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Archive through January 19, 2017

Chalanachithram.com DB » New TF Industry Related » Archive through January 23, 2017 » Monthly Expenses » Archive through January 19, 2017 « Previous Next »
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Stellar
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Username: Stellar

Post Number: 8118
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Posted on Thursday, January 19, 2017 - 10:49 pm:      

998
 

Sesani
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Posted on Thursday, January 19, 2017 - 10:49 pm:      


Neel:

mana TG vallu entha mandi unnaru ee expense and savings thread lo 0 na..


Maname leading Akka.. expenses la True Indian leading :d
 

Stellar
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Posted on Thursday, January 19, 2017 - 10:49 pm:      

997
 

Stellar
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Posted on Thursday, January 19, 2017 - 10:48 pm:      


Neel:




all time record meede
 

Neel
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Posted on Thursday, January 19, 2017 - 10:47 pm:      


Sesani:




ee thread ippude chustunna
mana TG vallu entha mandi unnaru ee expense and savings thread lo 0 na..
 

True_indian
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Posted on Thursday, January 19, 2017 - 10:45 pm:      


Saint:




thanks for the link, i will check with my cpa tomorrow
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Speaker
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Posted on Thursday, January 19, 2017 - 10:44 pm:      

2 town

Manam aa polalani ammakunda..kaastho koostho penchaam...ade saalu...rest koulu
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Sesani
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Posted on Thursday, January 19, 2017 - 10:44 pm:      


Meghan:


yedo oka number ettu.. cross check yevvadu chestadu
 

Speaker
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Posted on Thursday, January 19, 2017 - 10:42 pm:      


Twotown:




Ikkada mana own kashtaarjitham.....
Avi Inheritance
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Meghan
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Posted on Thursday, January 19, 2017 - 10:40 pm:      

Naaku Ee thread lo breakup Iiche roju eppudisthundo
 

Twotown
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Posted on Thursday, January 19, 2017 - 10:36 pm:      


Speaker:

Antha deep avasarama brother?



Mari inkendhuku threads .. approx figure ettu
 

Goonda
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Posted on Thursday, January 19, 2017 - 10:35 pm:      


Stellar:


done brother!
 

Stellar
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Posted on Thursday, January 19, 2017 - 10:30 pm:      


Goonda:

Goonda




naa IP automatic ban vunnattundi. koncham chudandi.

TIA

Ip 24.44.8.218
 

Speaker
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Posted on Thursday, January 19, 2017 - 10:26 pm:      


Twotown:




Antha deep avasarama brother?
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Saint
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Posted on Thursday, January 19, 2017 - 10:24 pm:      

Rocks, house anedi investment kinda consider cheyyanu nenu.. ippudu enthaki konnavo anthaki ammagaligithe after 15-20 years it is good enough! But u r not making any money but saving rent. But calculate the spendings on house/ property tax, upgrades etc... for me, if it equal to rent (apt) then that is gr8 investment...otherwise not so good investment..

CA lo tracy lo illu konnaru before recession 500k daaka vellindi.. after recession 250k ki koda kontha kalam kone vallu leru.. u never know! Same can happen in India too but India lo vunna potential consumer market ki, west ni follow ayye vidhananiki, immediate ga bounce back avvochu within 1-2 years!! US lo naaku antha confidence ledu... this is my theory but every body willhave their own theory based on their risk profile. U need to follow what suites u best!!

If I cant invest anywhere because of high EMi, then I dont think it is a wise investment esp in USA.. 2 paychqs vunnollaki ekkuva flexibility vuntundi..they can go for bigger houses
 

Speaker
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Posted on Thursday, January 19, 2017 - 10:21 pm:      


Goonda:




Sattha unte Records will Follow Brother
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Twotown
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Posted on Thursday, January 19, 2017 - 10:20 pm:      


Speaker:

15k to 25k



Ante average padhi lachhalu enni acres vundi ..
Em pandistharu kcharaa gaadini following aa
 

Goonda
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Posted on Thursday, January 19, 2017 - 10:18 pm:      


Speaker:


nuvvasalu madisivena? you broke every other record of this DB...
 

Speaker
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Posted on Thursday, January 19, 2017 - 10:17 pm:      

Nenu mostly around 15 - 25k - all from koulu every year 2010 ninchi teppincha.


Mostly udhar ka idhar within extended family...couple of times through friends who have consulting firms..
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Saint
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Posted on Thursday, January 19, 2017 - 10:15 pm:      

TI annai read this

https://ttlc.intuit.com/questions/2356211-cash-gift-from-par ents-overseas
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 10:15 pm:      


Saint:


Nuvvu cheppe returns naku ardam ayyayi, What I heard was it is extremely difficult to get money from India to here...

Nuvvu 800K ki atu itu tippi invest chese badulu, Straight ga sasibob ni follow ayyi, 600K illu koni, 15 yrs lo loan terchesi, kid education ki vache time ki adi ammeste 800 vachestayi ga...

If you want, you can move to india..Naa ee metta alochana lo tappu emundo cheppu..
 

Stellar
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Posted on Thursday, January 19, 2017 - 10:14 pm:      


Ysr2009:

total monthly expenses < $2000




 

Saint
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Posted on Thursday, January 19, 2017 - 10:12 pm:      

Rocks 25% CAGR ani cheppa kadaa... every 3 years ki double avuddi nee money! India lo long term investments ki tax ledu or chala takkuva!! But you will have to pay taxes in USA if its in ur name!!

Even if you pay tax in US it is going to be 10%!! You still make 90% in 3 years right?

US is a developed country! It cannot grow like India.. every 6-8 years ki anni markets correction vasthayi!! India lo recession vachina it is sector based! Anni sectors ki oke saari ravali ante monna demon type lo inka severe ga vunde tuglak panulu cheyyali govt
 

True_indian
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Posted on Thursday, January 19, 2017 - 10:09 pm:      


Saint:

DMA you can get gift from parents 100k per year I think.




evadu cheppadu neeku

only 14ki is allowed

his dad can give gift of 14k to him, his wife and his kids
his mom can do same

his inlaws can do same

one person cannot gift 100k to single person

procedure teliste cheppu, i wanna do
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Chalanachitramdb
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Posted on Thursday, January 19, 2017 - 10:08 pm:      

My case could work little bit different to many here, as i don't live in america,,
 

Dma
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Posted on Thursday, January 19, 2017 - 10:07 pm:      


Saint:

@DMA you can get gift from parents 100k per year I think..




aayane vunte mangalodu endukani, 100k per year white ekkada nunchee testaav vayyaa?
Jai Andhra!! Jai Jai Andhra!!!
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 10:06 pm:      


Saint:

India is growing at 7-8%




mari nuvvu aa money ikadiki teche tapudu tax kadite, ee 7-8% potadi ga...

Alage US lo recession vachina temporary...most 2-3 years, it will be back kada..
 

Speaker
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Posted on Thursday, January 19, 2017 - 10:06 pm:      


Dma:




Be ready for the worst...hope 4 da best
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Saint
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Posted on Thursday, January 19, 2017 - 10:05 pm:      

@DMA you can get gift from parents 100k per year I think.. otherwise if u can prove it is white and tax paid money, u can bring ( but little complicated process I thin)
 

Xxx
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Posted on Thursday, January 19, 2017 - 10:05 pm:      


Ysr2009:


no taxes , no how , no aaa , nothing .. no kids
-
 

Chirutha_puli
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Posted on Thursday, January 19, 2017 - 10:04 pm:      

Vammo...1000 thread..iam seeing 1st time here..
 

Dma
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Posted on Thursday, January 19, 2017 - 10:03 pm:      

33 to go!!!
Jai Andhra!! Jai Jai Andhra!!!
 

Saint
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Posted on Thursday, January 19, 2017 - 10:03 pm:      

Rocks, India lo u can multiply your money. I find right oppurtunities in India. Here I dont find any attractive investments which gives good returns!!! Getting back that money from India is a big task! I am ready to pay tax or get it as a gift in future when my kids go to college! Actual ga kids college expenses gurunchi telisaka, I m more scared.. I need to generate 25% CAGR constaantly to be in good situation in future. US market lo oka recession vasthe motham damaal antadi and also we dont know how long we can compete in IT... India is growing at 7-8% so as long as India grows at that rate there can be lot of money made..
 

Dma
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Posted on Thursday, January 19, 2017 - 10:03 pm:      


Speaker:

Edu fund lo esukodame..

Appatiki saalakapothe polaalni narakatame




1. Edu fund lo vesukunte, lucky gaa pillalaki scholarship vaste, extra gaa gaa taxes ki potay kadaa...

2. pollaanni narikite, akkada paisal ikkadaki teche maargam kooda oka series veyyi.
Jai Andhra!! Jai Jai Andhra!!!
 

Ysr2009
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Posted on Thursday, January 19, 2017 - 10:02 pm:      

house paid off, no rent or mortgage
no car payments at the moment
insurances life, home and auto $250
internet and phone bills $200
utilities $250 average
groceries and misc $1000
total monthly expenses < $2000
 

Speaker
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Posted on Thursday, January 19, 2017 - 10:01 pm:      


Sesani:


nuvve pedda muthaiduvi
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:59 pm:      


Dma:




Edu fund lo esukodame..

Appatiki saalakapothe polaalni narakatame
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Twotown
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Posted on Thursday, January 19, 2017 - 09:59 pm:      


Speaker:



Naaku tammudiki 9 acres vundhi moodu pantalu pande bhoomi ..
Dantlo one acre road side ..
Vundamantaraa denkemanataraa?
 

Xxx
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Posted on Thursday, January 19, 2017 - 09:58 pm:      


Saint:


for two kids 800k savings kaavala , 400 each by the time they are in college
-
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 09:58 pm:      


Saint:

Guys, if your kid has to do Medicine in top colleges, you will need 100k per year(projected fees based on current fees)..


mari nuvvu india enduku pamputunnav ani pakka thread lo adiga...cheppane ledu
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:57 pm:      


Saint:




Antha led le...anthunte eppudo jumpio

60% kobbari thota
20% maamidi thota
20% vari
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Sesani
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Posted on Thursday, January 19, 2017 - 09:56 pm:      

When was the last time 1000 thread paddadi in DB..

Pedda perantam path ki congrats
 

Dma
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Posted on Thursday, January 19, 2017 - 09:56 pm:      


Speaker:

Speaker




sare kanee pillala college sangathi ento konchem light veyyi.
Jai Andhra!! Jai Jai Andhra!!!
 

Twotown
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Posted on Thursday, January 19, 2017 - 09:56 pm:      


Andhravodu:

1k posts kosam waiting, andarini kadilinchindi



Okay thread ki turning esthaa..
Naa original details edithe nannu banning chestharu ..
 

Idle_yzag
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Posted on Thursday, January 19, 2017 - 09:55 pm:      

vammooo yenti ee income ranges
JP/Chiru
 

Dma
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Posted on Thursday, January 19, 2017 - 09:55 pm:      


Saint:

Guys, if your kid has to do Medicine in top colleges, you will need 100k per year(projected fees based on current fees).. if you have 2 kids and going to college at tge same time, you will need 200k plus your family expenses another 60-70k.. how long u can compete and earn in IT?

If you cant afford, then they have to go to normal colleges even if they could get admissions into top colleges..Think Think Think...




kids, college gurinchi inko thread vesukundaam le :-)
Jai Andhra!! Jai Jai Andhra!!!
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:54 pm:      


Dma:




Li8 le brotheru..
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Saint
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Posted on Thursday, January 19, 2017 - 09:54 pm:      

Speaker bhayya motham enni acres vundi? 100 aa? Wife vi kooda kalipukuni?
 

Saint
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Posted on Thursday, January 19, 2017 - 09:53 pm:      

Guys, if your kid has to do Medicine in top colleges, you will need 100k per year(projected fees based on current fees).. if you have 2 kids and going to college at tge same time, you will need 200k plus your family expenses another 60-70k.. how long u can compete and earn in IT?

If you cant afford, then they have to go to normal colleges even if they could get admissions into top colleges..Think Think Think...
 

Dma
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Posted on Thursday, January 19, 2017 - 09:52 pm:      


Speaker:

Nee poddulevi..?




details levu.

kanee... total telusu. ikkada vaddule. id iste pampistaa :-)
Jai Andhra!! Jai Jai Andhra!!!
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:52 pm:      


Ntr_rocks:




25 ledule..
Just koulu only manakehes...
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Saint
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Posted on Thursday, January 19, 2017 - 09:50 pm:      

Warren Buffet, spend what is left after savings, not what is left after your expenses..

Warren Buffet still lives in a 4 bed room home which he purchased couple of decades back in Omaha. I feel we shud follow his principles.
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 09:50 pm:      


Speaker:



Same here 2 brother...


india lo patika ekaralu ettukuni, ikada db janalani ragging chestunanva...legess...
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:49 pm:      


Dma:




Manaki econony tho eti link...

Nee poddulevi..?
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:48 pm:      


Mass:




Same here 2 brother...

Okallatho emundi...eseyyi
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Dma
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Posted on Thursday, January 19, 2017 - 09:47 pm:      


Speaker:

Speaker




Asale economy weak gaa vunte, enti nee racha?
Jai Andhra!! Jai Jai Andhra!!!
 

Mass
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Posted on Thursday, January 19, 2017 - 09:46 pm:      


Speaker:




manavi vesukune range lekkalu kadu babayya rekka not playing dokka not playing
 

Time_waste
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Posted on Thursday, January 19, 2017 - 09:44 pm:      

sfeeeker ji mothaniki andharni laagiD ...musuguloo evadi vattax fiskings sesyisthivi ga ...neyavva neeninka aniyya non BB rec ku dappu kodadhamani
motham ready sesi oopuleeka anni moosukuni pani bongi sosukunya...
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:44 pm:      


Mass:




Needeyyava?
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Hadoop
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Posted on Thursday, January 19, 2017 - 09:41 pm:      

which thread had more posts in db history ?
 

Mass
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Posted on Thursday, January 19, 2017 - 09:41 pm:      

 

Speaker
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Posted on Thursday, January 19, 2017 - 09:37 pm:      


Pulpfiction:


thatz not an intention at all...

Nee poddulevi?
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Pulpfiction
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Posted on Thursday, January 19, 2017 - 09:36 pm:      

speak ji ..

1000 kottey daakaa no sleep aaah ?

:D
Jai Rayala Seema !
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:33 pm:      

Kuyyomorro, komaranna, paafi, driver ramudu, adavi ramudu also missing
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 09:32 pm:      


Speaker:

All Ladies also missing...


Ladies expenses anni Husbands ee kada kattedi, vallaki emi expenses vuntayi... valla salary only Gold, diamonds, ,ornaments ke...
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:30 pm:      

All Ladies also missing...
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:29 pm:      

Mav, coke, rajusk, cinejeevi, vidhaata missing re..
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Gotcha
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Posted on Thursday, January 19, 2017 - 09:25 pm:      

Babu gagu vocchi ikkada update pettu. Ee thadu chusi andaru kn150 and gpsk repeat viewings apesaru anta, started instant savings from now immediately
...
 

Andhravodu
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Posted on Thursday, January 19, 2017 - 09:24 pm:      

arabian race gurram laga parigedutundi ee thread

1k posts kosam waiting, andarini kadilinchindi
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 09:21 pm:      


Gotcha:


Gagu kurrod ravatam ledu...Tappinchuku tirugutunnad...DB big shots vaste ee numbers anni chinna botayi except TI and Maserati..
 

Time_waste
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Posted on Thursday, January 19, 2017 - 09:20 pm:      

aa brokkalo thedd...etta vaay ctrl ayidhi mee mmmmm...mmmm...
 

Speaker
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Posted on Thursday, January 19, 2017 - 09:20 pm:      


Gotcha:


where r yours?
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Gotcha
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Posted on Thursday, January 19, 2017 - 09:19 pm:      

Inka 74 to go evaro okaru update cheyandi kotha numbers
...
 

Stellar
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Posted on Thursday, January 19, 2017 - 09:11 pm:      


Xxx:

charlotte




NC lo vaalla expenses chusi meeru malli aa question enti?
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 09:11 pm:      


Xxx:

why charlotte


andari expenses more than 10K, earnings kuda more than 12K ani telcharu..
 

Asdf
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Posted on Thursday, January 19, 2017 - 09:09 pm:      


Platypus:


1700 to desam
900 to landlord
150 to council
500 to groceries and eating out
38 to broadband
90 to Gas and Power
17 to Cineworld
9 to Netflix
8 to Amazon Prime
2 to Wikipedia




1 everyday as part of ARK miss ainaaru
 

Xxx
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Posted on Thursday, January 19, 2017 - 09:09 pm:      


Ntr_rocks:


why charlotte
-
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 09:07 pm:      


Spy_india:

Finally Emi telchaaru ??
andaru IDs mundu NTR taraka mantram pettukonte saripotundaa ...


Charlotte lo job cheyali ani telchaaru...
 

Spy_india
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Posted on Thursday, January 19, 2017 - 09:06 pm:      

Finally Emi telchaaru ??
andaru IDs mundu NTR taraka mantram pettukonte saripotundaa ...
 

Ntr_fan
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Posted on Thursday, January 19, 2017 - 08:44 pm:      


Jodhaa:


antha ledu,, rocks thammi jokes vestunnadu.. but good enough.. happy with pay snd job..
 

Speaker
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Posted on Thursday, January 19, 2017 - 08:41 pm:      


Twotown:




Ok...mareppudu kadtaavo chebithe....i'll keep the tab running...
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 08:40 pm:      


Whyme:



Ledu total $6775 breakdown adigithey breaklegs annar..


Budugu kurrod tho inkonchem ekuva tiragandi..:-)
 

Twotown
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Posted on Thursday, January 19, 2017 - 08:39 pm:      

Speaker vunkle naadi revise cheyyi .. gippude doolekki ..
Collegues tho sitting lo bill katta .. oka 60 add cheyyi expenses lo
 

Speaker
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Posted on Thursday, January 19, 2017 - 08:39 pm:      


Whyme:




Adeti brother...??

U r so.lucky yaa...sukapurushudivi..
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Whyme
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Posted on Thursday, January 19, 2017 - 08:36 pm:      


Ntr_rocks:




Ledu total $6775 breakdown adigithey breaklegs annar..
 

Speaker
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Posted on Thursday, January 19, 2017 - 08:34 pm:      


Brighton:


k
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Brighton
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Posted on Thursday, January 19, 2017 - 08:33 pm:      


Speaker:



yes actual 10k ne..
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 08:32 pm:      


Whyme:


Vuncle mee expenses kuda 12-15K vuntaya...
 

Whyme
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Posted on Thursday, January 19, 2017 - 08:30 pm:      


True_indian:




Azeem o shaan shehensha
Marhabba marhabba
Humesha humesha
Salamat Rahe

Uncle bless me ya
Mortgage 40% of gross ante - mortgage payment per month antara?
 

Vishvak
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Posted on Thursday, January 19, 2017 - 08:28 pm:      


True_indian:


annai meeru emi chestaru...

Maalanti BPL junta ki financial advises emanna ivvandi...

Vi veri universum vivus vici
My Blog: The Power Of One
 

Speaker
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Posted on Thursday, January 19, 2017 - 08:26 pm:      


True_indian:


idokkate seppukodaggadi....< 10%...just mortgage
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

True_indian
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Posted on Thursday, January 19, 2017 - 08:24 pm:      

mortgage should not be more than 40% of your gross income
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Speaker
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Posted on Thursday, January 19, 2017 - 08:21 pm:      


Brighton:




Salary kooda eseyyi..lekapotbe default ga 10k vesthunna for those who have more than 6k as expenses...
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Boglehead
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Posted on Thursday, January 19, 2017 - 08:21 pm:      

Monthly expenses = 25% of gross income

Mortgage (PITI) = Half of monthly expenses

Few Indians where we live. No peer pressure. No luxury cars

Life sukham!
 

Taurus0807
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Posted on Thursday, January 19, 2017 - 08:19 pm:      


Ntr_rocks:

july ki 10 yrs avutundi vachi, em sadinchav ante sunyam




Monthly 1 and 1/2 pay checks chesthunnav house already konesav nuvvu em sadhinchakapovatam enti?

Memu 11 yrs after house konnam 3 yrs ayindhi house koni still 400 above loan.
 

Twotown
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Posted on Thursday, January 19, 2017 - 08:10 pm:      

Top salaries evarivi ?
 

Brighton
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Posted on Thursday, January 19, 2017 - 08:09 pm:      


Speaker:

Kaavalante nee breakup ettu.
.
Update chestha




sare lekkallo yeeseyyandi

Mortgage -> $3400
Internet , netflix & Entertainment -> $200
Utilities -> 300
Car & Insurance > 500
Gas -> 175
Kids activities ->200
Phone Bill -> 100
Vonage -> 45
Groceries -> 500
Outside food + movies etc -> 300
Mandu - > $150
Shopping ->300
Total 6170
 

Speaker
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Posted on Thursday, January 19, 2017 - 07:58 pm:      


Ntr_rocks:




Nuvvemi saadinchakapotamendi..??

Nuvvu saami sikaram ayithenu...
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Sony
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Posted on Thursday, January 19, 2017 - 07:58 pm:      


Ntr_fan:


t-mobile SAP???
 

Speaker
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Posted on Thursday, January 19, 2017 - 07:56 pm:      


Brighton:




Kaavalante nee breakup ettu.
.
Update chestha
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 07:55 pm:      


Ferrari:


apude enduku antha tondara..july ki 10 yrs avutundi vachi, em sadinchav ante sunyam...You still have long time, apudu memu maa ID's lo ferrari ani pettukovali..:-)
 

Brighton
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Posted on Thursday, January 19, 2017 - 07:55 pm:      


Speaker:

final one updated, if anyone want this spreadsheet, drop your email n will send it to you via e-mail




janabha lekkallo maadi leedu ga... kim karthavyam? vijagashamthi
 

Whyme
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Posted on Thursday, January 19, 2017 - 07:53 pm:      


Speaker:

no intentions of gabbufying it.




Vasudhaika theorem using aa.. ok cool
 

Speaker
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Posted on Thursday, January 19, 2017 - 07:51 pm:      


Whyme:




Tammi...mana data lo caste, panism ...etc collect seyyaledu...

Data isn't that comprehensive...rey..

I will leave it here...no intentions of gabbufying it...
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Jodhaa
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Posted on Thursday, January 19, 2017 - 07:48 pm:      


Ntr_fan:


raaja... nee net for month 10K na
 

Whyme
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Posted on Thursday, January 19, 2017 - 07:47 pm:      


Speaker:

Point is on what parameters??




Add
Cassette
Area in us
Technology
Citizen/gc/h1

If you want to more intense analysis add kn150, gpsk collections in that state
Take square root of sum totals
 

Andhravodu
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Posted on Thursday, January 19, 2017 - 07:42 pm:      


Speaker:

Point is on what parameters??


neekochina crazy thought endo cheppu, adi patti chepta

networth enta undi ani telusukovali antunnava?

area patti salaries enta untayi ani cheyali anukuntunnava?

tech batti salary enta ani choodali anukuntunnava?

btw, ikkada already dataset mine chesi github lo ekkincha
 

Speaker
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Posted on Thursday, January 19, 2017 - 07:34 pm:      


Andhravodu:




Neeyavva adi telsulevo...

Point is on what parameters??
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Andhravodu
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Posted on Thursday, January 19, 2017 - 07:33 pm:      


Speaker:

How can i filter n analyse the data available....??


even access ochina chalu

adi kooda kadu ante Excel -> Data -> Filter
 

Andhravodu
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Posted on Thursday, January 19, 2017 - 07:32 pm:      


Ferrari:

NTR_Ferrari ani kotha ID register chesukovali..


aa NTR peru lone magic anta undi ani telusukunnava
 

Speaker
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Posted on Thursday, January 19, 2017 - 07:31 pm:      

Crazy thoughts coming in...

How can i filter n analyse the data available....??
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Vjawarrior
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Posted on Thursday, January 19, 2017 - 07:27 pm:      


King:


Net 130K ante Gross is... This is really depressing.


and add to it...his expenses the lowest in the US...he has no taxes on his income...cheap housing in a tourist place...inkem kavalehes
 

King
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Posted on Thursday, January 19, 2017 - 07:23 pm:      


Ntr_rocks:

Confuse avvaku, bi-weekly pay check adi...



Net 130K ante Gross is... This is really depressing.
 

Vjawarrior
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Posted on Thursday, January 19, 2017 - 07:16 pm:      


Sasibabu:

appat nundee six figures choosthunna


six figures ranges from 100000 to 999999 usd....
ball park 250k-300k untadaaa
 

Ntr_fan
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Posted on Thursday, January 19, 2017 - 07:16 pm:      


Ferrari:


10 yrs ayyindi masters ayyi naadi.. nuvvante ippudevachav ga Us ki.. give it 1-2 yrs and find ft position with good american company..neekkuda vastundi manchi salary..
 

Sasibabu
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Posted on Thursday, January 19, 2017 - 07:14 pm:      


Ferrari:


raajaa....nuvvu aallani eellani choosi kangaaru padaku....nuvvu ee madhye gaa vachindhi....give some time to settle .... nenu kooda 29 vayasulo US vachaa ..... first three years salary 70K - 80K on L1... designation emo project lead/manager...appudu naa vayasu vaadini evadini choosinaa 100k thakkuva seppevallu kaadhu ...office lo US recruited batch naa team lo pani chese developers ni kelikinaa evadikee 100K thakkuva vundedhi kaadhu ....appudu nenu ittage pisikevanni ....kakapothe second year lone wife ki job set cheyinchaa.... and then konchem kudhuta padda .... and then 3 years ayyaka H1 meedha bayataku vachi appat nundee six figures choosthunna .... so give some time .... pethi dog ki oka roju vasthundhi...manaku raadhaa
 

Stellar
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Posted on Thursday, January 19, 2017 - 07:08 pm:      


Ferrari:

NTR_FAN, NTR_ROCKS




vaallu koncham mundu vachar kada? ntr_rocks naaku antha raadu ,edo remote place lo working ani already cheppadu
 

Ferrari
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Posted on Thursday, January 19, 2017 - 07:06 pm:      


Stellar:

konni years aagithe nee gurinchi inkokallu ilage post vesthar babu garu


nenu aagalenu :D..NTR_FAN, NTR_ROCKS kurrols inchu minchu na age..ante oka 1 year ato ito..but salary lu zameen aasman difference undhi..nenu kuda na ID lo NTR ani pettukunte salary increase avvachu..NTR_Ferrari ani kotha ID register chesukovali..
 

Stellar
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Posted on Thursday, January 19, 2017 - 07:00 pm:      


Ferrari:

.assalu eam chesttunaru vayya janalu..kondhari salaries chusthe pursuit of happines lo dialogue gurtostundhi.."what do you do and how do you do"..




konni years aagithe nee gurinchi inkokallu ilage post vesthar babu garu :D
 

Ferrari
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Posted on Thursday, January 19, 2017 - 06:59 pm:      


Ntr_fan:

oka 800 Add chesukunte 5300...Elagola paina oka 300 taggichi 5000 teesukuraavali...Salary anthe kabatti


biweekly 5000 aa..assalu eam chesttunaru vayya janalu..kondhari salaries chusthe pursuit of happines lo dialogue gurtostundhi.."what do you do and how do you do"..
 

Stellar
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Posted on Thursday, January 19, 2017 - 06:47 pm:      


Mamamiya786:

30 ki phone billa ...you are saving big bucks here...




tmobile lo chestannadani cheppaduga
 

Mamamiya786
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Posted on Thursday, January 19, 2017 - 05:02 pm:      


Ntr_fan:

Phone Bill -> 30




this is too much ...30 ki phone billa ...you are saving big bucks here...
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

Speaker
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Posted on Thursday, January 19, 2017 - 04:35 pm:      

Meghan - Nenanduke ntr_rocks ki 10k esaa....



Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Stellar
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Posted on Thursday, January 19, 2017 - 04:35 pm:      


Ntr_fan:

super emi ledu..I work for Tmobile...75% discount




Oh ok.lyca mobile lanti setting anukunna:-)
 

Meghan
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Posted on Thursday, January 19, 2017 - 04:34 pm:      


Ntr_fan:




HD vanni savings ? HD lekkalu dasesaru... mundollantha ayyi kalipi chepparu
 

Twotown
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Posted on Thursday, January 19, 2017 - 04:33 pm:      


Ntr_rocks:

Confuse avvaku, bi-weekly pay check adi...



oh avunaa, ayithe ok...intunnam kada ani sollings emo ani doubting....
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 04:31 pm:      


Twotown:


Confuse avvaku, bi-weekly pay check adi...:-)
 

Twotown
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Posted on Thursday, January 19, 2017 - 04:31 pm:      


Ntr_fan:

5000 teesukuraavali...Salary anthe kabatti



Ntr_fan:

.I work for Tmobile.


 

Kranth1
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Posted on Thursday, January 19, 2017 - 04:29 pm:      


Ntr_fan:



Ala ayithe boss movie kuda .50$ ki chusara ?
Eppudu raajakeeya nayakulni vimarsinche pourudu raajakeeya nayakudu ayithe inka ekkuva dochukuntadu - RGV
 

Ntr_fan
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Posted on Thursday, January 19, 2017 - 04:25 pm:      


Stellar:

super.




super emi ledu..I work for Tmobile...75% discount :-)
 

Stellar
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Posted on Thursday, January 19, 2017 - 04:16 pm:      


Ntr_fan:

Phone Bill -> 30




super.
 

Ntr_fan
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Posted on Thursday, January 19, 2017 - 04:10 pm:      

Mortgage -> $2000 ( Incl Property Tax + Home Insurance)
HOA -> 60
Trash + Pest Control + Lawn Maintenance + Lawn mowing -> 120
Internet , netflix -> 80
Utilities -> 200
Car Insurance > 100
Gas -> 175
Phone Bill -> 30
Loan payment in India -> 300
Groceries -> 500
Outside food + movies etc -> 700

Miscellaneous etc kalipi 4500 vesukovachu...Car payment last year done.. But planning to buy another one... oka 800 Add chesukunte 5300...Elagola paina oka 300 taggichi 5000 teesukuraavali...Salary anthe kabatti
 

Platypus
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Posted on Thursday, January 19, 2017 - 04:03 pm:      

Google Drive lo padesi andariki access icchesthe single source of truth untaadhi kada? :D
 

Khaleja
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Posted on Thursday, January 19, 2017 - 04:02 pm:      


Sasibabu:




el Paso daggarlo chala cheap ga untay acres. pada konesi unchudam, mana muni manavallu kummesukuntaru
 

Speaker
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Posted on Thursday, January 19, 2017 - 04:00 pm:      

Platypus - India ante - family anukoledu..Investments kosam ani anukunna...anyways...u can edit it :-)
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Platypus
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Posted on Thursday, January 19, 2017 - 03:58 pm:      


Speaker:




Naa details sariggaa levu. 2100 savings yedanundi calculate chesaav? 1700 sent to desham is all for expenses. Savings kaadhu. My family is in India. Andulo bongu kooda migaldhu.
 

Ustad
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Posted on Thursday, January 19, 2017 - 03:58 pm:      


Rajusk:

meeku separate gaa kwalling thaadu vestan deeni gurinchi aithe..



I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw
 

Speaker
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Posted on Thursday, January 19, 2017 - 03:57 pm:      

Also, city/town by-laws & zoning maps ni clear ga choodali...ilaati vishayallo
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Sasibabu
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Posted on Thursday, January 19, 2017 - 03:55 pm:      


Saarang:


Lots lo highest return possibility untundhi but they come with significant risks. First aa city rules and zoning baaga understanding undaali. Nenu only last 2 years nunde started learning the rules...it takes a while, naaku ippatiki konni surprises untayi...so still learning. I would suggest, first study these and talk to the city officials multiple times before buying something like these. Lot kone time lo first contract sign chesetappudu contingent on feasibility study tho chestaaru. Then you spend 5-10k for feasibility study with an engineering firm. If it falls apart, you can back out but feasibility study cost will be gone. Rules baaga teliste, idhi lekunda koncham gamble cheyyochu or atleast 90% feasible anukunnna vaati meedha cheyyochu.

West coast lo ayithe chaala land use restrictions untayi...a land might be unbuildable for a lot of reasons...so permits vacchedaaka we don't know the risks and the costs involved to make the land buildable. For example, sewer line oka 2 miles dooram lo undi, sewer mandatory ane requirement unte...it will become prohibitively expensive to bring sewer for a small project. Septic exemption ivvochu, but that will have costs as well. Inka wetlands, soil suitability, transportation concurrency ala chaala gola untundhi. Ivanni pass ayina property ayithe antha cheap ga ammaru...same of these ki exceptions vastayi konnitiki undavu.

Naaku telsina vallu konthamandhi Dallas lo oka 20 acres type lo konnaru in outskirts, but that's a gamble assuming all the utilities like water, sewer, electricity will get there over time and land becomes buildable. They say land use restrictions are a lot lower in Texas compared to west coast.




 

Saarang
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Posted on Thursday, January 19, 2017 - 03:51 pm:      


Sasibabu:

Ntr_rocks:
http://www.zillow.com/homedetails/1214-Gunbarrel-Rd-5-Chatta nooga-TN-37421/2095947252_zpid/

\Trustees Sale. Subject to Court Approval and notice to creditors hearing. Sold as-is where-is. Convenient location!\

Litigation vundhanaa aadu cheppedhi?




Litigation ante maree India type lo undadhu. The owner went bankrupt, so one of the creditors is selling. You may inherit some of the debts or unpaid taxes etc. Research cheste telustayi, what you will inherit and what will be wiped out.
 

Biriyani
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Posted on Thursday, January 19, 2017 - 03:47 pm:      


Vjawarrior:

what hows it possible ....




possible endi..day care ku nenu kuda 1350 kaduthunna..on top of it other activities ku on average inko 50 lagestharu...1400 avuthundi..
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 03:44 pm:      


Saarang:


Thanks, Chala telusukovalsindi vundi...Lite aithe prastutaniki...:-)
 

Saarang
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Posted on Thursday, January 19, 2017 - 03:41 pm:      


Ntr_rocks:

Saarang:

Vuncle, lots meeda opinion cheppandi...Cash down chesi koneyacha ? Down the lane after 10 years returns ekuva vastaya ? Frnds emo, construction company petti cheyachu antunnaru, is it worth it ?

http://www.zillow.com/homedetails/1214-Gunbarrel-Rd-5-Chatta nooga-TN-37421/2095947252_zpid/




Lots lo highest return possibility untundhi but they come with significant risks. First aa city rules and zoning baaga understanding undaali. Nenu only last 2 years nunde started learning the rules...it takes a while, naaku ippatiki konni surprises untayi...so still learning. I would suggest, first study these and talk to the city officials multiple times before buying something like these. Lot kone time lo first contract sign chesetappudu contingent on feasibility study tho chestaaru. Then you spend 5-10k for feasibility study with an engineering firm. If it falls apart, you can back out but feasibility study cost will be gone. Rules baaga teliste, idhi lekunda koncham gamble cheyyochu or atleast 90% feasible anukunnna vaati meedha cheyyochu.

West coast lo ayithe chaala land use restrictions untayi...a land might be unbuildable for a lot of reasons...so permits vacchedaaka we don't know the risks and the costs involved to make the land buildable. For example, sewer line oka 2 miles dooram lo undi, sewer mandatory ane requirement unte...it will become prohibitively expensive to bring sewer for a small project. Septic exemption ivvochu, but that will have costs as well. Inka wetlands, soil suitability, transportation concurrency ala chaala gola untundhi. Ivanni pass ayina property ayithe antha cheap ga ammaru...same of these ki exceptions vastayi konnitiki undavu.

Naaku telsina vallu konthamandhi Dallas lo oka 20 acres type lo konnaru in outskirts, but that's a gamble assuming all the utilities like water, sewer, electricity will get there over time and land becomes buildable. They say land use restrictions are a lot lower in Texas compared to west coast.
 

Twotown
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Posted on Thursday, January 19, 2017 - 03:38 pm:      


Royal1234:

low income lo topped



nenu mundhunnaaa choochi maataadu annai
 

Teenmaar
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Posted on Thursday, January 19, 2017 - 03:37 pm:      


Royal1234:

low income lo topped




 

Pols
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Posted on Thursday, January 19, 2017 - 03:34 pm:      

Most Depressing Thread EVER. PERIOD :-)
 

Royal1234
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Posted on Thursday, January 19, 2017 - 03:32 pm:      

low income lo topped
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 03:31 pm:      


Sasibabu:



\Trustees Sale. Subject to Court Approval and notice to creditors hearing. Sold as-is where-is. Convenient location!\

Litigation vundhanaa aadu cheppedhi?


alage anukunna, I think govt is selling that land...Same place lo 4 lots vunnayi atu itu...
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 03:30 pm:      


Taurus0807:



ee lots lo vacation homes thappa normal homes kashtam emo.


No, Pakkana anni individual homes ee, That is the prime area in chattanooga...Search for Hamilton place mall and check distance, Only 2.5 miles...My Home is also close to that...
 

Sasibabu
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Posted on Thursday, January 19, 2017 - 03:29 pm:      


Ntr_rocks:



http://www.zillow.com/homedetails/1214-Gunbarrel-Rd-5-Chatta nooga-TN-37421/2095947252_zpid/




\Trustees Sale. Subject to Court Approval and notice to creditors hearing. Sold as-is where-is. Convenient location!\

Litigation vundhanaa aadu cheppedhi?
 

True_indian
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Posted on Thursday, January 19, 2017 - 03:29 pm:      


Adaviramudu:

twins ayya 2 kids 1400 each



if they are young, why dont u hire a nanny might be cheaper
but if you are looking for them to go to day care then its fine
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Stellar
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Posted on Thursday, January 19, 2017 - 03:29 pm:      

Thread vere turn teesukundiga
 

Taurus0807
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Posted on Thursday, January 19, 2017 - 03:28 pm:      


Ntr_rocks:

http://www.zillow.com/homedetails/1214-Gunbarrel-Rd-5-Chatta nooga-TN-37421/2095947252_zpid/




ee lots lo vacation homes thappa normal homes kashtam emo.
 

Saarang
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Posted on Thursday, January 19, 2017 - 03:25 pm:      


Gotcha:

yes 6% is good, naa 1st di 2%kuda raledu but baga appreciate ayindi value so ala adjust ayipovadame.
konaka okavela takuva vachina chesedi emi ledu, ekkuva vaste happy feel avatame just time pass math ante




if you are including interest in calculating the cap rate, 2% is good. cap rate calculation is excluding interest...assuming you have the cash for your investment. Prime area 2% is also good.
 

Adaviramudu
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Posted on Thursday, January 19, 2017 - 03:23 pm:      


Vjawarrior:

what hows it possible ...



twins ayya 2 kids 1400 each
TDP leaders Past NTR Present Babu Future Tarak
 

Vjawarrior
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Posted on Thursday, January 19, 2017 - 03:19 pm:      


Adaviramudu:

naa day care expenses 2800 a month


what hows it possible ....
 

Adaviramudu
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Posted on Thursday, January 19, 2017 - 03:17 pm:      

naa day care expenses 2800 a month
TDP leaders Past NTR Present Babu Future Tarak
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 03:16 pm:      


Saarang:


Vuncle, lots meeda opinion cheppandi...Cash down chesi koneyacha ? Down the lane after 10 years returns ekuva vastaya ? Frnds emo, construction company petti cheyachu antunnaru, is it worth it ?

http://www.zillow.com/homedetails/1214-Gunbarrel-Rd-5-Chatta nooga-TN-37421/2095947252_zpid/
 

Gotcha
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Posted on Thursday, January 19, 2017 - 03:13 pm:      


Saarang:


awesome link. glad there is already a proven theory for it, just not my randaom theory kakunda.
...
 

Vasu
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Posted on Thursday, January 19, 2017 - 03:12 pm:      


Maverick:

Gotcha/aw rental lo breaks vaste position enti?


mostly oka month untadi unless otherwise ye winter lo no kali chesthe thappinchi
 

Saarang
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Posted on Thursday, January 19, 2017 - 03:11 pm:      


Saarang:




cap rate meedha good article:

http://www.nolo.com/legal-encyclopedia/is-that-residential-r eal-estate-investment-property-worth-it.html
 

Gotcha
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Posted on Thursday, January 19, 2017 - 03:10 pm:      


Saarang:


yes 6% is good, naa 1st di 2%kuda raledu but baga appreciate ayindi value so ala adjust ayipovadame.
konaka okavela takuva vachina chesedi emi ledu, ekkuva vaste happy feel avatame just time pass math ante
...
 

Saarang
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Posted on Thursday, January 19, 2017 - 03:08 pm:      


Gotcha:

Saarang:

that is still good...expecting to be cash flow positive from day-1 is too much....ala ayithe people can buy properties without any limit.

cash flow kaadu annai just u need a reference to measure ur investment anedi naa lekka, emi lekunda gaali lo invest cheste no basis undadu kada atleast u need some number to measure ur portfolio




Idhi ayithe confirm ga cheppa galanu...cap rate is the name of this metric..US lo 6% is the norm and 10% is excellent if you do this long enough...fluctuations untayi but most people end up at 6%.
 

Maverick
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Posted on Thursday, January 19, 2017 - 03:07 pm:      


Gotcha:

add ur mortgage payment as expense for those months not rented out to the excel and then recalculate the return, simple lekka.


adi sare..how long u can take this expense ani
Happy Vizag
 

Gotcha
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Posted on Thursday, January 19, 2017 - 03:03 pm:      


Saarang:

that is still good...expecting to be cash flow positive from day-1 is too much....ala ayithe people can buy properties without any limit.


cash flow kaadu annai just u need a reference to measure ur investment anedi naa lekka, emi lekunda gaali lo invest cheste no basis undadu kada atleast u need some number to measure ur portfolio
...
 

Gotcha
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Posted on Thursday, January 19, 2017 - 03:02 pm:      


Maverick:

Gotcha/aw rental


add ur mortgage payment as expense for those months not rented out to the excel and then recalculate the return, simple lekka.
...
 

Platypus
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Posted on Thursday, January 19, 2017 - 03:00 pm:      


Twotown:


naadi bhi same annai .. month end begging bonus mallaa...




Ippati varaku aa stage raaledhu inka. Tvaralo aa sambaram kooda teeruthundanipisthoo undhi

EBC category compared to other DB members.
 

Speaker
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Posted on Thursday, January 19, 2017 - 02:59 pm:      

X34 - Just for yourself to have it as ref when you do your taxes or doing your budget forecasts based on your past behaviours...
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Twotown
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Posted on Thursday, January 19, 2017 - 02:59 pm:      


Andhravodu:

oka roju london lo untadu, next week Seattle lo. mallee manam 5figure salary ani nammali



goppolu chimplicity tho champesthaaru....
 

Taurus0807
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Posted on Thursday, January 19, 2017 - 02:59 pm:      


Speaker:




Gotch pettaledhaa ee list lo? send to taurus0807@gmail.com
 

Twotown
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Posted on Thursday, January 19, 2017 - 02:58 pm:      


Platypus:

Let me tell you this. I save practically 0 per month. In other words, paycheck to paycheck brathuku naadhi



naadi bhi same annai .. month end begging bonus mallaa...
 

Maverick
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Posted on Thursday, January 19, 2017 - 02:57 pm:      

Gotcha/aw rental lo breaks vaste position enti?
Happy Vizag
 

X34
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Posted on Thursday, January 19, 2017 - 02:57 pm:      


Speaker:

if anyone want this spreadsheet, drop your email n will send it to you via e-mail


em cheskuntarannai aa spreadsheet ni?? depressing ga anipinchali anappudu adi open chesi choosukuntara?
Man who fishes in other man's well often catches crabs.
 

Platypus
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Posted on Thursday, January 19, 2017 - 02:57 pm:      

Let me tell you this. I save practically 0 per month. In other words, paycheck to paycheck brathuku naadhi
 

Andhravodu
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Posted on Thursday, January 19, 2017 - 02:56 pm:      


Twotown:

machine arusthundi annai


unkle atu tippi itu tippi oppukodu

oka roju london lo untadu, next week Seattle lo. mallee manam 5figure salary ani nammali
 

Taurus0807
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Posted on Thursday, January 19, 2017 - 02:56 pm:      


Andhrawala:

I took 15 year loan.

so just saripothundhii

3.675 % interest




15 yrs ki 3.675 enti? 3 to 3.25 ki ravali kahda loan amt below 200K ayithe.

I got for 2.75 one of my friend got for 2.5 our loans are above 400.
 

Saarang
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Posted on Thursday, January 19, 2017 - 02:53 pm:      


Taurus0807:

Gotcha:

so 150k house ki 30k down payment cheste after paying mortage atleast 200 month ana migalai after paying taxes and mortgage and everything.

Agree but those days are gone. Present vunna rates ki savings vundav payments ki saripothundhi in many cities.




that is still good...expecting to be cash flow positive from day-1 is too much....ala ayithe people can buy properties without any limit.
 

Biriyani
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Posted on Thursday, January 19, 2017 - 02:53 pm:      


Speaker:

http://imgur.com/a/kzaAI

final one updated, if anyone want this spreadsheet, drop your email n will send it to you via e-mail




sensexxxxx@gmail.com
 

Twotown
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Posted on Thursday, January 19, 2017 - 02:53 pm:      


Platypus:

Antha ledhu le. Still a five figure salary only



machine arusthundi annai https://www.glassdoor.co.uk/Salary/Microsoft-Solutions-Archi tect-Salaries-E1651_D_KO10,29.htm
 

Andhrawala
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Posted on Thursday, January 19, 2017 - 02:52 pm:      


Gotcha:

dont calculate equity, equity kakunda after everything month ki enta migultundi?




I took 15 year loan.

so just saripothundhii

3.675 % interest, 1850 Proeprty tax, 600 insurance and 130*12= 1560 HOA fees
No Signature
 

Speaker
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Posted on Thursday, January 19, 2017 - 02:51 pm:      

http://imgur.com/a/kzaAI

final one updated, if anyone want this spreadsheet, drop your email n will send it to you via e-mail
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Platypus
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Posted on Thursday, January 19, 2017 - 02:51 pm:      


Twotown:

income ekkadaa annai?100K?




Antha ledhu le. Still a five figure salary only
 

Saarang
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Posted on Thursday, January 19, 2017 - 02:50 pm:      


Gotcha:

ROI enta?




ee business chaala years chese vallu lekka: 6% is the norm, 10% is really good.
 

Andhrawala
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Posted on Thursday, January 19, 2017 - 02:50 pm:      


Taurus0807:


Agree but those days are gone. Present vunna rates ki savings vundav payments ki saripothundhi in many cities.




Principal ki velle dabbu saving kindee lekka kathaa
No Signature
 

Gotcha
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Posted on Thursday, January 19, 2017 - 02:50 pm:      


Andhrawala:


dont calculate equity, equity kakunda after everything month ki enta migultundi?
...
 

Taurus0807
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Posted on Thursday, January 19, 2017 - 02:49 pm:      


Gotcha:

so 150k house ki 30k down payment cheste after paying mortage atleast 200 month ana migalai after paying taxes and mortgage and everything.




Agree but those days are gone. Present vunna rates ki savings vundav payments ki saripothundhi in many cities.
 

Andhrawala
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Posted on Thursday, January 19, 2017 - 02:48 pm:      


Gotcha:

ROI enta?





I paid 160K two years back. Down is 25%. Soa round 40K pettenu

Equity ki velthudnhi dabbu kaani around 12-14% vasthundhii ROI
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Abhysg
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Posted on Thursday, January 19, 2017 - 02:48 pm:      

good amma.. deenni next week kooda ilage nadipinchi 2000 kottinchali...
 

Gotcha
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Posted on Thursday, January 19, 2017 - 02:47 pm:      


Andhrawala:


ROI enta?
...
 

Andhrawala
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Posted on Thursday, January 19, 2017 - 02:45 pm:      


Gotcha:

1500 sq ft ki akkada $1000 ee antunadu rent, on top town home ki hoa kate sariki cetiki vachedi emi undadu.

rental ki konevalu chusukovalsindi enta down payment enta ROI on that down payment. 10% vaste super anatu..

so 150k house ki 30k down payment cheste after paying mortage atleast 200 month ana migalai after paying taxes and mortgage and everything.




Townhome with garage aithee 1300 rent vasthundhii

I have one in ROelsville, NC.
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Andhrawala
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Posted on Thursday, January 19, 2017 - 02:44 pm:      


Andhravodu:

maa old colleague attage konnadu, oka 3 months evaru raledu rental ki baga kashtam ayindi




KOnchem risk vuntundhii leyyy
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Rajusk
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Posted on Thursday, January 19, 2017 - 02:44 pm:      


Andhrawala:

Bunty uncle

Maa vooru randhi

around 160-170K ki 1300 rental vasthundhii




meeku separate gaa kwalling thaadu vestan deeni gurinchi aithe..
 

Gotcha
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Posted on Thursday, January 19, 2017 - 02:44 pm:      


Andhrawala:


1500 sq ft ki akkada $1000 ee antunadu rent, on top town home ki hoa kate sariki cetiki vachedi emi undadu.

rental ki konevalu chusukovalsindi enta down payment enta ROI on that down payment. 10% vaste super anatu..

so 150k house ki 30k down payment cheste after paying mortage atleast 200 month ana migalai after paying taxes and mortgage and everything.
...
 

Ferrari
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Posted on Thursday, January 19, 2017 - 02:43 pm:      


Platypus:

2 to Wikipedia


inkka nayyam..1 to pound land..99 pence kuda eyandi..oka pani ayipotundhi..
 

Twotown
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Posted on Thursday, January 19, 2017 - 02:43 pm:      


Platypus:



income ekkadaa annai?100K?
 

Andhravodu
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Posted on Thursday, January 19, 2017 - 02:41 pm:      


Andhrawala:

maa ooru randi ... around 160-170K ki 1300 rental vasthundhii


maa old colleague attage konnadu, oka 3 months evaru raledu rental ki baga kashtam ayindi
 

Ntr_rocks
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Posted on Thursday, January 19, 2017 - 02:41 pm:      


Andhrawala:



around 160-170K ki 1300 rental vasthundhii

http://www.zillow.com/homes/for_sale/Wake-Forest-NC/townhous e_type/55006_rid/0-200000_price/0-761_mp/globalrelevanceex_s ort/36.195525,-78.334237,35.7571,-78.77369_rect/10_zm/


Hey kool ya...:-)
 

Andhrawala
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Posted on Thursday, January 19, 2017 - 02:40 pm:      


Bunty717:

ante ippati daakaa ikkada emi set cheyaledu antaa desam ee.. ee saari ikkada okkati chinnadi oka tokkaloo ooru ayina parledu ..lo set cheste weekend meet's lo cheppukodaniki baguntaadi kadaa ani naa plan/avidiaaa..




Bunty uncle

Maa vooru randhi

around 160-170K ki 1300 rental vasthundhii

http://www.zillow.com/homes/for_sale/Wake-Forest-NC/townhous e_type/55006_rid/0-200000_price/0-761_mp/globalrelevanceex_s ort/36.195525,-78.334237,35.7571,-78.77369_rect/10_zm/
No Signature
 

Platypus
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Posted on Thursday, January 19, 2017 - 02:39 pm:      

Naa breakup

1700 to desam
900 to landlord
150 to council
500 to groceries and eating out
38 to broadband
90 to Gas and Power
17 to Cineworld
9 to Netflix
8 to Amazon Prime
2 to Wikipedia
 

Andhravodu
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Posted on Thursday, January 19, 2017 - 02:39 pm:      

800