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Bumbumbole
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Username: Bumbumbole

Post Number: 3019
Registered: 08-2012
Posted From: 170.170.59.139

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Posted on Monday, February 04, 2013 - 03:45 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Blackmamba:

maa lanti pillakayalu emi teesukovalo suggest seyyand kodgaaa




1 crore policy for 30 years term teesuko :D
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Bumbumbole
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Post Number: 3018
Registered: 08-2012
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Posted on Monday, February 04, 2013 - 03:44 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

LIC policy 30 years dhi teesukunte better.. it will server the purpose
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Blackmamba
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Username: Blackmamba

Post Number: 24537
Registered: 05-2010

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Posted on Monday, February 04, 2013 - 02:02 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

maa lanti pillakayalu emi teesukovalo suggest seyyand kodgaaa
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Jacksparrow
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Username: Jacksparrow

Post Number: 5625
Registered: 07-2008
Posted From: 89.234.93.250

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Posted on Monday, February 04, 2013 - 01:58 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Coolmac:

worstes policy laga vunsdhi idhi... nen eppudo 10yrs back oka LIC policy teeskunna...yearly 4K premium...5lacs at the end of 23yrs..


18yrs appudu doble istarannai... like 21 lks... or 25lks @ 21yrs... also u r covered for 100yrs... so incase of death u get 10 lks again...
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Reentry
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Username: Reentry

Post Number: 1875
Registered: 06-2009
Posted From: 65.198.163.148

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Posted on Monday, February 04, 2013 - 01:48 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Redbull thammi

NRIs ki PPF not allowed kada??
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Redbull
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Username: Redbull

Post Number: 1597
Registered: 03-2009
Posted From: 93.96.98.64

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Posted on Monday, February 04, 2013 - 01:15 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

If u are not able to take risk...and if u hv nt taken citizenship of other country...

Just put 1 lakh each year in ppf account..and 15 years tharuvaatha 30 lakhs vastundhi..if u can open one more account in ur wifes name other 30 lakhs...

If any one out there is paying more than 1 lakh for insurance premium.. And if u are considering that as primary investment or retirement fund. Or fund for ur kids education/ marriage .. Then i am laughing out with my ***
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Coolmac
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Username: Coolmac

Post Number: 17853
Registered: 05-2007
Posted From: 65.170.103.156

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Posted on Monday, February 04, 2013 - 01:08 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jacksparrow:

60K per year premium for 10lkhs insurance over 18yrs...




worstes policy laga vunsdhi idhi... nen eppudo 10yrs back oka LIC policy teeskunna...yearly 4K premium...5lacs at the end of 23yrs..
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King
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Username: King

Post Number: 4398
Registered: 08-2008
Posted From: 208.185.201.194

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Posted on Monday, February 04, 2013 - 12:29 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Acf:

years india ku permanent ga return avuthe insurance paristhithi enti?



even I am interested to know. You can pay it annually and probably I will maintain my US Checking account even if I move to India and fund it from India for my payments.
Ashton - I'm living an Amish lifestyle. so far so good.
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King
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Username: King

Post Number: 4397
Registered: 08-2008
Posted From: 208.185.201.194

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Posted on Monday, February 04, 2013 - 12:28 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Parugu:

US lo manchi term insurances cheppandi, thanks



I brought recently from NYL 1Mil@ $60/Month. Term for 20 years
I dont think NYL has term for 30 years.
Ashton - I'm living an Amish lifestyle. so far so good.
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Acf
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Username: Acf

Post Number: 605
Registered: 01-2008
Posted From: 38.109.75.245

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Posted on Monday, February 04, 2013 - 12:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

US lo term insurance theesukunaka after few years india ku permanent ga return avuthe insurance paristhithi enti? every year from india premiums pay chesthe valid ena?
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Hero
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Username: Hero

Post Number: 3054
Registered: 09-2009
Posted From: 108.65.110.4

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Posted on Monday, February 04, 2013 - 12:21 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Feelgud:

malla jeevan anaand teesukuntaru.



\
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Feelgud
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Username: Feelgud

Post Number: 436
Registered: 06-2009
Posted From: 122.167.84.79

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Posted on Monday, February 04, 2013 - 12:10 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Parugu:




Us is known for best term insuranace polices in the world .. Vetillo policy payout ratio yekkuva vuntundo daaninki velladAme .. In india LiC has 97%
www.TheLinuxDesk.com
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Parugu
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Username: Parugu

Post Number: 470
Registered: 07-2012
Posted From: 192.234.2.24

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Posted on Monday, February 04, 2013 - 12:00 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

US lo manchi term insurances cheppandi, thanks
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Feelgud
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Username: Feelgud

Post Number: 435
Registered: 06-2009
Posted From: 122.167.84.79

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Posted on Monday, February 04, 2013 - 11:58 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Tom,Redbull, Hero my 5* .. Nenu yentha mandiki motthukuni cheppina malla jeevan anaand teesukuntaru.. Mana valla psychology maradu..
www.TheLinuxDesk.com
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Jacksparrow
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Username: Jacksparrow

Post Number: 5622
Registered: 07-2008
Posted From: 89.234.93.250

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Posted on Monday, February 04, 2013 - 11:51 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Redbull:

Assalu insurance is a investment ani manaku baagaa athikichaaru....choodandi..agents..vaallani thannali first


agents gallani urikinchi kottali they just encash the ignorance... oka ulip suggest chesaru last week... charges etc enthara ani chooste 15% per year undi.... deenemma jeevitham manam katte 1.5 years premium charges rupam lone saripotundi over 10yrs ulip term... agents bagu paddam tappa emi ledu...
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Hero
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Username: Hero

Post Number: 3053
Registered: 09-2009
Posted From: 108.65.110.4

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Posted on Monday, February 04, 2013 - 11:26 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Redbull:

...if u put money in worst performing mutual fund..its returns will be 3 times more than what insurance gives you in 15 years




Scam ni investment ani ammesar...ofcourse 80's lo india lo RE market ledu
stock market ledu..so no choice..

ippudu kooda danilo money pettadam...pure ignorance
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Rk9
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Username: Rk9

Post Number: 2292
Registered: 10-2009
Posted From: 76.127.58.210

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Posted on Monday, February 04, 2013 - 11:25 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

LIC policy is for future safety not for investment.
yenni fixed assets vunna fixed income vundali retirement age lo, ofcourse ikkada settle ayithe 401k vasthundi adi kooda saripothundo ledo doubt inflation lo

ikkada vunna young NRI's ki inka kinda manta teliyatam ledu pillalu, valla studies, mortagage, age valan vache health issues and retirement etc ...ki kaavalsina money
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Cinejeevi
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Username: Cinejeevi

Post Number: 2108
Registered: 09-2010
Posted From: 69.147.191.50

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Posted on Monday, February 04, 2013 - 11:22 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

nenu rendu policies teesukunna. anni kalipi year ki 2L INR paine kattali.

girl kids ki edo special policy undi. once term ends, they give back the money and for rest of their life girls get some 15K or 20K per year ...

Note: I have a friend who is handicapped and need some help. so atani kosam kattanu policy... lekapote ledu..
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Redbull
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Username: Redbull

Post Number: 1596
Registered: 03-2009
Posted From: 195.43.48.145

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Posted on Monday, February 04, 2013 - 11:22 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

Stashing some money for kids education or marriage




you have better tools for this
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Redbull
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Username: Redbull

Post Number: 1595
Registered: 03-2009
Posted From: 195.43.48.145

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Posted on Monday, February 04, 2013 - 11:22 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Assalu insurance is a investment ani manaku baagaa athikichaaru....choodandi..agents..vaallani thannali first

please never invest in LIC for investment..its just life safety..only have term policy or worst case lo health riders...

no endowment policys please...if u put money in worst performing mutual fund..its returns will be 3 times more than what insurance gives you in 15 years
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Andhrawala
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Username: Andhrawala

Post Number: 17998
Registered: 03-2008
Posted From: 152.51.56.1

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Posted on Monday, February 04, 2013 - 11:20 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Tombrady:

em benefit vayya life insurance ante simple if x or y dies

it helps his family adi main thing adi odilesi...10 lkhs ki

coverage after 10 yrs emi help avvuddi family ki...returns antava

invest in MF's u ll get more money than this...INSURANCE should not be

mixed with investment period




Stashing some money for kids education or marriage
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Hero
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Username: Hero

Post Number: 3052
Registered: 09-2009
Posted From: 108.65.110.4

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Posted on Monday, February 04, 2013 - 11:20 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

LIC plans are drafted in 1970/80's for middle class indians
public sector/bank/private/low income. employees

not for NRI's...invest in RE or Stock market...
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Jodhaa
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Username: Jodhaa

Post Number: 25867
Registered: 02-2008
Posted From: 69.174.58.116

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Posted on Monday, February 04, 2013 - 11:19 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

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Rk9
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Username: Rk9

Post Number: 2291
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Posted From: 76.127.58.210

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Posted on Monday, February 04, 2013 - 11:11 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Coverage 35 laks

1.52 lak per annum

Term 20 years

Pension Rs 50,000 per month from 60 to 75 years (total 15 years)
Any time (now or 65 years or 100 years etc..) after death Rs 35 laks to your family
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Hero
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Post Number: 3051
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Posted From: 108.65.110.4

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Posted on Monday, February 04, 2013 - 11:07 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Feelgud:

Insurance should be like insurance . Dont combine investment with insurance




perfect ...dont mix investment with insurance

term life insurance tisukondi...

then invest in RE or stock market

dont use insurance as investement option..
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Tombrady
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Username: Tombrady

Post Number: 733
Registered: 05-2012
Posted From: 216.163.216.5

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Posted on Monday, February 04, 2013 - 11:00 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Andhrawala:

Term life u never see the benfit when u are alive

Jeevan Anad, Komal etc have some money stashed which u can dig in ur bad times




em benefit vayya life insurance ante simple if x or y dies

it helps his family adi main thing adi odilesi...10 lkhs ki

coverage after 10 yrs emi help avvuddi family ki...returns antava

invest in MF's u ll get more money than this...INSURANCE should not be

mixed with investment period
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Andhrawala
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Username: Andhrawala

Post Number: 17997
Registered: 03-2008
Posted From: 152.51.56.1

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Posted on Monday, February 04, 2013 - 10:58 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Term life u never see the benfit when u are alive

Jeevan Anad, Komal etc have some money stashed which u can dig in ur bad times
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Tombrady
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Username: Tombrady

Post Number: 730
Registered: 05-2012
Posted From: 216.163.216.5

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Posted on Monday, February 04, 2013 - 10:56 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

life insurance coverage should be 10 times ur salary antaru


10 times kakunna 5 times vunna better ee
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Tombrady
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Username: Tombrady

Post Number: 729
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Posted From: 216.163.216.5

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Posted on Monday, February 04, 2013 - 10:55 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jacksparrow:

yes, last week soostunna abt these policies... agents vachi they try to sell only ulips and general products... tey dont tell abt term insurnace at all... koddiga research chesaka jeevan anmol ki fix ayya... 20yrs term insurance for 20lkhs with just one single premium of 70K...




becoz agents wont get money for pure term insurances if they sell...UlIP products ni baga promote chestharu for more money ..ppl think its a investment but its not..
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Jacksparrow
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Username: Jacksparrow

Post Number: 5620
Registered: 07-2008
Posted From: 89.234.93.250

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Posted on Monday, February 04, 2013 - 10:55 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


2009:


as feelgud and tom recommended term insurance ki fix aipondi... go with single premium option as well... u pay only half the amount as single premium when compared to yearly premiums over the duration of policy years... stick with lic :-) migatha antha complicated...
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Chillarodu
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Username: Chillarodu

Post Number: 2811
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Posted From: 173.162.149.129

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Posted on Monday, February 04, 2013 - 10:53 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

US lo take term insurance..when you are young... which will be very cheap..

Half million dollars .. premium would be around $400 per year...
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Jacksparrow
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Username: Jacksparrow

Post Number: 5619
Registered: 07-2008
Posted From: 89.234.93.250

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Posted on Monday, February 04, 2013 - 10:51 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Tombrady:

i feel idi chala nasty 10 lkhs coverage is nasty esp 18 yrs tarvatha

aa 10 lkhs deniki paniki raavu...i feel pure term insurance yrly 5-6k katti

25-30 lkhs coverage vunte good...high premium insurances are not good


yes, last week soostunna abt these policies... agents vachi they try to sell only ulips and general products... tey dont tell abt term insurnace at all... koddiga research chesaka jeevan anmol ki fix ayya... 20yrs term insurance for 20lkhs with just one single premium of 70K...
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Tombrady
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Username: Tombrady

Post Number: 728
Registered: 05-2012
Posted From: 216.163.216.5

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Posted on Monday, February 04, 2013 - 10:50 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Feelgud:

Insurance should be like insurance . Dont combine investment with insurance




exactly investment+insurance is scam...pure life term insurances are good
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Feelgud
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Username: Feelgud

Post Number: 434
Registered: 06-2009
Posted From: 122.167.84.79

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Posted on Monday, February 04, 2013 - 10:49 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Folks wokeup ... Insurance should be like insurance . Dont combine investment with insurance
www.TheLinuxDesk.com
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Tombrady
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Username: Tombrady

Post Number: 726
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Posted on Monday, February 04, 2013 - 10:46 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jacksparrow:

60K per year premium for 10lkhs insurance over 18yrs...




i feel idi chala nasty 10 lkhs coverage is nasty esp 18 yrs tarvatha

aa 10 lkhs deniki paniki raavu...i feel pure term insurance yrly 5-6k katti

25-30 lkhs coverage vunte good...high premium insurances are not good
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2009
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Username: 2009

Post Number: 1016
Registered: 07-2008
Posted From: 106.213.52.175

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Posted on Monday, February 04, 2013 - 10:43 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jodhaa:


AKKAYYA thanks...Basic Q?..how NRIs covered.if Risk happens when thé person Is in US.. Elza cover Avuthundi..
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Jacksparrow
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Username: Jacksparrow

Post Number: 5618
Registered: 07-2008
Posted From: 89.234.93.250

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Posted on Monday, February 04, 2013 - 10:41 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jodhaa:

Best antey...jeevan anand oka appudu super hit policy..adhi inka undho ledho thelvadhu.


idi still offered... 60K per year premium for 10lkhs insurance over 18yrs...
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Stud
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Username: Stud

Post Number: 2851
Registered: 04-2008
Posted From: 75.72.61.219

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Posted on Monday, February 04, 2013 - 10:41 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jodhaa:


Jodhaa




Kid ki India lo emanna theeskunnara?
http://www.vegesnafoundation.org/
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Feelgud
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Username: Feelgud

Post Number: 433
Registered: 06-2009
Posted From: 122.167.84.79

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Posted on Monday, February 04, 2013 - 10:40 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Please take term insurance from LIC .. Jeevan anand all other are worst form of insurance
www.TheLinuxDesk.com
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Tombrady
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Username: Tombrady

Post Number: 722
Registered: 05-2012
Posted From: 216.163.216.5

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Posted on Monday, February 04, 2013 - 10:40 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

take pure life insurance dont take any crap money returning insurances

they ll have less coverage and high premiums waste of money
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Jodhaa
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Username: Jodhaa

Post Number: 25865
Registered: 02-2008
Posted From: 69.174.58.116

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Posted on Monday, February 04, 2013 - 10:38 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Parugu:

policy amounts tax filing appudu choopala?


eppudu choopinchaledhu mari..dont know if it is right or wrong.
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Parugu
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Username: Parugu

Post Number: 466
Registered: 07-2012
Posted From: 192.234.2.24

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Posted on Monday, February 04, 2013 - 10:36 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Jodhaa:

yep..idhari peru meedha 2 diff policies..okati Jeevan anand..okati Jeevan komal..premium around 1.8L per year for both.



policy amounts tax filing appudu choopala?
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Jodhaa
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Username: Jodhaa

Post Number: 25864
Registered: 02-2008
Posted From: 69.174.58.116

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Posted on Monday, February 04, 2013 - 10:35 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


2009:


yep..idhari peru meedha 2 diff policies..okati Jeevan anand..okati Jeevan komal..premium around 1.8L per year for both.

Best antey...jeevan anand oka appudu super hit policy..adhi inka undho ledho thelvadhu.
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2009
Comedian
Username: 2009

Post Number: 1015
Registered: 07-2008
Posted From: 106.213.52.175

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Posted on Monday, February 04, 2013 - 10:32 am:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Evaryina theesukunna vaallu vunnaara..if so elaanti policy recommond chestharu...

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