| Author | Message | ||
     Andhrawala Megastar Username: Andhrawala Post Number: 28868 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
360K and 2900 sft antee ee illu keka. chaala baagundhi if school district is same for this house and what Suyodhan is saying no point in going for additional 150K for 1100 sft which u rarely use it
3.5% is decent APR. Pay 20% down and go for 3.25%. Furniture nidhaanam gaa konukkocchuu
I agree this. But at the sametime future income is not in our hands. Many external forces has role in it No Signature | ||
| Amayakudu Junior Artist Username: Amayakudu Post Number: 1 Registered: 01-2014 Posted From: 71.196.4.174 Rating: N/A |
Andariki naa hrudhaya poorvaka Vandanalu... After being a silent observer in this DB for over 2 years this is my first post. Few months ago I was planning to buy and did a lot of research and ended up reading this decent article which broadened my thinking...Hope this will be useful for any potential buyers... http://patrick.net/housing/crash1.html | ||
| True_indian Side Hero Username: True_indian Post Number: 9270 Registered: 01-2008 Posted From: 174.96.195.93 Rating: N/A |
http://www.frisco-tx-homes-for-sale.com/idx/mls-12088108-109 79_kingsford_lane_frisco_tx_75035_1222 isnt this the house in dicussion he said look at houses in the community might not be the exact house but based on the link, they look ordinary cabinets are regular, fridge and other finishes looked regular .those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches. | ||
| True_indian Side Hero Username: True_indian Post Number: 9269 Registered: 01-2008 Posted From: 174.96.195.93 Rating: N/A |
dude sent the mail same day you never replied will send it again .those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches. | ||
| Kuyyo_morro Hero Username: Kuyyo_morro Post Number: 14676 Registered: 02-2011 Posted From: 65.128.17.138 Rating: N/A |
Annai, never got your email. Also interiors ekkada kanabaddai meeku ee thread lo. Dont see link to Suyodhan's house. | ||
| True_indian Side Hero Username: True_indian Post Number: 9268 Registered: 01-2008 Posted From: 174.96.195.93 Rating: N/A |
sorry to hear interiors looks ordinary, not sure from pics but the finishes look like regular noting custom, 515k ki i thought u get bigger and nicer homes in texas .those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches. | ||
| True_indian Side Hero Username: True_indian Post Number: 9267 Registered: 01-2008 Posted From: 174.96.195.93 Rating: N/A |
is this first home? you can never predict the right time you can buy and wait for 10yrs to make it work for you 3.5% is this fixed or ARM? i got 2.375 5 yr arm on 20% down always buy the home you like even if its little bit over your budget, you will enjoy furniture will take time if you need anymore info, you can email me ramayada@gmail.com i moved to new home in end of dec .those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches. | ||
| Simhapuri_kurrodu Side Hero Username: Simhapuri_kurrodu Post Number: 4322 Registered: 07-2008 Posted From: 76.109.165.236 Rating: N/A |
photos baga touch chesaru i guess, even otherwise looks good | ||
| Legend Username: Twitter Post Number: 32266 Registered: 10-2009 Posted From: 69.118.124.210 Rating: N/A |
nee anaysis base ento kaani as per trulia NY-NJ lo home buying is brainer http://trends.truliablog.com/2013/03/rent-vs-buy-winter-2013 / there is no brainer list as well check if IL is there | ||
| Dreamcatcher Side Hero Username: Dreamcatcher Post Number: 5258 Registered: 11-2009 Posted From: 108.18.197.195 Rating: N/A |
Keka undi illu...very nice. | ||
| Triggerblaster Side Hero Username: Triggerblaster Post Number: 3187 Registered: 03-2008 Posted From: 140.98.210.243 Rating: N/A |
http://www.trulia.com/property/1083260781-2943-Fargo-Dr-Fris co-TX-75033 comparitively I think that house for 510 k in frisco is too expensive!! "Chedda vallani support chese vallu chedda valla kante mundu M gudustaaru", Idi sapam kaadu brahma vakku | ||
| Jalsa Megastar Username: Jalsa Post Number: 20656 Registered: 02-2008 Posted From: 69.112.152.149 Rating: N/A |
odakko, jeevitham lo konalenu anamaata illu. | ||
| Triggerblaster Side Hero Username: Triggerblaster Post Number: 3186 Registered: 03-2008 Posted From: 140.98.210.243 Rating: N/A |
This is not a bad time to buy a house. Dont know if this is best time, best time is 2 years ago :-) "Chedda vallani support chese vallu chedda valla kante mundu M gudustaaru", Idi sapam kaadu brahma vakku | ||
| Triggerblaster Side Hero Username: Triggerblaster Post Number: 3185 Registered: 03-2008 Posted From: 140.98.210.243 Rating: N/A |
if you have 100k Go for a 300k-350k house not a 500k Unless you have 4 kids you dont need such a big house 60-70k down 10 k furniture and keep 20k with you "Chedda vallani support chese vallu chedda valla kante mundu M gudustaaru", Idi sapam kaadu brahma vakku | ||
| Dreamcatcher Side Hero Username: Dreamcatcher Post Number: 5257 Registered: 11-2009 Posted From: 108.18.197.195 Rating: N/A |
 | ||
| Simba Hero Username: Simba Post Number: 13935 Registered: 02-2008 Posted From: 174.44.125.110 Rating: N/A |
Easy. Been there done... done that. | ||
| Krishnasekhar Side Hero Username: Krishnasekhar Post Number: 4694 Registered: 01-2009 Posted From: 71.178.66.246 Rating: N/A |
Intha pessimistic endhi vayya. If you are in need, you will find avenues to earn more antunnA. Anthe | ||
| Simba Hero Username: Simba Post Number: 13932 Registered: 02-2008 Posted From: 174.44.125.110 Rating: |
 | ||
| Reentry Side Hero Username: Reentry Post Number: 2570 Registered: 06-2009 Posted From: 65.198.163.148 Rating: N/A |
Gochi baa maree comedy chesthunnavu.. nee house ki suyodhan house ki jest 1200 SQ FT difference anthe | ||
| Gotcha Hero Username: Gotcha Post Number: 14292 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
My 2 cents usa lo buy house such that u can afford it on one persons salary. Dont buy a bigger house assuming u both will work always, asalke mana desi pillalu andaru doctors avudamu ane plans vestaru so u need lot of money saved for that kada Make sure udont add the other person just for the heck of it. This will be advantageous if u want to go bankrupt anukunta so atleast other persons credit is safe This Andhra real estate is for sale. | ||
| Gotcha Hero Username: Gotcha Post Number: 14291 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
Yes that is called english basement This Andhra real estate is for sale. | ||
| Krishnasekhar Side Hero Username: Krishnasekhar Post Number: 4692 Registered: 01-2009 Posted From: 71.178.66.246 Rating: |
Most people will not stretch themselves unless in times of need. Indian middle class mentality is programmed to assess risk 2 much and play safe bet. If you venture out of comfort zone, you will achieve more. Imagine you were in a situation, you need 100k in next 6 months. Then see how your brain works to achieve that. You might have success or failure depending upon lot of factors. But you see whole list of opportunities. ADHe comfort ga vundi oka 10k kooda pogu cheyyavu | ||
| Gotcha Hero Username: Gotcha Post Number: 14290 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
Dallas lo 2800 sq ft house is around 450k anta kada. 300k days gone aa texas lo? This Andhra real estate is for sale. | ||
| Maverick Legend Username: Maverick Post Number: 48382 Registered: 01-2008 Posted From: 184.150.236.59 Rating: N/A |
direct entry untundi like cellars in india. my builder gave that option | ||
| Gotcha Hero Username: Gotcha Post Number: 14289 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
Basement rent kayite select english style basements ranch antaru anukunta where there will be entry to basement This Andhra real estate is for sale. | ||
| Gochi Comedian Username: Gochi Post Number: 1053 Registered: 12-2006 Posted From: 24.229.136.147 Rating: N/A |
naadhi LIG pipesh  no wings flying no stomach filling | ||
| Krishnasekhar Side Hero Username: Krishnasekhar Post Number: 4691 Registered: 01-2009 Posted From: 71.178.66.246 Rating: N/A |
I gave worst case scenario anthe. No body is saying buy a million dollar with household income of 100k. Stretching little bit helps if he wants that extra bit. Safe bet ki alavatu padithe you will not grow anedhi opinion. Annitilonu risk vundhi. Same here. | ||
| Maverick Legend Username: Maverick Post Number: 48381 Registered: 01-2008 Posted From: 184.150.236.59 Rating: N/A |
if u r too much business minded and if ur community has no restrictions on renting basements, buy a home with basement, make it so that a small family can live in..like kitchen 1.5 bath etc and rent it out, u can live free in ur home and have the other guy pay ur entire mortgage | ||
| Gotcha Hero Username: Gotcha Post Number: 14288 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
ledu just expliring. Ee weather ki chiraku dobutundi ee mid west lo This Andhra real estate is for sale. | ||
| Maverick Legend Username: Maverick Post Number: 48380 Registered: 01-2008 Posted From: 184.150.236.59 Rating: N/A |
enti moving to texas? | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6389 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
mana boti MIG ki gosio. HIG vaallaki kaadu | ||
| Gotcha Hero Username: Gotcha Post Number: 14287 Registered: 02-2008 Posted From: 98.227.186.192 Rating: N/A |
How is Houston compared to Dallas? This Andhra real estate is for sale. | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6387 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
 ee logic vinatam ide first time | ||
| Maverick Legend Username: Maverick Post Number: 48379 Registered: 01-2008 Posted From: 184.150.236.59 Rating: N/A |
if u have only 1 kid and stopping with 1 kid, then u can go with avg-decent school and buy a house for less with all features u want, and send kid to private school. it should be the same as ur mortgage in a better school. if u have more than 1 kid, then being in the ebst school district should be utmost priority. if ur budget is fixed, i would knock of other features and still go for the best school district | ||
| Gochi Comedian Username: Gochi Post Number: 1052 Registered: 12-2006 Posted From: 24.229.136.147 Rating: N/A |
4k sq ft aaa....2500 to 3000 ey saana ekkuva  | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6386 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
Basements are not common in TX; probably the reasons are clay soil, high water table etc. I am not saying "vaddu", I am saying you don't get it even if you want it | ||
| Telugu_times Moderator Username: Telugu_times Post Number: 42333 Registered: 02-2008 Rating: |
in top line, you say ladder up socially... then you say foreclosure? mari ladder down sangathenti? forget about snake and ladder for a while here... Affordability kantay ekkuva illu koni, can he sleep peacefully in the new home? maa dhaggara oka telugu kurrodu ittaaganay koni, first one year almost depression lo unday vaadu buy an affordable home first and one can buy a bigger home later, if they really need it. ignore spam. | ||
| Krishnasekhar Side Hero Username: Krishnasekhar Post Number: 4690 Registered: 01-2009 Posted From: 71.178.66.246 Rating: N/A |
Serious ee. You will find money when you need it. Trust me. | ||
| Just4fun Megastar Username: Just4fun Post Number: 27471 Registered: 10-2007 Posted From: 75.181.140.190 Rating: N/A |
teliyaka adugutunna..TX lo basement enduku vaddu? basement undlai ante conditions enti? | ||
| Simba Hero Username: Simba Post Number: 13931 Registered: 02-2008 Posted From: 174.44.125.110 Rating: |
Thread ippude choosa. Kindha Mav summarized it well. I had rented apt and then townhouse. I bought townhouse then upgraded to a single family house. Even though we both worked, we made sure we could survive on one income. Don't go beyond your means just because you can. If you can, please spend as much as you can. There is only one life we live!! | ||
| Just4fun Megastar Username: Just4fun Post Number: 27470 Registered: 10-2007 Posted From: 75.181.140.190 Rating: N/A |
I buy that I am with u brother. | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6384 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
TX lo basement enti guru | ||
| Krishnasekhar Side Hero Username: Krishnasekhar Post Number: 4689 Registered: 01-2009 Posted From: 71.178.66.246 Rating: N/A |
Ikkada foreclosure common. Edho India laga avamanamu tho suicide chesukotamu lantivi vundavu. Antha scene ille. Don't worry about what if I fail ani chebhtunnA? | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6383 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
naako sametha gurthochindi "bottom needi kaakapothe delhi daaka dekamannadanta". are you serious? | ||
| Katthi Hero Username: Katthi Post Number: 12545 Registered: 07-2010 Posted From: 24.34.30.248 Rating: N/A |
basement will be good if you have something like Gym, movie projection, weekend parties. if you are planing for gym, office etc then it is must http://www.youtube.com/watch?v=AekjFFsznNM&feature=youtu.be JP : Tappu antha seemandhra prajalade | ||
| Telugu_times Moderator Username: Telugu_times Post Number: 42332 Registered: 02-2008 Rating: N/A |
ooook
intha lonay, eee kitha kitha lu enti? ignore spam. | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6381 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
$45k etti basement develop chesa, kids playing PS3 I say. I rarely go there unless we entertain more than 20 guests | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6380 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
market peak lo vunnappudu konnaka ekkadayina okate. India lo 2 cr etti villas konna vaallantha edusthunnaru ippudu. | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6379 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
 | ||
| Krishnasekhar Side Hero Username: Krishnasekhar Post Number: 4688 Registered: 01-2009 Posted From: 71.178.66.246 Rating: N/A |
Plan such that you are out of payments by the time your kids are in college or you cross 55 | ||
| Krishnasekhar Side Hero Username: Krishnasekhar Post Number: 4687 Registered: 01-2009 Posted From: 71.178.66.246 Rating: N/A |
500k antha worry enduku. Md, va lo 700-800 peditge gaani ravu ADHe range house. Go ahead buy it. You will find avenues for money afterwards. It will be hard initially but you will move up socially one ladder. Car, intiki petta kinda dachukotamu verritanamu. Worst case lo foreclosure chesi velli. Ne credit meedha 7 years ee vuntundhi. Already down payment 20% kabatti, you will have equity. Take 15 year. Don't go with 30 year. You will pay 2 much interest. Even if you make extra payments with 30 year, it won't be same as 15 year loan Just have 6 months payments as backup anthe | ||
| Maverick Legend Username: Maverick Post Number: 48378 Registered: 01-2008 Posted From: 184.150.236.59 Rating: N/A |
personally prefer atleast ead. double paycheck h1 with one fte set cheyaychu..both consulting aite personally i would not suggest. basic ga one momnth expenses of hoime single paycheck meeda vellipote set cheyyachu | ||
| Just4fun Megastar Username: Just4fun Post Number: 27468 Registered: 10-2007 Posted From: 75.181.140.190 Rating: N/A |
lock cheyachha ee condition ni? H1 meeda unna applicable aa? | ||
| Maverick Legend Username: Maverick Post Number: 48377 Registered: 01-2008 Posted From: 70.39.231.183 Rating: N/A |
My policies regarding home buy a reasonable sized home for future growth. apt is 2500-3000. anta kante peddadi waste. big house, more energy costs. inka basement, man caves, etc etc evari istam meeda adhari padi untundi... remember that you hardly spend ~30 active hours per week in home. enni sarlu basement vadatamu, ennisarlu parties arrange chestam etc etc think cheyyali..friends kosam parties kosam illu peddadi unte baguntundi, at the same time no one will come to ur rescue if things go wrong to pay ur mortagage...just because u can afford, it doesnt mean u need it. current rental +500 ki illu vaste kallu moosukoni konacchu double pay check aite only one should be in mortgage. worst case, foreclose option use cheyyachu and ur family credit remains good. 10 yrs 20 yrs oka place scene ledu..u can rent(where they allow) and move on. let others pay ur mortgage by renting out. | ||
| Moviebuff001 Junior Artist Username: Moviebuff001 Post Number: 32 Registered: 06-2013 Posted From: 107.77.64.126 Rating: N/A |
state to state differences untayi. in general, you can save while renting an apartment. difficult to save while paying mortgage. ikkada apartment size not equal to home size. assumptions are apt is 1200 sft 1000 rent home is worth 300k. | ||
| Hero Side Hero Username: Hero Post Number: 4443 Registered: 09-2009 Posted From: 108.65.110.4 Rating: N/A |
nuvvu chala short term ki compare chestunav..long term 15 to 30 years... buying is always better.. NJ/NY/Bay area lo you can sale pretty easy.. | ||
| Hero Side Hero Username: Hero Post Number: 4442 Registered: 09-2009 Posted From: 108.65.110.4 Rating: N/A |
Frisco intha expensive aa Sasibob annai laga $200+/hr batch ki tappa...migata vallaki kastam ...illu konatam inka dream | ||
| Moviebuff001 Junior Artist Username: Moviebuff001 Post Number: 31 Registered: 06-2013 Posted From: 34.254.119.222 Rating: N/A |
Babayya, Property taxes okapaali sarigga chooddari. Mee pakkana 2.25% unnattu ga undi. Ante, 80% of 510K estimation chesina, year ki ~9200 Property taxes autai. Daani meeda interest payment per year ~12000 (first 2 years of the loan). Monthly payment ~2800-3100 (home insurance + HOA kalipi). Good luck with buying the home. schools baane unnayi kada.. rendu exemplary. par for the course. Right time to buy a home? property rates perigayi but interest rates takkuva kada... Take advantage of the low interest rate. | ||
| Jalsa Megastar Username: Jalsa Post Number: 20655 Registered: 02-2008 Posted From: 69.112.152.149 Rating: N/A |
itlaa dorikithey not a problem. Nenu rent chesina condo lo ippatiki twice water leak problems in the kitchen. Both times, owner came and fixed it. Alaa handy man la untey house parledhu. | ||
| Reentry Side Hero Username: Reentry Post Number: 2569 Registered: 06-2009 Posted From: 65.198.163.148 Rating: N/A |
H1b FTE with I140 approved Tempt ayyi december lo illu konnaa not a big hour nor costly less than 150K maa voorlo.. The EMI came to same as my rent... its 1700 sq ft old but decent house | ||
| Jalsa Megastar Username: Jalsa Post Number: 20654 Registered: 02-2008 Posted From: 69.112.152.149 Rating: N/A |
naa laanti badugu vargha janaalu siggu padaali ee thread choosi | ||
| Xxx Side Hero Username: Xxx Post Number: 4575 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
1 dollar = 30 rs possible aa ?? - | ||
| Onlytruth Legend Username: Onlytruth Post Number: 133551 Registered: 01-2007 Posted From: 69.25.144.254 Rating: N/A |
market collapse/appreciation factor isn't counted in Buy Vs Rent Index .... Coz adhi(collapse/appreciation) city dependent koncham %, majorly across USA more or less uniform ye untundhi i.e. mee 2006 vs 2011 calculation loni market rate reduction... NYC buy vs rent ki apply chesthe RENTER would have saved more... | ||
| Telugodini Junior Artist Username: Telugodini Post Number: 17 Registered: 09-2013 Posted From: 68.82.186.229 Rating: N/A |
nothing is impossible in india | ||
| Sbk2012 Junior Artist Username: Sbk2012 Post Number: 74 Registered: 01-2014 Posted From: 216.31.211.11 Rating: N/A |
| ||
| Ringo_rangaswamy Side Hero Username: Ringo_rangaswamy Post Number: 6841 Registered: 02-2011 Posted From: 24.47.138.173 Rating: N/A |
Suyodhan tammudu, 100K liquid ki 4 years ayyindi annadu. So 25K per year savings which is 2K per month and this when he is living in a rental. Nee planning sooste bhayam vestondi. "Mohamaataniki pothe mundaki kadupu vacchindi" anna saametha ni gurthu pettukuni naduchuko ani naa yokka 2 paisalu.  | ||
| Telugodini Junior Artist Username: Telugodini Post Number: 16 Registered: 09-2013 Posted From: 68.82.186.229 Rating: N/A |
basic ga, if u have GC go for a home. enjoy your man's cave(basement) and/or swimmingpool which you cant if u live in apartment/condos. if u have a GC, every tom dick harry from india in US can easily pay the mortgage in US even if they loose their present jobs. | ||
| Xxx Side Hero Username: Xxx Post Number: 4574 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
mee range veru  enjoy the awesome weather , how many can even think of owning close to 1M dollar house- | ||
| Sbk2012 Junior Artist Username: Sbk2012 Post Number: 73 Registered: 01-2014 Posted From: 216.31.211.11 Rating: N/A |
Still 790K in 2014 | ||
| Xxx Side Hero Username: Xxx Post Number: 4573 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
yep may be 1.2 M- | ||
| Saint Megastar Username: Saint Post Number: 27354 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
2014 lo 1M ayyi vuntadi kad...adi seppandi... yeah buying price kooda chala important... | ||
| Saint Megastar Username: Saint Post Number: 27353 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
CA lo? omaha lo kooda soosi seppu... | ||
| Xxx Side Hero Username: Xxx Post Number: 4572 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
next to impossible .. - | ||
| Sbk2012 Junior Artist Username: Sbk2012 Post Number: 72 Registered: 01-2014 Posted From: 216.31.211.11 Rating: N/A |
I bought in 2006 for 895K Three years later in 2009, the valuse was 615K Five years later in 2011, the value was 690K in southern California. Did I save 51%? | ||
| Saint Megastar Username: Saint Post Number: 27352 Registered: 01-2011 Posted From: 12.22.163.132 Rating: |
market bagunnappudu ilantivi 100 seppochu....repu recession vasthe adukku thinali...(already masthu paisal sampadinchi vundaka pothe) EMIs kattaleka illu vadilesukuni povali.daniki ready ithe konukkondi | ||
| Jackson Hero Username: Jackson Post Number: 12749 Registered: 09-2007 Posted From: 171.159.64.10 Rating: N/A |
cellphone: 2 years car: 3-5 years house: 5-7 years ... | ||
| Telugodini Junior Artist Username: Telugodini Post Number: 15 Registered: 09-2013 Posted From: 68.82.186.229 Rating: N/A |
its all temporary u might even see a dolar for 30 rupees in next 5 years in india basically, theres more room to grow for in india than in US | ||
| Jackson Hero Username: Jackson Post Number: 12748 Registered: 09-2007 Posted From: 171.159.64.10 Rating: N/A |
Car: 3-5 years (US lo) Home: 5-7 years (US lo) but oka manchi school district lo koni.. 5-7 years taruvaata marchaali ante kastam avutundi..(if your kids are under 16).. once vaala studies ayipothe malla antha pedda illu konatam anavasaram.. downsized house konaali... ... | ||
| Biriyani Hero Username: Biriyani Post Number: 11212 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
OT BABA | ||
| Just4fun Megastar Username: Just4fun Post Number: 27467 Registered: 10-2007 Posted From: 204.235.114.65 Rating: N/A |
maa ofc lo tellodu okadu job marutunnadu..ippdu edustunnad illu enduku konnanu ani..sale cheyatam kastga undi never buy antunnadu. nuvvemo reverse | ||
| Sbk2012 Junior Artist Username: Sbk2012 Post Number: 71 Registered: 01-2014 Posted From: 216.31.211.11 Rating: N/A |
India is equally worse considering the falling rupee. | ||
| Onlytruth Legend Username: Onlytruth Post Number: 133550 Registered: 01-2007 Posted From: 69.25.144.254 Rating: N/A |
10-20 yrs okka chota unde lekka aithene illu konaali - BIGGEST MYTH Owing house in USA ROI is 3 to 7 years calculation Treat owning home NOT as passion, but just as business...don't be attach to home like in india Car or Home same - treat that way | ||
| Jackson Hero Username: Jackson Post Number: 12747 Registered: 09-2007 Posted From: 171.159.64.10 Rating: N/A |
okka last 2 mons tappithe, never got 140+ bill.. ... | ||
| Jackson Hero Username: Jackson Post Number: 12746 Registered: 09-2007 Posted From: 171.159.64.10 Rating: N/A |
Plano/Frisco 4K+ sqft caught my attention..
3.5% interest ante 15 year loan aa?? Plano/Frisco lo 510K na?? (nenu entha lucky oo anukovaala or 510K hyped figure meeku cheppina vaadni anaala) right time to buy home was 2012-2013..ippudu ila hyped figures ki dhaara poyyali mana kastaa arjitham.. so strong need lekapothe wait cheyyatam better.. ... | ||
| Onlytruth Legend Username: Onlytruth Post Number: 133549 Registered: 01-2007 Posted From: 69.25.144.254 Rating: N/A |
Houston Buy or rent?: Buy After 3 years: Buyers save 33% After seven years that savings soars to 51% | ||
| Telugodini Junior Artist Username: Telugodini Post Number: 14 Registered: 09-2013 Posted From: 68.82.186.229 Rating: N/A |
forget about 18 months, i am fine if i can sell my home for same price after 6 years. housing is no more an investment for next decade like it was in previous decades. so another point dont buy a house as an investment in US Its better to invest in indian real estate that in US real estate | ||
| Onlytruth Legend Username: Onlytruth Post Number: 133548 Registered: 01-2007 Posted From: 69.25.144.254 Rating: N/A |
NYC Buy or rent?: Rent After 3 years: Buyers pay 11% more CHICAGO Buy or rent?: Buy After 3 years: Buyers save 33% | ||
| Legend Username: Twitter Post Number: 32265 Registered: 10-2009 Posted From: 192.193.171.149 Rating: N/A |
why why koddhiga vivarimpudi .. btw like your answer on my dp question .. | ||
| Xxx Side Hero Username: Xxx Post Number: 4570 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
k, what is your per month budget towards house ? - | ||
| Xxx Side Hero Username: Xxx Post Number: 4569 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
Chicago is more expensive than south and also weather wise it is not that great- | ||
| Telugodini Junior Artist Username: Telugodini Post Number: 13 Registered: 09-2013 Posted From: 68.82.186.229 Rating: N/A |
another point dont do any upgrades when u sell after some years, people pay same money to your house as your neighbours even though u have upgrades and your neighbour doesnt have | ||
| Onlytruth Legend Username: Onlytruth Post Number: 133547 Registered: 01-2007 Posted From: 69.25.144.254 Rating: N/A |
NYC-NJ or VA lanti zones lo konadam eptvam(sorry owners) Chicago lanti areas lo konakapovadam eptvam | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 803 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
Thanks annai. we are at the starting point. as you said yes, we dont know how to start and what to look for. Meelanti peddalu suggestions ni follow avudaamane ee thread. Jai Telangana  | ||
| Dreamcatcher Side Hero Username: Dreamcatcher Post Number: 5255 Registered: 11-2009 Posted From: 208.86.145.68 Rating: N/A |
 | ||
| Xxx Side Hero Username: Xxx Post Number: 4567 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
very true, Housing in US is totally different model, lot of hidden costs and will not be an asset like in India - | ||
| Sbk2012 Junior Artist Username: Sbk2012 Post Number: 70 Registered: 01-2014 Posted From: 216.31.211.11 Rating: N/A |
Market is going to be soft for the next 18 months. You may get a chance to buy at a lower price. imo | ||
| King Junior Artist Username: King Post Number: 551 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
bingo | ||
| Onlytruth Legend Username: Onlytruth Post Number: 133545 Registered: 01-2007 Posted From: 69.25.144.254 Rating: N/A |
my 2 Cents Buy Vs rent index of your local city chudandi...danni batti inti owner avvaala vaddha decide jesukondi otherwise, Illu lenodu ledhani edisthe, konnOdu enduku konnaanaa ani edche nijam nijam avutundhi | ||
| Telugodini Junior Artist Username: Telugodini Post Number: 12 Registered: 09-2013 Posted From: 68.82.186.229 Rating: N/A |
then you need to buy a home with simming pool  | ||
| Dreamcatcher Side Hero Username: Dreamcatcher Post Number: 5254 Registered: 11-2009 Posted From: 208.86.145.68 Rating: N/A |
Bro, no offense, but you seem to have no clue about what you are getting into...evvaro edo sethunnaru ani nuvvu follow avvaniki idi emi 1K investment kaadu...500K investment...jara meeru, mee HD kookoni discuss chesi, decision teesukondi....sit down with all the numbers, like someone suggested, put down the worst case scenario, and you need to have 6 months "Living Expenses" in savings. Goodluck. | ||
| Onlytruth Legend Username: Onlytruth Post Number: 133544 Registered: 01-2007 Posted From: 69.25.144.254 Rating: N/A |
If you can wisely invest the difference amount to get better ROI than what you supposed to pay as interest ! dantlo expert enduku ? simpuluuuuuuuuuuuuuuuuu | ||
| King Junior Artist Username: King Post Number: 550 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
http://www.friscotexas.gov/departments/tax/Pages/TaxRates.as px . It all depends on how much your house will be valued. I pay 2.75% in austin and my sister pays 3.25 in houston. BTW, Taxes should be your concern but it should be the least one compared to your monthly payment based on your 400K loan for 15 years. As said by every one, you should know beter if you are comfortable with the payments as no one else here have access to your household W2 | ||
| Legend Username: Twitter Post Number: 32264 Registered: 10-2009 Posted From: 192.193.171.149 Rating: N/A |
High Down payment Vs Low(min possible) Down payment which one is best .. egsperts? | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 802 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
only taxes. didnt include mortagage payments as it is per month. yes, i have to do per month calculations including everything as per chakkera keli annai suggestions. Jai Telangana | ||
| King Junior Artist Username: King Post Number: 549 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
no basement in TX | ||
| Telugodini Junior Artist Username: Telugodini Post Number: 11 Registered: 09-2013 Posted From: 68.82.186.229 Rating: N/A |
to add a point buy a home with a finished basement ledhu taruvatha finish chesukundham anukunte, u wont in near future | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 801 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
Twitter ichina link lone trulia Property Taxes and Assessment lo on avg basis meeda TAX paid for 2012 chudandi on $315,944. How much it will be for 500K home?? http://www.trulia.com/property/3097178893-10979-Kingsford-Ln -Frisco-TX-75035 BTW, idhi builder ichina link kaadu, evening intiki vellaka chusi cheptha details. Jai Telangana | ||
| Xxx Side Hero Username: Xxx Post Number: 4566 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
Very good point , - | ||
| Xxx Side Hero Username: Xxx Post Number: 4565 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
what will be per month expense on house in simple terms for 400k loan ? 3k or 4k ? - | ||
| King Junior Artist Username: King Post Number: 548 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
okey, first things first. Are we talking about youe Mortgae payments or property taxes or both combined. If yjust property taxes, yes it is cheap but they will catch yup next year when they valuate based on sales. | ||
| Telugu_times Moderator Username: Telugu_times Post Number: 42331 Registered: 02-2008 Rating: N/A |
it all depends on annual income, visa status etc. school district, re-sale appudu comes into pic. down payment anthaa naakinchesi, why risking? (typical american estyle annatlu) unncessessary stress anukuntunnaa ignore spam. | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 800 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
no per yr annadu builder. i have that document right infront of me. actual gaa inko document vundi where he has given me website link on frisco tax calculations etc. andulo kuda chusi cheptha. Jai Telangana | ||
| Telugodini Junior Artist Username: Telugodini Post Number: 10 Registered: 09-2013 Posted From: 68.82.186.229 Rating: N/A |
just 1 week back 4.125 for 30 fixed teesukunna ee thread choodangane heart lo rayi padi nattu ayindhi | ||
| Xxx Side Hero Username: Xxx Post Number: 4564 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
kiki , 4.5k per year mortage for 400k naa ? meeku mamooluga kooda kanadatam leedu gaa db janalu ? - | ||
| Bunty717 Moderator Username: Bunty717 Post Number: 37532 Registered: 02-2008 Rating: N/A |
yr ki 4500 eti.. taxes aa.. nuvvu chepina house rate and int rate and 15 yrs term ki vaadu chepindi month ki 4500 .. | ||
| Botsa_fan Comedian Username: Botsa_fan Post Number: 1098 Registered: 07-2013 Posted From: 158.48.133.1 Rating: N/A |
Cinci lo earnings???debatable. | ||
| King Junior Artist Username: King Post Number: 547 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
neeku ala ardham ayyindha. ..That is per month nayana. | ||
| Xxx Side Hero Username: Xxx Post Number: 4563 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
almost equal to 90k take home pay towards rent .. agreed not in my league either- | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 799 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
adi per yr per yr per yr babulu. nelaki evadanna 4500 ante 3maar esthaada (head banging to wall icon). Compared with the rent im paying right now. (malli head banging to wall icon) Jai Telangana | ||
| King Junior Artist Username: King Post Number: 546 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
peddalu, pujuly, dallas vastavyulu ..meeru kuda randi. Bottu pettukellandi | ||
| Jackson Hero Username: Jackson Post Number: 12745 Registered: 09-2007 Posted From: 171.161.160.10 Rating: N/A |
manchi discussion nadustunattu vundi (paresh rawal type lo in Kshana Kshanam) ... | ||
| Bunty717 Moderator Username: Bunty717 Post Number: 37531 Registered: 02-2008 Rating: N/A |
30 ki 4.5 15 ki around 3.5 | ||
| King Junior Artist Username: King Post Number: 545 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
15 years | ||
| Xxx Side Hero Username: Xxx Post Number: 4562 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
Looks like the earnings are too good  - | ||
| King Junior Artist Username: King Post Number: 544 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
What I am saying is..... You are happy to hear that you just pay 4.5k/month towards your home payment and that is way above my league. I live in Austin and I too have 15 year payment | ||
| Telugodini Junior Artist Username: Telugodini Post Number: 9 Registered: 09-2013 Posted From: 68.82.186.229 Rating: N/A |
maree 3.25 for 30 fixed r u sure bankrate lo choosthe antha ledu | ||
| Flashlight Junior Artist Username: Flashlight Post Number: 36 Registered: 01-2014 Posted From: 24.38.111.133 Rating: N/A |
ok. how about 3.5% for 30-years? was that fixed too? | ||
| Bunty717 Moderator Username: Bunty717 Post Number: 37530 Registered: 02-2008 Rating: N/A |
oka calculator ni atukoni oka 2 days anni permutations and combinations try cheyi.. what if scenarios kuda think chesi decision tessukoo.. 4500 ki nuvvu 3maar esi claps kotevu ante I think you should be OK..all the best.. | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 798 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
kaastha ardham ayyettu cheppu saami. ekkuva / thakkuva ?? Avg entha vundi?? meeru entha pay chesthunnaru?? ekkada vundedi etc?? Jai Telangana | ||
| Goldrush Side Hero Username: Goldrush Post Number: 2491 Registered: 03-2012 Posted From: 173.61.153.202 Rating: N/A |
Dallas lo kuda 500+ ante chala ekkuvaa kadha rate? Virginia,NJ rates ki poti paduthundi kadha? old homes and new theda vunna kani. | ||
| King Junior Artist Username: King Post Number: 543 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
for 15 years you will be paying 3500 Principal + 1000 Tax + 300 Utilities + 200 miscellaneous totalling $5k after tax money . assuming you are in 25% tax bracket it is $6666/month before tax or $80k/annum just for your home. | ||
| Botsa_fan Comedian Username: Botsa_fan Post Number: 1097 Registered: 07-2013 Posted From: 158.48.133.1 Rating: N/A |
chass ma cinci loney 500+ antey left hand tho toosthunnaru janalu...Jobs edo so so vuntayi top of it state tax+city tax.+property tax on par/little less than TX. 4500 antey kodiga kastam emo..unless evarookaru health care lo vuntey tappa. | ||
| Xxx Side Hero Username: Xxx Post Number: 4561 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
Monthly payement is based on : 1) Payment to bank 2) Payment to HOA 3) Taxes ( for example if you pay 4500 taxes , you will get refund only 1500 return, after iteamization , so add 3000/12 for every month) 4) Heating/Cooling charges 5) Water/Sewer charges 6) Home insurance These are must, also you may need to buy Fridge, Dryer/Washer apart from any TV and furniture As the house becomes old, after the 2 year warranty expiry , you will need to get regular maintenance/warranty on appliances like HVAC etc Home has lot of hidden costs and you will never get them back , like a simple paint job can add - | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6378 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
BINGO | ||
| Iamspartan Junior Artist Username: Iamspartan Post Number: 61 Registered: 08-2012 Posted From: 208.86.131.162 Rating: N/A |
Is it property tax? then double check, it will be more than 6K
| ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 797 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
Fixed. Jai Telangana | ||
| Flashlight Junior Artist Username: Flashlight Post Number: 35 Registered: 01-2014 Posted From: 24.38.111.133 Rating: N/A |
fixed rate or variable rate? | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 796 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
30 yrs ante interest 4.5% chepthunnadu. Jai Telangana | ||
| Legend Username: Twitter Post Number: 32263 Registered: 10-2009 Posted From: 192.193.171.149 Rating: N/A |
Tx market is not bad either ..given the advantages like weather cheap real estate no state tax it is worth compromising few jobs imo | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6377 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
 | ||
| Kuyyo_morro Hero Username: Kuyyo_morro Post Number: 14671 Registered: 02-2011 Posted From: 65.128.17.138 Rating: N/A |
Monthly total cost entha paduthundi chusuko. Mortgage+HOA+insurance. 6months back up undaale for the monthly payment lekunte kasht ka alapan hain. | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6376 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
don't ever depend on others. repu edanna problem vasthe okkadu nee mokam choodadu. rest mee ishtam. when it comes to home, expect the unexpected and make sure you are comfortable after paying off all the expenses. 4 member family ki 2,500 sq ft more than enough in my opinion but it is purely personal choice. you don't have to listen to me either. Only one strong advise, target to pay off your mortgage in 10 years. | ||
| Flashlight Junior Artist Username: Flashlight Post Number: 34 Registered: 01-2014 Posted From: 24.38.111.133 Rating: N/A |
either way, it is better go for fixed than variable. they are saying interest rates will be going up considerable after few years. so, even if you get 4.25% fixed, i would say thats better deal than having 3.25% now and 6.5% after few years. | ||
| King Junior Artist Username: King Post Number: 542 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
builder correct ye chupinchadu. meeru chappatlu kottarante, mee league veru. Best of luck | ||
| Farmer Hero Username: Farmer Post Number: 12123 Registered: 03-2012 Posted From: 93.174.93.145 Rating: N/A |
 | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 795 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
Builder aa community lo already vuntunna vaalla taxes online lo edo site lo chupinchaadu. School districts / muncipal, HOA, etc etc anni kalipi 4500 annadu. nenu oho super ani chappatlu kotta. Am i wrong? On an avg entha vuntundi? Jai Telangana | ||
| Kuyyo_morro Hero Username: Kuyyo_morro Post Number: 14670 Registered: 02-2011 Posted From: 65.128.17.138 Rating: N/A |
Make sure to have less payment on monthly mortgage. 150-200k illaki 15yr loan ok. But 500k ki it is a burden. | ||
| King Junior Artist Username: King Post Number: 541 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
Twitteria, dont worry. Udyogam udithey untai kashtalu unlike in NJ where you can schedule another interview by mid day | ||
| Bunty717 Moderator Username: Bunty717 Post Number: 37526 Registered: 02-2008 Rating: N/A |
15yr ki enduku opt chestunnavu mama.. go with 30 extra unnapudu towards prinipal pay cheyi.. neeku mortagage burden untadu.. TX lo 4500 mortgage ante ekkuva more over anavasaramaina tension.. | ||
| Flashlight Junior Artist Username: Flashlight Post Number: 33 Registered: 01-2014 Posted From: 24.38.111.133 Rating: N/A |
idyte fact and perfect annattu. well said | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 794 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
idi maa manager vunde community ne. infact house number maaristhe aadi illu kanipisthundi. bayataki mansion laa vuntundi kaani, lopala normal gaa vuntaayi. Jai Telangana | ||
| King Junior Artist Username: King Post Number: 540 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
well said | ||
| Legend Username: Twitter Post Number: 32262 Registered: 10-2009 Posted From: 192.193.171.150 Rating: N/A |
calling nj vasul  | ||
| King Junior Artist Username: King Post Number: 539 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
how did you come to this conclusion?. You will just pay monthly taxes equal to your apt rent. | ||
| Chakkera_keli Side Hero Username: Chakkera_keli Post Number: 2714 Registered: 08-2012 Posted From: 206.39.12.245 Rating: N/A |
a beautiful home is the best investment in your life...... you and your family would spend most of the life either at work/school or home..... filling up the home is one time spending.... so it is not a big deal... mellinga sesukovachu..... important one is your monthly liabilities.... total monthly expenses jaagrathaga.... kusoni... siggu padakunda bayapadakunda... realistic expenses raasuko.... including new home payment.... utility bills hoa fees, landscaping bills, etc... tarvatha worst case scenario esuko... no income for 6 months both you and your wife got laid off.... if you feel comfortable....buy a home that will make your family build beautiful memories together.... | ||
| Xxx Side Hero Username: Xxx Post Number: 4560 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
- | ||
| King Junior Artist Username: King Post Number: 538 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
common new house in dallas and houston | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 793 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
nenu chsuina n'hoods lo least is 3500 sft. Jai Telangana | ||
| Legend Username: Twitter Post Number: 32261 Registered: 10-2009 Posted From: 192.193.171.150 Rating: N/A |
just listed for 515k naa dhristi lo(nj badugu vargam) idhi mansione http://www.frisco-tx-homes-for-sale.com/idx/mls-12088108-109 79_kingsford_lane_frisco_tx_75035_1222 | ||
| Bunty717 Moderator Username: Bunty717 Post Number: 37524 Registered: 02-2008 Rating: N/A |
yeah.. apt nunchi direct ga inta big house ki move ayite 50% space eti chesukovaalooo telisesiriki 3 yrs padataadi.. | ||
| Xxx Side Hero Username: Xxx Post Number: 4559 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
check dcu https://www.dcu.org/loans/mortgage-overview.html 3.250% 3.38% and also capital one - | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 792 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
ante nelaki 1050/- rent dobbinchukuntunna, daanitho polisthe 4500 per yr thakkuve kada?? entha vuntundi on an avg? Jai Telangana | ||
| King Junior Artist Username: King Post Number: 537 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
heating and cooling averages about to $200 for new homes. | ||
| Flashlight Junior Artist Username: Flashlight Post Number: 32 Registered: 01-2014 Posted From: 24.38.111.133 Rating: N/A |
bore anipinchatlaa? kikiki | ||
| Kuyyo_morro Hero Username: Kuyyo_morro Post Number: 14666 Registered: 02-2011 Posted From: 65.128.17.138 Rating: N/A |
Monthly mortgage 4500 aa. Are you kidding me. | ||
| Bunty717 Moderator Username: Bunty717 Post Number: 37522 Registered: 02-2008 Rating: N/A |
adeti annai.. good n'hood lo vonly 4k sqft houses ee untaayaa.. ideti variety gaa.. maa kaadaa.. good n'hood lo apts untaayi, townhomes n single family anni untayi.. evari affodability ni batti vallu buying chesukuntaaru.. | ||
| Kuyyo_morro Hero Username: Kuyyo_morro Post Number: 14665 Registered: 02-2011 Posted From: 65.128.17.138 Rating: N/A |
Floorwise heating untadi roomwise kaadu. Also, master bedromm upstairs or downstairs aa. How many bdrs for 4k sqft house. | ||
| King Junior Artist Username: King Post Number: 536 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
 too much yaar. Neu jump. | ||
| Maharshi Side Hero Username: Maharshi Post Number: 3227 Registered: 02-2008 Posted From: 170.146.221.28 Rating: N/A |
friday night oka 4 peggulu vesthe malliswari venky type lo boldantha dooram kastapadi velli room vethukkovali emo | ||
| Xxx Side Hero Username: Xxx Post Number: 4558 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
true , but 4000 sqft what will be heating bill per month this feb ? - | ||
| Xxx Side Hero Username: Xxx Post Number: 4557 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
hmmm! is that because you are in texas where huge homes are common ? - | ||
| King Junior Artist Username: King Post Number: 535 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
new houses are very energy efficient and you will have dual HVAC system in new houses. | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 791 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
yes 15 yrs. Total Taxes kalipi around 4500+ ani cheppadu builder. Inka ekkuva avuthundemo teleedu. Jai Telangana | ||
| Farmer Hero Username: Farmer Post Number: 12121 Registered: 03-2012 Posted From: 93.174.93.145 Rating: N/A |
hey eval nuv...ittaa vunnav eti | ||
| Bunty717 Moderator Username: Bunty717 Post Number: 37520 Registered: 02-2008 Rating: N/A |
TX lo everything is big ante etooo anukunna.. 4k sqft ante chaala ekkuva.. | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 790 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
mansion 500K vosthondaa twitteruu? just take a look @ Frisco new homes communities. Jai Telangana | ||
| Kuyyo_morro Hero Username: Kuyyo_morro Post Number: 14663 Registered: 02-2011 Posted From: 65.128.17.138 Rating: N/A |
Cleaning, electricity bills since central air untadi. So unwanted rooms also get heated/cooling. Make sure to have a loft, high ceiling. | ||
| King Junior Artist Username: King Post Number: 534 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
ado rakamga chustar and you wont get in new neighborhoods. | ||
| King Junior Artist Username: King Post Number: 533 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
em pani untundhi. I feel the other way. If you have les space, you keed to maintain more frequently due to lack of space. | ||
| Xxx Side Hero Username: Xxx Post Number: 4555 Registered: 04-2009 Posted From: 149.168.132.16 Rating: N/A |
if your savings are 25k per year , then 2k per month; then your payments for 400k will be around the same .. so literally taking aways your savings . You may think that Rent your paying will be savings, but house bills will be much more , add property taxes, HOA fess , heating and cooling bills and additional junk we buy as we have houses .. I may be totally wrong , just 2 cents as I see you are tied up to the immovable asset- | ||
| Flashlight Junior Artist Username: Flashlight Post Number: 31 Registered: 01-2014 Posted From: 24.38.111.133 Rating: N/A |
yup. but again individual taste differs. afterall owning a home is one of them dreams come true. when you want to realize a dream, you better go for what you dreamt | ||
| King Junior Artist Username: King Post Number: 532 Registered: 08-2013 Posted From: 208.185.201.194 Rating: N/A |
is this for 15 years? in TX you have high property takes. i pay almost 11k towards property tax. IMO 500 is ekkuva but these days that is the current going rate.Be careful. | ||
| Flashlight Junior Artist Username: Flashlight Post Number: 30 Registered: 01-2014 Posted From: 24.38.111.133 Rating: N/A |
i dont believe paying down faster than the term will save you much. i think you should paydown more or take a shorter term. | ||
| Legend Username: Twitter Post Number: 32260 Registered: 10-2009 Posted From: 192.193.171.150 Rating: N/A |
Tx lo antha budget ante mansion kontunnava duryodhana | ||
| Pulpfiction Megastar Username: Pulpfiction Post Number: 29227 Registered: 02-2009 Posted From: 49.206.136.51 Rating: N/A |
india to usa money elaa transfer chesthaaaru ? Bala DVD meedha Mahesh Bob Cover ... Te De Pa Karraki Ba Ja Pa Jenda ... Sarabha Sarabha Sasi Baaabaaaa ... | ||
| Kuyyo_morro Hero Username: Kuyyo_morro Post Number: 14660 Registered: 02-2011 Posted From: 65.128.17.138 Rating: N/A |
Too much work untadi 4000 sqft ante to clean and maintain. Are you like OT who washes dishes, doesn laundry between posting on ccdb? | ||
| Jp_rocks Moderator Username: Jp_rocks Post Number: 16541 Registered: 06-2009 Rating: N/A |
more SFT, more furniture, more utility bills, more yevurydhing aaraam ga oka 2200 sft tho set chesko | ||
| Kuyyo_morro Hero Username: Kuyyo_morro Post Number: 14659 Registered: 02-2011 Posted From: 65.128.17.138 Rating: N/A |
This is a very good rate. But see how much the monthly payment will be? 600 per every 100K is the standard rate. 2400-2600 madyalo untundi. On top of that, home owner's insurance+ HOA. Pedda house unte heating+AC electricity bill ekkuva. Ivanni chusukoni go for the house. | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 789 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
ikkada savings and india lo vunna property ammithe vosthunna amount adi. adi kuda next july varaku savings kalipi. Last 4 yrs nunchi saving chesthe vochina amount adi. Jai Telangana | ||
| Flashlight Junior Artist Username: Flashlight Post Number: 29 Registered: 01-2014 Posted From: 24.38.111.133 Rating: N/A |
yes, school district is very very very important, unless you are not planning to have kids or you are ready to send your kids to private schools. besides, owning a home in good school district will fetch you better offers when you want to sell. | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 788 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
4. Kaakapothe gorrela manda lo kalisipoyaa mama. oka 6 members formed a group and everyone is incling towards these. thakkuva SFT ante NO antunnaru andaru. Jai Telangana | ||
| Katthi Hero Username: Katthi Post Number: 12544 Registered: 07-2010 Posted From: 170.63.120.180 Rating: N/A |
suyodhana.. nenu nerchukundi If you have kids then go for good school district. Enduku ante untill their high school you cannot move anywhere. Next school district baga ledu ante house prices comparatively konchem cheap untai so nivu ammali annappudu kone vadu undadu.. but you have high property taxes in good school district. interest rates and downpayment gurinchi peddalu seppali http://www.youtube.com/watch?v=AekjFFsznNM&feature=youtu.be JP : Tappu antha seemandhra prajalade | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6375 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
TX lo rates baaga perigaayi annamaata ayithe.. | ||
| Saint Megastar Username: Saint Post Number: 27349 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
thata teesav kada.annayya.....100k liquid ante kummuthunnav.... | ||
| Pipeline Side Hero Username: Pipeline Post Number: 6374 Registered: 05-2009 Posted From: 161.141.1.1 Rating: N/A |
entha mandi mee family lo? intha pedda house avasarama? oka pakkana furniture ki money vundadu anta inko pakka intha sq ft enduku, unless you have a big family. don't become house poor ya. better pay down as much as you can and pay off the debt as soon as you can. Contrary to conventional wisdom, it's better to pay off when the interests rates are lower. ika timing ki vasthe, there is no point in thinking about it if you are in for long term. very rarely people get lucky by timing the markets. | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 787 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
Also, at present nenu chusina communities lo Schools anni recognized ratings lo vunnayi. Is it really that important to choose good school district. Exemplary lo vunna school districts anni above 600K (3500 sft) chepthunnaru which is out of budget. Jai Telangana | ||
| Kuyyo_morro Hero Username: Kuyyo_morro Post Number: 14658 Registered: 02-2011 Posted From: 65.128.17.138 Rating: N/A |
ee rendu points chusthe thread lo ravalsina eligible members: simba OT 200-350/hr billing Sasibob TI | ||
| Suyodhan Junior Artist Username: Suyodhan Post Number: 785 Registered: 01-2013 Posted From: 69.174.87.92 Rating: N/A |
Plano / Frisco (TX) bheebatsamgaa chusthunna new house. i have 20% downpayment money (But will end up having nothing for furniture etc). Intouch Credit union vaadu 3.25% on total loan and 20% kanna thakkuva chesthe like 15% downpayment ki inko .25% add chesi interest chepthunnadu. is 3.5% interest ok naa?? total value of the house is coming to around 510K (4K+ SFT). anniti kante mundu is this right time to buy a home? Please suggest..... Jai Telangana |
