rating em perigyayi annai...chala mandi friends around 2009-2010 lo konnaru..no change in the ratings so far...last 7 yrs lo change avvandi..next 10 yrs lo avuthunda... i agree on the point that homes are still affordable there... | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47303 Registered: 02-2008 Rating: |
idi oka myth.. school ratings ki desis ki or educated/high income desis/chinks undataniki link ledu.. janam valla decision ni defend chesukodaniki ee point cheptaaru.. | ||
Politricks Hero Username: Politricks Post Number: 18360 Registered: 03-2008 Posted From: 160.83.72.207 Rating: N/A |
Biryani thammud Maa Sister MONROE and I know all those Rt 130 areas...2006 lo vallu illu teesukunnappati tho chusthe ippudu Full Desis ayyaru and naturally school ratings improve avuthay! And commute ante yes compared to Plainsboro or Edison areas yekkuva time ye...but people are buying left and right in this area and still manageable rates unnay akkada! | ||
Biriyani Hero Username: Biriyani Post Number: 17942 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
monne ga pencharu..next time penchadaniki kaastha time pattuddile annai..  | ||
Gatti_gunde Megastar Username: Gatti_gunde Post Number: 20663 Registered: 02-2010 Posted From: 204.194.77.3 Rating: N/A |
antha pedda post aaa Boob annai ni kindhesi thanthe DB set aithadhi | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4488 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
Annay Nannu mathram biryani abby ... nekndhuku home anii doscuraging cheshi apartment kee parimitham chesheshadu ... nenuu suduu ayana kosham entha research cheshii pointwise echanoo why he shud buy now ano  | ||
Agniparvatham Side Hero Username: Agniparvatham Post Number: 4487 Registered: 01-2008 Posted From: 173.254.189.138 Rating: N/A |
Yoo Biryani Abby , following are 6 reason that you shud buy home within next 30days. Reason No. 1: Interest rates are still at record lows Even though they may creep up at any moment, it's nonetheless a fact that interest rates on home loans are at historic lows, with a 30-year fixed-rate home loan still hovering around 4%. "Remember 18.5% in the '80s?" asks Tom Postilio, a real estate broker with Douglas Elliman Real Estate and a star of HGTV's "Selling New York.""It is likely that we'll never see interest rates this low again. So while prices are high in some markets, the savings in interest payments could easily amount to hundreds of thousands of dollars over the life of the mortgage." Reason No. 2: Rents have skyrocketed Another reason home buyers are lucky is that rents are going up, up, up! (This, on the other hand, is a reason not to be thankful if you're a renter.) In fact, rents outpaced home values in 20 of the 35 biggest housing markets in 2015. What's more, according to the 2015 Rent.com Rental Market Report, 88% of property managers raised their rent in the past 12 months, and an 8% hike is predicted for 2016. "In most metropolitan cities, monthly rent is comparable to that of a monthly mortgage payment, sometimes more," says Heather Garriock, mortgage agent for The Mortgage Group. "Doesn't it make more sense to put those monthly chunks of money into your own appreciating asset rather than handing it over to your landlord and saying goodbye to it forever?" Reason No. 3: Home prices are stabilizing For the first time in years, prices that have been climbing steadily upward are stabilizing, restoring a level playing field that helps buyers drive a harder bargain with sellers, even in heated markets. "Local markets vary, but generally we are experiencing a cooling period," says Postilio. "At this moment, buyers have the opportunity to capitalize on this." Reason No. 4: Down payments don't need to break the bank Probably the biggest obstacle that prevents renters from becoming homeowners is pulling together a down payment. But today, that chunk of change can be smaller, thanks to a variety of programs to help home buyers. For instance, the new Fannie Mae and Freddie Mac Home Possible Advantage Program allows for a 3% down payment for credit scores as low as 620. Reason No. 5: Mortgage insurance is a deal, too If you do decide to put less than 20% down on a home, you are then required to have mortgage insurance (basically in case you default). A workaround to handle this, however, is to take out a loan from the Federal Housing Administration -- a government mortgage insurer that backs loans with down payments as low as 3.5% and credit scores as low as 580. The fees are way down from 1.35% to 0.85% of the mortgage balance, meaning your monthly mortgage total will be significantly lower if you fund it this way. In fact, the FHA predicts this 37% annual premium cut will bring 250,000 first-time buyers into the market. Why not be one of them? Reason No. 6: You'll reap major tax breaks Tax laws continue to favor homeowners, so you're not just buying a place to live -- you're getting a tax break! The biggest one is that unless your home loan is more than $1 million, you can deduct all the monthly interest you are paying on that loan. Homeowners may also deduct certain home-related expenses and home property taxes.}} | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47301 Registered: 02-2008 Rating: N/A |
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Biriyani Hero Username: Biriyani Post Number: 17940 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
school districts avg annai..more over anntiki dooram adi...kids activities.mana activities.. but 90% of my friends bought homes in and around monroe...final ga akkade kontanemo... | ||
Politricks Hero Username: Politricks Post Number: 18359 Registered: 03-2008 Posted From: 160.83.72.207 Rating: N/A |
Sbk "housing is at the peak. " I agree...ippudo inko 1 year ko peragatam aagi pothadi for sure! Maa CARY lo New Sinle Family oka 2 years back 400K ki ochhedi ippudu 500K daaka untondi! | ||
Politricks Hero Username: Politricks Post Number: 18358 Registered: 03-2008 Posted From: 160.83.72.207 Rating: N/A |
Biryani MONROE lo konukko vayya at least America lo unna feeling konchem ayina untadi..otherwise most of NJ sucks!! | ||
Moviebuff001 Junior Artist Username: Moviebuff001 Post Number: 394 Registered: 06-2013 Posted From: 208.92.228.62 Rating: N/A |
Peaks nunchi already konchem taggindi. 2019 may be too late. 2017 should see recovery anukuntunna. | ||
Sbk2012 Side Hero Username: Sbk2012 Post Number: 8360 Registered: 01-2014 Posted From: 198.176.190.243 Rating: |
markets are heading down. housing is at the peak. better wait until 2019. First warning !!!!!!!!!! | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47300 Registered: 02-2008 Rating: N/A |
annai,, mee frnds Monroe so vallu valla decision ni defend chesukuntaaru like avg ischool unna parledu,, NYC commute ki kastam ayinaa parledu.. manaki new house dorukutaadi ani..lite tesukoo.. neeki kids ki the best school ki ellali ante.. plainsoro ki ellu.. almost best chaalu anukunte SB ki ellu.. next needi banking domain so NYC commute chuchukoo..ledu ante naakipotaavu.. so malli plainsboru or SB nee.. ee rendu first pref undaali to buy a house.. next neeki istam vochindidi list lo ettukoooo.. | ||
Andhrawala Legend Username: Andhrawala Post Number: 46699 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
2011 lonee u are ready for 80K down ante assalu ippudu yee ibbandhi lekundaa 25% varaku pettocchu kathaa down without worrying about PMI No Signature | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4093 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
idi important..above avg income ekkuva vunde dists ayite min quality vuntundi...commute kooda imp kanee idi secondary.. greatschools lo above 8 elementary and middle school vundettu choosukondi...kids ki manchi environment must..house lekapoyina parvaledu kanee bad schools avoid cheyandi.. 10 yrs tarvata inko illu ivanni timewaste arguments...present edi best anipiste danike proceed avandi.. I Love Movies.... | ||
Jai_ycp Side Hero Username: Jai_ycp Post Number: 2741 Registered: 04-2015 Posted From: 108.31.48.178 Rating: N/A |
even increased mortgage rates are very less compared to anything. so there is no rush in paying 2 quick. Go for 15 year loan then, you can pay upto 30K per year (for loan of 600K). You will have good amount of equity in your house by the time your kids are in elementary school. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu | ||
Starc Side Hero Username: Starc Post Number: 2177 Registered: 03-2015 Posted From: 170.63.120.93 Rating: N/A |
biryani then go for secondary loan. pmi for 30 years is very high. Even for next couple of years you loose more money. | ||
Biriyani Hero Username: Biriyani Post Number: 17936 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
last 10 trs nunchi anukuntunna NJ nunchi move avudamani... elagu ikkadi nunchi move avvalenu ani decided... | ||
Jai_ycp Side Hero Username: Jai_ycp Post Number: 2740 Registered: 04-2015 Posted From: 108.31.48.178 Rating: N/A |
those are happy scenarios. you dont need to plan for them. we have to plan for yough scenarios. also consider following things 1)Are you ok with cold and jobs @ this place? 2)Why dont you move south? the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu | ||
Biriyani Hero Username: Biriyani Post Number: 17935 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
2-3 yrs lo inko 120K pay cheyyalani plan anni anukulisthe | ||
Biriyani Hero Username: Biriyani Post Number: 17934 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
inka decide avvaledu...monroe ayithe i can go for new single familu home...but avg high school rating nenunna south brunswick ayithe good schoold district...new townhomes unnayi around 500-550K lo...single kavalnte old homes ku vellali inka the best schoold district plainsboro west windsor ayithe minimum 25 yr old home konalsinde | ||
Biriyani Hero Username: Biriyani Post Number: 17933 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
ido pedda kathale annai... 10 mandi tho matladithe 10 opinions chethunnaru...decide chesukoleka chasthunna...may be decide ayyeloga inko 2-3 month pattacchemo... okaru go for the best school district antaaru.. inkoru avg-good schools better...kids paina pressure undadu antaru inkoru easy NY commute must antaaru... inkodu all townships have good elementary ad middle schoold..buy something chepaer now and go for better highs choold distirct after 10 yrs antadu...(as my kids are 2-3 yrs old) but mainly school district vishsyam lone techukolekunna... | ||
Sasibabu Legend Username: Sasibabu Post Number: 38910 Registered: 11-2009 Posted From: 65.89.98.33 Rating: N/A |
nuvvu montaandhi ippudu used home aa leka kothadhaa | ||
Biriyani Hero Username: Biriyani Post Number: 17932 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
naadi pure requirement annai... but NJ lanti places lo anything can happen.. 2011 lo 80K down chesi 389K tho oka house kodnamanai all work done...last minute lo cancel chesa deal...same community lo same model now priced at 510K..bad time | ||
Brickmansions Side Hero Username: Brickmansions Post Number: 2095 Registered: 04-2015 Posted From: 64.132.32.226 Rating: N/A |
yeh adhe .....assuming ur loan amt is not less than 300k and interest rate is approxly 3% ...... always best to go for 20 Down payment ....and find a good ARM for interest rates .... Naa fan ani cheppukuni thirige ITEM unna DB idhi ! | ||
Biriyani Hero Username: Biriyani Post Number: 17931 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
ok annai..e option peddaga explore cheyyaledu..will check | ||
Jai_ycp Side Hero Username: Jai_ycp Post Number: 2739 Registered: 04-2015 Posted From: 108.31.48.178 Rating: N/A |
Tax deductable. You can claim the amount as deduction. Assumign you are in 25% bracket, then you save 25% of the PMI amount you payed. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu | ||
Starc Side Hero Username: Starc Post Number: 2174 Registered: 03-2015 Posted From: 170.63.120.93 Rating: N/A |
biryani.. 30 years lo if you are paying monthly payments it takes alomost 7 to 8years to just reach another 10%. you pay almost 300$ pmi.. in 30 years loan.. unless you pay extra amount to your principal you wont be able to reach 20% equity in next couple of years.. | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4092 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
yes..meeku location, house nachite idi perfect logic... I Love Movies.... | ||
Jai_ycp Side Hero Username: Jai_ycp Post Number: 2738 Registered: 04-2015 Posted From: 108.31.48.178 Rating: N/A |
are you planning for 15 or 30. 30 ayithe first year neeku 7K kadathavu. 15 year ayithe 30K kadathavu. though your monthly payment will 1200-1300 hundred dollars more. Automatic PMI cancel kadhu. vadiki call chethe he will do assessment again and then cancel if necassary. US lo housing markets rapid ga change vundavu. dont expect big boom. imagine your house will appreciate 3-5% only in an year or two the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu | ||
Biriyani Hero Username: Biriyani Post Number: 17930 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
ante enti | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4091 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
30 yrs fixed...10% down payment..chethi lo min 5k cash vunchukoni proceed avadam better ani naa opinion... oka 1-2 yrs or whenever you feel confident, you can pay remaining 10% and avoid pmi.. 15 yrs ki velli monthly budget penchukoni stress feel avadam waste ani naa opinion..india type lo ikkada emi pedda appreciation vundadu...loan tondara ga clear cheste emi pedda benefit vundadu..cash flow vunte cheyachu..kanee stress teesukoni cheyadam waste..liquid cash is more valuable than house.. market bavunte house value perugutundi or we can go for refinance to get better rates..market balekapote we have some cash at our hand so we can deal with situation... I Love Movies.... | ||
Moonwalker Side Hero Username: Moonwalker Post Number: 3771 Registered: 01-2009 Posted From: 204.52.250.205 Rating: N/A |
10 % down cheyyi Ask for 2nd Mortgage or Piggy back loan for other 10 % PMI avoid cheyachu 2nd mortgage usually 5/1 ARM isthad - clear it in 2 or 3 or 5 within your capacity | ||
Maharshi Side Hero Username: Maharshi Post Number: 8638 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
yaa chustha ..last week bank vaadiki call cheddamani ooga kaani to talk on this, holidays lo kuda nenu work chesina feeling tho depression vasthademo ani aaga. Ee week set chesthaaa  | ||
Jai_ycp Side Hero Username: Jai_ycp Post Number: 2737 Registered: 04-2015 Posted From: 108.31.48.178 Rating: N/A |
One other aspect is PMI is deductible. Also second loan istharu kadha 10% down chesinappudu. quite common. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu | ||
Biriyani Hero Username: Biriyani Post Number: 17929 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
e logic perfect kada..or did i miss anything | ||
Biriyani Hero Username: Biriyani Post Number: 17928 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
e line ok..adjust avudam..
idem logic annai...30 yrs loan lo kuda 1 st 2 years lo 120K pay chesthe...PMI waive off chestharu kadaa | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4090 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
meeru vere papers meeda sign cheyakapote same terms applicable avutayi... mee mortgage papers okasari chadavandi..exact document peru marchipoyanu...leda mee present banker ki call chesi apt teesukondi...mee daggira cash vunnappudu pmi kattadam waste..banks ki kooda risk taggutundi mee loan meeda.. I Love Movies.... | ||
Biriyani Hero Username: Biriyani Post Number: 17926 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
idi kuda kalipake 60K untundi naa daggara...max pinduthunna  | ||
Starc Side Hero Username: Starc Post Number: 2173 Registered: 03-2015 Posted From: 170.63.120.93 Rating: N/A |
10% down chesi.. 15 years thisukunte.. another 10% ki you pay around 2000 pmi becoz it take 2 years to put another 10%. in usa raw cash has more value.. instead of putting all money in hole.. put 10% down and go for pmi.. the main issue with this is you cannot use it for tax deductible.. if it is 30 years loan then pmi is bad. you pay more than 15 years for pmi.. better to get secondary loan. some banks would give you buyout option for pmi. you can buyout pmi for term of your loan but you wont get it back if you are refinancing. summary 1)15 years has less pmi so go for 10% down and pay pmi. you would reach 20% equity in next 1 or 2 years. later pmi will go away 2)second option , get secondary loan. Your broker itself would help you to get primary and secondary. With this there wont be pmi but you pay interest. That interest is tax deductible. 30 yeras avuthe this is suggestible. 3) some banks give higher interest rates without pmi with 10%. Advantage is you pay pmi as extra interest which is tax deductible. disadvantage is you wont be able reduce interest rate even you cross 20% equity. so you pay higher interest for life long | ||
Maharshi Side Hero Username: Maharshi Post Number: 8637 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
Avuna.. asusual naa mampu kallu akkadi daaka velleldu annai ippati varaku . kaani nenu tisukunna bokadia loan ippatiki 3-4 banks transfer ayindi .. same terms tho terms ayyayo ledo kuda chudali | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4089 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
emi parvaledu..aa rents ki waste chese badulu house konadam eppudu better option.. paycheck to paycheck ayite mee daggira oka 5k anna backup pettukoni migilndi down pmt ivvandi..motham voodchaddu...PMI etc., lite...monthly grocery or dining expense kanna ekkuva vundadu...chethi lo cash lekapote stress and health issues..ivanni anavasaram.. I Love Movies.... | ||
Tombrady Legend Username: Tombrady Post Number: 42235 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
iddaru working ante oka salary tho entire expenses,mortgages pay off cheyyagalra? if yes then go ahead and use CC for these 2-3 months and save cash | ||
Biriyani Hero Username: Biriyani Post Number: 17925 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
ok..10% down lo..may be 3 yrs pattcchu anukundaam...inko 1 yr nenu rent 1500*12 = 18K pay chese badulu 3 yrs PMI 250*12*3 = 9K pay cheyyadam better kadaa... | ||
Andhrawala Legend Username: Andhrawala Post Number: 46697 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Initialgaa manam kantee bulk of the amount goes to interest and rest to Principal. One year lo nee savings okaa 20K and wife salary tho inko 60K easygaa kattochemo kathaa also to avoid PMI peopel take secondary mortgage or withdrawl from 401K No Signature | ||
Tombrady Legend Username: Tombrady Post Number: 42234 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
yep but about the interest u pay for those years? value ledu kada PMI lo nen ichina option b follow avvu 60k friends and family set cheyyu and get a letter from them loans apporve chesthar | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4088 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
meeru house loan teesukonnappudu paper meeda raasi istadu kadaa..inkenti verega voppukonedi? I Love Movies.... | ||
Biriyani Hero Username: Biriyani Post Number: 17924 Registered: 03-2012 Posted From: 171.159.192.10 Rating: N/A |
iddaram working annai...so pay check paina depend ayyi plan chesthunna | ||
Brickmansions Side Hero Username: Brickmansions Post Number: 2094 Registered: 04-2015 Posted From: 64.132.32.226 Rating: N/A |
from my experience .....shell down 20% and avoid paying PMI .... 30 yr loan ni ....15% down chesthe ...2 yrs padutundi for PMI to reach 80% LTP ... and also ....home buying chesetappudu ...okka 10k cash hand lo undatam always better .... Market batti ....area batti ....if u think buying now will help you ....then just buy it ....10 months aagi konukunnollu maa kaada okka 20-30k bokka pettukunnaru .... Naa fan ani cheppukuni thirige ITEM unna DB idhi ! | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4087 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
idi true mana monthly pmts vishayam lo... mee daggira oka 5k or 25k or 100k vunte bank ki velli direct ga principal ki kattachu...andulo emi interest ki cut cheyadu..so appudu pmi vundadu..chala mandi friends annual compensation ni teesukelli principal ki kattestaru.. I Love Movies.... | ||
Tombrady Legend Username: Tombrady Post Number: 42233 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
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Bunty717 Moderator Username: Bunty717 Post Number: 47299 Registered: 02-2008 Rating: N/A |
gidaiteee correct annatu.. | ||
Biriyani Hero Username: Biriyani Post Number: 17923 Registered: 03-2012 Posted From: 171.159.192.10 Rating: N/A |
iddaru working ayi 50K save cheyyakapothe anna annai...anyway i take back those comments annai...appudu naaku just 1 kid...ippudu 3....reality loki vasthunna slow ga | ||
Maharshi Side Hero Username: Maharshi Post Number: 8636 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
Velunte avoid cheyi PMI .. antaaru kaani Antha veasy ga banks oppukoni saavavu ani ee madya chadivaa naa pmi removal ki researching chesthunte . Tom kurrodi idea work chesukunte good | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4086 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
emayindi mastaru...aa expression icharu? house teesukonnaka chala surprise expenses vostayi...kasta backup vundadam better ani naa exp.. I Love Movies.... | ||
Biriyani Hero Username: Biriyani Post Number: 17922 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
yeah..idi chadivaanu annai... but ippudeu oka friend inko thokkalo logi cheppadu... his logic is..manam pay chese initial amount interest ku veluthundi and not towards our principal...so it may take at least 7-8 years to reach 78% of principan annadu...confident ga cheppi...last lo i am not sure though annadu...so ikkada vesaaa check cheddamani | ||
Kukatpally Megastar Username: Kukatpally Post Number: 20043 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
appudapudu mechiko yemayina yellostuntada biryani annai | ||
Sesani Legend Username: Sesani Post Number: 34436 Registered: 08-2014 Posted From: 207.140.166.10 Rating: N/A |
Affinity federal credit union in NJ is super... loan daantla apply cheyyi... PMI amount entha nedi check cheyyi first... do the math on how much PMI u will be paying until u reach 20%... if u think the amount is high, friends and family deggera borrowing cheyyi... if u take a personal loan, do the math on PMI vs. interest ur payin on the personal loan.. It all comes down to numbers.. as simple as that sexai.. | ||
Hero Side Hero Username: Hero Post Number: 8121 Registered: 09-2009 Posted From: 107.77.104.78 Rating: N/A |
Pay 20% ..15 years fixed | ||
Sasibabu Legend Username: Sasibabu Post Number: 38908 Registered: 11-2009 Posted From: 65.89.98.33 Rating: N/A |
20% down sethe better | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47298 Registered: 02-2008 Rating: N/A |
aa maatram cheyakapothe ikkada enduku unndatam ani okka saari naaki d'lu kuda ettedu.. | ||
Biriyani Hero Username: Biriyani Post Number: 17920 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
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Kukatpally Megastar Username: Kukatpally Post Number: 20041 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
10 months lo 50k saving ante | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4084 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
banker meeku oka document istadu...andulo clear ga entha mount/month ki PMI cancel avutundo clear ga rastadu...danni careful ga choodandi...most of the banks manam adaganide 20% reach ayina PMI cancel cheyavu...adigite cancel chestaru.. I Love Movies.... | ||
Bunty717 Moderator Username: Bunty717 Post Number: 47297 Registered: 02-2008 Rating: N/A |
10% tho buying chesi.. nee kaada unnapudu migilila 10% chestee PMI cut avutaadi.. nee luck bagundi oka 1 yr lo nee house appreciate ayite.. appudu kuda PMI cut avutaadi.. | ||
Tombrady Legend Username: Tombrady Post Number: 42228 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
not a big fan of paying PMIs pay 15% and get 5% personal loan and pay off 20% down payment is best in ur scenario..waiting 10 more months ante who knows how market will be and interest rates might go off also.. OR lend money from family for paying down the rest of down payment idi best idea | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 4083 Registered: 04-2014 Posted From: 159.45.22.7 Rating: N/A |
correct... meeku mee family ki location and other aspects nachite teesesukondi...10 months, 10 weeks aagadam waste... hand lo vunna montha cash ni down cheyaddu...kasta reserve vunchukondi... I Love Movies.... | ||
Biriyani Hero Username: Biriyani Post Number: 17919 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
Based on Current market conditions.. 10% down chesi illu konukkovadam better aa.. or inko 10 months wait chesi 20 down chesi konukkovadam better aa? ---------------------------- Also PMI paina inputs pls... I have below understanding.. 78% of remaining principal reach ayyaka...banks will waive off PMI ani chadiva... say on 600K home..if I pay 60K now...remaining principal is 540K..and if i Pay 120K more in the next 2 years (which is about 22% of remaining principal amount)...they will waive off PMI then.. pls correct me of my understanding on PMI |
