| Author |
Message |
   
Bongaram
Comedian Username: Bongaram
Post Number: 1239 Registered: 04-2013 Posted From: 49.206.189.64
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 02:22 am: |     |
Saint:obvious kada...bank vadu resale value choosthadu..villages lo enduku isthadu loans?
intresting.... desam lo unna naaku ee vishayam teleedu. resale value ni batti aithe interest rate uniform ga enduku apply chestadu? manam narsapuram lo teesukunna, hyd lo teesukunna okate interest..why? growth rate is not same in both places. my guess, idi kooda oka reason.. too much urbanization ki.. prati okallu avasaram unna lekapoyina city lo antha land o, oka apt o konipadestaru.. etu kattalsina loan same kada ani.. banks should have different housing loan policies for cities, towns, villages.. like HRA |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 161 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 01:01 am: |     |
Onlytruth:0% plus 0 fees also imp...find prev thread
chase card vundi https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=DYT9 &CELL=6H8X&AFFID=ae..qCAwTik-t2e0NBG0VfksElopKTmWDg&pvid=0BT &jp_cmp=cc/260228/aff/3-10001805/na 0 BT fee 0 interest for 15 months 0 annual fee |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 160 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:57 am: |     |
Onlytruth:0% plus 0 fees also imp...find prev thread
ok Basu....Thanks a ton |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118822 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:52 am: |     |
Pawanism:0% Interest vundhi BT ki avvi ok kadha apply cheyataaniki ?
0% plus 0 fees also imp...find prev thread |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 157 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:48 am: |     |
Saint:neekunna 780 score tho wonders create cheyyochu.... as I said...oka 1 hour lo new credit cards/existing credit cards ki credit line increase cheyyali...ee processs 2 years chesthe....(every 6 months - 1 year ki ) nuvvu 100k credit line reach avuthav...have max madhya madhyalo 0% APRs geekuta vundu...max spending antha credit cards meda veyyi....use discover/citi ( these guys increase ur credit line like anything) discover vadidi naaku first 15 months 0% APR on purchases and 0% APR on BT..used both of them....last lo clear off chesa..trvatha 4% APR ki BT ani offers pampadu..lite teesukunna..spending taggincha koddiga aa card meda....ee lopu oka bumper ofer itchadu...0 % APR for 1 year on purchases annadu...kummi vadila oka round...credit line pencha madhyalo...malli 0% APR on T annadu...use chesukunna....I am sure ..after 1 year ...idi antha ipoyaka malli edo oka offer tho vasthadu...credit line kooda 30-40K range kelthadi..... I did the same with citi and I again got 0% APR on BT with excellent credit line.
ok...nenu search chesthaaa....OT meru monna ichchina links lo 0% Interest vundhi BT ki avvi ok kadha apply cheyataaniki ? nenu oka 10 ounce gold kondaamu ani choostunna...inka vere cards tho loan payoff cheddamu anukutunna desham lo |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 156 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:45 am: |     |
Onlytruth:30L hard cash unte asalu apartment enduku raajamouliii..chebite vinave..10 yrs lo 75L avutundhi WORST CASE Lo FD vesthe....calculator link kindane ichanu
http://www.moneycontrol.com/fixed-income/calculator/union-ba nk-of-india/fixed-deposit-calculator-UBI01-BUB001.html yeah...great difference vundiiiii You Invested Rs. 3000000 Maturity Value Rs. 7486332.72 Interest earned Rs.4486332.72 |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118821 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:42 am: |     |
Pawanism:hard cash pay chesukunte atleat interest anna save chesukovachchu..
30L hard cash unte asalu apartment enduku raajamouliii..chebite vinave..10 yrs lo 75L avutundhi WORST CASE Lo FD vesthe....calculator link kindane ichanu |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 155 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:40 am: |     |
Saint: nee yenkamma...masai pothav...cash advance teesukunte Balance tranfer antadu..but technically...checqs isthadu..or direct checking account loki deposit chesukune chance isthadu (not all Ccs) vatini use chesukovali...idi kooda oka rakam gaa cash advance ye...but Balance transfere ane name kinda chestham...
ok ok ok
Onlytruth:no...balance transfer ani cheppi....nee checkin account lo vesesuko..aa tarvata adhi emaindhii evvadu adagadu...konni banks only direct ga loan payoff account(of other banks) ki matrame transfer chesthaayi anukuntaa..not sure
|
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 154 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:39 am: |     |
Jatayu: Appts as investment if u have hard cash is not soo good idea..
idi correct opinion kaadhu.... example - 30 lakhs ki apartment konnavu. 15 lakhs cash pay chesavu 15 lakhs loan teesukunnavu for 20 yrs ki Meeru 2339145.6 intha interest pay chesthaaru.... apartment ki max 2339145.6 kanna ekkuva appreciate kaadhu....may be less kuda avvachchu....hard cash pay chesukunte atleat interest anna save chesukovachchu..... |
   
Saint
Hero Username: Saint
Post Number: 15124 Registered: 01-2011 Posted From: 68.13.100.193
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:38 am: |     |
Pawanism: credit score yeee
neekunna 780 score tho wonders create cheyyochu.... as I said...oka 1 hour lo new credit cards/existing credit cards ki credit line increase cheyyali...ee processs 2 years chesthe....(every 6 months - 1 year ki ) nuvvu 100k credit line reach avuthav...have max madhya madhyalo 0% APRs geekuta vundu...max spending antha credit cards meda veyyi....use discover/citi ( these guys increase ur credit line like anything) discover vadidi naaku first 15 months 0% APR on purchases and 0% APR on BT..used both of them....last lo clear off chesa..trvatha 4% APR ki BT ani offers pampadu..lite teesukunna..spending taggincha koddiga aa card meda....ee lopu oka bumper ofer itchadu...0 % APR for 1 year on purchases annadu...kummi vadila oka round...credit line pencha madhyalo...malli 0% APR on T annadu...use chesukunna....I am sure ..after 1 year ...idi antha ipoyaka malli edo oka offer tho vasthadu...credit line kooda 30-40K range kelthadi..... I did the same with citi and I again got 0% APR on BT with excellent credit line. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118818 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:34 am: |     |
Pawanism:Meeru ee thread lo Cash advance ye kada refer chesindi loan pay off cheyataniki India lo. So, nenu adhe teesukundaamu ani anukutunna
no...balance transfer ani cheppi....nee checkin account lo vesesuko..aa tarvata adhi emaindhii evvadu adagadu...konni banks only direct ga loan payoff account(of other banks) ki matrame transfer chesthaayi anukuntaa..not sure |
   
Saint
Hero Username: Saint
Post Number: 15123 Registered: 01-2011 Posted From: 68.13.100.193
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:33 am: |     |
Pawanism: ledhu inka teelu koledhu....ya, i got the difference between balance transfer and Cash advance but Cash advance ki 1 time transaction fee 4% plus 28% APR vundhi kada
nee yenkamma...masai pothav...cash advance teesukunte Balance tranfer antadu..but technically...checqs isthadu..or direct checking account loki deposit chesukune chance isthadu (not all Ccs) vatini use chesukovali...idi kooda oka rakam gaa cash advance ye...but Balance transfere ane name kinda chestham... |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 153 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:32 am: |     |
Meeru ee thread lo Cash advance ye kada refer chesindi loan pay off cheyataniki India lo. So, nenu adhe teesukundaamu ani anukutunna |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 152 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:30 am: |     |
Onlytruth:teesukunnava cash advance komfadeesi ? cash advance is different than Balance transfer u shud request for balance transfer............the other day i have u best cards for BT
ledhu inka teelu koledhu....ya, i got the difference between balance transfer and Cash advance but Cash advance ki 1 time transaction fee 4% plus 28% APR vundhi kada |
   
Jatayu
Side Hero Username: Jatayu
Post Number: 2343 Registered: 04-2012 Posted From: 122.167.96.27
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:26 am: |     |
Onlytruth:FD better kadhaa bokkalo apartment enduku cash unte annaanu
Yes.. India lo vache returns on FDs inke country lonu radu.. Appts as investment if u have hard cash is not soo good idea.. If you are good at something.. never do it for free.. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118815 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:24 am: |     |
Pawanism:interest rate ekkuva vundi kada guru cash advance ki...
know the difference between cash advance and BT |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118814 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:23 am: |     |
Pawanism:Monna ne BOA apply chesa 2nd CC $4500 ichchadu Cash advance but 0% interest kaadu....4% interest rate per transaction anta with 22.99% APR
teesukunnava cash advance komfadeesi ? cash advance is different than Balance transfer u shud request for balance transfer............the other day i have u best cards for BT |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 151 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:23 am: |     |
Saint:creditkarma score?
credit score yeee |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 150 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:21 am: |     |
Onlytruth:then get some 10K cash from two liberal companies and push to desam ASAP 55.6 undhi deeni talli
interest rate ekkuva vundi kada guru cash advance ki... |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118813 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:21 am: |     |
Jatayu:if you have 30L better to put it in FDs and sit back & relax... monthly 30K vastundi.. & ur money will be as it is.. no need to worry.
naa point ee thread middle nunchi adhe kadha......... Gundelu adire amounts lumpsome hard cash pettesaaru bunty & Jprocks ! ala enduku apartments meedha chesaaru ani nenu adigite inko naluguru vachi adhe correct....apartments lo appreciation ekkuva annaaru....then i pulled out FD topic FD better kadhaa bokkalo apartment enduku cash unte annaanu apartment is for 20 yr running loan guys who cannot afford upfront |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 149 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:18 am: |     |
Saint: nee credit score > 700 vundi and nee oldest credit line more than 2-3 years vunte.... discoverIt/more card and citi simplicity card and chase slate card best discover / citi ekkuva credit line istharu...chase vaadu antha ekkuva ivvadu first time (max 5k) also existing vunna credit cards ki limits penchu (ivanni oka 30 mins lo cheseyyi) inko factor consider cheyyalsindi..recent gaa address mari(change chesi) vunte ..better dont apply now...(general gaa takkuva credit lines vasthayi ilanti cases lo)
Monna ne BOA apply chesa 2nd CC $4500 ichchadu Cash advance but 0% interest kaadu....4% interest rate per transaction anta with 22.99% APR |
   
Jatayu
Side Hero Username: Jatayu
Post Number: 2341 Registered: 04-2012 Posted From: 122.167.96.27
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:16 am: |     |
Onlytruth:BUNTY717 & JPROCKS annayya looo meeru pettina 30 lakhs hard cash ni ee calculator lo petti , 9.25% , 10 years petti CALCULATE NOKKANDI...mee gunde penna nadhi dam aipoddhi
annai.. if you have 30L better to put it in FDs and sit back & relax... monthly 30K vastundi.. & ur money will be as it is.. no need to worry.. velli mana pallelo edo oka sinna pani sesukuntu batikesthe antha kanna prasantham aina life undadu.. GClu.. CClu.. EMIs.. billsuu em tension lekunda batikeyochu.. If you are good at something.. never do it for free.. |
   
Saint
Hero Username: Saint
Post Number: 15118 Registered: 01-2011 Posted From: 68.13.100.193
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:15 am: |     |
Pawanism: 780 Credit score
creditkarma score? |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118811 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:15 am: |     |
Pawanism:780 Credit score
great... then get some 10K cash from two liberal companies and push to desam ASAP 55.6 undhi deeni talli |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 148 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:12 am: |     |
Onlytruth:credit score entha undhi needhi ?
780 Credit score |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118807 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:10 am: |     |
BUNTY717 & JPROCKS annayya looo meeru pettina 30 lakhs hard cash ni ee calculator lo petti , 9.25% , 10 years petti CALCULATE NOKKANDI...mee gunde penna nadhi dam aipoddhi http://www.moneycontrol.com/fixed-income/calculator/union-ba nk-of-india/fixed-deposit-calculator-UBI01-BUB001.html |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118806 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:08 am: |     |
Saint:
thread ki ra pakkana |
   
Saint
Hero Username: Saint
Post Number: 15116 Registered: 01-2011 Posted From: 68.13.100.193
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, May 23, 2013 - 12:06 am: |     |
Onlytruth:icici upto 10 years antunnadu ga
10 years ki 8.5 yee interest rate....15 months - 2 years ki 9%..so vachina amount ni as it is gaa malli invest chesthe (aa rojuna interest rates entha vuntayooo????) ala chesukuntaa ellali... |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118804 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:53 pm: |     |
Saint:
icici upto 10 years antunnadu ga http://www.icicibank.com/Personal-Banking/account-deposit/re curring-deposits/faqs.html#rfdrange |
   
Saint
Hero Username: Saint
Post Number: 15115 Registered: 01-2011 Posted From: 68.13.100.193
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:50 pm: |     |
Onlytruth:Current : 10 years lo 30 Lakhs FD investment 75 Lakhs avutaandhi Union Bank lo @ 9.25 %
recurring deposit ki 9.75 isthunnada? r u sure? icici lo ippude check chesa...9 max...recurring also 6 months ki vundi... |
   
Saint
Hero Username: Saint
Post Number: 15114 Registered: 01-2011 Posted From: 68.13.100.193
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:49 pm: |     |
Onlytruth: true but 1998 lo 13.5% ki deposit interest isthunnappudu , Housing loans ki entha dobbevaru 15% aa ?
aa time loan ante promisary note tappa veredi teliyadu... actual gaa RBI ee banks ki cash isthadi @ some rate ...vallu ade kakunda deposits roopam lo techukovali...danni batte entha money RBI ivvali anedhi depend ayyi vuntadi...vallu RBI daggira techukunna money ni...interest ki thipppi profit chesukovali...also deposits vesina valla money ni interest ki thippi ekkuva profit techukovali.....ee interest rates meeda vache labhale vallaki profits / maintenance / etc etc.... ala kakunda nuvvu hceppinattu loans ki takkuva...deposits ki ekkuva rates isthe nakestharu...profit ekkada nunchi vasthundi vallaki? |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118803 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:44 pm: |     |
Saint:ee prapancham lo ekkada ina deposits kante loans ki ekkuva interest rate vuntadi...
true but 1998 lo 13.5% ki deposit interest isthunnappudu , Housing loans ki entha dobbevaru 15% aa ? |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118802 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:43 pm: |     |
Current : 10 years lo 30 Lakhs FD investment 75 Lakhs avutaandhi Union Bank lo @ 9.25 % http://www.moneycontrol.com/fixed-income/calculator/union-ba nk-of-india/fixed-deposit-calculator-UBI01-BUB001.html |
   
Saint
Hero Username: Saint
Post Number: 15113 Registered: 01-2011 Posted From: 68.13.100.193
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:42 pm: |     |
Onlytruth:housing loan ki 10-11% dobbi, Cash deposit ki 8-9% isthunnaraa interest rate india lo ? deenammaa...
ee prapancham lo ekkada ina deposits kante loans ki ekkuva interest rate vuntadi... |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118801 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:37 pm: |     |
housing loan ki 10-11% dobbi, Cash deposit ki 8-9% isthunnaraa interest rate india lo ? deenammaa.... |
   
Saint
Hero Username: Saint
Post Number: 15112 Registered: 01-2011 Posted From: 68.13.100.193
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:29 pm: |     |
Pawanism: naaku devudu la dorikaavu brother....Oka credit card list pettu manchi cash advance ki brother ventane apply chesi Pay chesestha loan....
nee credit score > 700 vundi and nee oldest credit line more than 2-3 years vunte.... discoverIt/more card and citi simplicity card and chase slate card best discover / citi ekkuva credit line istharu...chase vaadu antha ekkuva ivvadu first time (max 5k) also existing vunna credit cards ki limits penchu (ivanni oka 30 mins lo cheseyyi) inko factor consider cheyyalsindi..recent gaa address mari(change chesi) vunte ..better dont apply now...(general gaa takkuva credit lines vasthayi ilanti cases lo) |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118800 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:17 pm: |     |
Pawanism: credit card list pettu manchi cash advance ki brother ventane apply chesi Pay chesestha loan....
credit score entha undhi needhi ? |
   
Pawanism
Junior Artist Username: Pawanism
Post Number: 147 Registered: 04-2013 Posted From: 76.115.122.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:15 pm: |     |
Onlytruth:line of credit entha vosthe antha USA lo teesukoni india lo houseloan clear jeyyandi whoever have loan
naaku devudu la dorikaavu brother....Oka credit card list pettu manchi cash advance ki brother ventane apply chesi Pay chesestha loan.... |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118799 Registered: 01-2007 Posted From: 98.226.57.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:15 pm: |     |
Read recurring deposits section : http://myinvestmentideas.com/2012/09/millionaire-crorepathi- investing-bank-recurring-deposits/ |
   
Jatayu
Side Hero Username: Jatayu
Post Number: 2340 Registered: 04-2012 Posted From: 122.167.96.27
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 11:03 pm: |     |
annayyalu... kalam marindi India lo.. any calc without appreciation for RE in India is BS.. 2009 lo bangalore lo nenu untunna area lo appt ki 2012 ki 100% appreciation vachindi.. it was around 2.2k per sq.ft in 2009 the same now is around 5k.. rest inka mee tadika tadika tadika... investment aithe manchi builder ni soosi cheyyandi.. at the same time.. evaro kinda seppinattu luck kuda undali.. coming to home loans... 1) interest rates are around 10-11% these days.. fixed rate of interest levu ippudu.. anni floating ee... 2) Private banks aithe ikkada evaranna frend unte valla dwara proceed avvandi.. the banks will send all the papers directly to you and sign it and send them back via courier.. maa frend okadu tried to do it via ICICI.. anni finalize ayyaka.. appt tesukune mundu marriage settle ayyindi ani appt ki back out ayyadu.. I followed up here for him for loan.. 3) E loan aina ippudu prepayment charges are not there... so you can pay full amount any time after registration of the property.. before registration prepayment is not possible.. 4) SBI/LIC initial paper work & till registration avi ivi chala time taking & headache.. kani once registration is done.. its very smooth and interest rates will be auto adjusted with the current rates.. private banks lo aithe initial paper work will be very less.. they will take care of everything.. kani.. rate of interests will not be brought down for existing customers if there is any decrease... so normal ga em sestaru ante.. take it in a private bank initially and once registration is done migrate to SBI/LIC... If you are good at something.. never do it for free.. |
   
Gotcha
Hero Username: Gotcha
Post Number: 10797 Registered: 02-2008 Posted From: 107.6.95.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 08:06 pm: |     |
Saint All hospitals are moving to vijayawada, already it is educational capital of AP. Janalu vja enduku move avutaru anukunte simple reason vja chuttu pakala anni rich villages, valla pilala studies ki andaru vja move avutunaru ee made instead of just sending their kids. Idi varaku kids inter ki move ayevaru, ippudu ap lo 6 class nunchi concentrate chestunaru kada medicine seats kosam so they cant send their kid alone and so moving alone This real estate is for sale. |
   
Saint
Hero Username: Saint
Post Number: 15109 Registered: 01-2011 Posted From: 12.22.163.132
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, May 22, 2013 - 06:08 pm: |     |
Gotcha:Vja baga costly ayipoyindi, in next 2 years city will grow about 20km radius anedi naa calculation taruvatha it will become like hyderabd where properties are surplus and growth is slow.
anni emanna ante annam antaru kaani...vjy lo growth ki reason emanna vunda? ekkada nunchi anna janam migrate avuthunnara like metros? or kothaga emanan bhari industries vachaya? just evadoo oka ekaram lo plots eyyatam..danini janam egabadi konatam...I would put my money in hyd/blore instead of VJY. the comedy part vjy lo rates hyd kante ekkuva vuntayi |
   
Gotcha
Hero Username: Gotcha
Post Number: 10796 Registered: 02-2008 Posted From: 107.6.95.122
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 05:14 pm: |     |
Ntr_rocks:
best ayite vizag or vja chusuko This real estate is for sale. |
   
Netsaint
Side Hero Username: Netsaint
Post Number: 7382 Registered: 05-2008 Posted From: 49.204.184.19
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:58 pm: |     |
Onlytruth:
not clear. nri aithey usa lo tax deduction expect chestunava endhi. india lo istaaru, if ur filing returns for india investments,properyies etc My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118796 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:52 pm: |     |
Netsaint:you NEED NOT BE A SALARIED EMPLOYEE in desam.
NRIs ki seppu sami ante desam lo salaried..antaav desam lo employees ki homeloan is good ane kadha cheppaanu |
   
Maverick
Legend Username: Maverick
Post Number: 45311 Registered: 01-2008 Posted From: 70.39.231.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:43 pm: |     |
>>DB vallathone ee range dealing ante, bayata - outside network enni estunnavooo....aha, asalu between ee dealing started by idle kurrod..he approached coolmac as big hand..nannu edo filling up ki add chesaru kiki Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" |
   
Maverick
Legend Username: Maverick
Post Number: 45310 Registered: 01-2008 Posted From: 70.39.231.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:42 pm: |     |
>>DB vallathone ee range dealing ante, bayata - outside network enni estunnavooo....aha, asalu same post neeku kooda.. Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" |
   
Netsaint
Side Hero Username: Netsaint
Post Number: 7381 Registered: 05-2008 Posted From: 49.204.184.19
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:39 pm: |     |
Onlytruth:NRis emi untundhi apt konte ? emaina missed aa nenu
you NEED NOT BE A SALARIED EMPLOYEE in desam. nee VARIOUS investments ki ROI ki katte TAX lo kooooda HOMELOAD payment deduction varthusthundi. suppose u put FD ,Bonds etc etc oka 4 LAKHS per annum vasthai anuko. then ur homeloan will takeaway 1.5L to 2L and U become 2 Lakh Tax which means zero Tax for that year. so nee FDS etc all green channel investments are really GROWING 9% + 3% yield = 12% GROWTH My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15537 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:38 pm: |     |
Maverick:.monnatiki monna pedda plan with coolmac..
DB vallathone ee range dealing ante, bayata - outside network enni estunnavooo....aha, asalu plus ikkada mansion undi...nee samanya illappa...king kurrod 10k run sesi oche lopu nuvvu 10K daalaraa dinchela unnave |
   
Maverick
Legend Username: Maverick
Post Number: 45309 Registered: 01-2008 Posted From: 70.39.231.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:34 pm: |     |
>> Mav..nuvemanna idhar ka mall udhar, udhar ka maal idhar chestava. nenu adagatame kanipistundi..akkada set edi avvadu..edi set avvake adigedi..monnatiki monna pedda plan with coolmac..work out avvaledu..rest nee aha oho capitalism Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" |
   
King
Side Hero Username: King
Post Number: 5013 Registered: 08-2008 Posted From: 208.185.201.194
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:31 pm: |     |
Maverick:gotcha emanna investment oppurtunities unnaya vij lo?
Mav..nuvemanna idhar ka mall udhar, udhar ka maal idhar chestava.. Chuss.. okka 2 Br flat konnjiki decades padthavunte neeku every month kotha investment chese antha etla vastundhi. I hate Vomerica, its all crony capitalism Jagan/Chiru/CBN/JP/Sonia/Obama/Sachin/Sreesanth/Rick Perry
|
   
Gotcha
Hero Username: Gotcha
Post Number: 10795 Registered: 02-2008 Posted From: 166.147.104.149
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:26 pm: |     |
Vja baga costly ayipoyindi, in next 2 years city will grow about 20km radius anedi naa calculation taruvatha it will become like hyderabd where properties are surplus and growth is slow. This real estate is for sale. |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 52256 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:23 pm: |     |
Gotcha:Nenu cheppe logic apts ki vartichadu, when u want to deal more than a crore properties take loan. 20-25 lakh apts ki ROI pedaga undadu
meeru seppina vallaki call chesa...ayanedo salaha ichaadu...some 30-40% of the land roads and other facilites ki iste anni bank lu istayi loan annadu...workout ayyela kanapadaledu. |
   
Ruj
Side Hero Username: Ruj
Post Number: 9485 Registered: 03-2007 Posted From: 170.202.122.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:22 pm: |     |
Jp_rocks:most worst home loans desam lo ne..2007 lo ma rjy lo illu tiskunte 13.5% esad - 1st home loan kavatam tho approval varake gurtundi, % may be reejanabul emo, manaki kavalsindi pelli, evadu mantralu sadimite emundi le ani adjust ho gaya..3 yrs gajji dog laga EMI lu katti, oka pali HDFC damager ki call chesi: me: evoyy, antha kulaasa na damager: sooperu me: nenu 3 yrs loan kattina sandarbham ga emanna reward lu, award lu lantivi arrange chesaremo..avemi oddu le damager: plain text congratulations email pampicham me: madichii me: by the by Mr. Kapilesh, inka entha kattali loanu..na EMI dhaatiki ee patiki sagam karigina ice cream ayyundaale na loanu damager: 25 lakhs me: adi loan amount kada damager: loan amount 25.5 lakhs me:
 Visalandhra book house, koti - one stop place for all telugu literature..(books,novels, literature etc).. |
   
Buggaler
Side Hero Username: Buggaler
Post Number: 2712 Registered: 07-2012 Posted From: 173.206.18.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:21 pm: |     |
Maverick:gotcha emanna investment oppurtunities unnaya vij lo?
vzg saripoka, gippudu vza lo koodaanaa??? |
   
Maverick
Legend Username: Maverick
Post Number: 45308 Registered: 01-2008 Posted From: 70.39.231.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:21 pm: |     |
gotcha emanna investment oppurtunities unnaya vij lo? Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" |
   
Gotcha
Hero Username: Gotcha
Post Number: 10794 Registered: 02-2008 Posted From: 166.147.104.153
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:19 pm: |     |
Nenu cheppe logic apts ki vartichadu, when u want to deal more than a crore properties take loan. 20-25 lakh apts ki ROI pedaga undadu This real estate is for sale. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118793 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:17 pm: |     |
Netsaint:s incometaxbenefit
NRis emi untundhi apt konte ? emaina missed aa nenu |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15532 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:14 pm: |     |
Buggaler:monna roundtrip, point 1 or point b to atlanta ani esi, sivaarkaraki sikago lo sikkukunnaada??
yesso |
   
Buggaler
Side Hero Username: Buggaler
Post Number: 2711 Registered: 07-2012 Posted From: 173.206.18.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:13 pm: |     |
Saint:Jp_rocks:
naa peru seppi thoda paasim pettu edhavaki |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15531 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:13 pm: |     |
Saint:Fixed deposit ante motham moota gatti ..oka daggira drop cheshte...adu nuvvu vaadi daggira vadile duration ni batti...dani paina kontha add chesi ..malli enakki itchasthadu (after the specified time)
cool kada.. |
   
Saint
Hero Username: Saint
Post Number: 15108 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:11 pm: |     |
Jp_rocks: coke gadu flight miss ayyi ee rojuki sikako lo halt..ma intiki ostunnad, evening nuvvu step eskuntu ma intiki ravachu ga..
saint rendu peekamannadu ani dippa meeda rendu ivvu.. |
   
Saint
Hero Username: Saint
Post Number: 15107 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:11 pm: |     |
Jp_rocks: FD ante nela nela inthja amt voldultadu kada..leka bulk lo istada end lo? how does it work? edokati septe RAJA ki ni peru seppi septa
nee yenkamma....adi ala vundadu... Fixed deposit ante motham moota gatti ..oka daggira drop cheshte...adu nuvvu vaadi daggira vadile duration ni batti...dani paina kontha add chesi ..malli enakki itchasthadu (after the specified time) nuvvu cheppedi SIP ani endukoo naa M goshisthandi....Systematic investment plan lo monthly kontha fixed amount esukunta elthe...after the lock in period ...manaki venakki istharu...ee lopu ee money ni aadu vichala vidiga stockmarket etc lo petti..thippi..vachina dantlo oka 25% manaki isthadu... indulo nunchi money bayataki teesthe penalty ekkuva vuntadi....(baaga ekkuva) |
   
Buggaler
Side Hero Username: Buggaler
Post Number: 2710 Registered: 07-2012 Posted From: 173.206.18.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:08 pm: |     |
Jp_rocks:coke gadu flight miss ayyi ee rojuki sikako lo halt..
monna roundtrip, point 1 or point b to atlanta ani esi, sivaarkaraki sikago lo sikkukunnaada??  |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15529 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:06 pm: |     |
Onlytruth:.
coke gadu flight miss ayyi ee rojuki sikako lo halt..ma intiki ostunnad, evening nuvvu step eskuntu ma intiki ravachu ga.. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118791 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:02 pm: |     |
India lo housing loan teesukodam oka daridram NRIs ki....(india lo employees ki aithe chaala tax exemptions untaayi...vallu cheyyochu cheyyali) Malli aa housing loan interest ekkuva ani payoff cheyyadam inka loss |
   
Gotcha
Hero Username: Gotcha
Post Number: 10793 Registered: 02-2008 Posted From: 107.6.95.13
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:01 pm: |     |
Bmw bro Take as much loan in india, nuvvu vijayawada lo kontunte dont hesitate. Growth in RE in vja is 50% so 6 months lo nee dabulu neeku vachestayi. Send me an email if u need more explanation This real estate is for sale. |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15528 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 04:01 pm: |     |
Saint:yes vuntadi..cancel cheshte penalty 0.5 % vuntadi..also interest rate entha kalam vunte dani slab lo esi isthadu money...but u can take out ur money any time...
FD ante nela nela inthja amt voldultadu kada..leka bulk lo istada end lo? how does it work? edokati septe RAJA ki ni peru seppi septa |
   
Saint
Hero Username: Saint
Post Number: 15106 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:57 pm: |     |
Jp_rocks: FD aite edo lock in period untadi kada.. bill raja okadu 30 L tho land konaniki ready avutunnad, he's stuck b/w an FD and land...edoka advice kottu - serious
yes vuntadi..cancel cheshte penalty 0.5 % vuntadi..also interest rate entha kalam vunte dani slab lo esi isthadu money...but u can take out ur money any time... |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15527 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:55 pm: |     |
Onlytruth:NUvvu kattina 43 lakshalu cash bank lo FD vesthe same nuvvu kattina times lone...emi jarigedho telusa ?
teledu, cheppu FD aite edo lock in period untadi kada.. bill raja okadu 30 L tho land konaniki ready avutunnad, he's stuck b/w an FD and land...edoka advice kottu - serious |
   
Netsaint
Side Hero Username: Netsaint
Post Number: 7380 Registered: 05-2008 Posted From: 49.204.184.19
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:54 pm: |     |
OT FINAL. apprecetion plus need plus incometaxbenefit plus resale hassle free plus free rental living if occupied or rental earned if letout annnni factors chooskuntey, APT with loan is beshttt option ANYTIME EVERGREEN INDIA. rest nee bilakmoney,ponzyschemes,uthutu banks,lottery games.. im outta thread My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ |
   
Netsaint
Side Hero Username: Netsaint
Post Number: 7379 Registered: 05-2008 Posted From: 49.204.184.19
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:50 pm: |     |
Onlytruth:
1998 aa postoffice ye 13% ichedi aa time lo.. My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ |
   
Maverick
Legend Username: Maverick
Post Number: 45303 Registered: 01-2008 Posted From: 70.39.231.183
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:50 pm: |     |
>>5 year 6 months lo DOUBLE SCHEMES : avi eppudu 1998 lo pettina schemes..ippudu levu avi..mottam chadavave asalu Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" |
   
Saint
Hero Username: Saint
Post Number: 15105 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:48 pm: |     |
Netsaint:utthutthi bank lo kooda ledhu .now. apt kaali ga undadu kada. calculate rentals earned. fd eskuni, monthly rent intlo koookunte emi vostadhi, chippa
agree....lot of other fcators vuntayi.... |
   
King
Side Hero Username: King
Post Number: 5010 Registered: 08-2008 Posted From: 208.185.201.194
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:48 pm: |     |
Onlytruth:6 yrs ki dbl sure ga avutadhi ...10 kakapothe inko 2 add cheyyandi
mari tax evadu kadathadu????? Jagan/Chiru/CBN/JP/Sonia/Obama/Sachin/Sreesanth/Rick Perry
|
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118790 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:47 pm: |     |
5 year 6 months lo DOUBLE SCHEMES : http://www.icicibank.com/Personal-Banking/investments/icici- bank-bonds/past-issues/1998/april98-1.html |
   
Saint
Hero Username: Saint
Post Number: 15104 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:46 pm: |     |
Onlytruth: no my wholepoint is ... HOME LOAN IS GOOD WITH ONLY IF YOU CONTINUE TILL 20 YEARS..do not spend ur CASH on it upfront having said that....if u continue for 20 years in LOAN....it is always better investing in USA anedhi inko point DO NOT SPEND HARD EARNED CASH on upfront amounts
madhyalo sell ane concept okati vundi..adi marichipoyava? 20 years hold chesedi ante adi manam vunde illu ayyi vundali...thats it. |
   
Netsaint
Side Hero Username: Netsaint
Post Number: 7378 Registered: 05-2008 Posted From: 49.204.184.19
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:46 pm: |     |
Onlytruth:10 years ki kadhaa nenu annadhi.... low risk vatillo 5 years ki money dbl ani vesaa le
utthutthi bank lo kooda ledhu .now. apt kaali ga undadu kada. calculate rentals earned. fd eskuni, monthly rent intlo koookunte emi vostadhi, chippa My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118789 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:46 pm: |     |
Hero:..30 lacs ..10 yrs 1.2 C avudda ? ee bank lo ?
6 yrs ki dbl sure ga avutadhi ...10 kakapothe inko 2 add cheyyandi |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118788 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:45 pm: |     |
Hero:debt unchoni...adiki jeevitham anta( 20 yrs) double money interest ga kattadam grand gala event aa OT...
no my wholepoint is ... HOME LOAN IS GOOD WITH ONLY IF YOU CONTINUE TILL 20 YEARS..do not spend ur CASH on it upfront having said that....if u continue for 20 years in LOAN....it is always better investing in USA anedhi inko point DO NOT SPEND HARD EARNED CASH on upfront amounts |
   
Saint
Hero Username: Saint
Post Number: 15103 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:44 pm: |     |
Onlytruth: u r now contradicting ur own point loan ni tvaraga teerchesthaaru kabatti apt profit annaavu...loan ni tvaraga teerchadam anedhi inkaa bokka event
OT yaa neeku seppedi ardham kaada? US lo less interest ki money dorakadu kabatti india loan Us lo availability vunte no loans in india... if u have bigger plans which profit can beat interest rates anukunte ekkada loan dorikithe akkada invest... if u dont have any more investment plans...then pay off higher interest one... |
   
Hero
Side Hero Username: Hero
Post Number: 3560 Registered: 09-2009 Posted From: 108.65.110.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:44 pm: |     |
Onlytruth:meeru kattina 30 lakhs hard cash jesthhhhhhhhhhhhhttttt bank lo FD vesthe ee 8 years lo emayyedhoo telusaa ? inko 2 yrs ki 120 lakhs ayedhi
..30 lacs ..10 yrs 1.2 C avudda ? ee bank lo ? |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118787 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:43 pm: |     |
Kuyyo_morro:E bank 4 times chesedi?
10 years ki kadhaa nenu annadhi.... low risk vatillo 5 years ki money dbl ani vesaa le |
   
Buggaler
Side Hero Username: Buggaler
Post Number: 2709 Registered: 07-2012 Posted From: 173.206.18.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:42 pm: |     |
Onlytruth:meeru kattina 30 lakhs hard cash jesthhhhhhhhhhhhhttttt bank lo FD vesthe ee 8 years lo emayyedhoo telusaa ? inko 2 yrs ki 120 lakhs ayedhi
otio, ekkada e bank lo, roi entha? uthutthi banki kaadu kada houseteesi |
   
Saint
Hero Username: Saint
Post Number: 15102 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:42 pm: |     |
nenu 1.25 interest ki thipputhunna...kontha amount 1.5 ki kooda thipputhunna...I didnt buy house / apt... 1.25 / 1.5 enduku ante nammakam vunnollu/properties vunnollu kabatti...just rotation kosam money annattu vallaki idi....3-5 rs kooda thippochu..but no guarante... |
   
Hero
Side Hero Username: Hero
Post Number: 3558 Registered: 09-2009 Posted From: 108.65.110.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:42 pm: |     |
Onlytruth:.loan ni tvaraga teerchadam anedhi inkaa bokka event
debt unchoni...adiki jeevitham anta( 20 yrs) double money interest ga kattadam grand gala event aa OT... |
   
Bunty717
Moderator Username: Bunty717
Post Number: 33531 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:42 pm: |     |
Kuyyo_morro:E bank 4 times chesedi?
i think 7.5 - 8yrs lo double option undedi.. ippudu inkaa undaa teldu aa route lo OT cheptunaru.. 30 in 7.5 60 60 in another 7.5.. 120 ani andariki golden heart PK telusu.. naaku KF telusu.. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118785 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:41 pm: |     |
Saint:nee entire US life lo eppudanna ne kadda 30L cash choosava? nenu choodaledu...15L choosa max...
JPROCKS and BUNTY717 PAID OFF 30 LAKHS and above solid cash within 2 years of loan |
   
Netsaint
Side Hero Username: Netsaint
Post Number: 7377 Registered: 05-2008 Posted From: 49.204.184.19
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:41 pm: |     |
Onlytruth:meeru kattina 30 lakhs hard cash jesthhhhhhhhhhhhhttttt bank lo FD vesthe ee 8 years lo emayyedhoo telusaa ? inko 2 yrs ki 120 lakhs ayedhi
7 years 6 months ki DOUBLE authadi. rest neee 1 crore plus.. My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ |
   
Kuyyo_morro
Hero Username: Kuyyo_morro
Post Number: 10823 Registered: 02-2011 Posted From: 65.117.253.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:41 pm: |     |
Onlytruth:30 lakhs hard cash jesthhhhhhhhhhhhhttttt bank lo FD vesthe ee 8 years lo emayyedhoo telusaa ? inko 2 yrs ki 120 lakhs ayedhi
E bank 4 times chesedi? |
   
Hero
Side Hero Username: Hero
Post Number: 3557 Registered: 09-2009 Posted From: 108.65.110.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:41 pm: |     |
Onlytruth:emi jarigedho telusa ?
 |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118784 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:40 pm: |     |
Saint: 30l vunte nenu land/stocks meeda invest chestha...ila loan oppurtunity vunte Apt meeda invest chestha...
u r now contradicting ur own point loan ni tvaraga teerchesthaaru kabatti apt profit annaavu...loan ni tvaraga teerchadam anedhi inkaa bokka event |
   
Maverick
Legend Username: Maverick
Post Number: 45302 Registered: 01-2008 Posted From: 70.39.231.183
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:40 pm: |     |
ot ee bank babu nuvvu cheppedi? Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" |
   
Saint
Hero Username: Saint
Post Number: 15101 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:39 pm: |     |
Onlytruth: 6 years lo 50% apartment appreciation 5-6 years lo DOUBLE avutundhi FD vesthe cash ni gippudu seppandi mee quick payment of loan concept ni
cash in hand ki loan cash ki compare chesthunava nataraja? nee entire US life lo eppudanna ne kadda 30L cash choosava? nenu choodaledu...15L choosa max... |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118783 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:39 pm: |     |
Jp_rocks:.loanu 25L..total motham 43 esko..ippudu total motham ammite 55-60 antunnar..ivi eggjact pigures.. loan 3 yrs tarvata balus frenz daggara appul soppul sesi katti pada d'ga
NUvvu kattina 43 lakshalu cash bank lo FD vesthe same nuvvu kattina times lone...emi jarigedho telusa ? |
   
Kaisersooze
Moderator Username: Kaisersooze
Post Number: 8099 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:39 pm: |     |
Onlytruth:meeru kattina 30 lakhs hard cash jesthhhhhhhhhhhhhttttt bank lo FD vesthe ee 8 years lo emayyedhoo telusaa
ee bank bossu?? |
   
Bunty717
Moderator Username: Bunty717
Post Number: 33530 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:39 pm: |     |
Onlytruth:so 7 years ki.........20L perigindhi edhiii 30 L HARD CASH invest jesthe u know what...adhe CASH ye bank lo FD vesinaa inkaa chaala ekkuva ROI vachedhi.....ABSOLUTE ZERO RISKKKKKKKK naa
idi senti investment le.. aa area and same street lo perigenu.. frnds inkaa akkade untaaru,, same builder prev venture lo cousin oka apt tesukunnadu.. nen next tesukunna.. aa area lo apt undaali ani ante.. andariki golden heart PK telusu.. naaku KF telusu.. |
   
Saint
Hero Username: Saint
Post Number: 15100 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:38 pm: |     |
Onlytruth:meeru kattina 30 lakhs hard cash jesthhhhhhhhhhhhhttttt bank lo FD vesthe ee 8 years lo emayyedhoo telusaa ? inko 2 yrs ki 120 lakhs ayedhi
ade vunte mangalodu deniki? 30l vunte nenu land/stocks meeda invest chestha...ila loan oppurtunity vunte Apt meeda invest chestha... |
   
Netsaint
Side Hero Username: Netsaint
Post Number: 7376 Registered: 05-2008 Posted From: 49.204.184.19
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:38 pm: |     |
Onlytruth:so basically u guys are saying FULL CASH DOWN THO apartment konte india lo...then only profit ani
tax benefit choodu. 1.5l if ur in 30% bracket which many IT ppl fall, yearly 50k saved. appeciation+free rents+50k for 20 years, what u paid lekkesko.. ur still in profits My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118782 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:38 pm: |     |
Saint:5-6 years
6 years lo 50% apartment appreciation 5-6 years lo DOUBLE avutundhi FD vesthe cash ni gippudu seppandi mee quick payment of loan concept ni |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118781 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:37 pm: |     |
SAINT & BUNTY & JPROCKS meeru kattina 30 lakhs hard cash jesthhhhhhhhhhhhhttttt bank lo FD vesthe ee 8 years lo emayyedhoo telusaa ? inko 2 yrs ki 120 lakhs ayedhi |
   
Saint
Hero Username: Saint
Post Number: 15099 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:35 pm: |     |
Onlytruth:in how many years ?
5-6 years |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118780 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:35 pm: |     |
Bunty717:vizag lo 2006 end lo book chesemu.. 2008 lo handover chesedu..
so 7 years ki.........20L perigindhi edhiii 30 L HARD CASH invest jesthe u know what...adhe CASH ye bank lo FD vesinaa inkaa chaala ekkuva ROI vachedhi.....ABSOLUTE ZERO RISKKKKKKKK naa |
   
Saint
Hero Username: Saint
Post Number: 15098 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:35 pm: |     |
Onlytruth: so basically u guys are saying FULL CASH DOWN THO apartment konte india lo...then only profit ani Cash unte lafda lo aptment meedha enduku investment ? savalaksha business untaayi better ROI thats different from originated context.....LOAN Vs LOAN
I am not saying that...investment oppurtunity vunte...even 2rs interest kooda workout ayyevi vuntayi...manakunna range lo money dorakka pothe and grwoth baga vuntadi anukunte..u can take loans for a decent interest rate.. |
   
Maverick
Legend Username: Maverick
Post Number: 45301 Registered: 01-2008 Posted From: 70.39.231.183
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:34 pm: |     |
apts konnisarlu manchigane work out avutai..my apt investment turned out to be very good in vizag..loan repayment motttam kalipi 35 ayyindi(paid off quickly)..currently valued at 80(inti paina apt sold last year) Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" |
   
Hero
Side Hero Username: Hero
Post Number: 3556 Registered: 09-2009 Posted From: 108.65.110.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:34 pm: |     |
Onlytruth:all i am trying to understand is appreciation factor of apartment value in india...
apartments ki appreciation 90% cases lo almost zero appreciation anukotunna(except bombay,delhi) owners matram tega cheppukontar intha antha ani |
   
Kaisersooze
Moderator Username: Kaisersooze
Post Number: 8097 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:34 pm: |     |
Bmw007:
OT nenu oke sari apply chesinattu vunam...20lks ichadu..@10%...kattiedhi antha interest kae pothundhi...ikkada CC medha edhina transfer vuntae...thesukoni laginchtam better...or try this lendingclub.com easy ga oke 30K varuku puduthundhi...desam lo thesukotam antha bokka inkoti ledhu |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118779 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:33 pm: |     |
Saint:50% appreciation...
in how many years ? |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15525 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:33 pm: |     |
Saint:.when u have money..u shud preclose the loan ...jp / OT lanti ekkuva telivi gala vallu takka andaru chestharu ee pani
pedarikam saint..pedarikam mee lekka daalaraa daalaraa levu ma kaada |
   
Saint
Hero Username: Saint
Post Number: 15097 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:33 pm: |     |
Bmw007: 1.which bank is better 2.how much are the rates. 3.Do i have to go to India to sign the paper work or can i do it from here 4.Which loan is better if i plan to payoff early.
1. LIC housing/ICICI/HDFC (prepayment ki/processing fee charge cheyyandi vadu best) 2) 11-13% range lo vuntayi 3) not required 5) House loan/property loan (personal loans NRIs ki ivvatam ledu) (you can take loan on LIC policies/ULIP and other policies /Gold thakattu also good if it is done in village banks) |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118778 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:32 pm: |     |
Saint:
so basically u guys are saying FULL CASH DOWN THO apartment konte india lo...then only profit ani Cash unte lafda lo aptment meedha enduku investment ? savalaksha business untaayi better ROI thats different from originated context.....LOAN Vs LOAN |
   
Bunty717
Moderator Username: Bunty717
Post Number: 33529 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:32 pm: |     |
Onlytruth:30L aptment 50L ayyinda ? enni years ye area ?
vizag lo 2006 end lo book chesemu.. 2008 lo handover chesedu.. andariki golden heart PK telusu.. naaku KF telusu.. |
   
Saint
Hero Username: Saint
Post Number: 15096 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:31 pm: |     |
Onlytruth:ayipoina pelli ki ippudu pelli soopulenduku ? all i am trying to understand is appreciation factor of apartment value in india...
50% appreciation... |
   
Saint
Hero Username: Saint
Post Number: 15095 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:31 pm: |     |
ee OT ettanti vaadu ante..india lo loan teesukune margalu seppandra ayya ante...asalu india loan ante virakthi vachela chesthadu... |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118777 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:31 pm: |     |
Jp_rocks:right decision tiskunnano ledo septava
ayipoina pelli ki ippudu pelli soopulenduku ? all i am trying to understand is appreciation factor of apartment value in india... |
   
Saint
Hero Username: Saint
Post Number: 15094 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:29 pm: |     |
Bunty717:
20 years india lo loan repay chestha vuntaru ani enduku anukuntunnaru? idi time being for 1 or 2 years adjustment kosam money US lo dorakka India lo teesukuntunnaru...when u have money..u shud preclose the loan ...jp / OT lanti ekkuva telivi gala vallu takka andaru chestharu ee pani |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118776 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:29 pm: |     |
Bunty717:
sudden ga 30L cash etta kattaav...vammooo 30L aptment 50L ayyinda ? enni years ye area ? |
   
Netsaint
Side Hero Username: Netsaint
Post Number: 7375 Registered: 05-2008 Posted From: 49.204.184.19
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:29 pm: |     |
Onlytruth:
desam lo place ledhu. individual house peddadhi approva cheskuni, prethi gully lo apartments leputhunnar. hot cakes selling. inka ventures villa are egggal tholukuntunaru.. but apt hot cakes. akkariki boring padani chota kooda tankers tippesthunnaru.. stilll egabadi kontunnaru My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ |
   
Twitter
Megastar Username: Twitter
Post Number: 27025 Registered: 10-2009 Posted From: 69.118.124.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:28 pm: |     |
Jp_rocks: too byad yaa..naakante meesalu levu, yedavani.. niku fresh ga pathina sawd grass lekka untai nikemaindi
andhuke naaku 11.5pc icchadu  |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15524 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:28 pm: |     |
Onlytruth:Zero nunchi as on current varaku mottham lekka cheppu 1) downpayment entha ? 2) EMI lu plus total loan payoff entha ? 3) current value of ur VILLAAA (rajamundry lo...) entha ?
ade setho na bank a/c lembari, routing lembari septe na CURRENT balance check chesi nenu right decision tiskunnano ledo septava |
   
Bunty717
Moderator Username: Bunty717
Post Number: 33528 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:28 pm: |     |
Biriyani:cash avasaram ayyi....
k.. artham ayindi.. nee urgency naak teldu kada so aa post.. andariki golden heart PK telusu.. naaku KF telusu.. |
   
Saint
Hero Username: Saint
Post Number: 15093 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:28 pm: |     |
Ntr_rocks:Eeda annai...4-5 lakhs kante ekuva ivvatledu...4-5 lacs asalki loan enduku manaki...
villages lo loans antha kante ekkuva ivvaru thammi...emanan reco vunte..daggiralo vunna town lo bank mgr ni attukoo....deal set ithe isthadu loan.. |
   
Bunty717
Moderator Username: Bunty717
Post Number: 33527 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:27 pm: |     |
Onlytruth:BUNTY717 nee lekka kuda cheppu... mottham entha nee out of pocket vellindhi till date? ne apartment current worth entha ?
naadi emi loss ledu mama.. max 3 months katenu intrest.. next motham katesenu.. katakapoyi unte.. 30 lkhs apt nen almost 50 lkhs katevaadini.. so adi ammite 50 ee vochedi.. andaru bunty 20lkhs profit chesukunnadu anukunevaaru.. kaani bank chesukundi nen eti chesukunevadini kaadu.. ippudu aa 20 naave adi matter.. andariki golden heart PK telusu.. naaku KF telusu.. |
   
Saint
Hero Username: Saint
Post Number: 15092 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:26 pm: |     |
Bunty717: 0% 15 months balance transfer untaadi kada.. 15k @8% ki inka sambara padipotunnavu eti..
time constraint...anthe... |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 52255 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:25 pm: |     |
Netsaint:G+2 ante, 3rd floor lo penthouse ani cheppi, flats ani kattesi ammesinollu unnnaru. G lo parking motham undali ante, watchman kosam saaku ani oka flat esi ammesinollu unnaru.
Gee idea saana mandi icharu kaani...na valla cannot amma... land ammatam anedi na valla kaadu.. |
   
Saint
Hero Username: Saint
Post Number: 15091 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:25 pm: |     |
Onlytruth:land is not the context here...land investment in india #1 business and wise investment...tofic loan tho apartment konadam
apartment kooda area ni abtti vuntadi... voori bayata ithe..I may not endorse..but beemer kontandi hyd lo prime area..so ok anukuntunna.. |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15523 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:24 pm: |     |
Saint:cool..ante 40% perigindi kadaa..nuvvu katte interst ni beat chesindi kada?
i agree, perugutondi doubt ledu....still aa interest rates ki illu tagondri ante kastam Onlytruth:india lo land
na problem with ind land is..ikkadi laga "market" pulse telsukotam kashtam.....raju garu 7000 untundi antunnaru, leka evado gottam gadu 6000 antunnad..ila antha heresay in case konnaa, manam kone lafdalo bits (ante 300-500 gajams) ki resale oche patiki entha istaru..asalu sale avutaya anedi kochen |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118775 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:24 pm: |     |
BUNTY717 nee lekka kuda cheppu... mottham entha nee out of pocket vellindhi till date? ne apartment current worth entha ? |
   
Biriyani
Side Hero Username: Biriyani
Post Number: 8151 Registered: 03-2012 Posted From: 108.35.151.124
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:24 pm: |     |
Bunty717:0% 15 months balance transfer untaadi kada.. 15k @8% ki inka sambara padipotunnavu eti..
cash avasaram ayyi.... |
   
Bunty717
Moderator Username: Bunty717
Post Number: 33526 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:23 pm: |     |
Biriyani:US lo personal loan ayithe apply in any credit union banks....mee credit history ni batti 8-10% range lo untundi interest... naaku 25K appl apply chesthe,,, counter offer chesadu 15K@8%....vesesaaaa...next week ade bank lo maa friend apply chesadu...vadiki 10K counter offer @10% chesadu....iddari credit history oke range lo undi...iddaram okesari vaccham US ku...still i got better deal...
0% 15 months balance transfer untaadi kada.. 15k @8% ki inka sambara padipotunnavu eti.. andariki golden heart PK telusu.. naaku KF telusu.. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118774 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:22 pm: |     |
JPROCKSOO entii vellu nuvvu laabham pondaav antunnaru ?? Zero nunchi as on current varaku mottham lekka cheppu 1) downpayment entha ? 2) EMI lu plus total loan payoff entha ? 3) current value of ur VILLAAA (rajamundry lo...) entha ? |
   
Netsaint
Side Hero Username: Netsaint
Post Number: 7374 Registered: 05-2008 Posted From: 49.204.184.19
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:22 pm: |     |
Ntr_rocks:
G+2 ante, 3rd floor lo penthouse ani cheppi, flats ani kattesi ammesinollu unnnaru. G lo parking motham undali ante, watchman kosam saaku ani oka flat esi ammesinollu unnaru. avi anni thappey but still bankulu motham loans techunnnaru.. desam lo any thing possible My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ |
   
Pavala
Hero Username: Pavala
Post Number: 17168 Registered: 02-2008 Posted From: 80.162.58.115
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:22 pm: |     |
Saint:inflation/growth. u cannt blame banks in india
lk gaallu rbi repo rate penchina next day interest penchuthaar...thagginchinappudu one year dhaaka perigina rate unchuthaar bewarse kojjax gaallu EMC2: Thalli kani pellam kani state ni dochukuntunappudu eppudina enduku ila chesthunnavu ani adigara.. Pulpfiction: nee bank balance ( dont take personal ) emannaaa taggindhaaa ? |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 52253 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:21 pm: |     |
Saint: obvious kada...bank vadu resale value choosthadu..villages lo enduku isthadu loans? so villageslo thogadia loans chala vuntayi..andulo rendu moodu set cheyyi ..ipoddi...
Eeda annai...4-5 lakhs kante ekuva ivvatledu...4-5 lacs asalki loan enduku manaki... |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118773 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:20 pm: |     |
Saint:India lo place ledu..lots lekka ekaralu vasthe seap gaa ekkada ina kallu muskuni koneyandi..
land is not the context here...land investment in india #1 business and wise investment...tofic loan tho apartment konadam
Jp_rocks:alternative enti? ikkada illu tiskovala?
india lo land or india lo FD or ikkada stocks lo games |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 52252 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:20 pm: |     |
US lo personal loan kavali ante manchi Credit history vunte Wells Fargo lo try cheyandi... |
   
Saint
Hero Username: Saint
Post Number: 15090 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:19 pm: |     |
Ntr_rocks:Cities and towns lo better inka...villages lo aithe torture pedutunanru... Panchayiti lo land vunte loan ivvam antunnaru, interest taravata... Muncipial corp lo aithe apt konukovataniki loan istadu anta... ee scenario evaranna face cheste, meeru ela handle chesaro light eyandi
obvious kada...bank vadu resale value choosthadu..villages lo enduku isthadu loans? so villageslo thogadia loans chala vuntayi..andulo rendu moodu set cheyyi ..ipoddi... |
   
Biriyani
Side Hero Username: Biriyani
Post Number: 8150 Registered: 03-2012 Posted From: 108.35.151.124
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:19 pm: |     |
US lo personal loan ayithe apply in any credit union banks....mee credit history ni batti 8-10% range lo untundi interest... naaku 25K appl apply chesthe,,, counter offer chesadu 15K@8%....vesesaaaa...next week ade bank lo maa friend apply chesadu...vadiki 10K counter offer @10% chesadu....iddari credit history oke range lo undi...iddaram okesari vaccham US ku...still i got better deal... |
   
Saint
Hero Username: Saint
Post Number: 15089 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:18 pm: |     |
Pavala:worst lk gaallu india lo bank saale gaallu
inflation/growth. u cannt blame banks in india |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 52251 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:18 pm: |     |
Cities and towns lo better inka...villages lo aithe torture pedutunanru... Panchayiti lo land vunte loan ivvam antunnaru, interest taravata... Muncipial corp lo aithe apt konukovataniki loan istadu anta... ee scenario evaranna face cheste, meeru ela handle chesaro light eyandi |
   
Saint
Hero Username: Saint
Post Number: 15088 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:18 pm: |     |
Jp_rocks:apt kadu, i hate apts..villa.....bagane perigindi, oka 50 undaduuu?
cool..ante 40% perigindi kadaa..nuvvu katte interst ni beat chesindi kada? ade fixed deposit say 11% lo esav anukoo ade 25L..iyyaltiki entha ayyedi? |
   
Pavala
Hero Username: Pavala
Post Number: 17167 Registered: 02-2008 Posted From: 80.162.58.115
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:17 pm: |     |
worst lk gaallu india lo bank saale gaallu EMC2: Thalli kani pellam kani state ni dochukuntunappudu eppudina enduku ila chesthunnavu ani adigara.. Pulpfiction: nee bank balance ( dont take personal ) emannaaa taggindhaaa ? |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15522 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:17 pm: |     |
Onlytruth:ledhu anE cheppaga...nenu kuda nee lage chesaa...but maree 13.5%kaadhu le...jesht 9%
OK - alternative enti? ikkada illu tiskovala? |
   
Maverick
Legend Username: Maverick
Post Number: 45300 Registered: 01-2008 Posted From: 70.39.231.183
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:17 pm: |     |
>>but antha unda ? 25 lakhs difference ni beat jese antha ? anta unna lekapoina ento konta untundi..usa lo original price kante home value padipoye chance undi..that will never happen in india Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" |
   
Saint
Hero Username: Saint
Post Number: 15086 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:16 pm: |     |
Onlytruth: i am not sure...antha perugutunda ? anyways i am telling ONLY In case of appreciation unaccounted
konni sarlu avuddi..(anduke time bagunte ani seppa) but...nuvvu katte emi's for 5 years + other fees antha kalipithe entha avuddo..dani kante ekkuve peruguddi... ade US lo ithe price inko 20% down ayyi...80k house ki 100k loan kaduthunnattu vuntadi... India lo place ledu..lots lekka ekaralu vasthe seap gaa ekkada ina kallu muskuni koneyandi.. |
   
Netsaint
Side Hero Username: Netsaint
Post Number: 7373 Registered: 05-2008 Posted From: 49.204.184.19
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:16 pm: |     |
Bmw007:Mamalu please throw some light on home loans in India.
manchi builder ni pattuko mama. vallle annnni set chesi documentation full help prepare chesi, loans kooda ippinchestaru. it saves u all time and hassles. My Telugu Bhakthi Blog :http://gurugeetha.blogspot.com/ |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118772 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:14 pm: |     |
If indian rate appreciation offset interest % then no case....but antha unda ? 25 lakhs difference ni beat jese antha ? |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15521 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:14 pm: |     |
Saint:nuvvu nee erri pappa logics...nee apt rate entha ippudu?
apt kadu, i hate apts..villa.....bagane perigindi, oka 50 undaduuu? |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118771 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:13 pm: |     |
Jp_rocks: niku paina kinda oka 2 kilos egastra baruvu undi
ledhu anE cheppaga...nenu kuda nee lage chesaa...but maree 13.5%kaadhu le...jesht 9% |
   
Saint
Hero Username: Saint
Post Number: 15085 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:13 pm: |     |
Jp_rocks: too byad yaa..naakante meesalu levu, yedavani.. niku fresh ga pathina sawd grass lekka untai nikemaindi anyways, zindagi lo desam home loan tiskovaddu ani decide madtini..
nuvvu nee erri pappa logics...nee apt rate entha ippudu? remeber one thing always wrt india: ivvala 25 lakhs in hand vunte..after 3 years kooda same money vunte nee daggira...you can buy only 2/3 of what u can buy 3 yeas ago....its not same. ..US lo more or less +or-5% tho vuntadi..same to same... having said that...US lo dabbulu peekandi..India lo invest cheyyandi...but US lo dabbulu vache chance lekapothe..India lo ina peeki invest cheyandi.... |
   
Katthi
Side Hero Username: Katthi
Post Number: 8210 Registered: 07-2010 Posted From: 170.63.120.46
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:13 pm: |     |
OT .. nivu tikka shankarayya lekka matladutunnavu.. assume 2000 lo 20 laks apt vacchindi.. Adhi nivu konnavu.. you payid 28laks in loan.. loan evadu 30 years ettadu.. nri lu munde pay cheshestaru.. Ade aprtment ippudu 40 laks ayyindi. ippudu.. so in reality .. nivu konakunda the day india ki ellinappudu illu gurinchi chuste niku 1cr ettina radu.. first 20 laks petti konadam best aa.. final ga 1 cr pettadam best aa.? Papi gadu post este katthi la digali
|
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118770 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:12 pm: |     |
Saint:India lo after 5 years nee time bagunte 100% price rise tho ammukovachu...
i am not sure...antha perugutunda ? anyways i am telling ONLY In case of appreciation unaccounted |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15520 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:12 pm: |     |
Onlytruth:"nenu NRI ni nenu Peddha apartment konnaa india lo " ani soopinchukodaniki...vongo vongo vonage phone vongoo
sare, nuvvu magaadivi, niku paina kinda oka 2 kilos egastra baruvu undi - agreed janalaki alternative ivvavayyaa |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118769 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:11 pm: |     |
basic ga ekkuva mandhiki gujju takkuva doola......."nenu NRI ni nenu Peddha apartment konnaa india lo " ani soopinchukodaniki...vongo vongo vonage phone vongoo |
   
Saint
Hero Username: Saint
Post Number: 15084 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:10 pm: |     |
Onlytruth:To own a 35 Lakhs worth apartment in India, you need to pay $150K in 20 years To own $110K worth Condo in USA, you need to pay $146K in 20 years Rupees lo seppalante after 20 years you own 35 lakhs worth in INDIA vs 60 lakhs worth in USA Now tell me.........Konderriplu tappa evvaru india lo kondaru apartment(nenu okanni) sare USA lo job stability ledhO, $300K,$400K pettalekapote...just $110K petti CONDO konukkondiii ani peddhalu seppaaru...nenu validate chesaa...reshtttttt mee ishtam
india lo growth rate 8-9%..Us growth rate 1-2% India lo after 5% years nee time bagunte 100% price rise tho ammukovachu... Us lo after 5% ne time bad ithe nuvvu pettina dantlo 50% matash avvchu.... India lo place chala takkuva...US lo kaali place inka kuppal kuppal..rest nee endorsement |
   
Maverick
Legend Username: Maverick
Post Number: 45299 Registered: 01-2008 Posted From: 70.39.231.183
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:10 pm: |     |
>>Rupees lo seppalante after 20 years you own 35 lakhs worth in INDIA vs 60 lakhs worth in USA india lo appreciate avutai ga ikkada kante..that will offset the cost?? Who is this DB member? nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu" |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118768 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:09 pm: |     |
Onlytruth:Konderriplu tappa evvaru india lo kondaru* apartment(nenu okanni)
* Konaru |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15519 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:09 pm: |     |
Twitter:idhe conversation naaku 6yrs loan kattaka jarigindhi ..santhoshinchu neeku 3 yrse
too byad yaa..naakante meesalu levu, yedavani.. niku fresh ga pathina sawd grass lekka untai nikemaindi anyways, zindagi lo desam home loan tiskovaddu ani decide madtini.. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118767 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:08 pm: |     |
To own a 35 Lakhs worth apartment in India, you need to pay $150K in 20 years To own $110K worth Condo in USA, you need to pay $146K in 20 years Rupees lo seppalante after 20 years you own 35 lakhs worth in INDIA vs 60 lakhs worth in USA Now tell me.........Konderriplu tappa evvaru india lo kondaru apartment(nenu okanni) sare USA lo job stability ledhO, $300K,$400K pettalekapote...just $110K petti CONDO konukkondiii ani peddhalu seppaaru...nenu validate chesaa...reshtttttt mee ishtam |
   
Saint
Hero Username: Saint
Post Number: 15083 Registered: 01-2011 Posted From: 12.22.163.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:06 pm: |     |
bava... super kummeseyyi..... US lo max peeku...credit score entha vundi? vunte rendu cards apply cheyyi (manchi credit limit itchevi) discover vaadu personal loan emanna isthademo choodu...BOA vaaditho ee majjana godava padithe BT offer itchadu..ala evaritho anna godava padi choodu but problem emiti ante: ivanni short term (<1 year) pay cheyyalsi vasthundi... India lo loan ki problem emiti ante...initial processing fee oka 0.5-1.5 % vuntadi..adoka bokka inko bokka..first few years nuvvu mostly interest kadatha vuntavu...principal depreciate avvadu.... maroka bokka....most of them charge preclosing... neekunna inko option: existing properties ni petti loan teesukovachu...daniki same like housing range lone interest vuntadi...(if housing loan doesnt work) but loans baaga ravali ante LIC housing best antaru...NRIs ki ICICI bank/SBI bank good ani vinna... Naa daggira ICICI dilshuk nagar branch manager and office lo employee gaadi phone number vundali..choosi istha...aadu last time matladinappudu India ranavasaram ledu...property value lo 80% (house/apt) ki...site ithe some (70%) finance cehshtam ani cheppadu... |
   
Twitter
Megastar Username: Twitter
Post Number: 27022 Registered: 10-2009 Posted From: 69.118.124.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:06 pm: |     |
Jp_rocks:me: nenu 3 yrs loan kattina sandarbham ga emanna reward lu, award lu lantivi arrange chesaremo..avemi oddu le
idhe conversation naaku 6yrs loan kattaka jarigindhi ..santhoshinchu neeku 3 yrse |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 52250 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:03 pm: |     |
Jp_rocks:most worst home loans desam lo ne..2007 lo ma rjy lo illu tiskunte 13.5% esad - 1st home loan kavatam tho approval varake gurtundi, % may be reejanabul emo, manaki kavalsindi pelli, evadu mantralu sadimite emundi le ani adjust ho gaya..3 yrs gajji dog laga EMI lu katti, oka pali HDFC damager ki call chesi: me: evoyy, antha kulaasa na damager: sooperu me: nenu 3 yrs loan kattina sandarbham ga emanna reward lu, award lu lantivi arrange chesaremo..avemi oddu le damager: plain text congratulations email pampicham me: madichii me: by the by Mr. Kapilesh, inka entha kattali loanu..na EMI dhaatiki ee patiki sagam karigina ice cream ayyundaale na loanu damager: 25 lakhs me: adi loan amount kada damager: loan amount 25.5 lakhs me:
 |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15517 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:02 pm: |     |
Onlytruth:MOUNTAIN RED FLOWER kanna peddha word undi unte titte vanni..ledhu kabatti emi anadam ledhu ninnu.....
anesaruga 2007 housing PEAKKKK ani himalayas general direction lo supichad..nenu atu tirigi vongi santhakam pedutunte, kinda koskuni ellipoyad yelinati shani 2nd year effectuuu |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118766 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 03:00 pm: |     |
Jp_rocks:ma rjy lo illu tiskunte 13.5% esad
MOUNTAIN RED FLOWER kanna peddha word undi unte titte vanni..ledhu kabatti emi anadam ledhu ninnu..... |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118765 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:58 pm: |     |
Bmw007:US resources anni exhausted with recent transaction so need to take one in India
vaadu kuda exact ga US credit run methodology lone run jesthaadu ssn base meedha credit check so loan decline autundhi usa lo ayyettunte |
   
Bunty717
Moderator Username: Bunty717
Post Number: 33524 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:57 pm: |     |
Jp_rocks:most worst home loans desam lo ne..2007 lo ma rjy lo illu tiskunte 13.5% esad - 1st home loan kavatam tho approval varake gurtundi, % may be reejanabul emo, manaki kavalsindi pelli, evadu mantralu sadimite emundi le ani adjust ho gaya..3 yrs gajji dog laga EMI lu katti, oka pali HDFC damager ki call chesi: me: evoyy, antha kulaasa na damager: sooperu me: nenu 3 yrs loan kattina sandarbham ga emanna reward lu, award lu lantivi arrange chesaremo..avemi oddu le damager: plain text congratulations email pampicham me: madichii me: by the by Mr. Kapilesh, inka entha kattali loanu..na EMI dhaatiki ee patiki sagam karigina ice cream ayyundaale na loanu damager: 25 lakhs me: adi loan amount kada damager: loan amount 25.5 lakhs me:
lol.. andariki golden heart PK telusu.. naaku KF telusu.. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118764 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:57 pm: |     |
Entiodu:avunu..
hhahahahhahaha......koooo....njoy  |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118763 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:56 pm: |     |
Downpayment pakkana petti jeshhht loan amount meedha 20 yr loan chinna magic math chudandi : BUNTY717 INDIA LO $65K LOAN PETTI ILLU TEESUKUNNADU SIMBA USA LO $110K LOAN PETTI ILLU TEESUKUNNADU INDIA LOAN TOTAL PAID AMOUNT $150K USA LOAN TOTAL PAID AMOUNT $146K After 20 years, BUnty owns $65K worth xshit Simba owns $110K worth xshit * appreciation/depreciation UNACCOUNTED |
   
Jp_rocks
Moderator Username: Jp_rocks
Post Number: 15515 Registered: 06-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:55 pm: |     |
most worst home loans desam lo ne..2007 lo ma rjy lo illu tiskunte 13.5% esad - 1st home loan kavatam tho approval varake gurtundi, % may be reejanabul emo, manaki kavalsindi pelli, evadu mantralu sadimite emundi le ani adjust ho gaya..3 yrs gajji dog laga EMI lu katti, oka pali HDFC damager ki call chesi: me: evoyy, antha kulaasa na damager: sooperu me: nenu 3 yrs loan kattina sandarbham ga emanna reward lu, award lu lantivi arrange chesaremo..avemi oddu le damager: plain text congratulations email pampicham me: madichii me: by the by Mr. Kapilesh, inka entha kattali loanu..na EMI dhaatiki ee patiki sagam karigina ice cream ayyundaale na loanu damager: 25 lakhs me: adi loan amount kada damager: loan amount 25.5 lakhs me:  |
   
Katthi
Side Hero Username: Katthi
Post Number: 8209 Registered: 07-2010 Posted From: 170.63.120.46
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:48 pm: |     |
kurokoru.. mana ot anedi credit card ni 0% apr ki tosheshi.. line of credit entha unte antha zoomx nunchi transfer ettadame.. Papi gadu post este katthi la digali
|
   
Bmw007
Hero Username: Bmw007
Post Number: 10515 Registered: 10-2008 Posted From: 216.113.168.134
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:46 pm: |     |
Thanks for the advice mamalu..Na US resources anni exhausted with recent transaction so need to take one in India... 08/24/2012-167.4 lbs 02/8/2012-181.2 lbs 01/04/2012-187 lbs |
   
Kurrokurru
Comedian Username: Kurrokurru
Post Number: 1244 Registered: 01-2008 Posted From: 72.43.252.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:44 pm: |     |
Onlytruth:line of credit entha vosthe antha USA lo teesukoni india lo houseloan clear jeyyandi whoever have loan
Ikkada personal loan etc istara..eppudu try cheyyaledhu. |
   
Entiodu
Junior Artist Username: Entiodu
Post Number: 941 Registered: 02-2011 Posted From: 170.218.219.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:43 pm: |     |
Onlytruth:
itu vaipu vachinappudu oka sari kaluddam.. |
   
Entiodu
Junior Artist Username: Entiodu
Post Number: 940 Registered: 02-2011 Posted From: 170.218.219.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:41 pm: |     |
Onlytruth:
avunu.. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118762 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:40 pm: |     |
Entiodu:fast forward button nokkinattu vellipotundi..
lol....ante appude emaina subha vaarthaa.. |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 20961 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:40 pm: |     |
Katthi:India lo housing loan aa.a. 12 to 15% anta ga..
True US Lo manam oka 10K bank lo deposit sesthe one year CD ki vache interest rate hardly 1% adhe dabbu Rupees lo convert sesthe vacchedhi 9.5% SInce cost of borrowing is high for banks they charge more for the loans Ikkada US lo inflation damn low where as in India its around 9% yearly 15-20% hike in salary vs 0-3% hike in USA No Signature |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118761 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:39 pm: |     |
Andhrawala:7% ki dipperence just 220 endhi Nataraajaa
$s lo $220 per month difference ante ekkuve kadha 60K ki |
   
Entiodu
Junior Artist Username: Entiodu
Post Number: 939 Registered: 02-2011 Posted From: 170.218.219.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:39 pm: |     |
Onlytruth:Howz new life ?
fast forward button nokkinattu vellipotundi.. |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 20960 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:37 pm: |     |
Onlytruth:whatever ! 30 lakhs loan @ 3%, 10% respectively anukunte USA EMI $579 INDIA EMI $793 Am i doing math correct ? or missing something ?
thappu sesthunnavu 7% ki dipperence just 220 endhi Nataraajaa No Signature |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118757 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:37 pm: |     |
Bunty717:53.** nunche kada 55 ayindi.. daaniki enduku inta lolli..
mee peddhollunnaree.....chadastham ! 93% ki 95% ki marks jeshhhhhhhhhhhhhttt 2% ye gaa kaadhu...oka stage daataka every mark ki rangu paduddhi...first 80-85 prati addamaina vedhava ki vastunnayi iyyala repu....adhe logic ikkada kuda eskoo ! 50-53 eppuduuuuuuu untundhi....55 unnappude kottinode kinggggg |
   
Rahul
Junior Artist Username: Rahul
Post Number: 397 Registered: 12-2010 Posted From: 198.176.189.201
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:36 pm: |     |
Onlytruth:USA lo 3% or less interest vadilesi 10% rate ki india lo appu tesukovadam anedhi ..ikkada job stability leni H1 vallu cheyyali Ledhaa india lo parents kosamO self ko aithe cheyyali rest all bokka ani na idhi adhi
India lo loan 10 years istahdu kada ikakda H1 meeda vunte antha time vundadu kada for personal loan ?? |
   
Katthi
Side Hero Username: Katthi
Post Number: 8204 Registered: 07-2010 Posted From: 170.63.120.46
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:36 pm: |     |
India lo housing loan aa.a. 12 to 15% anta ga.. Papi gadu post este katthi la digali
|
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118756 Registered: 01-2007 Posted From: 64.94.26.254
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:35 pm: |     |
Bunty717:
LOL nannu kuda vongo bedathaa unnaadu 9% lo pattina....india lo loan teesi padadobbali edho okati chesi |
   
Bunty717
Moderator Username: Bunty717
Post Number: 33522 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:35 pm: |     |
Onlytruth:55 undhi remittance rate....kummi denkandi ee week lo ittantivi emaina unte line of credit entha vosthe antha USA lo teesukoni india lo houseloan clear jeyyandi whoever have loan
annai morning nunchi eti nee allari ee remmitance ani.. edo 40 nunchi 55 ayinattu.. 53.** nunche kada 55 ayindi.. daaniki enduku inta lolli.. andariki golden heart PK telusu.. naaku KF telusu.. |
   
Farmer
Side Hero Username: Farmer
Post Number: 8120 Registered: 03-2012 Posted From: 74.63.112.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:35 pm: |     |
btw, u can do the paperwork from here...no need to go to india...but aaa paper eee paper ani chava dobbs.... |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118755 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:33 pm: |     |
55 undhi remittance rate....kummi denkandi ee week lo ittantivi emaina unte line of credit entha vosthe antha USA lo teesukoni india lo houseloan clear jeyyandi whoever have loan |
   
Bunty717
Moderator Username: Bunty717
Post Number: 33521 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:33 pm: |     |
Onlytruth:whatever ! 30 lakhs loan @ 3%, 10% respectively anukunte USA EMI $579 INDIA EMI $793 Am i doing math correct ? or missing something ?
nen almost same amount ki 10yrs ki 850 pmi katevaadini.. 2-3 months taravatha matter artham ayi full pay chesaaa andariki golden heart PK telusu.. naaku KF telusu.. |
   
Farmer
Side Hero Username: Farmer
Post Number: 8119 Registered: 03-2012 Posted From: 74.63.112.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:32 pm: |     |
india loo appu theeskoni apt konatam sudhdha dhandaga...unless u have a real need... |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118754 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:31 pm: |     |
Bunty717:NRI's ki 20yrs loan istaraa annai.. naaku 10yrs ki icheru..
whatever ! 30 lakhs loan @ 3%, 10% respectively anukunte USA EMI $579 INDIA EMI $793 Am i doing math correct ? or missing something ? |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 20958 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:30 pm: |     |
India lo typical gaa 20 year loan ki EMI will be Rs 1K per one lakh of loan vuntundhii No Signature |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 20957 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:29 pm: |     |
Bmw007:Mamalu please throw some light on home loans in India. 1.which bank is better 2.how much are the rates. 3.Do i have to go to India to sign the paper work or can i do it from here 4.Which loan is better if i plan to payoff early. Any banks here in US which can give loans to buy property in India?
ICICI abank and HDFC Bank konchem aggressuive gaa easy gaa isthaayi My guess housing loan interest could be arond 12% easily Manam bank lo vesukune dabbukee we get nearly 9-10% interest vasthundhi kathaa Best bet is take 20-30K or so cash advance on credit card for 3% transfer fee and pay it off in one year Neeku kavaalsina motham amount enthaa Ikkadnunchi loan ante ICICI ivvocchu No Signature |
   
Bunty717
Moderator Username: Bunty717
Post Number: 33520 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:28 pm: |     |
Onlytruth: INDIA lo loan for 20 years ante
NRI's ki 20yrs loan istaraa annai.. naaku 10yrs ki icheru.. andariki golden heart PK telusu.. naaku KF telusu.. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118753 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:27 pm: |     |
"30 LAKHS rupees apartment" INDIA lo loan for 20 years ante USA lo $332 kattali EMI INDIA lo $579 kadataam EMI vongo vongo vongooo... p.s: nenu vongunna |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 52248 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:26 pm: |     |
Onlytruth:india lo parents kosamO self ko aithe cheyyali
parents or mana kosam kakunda inkevari kosam chestaru India lo home |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118752 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:22 pm: |     |
Entiodu:
Howz new life ? |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 118751 Registered: 01-2007 Posted From: 64.94.26.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:21 pm: |     |
USA lo 3% or less interest vadilesi 10% rate ki india lo appu tesukovadam anedhi ..ikkada job stability leni H1 vallu cheyyali Ledhaa india lo parents kosamO self ko aithe cheyyali rest all bokka ani na idhi adhi |
   
Entiodu
Junior Artist Username: Entiodu
Post Number: 938 Registered: 02-2011 Posted From: 170.218.219.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:09 pm: |     |
10.5% interest LIC |
   
Entiodu
Junior Artist Username: Entiodu
Post Number: 937 Registered: 02-2011 Posted From: 170.218.219.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:08 pm: |     |
Annai, LIC best, 6 months tarvata payoff cheyochu without any charge.. |
   
Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 21812 Registered: 02-2009
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:05 pm: |     |
Bmw007:
wifey kajin desham lo house loan few years katti, aa int rates D'leka ikkada CC paina loan teesukuni motham kattadu CC int was lesser |
   
Bmw007
Hero Username: Bmw007
Post Number: 10514 Registered: 10-2008 Posted From: 216.113.168.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 22, 2013 - 02:02 pm: |     |
Mamalu please throw some light on home loans in India. 1.which bank is better 2.how much are the rates. 3.Do i have to go to India to sign the paper work or can i do it from here 4.Which loan is better if i plan to payoff early. Any banks here in US which can give loans to buy property in India? 08/24/2012-167.4 lbs 02/8/2012-181.2 lbs 01/04/2012-187 lbs |