| Author | Message | ||
     Banda Junior Artist Username: Banda Post Number: 261 Registered: 08-2008 Posted From: 129.135.0.19 Rating: N/A |
india lo invest chesthe OK kani...otherwise ikkada bt chesthe antha emi use undadhu..unless you have existing balances.. credit utilization above 30% kakunda unte best..nenu last yr daka notice cheyyala..recent ga oo 4 kottavi geeki credit line penchanu... ippudu offers daily 2/3 untayi mail box lo.. | ||
| Gotcha Hero Username: Gotcha Post Number: 10920 Registered: 02-2008 Posted From: 107.6.95.17 Rating: N/A |
Andariki okelaga undavu, ee companies do data mining and based on ur history send it to u. I am in top 3% so get good offers. For bt att universal card from citi ani untundi adi super apply those This real estate is for sale. | ||
| Siloan Legend Username: Siloan Post Number: 33016 Registered: 03-2008 Posted From: 132.174.20.41 Rating: N/A |
r u sure? naaku itchadu recent gaa...direct deposit... // for old card? aithe offer lo teda vundaali..like promotion end ayyaka if it is card 2 card oka apr (less) otherwise for chking depsit higher apr... Jai PARAKALA | ||
| Saint Hero Username: Saint Post Number: 15438 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
cheques enduku..online lo direct deposit ki ooption isthadu kada  | ||
| Saint Hero Username: Saint Post Number: 15437 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
r u sure? naaku itchadu recent gaa...direct deposit... ofcourse aaditho oka 2-3 times full godava ettukoni...neeku eppati nuncho customer..anni cards meda vastha vunte..nee okkate ratam ledu..card cancel chesestha ithe...adi idi ani emotional blackmailing chesthe...final gaa itchadu....offer | ||
| Gotcha Hero Username: Gotcha Post Number: 10919 Registered: 02-2008 Posted From: 107.6.95.15 Rating: N/A |
Chase vadu bt anta bagodu, citi vadu super duper neeku intiki cheques pamputadu This real estate is for sale. | ||
| Siloan Legend Username: Siloan Post Number: 33013 Registered: 03-2008 Posted From: 132.174.20.41 Rating: N/A |
Check deposits ki cash advance lekka tisukuntaru.. so.. cash advances ki eppudu kuda BT ivvaru.. Check deposits ki seperate limit and interest untadi ani Bofa vadu naku udadu.. // papesh ur rght...unless its new card boa vaadi policy anta adhi...yentha naanchina time waste tappa..workout avvale Jai PARAKALA | ||
| Cyberabadsinnodu Side Hero Username: Cyberabadsinnodu Post Number: 7225 Registered: 02-2010 Posted From: 67.163.149.59 Rating: N/A |
ofcourse adi aina ok kada...ippudu naku citi/amex/bofa/discover annitlo 4-5k appulu total ga oka 20k appu undi... oka card ki 12% apr katte badulu BT seskovachu kada ఎంత చికాగో యునివర్సిటీ లో చదువుకున్నా చిలక్కొట్టుడికి సరైన ఇంగ్లీషు పదం దొరుకుతుందా..!! | ||
| Saint Hero Username: Saint Post Number: 15435 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
atta kaadu kathi... vaadu neeko bumper offer isthunna Balance transfer for 0% antadu...konni sarlu only card-card trasnfer vuntadi...but off late..prathi okkadu...card-card yee kakunda direct gaa checking account lo deposit cehsukotaniki cheques/online lo aaoption isthunnaru...so BT kinda nuvvu direct gaa dabbulu tesukuntunnav annattu ade cash advance ki kooda offers vuntayi..normal gaa 18-19% interest rate vundedi ee 14% koo isthadu...cash advance lu pattukunte masai pothav.... logical gaa alochisthe Balance transfer anedhi peru matrame...but manam actual ga chesedi cash advance....(uussh...gup chup evariki cheppaku) nuvvu cheppe ade bofa gaaditho chedugudu adukunte ...recent gaa oka offer itchadu Balance transfer ki... naakunna cards lo generally discover master card ekkuva offers/visa card takkuva offers....recent gaane open ayyadu visa vadu.. | ||
| Siloan Legend Username: Siloan Post Number: 33011 Registered: 03-2008 Posted From: 132.174.20.41 Rating: N/A |
chase slate chudandi no BT fee....0 pc apr undi// apply chese mundu vaadiki call chesi kanukkondi....no BT fee only for card 2 card BT not for chking acct...asalu chkin acct loki pampadame veelu kaadu annadu till 90 days...taruvatha 3% esi icchhevaademo mari Jai PARAKALA | ||
| Cyberabadsinnodu Side Hero Username: Cyberabadsinnodu Post Number: 7224 Registered: 02-2010 Posted From: 67.163.149.59 Rating: N/A |
chase slate chudandi no BT fee....0 pc apr undi ఎంత చికాగో యునివర్సిటీ లో చదువుకున్నా చిలక్కొట్టుడికి సరైన ఇంగ్లీషు పదం దొరుకుతుందా..!! | ||
| Saint Hero Username: Saint Post Number: 15434 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
inko 4 months wait cheyyalsi vasthundi worst case.. | ||
| Saint Hero Username: Saint Post Number: 15433 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
••••• r ryt..it happend with my bofa. but it still shows as more than 5 year old card | ||
| Saint Hero Username: Saint Post Number: 15432 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
yes..obviously....I currently have 6 cards...planning to close 1 card (storecard) except 1 card..all of them are minimum 2 years old .. | ||
| Siloan Legend Username: Siloan Post Number: 33010 Registered: 03-2008 Posted From: 132.174.20.41 Rating: N/A |
close cheyalsi vaste due to fraud or something // fraud valla aithe no issues anukunta..it still will be longest..once they replace.... something ante voluntary closing or cc vaad closing ?? Jai PARAKALA | ||
| Maharshi Side Hero Username: Maharshi Post Number: 2285 Registered: 02-2008 Posted From: 170.146.225.4 Rating: N/A |
Bagundi kaani planuu palti kottindo emi kaanuu (Money song)  | ||
| Katthi Side Hero Username: Katthi Post Number: 8267 Registered: 07-2010 Posted From: 24.34.30.248 Rating: N/A |
gotcha babai.. ade monna bank ki phone chesi kanukkunte.. Check deposits ki cash advance lekka tisukuntaru.. so.. cash advances ki eppudu kuda BT ivvaru.. Check deposits ki seperate limit and interest untadi ani Bofa vadu naku udadu.. so nivu seppedi.. ippudu naku 15k limit unte.. 15k vacchina check mida rasi na checkin acct lo drop sesukovacchu antavu.. next 1 years no interest.. after that just normal credit card interest antavu..anthena.. tappu unte kshaminchu.. Papi gadu post este katthi la digali | ||
| Gotcha Hero Username: Gotcha Post Number: 10918 Registered: 02-2008 Posted From: 8.19.193.14 Rating: N/A |
its good to maintain few cards but porapatuna adi close cheyalsi vaste due to fraud or something nee history ki book as the lenght of the longest card will be your new card which is recently. so good to maintain 3 to 4 accounts This real estate is for sale. | ||
| Saint Hero Username: Saint Post Number: 15431 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
salary account clean ga edithe emi problem avuddi? vere cehcking account lo ee chetha antha etti..oka 2 months mundu close cehseethe ipoddi kadaa? | ||
| Saint Hero Username: Saint Post Number: 15430 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
adagaka pothe keka ananttu...salary antha oka dantlo maintain chesthoo...rents etc kadatha...vundi....investments/creditcard payments (big) anni aa vere dantlo nunchi pay chesi...just before going for housing loan..adi close chesi dobbithe...pandaga sesukovachu kada...main salary account clean...etantav? | ||
| Gotcha Hero Username: Gotcha Post Number: 10917 Registered: 02-2008 Posted From: 8.19.193.14 Rating: N/A |
checking is different it does not go to buereaus. checking accounts ki different bureau untundi that should not be a problem in credit history. only issue is when u buy house and those guys will ask about these transations foor last 6 months if they don't recognise it. This real estate is for sale. | ||
| Saint Hero Username: Saint Post Number: 15429 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
its a myth. reject ithe enduku bad avuddi? naadi eppudu kaledu..they wud ask for extra proofs like income certificate...when u cross certain limit... inkoti new card vs increasing old card credit line is not same...no of cards ekkvua vunet avg credit line length taggipoddi....score padipoddi..(idi one of the major contributor to credit score) ade same card credit limit penchithe...balance vs limit ration taggi score imporve avuddi... | ||
| Maharshi Side Hero Username: Maharshi Post Number: 2283 Registered: 02-2008 Posted From: 170.146.225.4 Rating: N/A |
depends on the lender your are going to take ..usual ga ayithe avasaram ledu
adi nee chethullone untadi kada ..vaddante dabbu type investements aa enti | ||
| Saint Hero Username: Saint Post Number: 15428 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
kothaga vache offers ki nuvvu eligible kaavu (if ur credit score is not good) maa discover vaadu matram devudu lantodu.... first 15 months 0% APR..tarvatha 12 months 0% BT...tarvatha within 2 months 12% months 0% APR for purchases (special offer)...aa tarvatha personal loan at 7.99 for up to 7 years...adi ipoyaka bT for 0% for 12 months....keka ..koneyandi andaru... | ||
| Gotcha Hero Username: Gotcha Post Number: 10916 Registered: 02-2008 Posted From: 8.19.193.14 Rating: N/A |
this is also same as applying new cards. so don't even do that porapatuna reject cheste inka bad avutundi credit. This real estate is for sale. | ||
| Saint Hero Username: Saint Post Number: 15427 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
nuvvu chala edagali pardhu.... techincal gaa BT antadu..but aadu mana checking account loki deposit chesthadu (like cash advance)... konni cards vallu ivvaru ...but appudappudu vallu kooda ilanti offers istha vuntaru....just in the name of god kodi ni kosinattu..manam in the name of BT...bank vadi nunchi dabbulu geekali...anthe.. | ||
| Katthi Side Hero Username: Katthi Post Number: 8266 Registered: 07-2010 Posted From: 24.34.30.248 Rating: N/A |
ee thread lo deep ga discus cheddam.. aa yokka devudu keyboard, monitor issindi anduke.. common i say.. i ask you tell Papi gadu post este katthi la digali | ||
| Saint Hero Username: Saint Post Number: 15426 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
ok..credit score ni easy gaa teppincha vachu...but checking account lo transactions padakunda apali ante ela? inko vishayam emiti ante..nenu 2 months back oka checking account close cehsthe? adi kooda ivvala vaadiki? | ||
| Katthi Side Hero Username: Katthi Post Number: 8265 Registered: 07-2010 Posted From: 24.34.30.248 Rating: N/A |
saint.. 0% apr tho icchada checks.. usual ga.. ni cash advance amount credit limit different kada.. ni account lo ki elithe untadi ga.. cash limit and credit limit ani.. cash limit chala takkuva untadi.. monne oo pali bank call sesi sebithe ee vidam ga kuda manaki cash sethiki radu.. Papi gadu post este katthi la digali | ||
| Saint Hero Username: Saint Post Number: 15425 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
anthe antava? geekesthe motham 1 year lo kattalemu (no doubt) I am not planning to apply any new cards...existing cards ki credit line penchutha kani kotha cards no... | ||
| Saint Hero Username: Saint Post Number: 15424 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
that is one parameter that pulls down ur score...naa case lo only parameter... adi fix chesthe scredit score zoom avuddi.... | ||
| Maharshi Side Hero Username: Maharshi Post Number: 2281 Registered: 02-2008 Posted From: 170.146.225.4 Rating: N/A |
Ela tisukuntu edanna oka period lo miss ayithe aa amount clear cheyaleka alladatham (Naaku alane adindi)..but ala kaadu nenu full tracking chestha ante may be u can .. ee money ni edanna House downpayment or PMI tagginchukovataniki or some investment in india use chesukovatam is best option
anni
oka 6 months undi ..credit score bavunte chaalu
| ||
| Gotcha Hero Username: Gotcha Post Number: 10915 Registered: 02-2008 Posted From: 8.19.193.14 Rating: N/A |
babu saint geekite anni okasare geekali lekapote ledu, 6 months gatra kudaradu. once a year or twice a year these card companies get ur credit report from bureaus so appudu nee balances ekkuva unte offers ivaru, so follow this anni oka month time frame lo gekeyyi then pay them bak in a year. okasari geekesinaka inko kotha daaniki apply cheyabaku till u pay back everything This real estate is for sale. | ||
| Maverick Legend Username: Maverick Post Number: 45500 Registered: 01-2008 Posted From: 70.39.231.191 Rating: N/A |
>> yes...when u go below < 700 not talking abt credit score here..nee total credit vs balance ratio kooda choostaru.. nenu last year plan chesa refinance kosam..i stopped using all my cards, wifey card ki add on ayya..my score zoomed to 790, getting multiple offers.. ippudu refinance ayyaka, return of the dragon anali Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" | ||
| Gotcha Hero Username: Gotcha Post Number: 10914 Registered: 02-2008 Posted From: 107.6.95.22 Rating: N/A |
Ee kathhi chala telusukovali still in very bad shape about finances and cars  This real estate is for sale. | ||
| Saint Hero Username: Saint Post Number: 15423 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
yes...when u go below < 700 ..u offers will come down. give 6 months time and take it above 700..malli andaru line lo nunchuntaru vachi.... u may be surprised...naa purchases lo most of the cards 0%...anni cards 0% BT.(idi first time anukunevu ..kaadu...second/third time)....ee okkasari motham anni cards <10%> 750 I agree w.r.t house loan..adi teesukovali anet entha kalam nunchi clean gaa vunchali na checking account? oka checking acocunt check chesthada/ anni checking account chek chesthada? | ||
| Cyberabadsinnodu Side Hero Username: Cyberabadsinnodu Post Number: 7223 Registered: 02-2010 Posted From: 67.163.149.59 Rating: N/A |
mana checking accont lo aadiche check yeskovachu ఎంత చికాగో యునివర్సిటీ లో చదువుకున్నా చిలక్కొట్టుడికి సరైన ఇంగ్లీషు పదం దొరుకుతుందా..!! | ||
| Siloan Legend Username: Siloan Post Number: 33006 Registered: 03-2008 Posted From: 132.174.20.41 Rating: N/A |
ur offers will come down if u have open balances in ur account// ante enti...paamara baasha lo sollu Jai PARAKALA | ||
| Maverick Legend Username: Maverick Post Number: 45499 Registered: 01-2008 Posted From: 70.39.231.191 Rating: N/A |
>>....so on ur offers will come down if u have open balances in ur account..also watch out if ur planning to buy home here..maintain good credit Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" | ||
| Linkmaster Legend Username: Linkmaster Post Number: 35906 Registered: 02-2008 Posted From: 149.128.8.245 Rating: N/A |
ala 50%,50%50%,50%50%,50%50%,50%50%,50%50%,50%50%,50%50%,50%50%, 50%50%,50%50%,50%50%,50%50%,50%50%,50%50%,50%50%,50%50%,50%5 0%,50% ANNA MAATA | ||
| Saint Hero Username: Saint Post Number: 15419 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
plan emiti ante...ippudu 50% cards geekesi...andulo 50% next 6 months lo pay chesesi...next migatha 50% cards ni geekesi...aa tarvatha inko 6 months lo first cards lo inko 50% pay chesi...ee 50% lo cards lo 50% pay chesi...malli first 50% cards meeda malli BT geekesi....so on ila cheshta potha vunte...every 6 months lo okasari nee CC utilation ration < 30% padatha vuntadi...but vunna oppurutnity ippudu vadukoka pothe aadu offers anni peekesthe ..manamemi pekalem | ||
| Linkmaster Legend Username: Linkmaster Post Number: 35905 Registered: 02-2008 Posted From: 149.128.8.245 Rating: N/A |
alaa padi untaay.. kummey | ||
| Saint Hero Username: Saint Post Number: 15417 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
entha kalam vundochu ee offfers? | ||
| Saint Hero Username: Saint Post Number: 15416 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
6 months waste annayi..1 year vundali | ||
| Saint Hero Username: Saint Post Number: 15415 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
nee brokka...direct gaa checking act lo deposit esukovachu | ||
| Linkmaster Legend Username: Linkmaster Post Number: 35899 Registered: 02-2008 Posted From: 149.128.8.245 Rating: N/A |
nee sodhi.... bank account ki transfer chesukovachu, leda checks istaadu. one time 3% transfer fee untadi.. thats alright for 6 to 12 months 0% interest meeda | ||
| Katthi Side Hero Username: Katthi Post Number: 8264 Registered: 07-2010 Posted From: 24.34.30.248 Rating: N/A |
Ardam kaledu babai.. 0% mida Balance transfer ante.. vere credit card de transfer cheyyochu.. it is not like cash in your hands... on top of it they charge you 3%.. if you take 1k.. it is 30$.. Cash advance ayithe 0% apr undadu.. nearly 30%.. apr. Purchases ki kuda 0% apr offer unda.. unte konochu.. kaaani you should pay in intime... lekunte.. you are screwed. Papi gadu post este katthi la digali | ||
| Linkmaster Legend Username: Linkmaster Post Number: 35896 Registered: 02-2008 Posted From: 149.128.8.245 Rating: N/A |
kummey | ||
| Saint Hero Username: Saint Post Number: 15412 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
any gueeses? deeni meeda depend ayyi oka pedda risk cheddam anukuntunna? oka 6-7 months vunte saalu naaku... I get 0% APR BT on all my credit cards. have very good credit line. |
