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Rebel
Hero Username: Rebel
Post Number: 17068 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 01:20 pm: |
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Andhrawala:Has this rule changed now??
maybe..never heard of this..6 month+ wait seems to be normal now.. |
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Andhrawala
Legend Username: Andhrawala
Post Number: 74911 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 01:14 pm: |
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Rebel:bedaru 6 months datina oka news ledu...dates current aina process 1 - 2 years pattetattu undi future lo..future is licked for h1's
Rebel bro, EAD 3 months lopu raakapothe local INS office kelthe temporary EAD isthaadu kathaa. Has this rule changed now?? No Signature |
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Rebel
Hero Username: Rebel
Post Number: 17067 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 01:09 pm: |
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Twotown: btw nee GC emaindhi? EAD vachese vuntaadi, Intw date/done?
bedaru 6 months datina oka news ledu...dates current aina process 1 - 2 years pattetattu undi future lo..future is licked for h1's pundu meeda karam inko 2 days lo na h1 expiring aina inka apply cheyledu....ee rojulu chestademo ani waiting.. |
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Mahiz
Side Hero Username: Mahiz
Post Number: 2593 Registered: 10-2012 Posted From: 162.246.76.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 12:51 pm: |
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Cool Indian.. I believe there is an zero cost option in fidelity which let's you invest in their Etf.. But that's passive investing.. General aithe 1 percent ekkuva anukuntunna brother.. Over the years they make crazy money.. Experts cheppali Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Rebel
Hero Username: Rebel
Post Number: 17064 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 12:50 pm: |
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Cool_indian:Fidelity is asking for 1.1% for a fund management under 500K. Worth it ?
No, y do u want to pay them ? fees are the killer for returns.. u can just invest in a plain index fund urself |
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Cool_indian
Side Hero Username: Cool_indian
Post Number: 3906 Registered: 02-2008 Posted From: 108.253.242.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 12:48 pm: |
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Mahiz:They take 0.25 percent because my account is less than 2 million $
Fidelity is asking for 1.1% for a fund management under 500K. Worth it ? |
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Mahiz
Side Hero Username: Mahiz
Post Number: 2592 Registered: 10-2012 Posted From: 162.246.76.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 12:47 pm: |
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King brother.. Returns ante I started end of 2017 and after that market went no where.. So I am not a right example.. But it follows jack Bogle philosophy.. They just invest in low cost index funds Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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King
Side Hero Username: King
Post Number: 3406 Registered: 08-2013 Posted From: 104.57.181.67
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 12:42 pm: |
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Mahiz:I have in betterment..
how are the returns? |
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Mahiz
Side Hero Username: Mahiz
Post Number: 2591 Registered: 10-2012 Posted From: 162.246.76.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 12:40 pm: |
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Vanguard better brother meeru citizen aithe.. Chala balanced funds free ga untayi.. Otherwise also advice wise ga better.. I have in betterment.. They take 0.25 percent because my account is less than 2 million $  Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Cool_indian
Side Hero Username: Cool_indian
Post Number: 3904 Registered: 02-2008 Posted From: 108.253.242.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 12:31 pm: |
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Mahiz:Cool Indian.. You need to do rollover.. Appudu mee 401k funds tho Ira lo invest chestharu.. You can do it in fidelity Vanguard betterment etc
If I let them manage it (invest etc), how much would they typically charge (%)? |
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Mahiz
Side Hero Username: Mahiz
Post Number: 2589 Registered: 10-2012 Posted From: 162.246.76.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 12:24 pm: |
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Cool Indian.. You need to do rollover.. Appudu mee 401k funds tho Ira lo invest chestharu.. You can do it in fidelity Vanguard betterment etc Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13477 Registered: 06-2013 Posted From: 165.225.34.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:57 am: |
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Vjawarrior:to contribute to a ira...income limits unnaya...like if u earn more than 150k joint...u cannot contribute to ira..alaa
Income limits here: https://www.fidelity.com/retirement-ira/contribution-limits- deadlines And I wasn't talking about income. Investment options. If you rolled over your 401K in an IRA account, you MAY not pick common stocks and invest. AFAIK, balanced funds untai. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Vjawarrior
Legend Username: Vjawarrior
Post Number: 37124 Registered: 02-2014 Posted From: 192.251.84.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:49 am: |
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Moviebuff001: Most IRAs also have limited investment options.
to contribute to a ira...income limits unnaya...like if u earn more than 150k joint...u cannot contribute to ira..alaa Power starrrrrrrrrr will rockkkkkkkkkkkkk |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13476 Registered: 06-2013 Posted From: 165.225.34.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:47 am: |
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Vjawarrior:ok...so 401k ni ira loki convert cheskoni...stocks lo pettochaa?
Most IRAs also have limited investment options. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Vjawarrior
Legend Username: Vjawarrior
Post Number: 37123 Registered: 02-2014 Posted From: 192.251.84.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:40 am: |
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Rebel:yes do a rollover not withdraw option
thnks buddy.. do u still have crapple shares u bought in 2010...i feel ur a millionnaire just with crapple stocks Power starrrrrrrrrr will rockkkkkkkkkkkkk |
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Rebel
Hero Username: Rebel
Post Number: 17063 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:39 am: |
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Vjawarrior:ok...so 401k ni ira loki convert cheskoni...stocks lo pettochaa?
yes do a rollover not withdraw option |
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Vjawarrior
Legend Username: Vjawarrior
Post Number: 37122 Registered: 02-2014 Posted From: 192.251.84.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:37 am: |
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Moviebuff001: IRA limit is 5500 right... Rest has to be invested in stocks or like.
ok...so 401k ni ira loki convert cheskoni...stocks lo pettochaa? Power starrrrrrrrrr will rockkkkkkkkkkkkk |
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Vjawarrior
Legend Username: Vjawarrior
Post Number: 37121 Registered: 02-2014 Posted From: 192.251.84.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:37 am: |
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Ysr2009: money IRA lo vunte, you have an option to any STock/ETF on the planet. ade 401K lo vunte, stocks you can buy are very limited
so my prev employer 401k ni nenu ira loki techukovachaa and invest in spy,qqq or google kind of stocks? how to do this? any restrictions on this? Power starrrrrrrrrr will rockkkkkkkkkkkkk |
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Cool_indian
Side Hero Username: Cool_indian
Post Number: 3903 Registered: 02-2008 Posted From: 108.253.242.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:35 am: |
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Vjawarrior:y dont u keep it like that and have the fund perform...IRA vala use enti?
Generally 401k's have much less investment options. IRA has wide variety of mutual funds etc. Thats why 401k's are generally better if they are managed under a managed provider. |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13475 Registered: 06-2013 Posted From: 165.225.34.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:34 am: |
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Vjawarrior:20k/year
IRA limit is 5500 right... Rest has to be invested in stocks or like. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6867 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:32 am: |
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>> IRA vala use enti? money IRA lo vunte, you have an option to any STock/ETF on the planet. ade 401K lo vunte, stocks you can buy are very limited |
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Rebel
Hero Username: Rebel
Post Number: 17062 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:32 am: |
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Vjawarrior:even if i withdraw smaller chunks...i still pay 30% if not more.
endure kadtav..u pay less than 15% if u withdraw in small chunks |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13474 Registered: 06-2013 Posted From: 165.225.34.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:31 am: |
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Vjawarrior:
No calculations but some summary here. https://www.nerdwallet.com/article/ira-vs-401k-retirement-ac counts _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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King
Side Hero Username: King
Post Number: 3405 Registered: 08-2013 Posted From: 66.128.17.123
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:30 am: |
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Ysr2009:Roth 401K ki no income limit
missed the 401k part. |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6866 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:29 am: |
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>> how can you contribute to Roth? I thought you cannot if your income exceeds 190 or 200K (couple) Roth 401K ki no income limit |
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Vjawarrior
Legend Username: Vjawarrior
Post Number: 37120 Registered: 02-2014 Posted From: 192.251.84.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:28 am: |
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Cool_indian:I am planning to rollover my 401K
y dont u keep it like that and have the fund perform...IRA vala use enti? Power starrrrrrrrrr will rockkkkkkkkkkkkk |
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Cool_indian
Side Hero Username: Cool_indian
Post Number: 3901 Registered: 02-2008 Posted From: 108.253.242.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:20 am: |
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Anyone have experience with managed rollover IRA's with companies like Fidelity ? I am planning to rollover my 401K from my previous company into an IRA and have it managed by someone like Fidelity. Anyone have experience with it like fees, performance etc ? |
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Vjawarrior
Legend Username: Vjawarrior
Post Number: 37119 Registered: 02-2014 Posted From: 192.251.84.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:20 am: |
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Moviebuff001:You will be missing out on company match.
some on ebelow mentioned that roth 401k is matchable by employer...i never tried it.. also tax rates after 20 years might be more...u never know... also for 131k gross...ur tax rate is still 30%...so u may save 6k in taxes due to deduction... 20year *6k = 120k now at retirement...if i have 600k 401k PF, i loose 180k straight...even if i withdraw smaller chunks...i still pay 30% if not more...if my pf becomes 1 million...god knows how much more i loose am i missing anything? Power starrrrrrrrrr will rockkkkkkkkkkkkk |
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Twotown
Hero Username: Twotown
Post Number: 12341 Registered: 09-2016 Posted From: 12.163.249.135
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:20 am: |
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Rebel:company match daaka contribute chesko 401k lo
HD company ki 5 to 6 match .. so doing.
Rebel:if no company match i personally don't invest in 401k if I am moving to india.
same case naadhi not doing ... Thankess annai. btw nee GC emaindhi? EAD vachese vuntaadi, Intw date/done? |
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Rebel
Hero Username: Rebel
Post Number: 17061 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:16 am: |
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Twotown:ee scenario lo 401K best?
401k is best suited if u retire in US... company match daaka contribute chesko 401k lo..if no company match i personally don't invest in 401k if I am moving to india. |
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Twotown
Hero Username: Twotown
Post Number: 12339 Registered: 09-2016 Posted From: 12.163.249.135
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:14 am: |
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HH income > 250K intlo only 1 401K wife dhi 3+ plus full contribution.. naaku ledhu 401K employer match ledhu kabatti , nenu teesukovatam best aa? plus roth 401K aa? next < 5 years lo gurantee jump desam ki ? kastam etc chepakandi .. adhi decided naalugu rallu back esukuni podham ani weightting anthe... ee scenario lo 401K best? |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13473 Registered: 06-2013 Posted From: 165.225.34.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:12 am: |
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Vjawarrior:roth 401k best no....if ur pay is 150k/year...and if you contribute 20k/year with a tax of 30% every year...now at retirement if your 401k grows to 1million, u can just take all of it with out tax naa...instead of loosing 300k in one shot???what am i mising here?
Assuming that you do not want to put anything in company sponsored 401K... 1. You will be missing out on company match. 2. You pay 30% tax today. and nothing at the time of withdrawal. But if you put 19K in your 401K, your current tax rate decreases to 25% let's say on 131K. 150K at 30% = 45K 131K at 25% = 32.75K You save on the tax you pay. Also, when you withdraw, you can potentially plan your 401K withdrawals to smaller limits and keep the tax rate low. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Rebel
Hero Username: Rebel
Post Number: 17060 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:09 am: |
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Vjawarrior:u can just take all of it with out tax naa...instead of loosing 300k in one shot???what am i mising here?
yes if that's what u want..u pay 30% for that.. instead u can pay 15% and yearly 100K teeskovachu 10 years lo.. he explains it better - https://thefinancebuff.com/case-against-roth-401k.html |
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Vjawarrior
Legend Username: Vjawarrior
Post Number: 37118 Registered: 02-2014 Posted From: 192.251.84.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:05 am: |
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Rebel: ex:high income ante 32% tax bracket anukundam..he is losing 32% of his annual salary right away.. withdrawal apudu lets say he draws 150K per year...since ours is a marginal tax code..less than 20% tax kadtadu
roth 401k best no....if ur pay is 150k/year...and if you contribute 20k/year with a tax of 30% every year...now at retirement if your 401k grows to 1million, u can just take all of it with out tax naa...instead of loosing 300k in one shot???what am i mising here? Power starrrrrrrrrr will rockkkkkkkkkkkkk |
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Rebel
Hero Username: Rebel
Post Number: 17059 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:04 am: |
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Humpty_dumpty:earnings tax free no?
yes...2nd scenario is for trad 401k.. in roth 401k - he pays 32% now and earnings/withdrawl free ade trad 401k lo ..now free..he pays less than 20% during withdrawal. |
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Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 38487 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 11:00 am: |
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Rebel:
earnings tax free no? "An employer-sponsored Roth 401(k) plan is similar to a traditional plan with one major exception. Contributions by employees are not tax-deferred but are made with after-tax dollars. Income earned on the account, from interest, dividends, or capital gains, is tax-free." |
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Rebel
Hero Username: Rebel
Post Number: 17058 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:54 am: |
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Humpty_dumpty:if he is getting high income now, and expects tax rates to remain same or higher during retirment roth 401 is a good choice antunaaru
its not good choice for high income folks at all... ex:high income ante 32% tax bracket anukundam..he is losing 32% of his annual salary right away.. withdrawal apudu lets say he draws 150K per year...since ours is a marginal tax code..less than 20% tax kadtadu roth 401k is useful for lower income people |
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Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 38485 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:41 am: |
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Rebel:
he is closer to retirement than majority of us if he is getting high income now, and expects tax rates to remain same or higher during retirment roth 401 is a good choice antunaaru my mgr doing it obviously his income is high now and expects to remain same or grow |
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Rebel
Hero Username: Rebel
Post Number: 17057 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:37 am: |
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King:how can you contribute to Roth? I thought you cannot if your income exceeds 190 or 200K (couple)
roth ira different from roth 401k - most employer's plan lo u can do either roth 401k or before tax 401k.. |
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King
Side Hero Username: King
Post Number: 3404 Registered: 08-2013 Posted From: 66.128.17.123
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:35 am: |
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Ysr2009: in Roth 401K..
how can you contribute to Roth? I thought you cannot if your income exceeds 190 or 200K (couple) |
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Cocanada
Legend Username: Cocanada
Post Number: 57242 Registered: 01-2008 Posted From: 72.201.13.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:35 am: |
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Rebel:
150, 300, 500 aa Completely licked  |
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Jalsa
Legend Username: Jalsa
Post Number: 36290 Registered: 02-2008 Posted From: 68.83.25.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:31 am: |
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Cocanada:Age muppee aaru
ee patiki 1 million lekapothey assam |
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Jalsa
Legend Username: Jalsa
Post Number: 36289 Registered: 02-2008 Posted From: 68.83.25.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:31 am: |
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All_day:Personal trading account $2 million sangathi enti?
same icon, same post |
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Rebel
Hero Username: Rebel
Post Number: 17055 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:28 am: |
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Andhrawala:for desis 401k is just another egg in the savings basket. not the only egg
adi neek annal..ee gen vallaki no eggs..most of them start careers here...no RE in india |
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Rebel
Hero Username: Rebel
Post Number: 17054 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:27 am: |
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Ysr2009:Because tax rates lo so low.. I am now making full contributions ( 19K this year ) in Roth 401K..
neek 401k concept ardham kale anukunta.. ur 401k amount will be deducted from top bracket..say ur in 24%...it will be deducted from that top..not from bottom...so doesn't matter if bottom tax brackets are low... |
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Andhrawala
Legend Username: Andhrawala
Post Number: 74901 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:13 am: |
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Rebel:How Much Should People Have Saved In Their 401Ks At Different Ages https://www.financialsamurai.com/how-much-should-one-have-in -their-401k-at-different-ages/
These things really doesnta pply to desis who don't start their career in this country. also desis invest in real estate in home country. for desis 401k is just another egg in the savings basket. not the only egg No Signature |
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Rebel
Hero Username: Rebel
Post Number: 17053 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:13 am: |
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Cocanada:Entha undakapothe licked? Please confirm. Age muppee aaru
avg balance in US for ppl ur age - 45k undalsina balance - 150K,300K or 500K depending on ur savings rate https://www.financialsamurai.com/the-latest-401k-balance-by- age-versus-the-recommended-amount-for-a-comfortable-retireme nt/ |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6864 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:07 am: |
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Because tax rates lo so low.. I am now making full contributions ( 19K this year ) in Roth 401K.. Employer match will always go into traditional 401K |
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Rebel
Hero Username: Rebel
Post Number: 17052 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:04 am: |
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How Much Should People Have Saved In Their 401Ks At Different Ages https://www.financialsamurai.com/how-much-should-one-have-in -their-401k-at-different-ages/
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Cocanada
Legend Username: Cocanada
Post Number: 57241 Registered: 01-2008 Posted From: 72.201.13.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:04 am: |
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Entha undakapothe licked? Please confirm. Age muppee aaru |
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Andhrawala
Legend Username: Andhrawala
Post Number: 74897 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 10:00 am: |
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Tax deductions at the time of bonus/salary payment is only advance payments. final liability is determined during filing of taxes Bonus 15K ante tax software calculates based on annual pay of 15*24 and deducts tax accordingly. No Signature |
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Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 38484 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 09:55 am: |
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Guru:Bonus higher tax untaada? I thought its based on total comp, no? Even if higher tax deducted, you can claim based on overall comp durinf tax filing anukunta
nuvv ilaa questions vesi naaku doubts teppinchaaav 2017 - i did not put anything from bonus taxed at 38%....tax refund is more when filed taxes 2018 - put max from bonus taxed at 10.7% on remaining ...fed, state, medicare, social 2019 - ee rojay padindhee...same put max from bonus ...same 10.something% on remaining wifey is contractor...no plan so maxing out on mine...with big pump from bonus at the beginning of the year year-end gains/losses will reflect on the initial boost ani following right wrong ...not sure |
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Guru
Hero Username: Guru
Post Number: 14187 Registered: 05-2009 Posted From: 98.221.21.126
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 09:36 am: |
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Alochinchu:
Final settlement lo chustar anukunta along with unused vacation |
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Alochinchu
Side Hero Username: Alochinchu
Post Number: 2336 Registered: 03-2008 Posted From: 65.51.27.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 09:25 am: |
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Guru:I see. Ma dantlo only annual payment around march untaady
what happens if employee terminates before the end of the year... will they cut final check or is it of Company advantage? |
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Guru
Hero Username: Guru
Post Number: 14186 Registered: 05-2009 Posted From: 172.94.91.54
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 09:24 am: |
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Moviebuff001:
Andhrawala:
I see. Ma dantlo only annual payment around march untaady |
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Chillarodu
Side Hero Username: Chillarodu
Post Number: 9929 Registered: 03-2008 Posted From: 183.82.225.13
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 09:23 am: |
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nen cheppan |
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Mahiz
Side Hero Username: Mahiz
Post Number: 2579 Registered: 10-2012 Posted From: 104.129.192.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 09:22 am: |
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Stalker Brother.. One simple flowchart to follow. https://i.imgur.com/fb7Dtmh.png Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Tombrady
Legend Username: Tombrady
Post Number: 67948 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 09:21 am: |
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$0 |
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Andhrawala
Legend Username: Andhrawala
Post Number: 74894 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 09:20 am: |
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//Typically employer contribution once a year untaady. Its not per pay check Guru bhayya - very few companies like IBM does that But majority companies do per paycheck No Signature |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13468 Registered: 06-2013 Posted From: 165.225.34.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 09:06 am: |
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Guru:Typically employer contribution once a year untaady. Its not per pay check
Not always. Employers that I am familiar with, match first 4% at 100 %. 5th% and 6th% at 50%. And at the end of the year, additional match based on company performance. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13467 Registered: 06-2013 Posted From: 172.56.14.96
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:56 am: |
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Stalker:check ur W2. 90% bonus will be added to ur salary whiel filing taxes
Depends on the employer. All my employers from the past deducted 401K contribution from Bonus too. Having said that, some employers give you the option to let the deduct or not and some don't deduct at all. Know your plan is the bottom line. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Stalker
Hero Username: Stalker
Post Number: 12338 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:53 am: |
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Guru:Typically employer contribution once a year untaady. Its not per pay check
ya adhe adhe naa meaning adhe shadow baa  Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Guru
Hero Username: Guru
Post Number: 14185 Registered: 05-2009 Posted From: 98.221.21.126
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:51 am: |
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Stalker:checks ki aa bonus amount ki equal ga bi-weekly contribution undadu..
Typically employer contribution once a year untaady. Its not per pay check |
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Stalker
Hero Username: Stalker
Post Number: 12337 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:44 am: |
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Alochinchu:
ardamayundi baa...thanks \hugs Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Stalker
Hero Username: Stalker
Post Number: 12336 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:41 am: |
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Mamamiya786:bonus confirm ga every year vaste ... daanni kuda toseyyochhu .....appudu employer contribution ki matching plus full bonus or partial bonus .
19k+employer match is the max kadannai... bonus 19k lo add ayuthe...konni year end pay checks ki aa bonus amount ki equal ga bi-weekly contribution undadu...ante aa biweekly amount ki tax paduddi is what I understand inka kotha equations cheppoddu, already burra padayundi  Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Alochinchu
Side Hero Username: Alochinchu
Post Number: 2335 Registered: 03-2008 Posted From: 65.51.27.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:40 am: |
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Stalker:Ippudu bonus lodi kooda konta portion ettukunte(so that it maches yearly limit) daani kooda employer match chestaada? Why so bonus amount lo aadenduku match cheyyali?
if employer matches by pay check.. make sure your limit is distributed till the end of year (especially when you get bonus you will hit the limit earlier). Yes, company matches for every contribution you make regardless of source.. Company matches to the amount you are contributing.. if you reach limit earlier your match will end earlier too.. if you have rollover option then put into after-tax after reaching the before-tax limit.. 6% is very good match.. do not lose the match.. |
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Stalker
Hero Username: Stalker
Post Number: 12335 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:36 am: |
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Andhrawala:check ur W2. 90% bonus will be added to ur salary whiel filing taxes
first time bonus vaching adi kooda march lo..anduke no idea annai HR ki call chesi aduguta eelopu... Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Baatasari
Side Hero Username: Baatasari
Post Number: 2091 Registered: 10-2018 Posted From: 71.187.246.172
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:36 am: |
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Andhrawala:one time payments ki seperate tax bracket untaadi anattu gurtu...
this was partially my understanding too.. Bonus is counted as salary - it directly goes above the top slab where you currently in ( India concept cheptuna, i was told same in US ).. so if you are 20% slab.. you get bonus 20% cut ( like TDS ) brahma satyam jagan-mithyä jivo brahmaiva näparah |
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Maverick
Legend Username: Maverick
Post Number: 72679 Registered: 01-2008 Posted From: 165.225.0.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:36 am: |
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Mamamiya786:
i will connect with u..naa cpa gadu edo cheppadu..will share There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Stalker
Hero Username: Stalker
Post Number: 12334 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:35 am: |
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Mamamiya786:employers 6 percent varaku 100 percent chese vallu kuda rare ....
maavodu chestunnadu daanne last year dobbettukunna adi alochinchinapudalla chinnappudu rupayi ki enni jamakayalu vastaayi anattu 5k dobbindi ani okate edupu inko kochen undu HSA meeda...that also employer match chestaadu anukunta..naa prev employer match chesetodu...current odu 400$ max ani thokkestunnadu...anyway some other day some other tedd lo adi kooda disco cheddaam annai  Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Baatasari
Side Hero Username: Baatasari
Post Number: 2090 Registered: 10-2018 Posted From: 71.187.246.172
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:33 am: |
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i am not on a FT currently.. theoretical info.. but isnt Bonus directly taxed at 33% ? Bonus chek lonchi contribution directly teesi .. tax save chestara .. also.. for people R2I - whats the funda of pre-mature closure of these locked accounts, aa spot lo direct Tax teesi .. India transfer ? brahma satyam jagan-mithyä jivo brahmaiva näparah |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 24836 Registered: 06-2008 Posted From: 204.193.72.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:31 am: |
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Stalker: bonus meeda tax chusukovaali daani batti 19k na leka employer match saripodda anedi chusukunta..
bonus confirm ga every year vaste ... daanni kuda toseyyochhu .....appudu employer contribution ki matching plus full bonus or partial bonus . Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Andhrawala
Legend Username: Andhrawala
Post Number: 74886 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:29 am: |
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Stalker:sure na annai? bonus is not counted in salary anukuntunna...one time payments ki seperate tax bracket untaadi anattu gurtu...
check ur W2. 90% bonus will be added to ur salary whiel filing taxes No Signature |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 24835 Registered: 06-2008 Posted From: 204.193.72.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:29 am: |
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Stalker: employee 6% contribution lo employer 25 nundi 100% varaku match cheyochu is what I thought is a industry standard..
employers 6 percent varaku 100 percent chese vallu kuda rare .... nenu cheppina case , ni own company form chesi consulting chese scenario lo . corporate employers 3 percent 100 percent matching ante super annattu. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Stalker
Hero Username: Stalker
Post Number: 12333 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:28 am: |
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Mamamiya786:Nuvvu full time aithe , GC vachhe data . employer amount match cheyyi... pilla kaya vi ..ippude maximize deniki .. outside business or some thing else lo chei..
gc ledu..pillakayani kaadu.. kaani point taken annai...will match employer for now...koothanta bonus meeda tax chusukovaali daani batti 19k na leka employer match saripodda anedi chusukunta.. Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Maverick
Legend Username: Maverick
Post Number: 72677 Registered: 01-2008 Posted From: 165.225.0.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:28 am: |
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Siloan: 7% also not employer restricted its irss restriction for highly compensated employee which is 120k anukunta last year kaani they will allow you to contribute to supplemental 401k(b) to reach max limit
choosta inkosari..edava sodi.. There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Redbull
Side Hero Username: Redbull
Post Number: 5894 Registered: 03-2009 Posted From: 195.43.48.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:27 am: |
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Redbull:all 40k investments
401k |
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Maverick
Legend Username: Maverick
Post Number: 72676 Registered: 01-2008 Posted From: 165.225.0.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:27 am: |
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Idiot1:nee contribution ni restrict cheyyaleru anukunta
they can, and thts how the plan is set up There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Siloan
Legend Username: Siloan
Post Number: 61205 Registered: 03-2008 Posted From: 76.181.149.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:27 am: |
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Maverick:
7% also not employer restricted its irss restriction for highly compensated employee which is 120k anukunta last year kaani they will allow you to contribute to supplemental 401k(b) to reach max limit |
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Redbull
Side Hero Username: Redbull
Post Number: 5893 Registered: 03-2009 Posted From: 195.43.48.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:25 am: |
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Mamamiya786:401k is a big deal ..adi tank aithe jeevithalu alla kollolam avutai
all 40k investments and mostly any pension investments are linked to stock market performance kadhaa.. so obviously entire world's markets are moving towards downtrend mode |
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Stalker
Hero Username: Stalker
Post Number: 12332 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:24 am: |
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Mamamiya786:As employer you can contribute 25 percent of your salery ( contact your cpa ).
correct ippude ardamayundi annai...overall limit chusinappudu... nenu ippativaraku employer 6% ki match cheyyali in whatever percentage he likes anukunna kaani aadu over and above upto 36k match cheyochu ani teleedu...but thats a very specific case kadannai.. general ga ayuthe employee 6% contribution lo employer 25 nundi 100% varaku match cheyochu is what I thought is a industry standard.. Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 24834 Registered: 06-2008 Posted From: 204.193.72.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:23 am: |
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Maverick:Another 3-5 yrs 401k tanks..move to annuities Ani inko theory nadustondi..hmm
avuna . can you share more info ... 401k is a big deal ..adi tank aithe jeevithalu alla kollolam avutai .. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Idiot1
Side Hero Username: Idiot1
Post Number: 5386 Registered: 07-2008 Posted From: 174.225.27.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:20 am: |
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Maverick:
nee contribution ni restrict cheyyaleru anukunta |
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Stalker
Hero Username: Stalker
Post Number: 12331 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:19 am: |
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Andhrawala:W2 lo Bonus ane separate classification emi vundadhu. It will be added to ur W2 wages.
sure na annai? bonus is not counted in salary anukuntunna...one time payments ki seperate tax bracket untaadi anattu gurtu... Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Maverick
Legend Username: Maverick
Post Number: 72675 Registered: 01-2008 Posted From: 165.225.0.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:19 am: |
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Stalker:.ivi govt define chesina limits ye kabatti kudardu anataniki ledu..
Maverick:though irs allows 19k..I can only.do a 7% of my base which is less than that
IRS max allow chestundi..plans aa limit datalevu..but they can restrict below that limit. There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 24833 Registered: 06-2008 Posted From: 204.193.72.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:18 am: |
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Stalker:gc na na mokaaniki antha scene ledannai vachi 3 years ye ayyundi..first year contracting so idea year...second year 6% match chesa e,mi teleekundaane...3rd year bokkale 401k ani 3% match chesa...ippi cheppi orey ep ga you are losing employer contribution annaka kallu bhairlu kamminiyyi...last year I lost 5k just because of this innocense
nenu 8/9 years daka asalu contributione ledu .. consulting lo employer gadu emi pettadu . Nuvvu full time aithe , GC vachhe data . employer amount match cheyyi... pilla kaya vi ..ippude maximize deniki .. outside business or some thing else lo chei.. Ei uncle thinking ( maximizing) ippude vaddule .. A lot more life and opportunities out side .. explore chei.. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Stalker
Hero Username: Stalker
Post Number: 12330 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:16 am: |
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Maverick:contriubion % select chese dantlo naaku eppudu my contribution+ employer kalipi 18500 or 19k ala vachela design chesaru aa application..i can't put my full % all these years
general ga select chesukotaaniki untaadi mari mee application teda ga unte HR ki okasaari call chesi vaallane marchamanu annai...ivi govt define chesina limits ye kabatti kudardu anataniki ledu.. Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Maverick
Legend Username: Maverick
Post Number: 72674 Registered: 01-2008 Posted From: 107.77.111.87
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:16 am: |
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Another 3-5 yrs 401k tanks..move to annuities Ani inko theory nadustondi..hmm There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Maverick
Legend Username: Maverick
Post Number: 72673 Registered: 01-2008 Posted From: 107.77.111.87
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:15 am: |
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Siloan:
it depends on employer plan..indaka ichina example wife.employer...naadi maree ghoram..I can't do more than 7%.capped at that..since plans are company wide and take into all employees and in manufacturing firms IT is on higher salary bracket and they limit for us..thupuk..though irs allows 19k..I can only.do a 7% of my base which is less than that There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Idiot1
Side Hero Username: Idiot1
Post Number: 5385 Registered: 07-2008 Posted From: 174.225.27.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:14 am: |
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Bonus ki extra taxes endi anduke OT illiterates anedi  |
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Stalker
Hero Username: Stalker
Post Number: 12329 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:13 am: |
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Mamamiya786:Just saving the amount in 401k...aa 16 k nuvu bayataki teste .. it wil be 11 or 12 k after taxes .. chala mandi real estate lo pedataru . either here or india . manaki india option ledu prastutaniki. That too , i have very less amount in 401k . so konchem aggressive ga cehstunna...
ya idhe anukunna..thanks annai.. Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 24832 Registered: 06-2008 Posted From: 204.193.72.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:13 am: |
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Stalker:appu calculate chesinattunnavu annai.. 25% of your contribution untaadi anthe ga annai..not 25% of your salary..either 19k lo 25% match chestaaru which in total gets you to 24k or ledaa 25% of first 6% of your contribution..ante 19k lo nee 6% contribution vachi 8k ayuthe daanlo 2k vaallu vach chestaaru which gets you to 21k..
Ledu .. when you run your own payroll through your own company it works like that. As employer you can contribute 25 percent of your salery ( contact your cpa ). lets say you are earning 100 dollors per hour, and you run salery for 60 k perannum. From your 60k , you can contribute 19k and as empployer you can contribute 25 percent of 60k in a year ie 15k na... so 15 plus 19. every one does it ba... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Andhrawala
Legend Username: Andhrawala
Post Number: 74883 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:12 am: |
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Stalker:btw tax rate 20% anukunta bonuses meeda..
W2 lo Bonus ane separate classification emi vundadhu. It will be added to ur W2 wages. But when the payrolls runs W2 say 20K bonus ante it calculates yearly gross as 240K and deducts tax accordingly 401K savings is and shall be another bucket of savings. desam lo real estate growth vudnocchu kaani if you have to bring back that money its really painful. especially if you don't go early on later kids will not go abck to India and enjoy tehm No Signature |
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Siloan
Legend Username: Siloan
Post Number: 61204 Registered: 03-2008 Posted From: 76.181.149.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:11 am: |
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Maverick:
ala vundade ..its irs rule 18k or 19k mee vadi contributions lo clause vundemo up to 15k match varaku match ani |
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Maverick
Legend Username: Maverick
Post Number: 72671 Registered: 01-2008 Posted From: 165.225.0.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:09 am: |
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Stalker:
Mamamiya786:
contriubion % select chese dantlo naaku eppudu my contribution+ employer kalipi 18500 or 19k ala vachela design chesaru aa application..i can't put my full % all these years There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 24831 Registered: 06-2008 Posted From: 204.193.72.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:09 am: |
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Stalker:mee employer 3k ye contribute chestunnappudu manam 3k kanna ekkuva contribute chesukotam lo advantage entannai? vesting growth untaadi kada so max 19k pettukomantaava? contrary aa 16k india lo invest chesukunte better returns emo kada annai? 401k amount retirement ki kaani teesukolem...madyalo teeste elaanu tax katti teesukolem kada...naaku aa 16k india lo invest chesukuntene better anipinchindi..
Just saving the amount in 401k...aa 16 k nuvu bayataki teste .. it wil be 11 or 12 k after taxes .. chala mandi real estate lo pedataru . either here or india . manaki india option ledu prastutaniki. That too , i have very less amount in 401k . so konchem aggressive ga cehstunna... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Stalker
Hero Username: Stalker
Post Number: 12327 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 08:05 am: |
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Moviebuff001: It also means that company will not deduct from paycheck in the last month (2 biweekly paychecks). Implying that you will lose company match on those two paychecks.
thanks baa..makes sense
Humpty_dumpty:19k = 6% of salary (to get emp. match) + rest all from bonus (avoid higher tax rate on bonus)
super..thanks annai.. btw tax rate 20% anukunta bonuses meeda..
Maverick:you and employer combined 19k.. What's this 22k
Does Employer Match Count Toward the 401(k) Limit? In short, no. There are two sides to your contribution: what you provide as the employee and the match from your employer (if applicable). You can only contribute a certain amount to your 401(k) each year, $19,000 for 2019. This contribution limit includes deferrals that elect to be withheld from your paycheck and invested in your 401(k) on a pre-tax basis. However, that limit does not include employer match contributions. Your employer match contributions are taken into account when the overall contribution limit comes into play. Again, that limit stands at $56,000 for 2019. This means that together, you and your employer can contribute up to $56,000 for your 401(k). If you contribute the max of $19,000, your employer can contribute up to $37,000 for 2019. Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 24830 Registered: 06-2008 Posted From: 204.193.72.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 07:57 am: |
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Maverick:you and employer combined 19k.. What's this 22k
me 19k employer 3 k (not exactly 3 ) for this year. last me 18k + employer 3 k .. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Guru
Hero Username: Guru
Post Number: 14184 Registered: 05-2009 Posted From: 172.94.91.54
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 07:52 am: |
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Guru:Bonus higher tax untaada? I thought its based on total comp, no? Even if higher tax deducted, you can claim based on overall comp durinf tax filing anukunta
https://www.cnbc.com/2018/01/12/how-the-irs-will-treat-those -one-time-tax-bonuses.html |
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Twitter
Legend Username: Twitter
Post Number: 65132 Registered: 10-2009 Posted From: 136.56.134.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 07:50 am: |
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Guru
Hero Username: Guru
Post Number: 14183 Registered: 05-2009 Posted From: 172.94.91.54
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 07:39 am: |
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Humpty_dumpty:19k = 6% of salary (to get emp. match) + rest all from bonus (avoid higher tax rate on bonus)
Bonus higher tax untaada? I thought its based on total comp, no? Even if higher tax deducted, you can claim based on overall comp durinf tax filing anukunta |
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Mahiz
Side Hero Username: Mahiz
Post Number: 2571 Registered: 10-2012 Posted From: 104.190.160.168
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 07:24 am: |
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Also 401k Leni contracting people can go Ira route.. 2018 Ira limits 5500 2019 Ira limits 6000 Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Maverick
Legend Username: Maverick
Post Number: 72669 Registered: 01-2008 Posted From: 107.77.111.87
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 07:18 am: |
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Mamamiya786:
you and employer combined 19k.. What's this 22k There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 38483 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 07:11 am: |
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Stalker:last year I lost 5k just because of this innocense
america career beginning lo ivi common mistakes ....i did not do any contribution for first couple of years...india vellipothaa...aa rekka dokka type self satisfaction next company rule pettindhi...min 3% cut ani aa taruvaatha nundi started doing more last couple of years nundi maxing out our 2018 bonus gets paid in fed 1 paycheck employer matchup is 100% of 6% from 2019 salary we can set contributions %s before bonus gets pais ( check your HR communications) so ee year 19k is uncle sam limit i did math as below and configured last week before bonus gets paid 19k = 6% of salary (to get emp. match) + rest all from bonus (avoid higher tax rate on bonus) maa emp. does a year end matchup...if you dont meet 19k by last couple of paychecks, you can do more...they will match at year end instead of per paycheck again , these things differ from company to company |
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Stalker
Hero Username: Stalker
Post Number: 12326 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:45 am: |
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Moviebuff001:
Guru:
Mamamiya786:
thanks brothers..opigga cheppinanduku . koothanta meeru cheppindi jagrataga chadivi questiona unte malli aduguta...thankses... pani edisindi jumppp.. Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Stalker
Hero Username: Stalker
Post Number: 12325 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:40 am: |
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Mamamiya786:Max 19 k cheyouchhu .. Employer vaadi istaam . ma employer 3k . so 22k chesukovahhu.
mee employer 3k ye contribute chestunnappudu manam 3k kanna ekkuva contribute chesukotam lo advantage entannai? vesting growth untaadi kada so max 19k pettukomantaava? contrary aa 16k india lo invest chesukunte better returns emo kada annai? 401k amount retirement ki kaani teesukolem...madyalo teeste elaanu tax katti teesukolem kada...naaku aa 16k india lo invest chesukuntene better anipinchindi..
Mamamiya786:Lets say if your salery is 100k , nuvvu 19k contribute cheyouchhu and as employer you can contribute 25 percent of your salery that 25 percnet of 100 , which is 25k . , so you will contribute it about 44k alone. That is cool na . 100k lo nuvvu tax kattedi 75k . chala mandi ila chestaru.
tappu calculate chesinattunnavu annai.. 25% of your contribution untaadi anthe ga annai..not 25% of your salary..either 19k lo 25% match chestaaru which in total gets you to 24k or ledaa 25% of first 6% of your contribution..ante 19k lo nee 6% contribution vachi 8k ayuthe daanlo 2k vaallu vach chestaaru which gets you to 21k.. Mamamiya786:Na current 401k prudential . empolyer gadi tarupuna vade pettadu ... other one is vangaurd . Vangarud servce teesukunna .. vaade manage chestadu .. Naku ippudippude knowledge vastunnadi ... i am late too.
thanks annai for explaining personal anukokunda...luv u.. naadhi adhe paristhiti naanu ippudippude telsukuntunna gc na na mokaaniki antha scene ledannai vachi 3 years ye ayyundi..first year contracting so idea year...second year 6% match chesa e,mi teleekundaane...3rd year bokkale 401k ani 3% match chesa...ippi cheppi orey ep ga you are losing employer contribution annaka kallu bhairlu kamminiyyi...last year I lost 5k just because of this innocense 4th year koothanta vollu daggarapettukovaali ani telsukuntunna  Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13465 Registered: 06-2013 Posted From: 73.136.80.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:38 am: |
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The idea behind planning contribution limits is to take full advantage of company match for the year. Let's say, you set contribution at 19% (19K for 100K). Bonus comes in Feb at 20K. That means, 3.8K is deducted from bonus in Feb. It also means that company will not deduct from paycheck in the last month (2 biweekly paychecks). Implying that you will lose company match on those two paychecks. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13464 Registered: 06-2013 Posted From: 73.136.80.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:30 am: |
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Thupuk on Google Indica keyboard. English words ni kooda auto correct chesi dobbutundi. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13463 Registered: 06-2013 Posted From: 73.136.80.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:29 am: |
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Stalker:
Example: Salary: 100k Expected bonus: 20K (in Feb/Mar) My goal is to contribute 19K. So, I set regular 401K deduction at 15%. But 15% of bonus is 3K. So, I fall short by 1K for the year. Then, I can adjust the percentage to 16 after receiving the bonus. Let's say luckilily bonus is bumper to 30K. 15% is 4.5K. in that case, I reduceri the contribution to 14% or so. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Guru
Hero Username: Guru
Post Number: 14182 Registered: 05-2009 Posted From: 98.221.21.126
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:26 am: |
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Stalker:
More than 6% contribution is for tax deferred earnings. Lets say u make 100k n emp contribution is up to 6%. You do max 19k limit..total 25k gets invested. You dont pay taxes until you withdraw after 66 or later. When u retire based on how much u withdraw every yr, you pay tax coz that will be considered as income. |
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Stalker
Hero Username: Stalker
Post Number: 12324 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:22 am: |
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Moviebuff001:I never maximized. But getting close. Bonus lo cut avutundi kada ani konchem room uncha.
idi ardamkaatamledu baa simple terms lo cheppandi...bonus lo 401k ni em cheyyali? ela chesukovaali... ikkada vaddu anukunte emanokunda email id ittaa paadeyi pls  Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Stalker
Hero Username: Stalker
Post Number: 12323 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:19 am: |
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Guru:
hmm yearly limit after employer contribution na? 6% varaku employer 100% match chestadu.. Ippudu bonus lodi kooda konta portion ettukunte(so that it maches yearly limit) daani kooda employer match chestaada? Why so bonus amount lo aadenduku match cheyyali? Nenu HR ni adigithe 40% per paycheck max pettukovachu andi kaani employer match chesedi 6% ne..so ee yearly 18k max kooda unda hmm in that sense 6% kanna ekkuva per paycheck contribute cheyatam lo advantage emiti? Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Abhysg
Legend Username: Abhysg
Post Number: 50565 Registered: 08-2008 Posted From: 183.83.66.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:14 am: |
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Rebel:social security benefits
Idi ela teeskodam? 40credits unnay..retirement benefits ki eligible annaru..ipudu nenu r2i..appati calculations wise ga istara.. Continue ga 66years varaku contribution undala? |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 24829 Registered: 06-2008 Posted From: 4.16.147.234
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:06 am: |
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Stalker:maximum entha chesyyochu annai? Employer entha match cheyochu? Bonus vacheppudu 401k portion cut avudda bonus amount lo? pretax amount kada so bonus lo kooda cut avuddi anta...avoid cheyatam betteraa?
Max 19 k cheyouchhu .. Employer vaadi istaam . ma employer 3k . so 22k chesukovahhu. Same with your spouse too. So 44 k na. if you are running your own payroll for your spouse or you . you can contribute more. Lets say if your salery is 100k , nuvvu 19k contribute cheyouchhu and as employer you can contribute 25 percent of your salery that 25 percnet of 100 , which is 25k . , so you will contribute it about 44k alone. That is cool na . 100k lo nuvvu tax kattedi 75k . chala mandi ila chestaru. Intha aggressive ga cheste mana chetiki takkuva vastundi adjust avvali . janalau 15 to 20 years chsinolle 300 to 400 k madhya vuntaru .. very aggressive people ki leda aa money stocks lo petti periginollaki . ekkuva vuntundi .. Na current 401k prudential . empolyer gadi tarupuna vade pettadu ... other one is vangaurd . Vangarud servce teesukunna .. vaade manage chestadu .. Naku ippudippude knowledge vastunnadi ... i am late too. Niku GC vunte , konchem properties meeda kuda pettu , not just stocks.. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13461 Registered: 06-2013 Posted From: 73.136.80.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:04 am: |
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Stalker:40k per year chesukunna 10yrs ki max 400k ye kada? Adi employer 100% match cheste..
You are assuming that there isn't any growth. 5% growth vesukunna around 500K aina untundi kada... 401K individual limit is $19,000 in 2019. I never maximized. But getting close. Bonus lo cut avutundi kada ani konchem room uncha. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Guru
Hero Username: Guru
Post Number: 14179 Registered: 05-2009 Posted From: 98.221.21.126
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:03 am: |
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Guru:
Read it as first yr no match by emp |
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Guru
Hero Username: Guru
Post Number: 14178 Registered: 05-2009 Posted From: 98.221.21.126
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 06:03 am: |
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Stalker:
4-6% untaady emp match. Yearly contribution limit 18k odd. First yr match chetaru mostly. Bonus mundu option untady to park some amt in 401k if u havent hit the yearly limit. Money makes money anattu  |
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Stalker
Hero Username: Stalker
Post Number: 12322 Registered: 08-2012 Posted From: 146.115.122.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, February 01, 2019 - 05:57 am: |
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Mamamiya786:nenu last year nunchi maximiaxing
maximum entha chesyyochu annai? Employer entha match cheyochu? Bonus vacheppudu 401k portion cut avudda bonus amount lo? pretax amount kada so bonus lo kooda cut avuddi anta...avoid cheyatam betteraa? Vesting ela choose chesukovaali? Ikkadenti 500k, 1M antunnaru how thats possible? Mogudu pellaalu 40k per year chesukunna 10yrs ki max 400k ye kada? Adi employer 100% match cheste.. Last year teleeka naaku employer match chesedanlo 50% ye opt chesa..so 50% thenkundi...so koothanta cheppi punyamkattukondi Stalker - 'S'traight talker vote for GLASS - https://i.imgur.com/3gXEGkr.png Speak the truth, even if your voice shakes |
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Guru
Hero Username: Guru
Post Number: 14177 Registered: 05-2009 Posted From: 199.38.233.232
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 07:29 pm: |
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Mahiz:How is this possible .. i remember seeing your id when i was in India .. so you must be investing for a long time .. cost averaging should have helped you big kadha ..
Endo annai anta vishnu maya..rebalancing jargonattungy few times but eppudu start ayina last yr almost under ki bullet digindy anukunta |
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Andhrawala
Legend Username: Andhrawala
Post Number: 74878 Registered: 03-2008 Posted From: 136.56.133.84
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 07:28 pm: |
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Aggipidugu116: neeku selfing baga alavatu anukunta.. evadehe mee emoloyer.. 1500$ health ki 1500$ 401k ki..
Health I am in wife's insurance plan. Her employer plan is decent.$500 per month family coverage aap mahan ho..} No Signature |
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Enigmatic
Side Hero Username: Enigmatic
Post Number: 2037 Registered: 11-2010 Posted From: 69.249.71.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 07:14 pm: |
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SomaliA no zimbabwe lo retire ayyenta vuntundi inko 20 yrs ki  |
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Mahiz
Side Hero Username: Mahiz
Post Number: 2561 Registered: 10-2012 Posted From: 165.225.35.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 07:13 pm: |
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Guru:10% loss in 2018
How is this possible .. i remember seeing your id when i was in India .. so you must be investing for a long time .. cost averaging should have helped you big kadha .. PS .. dont think i am stalking  Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 24825 Registered: 06-2008 Posted From: 4.16.147.234
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 07:12 pm: |
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Moviebuff001:And iddaru working aite. 1M ki daggarlo untaru.
General h1 meeda vunnappud antha idea vundadu .. and initial chala takkuva pedataru .. maximizing concept vundadu .. GC vachhaka ., kids puttaka ittantivanni puttukostai ... Wife job chesutnna kuda tana contribution majority vallaki vundadu ... so pretty much 400to 500 madhye vunnaru max .. few exclusions though.. nenu last year nunchi maximiaxing ,both of us , chuddam ennallu chestamo .. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Aggipidugu116
Side Hero Username: Aggipidugu116
Post Number: 5055 Registered: 07-2014 Posted From: 71.121.167.163
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 07:08 pm: |
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Andhrawala:Employer zero contribution for me. Just self contribution
annai neeku selfing baga alavatu anukunta.. evadehe mee emoloyer.. 1500$ health ki 1500$ 401k ki.. aap mahan ho.. |
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Happydays
Hero Username: Happydays
Post Number: 11916 Registered: 02-2015 Posted From: 165.156.40.27
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 07:06 pm: |
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zero for me.. Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida,Rohit Sharma |
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Johnwick
Junior Artist Username: Johnwick
Post Number: 215 Registered: 06-2018 Posted From: 69.114.129.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 06:26 pm: |
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Brighton:
paina peruntadi kada |
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Andhrawala
Legend Username: Andhrawala
Post Number: 74877 Registered: 03-2008 Posted From: 136.56.133.84
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 06:20 pm: |
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Idiot1:H1 ki min wages anthe undavaa appatlo
Ippudu H1 ki 100k or 130K ante how lucky these people anipisthundhi No Signature |
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Brighton
Side Hero Username: Brighton
Post Number: 5190 Registered: 05-2014 Posted From: 67.184.129.31
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 06:11 pm: |
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ee madhya schwab vaadu letter pampaadu account information, post dabba lo letter teesukoni as usual ga cut chesa statement chuddamani, kallu byrlu kammay balance chusi 650K undi... naa mohaniki eee balance entra ala ela perigindi ra ani 30 seconds shock... appudu address chusa, maa pakkintoodidi(telugee) na post box lo vesadani appudu ardham ayindi...
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Guru
Hero Username: Guru
Post Number: 14176 Registered: 05-2009 Posted From: 98.221.21.126
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 06:03 pm: |
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10% loss in 2018  |
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Johnwick
Junior Artist Username: Johnwick
Post Number: 213 Registered: 06-2018 Posted From: 69.114.129.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 05:58 pm: |
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Vjawarrior:
ele cheyali bro.. na user id password istha cheppu yeti meda etalo |
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Njzero
Junior Artist Username: Njzero
Post Number: 61 Registered: 09-2016 Posted From: 174.203.4.191
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 05:57 pm: |
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470k. Can we invest anywhere with it |
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Vjawarrior
Legend Username: Vjawarrior
Post Number: 37116 Registered: 02-2014 Posted From: 68.53.21.199
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 05:44 pm: |
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Johnwick:
maximize cheseyyi...one year lo 25k ayyindi naaku Power starrrrrrrrrr will rockkkkkkkkkkkkk |
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Idiot1
Side Hero Username: Idiot1
Post Number: 5384 Registered: 07-2008 Posted From: 174.225.27.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 05:35 pm: |
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Andhrawala:
H1 ki min wages anthe undavaa appatlo |
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Biggboss
Side Hero Username: Biggboss
Post Number: 8288 Registered: 08-2017 Posted From: 24.6.111.180
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 05:14 pm: |
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Ysr2009:600K
bro, mee son college admission status enti? did he get into Johns Hopkins? appudu eppudo interview undhi next month annaru |
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Johnwick
Junior Artist Username: Johnwick
Post Number: 209 Registered: 06-2018 Posted From: 69.114.129.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 05:12 pm: |
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50k pogeyniki 4 years pattindi with 50cents match for ffirst 6% |
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Johnwick
Junior Artist Username: Johnwick
Post Number: 208 Registered: 06-2018 Posted From: 69.114.129.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 05:11 pm: |
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Ysr2009:600K
nijanagana |
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Rebel
Hero Username: Rebel
Post Number: 17049 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:52 pm: |
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inko 10 -20 years lo AW lantollu social security benefits kooda teeskuntaru.. apud db SS,medicare Q's tho nindipotundi |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6863 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:51 pm: |
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600K |
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Mahiz
Side Hero Username: Mahiz
Post Number: 2557 Registered: 10-2012 Posted From: 165.225.35.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:49 pm: |
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401K + IRA ante millionaires vastharu emo bayataki. Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13455 Registered: 06-2013 Posted From: 165.225.34.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:23 pm: |
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Mamamiya786:full time from 10 to 15 yeras.. average 400 vuntundi ..good amount though ..
About right. Depending on contribution percentage and company match. And iddaru working aite. 1M ki daggarlo untaru. _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 24822 Registered: 06-2008 Posted From: 204.193.72.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:21 pm: |
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Rebel:20 + industry vallaki million ayyi untay
antha emi vundadu .. first lo evadu pettadu h1 meeda consulting chesetappudu .. realize ayye peetteki .. time bokkaiddi .. na friends full time from 10 to 15 yeras.. average 400 vuntundi ..good amount though .. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Moviebuff001
Hero Username: Moviebuff001
Post Number: 13454 Registered: 06-2013 Posted From: 165.225.34.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:21 pm: |
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Andhrawala:35K salary
Vache mundu 35K+35 = 12,25,000 per annum ani lekkesi vachava bro... _________________________________________________ Your words will tell others what you think. Your actions will tell others what you believe in. |
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Andhrawala
Legend Username: Andhrawala
Post Number: 74875 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:19 pm: |
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Hero:andhrawala annai 1995 lo vachad US....when NTR was out of party... 3 million paina anta ...3 condos kooda unna
eppudu occhemu annadhi kaadhu thammi. Bullet digindhaa ledhaa?? anedhi antheyy Nethra is at Netflix. aa range different. nenu ochianppudu thro Wipro. 35K salary No Signature |
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Ustad
Megastar Username: Ustad
Post Number: 27283 Registered: 07-2008 Posted From: 76.169.161.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:17 pm: |
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All_day:Personal trading account $2 million sangathi enti?
Antha scene unte inka US lo enduku untanu Bro? I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw |
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Hero
Hero Username: Hero
Post Number: 13145 Registered: 09-2009 Posted From: 38.101.193.194
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:14 pm: |
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Johnwick:netra annai lanti vallavi million+ untai
andhrawala annai 1995 lo vachad US....when NTR was out of party... 3 million paina anta ...3 condos kooda unna |
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Rebel
Hero Username: Rebel
Post Number: 17048 Registered: 02-2008 Posted From: 173.25.231.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:08 pm: |
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20 + industry vallaki million ayyi untay |
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All_day
Side Hero Username: All_day
Post Number: 5320 Registered: 06-2012 Posted From: 107.0.27.252
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 02:04 pm: |
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Ustad:0. No 401K.
Personal trading account $2 million sangathi enti? I could introduce myself properly, but it's not really necessary. You will know me well enough and soon enough, depending on a diverse range of variables. It suffices to say that at some point in time, I will be standing over you, as genially as possible. Your soul will be in my arms. A color will be perched on my shoulder. I will carry you gently away.... |
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Andhrawala
Legend Username: Andhrawala
Post Number: 74870 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 01:57 pm: |
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Employer zero contribution for me. Just self contribution No Signature |
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Hawkeye
Moderator Username: Hawkeye
Post Number: 2955 Registered: 04-2015
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 01:54 pm: |
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401K ante naku first friends lo phoebe massage center iche benefits ye gurtostadi endo! |
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Ustad
Megastar Username: Ustad
Post Number: 27282 Registered: 07-2008 Posted From: 76.169.161.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 01:33 pm: |
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0. No 401K. I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw |
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Twotown
Hero Username: Twotown
Post Number: 12335 Registered: 09-2016 Posted From: 67.184.73.168
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 01:28 pm: |
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100k only  |
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Mahiz
Side Hero Username: Mahiz
Post Number: 2554 Registered: 10-2012 Posted From: 165.225.35.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 01:28 pm: |
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entha unna nijam chepthara brother .. delete this thread i say. Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Johnwick
Junior Artist Username: Johnwick
Post Number: 207 Registered: 06-2018 Posted From: 69.114.129.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 31, 2019 - 01:28 pm: |
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entha undi me account lo? netra annai lanti vallavi million+ untai |