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Modi Governance Loans - Non Performin...

Chalanachithram.com DB » New TF Industry Related » Archive through April 29, 2019 » Modi Governance Loans - Non Performing assets in India « Previous Next »
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Baatasari
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Posted on Monday, April 29, 2019 - 09:54 am:       


Polavaram:

Nuvvu chesinattu vithanda vadam cheyya kenu

I think i have given you enough examples

To expkain, welfare schemes of govt are not related to npas , both are two different topics

Nee point ee correct anukunte

I can�t help




Govt pay off x 100 times antav..e

ela ante ? you cant explain..

to help your cause.. pakka thed lo Bharat ane User ichina news link - forget CBN.. this is our DEFICIT ( lotu budget ) stats - in WHAT year will "Govt pay off" before they become NPA ?



https://i.imgur.com/YIV5Igi.png
https://i.imgur.com/2sLZYcX.png

you cant explain your SIMPLE statements.. and you refuse to think..
then come into discussion with ferocious attacks ..


Polavaram:

Neeku kallu vunna chooda leka potam inkolka dhi tappa




Polavaram:

Bodi gundu ki mokalu ki link petti vithanda vadham chesthundhi nuvvu

Npa topic lo cbn schemes endhuku vachindhi relation leni topic

Nuvvu evadi fan vi ayithe naaku endhi kakapothe naak endhi le kaani

Now, nee favourite Raguram rajan goru cheppina matalu vinu september 2018:




ika cheppukuntu pote.. chala unai nee gulikalu..


brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Teluguhero
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Posted on Monday, April 29, 2019 - 09:52 am:       


Baatasari:

how waivers become NPAs.




https://www.livemint.com/Opinion/RMrjG6xxLu3YwCbeyrYThP/Opin ion--The-equivalence-of-farm-loan-waivers-and-corporate.html

The equivalence of farm loan waivers and corporate NPAs


The problem of the spendthrift farmer and that of the flagrant corporate firm are two sides of the same coin

A recent newspaper headline read: “Farmer Bijay Lallya arrested at IGI Airport trying to flee the country over non-payment of bank loans of ₹ 5 lakh." As you might have guessed, this headline is made up. An instinctive reaction would be to ask—“How can farm loan waivers have anything in common with corporates’ non-performing assets (NPAs)? Isn’t one decision entirely political and the other entirely commercial?" But first impressions can be deceptive.

A farm loan waiver is a sector-wide extinguishing of loans mandated by the government, usually before an election, with the exchequer compensating banks. On the other hand, a corporate NPA represents a business failure, for reasons internal and external, and triggers a bankruptcy process to recover dues by financial creditors to the maximum extent possible—either through resolution or through liquidation. A bankruptcy process does not imply any liability of the government, unless very large in magnitude. The government obligation can be more pressing if NPAs originate in public sector banks or are due from public sector corporations.

A key underpinning of bankruptcy procedures is the limited liability clause that protects the assets of promoters unless explicitly pledged. Corporate bankruptcy, therefore, is a simultaneous process of cleansing bank balance sheets and a mechanism allowing optimal risk-taking by entrepreneurs. Effective functioning of a bankruptcy law is expected to enable the generation of new cycles of credit, with credit flowing to better projects in similar or entirely new sectors. On the other hand, a farm loan waiver impedes the flow of such credit as structural problems besetting agriculture are typically not addressed. Couched in these terms, corporate bankruptcies and farm loan waivers appear to have nothing in common.

The equivalence arises when conditions warrant that the state must indirectly bear the burden of corporate NPAs by infusing funds into banks, as had happened in the US following the 2008 financial crisis and as is happening now in India. Equivalence can also be drawn when the problem of corporate NPAs repeats itself in the same sectors implying that, for some reason, banks keep lending to the same sectors even in the absence of structural improvements. Persistent problems in power and infrastructure sectors and the fate of development finance institutions before some of them converted to universal banks immediately come to mind.

The evidence of this equivalence would be a slowdown in both agricultural and corporate lending occasioned by farm loan waivers and NPA crises, respectively—something we have been witnessing in India for the last few years. Another ground for equivalence arises if the resources of the exchequer are used to buoy companies that would otherwise go into bankruptcy. The assumption is that the motivation of keeping a company afloat interferes with the objective of choosing the most efficient vendor, and hence represents a distortionary cost—as in the case of preferential access to inputs such as coal, and award of contracts without regard to expertise in areas such as defence.

It is true that there has been a marked increase in the share of large loans in agriculture since 1990. In the same vein, the top 12 corporate houses received close to 15% of ₹ 70-80 trillion in total advances to the corporate sector and accounted for approximately 25% of the NPAs. The share of these borrowers in credit from the formal sector is almost the same as that of the entire agriculture sector. Four of these have been resolved within a year with about 52% recovery, representing only 14% of the dues from these 12 accounts.


Thus, as in agriculture, the corporate NPA crisis is also sector-specific, dominated by large accounts, not accompanied by adequate structural reforms, and expensive for the public exchequer. If the recapitalization of banks is welcomed, why is a farm loan waiver not acceptable?

It seems that the criticism of farm loan waivers reflects a view of the proper relation between the farm versus the non-farm sectors. It is believed that food prices for consumers must be kept low through restrictions on farmers and subsidies to consumers. The Organization for Economic Co-operation and Development (OECD) estimates that the average yearly revenue lost by Indian farmers between 2014 and 2016 on account of export restrictions, net of subsidies received, is ₹ 1.65 trillion.


Historical performance shows that the credit quality of large corporate borrowers is not superior to that of agriculture/priority sector lending. In that context, interest rates charged by banks to large corporate borrowers have been kept artificially low and incommensurate with the risks involved. Low prices of agricultural products can also be achieved by reducing the role of the middlemen but for various reasons, including the political muscle involved, this does not happen.

This model of development is no longer tenable. First, India can no longer rely only on exports and will have to look towards domestic demand to power its growth. And skewing income distribution away from 50% of the population will not help. Second, cities are unable to manage the influx of refugees from agriculture. Third, the Swaminathan report of 2006 clearly states that India’s food security cannot be achieved through imports, thus emphasizing the imperative of a healthy agricultural sector. Finally, from an ethical point of view, taking care of the big farmer who, unlike the corporate promoter, risks losing personal assets in the event of a default, is as important as taking care of the big businessman.


In short, the problem of the spendthrift farmer and that of the flagrant corporate firm are two sides of the same coin. The difference is that unlike corporate honchos, farmers aren’t fleeing the country.

Rohit Prasad is a professor at MDI, Gurgaon. Game Sutra is a fortnightly column based on game theory.
 

Cool_indian
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Posted on Monday, April 29, 2019 - 09:48 am:       


Rajusk:

andulo ekkada BJP ki ichina info ledu




Abba cha. Next year pettidam le by connecting the dots
 

Rajusk
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Posted on Monday, April 29, 2019 - 09:45 am:       


Cool_indian:

ollow the links in this thread and you will get answers.




andulo ekkada BJP ki ichina info ledu :D
 

Cool_indian
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Posted on Monday, April 29, 2019 - 09:40 am:       


Rajusk:

question ki answer unte ivvandi.

ae banks anedi oka list ivvandi...mem bhi update avutham




Follow the links in this thread and you will get answers. RBI every year lists the organizations that are 'NPA'.
 

Rajusk
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Posted on Monday, April 29, 2019 - 09:37 am:       


Cool_indian:

I am sure most of these banks heavily funded to BJP in the elections. This is a type of corruption.





Cool_indian:




question ki answer unte ivvandi.

ae banks anedi oka list ivvandi...mem bhi update avutham :D
 

Polavaram
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Posted on Monday, April 29, 2019 - 09:37 am:       


Baatasari:

Once you understand how waivers become NPAs..




Nuvvu chesinattu vithanda vadam cheyya kenu

I think i have given you enough examples

To expkain, welfare schemes of govt are not related to npas , both are two different topics

Nee point ee correct anukunte

I can’t help
 

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Posted on Monday, April 29, 2019 - 09:35 am:       


Rajusk:

enti public sector banks BJP ki fund chesthaya..LOL




Its not the same BJP that was there 15 years back. They have no ideologies
like they how they had in the past. They dont stick to their foundations anymore.

They have to evolve to catch up with congress.

Enti you think BJP is that fair. LOL.
 

Rajusk
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Posted on Monday, April 29, 2019 - 09:27 am:       


Cool_indian:

I am sure most of these banks heavily funded to BJP in the elections




enti public sector banks BJP ki fund chesthaya..LOL
 

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Posted on Monday, April 29, 2019 - 09:15 am:       

I am sure most of these banks heavily funded to BJP in the elections. This is a type of corruption.

1) We will pull you out of bankruptcy
2) You fund my party
3) And my party will let me be PM for another term.
 

Rajusk
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Posted on Monday, April 29, 2019 - 09:05 am:       


Baatasari:


We can discuss corporates corruption leads to NPA




According to the RBI, just 12 companies are estimated to account for 25% of the gross NPAs, and were identified for immediate bankruptcy proceedings



Bhushan Steel Ltd: Bhushan Steel, the largest manufacturer of auto-grade steel in India, has a loan default of Rs 44,478 crore. The State Bank of India (SBI), the lead bank of the consortium of lenders, had moved the NCLT for recovery of its loan. The NCLT has reserved its order on the plea.


India’s Bad Loans: Here is the list of 12 companies constituting 25% of total NPAs
By: Pragya Srivastava | Updated: October 23, 2017 9:33:17 PM
According to the RBI, just 12 companies are estimated to account for 25% of the total NPA, and were identified for immediate bankruptcy proceedings.

According to the RBI, just 12 companies are estimated to account for 25% of the total NPA, and have been identified for immediate bankruptcy proceedings. (Image: Reuters)
Bad loans made their way back to news after private lender Axis Bank reported that their gross non-performing assets (NPAs) rose to 5.90% as compared to 4.17% in the same period a year ago last week. The case of India’s bad loans is, indeed, getting worse day by day. According to the RBI, just 12 companies are estimated to account for 25% of the gross NPAs, and were identified for immediate bankruptcy proceedings, while there are 488 others which have been given six months time to restructure their debt or be dragged to National Company Law Tribunal (NCLT).

Here are the companies identified by RBI for immediate bankruptcy proceedings:

Bhushan Steel Ltd: Bhushan Steel, the largest manufacturer of auto-grade steel in India, has a loan default of Rs 44,478 crore. The State Bank of India (SBI), the lead bank of the consortium of lenders, had moved the NCLT for recovery of its loan. The NCLT has reserved its order on the plea.

Lanco Infratech Ltd: Lanco Infratech, once listed among fastest growing in the world, has a loan default of Rs 44,364 crore. IDBI has already initiated the process under the Insolvency and Bankruptcy Code against company’s loan defaults.

Essar Steel Ltd: Essar Ltd, one of the biggest in India and abroad in the steel sector, has a loan default of Rs 37,284 crore.

Bhushan Power & Steel Ltd: Bhushan Power and Steel, a sister company of Bhushan Steel, also has a loan default of Rs 37,248 crore. Bhushan Power and Steel was dragged to the NCLT by the Punjab National Bank.

Alok Industries: Alok Industries, which is a Mumbai-based textile manufacturing company, has a loan default of Rs 22,075 crore

Amtek Auto Ltd: Amtek Auto, one of the largest integrated component manufacturers in India, has a loan default of Rs 14,074 crore.

Monnet Ispat and Energy Ltd: Monnet Ispat and Energy, one of India’s steel producers have a loan default of Rs 12,115 crore.

Electrosteel Steels Ltd: Electrosteel Steels is an Indian water infrastructure company based in Khardah near Kolkata. The loan default by the company stands at Rs 10,273 crore.

Era Infra Engineering Ltd: Era Infra Engineering, one of India’s infrastructure companies, has a loan default of Rs 10,065 Crore. Union bank had moved the NCLT against the company, but the tribunal reserved its order over jurisdiction issue

Jaypee Infratech Ltd: Jaypee Infratech is a subsidiary of conglomerate Jaypee Group founded by Jaiprakash Gaur. It has a loan default of Rs 9,635 crore.
 

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Posted on Monday, April 29, 2019 - 08:55 am:       

Indian stock market is highly over valued...
LIC is being forced to prop up the stock price of some sensex companies
 

Baatasari
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Posted on Monday, April 29, 2019 - 06:16 am:       

Bump or Polavaram..

Once you understand how waivers become NPAs..

We can discuss corporates corruption leads to NPA

Then NPA accounting lo.. timelines pekaram wat regulations chnged..

Then we can see what timeframe wat was the NPA amount, who contributed how much hence who is to be blamed.. ane clarity oste..


We can then collectively blame that leader/leaders..

Comeon quick ga vachi.. confirm chei 1st step lone confuse avtunav NPA definition oo..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 11:36 pm:       

puppy shame on modi..kudos to farmers

https://www.andhrajyothy.com/artical?SID=778940
http://i.imgur.com/eUYcc.gif
 

Baatasari
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Posted on Sunday, April 28, 2019 - 06:33 pm:       


Lenin:




i dont want to respond to you at all..

pls let Polavaram explain why he thinks Waivers dont come up in NPAs..

he says "Govt will pay".. 100 times..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Lenin
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Posted on Sunday, April 28, 2019 - 06:31 pm:       


Baatasari:




Corporate NPAs are different from Farm loan waivers

Indian rural economy is heavily dependent on agriculture...farm loan waivers should n't be looked as part of investment / asset improvement program...still half of the employment in India is provided through Agri sector...so farm loan waivers, in a bigger picture, will improve the living standards of poor farmer as well as the farm hands / agri labour

they are investment on the standards of lives unlike corporate loans

what you should demand when implementing a farm loan waiver is, transparency

the govt needs to bring up a portal or platform where all the lenders should upload the data of the farm loans, and govt should create a unique waiver ID ... and there should be some criteria enforced

at the moment, the money through these waivers will be disbursed at the discretion of ruling govts
Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!!
 

Baatasari
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Posted on Sunday, April 28, 2019 - 06:29 pm:       


Polavaram:

2015 lo teesukunna 1 million loan 2018 dhaja katta ka pothe

Collateral ga vunna verese asset ni japthu chesthad bank




nee Loan Maafi avtondi - so Gvot will pay..

in what budget does this 1million Govt will pay ??
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Polavaram
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Posted on Sunday, April 28, 2019 - 06:28 pm:       


Baatasari:

just nee understanding cheppu pls..




2015 lo teesukunna 1 million loan 2018 dhaja katta ka pothe

Collateral ga vunna verese asset ni japthu chesthad bank

What is your point?
 

Baatasari
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Posted on Sunday, April 28, 2019 - 06:26 pm:       


Polavaram:

-------------

2015 You took 1 million loan

2017 - payments had to start, but because of xyz reasons you dont pay
2018 ochindi.. elections mundu.. Politician ABC came and said 1 million waived off, govt will pay..
2019 Feb lo... 2019 Feb to 2020 Feb ki budget present chestaru..

so i am asking.. your 1 million waiver is part of

2019 Feb - 2020 Feb budget
2018 Feb - 2019 Feb

---




twisting ledu em ledu..

nee understanding cheppa rada.. ikkada..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Polavaram
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Posted on Sunday, April 28, 2019 - 06:25 pm:       


Baatasari:

he got really offended .. just by finding "CBN" in my first couple of posts..




Vammo nee twisting taga leyya

Hair pin bend turning lu tiriginattu tiruguthunnav ninnati nunchi

You are trying to equate welfare schenes as npas

Which is wrong

Both are entirely different and thread lo first nunchi deviate ayindhi nuvve
 

Baatasari
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Posted on Sunday, April 28, 2019 - 06:22 pm:       


Polavaram:

I am not exactly sure what are you trying to prove with that example




why dont you ans this - and it will be CLEAR ??

please just ans this.. instead of repeating "govt payoff chestundi"

just nee understanding cheppu pls..

-------------

2015 You took 1 million loan

2017 - payments had to start, but because of xyz reasons you dont pay
2018 ochindi.. elections mundu.. Politician ABC came and said 1 million waived off, govt will pay..
2019 Feb lo... 2019 Feb to 2020 Feb ki budget present chestaru..

so i am asking.. your 1 million waiver is part of

2019 Feb - 2020 Feb budget
2018 Feb - 2019 Feb

---

There is no repeat loan, there is no AP,CBN, plain example..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 06:21 pm:       


Lenin:

Farm loan waiver are not that bad as projected by media or Raghuram Rajan

there is a base product (agri output) which will be there in the market..Unlike NPAs of corporates /startups (most of them are overambitious ) farm loan waivers will add some thing to productivity




while i do agree with what you said..

i am shocked by the level of misconception - our friend Polavaram has - around how Loan waivers / Election schemes, all of it end up as NPAs..

he got really offended .. just by finding "CBN" in my first couple of posts..

so i am working to just explain him how..

Farm loan outstanding => Waivers => NPAs..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 06:21 pm:       


Baatasari:




I am not exactly sure what are you trying to prove with that example

Govt pay off chestundhi vayya loan ni

Needhi Bad example endhuku ante, india lo 1.6 lakh dhaka collateral akara ledhu, 1.6 lakhs nunchi banks collateral details teesukuntundhi

2015 lo teesukuni interest katra ka pothe japthu chesthad

Naa badhulu, nenu katta leka pothe npa avvuddhi

Govt pay off chestundhi farm luan ni

Govt Ela chestundhi neeku endhuku, how that is relavent here
 

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Posted on Sunday, April 28, 2019 - 06:18 pm:       


Baatasari:




Farm loan waiver are not that bad as projected by media or Raghuram Rajan

there is a base product (agri output) which will be there in the market..Unlike NPAs of corporates /startups (most of them are overambitious ) farm loan waivers will add some thing to productivity
Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!!
 

Baatasari
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Posted on Sunday, April 28, 2019 - 06:15 pm:       


Polavaram:

Govt banks ki pay chesthe neeku issue enti?
Npa avvadhu kadha aa farm loan

5 years 1.5 lakhs per head loan ckear avutundhi




naa kinda example chepte .. neeku clear aipotundi kada ela avtundo ade explain chestuna.. hypothetical example - ikkada think chesi chepu ans..

----

2015 You took 1 million loan

2017 - payments had to start, but because of xyz reasons you dont pay
2018 ochindi.. elections mundu.. Politician ABC came and said 1 million waived off, govt will pay..
2019 Feb lo... 2019 Feb to 2020 Feb ki budget present chestaru..

so i am asking.. your 1 million waiver is part of

2019 Feb - 2020 Feb budget
2018 Feb - 2019 Feb

----
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 06:13 pm:       


Baatasari:




Govt banks ki pay chesthe neeku issue enti?
Npa avvadhu kadha aa farm loan

5 years 1.5 lakhs per head loan ckear avutundhi
 

Baatasari
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Posted on Sunday, April 28, 2019 - 06:08 pm:       


Polavaram:




forget about numbers.. adi we can talk specifics.. but i believe your concept itself are misunderstood..

on how REDEMPTIONs work vs Waivers..

so stick to example ..

------------------

2015 You took 1 million loan

2017 - payments had to start, but because of xyz reasons you dont pay
2018 ochindi.. elections mundu.. Politician ABC came and said 1 million waived off, govt will pay..
2019 Feb lo... 2019 Feb to 2020 Feb ki budget present chestaru..

so i am asking.. your 1 million waiver is part of
2019 Feb - 2020 Feb budget
2018 Feb - 2018 Feb
------
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 06:06 pm:       

Oka chinna correction :

Ap govt icchindhi 1.5 lakhs per loan ( 25k per year )

For exampke pupose i was referring 1 lakh
 

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Posted on Sunday, April 28, 2019 - 06:06 pm:       


Polavaram:



notikochina numbers chebthunnava?

AP govt loan waiver amount ye 25k crores...
Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!!
 

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Posted on Sunday, April 28, 2019 - 06:04 pm:       

so Debt Redemption ante.. Govt ends up owing more and more to banks..


are you saying

Polavaram:

2nd year- ap govt paid 20k more, so on




2nd year - ap govt paid 20k more antunav - (supposed to)

5 years ilane loan issues oste.. 100k cr AP govt owes more - YES or NO ?}
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 06:02 pm:       


Baatasari:

2015 You took 1 million loan

2017 - payments had to start, but because of xyz reasons you dont pay
2018 ochindi.. elections mundu.. Politician ABC came and said 1 million waived off, govt will pay..
2019 Feb lo... 2019 Feb to 2020 Feb ki budget present chestaru..

so i am asking.. your 1 million waiver is part of




Bad example

As per ap govt plan, he is going to get only 1 lakh not million
 

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Posted on Sunday, April 28, 2019 - 05:59 pm:       


Baatasari:

Debt Redemption ki Loan Waiver ki difference telusuna ? can you explain..




Assalu chadava kubda sava dobbuthav yendhi saami


Polavaram:

Example:

Naaku 1 lakh loan vundhi, 2014 lo

Ap govt decided to implement farm loan waive schemes

First installment they paid 20000, old loan will be closed

Fresh loan will be created

Ap govt still owe 80000 to banks, if i wanted to take loan, i can get 20k loannfrom bank

2nd year- ap govt paid 20k more, so on


 

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Posted on Sunday, April 28, 2019 - 05:55 pm:       


Polavaram:




ok lets stick to our timeline.. AP govt gurinchi vaddam le kani..

so you are saying.. ur loan got waived off in 2018 ..

and the budget was allocated in 2018 Feb to 2019 Feb budget ?

-------

sare CBN declared pasupu kumkuma plan - dani budget 100 cr (assumption,say)

2019 Apr lo announced pasupu kumkuma
is this part of
2019 Feb - 2020 Feb budget
2020 Feb - 2021 Feb budget ?


Debt Redemption ki Loan Waiver ki difference telusuna ? can you explain..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 05:49 pm:       


Baatasari:

am asking HOW Govt pays off without having Money in its pocket ??




2018 lo chese mundhe ap govt included farm loan waiver scheme in 2018 budget allocation, they worked on a criteria to identify those lians, they have used special software.

Before going to prepare budget, they wilm have clear picture of how to raise that allocated amount ( different sources )

That is what happened in 2014

Ap folliwed a plan calked Debt redemption plan
 

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Posted on Sunday, April 28, 2019 - 05:46 pm:       


Baatasari:

2019 Feb - 2020 Feb budget
2018 Feb - 2019 Feb

?



brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 05:45 pm:       

sare timeline example teeskundam - this will be very easy to follow..

2015 You took 1 million loan

2017 - payments had to start, but because of xyz reasons you dont pay
2018 ochindi.. elections mundu.. Politician ABC came and said 1 million waived off, govt will pay..
2019 Feb lo... 2019 Feb to 2020 Feb ki budget present chestaru..

so i am asking.. your 1 million waiver is part of
2019 Feb - 2020 Feb budget
2018 Feb - 2018 Feb

?
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 05:41 pm:       


Polavaram:

Deficit lo vunba ap govt 1 lakh ni , instead of me ap govt paid off




How Govt Paid off ??

asalu nuvvu 2019 lo TEESKOBOYE loan gurinchi FORGET.. i am asking HOW Govt pays off without having Money in its pocket ??




Polavaram:

How ap govt got the loan for farm loan waiver scheme is not rekevant to the topic here ( may be from bonds or sonething else )

They wilm pay in installments to thise sources and include it in budget .




will they include your 1lakh waiver in 2019 budget - or have they included it in 2018 budget ?
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 05:39 pm:       


Polavaram:

they are going to close tge luan fir 2918,




They are going to close that loan for 2018
 

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Posted on Sunday, April 28, 2019 - 05:38 pm:       


Baatasari:

so ipudu Deficit-govt .. loan waivers cheste .. NPA create avutaya avvava ?




Bank - 1 lakh loan icchindhi naaku

Deficit lo vunba ap govt 1 lakh ni , instead of me ap govt paid off

Bank is going to get 1 lakh from ap govt instead of me

Banks are happy, they are going to close tge luan fir 2918,

If i need lian for 2919, i am going to submit fresh lian application

What is the issue here, i didnâ€t understand

How ap govt got the loan for farm loan waiver scheme is not rekevant to the topic here ( may be from bonds or sonething else )

They wilm pay in installments to thise sources and include it in budget .
 

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Posted on Sunday, April 28, 2019 - 05:33 pm:       


Polavaram:




i am asking simple question -

so existing loans.. loan waiver cheste..

Govt pays to Banks annav - CORRECT ( govt is supposed to pay )

But govt chetilo money ledu..

90 days arrears unte.. avi NPAs aipotai ani nuvve antunav - CORRECT

so ipudu Deficit-govt .. loan waivers cheste .. NPA create avutaya avvava ?

just a simple YES or NO cheppu chalu..
}
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 05:31 pm:       


Baatasari:




Farm loan waiver ledhu aa state lo ani realize ayithe evadi kaadu pay chesethad , but still some % of mondi baaki lu vuntayi which is common every year

Leka pothe fresh new loans ivvar

Adhi common ga jarigedhe
 

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Posted on Sunday, April 28, 2019 - 05:29 pm:       

so existing loans.. loan waiver cheste..

Govt pays to Banks annav - CORRECT ( govt is supposed to pay )

But govt chetilo money ledu..

90 days arrears unte.. avi NPAs aipotai ani nuvve antunav - CORRECT

so ipudu Deficit-govt .. loan waivers cheste .. NPA create avutaya avvava ? }
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 05:26 pm:       


Polavaram:

Vere states lo ekections tine lo farm loan waive chesthar anE anticipation tho




anticipation toh suffer ayyedi.. FRESH CREDIT ( read the link below )

What happens to existing loans - AFTER Runa Maafi anedi matrame .. i am asking..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 05:24 pm:       


Polavaram:

Either 1. Borrow from outside or 2. Cut down capital exoenditure




Ok Borrow from Outside.. meaning

AP govt enni yrs deficit lo unnadi.. enni yrs ki surplus lo vastadi to repay ALL the pending loans..

na problem em ledu anna.. simple ques ki simple point ki .. ans cheppeste.. u will get what i am saying.. and y CBN or welfare schemes came into this thed ( ade nee badha clarify avtundi )
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Posted on Sunday, April 28, 2019 - 05:24 pm:       


Baatasari:

HDFC bank vadu.. Farm loan Waivers valana NPA ekkuva ayinayi..




Valud true

Vere states lo ekections tine lo farm loan waive chesthar anE anticipation tho

Loans jatta kunda wait chesthar

More than 90 days ayithe noa category kibdhaki vastadhi
Monce they realuze, no farm liab, they have to pay otherwise

Next time lian lu ivcar farm lians lo
 

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Posted on Sunday, April 28, 2019 - 05:21 pm:       


Baatasari:

Govt is in Deficit budget..




Vunte neeku issue yendhi

Revenue deficit and fiscal deficit rendu vundhi

Ap ki 11% growth vundhi, india average 7% vunte

Chala states lo same issue, dhaniki welfare schenes ki relation yendhi

Ninne chepoa, malka same thre legged rabbit theiry modalettav


Polavaram:

Either 1. Borrow from outside or 2. Cut down capital exoenditure


 

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Posted on Sunday, April 28, 2019 - 05:13 pm:       


Polavaram:

Govt to banks ( where as ap govt example )




Govt is in Deficit budget..

then how can Govt "pay off" when it doesnt have money to start with ?

Do you know how much govt "budgets" for Waivers every year ?
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Posted on Sunday, April 28, 2019 - 05:12 pm:       


Baatasari:

Who "pays off" farm loans.




Govt to banks ( where as ap govt example )

Farm loan is part of welfare schemes, welfare schemes are part of state budget
 

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Posted on Sunday, April 28, 2019 - 05:11 pm:       

Farmers are on loan..
There are arrears on these loans..

Politician gives election freebie.. Runa Mafi on these loans..

so "who pays off" these loans..
They are classified as NPAs by the lending bank - Yes or No

simple question
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 05:10 pm:       


Polavaram:




simple question ki ans cheppu -

Who "pays off" farm loans.. macro-economics anta pedda jargon vaddule kani..

we will come to that in a minute..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 05:08 pm:       

Govt spending leni country endhi ippudu

Comedy ni kakulu etthu kella

Us 2018 budget lo ne 18% ante almost 1 trillion welfare spending vuntundhi

Welfare scheme impact country gdp meedha kooda influence chesthundhi

That is part and parcel of the macro economica
 

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Posted on Sunday, April 28, 2019 - 05:08 pm:       

MUMBAI: Days after it reported spike in its own NPAs due to farm loan waivers, HDFC Bank

translate this in Telugu..

HDFC bank vadu.. Farm loan Waivers valana NPA ekkuva ayinayi..

emi artham avatledu indulo ??
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 05:05 pm:       


Polavaram:

farm loans paid off




what is FARM LOANs "paid off" - who pays off, from what sources ?

runa mafi ante emiti ?
mondi bakayilu ante emiti ?

AP govt is in deficit - ante layman lang lo mana income <<< expenditure - ALREADY.. since bifurcation..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 04:52 pm:       


Baatasari:

emi difference ante u cant explain..




Welfare schemes ki spend chesina money it revolves with in the indian banking system ( rbi and banks)

( i am taking ap govt example , farm loans paid off , money goes to banks )

Where as loans to fraudsters and those big guys, money goes out of countries, fruad galku money ni tax haven countries ki teesuku velli, fake suitcase companies tho malla invest chesthar india lo or run away from india

Money is compketely goes out of our banking system

Ee renditiki

Nakka ki kukka ki vunnantha difference vundhi
 

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Posted on Sunday, April 28, 2019 - 04:39 pm:       


Polavaram:




Haha.. vithanda vadam nena ??

Corporate defaults aina, farm loan waivers aina.. all contribute to NPA..

Thed starting is about NPAs.. ade CBN or Modi or UPA link here..

Welfare schemes ki NPAs ki.. inni posts vestunav.. emi difference ante u cant explain..

Antenduku.. DB lo inta mandi unar.. y dont u have any1 say this.. govt spending ante emaina money plants nunchi vastunaya..


OTannna.. oorike jump kottad anukunava thed lonchi..

Unrelated antav.. CBN endukochad antav.. em matladutunavo telustanda asalu..


brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Sunday, April 28, 2019 - 04:27 pm:       

Vijay malya, choksi & nirav modi lu pari poyindhi

Mana time lo ne

Burra lo gujju vunna vodu evadanna aduguthad

How they left ani
 

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Posted on Sunday, April 28, 2019 - 04:24 pm:       

http://www.dailypioneer.com/2018/page1/both-upa--nda-led-to- npas--rajan.html

Papam raghuram rajan kurrod abaddam chepthunattu vunnad

Link english lo ne vundhi LOL
 

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Posted on Sunday, April 28, 2019 - 04:21 pm:       


Polavaram:

Bjp valka time lo frayd galka gurinchi cheppina

No action taken





Rajusk:

number of measures have been taken to recover loan amount from NPAs, and wilful defaulters. As a result, PSBs recovered an amount of Rs. 1,58,259 crore, during the financial years 2015-16 to 2017-18


 

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Posted on Sunday, April 28, 2019 - 04:09 pm:       


Polavaram:

No action taken



Rajusk:

Measures to Recover Loan Amount from NPAs
Asset Quality Review (AQR) carried-out in 2015 for clean and fully Provisioned Bank Balance-Sheets revealed high incidence of Non-Performing Assets (NPAs). Expected losses on stressed loans, not provided for earlier under flexibility given to restructured loans, were reclassified as NPAs and provided for. Public Sector Banks (PSBs) initiated cleaning-up by recognising NPAs and provided for expected losse




LOL..English lo ne undi gaa
 

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Posted on Sunday, April 28, 2019 - 04:07 pm:       


Rajusk:

Inthaki LGR dobbesina 40,000 crores lo banks ki entha return ichadu..





Lagadapaati ki yee government haayam lo loans occheyo pirst seppu. so aa loans NPA aithe aa government is to be blamed
 

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Posted on Sunday, April 28, 2019 - 04:03 pm:       

Raghuram rajan kurrod chepthunnad

Link petta

Issue congress time lo start ayina

Bjp valka time lo frayd galka gurinchi cheppina

No action taken
 

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Posted on Sunday, April 28, 2019 - 04:02 pm:       


Baatasari:




Orayya vitanda vadam continue chesthunnav , last post from my end, multiple posts lo cheppa

You are in same infinite loop with your three legged rabbit code from the begining

Welfare and this npa issue are Two different topics, you brought this topic to deviate from thread’s topic

Welfare schemes ki Govt chese spending ki npas ki relation enti assalu

Don’t club them together

Big guys ki icchina loans tho valluvollu balisi istamocchina spending chesi

Money ni tax heaven countries ki transfer chesi

Ip petti

Country Nunchi paripoye vallaki. Farm loans kattani vallani oke gatina kattaku

Farmers ki oka sari loan katta ka pothe there is no second time

But guys like vijay malya, choksi and nirav modi

And other tom,dick and harry la ki different rules

India okkate kaadhu welfare schemes lo govt soending chesedhi,
 

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Posted on Sunday, April 28, 2019 - 03:58 pm:       


Rajusk:




Measures to Recover Loan Amount from NPAs
Asset Quality Review (AQR) carried-out in 2015 for clean and fully Provisioned Bank Balance-Sheets revealed high incidence of Non-Performing Assets (NPAs). Expected losses on stressed loans, not provided for earlier under flexibility given to restructured loans, were reclassified as NPAs and provided for. Public Sector Banks (PSBs) initiated cleaning-up by recognising NPAs and provided for expected losses. As a result of transparent recognition of stressed assets as NPAs, the aggregate Gross NPAs of PSBs (as per Reserve Bank of India (RBI) data on global operations), have increased from Rs. 2,79,016 crore, as on 31.3.2015 to Rs. 8,95,601 crore, as on 31.3.2018 (provisional data).

As per RBI inputs, list of the banks having NPAs of Rs. 100 crore or more is at Annexure.

A number of measures have been taken to recover loan amount from NPAs, and wilful defaulters. As a result, PSBs recovered an amount of Rs. 1,58,259 crore, during the financial years 2015-16 to 2017-18

Matter motham English lo ne undi..read and venjoy
 

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Posted on Sunday, April 28, 2019 - 03:44 pm:       

Inthaki LGR dobbesina 40,000 crores lo banks ki entha return ichadu..

Mana vaadu bank dabbuli kottesthe adi Entrepreneurship..kiki
 

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Posted on Sunday, April 28, 2019 - 12:03 pm:       


Polavaram:




Arey babu..ade explain chestuna..

Modi ichina cbn ichina obama ichina..

Welfare scheme = farm loan waiver = npa ??

Emiti confusion.. enduku kadu.. kinda nuvve cheppina example..

Adi agree cheste..then we can discuss.. modi enta ichad, cbn enta ichad.. 2004 lo enta undi.. 2019 emaindi we can discuss..

1 step at a time.. do u agree welfare schemes add to npa ?
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Posted on Sunday, April 28, 2019 - 11:36 am:       

Thread topic ni mottam deviate chesav

Vitanda vadam tho

India face chesthunna npa issue ki welfare schemes ki relationnenti assalu

How modi is giving 4 kakh cr farm loan waive program endhuku chesthunnad mari

Welfare schemes are different

Npa problem is different
 

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Posted on Sunday, April 28, 2019 - 11:34 am:       


Baatasari:

Farm loan waivet ante emiti.. paypff cheyatledu ane kada..
Who pays it then ?

The CM pocket money ? Or the Govt Balance sheet ?

AP is in deficit.. mana kaada paisalu levu . Mana govt run avtundo ALREADY deficits meeda..

Ee point lo neku em artham.avatledu kabatte.. explaining same thing again n again..




Ap govt deficit vunte neeku endhuku saami, loans pay off cheyyatam oke sari possible kaadhu ani 5 installments lo pay chestundhi

Farmers ki vunna bank loans ap govt pay off chesthundhi, govt ki banks vunna restructuring

Banks farmers nunchi vacche interest and princioal ap govt pay chestundhi

Thread lo first nunchi cheppe point ee adhi

Neeku ardam kavatam ledhu

Banks icchina loan govt pay off chestunte banks ki emi noppi

Avi npa endhuku avuddhi

Farm loan:

Agriculture lians different types

Farmer 1.6 lakh loan bank nunchi teesukunte, security provide cheyyakarledhu loan ki ee year RBI rules matchindhi, prompt ga pay chesthe next time malli loan istundhi

Thread topic npa issue is different ball game, mokali ki bodi gundu ki link petti

Ninnati nunchi vithanda vadam chesthunnav

Example:

Naaku 1 lakh loan vundhi, 2014 lo

Ap govt decided to implement farm loan waive schemes

First installment they paid 20000, old loan will be closed

Fresh loan will be created

Ap govt still owe 80000 to banks, if i wanted to take loan, i can get 20k loannfrom bank

2nd year- ap govt paid 20k more, so on

Debt redemption plan antar dhanni
 

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Posted on Sunday, April 28, 2019 - 10:24 am:       

Modify ur example a bit further..


I have 10million $ loan.. i have interest payments 50k $.. i am farmer or corporate..

BANK is chasing me for money.. but election time lo CM declares.. all ids starting with "B" .. RUNA maafee..

Ipudu bank vadu em chestad.. aa 10million NPA aipoindi kada ?

Read ur definition of NPA..
Are we on same page now ?
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Posted on Sunday, April 28, 2019 - 10:13 am:       

Kinda example correct for NPA..

Mondi bakayilu.. farmers meeda loans unte vati payments avvatledu. Daniki NPA ga categorise chesi..

Sarkat varu.. BANKS meeda tostunaru.. ipudu artham ainda ?
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Posted on Sunday, April 28, 2019 - 10:11 am:       


Polavaram:




Farmer loan payoff cheste npa ela avtundi antunav ?

Farm loan waivet ante emiti.. paypff cheyatledu ane kada..
Who pays it then ?

The CM pocket money ? Or the Govt Balance sheet ?

AP is in deficit.. mana kaada paisalu levu . Mana govt run avtundo ALREADY deficits meeda..

Ee point lo neku em artham.avatledu kabatte.. explaining same thing again n again..

Can u explain wat farm loan waiver is.. adiganu.. u dont giv ur thoughts..

Ela payoff chestunru.. evaru chestunaru..
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Posted on Sunday, April 28, 2019 - 09:52 am:       


Baatasari:

Farm loan waiver cheste.. npa avtunda avvada ?




Malla modati kocchav endi saami

Npa exampke :

if a company with a $10 million loan with interest-only payments of $50,000 per month fails to make a payment for three consecutive months, the lender may be required to categorize the loan as nonperforming to meet regulatory requirements.

Farm loan ee pay off chesthe npa avvatam endhi

Vichiteam kaka pothe
 

Ustad
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Posted on Sunday, April 28, 2019 - 01:12 am:       


I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw
 

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Posted on Saturday, April 27, 2019 - 11:08 pm:       

farmers not allowed to sell rice outside india



farmers ki entha ichina takkuve ...


reyyy BJP or CON grace

1 lakhs crores fake TDP Gobbels- JDLN
A poet about Modi said
 

Baatasari
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Posted on Saturday, April 27, 2019 - 11:04 pm:       


Polavaram:




You have not answered..

Farm loan waiver cheste.. npa avtunda avvada ?

Simple yes or no..

Cos u r still stuck with random concepts..

90 lo enta maafi aindi.. akkada daka vaddam.. but first do u agree waivers becoming NPA ?

Correction again.. u have to stop pasting Modis stamp on me.. on any1 else ..

Biriyani jee.. i am not claiming IQ or speaking abt any1 personals.. sm1 putting his points i am putting mine..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 09:48 pm:       

3 Rbi governors in 3 yrs.. sums up the banking mess
 

Polavaram
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Posted on Saturday, April 27, 2019 - 08:00 pm:       


Baatasari:

can you pls explain difference between Farm-loan and Agri loan..




1989-1990 farm loan no string attached - around 10 to 12k cr waived from all national banks

Where as AP form loan waiver had limitations of nax 1 lakh with 4.9 million beneficuaries, ap govt paid to banks, ( priciple and interest ).

Banks happy, konni raavu anukunna modi baaki lu govt pay chesthundhi

Ee year mee modi 4 lakh crores farm loan waive chesthunnad, not sure about limitations, evo vuntayi only upto 5 acres ki intha ani

Already first installnent vesad anukunta bank accounts lo

Ela possible avutundhi antav?
 

Miniontada
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Posted on Saturday, April 27, 2019 - 07:53 pm:       

mana twitter well lo ellali oka handle tho .. itta aithe mass tho mettup kaalemu . idi chinna kunta comapring nationala politics same tiem ikkada oka linkign thread eskundaari ...
#MODIVSNPA

1 lakhs crores fake TDP Gobbels- JDLN
A poet about Modi said
 

Biriyani
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Posted on Saturday, April 27, 2019 - 07:24 pm:       

The real low IQ candidate in the entire DB history ante e kurrode..

E kurrodu logical ga argue chesthadu anukune metta DBers ku lal salaam.

//By 2014, nearly all the banks having high NPAs were public sector banks. The NPA scam started showing prominently in the statistics of 2014. But why are NPAs still increasing after Modi government took over in 2014? Till 2014, only 2.5 Lakh Crore NPAs were shown, but after the asset quality review of RBI in 2015-16, the real NPAs were discovered to be around 8.5 Lakh Crores. Naturally, the newly discovered NPAs began showing up in statistics. Even though the accumulated NPA belonged to the 2008-2014 period, the interest on the principal amount began piling up leading to an increase in outstanding liabilities.//
 

Baatasari
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Posted on Saturday, April 27, 2019 - 06:48 pm:       


Polavaram:

Farm loan waiver ane scheme





Polavaram:

Agri lloans ni mafi chesthe national front time lo laga

Adhi burden banks ki

That is different scenario




can you pls explain difference between Farm-loan and Agri loan..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Polavaram
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Posted on Saturday, April 27, 2019 - 06:46 pm:       


Baatasari:

ipudu artham avtonda farm-loan-waiver NPAs ela avtunayo ?




Vithanda vadam tappa emanna vndha

Ardam ayyedhi endhi

Farm loan waiver ane scheme

State govt

Either 1. Borrow from outside or 2. Cut down capital exoenditure

loans ni pay off chesthundhi

Ante banks will get their money back, they are not going to lose money and that is not burden to banks .

Akkada nuvvu pettina link lo

Aadu cheppedhi

Public farm loan waiver istharu ani cheppi exoectations tho

Loans egadobbuthar default avuthar ani

That is different

Nuvvu confuse kaaku

Mottam chaduvu inkosar

Agri lloans ni mafi chesthe national front time lo laga

Adhi burden banks ki

That is different scenario
 

Baatasari
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Posted on Saturday, April 27, 2019 - 06:26 pm:       

inko link -

https://economictimes.indiatimes.com/industry/banking/financ e/banking/npas-rise-due-to-loan-waivers-may-hit-fresh-agricu lture-credit/articleshow/59810339.cms


MUMBAI: Days after it reported spike in its own NPAs due to farm loan waivers, HDFC BankNSE 0.77 % today warned that lenders may discontinue fresh lending to the agriculture sector.

Farm loan waivers valana.. existing NPAs ki matrame kadu.. next round kuda NPA ready avtai ani cheppadam..

ipudu artham avtonda.. y CBN waivers are part of the NPA discussion ?
I brought CBN.. with expectation aa contribution awareness untundi ani .. anta matrame..
}
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Baatasari
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Posted on Saturday, April 27, 2019 - 06:19 pm:       

inka detail -

With states such as Madhya Pradesh, Chhattisgarh, Rajasthan and Assam announcing agriculture loan waivers in the last few days, more states may announce the same in the run-up to general elections and assembly elections. Bankers worry that expectation of loan waivers could prompt people to default on their loans.

ipudu artham ainda ?
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Baatasari
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Posted on Saturday, April 27, 2019 - 06:17 pm:       


Polavaram:

Indhakati nunchi choisthunna

Endhi dhamki isthunbav

Mind dobbindha ninnu evadu personsals ga annad

Ekkuva ga oohinchukoku

Matter npa ayithe tdp scheme lu endhuku vacchindhi thread lo

Bjp ki support chesukonte chesuko musugesukuni cheyyaku

Ee thread lo




ee personals ki povaddu ane cheptuna..
nenu evariki support cheyalo vaddo nuvvu cheppe situation ledu kani..

back to point -

sare ee link chusi cheppu..

https://www.thehindubusinessline.com/economy/agri-business/b ring-npa-norms-for-farm-loans-on-par-with-others-sbi-researc h/article25800019.ece

As per latest RBI data, /b{Agriculture NPAs stood at Rs 60,200 crore} and NPAs on on account of Kissan credit cards and crop loans would be an additional Rs 27,700 crore as of March 2017

ee link lo restructuring gurinchi undi..

ipudu artham avtonda farm-loan-waiver NPAs ela avtunayo ?
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Polavaram
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Posted on Saturday, April 27, 2019 - 06:12 pm:       


Baatasari:

Corporate Defaults valana kante .. farm loan waiver valla banku variki bokka takkuva padinadi




Nenu pettina link naaku malka petti emi chepthunnav

Ap farm lloan waive scheme ki bank lu loans write off cheyya ledhu

Nenu pettina link lo vaadu compare chesthunbad

Aa amount farmers ki isthe npa kanna takkuva burden ani

Ap govt pay off chesindhi amt banks ki write off kaadhu on structured loan

Don’t you understand the difference?

Matter telvakunda sava denjaku


Baatasari:

One last time cheptuna.. personals pokunda nuvvu ichina link saduvi explain chei ..




Indhakati nunchi choisthunna

Endhi dhamki isthunbav

Mind dobbindha ninnu evadu personsals ga annad

Ekkuva ga oohinchukoku

Matter npa ayithe tdp scheme lu endhuku vacchindhi thread lo

Bjp ki support chesukonte chesuko musugesukuni cheyyaku

Ee thread lo
 

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Posted on Saturday, April 27, 2019 - 06:01 pm:       

rojuko edudu sandhesam by banana & his followers.
but can't pluck desh ki bhakth modi's kunti aak
 

Baatasari
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Posted on Saturday, April 27, 2019 - 05:57 pm:       


Polavaram:




nuvvu ichina link lone.. highlight chesindi.. Telugu lo..

Corporate Defaults valana kante .. farm loan waiver valla banku variki bokka takkuva padinadi

nuvvu anedi - govt pay chestundi, Farm loan waiver nunchi NPA radu..

Inko-sari .. OTanna ichina gyan highlight cheskuni..

A nonperforming asset (NPA) refers to a classification for loans oradvances that are in default or are in arrears on scheduled payments of principal or interest.

ipudu artham avtunda ?
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Baatasari
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Posted on Saturday, April 27, 2019 - 05:52 pm:       


Polavaram:


Ardam ayyedhi endhi , em nattuduthunbavo neekanna ardam avutundha

Koncham matter telusukuni ravali





Polavaram:

Subject teliyaka pothe sava denka koodadhu




One last time cheptuna.. personals pokunda nuvvu ichina link saduvi explain chei ..

https://www.indiaspend.com/top-12-corporate-npas-cost-excheq uer-twice-as-much-as-farm-loan-waivers/


The scale of the corporate non-performing assets (NPA) problem is of a higher magnitude, and corporate defaults have cost the public exchequer more than farm loan waivers.

How is Farm Loan Waivers related to NPA ?

T ni chusi manam enduku pisukkunam - Andhra is in deficit whereas T is in surplus..






Polavaram:

Issue upa daggara start ayyindhi

Bjp time lo peaks ki vellindhi

Both govt at fault - ragurama rajan cheppinattu




i am not disputing this at all.. idi Fact - but what happened in Modi rule, should he be blamed ENTIRELY anedi discussion..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 05:46 pm:       


Baatasari:

Banks ki govt pay cheste NPA ela avuddi ?
u are thete.. govt unlimited ga ela pay chestundi.. Andhra is badly on deficit..

Ade unte.. T ni chusi manam pisukkovadam deniki..

Ipudu artham avtonda cheppedi..




Ardam ayyedhi endhi , em nattuduthunbavo neekanna ardam avutundha

Koncham matter telusukuni ravali

Farm loan waiver is in installments ( 5 k per year x 5 years )

Govt ki vacche income tho pay chesedhi banks adhi npa ayyedhi endhi, its acwelfare scheme

Banks ki direct ga govt pay chesthundhi loan restructure chesukuni

Subject teliyaka pothe sava denka koodadhu

T govt ippatiki ap govt ki 1 lakh cr paiga dabbulu ivvali from state division

Allani choosi pisukkunedhi endhi

Stick to npa topic

Issue upa daggara start ayyindhi

Bjp time lo peaks ki vellindhi

Both govt at fault - ragurama rajan cheppinattu

Modi gori time lo country vadili paripoyar

Thanks gujju gang
 

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Posted on Saturday, April 27, 2019 - 05:24 pm:       

https://mumbaimirror.indiatimes.com/news/india/maximum-bad-l oans-started-in-upa-regime-says-rajan/articleshow/65777064.c ms

Maximum bad loans which turned NPA were given in 2006-08...according to Rajan....they were simply renegotiated every time they were due in UPA time....RBI chnaged the rules and did not allow the evergreening of these loans in Modi's term.......bad loans ni Modi kmeedha ruddhadam ante nisaanis thappa evaru cheyyaleru
 

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Posted on Saturday, April 27, 2019 - 05:09 pm:       


Polavaram:




Banks ki govt pay cheste NPA ela avuddi ?
u are thete.. govt unlimited ga ela pay chestundi.. Andhra is badly on deficit..

Ade unte.. T ni chusi manam pisukkovadam deniki..

Ipudu artham avtonda cheppedi..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Baatasari
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Posted on Saturday, April 27, 2019 - 05:02 pm:       

Iha ur point abt this investigation..

Again.. u r going on loop.. but layman lang lo explain..

Ee fraud corps ki epati nunchu NPA ichar ?
Ipa nunchi going on.. and banking messed up

Now when is Rajan sounding alarm ?
Gud.. and how long does it take to clean up all shit..

The entire NCLT - NPA resolution drama.. is top on Jaitley agenda.. adi nuvviche 2016 lone ippatiki.. 2019 its not resolved.. its still work in progress.. and i agree with you that the progress here is rather slow..

Come with stats n points .. we can discuss..not with some spam, personals, abuses..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 05:01 pm:       


Baatasari:

cos ee schemes in the past n going fwd also contribute to NPA




Endhi ardham ayyedhi

Banks ki govt pay chesthe npa endhuku avvuddhi

Meaning vundha

Nuvvu chepoedhi

Npa topic ki welfare schemes ki relation endhi

Banks write off chese farm loan kaadhu

Govt pay off chesthundhi banks ki

Problem endhi neeku
 

Polavaram
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Posted on Saturday, April 27, 2019 - 04:58 pm:       


Baatasari:

Jncle.. nuvu koncham.. limit lo matladatava.. over avtunav..




Over ayyedhi endhi limit lo vundatam endhi

Details petta, cheta naitge disco cheyyi

Leka pithe fold it and move on

Meaning vundha nuvvu mattadedhi

Npa topic lo cbn topic endhuku vacchindhi

Stick to npa topic
 

Confused
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Posted on Saturday, April 27, 2019 - 04:58 pm:       

BJP supporters avasarama manaki ee BABU slaves ki explain cheyadam. Sky scrapers kadite development anukune narrow minded leader fans ni vaala baavi lo vaalani vadileyandi.
 

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Posted on Saturday, April 27, 2019 - 04:56 pm:       


Polavaram:




Ok cool.. now we are on same path..

Npa both govts time lo unai.. right
NpA modi time lo drastic ga perigayi.. short ans kinda Uno links, there was change in norms by RBi and Jaitley

CBN enduku ochad - cos ee schemes in the past n going fwd also contribute to NPA

Artham ainda ippatiki ?

Nenu modi rajan evari fan ni kadu.. dobbaku oorike.. personals ki poyi..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Polavaram
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Posted on Saturday, April 27, 2019 - 04:54 pm:       

Inkoti

Raghuram Rajan goru RBI ki governor ga chesthunnapoudu

Fraud monitoring cell create chesi maintain chesad

He gave details about fraud companies to pmo office

No action taken

Vijay malya , nirav modi, choksi gallu escaped

https://www.google.com/amp/s/m.economictimes.com/news/econom y/policy/rbi-sets-up-fraud-monitoring-cell/amp_articleshow/5 2871992.cms

Idhi matter
 

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Posted on Saturday, April 27, 2019 - 04:53 pm:       


Polavaram:




Jncle.. nuvu koncham.. limit lo matladatava.. over avtunav..

I asked wat %ge of NPA is thru farm waivers.. 1% or 90% number cheppu chalu..

It is related cos..so called OT shows up great expertise to put 1% blame on x 10% blame on y.. but no such numbers for npa..

Wat % by ap
Wat % carried over by upa
Wat % change with npa norms change

Reading ur links now..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 04:48 pm:       

Andhra Bank topic ochindi kabatti saying..
It is one of the worst hit.. top 10 NPAs lo unnadi..and struggling to cope up.. Jaitley is aggressively pushing u first show ur pockets of NPA.. then either writeoff in a time window or recover..

Andhra Bank vadi exposure mostly Andhra and Orissa lo concentrated.. under the hood andaru MPs miniters.. ela prosecute chesedi.. emi solve chesedi.. they have been on negative EPS for long now.. lets see if they get merged by sm1..

Sare.. Babanna CM aipoyad ane anukundam.. doesnt change anything on the ground..u still have same infra issues, same banking issues.. how is CBN going to handle and do any good.. so appudu DLM ready chestara .. xyz (mostly Modi )didnt giv funds again ani..

It is one thing to post halfbaked info
It is entirely different thing to go on abuse marathon.. malli deeni wah wah political expertise ani bhajana cheskodam..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 04:48 pm:       


Baatasari:

so how much of this NPA has to do with Modi directly - since his time..
how much of this NPA is due to CBN n schemes..




Bodi gundu ki mokalu ki link petti vithanda vadham chesthundhi nuvvu

Npa topic lo cbn schemes endhuku vachindhi relation leni topic

Nuvvu evadi fan vi ayithe naaku endhi kakapothe naak endhi le kaani

Now, nee favourite Raguram rajan goru cheppina matalu vinu september 2018:

http://www.dailypioneer.com/2018/page1/both-upa--nda-led-to- npas--rajan.html

Both govt responsible antunnad, issue upa1 lo start ayithe , snowball issue la ga ippudu modi tine lo pedda issue ayyindhi

Nirav modi gaadi issue vacchedhaka saraina decision ledhu

Ika pothe

Npas ki farm loan waiver comparision numbers :

Neellantollaki Numbers tho kodithe gaani ardam kaadhu ani link isthunna

https://www.indiaspend.com/top-12-corporate-npas-cost-excheq uer-twice-as-much-as-farm-loan-waivers/

Edhi choosi cheppu poni

Cbn endhuku vasthad ee topic lo ki

Stick to npa topic don’t deviate
 

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Posted on Saturday, April 27, 2019 - 04:13 pm:       

Rayapati sambadi Transtroy ki Andhra bank lo NPAs. Aa loans he got as Congress MP or Tdp mp??

Also NPAs vunnodni malli endhuku nominate chesedu Babanna? Same with Raghuram Krishna Raju.
 

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Posted on Saturday, April 27, 2019 - 03:58 pm:       

Ippudu sujana gaadi valana bokka padina 6000 crores.. upa ichinda nda ichinda?
 

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Posted on Saturday, April 27, 2019 - 01:43 pm:       

i still wonder these people paid more taxes
Tatas,Narayana,Azimji/sharuk/kohli/doni never took somuch bravery awards
compared to ambanis adanis /shah son/ nirav modis /malya /harshad mehta
1 lakhs crores fake TDP Gobbels- JDLN
A poet about Modi said
 

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Posted on Saturday, April 27, 2019 - 01:24 pm:       


Uno:




thank you.. i didnt have this handy..

lot of it around NPA has changed..
there are multiple players.. if you blame someone, do you have sense of how much is actually contributed by him ( Modi ) ??

adigite layman antaru
links iste sadavaru..
reverse lo nuvvu Modi Bhakt, eyes lev antar..endira saami.. r u guys real..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Miniontada
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Posted on Saturday, April 27, 2019 - 01:24 pm:       

NO bhakt wants to talk about this

increasing cost of Living ( petrol) /Standard of Living (pollution/costly health care /education /less tolerant society )/ Opportunities of economic growth have
Decreased for middle class ( unemployment)

Nishani is not issue its about honesty

1 lakhs crores fake TDP Gobbels- JDLN
A poet about Modi said
 

Baatasari
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Posted on Saturday, April 27, 2019 - 01:21 pm:       


Polavaram:

Neeku kallu vunna chooda leka potam inkolka dhi tappa




pedda gyan ichav kani.. personals ki pokunda manchiga saduvu

Rajan since UPA time - free bie schemes are bad, dont do it
UPA time lo banks - freely gave loans, got piled up
Modi time - we will shake up entire thing, let everyone show NPAs so we know where we stand
Rajan - naa mata elago vinaru.. fk u .. leaves
Modi - manaku telsina vallane pettukundam..
ofc Patel also left..

so how much of this NPA has to do with Modi directly - since his time..
how much of this NPA is due to CBN n schemes..

simple ga ans chei chalu..
}
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Uno
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Posted on Saturday, April 27, 2019 - 01:19 pm:       

In 2015 RBI revised NPA classification norms and there were sudden spurge in NPA classification

https://www.livemint.com/Politics/PDmN9MGuvF3qbRiYIM3GMO/NPA s-may-touch-65-in-June-2015-on-revised-RBI-norms-ICRA.html

and again in 2018 RBI revised NPA norms

https://www.thehindu.com/business/Economy/new-rbi-norms-to-s pur-surge-in-npas/article22745297.ece

A 100 crore dues of a particular borrower ( based on the assets to loan ratio) may not be Classified as NPA in 2014 is considered as NPA as per new norms..
as per earlier norms..bad loans are not considered as NPAs even if they are not recovered for 6 years..but new norms says if the loan is defualt over 180 days,it is classified as NPA..and this is done to bring accountability of banks and recovering loans and reducing NPAs ..and still modi is reason for NPAs

and yes some nisanis don't need to understand it..
 

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Posted on Saturday, April 27, 2019 - 01:17 pm:       


Baatasari:

bla bla this explains indulo Modi udharinchindi kampu chesedi peddaga em ledu.. RBI involvement chala undi




Nee conedy tagakeyta

RBI involvement govt ki teliyakunda vuntadha

Gujju batch ee ga raghram eanjan gorini teesesi alla maata vinevadini tecchi

Demonitization lanti kanga pani chesindhi

Govt involvement lekunda RBI emi individual ga pani cheyyala gujju galja govt lo

Adhi matter

Neeku kallu vunna chooda leka potam inkolka dhi tappa
 

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Posted on Saturday, April 27, 2019 - 01:11 pm:       

raghurajan monane KCR iche inputs bhesh annadu ... so what ....


point is you can change formula of GDP and NPA definition ...

but in 1 billion population wont the people give you a verdict if

cost of Living /Standard of Living / Opportunities of economic growth have
Decreased fro middle class

do we need high Technical Finance Indicators foreplay ...

Common Sense say giving full Mandate to BJP made India go 5 yrs benhind ..

meanwhile Congress has no single face to show as PM candidate
& it is in Depression
so we need a a Rubberstamp Stable PM not a street side con Artist who is expert in emotional warfare

1 lakhs crores fake TDP Gobbels- JDLN
A poet about Modi said
 

Baatasari
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Posted on Saturday, April 27, 2019 - 01:09 pm:       

I rephrase the entire disco.. ekkadiki 1-inch move avvaledu..

OT : NPAs increased gradually (+stats) Modi is responsible
me : Do you know what this NPA accounting, what changed
OT : i am layman, not econ donno
me : bla bla this explains indulo Modi udharinchindi kampu chesedi peddaga em ledu.. RBI involvement chala undi

OT : Modi nissani, Desam anta uneducated dommari youth.. XX XXX XXX

?? entidi maku.. malli stick to point ani dobbestunad..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 01:06 pm:       


Polavaram:




nee badha artham kaledu..

nenu Modi uthamudu annana ?

OT saar AP expert kada ani .. AP ni pointing out..

saar ki boothul dobbamante utsaham ostundi kani.. topic disco ki ledu.. links chadive opika asalu ledu..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Polavaram
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Posted on Saturday, April 27, 2019 - 01:03 pm:       


Baatasari:

CBN meeda Rajan aligadu.. report saduvu ante.. CBN ki link ledu.. kani Modi link unda ?




Nee chevi lo cheppada aligad ani

He was against farm lian waiver achemes

But congress koida farm loan waive chesindhi, bjp kooda chesindhi

Idhedho ap & t okkate anbattu nee coloring endhi

Congress time lo he gave a report to discontinue special status to sone of those states in india

Mari congress kaani bjp kaani chesindha?

Conveninet ga ignore cheyaku , you go and read
 

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Posted on Saturday, April 27, 2019 - 01:02 pm:       

Onlytruth uncle, manaki knowledge leni subjects threads vesi comedian avvatam enduku?NPA classification under UPA and NDA ki day and night ki vunnantha difference vundi.
Where ever you go, we follow- Hutch Dog
 

Baatasari
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Posted on Saturday, April 27, 2019 - 12:54 pm:       


Onlytruth:

true and not related to NPA topic




WTF not related to topic ???

Anduke asked.. so u will read.. and KNOW its exactly the topic..

What are these schemes ? how are they showing as NPA..

CBN heritage ammi istunada paisalu..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 12:54 pm:       

indian businessman is braver than indian soldier - Mr Modi ..
https://www.youtube.com/watch?v=55d2-aLvqOA
1 lakhs crores fake TDP Gobbels- JDLN
A poet about Modi said
 

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Posted on Saturday, April 27, 2019 - 12:53 pm:       


Onlytruth:




PS i am no Modi fan..

i just feel disgusted by the non-sense you post..

NPAs perigina daniki.. UPA time nunchi contributions unai..

CBN meeda Rajan aligadu.. report saduvu ante.. CBN ki link ledu.. kani Modi link unda ?

em matladutunavo neekaina artham avtonda.. malli "nisani" certificates istunav..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 12:53 pm:       


Baatasari:

Rajan had serious issues with AP, Telangana on declaring schemes, freebies..




true and not related to NPA topic

FYI modi too deposited 6k per farmed india wide as election lancham
 

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Posted on Saturday, April 27, 2019 - 12:51 pm:       

after pakoda career .. enxt modis brain child idea for unemployment

http://drumroots.blogspot.com/2011/11/indian-ear-cleaning-sc am.html

1 lakhs crores fake TDP Gobbels- JDLN
A poet about Modi said
 

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Posted on Saturday, April 27, 2019 - 12:51 pm:       


Onlytruth:

AP CBN ekkada nunchi vachadud illiterate gadi fan vi kabatti illiterate logic use cheyyala ? u can do better




y dont you do better.. read my posts below..

Rajan had serious issues with AP, Telangana on declaring schemes, freebies..

so back to the question..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 12:50 pm:       


Baatasari:

In so called NPA swelling - AP/CBN contribution enta ?




NPA swelling ki national banks & their monitoring bosses major ga, little percent private banks reason

AP CBN ekkada nunchi vachadud illiterate gadi fan vi kabatti illiterate logic use cheyyala ? u can do better
 

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Posted on Saturday, April 27, 2019 - 12:49 pm:       

BJP is bending all degrees to impress Raghurajan now
i wont be surprised they will make him PM if they hopp to 200
to convince rest ..then
Prodigy Modi will complete his distance PHD in Witchcraft from MIT
and will teach same Economics in University of Chicago Booth School of Business..
if not at best he will do below
http://2.bp.blogspot.com/-vFaiW7H6ovM/Ttsv10KJXwI/AAAAAAAAAe k/aklU54EqMg0/s400/IMG_7324.JPG
gubilee scam of roadside conmen
1 lakhs crores fake TDP Gobbels- JDLN
A poet about Modi said
 

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Posted on Saturday, April 27, 2019 - 12:47 pm:       


Onlytruth:




you still did not ans my question..

In so called NPA swelling - AP/CBN contribution enta ?
future lo enta unda botondi bokka..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 12:47 pm:       

sirf highschool taq ani his own words tho chepukunnadu...video evidence
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 12:46 pm:       

https://youtu.be/yaDp8UPjeVU

mein kuch padayi likhayi nay hoon


ani nisani modi swayam ga oppukunnadu

I left home at the age of 17 after high school

10th tappi voorodili poyaadu


aa next delhi lo distance education lo tongue cleaner certificates evo konukkunnadu
 

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Posted on Saturday, April 27, 2019 - 12:45 pm:       


Onlytruth:

distance education ..in india... was a joke...u know it but may not accept it now because of fear of losing in this debate ( of supporting modi)


Modi was a class -1 illiterate ..okasari detailed report pettanu




ok.. can you pull out sample "report" - cos i dont know what is this class-1 illiterate certificate you distribute..

can you also tell me .. what is your educational qualification ( idi curiosity kosam matrame asking ) cos you feel entitled to generic abuse for everything under the sky..

and ofcourse you have a huge bhajana gang.. Ban cheyandi ani edupu, Ban cheste release cheyandi ani edupu..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 12:37 pm:       


Baatasari:

saying he is PG .. people say this is distance education..




distance education ..in india... was a joke...u know it but may not accept it now because of fear of losing in this debate ( of supporting modi)


Modi was a class -1 illiterate ..okasari detailed report pettanu
 

Miniontada
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Posted on Saturday, April 27, 2019 - 12:23 pm:       

https://www.ft.com/content/9fc265b2-471c-11e9-b168-96a37d002 cd3


so modi tappu emi ledu antaru ... he is not in charge of Indian Economic Policy anamaata
:D .also he is uneducated thats a AAA qualification of bhakts :D ...
okay gat it ... current term mistake is next term NPA
.. india is still backward country ...see China /Turkey/ South Africa etc
distribution of wealth index is still lower than prev 5 term - wef forum

https://www.businesstoday.in/current/economy-politics/oxfam- india-wealth-report-income-inequality-richests-poor/story/26 8541.html

so people will give right medicine ,its not about cbn or kcr
when it comes to Indian Economy ... every indian has to think
where we are heading to ...poor is poorer middle class is begger of subsidy
and heading towards poverty even after paying high taxes



1 lakhs crores fake TDP Gobbels- JDLN
A poet about Modi said
 

Baatasari
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Posted on Saturday, April 27, 2019 - 11:54 am:       


Onlytruth:




PS: eenadu link ninna tamaru ichinade -

https://www.eenadu.net/newsdetails/16/2019/04/27/89667/PM-Na rendra-Modis-assets

http://www.chalanachithram.com/discus/messages/115/399999.ht ml?1556328901

Modi has filed nomination saying he is PG .. people say this is distance education..

PM emo nissani mari nuvvu ..kuduruga okka post vesetatlu levu kada..
keyboard toh champestunav.. all educated/uneducated youth ni.. gladiator lekka.. keyboard toh oochakotha..



brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Baatasari
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Posted on Saturday, April 27, 2019 - 11:50 am:       


Onlytruth:

lancham to voters




i am not asking .. WHY CBN did it..

i am asking .. WHAT is contribution to the Govt hole ?

in the past loan waivers, in the future.. these biscuits ..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 11:49 am:       


Baatasari:

CBN loan waivers toh.. exchequer ki padina bokka enta would you investigate ?




investigation enduku daniki? modi kcr cbn lu chesina cash deposits 6K 8K 10K respectively are direct lancham to voters
 

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Posted on Saturday, April 27, 2019 - 11:43 am:       


Onlytruth:

loan time scrutiny baaga unna kuda, overall india lo companies anni economy baga leka perform cheyyaleka loan kattaleka NPAs increase avvadam




CBN loan waivers toh.. exchequer ki padina bokka enta would you investigate ?

alage ipudu distribute chesina biscuits.. upcoming bokka ento ballpark estimate .. to Andhra's account ??
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 11:43 am:       

oka 10th class barely passed uneducated ni PM Cheyyadam vallane vachina daridralu ivi anni

nisanis should not be allowed to be PMs
 

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Posted on Saturday, April 27, 2019 - 11:42 am:       


Onlytruth:

NPAs increase ki two factors na chitti brain ki

1) loans ni panikimalina batch ki ivvadam perigipovadam

2) loan time scrutiny baaga unna kuda, overall india lo companies anni economy baga leka perform cheyyaleka loan kattaleka NPAs increase avvadam


either way it is direct proportionate misruling by modi


do you know how much loans are given under modis regime which are no performing appudu doscachu kada
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 11:41 am:       

NPAs increase ki two factors na chitti brain ki

1) loans ni panikimalina batch ki ivvadam perigipovadam

2) loan time scrutiny baaga unna kuda, overall india lo companies anni economy baga leka perform cheyyaleka loan kattaleka NPAs increase avvadam


either way it is direct proportionate misruling by modi

err nisani
 

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Posted on Saturday, April 27, 2019 - 11:37 am:       

Nisanis should know that assets/investments,loans become NPAs only after certain time..and not in a year or two

Most NPA are result of UPA govt
Who helped Malya to get loans from Banks
Who helped Lanco and other infra companies ?

Most companies are owned by congress leader or backed by them (The kavuris,Rayapatis Lagadapati are classic local examples)

and BJP is responsible for these ?
 

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Posted on Saturday, April 27, 2019 - 11:35 am:       


Guriginja:

Why not? He is incharge....it increased about 200% during his time....did he do anythi g about it?




you should ask OP.. i am waiting for his gulikalu, chammakkulu.. POINT..

all bad is Modi.. all good is CBN only..

mari NPAs lo.. CBN direct contribution entano erukana ? RBI stats refer pls..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 11:34 am:       


Baatasari:


mari OP is somehow connecting all of it to Modi only..




Why not? He is incharge....it increased about 200% during his time....did he do anythi g about it?
 

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Posted on Saturday, April 27, 2019 - 11:32 am:       


Guriginja:

the market so companies will come....how is it connected to govt/ bank sommu manollaki dochi pettadam?




mari OP is somehow connecting all of it to Modi only..

Modi FDI anta Dhoti lo pettukuni roaming aa...
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 11:31 am:       


Baatasari:




What is this silly question ya, India has people....the market so companies will come....how is it connected to govt/ bank sommu manollaki dochi pettadam?
 

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Posted on Saturday, April 27, 2019 - 11:30 am:       


Onlytruth:

himself dont do corruption agree but thats not a fkin point...




so what is your fking point.. do you even know ?
state your point.. and stick to that fking point..

endi maku ee narasimha naidu - Bala dance.. jumping from one corner to another..


brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 11:28 am:       


Onlytruth:

Demonetization - disaster

Notes cancellation - epic failure


ee rendu direct ga oppukunna next vi kalapadam anyayam ot u know it better
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 11:27 am:       

Demonetization - disaster

Notes cancellation - epic failure

NPAs increased - extreme proportions


overall ga sunakanni kanakam ayyindhi oka illiterate ni pm ni cheste


himself dont do corruption agree but thats not a fkin point...even manmohan vajapayee pvnr and ikgujral are gentlemen with zero corruption
 

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Posted on Saturday, April 27, 2019 - 11:26 am:       

nirav modi gadiki malya gadiki congress kotlu ichi .. modi gadu vallani datinchesadu ani claim cheyyadam rahul gani telivi tetalu
 

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Posted on Saturday, April 27, 2019 - 11:23 am:       


Onlytruth:

RBI




cool.. i didnt even go that route.. i explained you the NPA crisis..

does that settle the debate..

iha aaputa steering tippadam.. bootul tiddadam..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 11:22 am:       


Onlytruth:


companies fake chesyi vallu payment pay cheyyadam manesina date ninchi non performing loans ayitayi ..
kotlu lk gallaki dochipetti vallu modi vachaka videsalu paripoyaru leda ip pettaru modi is responsible ani cheppadam siggu chetu
 

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Posted on Saturday, April 27, 2019 - 11:22 am:       

for sample idugo.. mana Rajan varu.. state, international level lo.. CMs ni kalisi.. personal ga erri-p ani feedback ichina links.. kuppalu unai..

https://www.thehindu.com/business/shun-loan-waivers-rajan-te lls-states/article25746120.ece

https://www.thehindu.com/business/Economy/rbi-governor-raghu ram-rajan-questions-farm-debt-waiver-schemes/article6730671. ece


https://timesofindia.indiatimes.com/business/india-business/ rajan-warns-against-farm-loan-waivers/articleshow/67100134.c ms


malli mee chamakkulu.. thed edaina Modi meeda steering tippadam..
bootul start..


Onlytruth:

Just stick to this parameter and debate pls






Onlytruth:

ee siggu leni indian educated mandha ki muslim ki iddaru pellala muggura ? mala madiga lu beef enduku tintunnaru ? india pakistan cricket match

ilaanti tappudu priorities tappudu discussions...tappud desam dommari batch





brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, April 27, 2019 - 11:21 am:       


Raman:




aa lekkalu thappu ani aayanaki telusu..govt under reported them started reporting well during modi regime ..

52 lakh crore loan in 6 years.18 lakh crores in 60 years ani piyush goyal o saari annaadu..
JAB THAK JAATHIVAAD SE VOTE DAALA JAAYEGA THAB THAK ANDHERA KHAAYAM RAHEGAA

~(Janevu Dhaari Parusuraam vamsaj Rahul G ki Jai)

Bharatha Desama Voopiri Peelchuko..Babu and Baba are coming!!!
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 11:20 am:       


Baatasari:

i can only "argue" where is your data source..




RBI
 

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Posted on Saturday, April 27, 2019 - 11:20 am:       


Raman:

ppl were faking the figures under UPa ..one of the worst regime




data RBI dhi saaru...
 

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Posted on Saturday, April 27, 2019 - 11:19 am:       

ppl were faking the figures under UPa ..one of the worst regime
 

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Posted on Saturday, April 27, 2019 - 11:18 am:       

upa second term lo vichalavidiga loans ichi banks ni dopidi cheyinchi modi tim elo nonperforming loans ani title ettadam 10th failed nisanilaki kuda asadhyam
 

Raman
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Posted on Saturday, April 27, 2019 - 11:17 am:       


Onlytruth:

Non-performing assets of banks rose to 11.2 percent or at Rs 10.39 trillion in FY18


kiki loans ichindi evaru andulo ?? 2014 daka vallu chupinchna lekkalu nammava ?

Onlytruth:

2006 3%
2014 3.8%

That is UPA aka Manmohan singh performance for you


idi inka worst loans dobbinchukuni congress time lo ip pettina modi time ki lekkala

siggupadandi samy .. Did modi do a favor to companies ..
modi ichiba loans entha mana family ichina loans enni ?
 

Baatasari
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Posted on Saturday, April 27, 2019 - 11:14 am:       


Onlytruth:

Just stick to this parameter and debate pls




you showed me a stat - NPAs increased - indulo debate chesedi em ledu..
i can only "argue" where is your data source..

ika if you want to seriously debate - what is the underlyign issue - ade adiga.. what is YOUR understanding of NPA crisis..

then you say, you are not econ..

ok so in layman terms.. the NPA crisis is direct result of the RBI -leadership and political scenario.. Rajan is a huge proponent of declaring NPAs n cleaning up banking system..
while i agree to his intention, the way he tried to experiment didnt go well with MOST of politicans ( including our CBN )..

so what resulted in a blowup of NPAs .. layman terms lo.. accounting NPA treatment + ground level issues ( being lesser factor )

indulo Modi magic chesi good or bad chesindi emi ledu.. whther its NDA or UPA..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 11:13 am:       

PUBLIC SECTOR BANKS NPA is 8.9 trillion , 14.6% Loan to NPA ratio


ee siggu leni indian educated mandha ki muslim ki iddaru pellala muggura ? mala madiga lu beef enduku tintunnaru ? india pakistan cricket match

ilaanti tappudu priorities tappudu discussions...tappud desam dommari batch
 

Ramjirao
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Posted on Saturday, April 27, 2019 - 11:12 am:       

If a politician like Rayapati or CM Ramesh resulted in NPA to bank can we say they the banks??
 

Ramjirao
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Posted on Saturday, April 27, 2019 - 11:10 am:       

Who owns Transtroy?? Looks like he is from Andhra Pradesh

https://www.google.com/url?sa=i&source=web&cd=&ved=2ahUKEwjo _ZzLz_DhAhWRTt8KHWM3AzYQzPwBegQIARAC&url=https%3A%2F%2Fm.eco nomictimes.com%2Findustry%2Fbanking%2Ffinance%2Fbanking%2Fan dhra-bank-puts-up-rs-1553-cr-npas-for-sale-prefers-cash-bids %2Farticleshow%2F66793085.cms&psig=AOvVaw0vNwJ6B6_nQ2wHPaMzB pkU&ust=1556466473290864

They have NPAs with Andhra bank
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 11:10 am:       


Baatasari:

do you know WHY US/Foreign investors flock to invest



i dont know because i am not economist


But simplest layman understandable NPA data shows , In MODI ruling India's public banks have been royally fcuked up


Just stick to this parameter and debate pls
 

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Posted on Saturday, April 27, 2019 - 11:09 am:       


Vizagnumberone:

may be silly investors do not know about our current india economic position




sare duniya anta silly..
billions of $ invest chese vallu silly..

DB lo khaleega spam chese vaaru medhavula ??


if i may ask - what party do you support man..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Baatasari
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Posted on Saturday, April 27, 2019 - 11:08 am:       


Onlytruth:

For beginners : What is Non-Performing Asset (NPA)




sare.. beginners we know definition of NPA..

do you know.. what made these NPAs blow up in Modis regime -
banking scenario, political scenario, Modis leadership ?? emiti katha..

Modi
Rajan
Jaitley

emaina info/analysis unda mee deggara..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Vizagnumberone
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Posted on Saturday, April 27, 2019 - 11:08 am:       

why stock market is trading at all time high? may be silly investors do not know about our current india economic position
Fan of chiru(movies)and pavan
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 11:07 am:       

2006 3%
2014 3.8%

That is UPA aka Manmohan singh performance for you
 

Bharateeyudu
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Posted on Saturday, April 27, 2019 - 11:06 am:       


Baatasari:

Stock mkts all time high lo untai.. Banks record valuation toh unai..




I dont understand this..!! nee kaada explanation vunte cheppu..our market is heavily overpriced chaala mandi nota vinna chadivaa..dont know what is driving market..DOES HOPE/SENTIMENT REALLY DRIVE MARKET OR FUNDAMENTALS..
JAB THAK JAATHIVAAD SE VOTE DAALA JAAYEGA THAB THAK ANDHERA KHAAYAM RAHEGAA

~(Janevu Dhaari Parusuraam vamsaj Rahul G ki Jai)

Bharatha Desama Voopiri Peelchuko..Babu and Baba are coming!!!
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 11:04 am:       

For beginners : What is Non-Performing Asset (NPA)

A nonperforming asset (NPA) refers to a classification for loans or advances that are in default or are in arrears on scheduled payments of principal or interest.
 

Baatasari
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Posted on Saturday, April 27, 2019 - 11:03 am:       

OT jee.. simple question..

as you say - Modi or not NPAs are increasing.. sare irrespective..

do you know WHY US/Foreign investors flock to invest in such dommari desam, dommari banks ?
Stock mkts all time high lo untai.. Banks record valuation toh unai..

unless you imply - investors are all erri-ps as well..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Onlytruth
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Posted on Saturday, April 27, 2019 - 11:02 am:       

Non-performing assets of banks rose to 11.2 percent or at Rs 10.39 trillion in FY18

2014 : 3.8%
2015 : 4.27%
2016 : 7.48%
2017 : 9.32%
2018 : 11.2%

2014 to 2018 RBI Graph of NPAs in INDIA

https://i.imgur.com/e4ujWtk.png

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