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How much savings are enough?

Chalanachithram.com DB » New TF Industry Related » Archive through January 26, 2017 » How much savings are enough? « Previous Next »
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Ram1
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Posted on Thursday, January 26, 2017 - 12:57 pm:       

platy savings ki anthu emundhi ..it depends ...ex kids education e tisuko vallu peddayaka valla talent ni batti manam entha spend cheyalanedhi dicide chestham ...
evanni naaku telvavu kaani vuppudu naan oka 100 earn chesthe andhulo 10 varaku needy people ki help cheyaniki use chestha personalga oka 70 anna ( parents or sibilings ki pette karchu tho saha )spend chestha remaining 20 savings kindhakelludhi annamaata ...but a 10 and 20 kuda situation ni batti change avudhi but spending mataram 70 ki thakkuva avvadhu sachi so atta mundhuku potame
 

Platypus
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Posted on Thursday, January 26, 2017 - 12:50 pm:       


Mahesh_fan:

Taking 25-40x annual expense, you need 2.5-4 crores to retire TODAY. Now take 6-8% inflation for 25 yrs & use compound interest formula!




So 2.5C with 6% inflation and 25 year term ante 10.7C savings undaali.
 

Mahesh_fan
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Posted on Thursday, January 26, 2017 - 11:08 am:       

Taking 25-40x annual expense, you need 2.5-4 crores to retire TODAY. Now take 6-8% inflation for 25 yrs & use compound interest formula!
 

Mahesh_fan
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Posted on Thursday, January 26, 2017 - 11:05 am:       

https://twitter.com/Wealth_Park/status/824649706462547968

india lo unna valla voting on saving for next 25 years.
 

Platypus
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Posted on Thursday, January 26, 2017 - 11:00 am:       


Andhrawala:

MSFT stocks and RSUs ammandii




Bocchu kooda raadhu. I don't have much of these.


Andhrawala:

alaane Hyd lo vunnaa two apartments ammeyandii






Unnadhi mukki mooligi oka apartment - daaniki oka housing loan. Ippudu ammithe nenu konna dhara ki 80% vastundhi. Loan kattagaa migiledhi chippa.
 

Andhrawala
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Posted on Thursday, January 26, 2017 - 10:51 am:       


Platypus:



3C ani nenante, DB lowest limit 10 crores ani telchindhi.

Depression aa? Rendu rojulanundi daantlone eedhuthunnaa... 10C yeh kosaanaa kanipinchatledu naa future lo.




MSFT stocks and RSUs ammandii

meeru emi ammakundaa how is it possible

alaane Hyd lo vunnaa two apartments ammeyandii


3cr immediate cash on hand
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Platypus
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Posted on Thursday, January 26, 2017 - 10:50 am:       


Mushin:

moodu kotla....3 crores? janalani depression loki teeskelladam hobby aa bhayya meeku




3C ani nenante, DB lowest limit 10 crores ani telchindhi.

Depression aa? Rendu rojulanundi daantlone eedhuthunnaa... 10C yeh kosaanaa kanipinchatledu naa future lo.
 

Telugu_times
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Posted on Thursday, January 26, 2017 - 09:33 am:       


Andhrawala:

Kid ni doctor ni seyyalantee simplee gaa 3 koka avvudhi



Typical desi thinking.
Doctor ayi, future lo peekay vaadu, Federal loans theesukoni chadhuvukoledaa? why parents should pay for the abcd kid?

Andhrawala:

I agree. But non-medicine ki in state college is better. Shooting for instate college. Rest not in my hands



same for non medicine too
usa lo, drugs and other chedu alavaatlu unna most kids....parents pay chesay batchi ney
Ignore spam and AJ.
 

Andhrawala
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Posted on Thursday, January 26, 2017 - 09:29 am:       


Mushin:

moodu kotla....3 crores? janalani depression loki teeskelladam hobby aa bhayya meeku




Kid ni doctor ni seyyalantee simplee gaa 3 koka avvudhi

But vaadiki academic gaa sathaa lenappudu pissa litee
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Mushin
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Posted on Thursday, January 26, 2017 - 09:25 am:       


Platypus:

Oka 3 crores savings (investments annee kalipi) unte chaalaa? For a middle class family?


moodu kotla....3 crores? janalani depression loki teeskelladam hobby aa bhayya meeku
 

Pavala
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Posted on Thursday, January 26, 2017 - 04:45 am:       

okkodiki pant ippi muddix meedha vathal ettaali ilanti depressive threads esthey....chas...yaak
as of date...N family looks labor than Mega family.... - Onlytruth
 

Jai_ycp
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Posted on Wednesday, January 25, 2017 - 05:00 pm:       


Gotcha:




normal ga the money you put in state plan is not deductible for federal. so aina ekkuva money grow very paltry. paiga in state kakapothe, edho certain amount isthadu plus penalties vuntayi.
the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ
http://goo.gl/gn6XL5
the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu
 

Gotcha
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Posted on Wednesday, January 25, 2017 - 04:57 pm:       


Jai_ycp:


both state nunchi konni states ki edo additional benefit untundi for state tax.

say u put 10k in 529 and it grew to 30k, aa 20k meeda tax undadu by both state and central.

All Illinois residents can deduct contributions up to $10,000 ($20,000 if married and filing jointly2) per year from their Illinois state taxable income.
...
 

Jai_ycp
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Posted on Wednesday, January 25, 2017 - 04:51 pm:       


Gotcha:

ayin tax undadu



Only state exemption federal kudana
the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ
http://goo.gl/gn6XL5
the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu
 

Telugu_times
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Posted on Wednesday, January 25, 2017 - 01:50 pm:       


Platypus:

How much savings are enough?



These savings concept waste
At the time of your retirement, you need constant monthly income
social security, pension, rental etc etc
Plan for those.
Ignore spam and AJ.
 

Xxx
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Posted on Wednesday, January 25, 2017 - 12:57 pm:       


Andhrawala:

But non-medicine ki in state college is better. Shooting for instate college. Rest not in my hands




++++ absolutely
-
 

Andhrawala
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Posted on Wednesday, January 25, 2017 - 12:45 pm:       


Xxx:

if you planning your daughter to be a doctor , 100k is peanuts .. they have a long way to go ..




Not planning for Doctor


Xxx:

what I heard for non medicine route for out of state collages, the expense for 4 year degree total will atleast 250k




I agree. But non-medicine ki in state college is better. Shooting for instate college. Rest not in my hands
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Humpty_dumpty
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Posted on Wednesday, January 25, 2017 - 12:44 pm:       


Andhrawala:

also we may not know where exactly the kid will go if we start buying some 10-12 years before


hmm
many ppl buy when kid is in high school or closer to high school
if not first second kid kee transfer cheyyochu anukuntaa
 

Xxx
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Posted on Wednesday, January 25, 2017 - 12:42 pm:       


Andhrawala:

I will pass some to the kid so that they will be responsible




if you planning your daughter to be a doctor , 100k is peanuts .. they have a long way to go ..

what I heard for non medicine route for out of state collages, the expense for 4 year degree total will atleast 250k

After graduation , they can take some burden is my thought, but it will nice if we can support upto graducation
-
 

Andhrawala
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Posted on Wednesday, January 25, 2017 - 12:32 pm:       


Andhravodu:

DB members want to live for themselves without expecting any support

They also want to totally take care of their kids (including education), and don't expect any kind of support from the kids




Andhraodaa

Ikkada perigina pillala nunchi support expect seyatam total foolishness.

maa papa tho sardagaa antuntaaa. amma nuvvu enthaa chadivithe anthaa nenu chadivisthaa. u will not have any loan. But will u take care of little brother's education. She simply says I am not the parent antundhii


Kids here are very independent.


ALso nenee maa parents ni support seyaledhu. So how can I expect support from my kids

Mana parents manalni chadivincheru kabatti manam kids ni chadivinchocchu

also ikkadaa High school varaku manam elaanuu peddahaga karsu pettam u kathaa except for tutions etc
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Gandhiguevara
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Posted on Wednesday, January 25, 2017 - 12:29 pm:       

Its never enough raja
 

Andhrawala
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Posted on Wednesday, January 25, 2017 - 12:28 pm:       


Humpty_dumpty:

some states allow the money to be used for pvt. schools but not full benefits

you might have already checked it out....please share pros and cons




Hmm. Maa state lo prepaid tution plans levuu

also we may not know where exactly the kid will go if we start buying some 10-12 years before
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Andhrawala
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Posted on Wednesday, January 25, 2017 - 12:24 pm:       


Xxx:


after 4 years of degree , you will have to spend more or pass some burden to the kid for post graduation ..




I will pass some to the kid so that they will be responsible


Xxx:

The cost if she gets in state university like Chapel hill and stay at home , will be 100k,




what I heard is around 20-25K per annum for stating in hostel

http://admissions.unc.edu/afford/cost-of-attendance/

veedu ane 25K lo around 11K for hostel and food. 1K for health insurance
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Humpty_dumpty
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Posted on Wednesday, January 25, 2017 - 12:04 pm:       


Saint:

My daughter is in 11th grade now. inko two years lo college. My budget for her education is 100K. above that I will cosign the loan and she will repay once she gets a job


did you check out pre-paid 529 ( if available in your state)?
i think you can save a % of money by buying semester tuition now ...if kid goes to public uni in state

some states allow the money to be used for pvt. schools but not full benefits

you might have already checked it out....please share pros and cons
 

Xxx
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Posted on Wednesday, January 25, 2017 - 11:54 am:       


Andhravodu:

They also want to totally take care of their kids (including education), and don't expect any kind of support from the kids




totally kaadu , to the extent we can , atleast upto the graduation , like what our parents did
-
 

Andhravodu
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Posted on Wednesday, January 25, 2017 - 11:52 am:       

DB members want to live for themselves without expecting any support

They also want to totally take care of their kids (including education), and don't expect any kind of support from the kids

 

Shikari
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Posted on Wednesday, January 25, 2017 - 11:50 am:       

savings,networth kadhu kani parallel income streams develop chesukondi..apart from job 2-3 other incomes..vatini automate cheyandi..find good people to run them..weekly 4-5 hours meeru spend chesthe saripoyettu set cheyandi.

research based on your interests,within your budget,meeku unna time lo cheyagaligevi ento chusukondi.I know software people who run sweet shops,saree biz,quick service restaurants on side.

alantivi kudarakapothe mee tech side emaina try cheyandi side projects..you can find some inspiration here https://www.indiehackers.com/businesses
http://i.imgur.com/eUYcc.gif
 

Xxx
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Posted on Wednesday, January 25, 2017 - 11:50 am:       


Saint:

annai mee ammayi ni emi chadividdam anukuntunnav? even local colleges has 30-35k per year fee.




Exactly ...
-
 

Xxx
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Posted on Wednesday, January 25, 2017 - 11:49 am:       


Andhrawala:

My guess 100K is enough. Anything above that we can cosign so that kid will have responsibility




The cost if she gets in state university like Chapel hill and stay at home , will be 100k,

But if you send her out of state to a good college , it will be around 50k fees + expenses ,,

after 4 years of degree , you will have to spend more or pass some burden to the kid for post graduation ..
-
 

Saint
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Posted on Wednesday, January 25, 2017 - 11:48 am:       


Andhrawala:



Sanit aai,

Kurrodu shall be capable to gain a free seat or low cost seat by the time he reaches his BTech.

Otherwise nuvvu sebuthunna paisalu tho naalugu barrelanu konna they may give more returns

also US education kantee ekkuvaa expense chebuthunnaavu

My daughter is in 11th grade now. inko two years lo college. My budget for her education is 100K. above that I will cosign the loan and she will repay once she gets a job




annai mee ammayi ni emi chadividdam anukuntunnav? even local colleges has 30-35k per year fee...Medicine in top colleges lo ithe ippudu fee 70-80k daka vundi ani chepparu...mana pillalu medicine time ki per year 100k target ettukonid ani chepthunaru...

another collegue daughter could get into John Hopkins and few other medical colleges but college fee 70k ani local state college ani fix avuthunnaru...adi ithe 30-35k per year...
 

Xxx
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Posted on Wednesday, January 25, 2017 - 11:46 am:       


Gotcha:

only limitation u have to use it for education




I guess if you don't use it for education , pay taxes + some penalty and get the money back ..

But with the amount of the expenditure the college has, I guess what we save will not be enough for the kids
-
 

Xxx
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Posted on Wednesday, January 25, 2017 - 11:45 am:       


Rebel:

effects college aid..true ? o




true , but what the chances your kid will get an aid ?
-
 

Gotcha
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Posted on Wednesday, January 25, 2017 - 11:36 am:       


Rebel:


529 vala only benefit aa funds grow ayin tax undadu
only limitation u have to use it for education
you need to fund 529 from after tax dollars.
...
 

Rebel
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Posted on Wednesday, January 25, 2017 - 11:29 am:       

>>maa state lo ledu but 529 plan naaku anthaga nachale
but exploring few other options meanwhile

Try Utah state 529..low cost index funds..
 

Rebel
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Posted on Wednesday, January 25, 2017 - 11:28 am:       

AW, 529 plan lo pedithe it counts towards ur income(?) and effects college aid..true ? or manaki financial aid vache antha scene ledantava
 

Royal1234
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Posted on Wednesday, January 25, 2017 - 11:21 am:       


Abhysg:

MS ki ochinapudu use seskovachemo.




emo.. thanks TB
 

Tombrady
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Posted on Wednesday, January 25, 2017 - 11:17 am:       


Royal1234:

what if kids moves to India, can we use that money to pay for education.




penality of 10% and tax pay cheyyali for any investment gain of that fund,
 

Tombrady
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Posted on Wednesday, January 25, 2017 - 11:16 am:       


Andhrawala:

cfnc.org ani maa state lo 529 plan vundhi. Saved 20K in that account for my daughter. started in 2009 only.

My son who is in 6th grade naa around 23K vundhi. But he has 7 more years




okk, maa state lo ledu but 529 plan naaku anthaga nachale

but exploring few other options meanwhile
 

Abhysg
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Posted on Wednesday, January 25, 2017 - 11:16 am:       


Royal1234:


+, what if kids moves to India, can we use that money to pay for education.




MS ki ochinapudu use seskovachemo..?
 

Tombrady
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Posted on Wednesday, January 25, 2017 - 11:14 am:       


Abhysg:

idi tax deductible..? or just like any saving account with no withdrawal until kid reaches 18?




not tax deductible but remove chesthe tax free but should use it for only education
 

Royal1234
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Posted on Wednesday, January 25, 2017 - 11:14 am:       


Abhysg:

idi tax deductible..? or just like any saving account with no withdrawal until kid reaches 18?




+, what if kids moves to India, can we use that money to pay for education.
 

Andhrawala
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Posted on Wednesday, January 25, 2017 - 11:12 am:       


Abhysg:

idi tax deductible..? or just like any saving account with no withdrawal until kid reaches 18?




State tax lod eductions vasthaayi konni states loo
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Andhrawala
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Posted on Wednesday, January 25, 2017 - 11:12 am:       


Tombrady:

529 plan vunda vuncle? eti nee plan?




cfnc.org ani maa state lo 529 plan vundhi. Saved 20K in that account for my daughter. started in 2009 only.

My son who is in 6th grade naa around 23K vundhi. But he has 7 more years
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Abhysg
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Posted on Wednesday, January 25, 2017 - 11:10 am:       


Tombrady:

529 plan




idi tax deductible..? or just like any saving account with no withdrawal until kid reaches 18?
 

Tombrady
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Posted on Wednesday, January 25, 2017 - 11:08 am:       


Andhrawala:

My budget for her education is 100K. above that I will cosign the loan and she will repay once she gets a job




529 plan vunda vuncle? eti nee plan?
 

Andhrawala
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Posted on Wednesday, January 25, 2017 - 11:01 am:       


Saint:


India lo kid ki tops schools lo year ki 3L from KG....3*12 ~36L / aa time ki inter ki per year 1L range lo vuntadi...total 40L till +2 anukunte, RVCE/PESIT/MSRamaiah/CBIT/Gitams etc lo CSE lo join cheyyali ante aa time ki 30-40L donation plus 2-3L per year...AC hostel etc inko 1L extra..4 years ki 15-20L

akkadike 1Cr ipoyindi




Sanit aai,

Kurrodu shall be capable to gain a free seat or low cost seat by the time he reaches his BTech.

Otherwise nuvvu sebuthunna paisalu tho naalugu barrelanu konna they may give more returns

also US education kantee ekkuvaa expense chebuthunnaavu

My daughter is in 11th grade now. inko two years lo college. My budget for her education is 100K. above that I will cosign the loan and she will repay once she gets a job
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Abhysg
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Posted on Wednesday, January 25, 2017 - 10:50 am:       


Royal1234:



are you seriouse, intha costly na education..




amrika lo education is expensive.. sala mandi schooling (10+2) tho apestar.. regular grads okay.. adi kooda part time ga seskodame..

medicine/engg manchi college ayite very expensive.. you must need sponsorship .. mana lekka scholership/fee-reimburse lantivi levu..
 

Rajusk
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Posted on Wednesday, January 25, 2017 - 10:46 am:       


Jambalahaart_raja:

vontlo vopika vunnantha kaalam...
8 hr bill yesi.. 4 hr work chesi... rest of the time house-hold chores, spend time with family loved ones...
Do not plan to retire...
Plan to arrange self-sufficient wealth in order to face unforeseen life-and-death adversities, for the loved ones.
manam mana loved ones meeda financial burden avvakundaa vunte adey ekkuva.
antha daakaa vasthey kukka saavu saavataaniki prepared gaa vundaali mari...
Maga puttuka putti... verey vaalla meeda financially depend avvatam antha dourbhagyam inkoti vundadu.




as it is gaa nenu raasinatte undi ..nee view points :-)
 

Tombrady
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Posted on Wednesday, January 25, 2017 - 10:37 am:       

worst theds ante caste theds tarvatha ive

savings
expenses
salary

etc deniki paniki raavu
 

Royal1234
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Posted on Wednesday, January 25, 2017 - 10:35 am:       


Tugoboy:

1Cr house




shooting ki rent ki istara endi? enduku 1C house
 

Tombrady
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Posted on Wednesday, January 25, 2017 - 10:35 am:       


Andhrawala:

why do u need 250K for college education

My guess 100K is enough. Anything above that we can cosign so that kid will have responsibility




medicine chesthe avvuddi kada,
 

Royal1234
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Posted on Wednesday, January 25, 2017 - 10:34 am:       


Rebel:

2*250K




are you seriouse, intha costly na education..
 

Maverick
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Posted on Wednesday, January 25, 2017 - 10:34 am:       

america lo ee state lo aina ee univ lo aina valid ayye student credits unnaya to buy from now itself to offset inflation
Happy Vizag
 

Royal1234
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Posted on Wednesday, January 25, 2017 - 10:32 am:       


Anand_n:

Use any retirement calculator and it will tell you !




 

Andhrawala
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Posted on Wednesday, January 25, 2017 - 10:28 am:       


Rebel:

2 kids education(2*250K)=500K
401K/Roth/Investments = 500K - 1 Million or 3 Mil like AW




why do u need 250K for college education

My guess 100K is enough. Anything above that we can cosign so that kid will have responsibility

vaalu sampadinchina paisalu manam theesukomu kabatti we need not pay for their fees entirely
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Rebel
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Posted on Wednesday, January 25, 2017 - 10:16 am:       

By the time kids reach college age:
2 kids education(2*250K)=500K
401K/Roth/Investments = 500K - 1 Million or 3 Mil like AW
 

Chiru_fan
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Posted on Wednesday, January 25, 2017 - 10:01 am:       


Andhrawala:

andhukee memu koodaa mimmalni Annaai antaamu



AW annai, Maa laanti BPL batch mee lannti peddala deggara nerchukuneedi chaala vundi...
CHIRU - SACHIN - FEDERER
 

Andhrawala
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Posted on Wednesday, January 25, 2017 - 09:50 am:       


Chiru_fan:


Bokkalo age ki kaadu mee gauge (knowledge) ki annai annanu annai




CF annaai,

andhukee memu koodaa mimmalni Annaai antaamuu
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Saughmraat
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Posted on Wednesday, January 25, 2017 - 09:47 am:       


Chiru_fan:

I just crossed 30 yaa




belated b'day wishes :D
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Chiru_fan
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Posted on Wednesday, January 25, 2017 - 09:43 am:       


Saughmraat:



BTW... I just crossed 30 yaa
CHIRU - SACHIN - FEDERER
 

Chiru_fan
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Posted on Wednesday, January 25, 2017 - 09:42 am:       


Saughmraat:

annaai ane mundu konchem chuskondi. I'm 32 now.



Bokkalo age ki kaadu mee gauge (knowledge) ki annai annanu annai
CHIRU - SACHIN - FEDERER
 

Saughmraat
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Posted on Wednesday, January 25, 2017 - 09:41 am:       


Tugoboy:

retire ayyenaatiki....1Cr house + 1Cr cash unte chalu ani naa yokka idi!




avi unte... retire ayipotaa ani naa yokka idi
ME ME ME ME ME ME... Few words about me, few pix about me, preview of my book, my blog, my dance, my stunts :D
 

Saughmraat
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Posted on Wednesday, January 25, 2017 - 09:40 am:       


Andhrawala:




hehehe. sare. kaaneeyandi. mee ishtam. yelaa pilichinaa palukutaa :D
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Posted on Wednesday, January 25, 2017 - 09:40 am:       

retire ayyenaatiki....1Cr house + 1Cr cash unte chalu ani naa yokka idi!
 

Andhrawala
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Posted on Wednesday, January 25, 2017 - 09:39 am:       


Saughmraat:

But... annaai ane mundu konchem chuskondi. I'm 32 now.




Annaai anedhi vayassu ki sambandhinchindhi kaadhu. Based on knowledge
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Saughmraat
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Posted on Wednesday, January 25, 2017 - 09:38 am:       


Chiru_fan:




Thanks :-)

But... annaai ane mundu konchem chuskondi. I'm 32 now.
ME ME ME ME ME ME... Few words about me, few pix about me, preview of my book, my blog, my dance, my stunts :D
 

Platypus
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Posted on Wednesday, January 25, 2017 - 09:33 am:       


Andhravodu:

I'm surprised, nijam gane anta takkuva?




Adhe kada... inni rojulu motthukuntoo unte evaroo pattinchukoledu

 

Chiru_fan
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Posted on Wednesday, January 25, 2017 - 09:31 am:       


Platypus:

Overall savings 20C unte chaalaa? (Property + Deposits + Investments + Gold + Swiss Bank)



Adjust avvocchu anukunta annai.....
CHIRU - SACHIN - FEDERER
 

Chiru_fan
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Posted on Wednesday, January 25, 2017 - 09:30 am:       


Saughmraat:



Annai, meeru sooper
CHIRU - SACHIN - FEDERER
 

Andhravodu
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Posted on Wednesday, January 25, 2017 - 09:28 am:       


Platypus:

Naaku 4 million vs 2.3 million choopinchindhi


ippudu mee correct salary telisindi

I'm surprised, nijam gane anta takkuva?
 

Andhrawala
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Posted on Wednesday, January 25, 2017 - 09:17 am:       


Platypus:

Elaa calculate chesthaamu? Savings chesindhi inka chaalu, let us spend the rest of the life - just enjoying what we have ane state eppudosthundhi?

Oka 3 crores savings (investments annee kalipi) unte chaalaa? For a middle class family?




Yappy gaa saripothundhi bhayyaaa


Trupthi anedhi vundaali antheyy brotherr
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Saughmraat
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Posted on Wednesday, January 25, 2017 - 09:16 am:       


Platypus:

10C is the bare minimum.





Twitter:

Yet another depressive thread..mods please delete this thread and restore our mental peace sir..ee Platy kurrod thread esthunnadante bayamesthundhi ee madhya





hahahaha
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Posted on Wednesday, January 25, 2017 - 09:15 am:       

##only mee citizens ku fee or any one ki free..?##

EM...LAGETTHUKU VACHEDDAMANAA free free free ante...
as of date...N family looks labor than Mega family.... - Onlytruth
 

Abhysg
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Posted on Wednesday, January 25, 2017 - 08:32 am:       


Pavala:

maaku ikkads kids education KG to PG free free free...

naaku entha undaali? donga sachinollu okkodu 100 Cr ki thakkuva unte waste bokadias ani sebuthunnar ga...yaak...worst fellows


only mee citizens ku fee or any one ki free..?
 

Abhysg
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Posted on Wednesday, January 25, 2017 - 08:32 am:       


Twitter:

Yet another depressive thread..mods please delete this thread and restore our mental peace sir..ee Platy kurrod thread esthunnadante bayamesthundhi ee madhya




meekenti baboo.. NC lo unnar...memu tikkum tikkum anukonta every year ee calculator vadali..
 

Pavala
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Posted on Wednesday, January 25, 2017 - 08:26 am:       

maaku ikkads kids education KG to PG free free free...

naaku entha undaali? donga sachinollu okkodu 100 Cr ki thakkuva unte waste bokadias ani sebuthunnar ga...yaak...worst fellows
as of date...N family looks labor than Mega family.... - Onlytruth
 

Twitter
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Posted on Wednesday, January 25, 2017 - 08:18 am:       

Yet another depressive thread..mods please delete this thread and restore our mental peace sir..ee Platy kurrod thread esthunnadante bayamesthundhi ee madhya
 

Platypus
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Posted on Wednesday, January 25, 2017 - 08:15 am:       


Saughmraat:




Hyperbole ante 30-60C annaaru kadhaa? avi. 10C is the bare minimum.
 

Abhysg
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Posted on Wednesday, January 25, 2017 - 08:13 am:       


Kantha_rao:


y u keep saying about kids ?

1. you spend on kids and once they are settled, you expect them to take care of you ?
2. you spend on kids so that they lead their own life and doesn't matter if they care you or not ?

point 1 ayithe it is selfishness
point 2 ayithe you don't need to spend so that they can work it out themselves to sort it out...means they will know the value of life/money

which point are you referrring to ?




kids valla own ga education ki support cheskonte pharledu anukontam.. but manchi education ki aa teen age lo valla earnings saripovu.. they need sponsor...as a parent nuvvu seyyagaligedi adi okkate.. migata life antha valla ishtam.. you cannot expect any thing in return from them..it's upto them to take care of you..
 

Shikari
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Posted on Wednesday, January 25, 2017 - 08:12 am:       


http://i.imgur.com/eUYcc.gif
 

Saughmraat
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Posted on Wednesday, January 25, 2017 - 08:06 am:       


Platypus:

hyperboles




Platypus:

10C




adee matter ;)
ME ME ME ME ME ME... Few words about me, few pix about me, preview of my book, my blog, my dance, my stunts :D
 

Durgamma
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Posted on Wednesday, January 25, 2017 - 08:06 am:       

Vizag top 10 colonies lo ekkadina oka decent illu/car tho maintain avvali ante 10c must.
TDP for life.
Nationalism does nothing but teach you to hate people you never met and to take pride in accomplishments you had not part in.
CBN for President == 2022.
C V Reddy (President of elections and judicial outcomes forecasters association)-Prakmukha ?YKAPA Jyothushulavaru
 

Platypus
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Posted on Wednesday, January 25, 2017 - 08:04 am:       

Thread mottham chadivithe, if you take out the extremes and the hyperboles, everyone's saying 10C savings are must for a decent middleclass lifestyle in India.

Ante this means I have to invest, save and invest till I die ani artham ayyindi. No scope for actually enjoying the savings.
 

Platypus
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Posted on Wednesday, January 25, 2017 - 08:02 am:       


Durgamma:

total : 9-10cr lekapothe india ravadhu..you are burden to everyone




what about people living in India?
 

Durgamma
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Posted on Wednesday, January 25, 2017 - 08:00 am:       

Middle class:
education for two kids decent( 1cr)
Marriage expense for two kids decent ( 50lakhs)
Assets for two kids @ marriage time each 1 aparrtment ( 2cr)
Assets for yourself to support you and yourwife till death. 5crs
Misc 50lakhs

total : 9-10cr lekapothe india ravadhu..you are burden to everyone
TDP for life.
Nationalism does nothing but teach you to hate people you never met and to take pride in accomplishments you had not part in.
CBN for President == 2022.
C V Reddy (President of elections and judicial outcomes forecasters association)-Prakmukha ?YKAPA Jyothushulavaru
 

Savyasachi
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Posted on Wednesday, January 25, 2017 - 07:55 am:       


Platypus:

Naaku 4 million vs 2.3 million choopinchindhi.




the prediction is pretty close . it takes into consideration what you are making right now and what you need at your age of retirement to maintain similar life style. and assuming you will live till 92, you can deduct 200-300k dollars from the estimates coz you will own a house and you can sell it or take out a mortgage and live off of it for a while or sell it all together and rent a 1 bedroom for a lot less.
 

Saughmraat
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Posted on Wednesday, January 25, 2017 - 07:54 am:       


Platypus:

Artham kaaledu




intaku mundu already same situation jarigindi mana madhya anukunta. (same money matter lo)
ME ME ME ME ME ME... Few words about me, few pix about me, preview of my book, my blog, my dance, my stunts :D
 

Saughmraat
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Posted on Wednesday, January 25, 2017 - 07:53 am:       


Abhysg:

5c kooda saripodemo ani bhayamestondi..




DB lo threads chusi nenu kuda bhayapaddaa (okaanoka time lo)

tarvaata, konta mandi gym/dance trainers ni chusi.... asalu avasaramaa... kids ni PEDDA PEDDA SCHOOLS lo chadivinchadam? ani doubt ochindi. (Asalu.. kid(s) avasaramaa? anna question kudaa undi. that's a different question)

health/life insurance + own house with no EMIs + 50L = enough ani fix ayyaa
ME ME ME ME ME ME... Few words about me, few pix about me, preview of my book, my blog, my dance, my stunts :D
 

Abhysg
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Posted on Wednesday, January 25, 2017 - 07:50 am:       

india lo kids education expences thappite.. with own house.. monthly 25k tho raja la batikeyyochu...idi last year lekkalu... every year konchem penchukonta povale.. kids education ayite .. you never know..
 

Platypus
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Posted on Wednesday, January 25, 2017 - 07:49 am:       


Abhysg:

endidi.. ila bhayapettestondi..

You're falling short
You will need: $1.4 million
At age 60, you will have: $794,109




Naaku 4 million vs 2.3 million choopinchindhi. :-(
 

Platypus
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Posted on Wednesday, January 25, 2017 - 07:48 am:       


Saughmraat:

dejavu




Artham kaaledu
 

Saughmraat
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Posted on Wednesday, January 25, 2017 - 07:46 am:       


Platypus:

savadhaanamgaa chadivi chepthaa




dejavu
ME ME ME ME ME ME... Few words about me, few pix about me, preview of my book, my blog, my dance, my stunts :D
 

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Posted on Wednesday, January 25, 2017 - 07:46 am:       


Saughmraat:

naaku chetilo 50L unte... ippatikippudu retire ayipotaa! Wife emo... own house + 1.5C unte nee istham retire avutaavemo avvu ani conditional permission granted!!


(Pelliki mundu - 2008 lo... 5L unte life settled ani fix ayyinti)




naa chinnapudu 5l is luxory life naukone vanni.. 1-2lakh lo illu.. remaining danitho leg meeda leg..notlo sutta.. enjoy raja anukonevanni..
10years tarvata 5l nundi 50l ki ochindi..
ipudu ayite 5c kooda saripodemo ani bhayamestondi..

 

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Posted on Wednesday, January 25, 2017 - 07:44 am:       


Chiru_fan:

R2I ayithe minimum 20C




Overall savings 20C unte chaalaa? (Property + Deposits + Investments + Gold + Swiss Bank)
 

Abhysg
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Posted on Wednesday, January 25, 2017 - 07:44 am:       


Savyasachi:

http://money.cnn.com/calculator/retirement/retirement-need/
make festival




endidi.. ila bhayapettestondi..

You're falling short
You will need: $1.4 million
At age 60, you will have: $794,109
 

Saughmraat
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Posted on Wednesday, January 25, 2017 - 07:44 am:       


Lord_krishna:

keep it up. worth reading.




Thank you :-)
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Posted on Wednesday, January 25, 2017 - 07:43 am:       


Saughmraat:




Ivvaala evening savadhaanamgaa chadivi chepthaa. Thanks for sharing that link. :-)
 

Chiru_fan
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Posted on Wednesday, January 25, 2017 - 07:37 am:       

R2I ayithe minimum 20C and OS ayithe minimum 2M lekunte deentlo anna dooki saavatam better ani mana DB peddalu yeppudo selaviccharu
CHIRU - SACHIN - FEDERER
 

Savyasachi
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Posted on Wednesday, January 25, 2017 - 07:35 am:       

http://money.cnn.com/calculator/retirement/retirement-need/
make festival
 

Lord_krishna
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Posted on Wednesday, January 25, 2017 - 07:23 am:       

Saughmraat,

chala baga rasaru, keep it up. worth reading.
Sarva dharmaan parityajya mam ekam saranam vraja aham tvam sarva paapebhyo mokshayishyami maa suchah
 

Saughmraat
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Posted on Wednesday, January 25, 2017 - 06:55 am:       


Chalanachitramdb:

manchi info




I'm glad that you found my article useful :-)

Thanks for your kind words. They Keep me motivated to add more into my blog
ME ME ME ME ME ME... Few words about me, few pix about me, preview of my book, my blog, my dance, my stunts :D
 

Chalanachitramdb
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Posted on Wednesday, January 25, 2017 - 06:48 am:       


Saughmraat:




Annai ,,meeru super annattu,,
matter edhaina manchi info istunnaru,,nadiche encylopedia lagunnaru,,

 

Saughmraat
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Posted on Wednesday, January 25, 2017 - 06:40 am:       


Platypus:

Elaa calculate chesthaamu?




In case if you like crunching numbers, and don't mind replacing my numbers with your own numbers... http://games-n-maths.in/blog/funstrations/save_spend.html
ME ME ME ME ME ME... Few words about me, few pix about me, preview of my book, my blog, my dance, my stunts :D
 

Saughmraat
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Posted on Wednesday, January 25, 2017 - 06:39 am:       

naaku chetilo 50L unte... ippatikippudu retire ayipotaa! Wife emo... own house + 1.5C unte nee istham retire avutaavemo avvu ani conditional permission granted!!


(Pelliki mundu - 2008 lo... 5L unte life settled ani fix ayyinti)
ME ME ME ME ME ME... Few words about me, few pix about me, preview of my book, my blog, my dance, my stunts :D
 

Chalanachitramdb
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Posted on Wednesday, January 25, 2017 - 06:39 am:       


Right_wing:

Hadoop:
for example monthly 4 k savings....yrsly u save 30lak....for 10 yr 3 cr...30yr.... 10 cr... for example if u r 35 now....65 ki 10 cr....inka bocchu manam njoy chesedi epudu aa money tho...simple funda...give basic needs for kids education nd let them earn.......ika manam saving chesukonta kurchunte......wasteappa these days.



muntha lo rupayi rupayi esinattu saving chesthe bocchu kuda save cheyyaledu..investments investments investments...sariana time lo sariana investments chese vallaki 10cr aathcare ..anthe gani every month save chesi bank lo esukunte chivaraki inflation rate to , gove tax la ke saripothay aa savings.




+1
 

Chalanachitramdb
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Posted on Wednesday, January 25, 2017 - 06:37 am:       


Platypus:




Overall ga simple life antaru,,daniki aithe intha calculation intha planning avasaram ledhu anipisthundhi,,
 

Right_wing
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Posted on Wednesday, January 25, 2017 - 06:36 am:       


Hadoop:

for example monthly 4 k savings....yrsly u save 30lak....for 10 yr 3 cr...30yr.... 10 cr... for example if u r 35 now....65 ki 10 cr....inka bocchu manam njoy chesedi epudu aa money tho...simple funda...give basic needs for kids education nd let them earn.......ika manam saving chesukonta kurchunte......wasteappa these days.





muntha lo rupayi rupayi esinattu saving chesthe bocchu kuda save cheyyaledu..investments investments investments...sariana time lo sariana investments chese vallaki 10cr aathcare ..anthe gani every month save chesi bank lo esukunte chivaraki inflation rate to , gove tax la ke saripothay aa savings.
 

Chirutha_puli
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Posted on Wednesday, January 25, 2017 - 06:25 am:       

entha varaku manam dependency thagginnchu koni peace of mind kaavali anukuntamo antha savings earn cheyyali..

1)wherever we settle we need a decent home...should be loan free ...1crore
2) 1 or 2 cars... loan free...... ....15Lakhs
3) Emergency back up............. 15lakhs
4)for investing into business or Fd so that we make atleast around 20lakh per year..................2crore


atleast 3.5 crore or 500K usd required...
 

Platypus
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Posted on Wednesday, January 25, 2017 - 05:43 am:       


Emc2:

5cr medical seat, 10 crs savings, badugu balaheena vargalu




I know... antha chinna amounts asalu meeku artham kaavu... :D
 

Emc2
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Posted on Wednesday, January 25, 2017 - 05:38 am:       


Platypus:

Meeku kaadulendi ee thread. Badugu balaheena vargaala kosam.




5cr medical seat, 10 crs savings, badugu balaheena vargalu

 

Platypus
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Posted on Wednesday, January 25, 2017 - 05:33 am:       


Emc2:




Meeku kaadulendi ee thread. Badugu balaheena vargaala kosam. :D :D
 

Emc2
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Posted on Wednesday, January 25, 2017 - 05:32 am:       

 

Platypus
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Posted on Wednesday, January 25, 2017 - 05:20 am:       


Chalanachitramdb:


the kind of lifestyle you would like to lead after retire matters,,




Nallakunta lo 2 bed apartment lo settle avuthaamani planning. With tata sky and broadband connection. Oka wagonR.
 

Platypus
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Posted on Wednesday, January 25, 2017 - 05:18 am:       


Hadoop:

mottam saduvu less than 2lak lo ayipoyindi ......ipudu nuvvu next gen ki 1 cr easy gaa lekka cheppavu ..na valla kadu




Mee mundhara generation naadhi.

Elementary school - zero fees
High School - 6 and 7 - 9.5 rupees per year, 8th 9th and 10th - 20 rupees per year
Intermediate - gurthu ledhu less than 1000 per year.
B-Tech - fees 3750 per year

Mottham 30K lopala ayipoyindhi. But that is irrelevant now.
 

Chalanachitramdb
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Posted on Wednesday, January 25, 2017 - 01:41 am:       


Platypus:



its all depends on when you want to retire and

the kind of lifestyle you would like to lead after retire matters,,

 

Hadoop
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Posted on Wednesday, January 25, 2017 - 12:48 am:       


Andhravodu:

5c medical college meeda spend chestam ante, put in regular school and reduce school costs antunna




ohh ok....got it...kinda saint post chusuka nee post malli chadivite artham ayindi....:-)
 

Andhravodu
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Posted on Wednesday, January 25, 2017 - 12:47 am:       


Saint:

if u can minimise school/collge expenses till +2 and invest that money somewhere else, they can complete engineering/medicine etc with tht savings alone...


manollu vinaru kakapote, peer pressure tattukoleru
 

Hadoop
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Posted on Wednesday, January 25, 2017 - 12:46 am:       


Saint:

Hadoop:
nenu kuda same page uncle....mari govt school kadu kaani....10th varaku oka min provite school, higher education govt colleges i prefer..but db janaba education crores lo matladutunnaru
nenu +2 daaka govt school/jr college....




naadi 10th varaku .+ eng govt ..inter okati private..
 

Andhravodu
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Posted on Wednesday, January 25, 2017 - 12:45 am:       


Hadoop:

Andhravodu:

go easy route from schooling itself. saves money in short term and long term


idi ela


indaka neeku cheppinde unkle

basic ga Saint is saying 5c for donation college, and also says 1 c for schooling

5c medical college meeda spend chestam ante, put in regular school and reduce school costs antunna
 

Saint
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Posted on Wednesday, January 25, 2017 - 12:44 am:       


Andhravodu:

there is a choice here. If you're thinking medicine seat is competitive, and ready to go donation college, go easy route from schooling itself. saves money in short term and long term


I agree...I told to my sister and others..bt nobody is listening...if u can minimise school/collge expenses till +2 and invest that money somewhere else, they can complete engineering/medicine etc with tht savings alone...
 

Saint
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Posted on Wednesday, January 25, 2017 - 12:43 am:       


Hadoop:

nenu kuda same page uncle....mari govt school kadu kaani....10th varaku oka min provite school, higher education govt colleges i prefer..but db janaba education crores lo matladutunnaru


nenu +2 daaka govt school/jr college....
 

Hadoop
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Posted on Wednesday, January 25, 2017 - 12:41 am:       


Andhravodu:

go easy route from schooling itself. saves money in short term and long term




idi ela...explain please
 

Hadoop
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Posted on Wednesday, January 25, 2017 - 12:37 am:       


Andhravodu:

us born kid etu citizen. India lo govt school lo vesina, he can come here anytime, us nunchi velli nri schools/international schools veyatam pedda waste of money




nenu kuda same page uncle....mari govt school kadu kaani....10th varaku oka min provite school, higher education govt colleges i prefer..but db janaba education crores lo matladutunnaru
 

Saint
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Posted on Wednesday, January 25, 2017 - 12:36 am:       


Hadoop:


goppalu kaadu lee kaani....lot of members on this db on same board with me i guess....like ..naadi until 10th --3k , 10+2 oka 40k + engineering 20 k (4x5k)+ room rent, other exp 4 yrs eng ki oka lakaram anukonna....mottam saduvu less than 2lak lo ayipoyindi ......ipudu nuvvu next gen ki 1 cr easy gaa lekka cheppavu ..na valla kadu


naadi kooda 1.3-1.4L lo motham finished..appatiki ippatiki comparision ledu....
 

Hadoop
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Posted on Wednesday, January 25, 2017 - 12:34 am:       


Saint:

India lo kid ki tops schools lo year ki 3L from KG....3*12 ~36L / aa time ki inter ki per year 1L range lo vuntadi...total 40L till +2 anukunte, RVCE/PESIT/MSRamaiah/CBIT/Gitams etc lo CSE lo join cheyyali ante aa time ki 30-40L donation plus 2-3L per year...AC hostel etc inko 1L extra..4 years ki 15-20L




goppalu kaadu lee kaani....lot of members on this db on same board with me i guess....like ..naadi until 10th --3k , 10+2 oka 40k + engineering 20 k (4x5k)+ room rent, other exp 4 yrs eng ki oka lakaram anukonna....mottam saduvu less than 2lak lo ayipoyindi ......ipudu nuvvu next gen ki 1 cr easy gaa lekka cheppavu ..na valla kadu
 

Andhravodu
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Posted on Wednesday, January 25, 2017 - 12:30 am:       


Saint:


there is a choice here. If you're thinking medicine seat is competitive, and ready to go donation college, go easy route from schooling itself. saves money in short term and long term
 

Andhravodu
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Posted on Wednesday, January 25, 2017 - 12:28 am:       


Hadoop:


vunkle, naa theory aite inka radical

us born kid etu citizen. India lo govt school lo vesina, he can come here anytime, us nunchi velli nri schools/international schools veyatam pedda waste of money
 

Saint
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Posted on Wednesday, January 25, 2017 - 12:27 am:       


Hadoop:



ok medicine ante agree..few colleges and tough competition...

i dont belive in engineering...to spend 1 cr.....eng lo good college lo seat kottatam anta kastam emi kaadu....ala rank kottaleni vadiki 1 cr katti chadivinchaam enti chintakaaya.....ee gulburg or ballary college ko panpiste set(oka 10lak lo ayipoddi, rest 80lak u can put on MS or some useful thing) ...vacchi s/w job chesukontadu




India lo kid ki tops schools lo year ki 3L from KG....3*12 ~36L / aa time ki inter ki per year 1L range lo vuntadi...total 40L till +2 anukunte, RVCE/PESIT/MSRamaiah/CBIT/Gitams etc lo CSE lo join cheyyali ante aa time ki 30-40L donation plus 2-3L per year...AC hostel etc inko 1L extra..4 years ki 15-20L

akkadike 1Cr ipoyindi
 

Hadoop
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Posted on Wednesday, January 25, 2017 - 12:24 am:       


Saint:

Donations ante nisani anukoku..AP lo medicine lo seat ravali ante ur kid shud be in top 1000 ranks...extra ordinary candidates ki kooda rakapovachu...

Engineering ante top / premier college lo chadavali ante aa mathram pettali..edo kupli college ante lite




ok medicine ante agree..few colleges and tough competition...

i dont belive in engineering...to spend 1 cr.....eng lo good college lo seat kottatam anta kastam emi kaadu....ala rank kottaleni vadiki 1 cr katti chadivinchaam enti chintakaaya.....ee gulburg or ballary college ko panpiste set(oka 10lak lo ayipoddi, rest 80lak u can put on MS or some useful thing) ...vacchi s/w job chesukontadu
 

Xxx
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Posted on Tuesday, January 24, 2017 - 11:50 pm:       


Kantha_rao:




No one is expecting pay back , only payforward
-
 

Xxx
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Posted on Tuesday, January 24, 2017 - 11:48 pm:       


Kantha_rao:




Inew norm kids need 500k , if you don't save then u are odd man in us , as per Indian parents , u should not burden them for their college expenses
-
 

Moviebuff001
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Posted on Tuesday, January 24, 2017 - 11:47 pm:       

Enti 10 koka 20koka 50 koka... Baboi... Malli finance threads lo adugu pettakunda budhi vachindi
 

Saint
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Posted on Tuesday, January 24, 2017 - 11:44 pm:       


Kantha_rao:



ade adugutunna Indian style lo why ? sorry to say this, but India lo payback baaga expect chestaaru after kids are settled :-)




manam Indians kabatti...mana kids Indians kaaadu kabatti.....

we both follow our traditions kabatti....
 

Twotown
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Posted on Tuesday, January 24, 2017 - 11:40 pm:       


Hadoop:




ilanti donations/nishani batch ni chadivinchatam deniki...



Trumppanna effect ikkada kids akkada NRI's kada ..
Tappadhu badudu :-)
 

Kantha_rao
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Posted on Tuesday, January 24, 2017 - 11:39 pm:       


Saint:

manam Indian style lo cheyyali




ade adugutunna Indian style lo why ? sorry to say this, but India lo payback baaga expect chestaaru after kids are settled :-)
 

Saint
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Posted on Tuesday, January 24, 2017 - 11:39 pm:       


Hadoop:



ilanti donations/nishani batch ni chadivinchatam deniki...




Donations ante nisani anukoku..AP lo medicine lo seat ravali ante ur kid shud be in top 1000 ranks...extra ordinary candidates ki kooda rakapovachu...

Engineering ante top / premier college lo chadavali ante aa mathram pettali..edo kupli college ante lite
 

Hadoop
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Posted on Tuesday, January 24, 2017 - 11:37 pm:       


Saint:

5crs (for medicine), 1cr (for engineering)




..


ilanti donations/nishani batch ni chadivinchatam deniki...
 

Saint
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Posted on Tuesday, January 24, 2017 - 11:36 pm:       


Kantha_rao:


point 1 ayithe it is selfishness
point 2 ayithe you don't need to spend so that they can work it out themselves to sort it out...means they will know the value of life/money

which point are you referrring to ?




manam Indian style lo cheyyali...so maname kids expenses bare chesukuni, mana retirement ki manam plan chesukvali
 

Banam
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Posted on Tuesday, January 24, 2017 - 11:35 pm:       

When do you want to retire?
Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR
 

Kantha_rao
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Posted on Tuesday, January 24, 2017 - 11:31 pm:       


Saint:




y u keep saying about kids ?

1. you spend on kids and once they are settled, you expect them to take care of you ?
2. you spend on kids so that they lead their own life and doesn't matter if they care you or not ?

point 1 ayithe it is selfishness
point 2 ayithe you don't need to spend so that they can work it out themselves to sort it out...means they will know the value of life/money

which point are you referrring to ?
 

Saint
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Posted on Tuesday, January 24, 2017 - 11:27 pm:       


Hadoop:



idi kuda oka estimation(broder number) padeyyi india and us lo




US ithe per kid 500k (if medicine in top university), BS/MS ithe (150-200k range) per kid
INdia lo ithe, kg to pg ki oka 5crs (for medicine), 1cr (for engineering) (assuming mana kid ki anni donation based seats anukunta)
 

Hadoop
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Posted on Tuesday, January 24, 2017 - 11:19 pm:       


Saint:

but mundu kids education ki sari pada earn cheyyali....




idi kuda oka estimation(broder number) padeyyi india and us lo
 

True_indian
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Posted on Tuesday, January 24, 2017 - 11:18 pm:       


Gandhiguevara:

vuncle....enough anedhi moving target ani chepthunnavaa?


anta unte why work
adi kuda it job
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Saint
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Posted on Tuesday, January 24, 2017 - 11:14 pm:       

Kids education ipoyaka, no loans and vundataniki illu, plus nelaki US lo ithe oka 4-5k per month (Insurance itself will be 1.5k-2k for 2 ppl by thatt time) ..social maha ithe 2-3k vasthademo...so paina oka 2-3k income vache evenues vethukovali

ade India lo ithe, nelaki oka lakaram constant income vacheaga vunte chalu...

but mundu kids education ki sari pada earn cheyyali....
 

Gandhiguevara
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Posted on Tuesday, January 24, 2017 - 11:13 pm:       


True_indian:


vuncle....enough anedhi moving target ani chepthunnavaa?
 

True_indian
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Posted on Tuesday, January 24, 2017 - 11:08 pm:       


Twotown:

Min 10cr by 30 , 20cr by 40 , 40cr by 50 ..



.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Tuesday, January 24, 2017 - 11:05 pm:       

min 100Million USD unte chaalu, heppy gaa retire avvavachu
 

Mandharam
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Posted on Tuesday, January 24, 2017 - 10:39 pm:       


Right_wing:

I think middle class in India these days is minimun 10cr assets




dollors aa mahasaya

middle class ki chala dooram ayyanu ani enlighten chesaru...thanks
 

Jambalahaart_raja
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Posted on Tuesday, January 24, 2017 - 09:43 pm:       

vontlo vopika vunnantha kaalam...
8 hr bill yesi.. 4 hr work chesi... rest of the time house-hold chores, spend time with family loved ones...
Do not plan to retire...
Plan to arrange self-sufficient wealth in order to face unforeseen life-and-death adversities, for the loved ones.
manam mana loved ones meeda financial burden avvakundaa vunte adey ekkuva.
antha daakaa vasthey kukka saavu saavataaniki prepared gaa vundaali mari...
Maga puttuka putti... verey vaalla meeda financially depend avvatam antha dourbhagyam inkoti vundadu.
"Chill Bro.
I told you to let it go!!"
- The Budhha.
 

Sannayi_nokkulu
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Posted on Tuesday, January 24, 2017 - 08:49 pm:       


Right_wing:

minimun 10cr assets


bhale unnav saami ....nuvvu 10crs emi saripotadi...min 25 crs for basic living, 100 cr for middle class living, 250 crs for luxurious ani gagu cheppad
sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT
 

Andhravodu
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Posted on Tuesday, January 24, 2017 - 08:44 pm:       

idi maree konchem ekkuva

10crore assets middle class wth

bombayi lo kooda anta undavu junta ki
 

Twotown
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Posted on Tuesday, January 24, 2017 - 08:42 pm:       

Min 10cr by 30 , 20cr by 40 , 40cr by 50 ..
Edanamata chivarakariki ...
 

Jaijagananna
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Posted on Tuesday, January 24, 2017 - 08:36 pm:       


Boglehead:

ika manam saving chesukonta kurchunte......wasteappa these days





65 ki nee gudda evadu kadugutaadu?
Nee Saahasam Oka Udaharana...Nee Jeevithamey Oka Oravadi...Nee Gamanam Oka adarsham...Nee Hrudayam aathmeeya kalasham...
RAJASHEKARAAA...Charitra maruvadu nee charitha...Jaathi maruvadhu nee gaadha...Nee Mahabishkramanam...Telugu jathiki mahaa vishadam...
Neevu ika levani telisi...Telugu Nela palavaristondi...Gunde pagili rodistundi
Puttedu dukhanni digamingukoni...Janakoti Arpistondi...Aaathmeeya Pushpanjali...


 

Boglehead
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Posted on Tuesday, January 24, 2017 - 08:34 pm:       

Depends on many factors:
1. What age would you like to retire?
2. What are your expected expenses in retirement?
3. Any plans to leave the money for kids (after your passing)?

Veetiki answers teliste, you can guesstimate how much you need to save going forward

1mil, 2mil ani evarocheppatam valla meeku upayogam ledu
 

Hadoop
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Posted on Tuesday, January 24, 2017 - 08:29 pm:       


Right_wing:

reality ade mastaaru..10cr kuda takkuvenemo..maa lanti below middle class bathukulu anni athukula bonthale




for example monthly 4 k savings....yrsly u save 30lak....for 10 yr 3 cr...30yr.... 10 cr... for example if u r 35 now....65 ki 10 cr....inka bocchu manam njoy chesedi epudu aa money tho...simple funda...give basic needs for kids education nd let them earn.......ika manam saving chesukonta kurchunte......wasteappa these days..
 

Anand_n
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Posted on Tuesday, January 24, 2017 - 08:26 pm:       


Platypus:




Use any retirement calculator and it will tell you !

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

Vishvak
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Posted on Tuesday, January 24, 2017 - 08:24 pm:       


Platypus:

How much savings are enough?


Prema unna chota dabbutho pani ledu...

Vi veri universum vivus vici
My Blog: The Power Of One
 

Gotcha
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Posted on Tuesday, January 24, 2017 - 08:24 pm:       


Telugu_times:


desis ki enti evari kaina untunda evaraina okate
...
 

Sannayi_nokkulu
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Posted on Tuesday, January 24, 2017 - 08:21 pm:       


Platypus:

Elaa calculate chesthaamu? Savings chesindhi inka chaalu, let us spend the rest of the life - just enjoying what we have ane state eppudosthundhi?

Oka 3 crores savings (investments annee kalipi) unte chaalaa? For a middle class family?


shaving ki saripoyentha......
sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT
 

Telugu_times
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Posted on Tuesday, January 24, 2017 - 08:20 pm:       


Platypus:

How much savings are enough?



For desis, there is no such thing as enough. ki ki

Platypus:

Savings chesindhi inka chaalu, let us spend the rest of the life - just enjoying what we have ane state eppudosthundhi?



mana End date theliyadhu kaabatti, aa state eppatikee raadhu
Ignore spam and AJ.
 

Right_wing
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Posted on Tuesday, January 24, 2017 - 08:15 pm:       


Hadoop:




reality ade mastaaru..10cr kuda takkuvenemo..maa lanti below middle class bathukulu anni athukula bonthale
 

Sesani
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Posted on Tuesday, January 24, 2017 - 08:10 pm:       

Ee roju figure 20k USD monthly savings..

20k per month savings lekapothe suicide cheskovadam better
 

Cocanada
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Posted on Tuesday, January 24, 2017 - 08:08 pm:       

2 million ani decide chesaaru gaa

to get 5k $ per month rest of life
 

Hadoop
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Posted on Tuesday, January 24, 2017 - 08:01 pm:       


Right_wing:

minimun 10cr assets..




 

Right_wing
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Posted on Tuesday, January 24, 2017 - 07:59 pm:       

konthamandiki adi 1yr income..konthamandiki lifetime income.

I think middle class in India these days is minimun 10cr assets..with good regular income and good network.
 

Speaker
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Posted on Tuesday, January 24, 2017 - 07:54 pm:       


Platypus:




Inka padukoledaa??? 2 late in the night for UK...right now...isntt?
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Platypus
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Posted on Tuesday, January 24, 2017 - 07:53 pm:       

Elaa calculate chesthaamu? Savings chesindhi inka chaalu, let us spend the rest of the life - just enjoying what we have ane state eppudosthundhi?

Oka 3 crores savings (investments annee kalipi) unte chaalaa? For a middle class family?

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