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Bumbumbole
Side Hero Username: Bumbumbole
Post Number: 3019 Registered: 08-2012 Posted From: 170.170.59.139
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 03:45 pm: |
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Blackmamba:maa lanti pillakayalu emi teesukovalo suggest seyyand kodgaaa
1 crore policy for 30 years term teesuko  |
   
Bumbumbole
Side Hero Username: Bumbumbole
Post Number: 3018 Registered: 08-2012 Posted From: 170.170.59.139
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 03:44 pm: |
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LIC policy 30 years dhi teesukunte better.. it will server the purpose |
   
Blackmamba
Moderator Username: Blackmamba
Post Number: 24537 Registered: 05-2010
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 02:02 pm: |
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maa lanti pillakayalu emi teesukovalo suggest seyyand kodgaaa |
   
Jacksparrow
Side Hero Username: Jacksparrow
Post Number: 5625 Registered: 07-2008 Posted From: 89.234.93.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 01:58 pm: |
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Coolmac:worstes policy laga vunsdhi idhi... nen eppudo 10yrs back oka LIC policy teeskunna...yearly 4K premium...5lacs at the end of 23yrs..
18yrs appudu doble istarannai... like 21 lks... or 25lks @ 21yrs... also u r covered for 100yrs... so incase of death u get 10 lks again... |
   
Reentry
Comedian Username: Reentry
Post Number: 1875 Registered: 06-2009 Posted From: 65.198.163.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 01:48 pm: |
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Redbull thammi NRIs ki PPF not allowed kada?? |
   
Redbull
Comedian Username: Redbull
Post Number: 1597 Registered: 03-2009 Posted From: 93.96.98.64
Rating:  Votes: 1 (Vote!) | | Posted on Monday, February 04, 2013 - 01:15 pm: |
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If u are not able to take risk...and if u hv nt taken citizenship of other country... Just put 1 lakh each year in ppf account..and 15 years tharuvaatha 30 lakhs vastundhi..if u can open one more account in ur wifes name other 30 lakhs... If any one out there is paying more than 1 lakh for insurance premium.. And if u are considering that as primary investment or retirement fund. Or fund for ur kids education/ marriage .. Then i am laughing out with my *** |
   
Coolmac
Hero Username: Coolmac
Post Number: 17853 Registered: 05-2007 Posted From: 65.170.103.156
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 01:08 pm: |
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Jacksparrow:60K per year premium for 10lkhs insurance over 18yrs...
worstes policy laga vunsdhi idhi... nen eppudo 10yrs back oka LIC policy teeskunna...yearly 4K premium...5lacs at the end of 23yrs.. |
   
King
Side Hero Username: King
Post Number: 4398 Registered: 08-2008 Posted From: 208.185.201.194
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 12:29 pm: |
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Acf:years india ku permanent ga return avuthe insurance paristhithi enti?
even I am interested to know. You can pay it annually and probably I will maintain my US Checking account even if I move to India and fund it from India for my payments. Ashton - I'm living an Amish lifestyle. so far so good. |
   
King
Side Hero Username: King
Post Number: 4397 Registered: 08-2008 Posted From: 208.185.201.194
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 12:28 pm: |
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Parugu:US lo manchi term insurances cheppandi, thanks
I brought recently from NYL 1Mil@ $60/Month. Term for 20 years I dont think NYL has term for 30 years. Ashton - I'm living an Amish lifestyle. so far so good. |
   
Acf
Junior Artist Username: Acf
Post Number: 605 Registered: 01-2008 Posted From: 38.109.75.245
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 12:25 pm: |
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US lo term insurance theesukunaka after few years india ku permanent ga return avuthe insurance paristhithi enti? every year from india premiums pay chesthe valid ena? |
   
Hero
Side Hero Username: Hero
Post Number: 3054 Registered: 09-2009 Posted From: 108.65.110.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 12:21 pm: |
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Feelgud: malla jeevan anaand teesukuntaru.
\
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Feelgud
Junior Artist Username: Feelgud
Post Number: 436 Registered: 06-2009 Posted From: 122.167.84.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 12:10 pm: |
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Parugu:
Us is known for best term insuranace polices in the world .. Vetillo policy payout ratio yekkuva vuntundo daaninki velladAme .. In india LiC has 97% www.TheLinuxDesk.com |
   
Parugu
Junior Artist Username: Parugu
Post Number: 470 Registered: 07-2012 Posted From: 192.234.2.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 12:00 pm: |
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US lo manchi term insurances cheppandi, thanks |
   
Feelgud
Junior Artist Username: Feelgud
Post Number: 435 Registered: 06-2009 Posted From: 122.167.84.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:58 am: |
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Tom,Redbull, Hero my 5* .. Nenu yentha mandiki motthukuni cheppina malla jeevan anaand teesukuntaru.. Mana valla psychology maradu.. www.TheLinuxDesk.com |
   
Jacksparrow
Side Hero Username: Jacksparrow
Post Number: 5622 Registered: 07-2008 Posted From: 89.234.93.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:51 am: |
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Redbull:Assalu insurance is a investment ani manaku baagaa athikichaaru....choodandi..agents..vaallani thannali first
agents gallani urikinchi kottali they just encash the ignorance... oka ulip suggest chesaru last week... charges etc enthara ani chooste 15% per year undi.... deenemma jeevitham manam katte 1.5 years premium charges rupam lone saripotundi over 10yrs ulip term... agents bagu paddam tappa emi ledu... |
   
Hero
Side Hero Username: Hero
Post Number: 3053 Registered: 09-2009 Posted From: 108.65.110.4
Rating:  Votes: 2 (Vote!) | | Posted on Monday, February 04, 2013 - 11:26 am: |
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Redbull:...if u put money in worst performing mutual fund..its returns will be 3 times more than what insurance gives you in 15 years
Scam ni investment ani ammesar...ofcourse 80's lo india lo RE market ledu stock market ledu..so no choice.. ippudu kooda danilo money pettadam...pure ignorance |
   
Rk9
Side Hero Username: Rk9
Post Number: 2292 Registered: 10-2009 Posted From: 76.127.58.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:25 am: |
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LIC policy is for future safety not for investment. yenni fixed assets vunna fixed income vundali retirement age lo, ofcourse ikkada settle ayithe 401k vasthundi adi kooda saripothundo ledo doubt inflation lo ikkada vunna young NRI's ki inka kinda manta teliyatam ledu pillalu, valla studies, mortagage, age valan vache health issues and retirement etc ...ki kaavalsina money |
   
Cinejeevi
Side Hero Username: Cinejeevi
Post Number: 2108 Registered: 09-2010 Posted From: 69.147.191.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:22 am: |
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nenu rendu policies teesukunna. anni kalipi year ki 2L INR paine kattali. girl kids ki edo special policy undi. once term ends, they give back the money and for rest of their life girls get some 15K or 20K per year ... Note: I have a friend who is handicapped and need some help. so atani kosam kattanu policy... lekapote ledu.. |
   
Redbull
Comedian Username: Redbull
Post Number: 1596 Registered: 03-2009 Posted From: 195.43.48.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:22 am: |
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Andhrawala:Stashing some money for kids education or marriage
you have better tools for this |
   
Redbull
Comedian Username: Redbull
Post Number: 1595 Registered: 03-2009 Posted From: 195.43.48.145
Rating:  Votes: 2 (Vote!) | | Posted on Monday, February 04, 2013 - 11:22 am: |
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Assalu insurance is a investment ani manaku baagaa athikichaaru....choodandi..agents..vaallani thannali first please never invest in LIC for investment..its just life safety..only have term policy or worst case lo health riders... no endowment policys please...if u put money in worst performing mutual fund..its returns will be 3 times more than what insurance gives you in 15 years |
   
Andhrawala
Hero Username: Andhrawala
Post Number: 17998 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:20 am: |
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Tombrady:em benefit vayya life insurance ante simple if x or y dies it helps his family adi main thing adi odilesi...10 lkhs ki coverage after 10 yrs emi help avvuddi family ki...returns antava invest in MF's u ll get more money than this...INSURANCE should not be mixed with investment period
Stashing some money for kids education or marriage No Signature |
   
Hero
Side Hero Username: Hero
Post Number: 3052 Registered: 09-2009 Posted From: 108.65.110.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:20 am: |
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LIC plans are drafted in 1970/80's for middle class indians public sector/bank/private/low income. employees not for NRI's...invest in RE or Stock market... |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 25867 Registered: 02-2008 Posted From: 69.174.58.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:19 am: |
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Rk9
Side Hero Username: Rk9
Post Number: 2291 Registered: 10-2009 Posted From: 76.127.58.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:11 am: |
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Coverage 35 laks 1.52 lak per annum Term 20 years Pension Rs 50,000 per month from 60 to 75 years (total 15 years) Any time (now or 65 years or 100 years etc..) after death Rs 35 laks to your family |
   
Hero
Side Hero Username: Hero
Post Number: 3051 Registered: 09-2009 Posted From: 108.65.110.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:07 am: |
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Feelgud: Insurance should be like insurance . Dont combine investment with insurance
perfect ...dont mix investment with insurance term life insurance tisukondi... then invest in RE or stock market dont use insurance as investement option.. |
   
Tombrady
Junior Artist Username: Tombrady
Post Number: 733 Registered: 05-2012 Posted From: 216.163.216.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 11:00 am: |
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Andhrawala:Term life u never see the benfit when u are alive Jeevan Anad, Komal etc have some money stashed which u can dig in ur bad times
em benefit vayya life insurance ante simple if x or y dies it helps his family adi main thing adi odilesi...10 lkhs ki coverage after 10 yrs emi help avvuddi family ki...returns antava invest in MF's u ll get more money than this...INSURANCE should not be mixed with investment period |
   
Andhrawala
Hero Username: Andhrawala
Post Number: 17997 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:58 am: |
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Term life u never see the benfit when u are alive Jeevan Anad, Komal etc have some money stashed which u can dig in ur bad times No Signature |
   
Tombrady
Junior Artist Username: Tombrady
Post Number: 730 Registered: 05-2012 Posted From: 216.163.216.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:56 am: |
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life insurance coverage should be 10 times ur salary antaru 10 times kakunna 5 times vunna better ee |
   
Tombrady
Junior Artist Username: Tombrady
Post Number: 729 Registered: 05-2012 Posted From: 216.163.216.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:55 am: |
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Jacksparrow:yes, last week soostunna abt these policies... agents vachi they try to sell only ulips and general products... tey dont tell abt term insurnace at all... koddiga research chesaka jeevan anmol ki fix ayya... 20yrs term insurance for 20lkhs with just one single premium of 70K...
becoz agents wont get money for pure term insurances if they sell...UlIP products ni baga promote chestharu for more money ..ppl think its a investment but its not.. |
   
Jacksparrow
Side Hero Username: Jacksparrow
Post Number: 5620 Registered: 07-2008 Posted From: 89.234.93.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:55 am: |
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2009:
as feelgud and tom recommended term insurance ki fix aipondi... go with single premium option as well... u pay only half the amount as single premium when compared to yearly premiums over the duration of policy years... stick with lic migatha antha complicated... |
   
Chillarodu
Side Hero Username: Chillarodu
Post Number: 2811 Registered: 03-2008 Posted From: 173.162.149.129
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:53 am: |
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US lo take term insurance..when you are young... which will be very cheap.. Half million dollars .. premium would be around $400 per year... |
   
Jacksparrow
Side Hero Username: Jacksparrow
Post Number: 5619 Registered: 07-2008 Posted From: 89.234.93.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:51 am: |
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Tombrady:i feel idi chala nasty 10 lkhs coverage is nasty esp 18 yrs tarvatha aa 10 lkhs deniki paniki raavu...i feel pure term insurance yrly 5-6k katti 25-30 lkhs coverage vunte good...high premium insurances are not good
yes, last week soostunna abt these policies... agents vachi they try to sell only ulips and general products... tey dont tell abt term insurnace at all... koddiga research chesaka jeevan anmol ki fix ayya... 20yrs term insurance for 20lkhs with just one single premium of 70K... |
   
Tombrady
Junior Artist Username: Tombrady
Post Number: 728 Registered: 05-2012 Posted From: 216.163.216.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:50 am: |
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Feelgud:Insurance should be like insurance . Dont combine investment with insurance
exactly investment+insurance is scam...pure life term insurances are good |
   
Feelgud
Junior Artist Username: Feelgud
Post Number: 434 Registered: 06-2009 Posted From: 122.167.84.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:49 am: |
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Folks wokeup ... Insurance should be like insurance . Dont combine investment with insurance www.TheLinuxDesk.com |
   
Tombrady
Junior Artist Username: Tombrady
Post Number: 726 Registered: 05-2012 Posted From: 216.163.216.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:46 am: |
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Jacksparrow: 60K per year premium for 10lkhs insurance over 18yrs...
i feel idi chala nasty 10 lkhs coverage is nasty esp 18 yrs tarvatha aa 10 lkhs deniki paniki raavu...i feel pure term insurance yrly 5-6k katti 25-30 lkhs coverage vunte good...high premium insurances are not good |
   
2009
Comedian Username: 2009
Post Number: 1016 Registered: 07-2008 Posted From: 106.213.52.175
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:43 am: |
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Jodhaa:
AKKAYYA thanks...Basic Q?..how NRIs covered.if Risk happens when thé person Is in US.. Elza cover Avuthundi.. |
   
Jacksparrow
Side Hero Username: Jacksparrow
Post Number: 5618 Registered: 07-2008 Posted From: 89.234.93.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:41 am: |
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Jodhaa:Best antey...jeevan anand oka appudu super hit policy..adhi inka undho ledho thelvadhu.
idi still offered... 60K per year premium for 10lkhs insurance over 18yrs... |
   
Stud
Side Hero Username: Stud
Post Number: 2851 Registered: 04-2008 Posted From: 75.72.61.219
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:41 am: |
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Jodhaa: Jodhaa
Kid ki India lo emanna theeskunnara? http://www.vegesnafoundation.org/ |
   
Feelgud
Junior Artist Username: Feelgud
Post Number: 433 Registered: 06-2009 Posted From: 122.167.84.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:40 am: |
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Please take term insurance from LIC .. Jeevan anand all other are worst form of insurance www.TheLinuxDesk.com |
   
Tombrady
Junior Artist Username: Tombrady
Post Number: 722 Registered: 05-2012 Posted From: 216.163.216.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:40 am: |
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take pure life insurance dont take any crap money returning insurances they ll have less coverage and high premiums waste of money |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 25865 Registered: 02-2008 Posted From: 69.174.58.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:38 am: |
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Parugu:policy amounts tax filing appudu choopala?
eppudu choopinchaledhu mari..dont know if it is right or wrong. |
   
Parugu
Junior Artist Username: Parugu
Post Number: 466 Registered: 07-2012 Posted From: 192.234.2.24
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:36 am: |
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Jodhaa:yep..idhari peru meedha 2 diff policies..okati Jeevan anand..okati Jeevan komal..premium around 1.8L per year for both.
policy amounts tax filing appudu choopala? |
   
Jodhaa
Megastar Username: Jodhaa
Post Number: 25864 Registered: 02-2008 Posted From: 69.174.58.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:35 am: |
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2009:
yep..idhari peru meedha 2 diff policies..okati Jeevan anand..okati Jeevan komal..premium around 1.8L per year for both. Best antey...jeevan anand oka appudu super hit policy..adhi inka undho ledho thelvadhu. |
   
2009
Comedian Username: 2009
Post Number: 1015 Registered: 07-2008 Posted From: 106.213.52.175
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, February 04, 2013 - 10:32 am: |
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Evaryina theesukunna vaallu vunnaara..if so elaanti policy recommond chestharu... |