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Archive through January 05, 2019

Chalanachithram.com DB » New TF Industry Related » Archive through January 10, 2019 » College Admission info to CCDB Parents » Archive through January 05, 2019 « Previous Next »
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Mental_sachinodu
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Posted on Monday, January 07, 2019 - 02:28 pm:      

How much of this will be relevant in a few years.. say 6 to 7 years? I somehow feel that world will change very drastically in the next few years. hope, I am wrong about this.
 

Baatasari
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Posted on Monday, January 07, 2019 - 02:00 pm:      


Rebel:

inko 10-15 years ki manollu ikkada education system ni gabbu leputaru




ee educ sys anta aakasam lo em ledu guru..

its ultimately we, who make the good bad worse..

thed lo telsina 4 stones veste.. nachina varu, ala use cheskuntar when its time..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Anand_n
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Posted on Monday, January 07, 2019 - 01:59 pm:      

One more tip - work experience is better than summer camps you pay for ..,,any job is good

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

Rebel
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Posted on Monday, January 07, 2019 - 01:47 pm:      

ee thread chustunte future kanpistundi..inko 10-15 years ki manollu ikkada education system ni gabbu leputaru
 

Baatasari
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Posted on Monday, January 07, 2019 - 01:25 pm:      


Saarang:

i think your are equating bench = rank




No..

i meant it in the context of Which college to choose ?

Bench not in the literal sense.. but the group/college you go..

Is Metallurgical in IIT better than Comp Sci in Muffakum ?
its IIT per me.. names for example only :D
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Spy_india
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Posted on Monday, January 07, 2019 - 01:25 pm:      

Ento antaa geek and Latin la undi ga ....
Daycare time lone best anipichings..emi think cheyakkarledu.

Naaku ardam kadu gani ...Thread link kids ista
Vallistamaina path Valle decide chesukomanta
 

Anand_n
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Posted on Monday, January 07, 2019 - 01:22 pm:      


K805:

No one touched about soft skills (Communication, presentation etc), are these skills are default to ABCD Kids? If not what are the options to improve these..




If the kids grow up here they have ample opportunities to learn these in school through projects, debate clubs , etc

Colleges look for the extracurricular activities to assess the same - leadership, team play , social engagement etc.

For e.g. a resume with all individual pursuits is looked at less favorably than one including group activities ...an elected position is better than a selected position ... essays communication the writer’s voice are important - which is why I did not edit my boys essays ...

The whole Harvard case was about stereotyping Asian kids as scoring low on personality .. so do some research on what constitutes personality in a college app :-)

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

Nepatriot
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Posted on Monday, January 07, 2019 - 01:17 pm:      


Saidabad:




Got it..


K805:

soft skills




Our kids need to work.. they wont have any problem to gel with other kids..but public speaking requires more prep work and honing.. my kid (4th) attends Toastmasters kids version.. but ee debates/ debate competitions gurinchi inka info ille..
Jai Janasena
 

Saarang
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Posted on Monday, January 07, 2019 - 01:13 pm:      


Baatasari:

is it better to be a last bencher at Top insti or
first bencher at lower insti..

i will vote for 1st option




i think your are equating bench = rank

 

Baatasari
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Posted on Monday, January 07, 2019 - 01:01 pm:      


K805:

No one touched about soft skills (Communication, presentation etc), are these skills are default to ABCD Kids?




i did come to that point - i put it as cultural, societal issues..

Comm skills are huge bottleneck for desis, so how do ABCDs adjust/fail.. and their parents ?
Anand says its not an issue.. cos their kids are free to move abt with other circles..

on the point of IVY league - India lo unna jaadhyam 1) treat education as $machine ( salary,dowry etc) 2) Social symbol, status, paruvu..

the underlying assumption is to say, ABCD families ( both parents, Kids ) are out of the above 2 factors.. i.e they see educ as it is, kids read what they want to, if they want to..

and as extension to that - its is always right to goto IVY, of all countries USA society is mostly meritocracy - i.e ppl judge u on degrees, and ur career oppor show up likewise..

is it better to be a last bencher at Top insti or
first bencher at lower insti..

i will vote for 1st option - cos it will teach you to accept failures, gives you exposure to more polished, innovative ppl, and you know to handle stress, know ur limits as well.... i.e it overall prepared u for life..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

K805
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Posted on Monday, January 07, 2019 - 12:50 pm:      

Very informative thread and Thanks to all contributors.

No one touched about soft skills (Communication, presentation etc), are these skills are default to ABCD Kids? If not what are the options to improve these..

My personal opnion is even if you are average in accadimics, but have excellent soft skills you will be in next level. But cant be other way.

Most of Telugu IT coolies are lacking soft skills and strugulling in climbing corporate laders.
 

Saidabad
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Posted on Monday, January 07, 2019 - 12:53 am:      


Nepatriot:

Thanks for this info...Just play chesthe chala? BTW 1st year lo Oboe choice




I am sure they will give scholarships to kids who excel, just play ante mana vallu andaru ready ayipoyaru ga :-) Also, Kids should love and enjoy, we can’t push them to take up a particular instrument as they will be graded from middle school. Besides who knows if these scholarships are there by that time.

Golf was like that few years ago, mana desis and chinkis queue katti learning golf, I am sure golf scholarships will not be that easy
 

Amigo
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Posted on Sunday, January 06, 2019 - 10:23 pm:      

congrats T_T bro!!
And thanks to all parents info.. very divergent and meaningful viewpoints.
really liked the thread and discussion...
 

Nepatriot
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Posted on Sunday, January 06, 2019 - 10:03 pm:      


Dreamcatcher:

Oboe




Thanks for this info...Just play chesthe chala? BTW 1st year lo Oboe choice ivvala maaku as its a little complicated..Clarinet to Oboe shift avvali next year..

BTW for other parents, music teachers also have become smart.. kids get to select the instrument they want to play and teacher's usually recommend /persuade kids to pick instruments which are easy to teach / learn..kids & parents spend a lot of time on band/orchestra.. so better to pick an instrument that stands out.. but there's competition for that as well..
Jai Janasena
 

Rocketk2
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Posted on Sunday, January 06, 2019 - 09:36 pm:      

This thread is a great source of information. Blue print of successful students is always a prized source. Thanks to Telugu times and others who contributed and best wishes to your kids!!

Also the perceptives ( and experiences)shared by howzat are very thought provoking. I was always in choose the besr( as in high ranked) school. I still am but that perspective is some good for thought


Anand_n:

Whether your Kid should go to a selective school or not is a choice between parents and the kids passion , financial implications , kid�s nature and priorities ... you cannot apply the same parameters to all - I have two and both are completely different ... older one was clear, focused and driven , younger one is the outgoing , chalta hai types ...


Anand garu, your post describes my nephews:-)
Older is graduating from IvY. I remember the stress he went thru until he got his admission. Second one is ready for college and we had no clue what he is up to. He got very comparable profile as his brother!!
 

Dreamcatcher
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Posted on Sunday, January 06, 2019 - 08:46 pm:      

If your kid is in elementary and pickkng his instrument foe music, ask them to pick Oboe. Tonne of college scholorships go un filled for Oboe. If your kid can play Oboe, he is not only guaranteed an admission, he will most likely get a full ride...something our financial advisor told us recently. Posting here for young kids parents.
 

Saidabad
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Posted on Sunday, January 06, 2019 - 08:41 pm:      


Howzat:

Pharma and Biotech sectors chaala hotga vunnaye. PhD in a cutting/bleeding edge field cheste konni yelalo manchi corporate/industry scientist position patukovachu.




Thank you this is what I was looking for....engineering, medicine, business kakunda core math/science ki alternate paths
 

Rajusk
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Posted on Sunday, January 06, 2019 - 05:00 pm:      


Howzat:




Great posts and insights into different career options..thanks for sharing this info
 

Rgb
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Posted on Sunday, January 06, 2019 - 03:26 pm:      


Maverick:

Academics okkate kakunda extra curricular stuff also helps.to.get adminssoons antaru..like girl scout or sports or music..my kid is into music and swimming 4 the grade no other stuff like girl.scout..elantivi sign up xheyyali




High school lo different clubs vuntayi vaatitlo active ga participate chesi office bearer ayithe it will be considered more. Initiative and leadership choostharu mainly

Scouts is great but is time consuming and nice only when the kids are involved. It will peter out if you just enroll to have activities

Also volunteering is a great trait, look at local service organizations
 

Howzat
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Posted on Sunday, January 06, 2019 - 01:50 pm:      


Musicfan:




Nenu earlier postlo adi point raise chesanu. Tech cares a lot less than other industries (like Finance/Consulting) about school. They want to see your GitHub projects and such to see you have skills/passion beyond just school/grades.

Not to take anything away from school/network advantages, etc. but times are changing as Tech starts to take over as the most important and sought after 21st century sector. The process has only just started.

A lot of non-technical roles like investing are going to get crowded out by AI/automation and robo-advisors. You're already seeing it...

https://www.wsj.com/articles/passive-investing-frenzy-pushes -vanguard-to-4-7-trillion-in-assets-1507671188

http://www.aei.org/publication/more-evidence-that-its-very-h ard-to-beat-the-market-over-time-95-of-financial-professiona ls-cant-do-it/

"More evidence that it’s very hard to ‘beat the market’ over time, 95% of finance professionals can’t do it"

If majority of human investors can't beat the market, the Finance sector will naturally cede ground to Tech.

https://www.nber.org/digest/aug03/w9523.html

"Mergers and acquisitions destroy shareholder wealth in the acquiring companies. New research from the NBER shows that, over the past 20 years, U.S. takeovers have led to losses of more than $200 billion for shareholders. However, this result is dominated by the big losses experienced by shareholders in big companies. Small companies that make acquisitions create value for their shareholders."

People are starting to see the destructive impact of M&A (investment banking).

Even the Harvard Business School put out this view:
https://hbswk.hbs.edu/item/should-we-brace-ourselves-for-ano ther-era-of-ma-value-destruction

"In the end, M&A is about buying more volume. It is a flawed process, invented by brokers, lawyers, and super-sized, ego-based CEOs." With this comment, Ellis Baxter summed up the thinking of the majority of those responding to the April column. Edward Hare put it in more graphic terms: "Acquisitions are a macho exercise, not an intellectual one. Think World Wrestling Federation, not a chess tournament." Stephen Alexander adds: "Those promoting an acquisition are often dealmakers whose interest in the transaction often stops when the deal is closed." Jean-Marc Frion opined that, "Only in certain circles, such as family…where both parties sincerely want the good of the other and are not motivated by greed, can there be deals in which neither of the two loses."

---

General point is start thinking more strategically about what sectors you want to work in the future versus just focusing on what are considered prestigious schools and career paths today.

Tech and data analysis is really changing the narrative!}
 

Musicfan
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Posted on Sunday, January 06, 2019 - 01:26 pm:      


Maverick:

Academics okkate kakunda extra curricular stuff also helps.to.get adminssoons antaru..like girl scout or sports or music..my kid is into music and swimming 4 the grade no other stuff like girl.scout..elantivi sign up xheyyali




There is no particular hard and fast rule to get into admission in any school. It all depends on how one puts their application together and what the reviewers look at it at that time.

One of my friends kid who got 2400/2400 SAT, 4.25 GPA, 36/36 ACT, has done tons of extra curricular activities where he was successful and experience also working at different places got denied in UofM Ann Arbor.

Its not just hard work, the school, diversity, location all matters. The holistic review lo fit avvakapote they wont get it.

In local IA school around 30 kids got National Merit Semifinalists means They are into finals but only 3 got into that school that too applying non-Engineering.

As long as kid has smartness not only academic, but to survive, the college doesnt really matter.

One friends kid at Carnegie Melon and other one who did go to college in 192 ranked college both ended up in Microsoft after under-grad..

So take it easy and let kid have fun.

But to get into top colleges, everything is must. GPA, ACT, SAT, extra curriculars, awards, work experience, distribution of time, leadership skills, all of them counts..
NTR Biopic Audio Review
 

Howzat
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Posted on Sunday, January 06, 2019 - 01:11 pm:      


Dreamcatcher:




Just imagine yourself in the shoes of a 16/17 yo who is putting together their application for one of these early admission processes. There is of course no issue or harm in putting the maximum effort and hoping for the best. However, it's important for the kids and the parents to understand that college admissions aren't a zero-sum game. Your kid not getting into a specific or a selective school is not an indictment on their current ability or future potential.

I haven't done the best job of communicating it. But my general point is having the right mindset in regard to college admissions, jobs and, perhaps, life in general.

Getting information on what other parents and kids have done to increase the chances of their kids' candidacy for top school selection is absolutely helpful. That being said, as other DBers have said, passion and work ethic need to be internally driven. A student needs to find a scholastic or extracurricular area of interest themselves in an organic fashion. Parents can only provide moral support and push their kids to maximize their potential.

However, a prescriptive approach such as this is not ideal...
+ Attend intense prep courses for SATs/ACTs to ensure top percentile scores
+ Do a laundry list of extra-curriculars (athletics, student government, research, volunteering, national business and science competitions, etc. the list truly is never ending)
+ Write artificial essays designed to attract admission committee attention versus a more genuine conveyance of one's background, interests, and future goals
+ Selecting college purely on the basis of prestige and future earnings and networking advantages versus identifying a college experience your son/daughter will actually enjoy and thrive in for four formative years of their life (i.e. finding a college environment attuned to their interests, preferences, student body profile, competitiveness, geographic proximity to family, etc.)

I'm not saying finding a satisfying college experience and attending an Ivy/Stanford/Duke/etc. are mutually exclusive. Rather, I'm proposing that parents and kids go through a more holistic college search process that moderates the amount of unnecessary stress/expectation ABCD kids tend to put on themselves or are subjected to by their parents/community.

And rather than focusing from 7th/8th/9th grade onwards on securing selection college admission, instead encourage your kids to explore the following areas:

1) What are their natural skills and interests?

2) What are future academic and professional paths that seem somewhat interesting to them?

3) Identify overlap between areas 1) and 2)

4) Now make a plan to put yourself on a path that will get you to the identified opportunities (school or profession) from 3)

And, on a more general note, let a 15/16 year old be a 15/16 year old. When you think about your childhood, you have no memories prior to 5, you have no sense of who you really are prior to 15 and then it's really 10-year period from 15 to mid20s where you establish your identity, social circles, interests that will carry you through the remainder of your life. So hopefully this time can be open-minded and exploratory versus singularly focused on colleges/jobs, etc. Once again a healthy balance here is ideal.
 

Howzat
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Posted on Sunday, January 06, 2019 - 12:52 pm:      


Anand_n:




+1
 

Anand_n
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Posted on Sunday, January 06, 2019 - 11:45 am:      

After seeing a lot of kids esp peers with my older one and mentoring college hires at work , and watching my younger one have sleep issues from stress over gpa, I have a different take on what kind of academic competitiveness I wanted the younger one to have , the school I want him to go to , what levels of ranks etc .. so I will sign off from this thread...

There are so many options and roads to success - one bit of advice - let your kids choose their extracurriculars , they will stick with others them longer ,give your kids time to breathe and have fun, build lasting friendships in school, please do not fill their calendar with back to back scheduled activities:-)

A great college gives kids a head start in life - true
If it’s the kids dream, passion and drive that is great ... if it’s only yours , it’s just a stress factor for both you and the kid :-) don’t ever make it feel like getting into one is the only measure of success!

But in a heated argument I asked my son “ do you want to end up in UTSA( local )†and he responded “ would that be the end of the world ? Don’t you have Utsa grads who are in exec management†at your company ? He was right :-)

Success has different definitions for different people, my older one chose a field that pays him half of what he would get in say fintech but he is happy - he said he would rather do this 10 -11 hours a Day than what he did at Amazon 8 hrs a day for more money ...and that happiness is more important to mental health :-)

Good luck to all your children - may they find the path to a happy life !:-)

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

Baatasari
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Posted on Sunday, January 06, 2019 - 11:00 am:      


Nanigadu:

Intha thinkening and planning endhuku bujja
Nacchakapothey move on
Why unnecessary headaches




we are very close frnds.. :D appatlo kurra tanam ante..

ee panulanni chesi,chusi unam.. ipudu DB lo konni personalities chuste.. i chuckle :D
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Maverick
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Posted on Sunday, January 06, 2019 - 10:52 am:      

Academics okkate kakunda extra curricular stuff also helps.to.get adminssoons antaru..like girl scout or sports or music..my kid is into music and swimming 4 the grade no other stuff like girl.scout..elantivi sign up xheyyali
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

Dreamcatcher
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Posted on Sunday, January 06, 2019 - 10:27 am:      

https://www.washingtonpost.com/local/education/early-applica tions-surge-at-prestigious-colleges-so-does-early-heartache/ 2018/12/28/12479e66-078c-11e9-a3f0-71c95106d96a_story.html?u tm_term=.6bfa237933ff
 

Emc2
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Posted on Sunday, January 06, 2019 - 06:22 am:      


True_indian:

how will my kid fair inta smart and hard working kids unte




antha tension padalsina avasaram ledu unkl

saw couple of kids, unkls came late 50's to US, kids already college 10th grade, tension paduthu unde vadu, IIT ani india lo cheyinchali ani, kids lite teesuko ani george mason lo chesaru, luckly citizenship techukunnadu, that helped...after graduation dept of state lo job, next white house lo job, next fannie mae lo 180k ki PS to ceo vasthe rejected the offer. this is all within the span of 8 years lo chesukunnaru

its all depends how kids mold them self, koncham streetsmarness unte all set unkl
lets iscuss how to grow, mee amul advices post cheyandi separate thread lo

It's ok

 

Secondcup
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Posted on Sunday, January 06, 2019 - 12:52 am:      

congrats Baba. In CA it is different ball game and we don't have options to pick APs starting 9th grade. Our schools offers atrting 11th grade (Fremont mission HS). Also being in very competitive school, I felt it did hurt my son chances as he was not good as other top students. He is average student and now doing 3rd BS in Applied Maths in UCR. He joined in CS and moved to Maths.. He is doing ok so far.
 

True_indian
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Posted on Sunday, January 06, 2019 - 12:39 am:      


Howzat:

Pharma and Biotech sectors chaala hotga vunnaye. PhD in a cutting/bleeding edge field cheste konni yelalo manchi corporate/industry scientist position patukovachu.

Even tech companies happy to hire life sciences people for new growth areas beyond standard Internet/Social Media business lines. Facebook, Google, Amazon, etc. are all expanding into numerous new areas that will require with good Life Sciences touch.

Also chaala cross-functional applications vastunaiye 21st centurylo, intersection of AI/machine learning/robotics with core life sciences (bio/chem/physics). Manchi graduate level education set chesukunte, ippudu inka exist kanni jobs repu 2025 and beyond period booledu emerge avuthaye!




good info
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

True_indian
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Posted on Sunday, January 06, 2019 - 12:38 am:      


Howzat:




dude no idea, heard from my friends who discussed, that 3 kids
(3 girls)in our close friends circle got 36
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Howzat
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Posted on Sunday, January 06, 2019 - 12:31 am:      


True_indian:




In 2013, 1,162 out of 1,799,243 total students got a 36.

That is 0.06%... or 6 kids out of 10,000.

Source:
https://www.huffingtonpost.com/the-prospect/what-does-it-rea lly-mean-_1_b_6593188.html}
 

Howzat
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Posted on Sunday, January 06, 2019 - 12:29 am:      


Saidabad:




Pharma and Biotech sectors chaala hotga vunnaye. PhD in a cutting/bleeding edge field cheste konni yelalo manchi corporate/industry scientist position patukovachu.

Even tech companies happy to hire life sciences people for new growth areas beyond standard Internet/Social Media business lines. Facebook, Google, Amazon, etc. are all expanding into numerous new areas that will require with good Life Sciences touch.

Also chaala cross-functional applications vastunaiye 21st centurylo, intersection of AI/machine learning/robotics with core life sciences (bio/chem/physics). Manchi graduate level education set chesukunte, ippudu inka exist kanni jobs repu 2025 and beyond period booledu emerge avuthaye!
 

True_indian
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Posted on Sunday, January 06, 2019 - 12:28 am:      


Telugu_times:




Baba from what grade u need to pay more attention

denemma na laga vana kalam studies ani tension hai
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Sunday, January 06, 2019 - 12:26 am:      


Howzat:

Act 36 is absolute brilliance.




3 of my friend kids from detroit got 36
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

True_indian
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Posted on Sunday, January 06, 2019 - 12:25 am:      

chus e thread choostunte depression vastundi

how will my kid fair inta smart and hard working kids unte

chus i have to work more for donation

EMC unkul lets discuss how to buy more properties yaa
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Howzat
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Posted on Sunday, January 06, 2019 - 12:11 am:      


Discoveringself:




Haha, appreciate it.

Chudandi naa logic ela vundante... ippudud nenu vochi ee costs chudandi vs. State School, ee statistics chudandi, ee pressure/mental health issues chudandi, etc. anna, most members below still very adamant that Ivy voste 99.9% appu chesaina, pressure unna, talakinda tappas chesaina pillalni aa dariloki pampistaru if their kid has the awareness/focus/capacity to earn a spot.

By playing Devil's Advocate, I'm hoping people even if they push their kids to apply/achieve Ivy's oka nimisham other factors (mental preparedness, unnecessary pressure from community/friends, the long journey ahead) effect on vaala pilla/pillodi gurinichi alochistaru.

Ippudu andaru vellandi, vellandi ane cheptharu ee community lo high achieving paths gurinchi. But parentske telustondi vaala pillalu gurinche. Just velle mundu oka chinna munduchoopu.

Mindset chaala mukyam. 16/17 years appudu baa chaduvukune pillaliki high SATS, top colleges, tharvatha top jobs, tharvatha top MBA oka lanti trance/maikamlo life nadustondi. Aa lightly mental madhilo other life priorities (diet, workout, sleep cycle, friends, dating, etc) konchem enaki jaruguthayi.

So vunna ability konchem perspective/right life values tho kalipithe long term ambitions/career success/financial security still andukovachu anade naa point.

So ippudu Financelo or Medicinelo vunna pressures/sacrifices gurinche nenu kinda describe cheyatamtho, I'm hoping mindset konchem balance chesukuni velthe ee Ivys loki, life antha grades/internships/jobsee kaadu, migatha vishalu kuuda partinchukovali ane oka awareness raavalane...
 

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Posted on Saturday, January 05, 2019 - 10:43 pm:      


Howzat:

Unkokkadu naa lanti oversmart candidate




hmmmm......atleast smart enough to understand you are like Der in one aspect....

ok just kidding...very nice points....Der was a really smart guy although a bit over the top in his posts.....you seem to be pretty balanced.......
 

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Posted on Saturday, January 05, 2019 - 10:20 pm:      


Jake_ryan:

Wow!!! What a kid! you are blessed.




+++++++ Super wizard !!! Congrats Telugu Times ,
-
 

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Posted on Saturday, January 05, 2019 - 10:09 pm:      


Nanigadu:

nanigadu6 at gamil ki oh mail kottu




sure
TDP Manifesto Finish aipotav ..
1 night Jail time
PS: Appatlo Methanithodugu aka softwear
 

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Posted on Saturday, January 05, 2019 - 10:06 pm:      


Baatasari:

those DBs that time were full of filth.. ani avoid chesam...
in one such disc 2 of us leg-pulling cheyali 3rd ( cdhow, die-hard bala fan ) ani started a xxx HATE grp in Orkut - this became huge huge hit, we had to finally shift the Admin-ship and saved ourselves .. aa experience tone ikkada admin ki uchita salaha ivvadam..




Intha thinkening and planning endhuku bujja
Nacchakapothey move on
Why unnecessary headaches :-)
 

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Posted on Saturday, January 05, 2019 - 10:03 pm:      


Miniontada:




Orinee annay
I am in Richmond Hill
Let’s meet once
nanigadu6 at gamil ki oh mail kottu
 

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Posted on Saturday, January 05, 2019 - 09:37 pm:      

Ee thread ki short cut link edyna create cheyyandi... lots of information., kudos to the kids and congrats to the parents...very useful thread
 

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Posted on Saturday, January 05, 2019 - 09:23 pm:      


Nanigadu:

MetthanjThodug uncle ekkada meeru Canada lo




markham abbai..

TDP Manifesto Finish aipotav ..
1 night Jail time
PS: Appatlo Methanithodugu aka softwear
 

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Posted on Saturday, January 05, 2019 - 08:52 pm:      


Whyme:

Telugu Time




Agreed. Mee vaade stats even Wharton class lo kuda top rangelo vunaye. Because non-Asian quotaki thakku competition vuntundi to get admitted. Act 36 is absolute brilliance.

My advice applies for 90% of kids but your kid is clearly in top 10% even among top achiever Telugu kids. I predict he will be extremely successful in school and in his career! Congrats!
 

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Posted on Saturday, January 05, 2019 - 08:50 pm:      

Very positive thread... congrats once again....one should never think about the costs in ivy league.. getting admission here itself is a big deal....the money can be paid off in no time....the network in ivy league is awesome and the environment is totally different.
 

Whyme
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Posted on Saturday, January 05, 2019 - 08:48 pm:      


Jake_ryan:

Wow!!! What a kid! you are blessed




I second that
 

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Posted on Saturday, January 05, 2019 - 08:45 pm:      


Miniontada:




MetthanjThodug uncle ekkada meeru Canada lo
 

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Posted on Saturday, January 05, 2019 - 08:42 pm:      


Telugu_times:

Parents must have all the info, about college admission process.



+1, system is complicated for a desi parent and options are many..




Nanigadu:

I think we have a re-birth of two old ids either IBDB or CCDB
IBDB - Vivekdhara
CCDB - Der




i can speak for myself, i am none of these..
i mentioned my frnds group - 3 of us close pals, starting from fristyr bachelors, we were very much into discussions, debates on all topics - juniors ga ade pedda timepass & good excuse .. got to know IBDB+TIDB cos they were attached to movie sites..

those DBs that time were full of filth.. ani avoid chesam...
in one such disc 2 of us leg-pulling cheyali 3rd ( cdhow, die-hard bala fan ) ani started a xxx HATE grp in Orkut - this became huge huge hit, we had to finally shift the Admin-ship and saved ourselves :D.. aa experience tone ikkada admin ki uchita salaha ivvadam..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 08:32 pm:      


Telugu_times:

In 11th grade, his PSAT score was 1510 out of 1520
His SAT score was 1560 out of 1600.
He also wrote 2 subject SAT tests, Biology and Chemistry. Both 800 out of 800
He wrote ACT also, got 36 out of 36 with an ACT essay score 12 out of 12
He is a national merit Finalist.




Wow!!! What a kid! you are blessed.
 

Telugu_times
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Posted on Saturday, January 05, 2019 - 07:59 pm:      

Thanks Okahyderabadi bro.
Parents of Middle school/high school kids, ask questions and get more info from db or web.
Eventhough it is 90% kids responsibility, if parents are not well informed about the college admissions process, some kids will be at disadvantageus position, as they are more into iphone chat addiction/snapchat and Fortnight game addiction and waste time.
Parents must have all the info, about college admission process. If parents are not well informed, the kids will be at disadvantageous position as they pass their time with video games and most abcd kids wait till the last minute to apply colleges in a desperate mode and lose good opportunities.
CCDB - Caste Chemchas Discussion Baavi
 

Okahyderabadi
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Posted on Saturday, January 05, 2019 - 06:44 pm:      


Telugu_times:

My son attends a public school, that is one of the biggest in the country.
The High School strength is about 5,100 students (grades 9, 10, 11 and 12)
It is ranked 7th in the state of Indiana and a national rank of 720.
maa vaadi class lo, about 1220+ students and he is one of the top students out of those 1220+.
In 11th grade, his PSAT score was 1510 out of 1520
His SAT score was 1560 out of 1600.
He also wrote 2 subject SAT tests, Biology and Chemistry. Both 800 out of 800
He wrote ACT also, got 36 out of 36 with an ACT essay score 12 out of 12
He is a national merit Finalist.





Telugu_times:

In 9th, 10th and 11th, he took a total of 8 AP courses.
In the year end college board AP exams, he got 5 out of 5, in 7 of the above subjects and 4 out of 5 in 1 subject (Physics)
(in 12th grade, he took 5 more AP courses, but those grades were not released when he got Early Decision college admission in early Dec,
therefore those grades are irrelevant for admission process)
In the regular year grades, in 9th and 10th, he got all A grades (the school has only A, no A+. A is highest. Then A-, B+ etc)
in 11th grade, he got one A- grade and one B+ grade.
Again, 12th grades were not released in Dec and those 12th grades were never submitted to Earlly Decision college admission application.




Times brother your kid is a super achiever and you should be proud parents I wish your kid all the best in his life, I am sure his passion combined with his choice of school will take him to greater heights.

My daughter is a sophomore in Washington University St Louis on path to her dream of pursuing a career in Medicine, she has full ride scholarship to couple of schools and took up this school because it offers Bio-medical program as well which she wants to take couple of programs as a minor. It has been her passion to get in to med school right from her middle school and she worked towards the goal all through her high school. Her priorities were clear from the beginning ; she always wanted to go in-state school closer to home so her choice was mostly looking at schools in MO and couple of schools in TX (UTD and A&M). She has been public school educated all the years

Her Academics & Other activities
She took 12 AP's in her High school, top 3% of her grade all the time
SAT - 1520(first attempt),1540(second attempt)
SAT - Biology 760(one attempt)
SAT - Chemistry 800(one attempt)
ACT - 34

Other activies
Gold Award - Girl scouts of America
PAESMEM - Presidential Gold Medal for Stem (in Sciences)
Member of debate club and winner/second of various debating competitions at state level.
Volunteering at local hospital from high school
School Orchestra - plays the cello

Like Anand sis mentions, the choice of going to a school depends on family to family and kid to kid. Finances do play a big part as do the programs available and the kids preferences. We as parents can only go through the choices with them and discuss with them and then leave the decision to them.
In history there is no such thing as the last word on any subject research leads to new things every day
 

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Posted on Saturday, January 05, 2019 - 06:40 pm:      


Twitter:

Nanigadu:

maku govt contribution kuda vuntadhi kontha kid puttaganey


CA vallu petti puttaru sami free free anni ..

maku RESP's undatam ante enti ?




mareti anukunnaVeti .. usa lo f1/h1 kaalam sesinaka .. india ki ki poya oka 5~ yrs .. malla zila started this time did not wanted pain in bottoms of GC
so entered CA on PR ... 3+ yr kavosthundi ... formalities Citizen of Canada in 6months max anukuntunna family antha ... benfits tax rendu sammaga untayi eeda adi vera topic... :D
TDP Manifesto Finish aipotav
PS: Appatlo Methanithodugu aka softwear
 

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Posted on Saturday, January 05, 2019 - 06:11 pm:      


Nanigadu:




Der ante Der. Vivekdhara ante Vivekdhara.

Dintlo magic entante nenu meeru evaru kavalanukunte vallane!
 

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Posted on Saturday, January 05, 2019 - 05:51 pm:      


Telugu_times:

I dont think he is under 30 years




hmm
below 30 years antey Der chances ekkuva - but he is not into movies that much

its OK, at least it's a return of the dragon annattu gaa Baba :D
 

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Posted on Saturday, January 05, 2019 - 05:51 pm:      


Anand_n:

all courses that are designated as high school courses show up in the high school transcript irrespective of when you took them ..,




Good to know this for the second one
 

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Posted on Saturday, January 05, 2019 - 05:50 pm:      


Rgb:

Colleges dont ask for middle school grades kadha.Are you saying that they are at a disadvantage in high school?




That was what the school told us and that caused the damage...

all courses that are designated as high school courses show up in the high school transcript irrespective of when you took them ..,

Some school districts just give pass/fail credit for middle school courses some like ours take them into GPA .. so do your research !

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

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Posted on Saturday, January 05, 2019 - 05:46 pm:      


Nanigadu:

annay Vivekdhara ne kadha



I dont think he is under 30 years
CCDB - Caste Chemchas Discussion Baavi
 

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Posted on Saturday, January 05, 2019 - 05:42 pm:      


Rgb:

One thing that all parents should consider is the mental health of the students especially girls.Mild to serious depression is rampant in high school/college. Girls lo ekkuva people say due to social media pressures



Yup.
Mental Health and sleep hours should be closely monitored. Kids spend hours and hours on iphones and end up doing the home works late in the night.
Health should be first. Grades/colleges next. Health naashanam ayinaaka, these grades are good for nothing.
CCDB - Caste Chemchas Discussion Baavi
 

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Posted on Saturday, January 05, 2019 - 05:40 pm:      


Anand_n:

So do watch out for schools that make kids take high school courses in middle school - ensure that the kids are scoring near perfect in those courses




Colleges dont ask for middle school grades kadha.Are you saying that they are at a disadvantage in high school?
 

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Posted on Saturday, January 05, 2019 - 05:39 pm:      


Rgb:

mental health of the students especially girls.Mild to serious depression




ya, i am not sure about the girls, but see couple of girls..top students since childhood, finished undergrad from Princeton...at one stage both of them are into depression, don't no why..ippudu job kuda so so..

It's ok

 

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Posted on Saturday, January 05, 2019 - 05:39 pm:      


Howzat:

Nice to be back guys! Missed you.




annay Vivekdhara ne kadha
Welcome back, missed your insights on movies
I hope you have done something about your passion for movies
 

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Posted on Saturday, January 05, 2019 - 05:38 pm:      

Baba garu excellent thread and thanks for sharing the details.

Howzat annai - thx for playing devils advocate. I completly agree there are many roads leading to Rome.

Will bookmark this thread
 

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Posted on Saturday, January 05, 2019 - 05:37 pm:      


Twitter:

maku RESP's undatam ante enti ?




Registered Education Savings Plan just like RRSPs

A Registered Education Savings Plan, or RESP, is an investment vehicle available to parents in Canada to save for their children's post-secondary education. The principal advantages of RESPs are the access they provide to the Canada Education Savings Grant (CESG) and as method of generating tax-deferred income.
 

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Posted on Saturday, January 05, 2019 - 05:37 pm:      


True_indian:




It was more of the school not being transparent - they made the kids take advanc d courses in middle schools ol and told us that it is only to add rigor - and they used strict grading as a college prep argument telling the kids that it’s ok to get B’s as this is a higher rigor etc .., next thing we know when the kid went to a reg high school all those grades transferred over as high school grades tanking his gpa even before he started high school ... in a school where there are 40-50 kids with a GPA above 99% ... it basically put him out of the running at the start for the top ranks and was demotivating for him - thankfully he really enjoys learning so still took all the AP courses and Extracurriculars to build a fairly strong resume ...:-)

So do watch out for schools that make kids take high school courses in middle school - ensure that the kids are scoring near perfect in those courses !

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

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Posted on Saturday, January 05, 2019 - 05:36 pm:      

One thing that all parents should consider is the mental health of the students especially girls.Mild to serious depression is rampant in high school/college. Girls lo ekkuva people say due to social media pressures

Never feel embarrassed to seek help
 

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Posted on Saturday, January 05, 2019 - 05:35 pm:      


Nanigadu:




Nice to be back guys! Missed you.
 

Twitter
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Posted on Saturday, January 05, 2019 - 05:33 pm:      


Nanigadu:

maku govt contribution kuda vuntadhi kontha kid puttaganey



CA vallu petti puttaru sami free free anni ..

maku RESP's undatam ante enti ?
 

Nanigadu
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Posted on Saturday, January 05, 2019 - 05:20 pm:      


Twitter:

4th ke college fees gurinchi thinking




meeku RESPs vuntayi kadha annay
memu 6 months nunchey contributing
maku govt contribution kuda vuntadhi kontha kid puttaganey
 

Nanigadu
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Posted on Saturday, January 05, 2019 - 05:18 pm:      


True_indian:

saving money for donation




 

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Posted on Saturday, January 05, 2019 - 05:17 pm:      


True_indian:

baga etakarama, your kid is brilliant ani chala sarlu cheppavu




etakaram kaadu unkl. serious, be aware of all situations, second kid ela untado no idea yet..

kshaminchu

It's ok

 

Twitter
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Posted on Saturday, January 05, 2019 - 05:16 pm:      


True_indian:

529 on track for her college fees, she got selected to Duke TIP




good for you annai ..ivanni chesthunnav ani thelieka noru jaranu oggei

jeevitham planning ante neela undali ..4th ke college fees gurinchi thinking

 

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Posted on Saturday, January 05, 2019 - 05:16 pm:      


True_indian:

saving money for donation




if you sell 2 watches, she can attend Stanford
CCDB - Caste Chemchas Discussion Baavi
 

True_indian
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Posted on Saturday, January 05, 2019 - 05:14 pm:      


Twitter:

aa 4th ki 6th ki peddha theda ledhu bokka rao garu




hey u naughty, i am spending time with daughter, planning and all that shit yeah

529 on track for her college fees, she got selected to Duke TIP

saving money for donation
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Saturday, January 05, 2019 - 05:12 pm:      

I think we have a re-birth of two old ids either IBDB or CCDB
IBDB - Vivekdhara
CCDB - Der
 

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Posted on Saturday, January 05, 2019 - 05:08 pm:      


True_indian:

doubt a




aa 4th ki 6th ki peddha theda ledhu bokka rao garu :D
 

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Posted on Saturday, January 05, 2019 - 05:07 pm:      

andharu ikkade cheraru ga all prodigies parents congrats to all

Anand, Andhrawala, Whyme,TT hope you guys be around for next 10yrs
 

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Posted on Saturday, January 05, 2019 - 05:06 pm:      


Twitter:

.naakesinatte




doubt a
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Saturday, January 05, 2019 - 05:05 pm:      


Telugu_times:




nice and congrats baba, u r lucky

my 2 cents, anytime kid gets in to ivy league, even if its difficult, need to take loan or pay if u can afford

investing in education is never a wrong decision
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Saturday, January 05, 2019 - 05:05 pm:      

ee lekkana 6th grade garal ni intlo pettukoni nen ye maathram pattinchukotledhu ani ardham aindhi ..naakesinatte

baba goru congrats sir you are proud dad

der annai ki na namasumalikalu welcome back

thread ni rojuko sari chadhivi decode cheskovali .
 

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Posted on Saturday, January 05, 2019 - 04:59 pm:      


Howzat:

Life ante inthe. Kashtapadali anukunte then godspeed to your son! I wish him the best. Naa opinion entante... life solely $$/prestige, pakka vallu emanukuntaru, etc. anthe unnecessary distraction. Finding an enjoyable/balanced life is what people should ultimately aspire to



Agree
but maa vaadu, not interested to study at local colleges.
As I said earlier, getting into Kelly is not at all a big deal for Indiana residents.
He is one of the best in the state. He got all those scores with minimal effort.
That is why, me and my wife agreed to apply for that college as Early Decision. we know the financial challenges. If he works hard, he can definitely compete with best in the country.
whether he succeeds or not, only time will tell.
CCDB - Caste Chemchas Discussion Baavi
 

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Posted on Saturday, January 05, 2019 - 04:58 pm:      


Whyme:

Aa time ki meere university ettesthat vunkul




baba rama dev divine university
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Saturday, January 05, 2019 - 04:57 pm:      


Anand_n:

But tanked his rank partly due to our mistake in keeping him in a charter school in 8th grade that moved a bunch of what we though were middle school grades to his high school gpa :-( so this is definitely something to watch out for ...




Anand garu koddiga details on this

my daughter used to go to private but she got into one of the best charters schools in the NC and 3rd best in country so we moved her there

planning to move her back to private for high school
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Saturday, January 05, 2019 - 04:54 pm:      


True_indian:

am also contributing to 529, 1k a month, my kid in 4th grade so i have 8 more years to go




Aa time ki meere university ettesthat vunkul
 

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Posted on Saturday, January 05, 2019 - 04:49 pm:      


True_indian:

baga etakarama,



sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT
 

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Posted on Saturday, January 05, 2019 - 04:48 pm:      


Humpty_dumpty:

Right now I am contributing in 529 plans and plan to buy college credits around high school time




humpty more details on this?

i am also contributing to 529, 1k a month, my kid in 4th grade so i have 8 more years to go

how u buy credits upfront and how does this work?
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Saturday, January 05, 2019 - 04:46 pm:      


Anand_n:

Btw - the Gap year concept seems to be picking up steam among kids
- last year a friend�s kid joined Harvard - this year when I met him he said he has taken a year off to travel ... another girl I know was pursuing premed in Columbia - decided to take a gap year to work ..,colleges are encouraging this so the kids become more mature and able to handle the pressure howzzat mentions




Yup Gap year is picking up
 

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Posted on Saturday, January 05, 2019 - 04:46 pm:      


Emc2:

have you done any research for avg kids




yes avg, above-avg kids ki options cheppandi :-)
 

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Posted on Saturday, January 05, 2019 - 04:43 pm:      


Anand_n:


After pre-med, kids are doing this, before joining Medical college
non medicine, never heard of this.
Hmm
CCDB - Caste Chemchas Discussion Baavi
 

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Posted on Saturday, January 05, 2019 - 04:39 pm:      

Btw - the Gap year concept seems to be picking up steam among kids
- last year a friend’s kid joined Harvard - this year when I met him he said he has taken a year off to travel ... another girl I know was pursuing premed in Columbia - decided to take a gap year to work ..,colleges are encouraging this so the kids become more mature and able to handle the pressure howzzat mentions !

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

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Posted on Saturday, January 05, 2019 - 04:25 pm:      


Baatasari:

ABCD,Race being a criteria on how the kids develop social circles.. its a major hindrance in India ( students roaming in same caste,gender,etc roles )




Not for my boys -though our circle is indian , their friend circle is very much multiracial ... classmates , the various academic club members , etc ...

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

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Posted on Saturday, January 05, 2019 - 04:22 pm:      

good info baba

long way to go for me

my daughter is in 4th grade
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Posted on Saturday, January 05, 2019 - 04:21 pm:      


Emc2:

saar any possibility for avg kids,

have you done any research for avg kids

that kind of a SAT scores most likely kids will get the top college admissions




neeku g baga balisindi e madhya
baga etakarama, your kid is brilliant ani chala sarlu cheppavu



btw: recently my friend paid 900k and got a donation seat in stanford
neeku enti 9 million ayina pay chesavu gootle gannarao
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

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Posted on Saturday, January 05, 2019 - 04:11 pm:      


Anand_n:

Not as big a deal as it�s made out to be




good to know.. i guess we are a bit stuck with the "girls parents" syndrome ..

proms, sleep overs, Highschool ante.. shake aipotunar..

did you notice - ABCD,Race being a criteria on how the kids develop social circles.. its a major hindrance in India ( students roaming in same caste,gender,etc roles )
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 04:05 pm:      


Baatasari:

cultural shocks - how did kids/parents adjust to the schooling here, the setup,crowd, etc.. i hear its unbearable, esp starting from HighSchool.. this is what is gamechanger to leave/stay antunar..




Not as big a deal as it’s made out to be - I have boys but have many friends with girls - all of them - boys and girls - almost all have grown up to be mature, well adjusted adults ..:-)

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

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Posted on Saturday, January 05, 2019 - 04:04 pm:      


Andhrawala:

High school nunchi ikkada main katam entante Mandhu and drugs easily available. vaatiki dooram gaa thattukuni vundatam




thats the ONLY concern my maradal's family has.. its a long way to go, but they are packing bags already..

anduke perspectives ikkada janalu em chestar ani .. desam lo already parents, senti toh kids ni pindestar.. so that acts like an inhibitor..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 04:00 pm:      


Baatasari:

but students have option to stay outside and support themselves ( dayscholar )




yepp. but mana desis 90% support the kids financially

DOrm+food apartment theesukunna more or less anthe avvudhi

High school nunchi ikkada main katam entante Mandhu and drugs easily available. vaatiki dooram gaa thattukuni vundatam
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Posted on Saturday, January 05, 2019 - 03:59 pm:      


Mrhyderabad:

btw, mee old id enti?




this is my only Id in CCDB..

brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 03:57 pm:      


Baatasari:

i think Der is some old DB-er who left..


I don't think he is Der.. if he is, we can easily identify in less than 2 posts :-) There will be 3-4 words per sentence for which most of us need to consult dictionary :-) Der gaari vignaana pradarshana ni hide cheyadam kashtam !! :-)

btw, mee old id enti?
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

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Posted on Saturday, January 05, 2019 - 03:56 pm:      


Andhrawala:

Pillala day care kante seap. whats expesnive is the Dorm and food fee. DInning hall lo food is around $12 per meal.






but students have option to stay outside and support themselves ( dayscholar )

i was also checkign on the cultural shocks - how did kids/parents adjust to the schooling here, the setup,crowd, etc.. i hear its unbearable, esp starting from HighSchool.. this is what is gamechanger to leave/stay antunar..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 03:49 pm:      


Baatasari:


i had asked the same ques earlier actually..

ikkada peddaga inflation aite em undadu US lo.. but is it the inflation of TUition fees - thats erratic and dangerous..

evaro 529 plasn antunar.. i will check that..
i have a chitti maradal ABCD who is 5 now..we often discuss her future.. ade naku interest in this topic..




The incoem generated on 529 is not taxed and also will be set aside for that purpose.

State colleges varaku soosthe emantha expesnive kaadhu tution.

Pillala day care kante seap. whats expesnive is the Dorm and food fee. DInning hall lo food is around $12 per meal.
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Posted on Saturday, January 05, 2019 - 03:49 pm:      


Maverick:

In what grade we should start planning/thinking about kids higher education sat etc.




They can take a pre SAT in 7th grade - you can start about that time:-)

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

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Posted on Saturday, January 05, 2019 - 03:48 pm:      


Baatasari:




Fair enough. Either way I can't really prove/disprove any theories. Meeru andaru naanu old candidate anukunte o rakamga manchide naaku.
 

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Posted on Saturday, January 05, 2019 - 03:46 pm:      


Howzat:

Meeru nannu nammandi namakapovandi.




i dont know man.. i trust u.. public antunte, adiga ante..

y do i care for ur identity..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 03:44 pm:      


Baatasari:




Meeru nannu nammandi namakapovandi... absolute new user. Unkokkadu naa lanti oversmart candidate ee DBlo tiruguthu vunde vadante some combination of pity/navvu vastundi...
 

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Posted on Saturday, January 05, 2019 - 03:40 pm:      


Howzat:

Konchem vivaramga explain chesthara?




i think Der is some old DB-er who left..

thats the Basha story i was asking.. assuming its you..and u made a comeback..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 03:39 pm:      

ee 80 responses tarvatha naaku inka ee "Der" gola ardham kavatledu.

Konchem vivaramga explain chesthara?
 

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Posted on Saturday, January 05, 2019 - 03:38 pm:      


Andhrawala:

Maverick:
How does buying college credit when kids are young to offset inflation work?




i had asked the same ques earlier actually..

ikkada peddaga inflation aite em undadu US lo.. but is it the inflation of TUition fees - thats erratic and dangerous..

evaro 529 plasn antunar.. i will check that..
i have a chitti maradal ABCD who is 5 now..we often discuss her future.. ade naku interest in this topic..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 03:38 pm:      


Der:



Welcome to DB

CCDB - Caste Chemchas Discussion Baavi
 

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Posted on Saturday, January 05, 2019 - 03:36 pm:      


Maverick:

How does buying college credit when kids are young to offset inflation work?




Mave!

Either way a financial suave person like you wont keep money idle lying in a bank.

So it really doesnt matter. An expert like you will definitely make more than what these guys will do.

Only advantage I see is the funds will be locked and will be available for kids education even if we loose our cash in investments etc
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Posted on Saturday, January 05, 2019 - 03:34 pm:      


Howzat:

pedda baasha flashbacklu evi levandi




i meant, Der, y did u leave DB ani .. :D anyways..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 03:32 pm:      


Mrhyderabad:

But why r u guys posting this type of useful threads on weekends ?



I intentionally opened this thread on Saturday morning, so that both weekend crowd and weekdays crowd get benefit from this thread. Yeah, the idea is to bump this thread till Tuesday night, for maximum visibility.
CCDB - Caste Chemchas Discussion Baavi
 

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Posted on Saturday, January 05, 2019 - 03:32 pm:      


Baatasari:




pedda baasha flashbacklu evi levandi. small town origins nunchi big town dreams saandinchina tarvatha, sarle retirementluki and liquid savings baane kurchini vunayiga ane took the foot off the pedal recently. life lo malli re-accelerate cheyali anukuna rooju we'll cross that bridge!
 

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Posted on Saturday, January 05, 2019 - 03:30 pm:      


Pavala:




ofcourse.. $ 1M inherit cheyali ante kashtame kada..

knowledge is divine anukoni.. naku telisina prapancha gyanam ivvadame.. to help next gen select right path :D
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 03:30 pm:      

Whether your Kid should go to a selective school or not is a choice between parents and the kids passion , financial implications , kid’s nature and priorities ... you cannot apply the same parameters to all - I have two and both are completely different ... older one was clear, focused and driven , younger one is the outgoing , chalta hai types ...

So told the younger one to stay instate- no point in spending 250kish when he is unclear about what he wants to do ... Considered business but ‘ likes physics ‘ does not want to ‘code in a cubicle ‘ ... so settled on computer/elec engg.. waiting for the UT Austin decision .. he received the full acad scholarship to UT Dallas ..

Neither of my boys took any tuitions for subjects or did consultants for essays - they did their own..,

One help we got them was on SAT English since they were weak there..

Younger one has the following on his resume..
President’s gold award for community service
National science bowl - regional champions
President of a youth volunteer org
3 time national quiz bowl qualifier
Latin Nationals
14 AP credits
Boy Scout
Music / Tennis / art
But tanked his rank partly due to our mistake in keeping him in a charter school in 8th grade that moved a bunch of what we though were middle school grades to his high school gpa :-( so this is definitely something to watch out for ...

The foolish man seeks happiness in the distance; the wise grows it under his feet : James Oppenheim
 

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Posted on Saturday, January 05, 2019 - 03:26 pm:      


Howzat:

Cinemalo lekapothe definitega telugu language thonu ilati community thonu peddaga touch vundethe kaathu.




meeku kavalsindi telugu lang to touch .. aite u r in right place..

onnula koddi undi DB lo..



if i may ask - y did u leave wats ur basha flashback..:D gootle ques..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 03:22 pm:      


Mrhyderabad:




Haha vopukunnanu ga manchi financial stability ichina pathe ani. Just want people to go in eyes wide open so they aren't shocked by the later sacrifices/pressures.

Manasu manchiga vundataniki more than jobs/$$ avasaram. Naaku chaala rojulu patindi aa perspective ardham chesukovataniki. That is why the comments below.

Finance loki velthi, antha chede jarugutondi ani anitledu!
 

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Posted on Saturday, January 05, 2019 - 03:19 pm:      

Highly recommend this website for financial planning and such to both you and your kids.

https://www.financialsamurai.com/
 

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Posted on Saturday, January 05, 2019 - 03:18 pm:      


Howzat:


Maastaaru, mee old id Platy aa ? j/k...

maree pessimistic gaa vunnaayi mee posts.. no offense meant !

0.1% case exceptions are there everywhere. We can't make our decisions based on such rare probabilities, right ?
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

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Posted on Saturday, January 05, 2019 - 03:17 pm:      


Baatasari:




Thanks, masteru. Cinemalo lekapothe definitega telugu language thonu ilati community thonu peddaga touch vundethe kaathu.

I think this thread now has a balanced view. Satta vunavaalu and commitment/pressure ki prepare aiyna vaalu happy go proceed aipondi.
 

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Posted on Saturday, January 05, 2019 - 03:14 pm:      


Telugu_times:


Congrats maastaaru !!

But why r u guys posting this type of useful threads on weekends ? Pls keep bumping it till monday so more weekday users like me can also read the insights

PS:ee weekend traveling for meeting hence opening the db on sat or i would've missed it!
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

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Posted on Saturday, January 05, 2019 - 03:09 pm:      


Howzat:




The fact that you are on cruise mode, at <30, nachina chota, nachina job, is a privilege - and the grueling hrs in IB PE - are initial investment to buy this option..and when you advice ppl against this career path - thats whr i said partially agree/disagree ..




Howzat:

However, I think this country offers many, often less expensive / less stressful and more efficient paths to ultimately arrive at a similar spot




its not just abt this country, you can reach same career spot thru various routes, its just the IVY save you time&effort NOW - so ee point in time consideration causes hte hype..

rest of your opinion abt $, holistic approach ==> +1

going by others' post - welcome Der :D.. my gif was a tongue-in cheek response to ur t-n-c post... nothing more nothing less..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 03:08 pm:      


Howzat:

The amount of pressure Indian ABCDs broadly feel to pursue Medicine is mind boggling.




what are the options for kids pursuing sciences i.e. not intrested in business or engineering?
 

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Posted on Saturday, January 05, 2019 - 03:02 pm:      


King:




Glad you found responses helpful. Prastuthaniki ee internet anonymity nadavaneyandi. Futurelo definitely consider chestanu.
 

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Posted on Saturday, January 05, 2019 - 03:01 pm:      


Rebel:

whats your point ?
300k, 30k whatever its just money. He got admission which 99.99% or whatever% cant get in.




I get what Howzat is conveying, he is not undermining ivy league admission, he is just asking everyone to apply other factors...

Thanks for sharing Telugu Times, your son's achievements are incredible, congrats to him and proud parents

Thanks Howzat for your valuable input
 

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Posted on Saturday, January 05, 2019 - 02:59 pm:      


Humpty_dumpty:




529 plan some states offer better ones than others (flexibility of using funds for different schools, investment choices, fees, etc.). And you don't have to be a resident of a certain state to buy into their 529 plan. The 529 plan also provides a nice tax shield.
 

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Posted on Saturday, January 05, 2019 - 02:57 pm:      


Howzat:



hello der,all good points. great comeback and your posts have food for thought. irrespective of the cost, i too would pay the tuition if my kid can get into those iv's. nny how, let me know if you want to meet in austin
 

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Posted on Saturday, January 05, 2019 - 02:56 pm:      


Njblue:




100% satyam.

The amount of pressure Indian ABCDs broadly feel to pursue Medicine is mind boggling. It's far from an easy path. And one mis-step on one exam (USMLE Step I) and motham scene reverse avutundi after 4 years of undergrad, medical school applications and 2 intense years of medical school.

Tread lightly...

And medical school costs are now $300k on top of Undergrad costs. And then for most resident years (up to 5-6 years, minimum 3 years), you are making $50k. Only then, do you start making real money. You often have to take a gap year to study for MCAT, do research, etc. in this journey as well. And if you're only able to make it to being a Internal/Family Med doctor, your earnings are 25-50% of specialists and often land in the +/- $200k zone.

And in general medicine is considered the most intense track over the long term. Even more than finance.

https://www.medscape.com/viewarticle/896257

"NEW YORK — With one completed suicide every day, US physicians have the highest suicide rate of any profession. In addition, the number of physician suicides is more than twice that of the general population, new research shows."

Once again, think long and hard before putting your son/daughter on this track. Indialo MBBS chese out of Inter, oka specialization sequence chese, mid-to-late 20s oka reasonable practice modalipetachu. Ikkada mamulu commitment and cost aithe asalu kaadu!
 

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Posted on Saturday, January 05, 2019 - 02:41 pm:      

MAv
IMO
buy college credits when kids are in high school and you have an idea where they mght end up
Or you are preferring in state colleges

You save agaibsr three-four year’s increase in fees

Right now I am contributing in 529 plans and plan to buy college credits around high school time
 

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Posted on Saturday, January 05, 2019 - 02:40 pm:      

My 2 cents having a kid in college.

Please try to understand what your kid is interested in/motivated with. Some of my friends kids got out of the chosen courses in the middle of their college as they don't like it any more. one of them got out of 7 year medical program. Encourage them in the field they are interested in, rather than forcing them.
 

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Posted on Saturday, January 05, 2019 - 02:21 pm:      


Nepatriot:




All good points. And agreed generally speaking.
 

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Posted on Saturday, January 05, 2019 - 02:20 pm:      


Maverick:




Great idea, I think. But I don't know how exactly it works?

Do you basically pay current nominal prices for college credits (for example 12-18 credits is typically considered a full-time semester) and then you can redeem them when your kid attends college? Can you use them only at a specific institution like the local State School?
 

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Posted on Saturday, January 05, 2019 - 02:18 pm:      


Howzat:


Thanks are enlightening your own experience and it is a great info. AS TT said every parent should think both sides of the coin before taking decision to guide them in right path based on the kids caliber.
 

Maverick
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Posted on Saturday, January 05, 2019 - 02:13 pm:      

How does buying college credit when kids are young to offset inflation work?
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

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Posted on Saturday, January 05, 2019 - 02:09 pm:      


Howzat:


hello der
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

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Posted on Saturday, January 05, 2019 - 02:02 pm:      


Telugu_times:




Thanks a lot for your informative post !!
Jai Janasena
 

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Posted on Saturday, January 05, 2019 - 02:00 pm:      


Howzat:




Good to know your perspective Howzat and happy for you.. from my experience these Ivy league passout's are treated like Royalty on trading floors (at least to the tech folks like me).. and once you find a mentor a senior Trader/ Banker, the knowledge they pass down is price less..

I have seen so many IVY interns jump ship and find a lucrative offer after the initial 3 years of grind.. I have also seen a mid 30's colleague do an MBA and his fruitless effort to crack into IB , he wasn't even given an opportunity to interview.. they only want 20-24 year old undergrads in those roles..

also spending $1m for kids education depends on parents affordability.. if it doesn't affect my lifestyle or retirement, I wouldn't think 2 secs to spend for kids education.. in this country that's the best you could do for your kids..
Jai Janasena
 

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Posted on Saturday, January 05, 2019 - 01:56 pm:      


Baatasari:




I'm happy to have made it through and yes it has provided immense earning potential and financial freedom. However, I think this country offers many, often less expensive / less stressful and more efficient paths to ultimately arrive at a similar spot (I don't just mean earnings/savings).

Dabbu emundi.. vostadi pothandi. Beyond a certain level, manam andaram ade Trivikram inane kamedy chusi brathike vallam.

Ani factors, parents entha dabbalu karchupetali college ki, nenu ee tracklo velthe tharvatha job life/quality elavuntundi... etc. so many 1000s of considerations vuntaye.

I'm just encouraging people to take a more holistic approach (individual vs. family financial burden, interest in industry, what skills do I want to develop in college, what kind of kids do I want to be around in college, weather, tarvatha MBA/grad degree cheyala votha, if I'm going to do an MBA why also do a Business undergrad, curriculum motham repeat avutundi, why not do different undergrad degree focused more on tech-centric nature of the 21st century, etc.)
 

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Posted on Saturday, January 05, 2019 - 01:52 pm:      

pillalni kanochu kaani vaaari fate ni kadu ...
we do our part ...if not pray GOD :D

by far this is more meaning full thread and

has covered 360 degrees ..

all contributors must be appreciated ...
esp Telugu_times & Howzaat



TDP Manifesto Finish aipotav
PS: Appatlo Methanithodugu aka softwear
 

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Posted on Saturday, January 05, 2019 - 01:48 pm:      


Howzat:




I didnt mean to insult or hurt any1 here..i clarified already..


If you are well settled - near retirement cruise sort of mode - you ARE reaping the benefits of ib pe no ?

Daniki -ve perspective emito naku artham kaledu..

I reiterate - this isnt an arguement..its an info sharing thed only.. discussion..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 01:47 pm:      


Howzat:

Meeru ila hurtinga matladithe nenu emi cheyalenu



Hurting emi ledhu. One should discuss pros and cons
we all are glad that you are in this thread.
Only one side disko chesthey, bajana brundham avuthundhi
CCDB - Caste Chemchas Discussion Baavi
 

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Posted on Saturday, January 05, 2019 - 01:44 pm:      


Baatasari:




Meeru ela anukunte ala. I'm grateful for all the years spent in IB/PE. And have found a more niche investing role in a warmer southern climate. My savings have replenished and accelerated post NYC/MBA/etc.

30 Years err... 10 years Industry ikkada. Konchem next generation vallaki perspective idamani vochanu. Meeru ila hurtinga matladithe nenu emi cheyalenu!
 

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Posted on Saturday, January 05, 2019 - 01:41 pm:      

Both have a point

End of the day kids need to be blessed and have luck too
Maverick #66833: asalu ee modi chaiwala ante andhra lo evvadiki teliyadu..atlant vadini andhra ki tecchi...veedu indrudu..nenu chandrudu type lo hype icchi..vadini hero chesinde tdp
Post by Knf: bittter annai, welcome RS prakasam varaku madi, Prakasm nunchi UA vaaraku meeedi
 

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Posted on Saturday, January 05, 2019 - 01:40 pm:      


Howzat:






Wowww!!!

Tht was one of the best posts in CCDB buddy! Informative and critical.

Pardon me if I am wrong but a kid got into an Ivy League. That is purely becoz he probably was focused and passionate about the course he wanted.

Fail to understand how that would help most of the parents here for their own kids.

It isnt a formula to copy paste. The same process might not suit your kid.

If your kid is passionate about something, they shall make it on their own.

Don't think we shud do the typical Telugu formulaic mistake of Narayana/Chaitanya for IIT/Bits.

US that way am sure has a lot more career options than India.

The children in US I believe tread their own path independently.
 

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Posted on Saturday, January 05, 2019 - 01:40 pm:      

Anyway, this thread is a general thread for any college admissions info, not just for Ivy League or Business Majors.
The purpose of the thread is to give more info to the parents of Elementary or Middle school parents. When my kid was in middle school, I had zero knowledge on college admissions process, SAT/ACT/subject SAT tests, extra curricular activities, clubs, debates etc etc
Roju politicians/actors/cricketers tho db bore kottesthundhi.
CCDB - Caste Chemchas Discussion Baavi
 

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Posted on Saturday, January 05, 2019 - 01:35 pm:      


Telugu_times:


Congarts TT brother, I agree with Starc. It is a good informative thread, thanks for sharing info.
 

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Posted on Saturday, January 05, 2019 - 01:32 pm:      


Howzat:




Der??
Maverick #66833: asalu ee modi chaiwala ante andhra lo evvadiki teliyadu..atlant vadini andhra ki tecchi...veedu indrudu..nenu chandrudu type lo hype icchi..vadini hero chesinde tdp
Post by Knf: bittter annai, welcome RS prakasam varaku madi, Prakasm nunchi UA vaaraku meeedi
 

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Posted on Saturday, January 05, 2019 - 01:29 pm:      


Howzat:




unkul vaaduka bhasha lo said.. swary..

you are an ABCD, WHarton UG, worked in IB, made 350k$ etc - now in Texas ?



and you are against Finance PE,IB jobs .. come to think of it, you probably made some wrong choices..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 01:23 pm:      


Baatasari:




hint entandi... motham bio-data vundi kada naa post lo
 

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Posted on Saturday, January 05, 2019 - 01:22 pm:      


Baatasari:




Uncle, enti saar, 30 kuda inka touch kaale...
 

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Posted on Saturday, January 05, 2019 - 01:20 pm:      


Maverick:

In what grade we should start planning/thinking about kids higher education sat etc.



Atleast before starting 9th as you need to have a plan for taking AP courses. Also grades count from 9th (except CA)
 

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Posted on Saturday, January 05, 2019 - 01:20 pm:      


Telugu_times:




I am agreeing with you, that Indiana is a subpar school. All kids should go to the Ivy League (regardless of cost).

So the advice below from me was for all parents to make sure their kids go to Harvard, Stanford, UPenn, etc.
 

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Posted on Saturday, January 05, 2019 - 01:17 pm:      

Baba goru
meeru haayiga thundu gudda eskoni paduovachu mee vodi credentials ki
Mahesh performance lo 10% kooda Chiru cheyyaledu.... - New_user
Spyder - Critically acclaimed disaster - New_user
 

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Posted on Saturday, January 05, 2019 - 01:16 pm:      


Baatasari:

. more than the $ i spent, i will giv all the perspectives, and the grand picture..



Mahesh performance lo 10% kooda Chiru cheyyaledu.... - New_user
Spyder - Critically acclaimed disaster - New_user
 

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Posted on Saturday, January 05, 2019 - 01:16 pm:      


Howzat:


I am serious bro/sis. To get into Kelly undergrad business, out of state vaallaki kastam emo, but Indiana residents ki, piccha light.
Also, Ivy League lo admision vacchina prathi kid ki, their respective state lo ekkado oka chota free tuition admission untadhi. But still kids join Ivy League.
CCDB - Caste Chemchas Discussion Baavi
 

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Posted on Saturday, January 05, 2019 - 01:14 pm:      


Howzat:

And frankly I think your views are more in line with majority of the parents frequenting the CCDB-type boards.

I'll excuse myself from the boards. Made this account specifically to provide some counterpoints and alternate views.




you dont need to excuse urself uncle.. this is an active discussion.. and its worth it - i am selective on my posts too..

feel free to post your opinions.. i am done with my daily lunch DBing quota.. malli vasta, keep the stats coming, bump the thread..its useful for every1..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 01:11 pm:      


Howzat:

The only measure of mental health isn't suicide or not. There is a whole spectrum of mental damage that rises from sleep deprivation and high stress. If you don't consider that worth thinking about, then cool. I respect your opinion.




i donno.. you seemed to hint abt u being from Wharton :D.. i will giv u complete clarity..

IIT btech, 10+yrs in top tier IBs..though leading IT teams ..
i have led Volcker implementation, when i was an Assoc in geeyess.. and i was underpaid in my role .. i bet you cant get other profiles to giv u that sort of resp so soon...

so i know whats stress/suicides/sleep deprivation/relationship troubles/PR issues..

been thr done that guru :D

done with my quota, will come back here EOD..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Howzat
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Posted on Saturday, January 05, 2019 - 01:11 pm:      


Telugu_times:




Well it seems like you've convinced the entire board the value of attending a hyper-selective school. So I was trying to get the thread back on its original track!

Best of luck!
 

Howzat
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Posted on Saturday, January 05, 2019 - 01:10 pm:      

Baatasari - I respect your opinion, sir.

And frankly I think your views are more in line with majority of the parents frequenting the CCDB-type boards.

I'll excuse myself from the boards. Made this account specifically to provide some counterpoints and alternate views.

Obviously, going to an Ivy League and working in Finance can be hugely satisfying and lucrative life path. And I wish everyone whose kids choose that path, the very best!

It was fun chatting.

To everyone else, feel free to PM me if you'd like any advice/opinions.
 

Telugu_times
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Posted on Saturday, January 05, 2019 - 01:08 pm:      


Howzat:

+ Grades: Colleges consider all grades starting from 9th grade onwards
+ Extracurriculars: College admissions value passion/deep investment in one or two extracurricular areas
+ Essays: Extremely important. You should consider hiring external consultants who helps write them. They are the only way to truly differentiate oneself in college applications because numerous kids are hitting 1500+ SAT Scores, 35+ ACT Scores, participating in athletics, national competitions, etc. and earning National Merit Semifinalist/Finalist

Start today. Develop your kids' passions/hobbies in 1-2 areas. Ensure their GPA is near perfect 9th grade onwards.



To get admission into Kelly undergrad business, you dont need to do any of the above
I know dozens of Indiana kids that go to Kelly every year.
CCDB - Caste Chemchas Discussion Baavi
 

Baatasari
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Posted on Saturday, January 05, 2019 - 01:08 pm:      


Howzat:

Ok here's the situation. The Ivy Undergrad now costs $1 Million. Your respectable State School costs $100k.

You're sending your kid to the Ivy?




yes i will..

Ivy Tag, for a ABCD - comes with lots of pros ( little bit of cons ) and if the kid has done well, asks me for it - 200% i will send..

only caveat is - i can probably contribute 200k$-500$ may be.. and i will be upfront with it.. he/she has to share the burden.. more than the $ i spent, i will giv all the perspectives, and the grand picture..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 01:07 pm:      


Baatasari:




The only measure of mental health isn't suicide or not. There is a whole spectrum of mental damage that rises from sleep deprivation and high stress. If you don't consider that worth thinking about, then cool. I respect your opinion.
 

Howzat
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Posted on Saturday, January 05, 2019 - 01:05 pm:      


Baatasari:




Ok here's the situation. The Ivy Undergrad now costs $1 Million. Your respectable State School costs $100k.

You're sending your kid to the Ivy?
 

Howzat
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Posted on Saturday, January 05, 2019 - 01:04 pm:      


Maverick:




+ Grades: Colleges consider all grades starting from 9th grade onwards
+ Extracurriculars: College admissions value passion/deep investment in one or two extracurricular areas
+ Essays: Extremely important. You should consider hiring external consultants who helps write them. They are the only way to truly differentiate oneself in college applications because numerous kids are hitting 1500+ SAT Scores, 35+ ACT Scores, participating in athletics, national competitions, etc. and earning National Merit Semifinalist/Finalist

Start today. Develop your kids' passions/hobbies in 1-2 areas. Ensure their GPA is near perfect 9th grade onwards.
 

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Posted on Saturday, January 05, 2019 - 01:03 pm:      


Nepatriot:

sorry to divert the thread..




you saved me lots of effort to type :D

Howzat while he is trying to present some facts, he has assumed this is sort of "optimisation" problem wrt $.. hence my point - its NOT..
in most cases, parents have to spend n forget - for a student, yes, its a $ spent Vs earned, optimisation problem - to which i am saying - the avg ABCD has already done that calculation.. and IVY league velledi aa clarity tone..

there are hoards of Desis who come over for IVY MBA - these ppl i do question - they are making a mistake - leaving existing job, putting 200$ for MBA and end up working in Amazon warehouse etc ( plenty of Stanford,MIT MBAs r doing )

owning a shop=yes, starting a PE consulting, own IB shop thats small.. all these IB,PE sort of roles at banks are very very niche - its an experience worth it, the biz is built on relationships. you are talking,learning,working with the best in industry.. and you demand respect.. you have ideas,partners,ecosystems around u..

its a myth, media has propagated that IB profiles are killing analysts - i agree thr r 100 things bad with IBs .. but like any other job, you know the JD, gruelling hrs, you came looking for it, you know ur limits.. if u r stretched - upto u .. nenu lead chesina IT teams lone.. if you giv clarity, kurrol willing to put in 80hrs/week happily.. its the guidance,discipline that analysts cherish..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Howzat
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Posted on Saturday, January 05, 2019 - 01:01 pm:      


Nepatriot:




To your point there is pressure in all jobs...

https://www.nytimes.com/2015/06/02/business/dealbook/reflect ions-on-stress-and-long-hours-on-wall-street.html

"Studies have suggested that financial service employees are at higher risk than those in many other industries. According to the National Occupational Mortality Surveillance, individuals who work in financial services are 1.5 times more likely to commit suicide than the national average."

Also New York City is the #1 most stress city
https://money.cnn.com/gallery/pf/2014/06/25/most-stressed-ou t-cities/index.html


There are many options other than NYC/Finance and working in an Amazon warehouse. I've mentioned several examples...
 

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Posted on Saturday, January 05, 2019 - 12:54 pm:      

In what grade we should start planning/thinking about kids higher education sat etc.
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

Howzat
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Posted on Saturday, January 05, 2019 - 12:53 pm:      


Nepatriot:




All good points.

Part of what I was trying to provide here was the other side of the coin.

And you're right about providing a competitive edge to your kid. What is Wharton costs $1M for 4 years and your local State School costs $50k for 4 years?

You would probably reconsider your decision right? Or at the very least consider the value of spending $1M that way.

Well $300k is not a small number and I believe needs justification beyond "giving competitive edge to my kid"

Also people making $5M / year is not common in Finance or any field for that matter. To be making that kind of money you almost 100% have to be an entrepreneur whose company IPO's or you're bought my another company.

Also general point on earnings since it keeps coming up...

http://time.com/money/5157625/ideal-income-study/

Money and happiness don't correlated beyond $75 - $100k according to many studies. Posting a TIME article so you know that the study has some merit.
 

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Posted on Saturday, January 05, 2019 - 12:45 pm:      


Howzat:

OK, fine. Forget about the top firms. You are OK the with the second tier of opportunities (Citibank, Bank of America, Deutche Bank, etc.) or even third tier (Piper Jaffrey, Wells Fargo, etc.). But then what was the point of going to Wharton? Kids from State Schools who have paid a fraction of the $300,000 you paid for Wharton are also making it into those firms.




Exception than the norm.. you have a race where a Lambo is competing with a Civic.. there are chances Civic could win the race with a good driver.. but Lambo will hands down beat Civic even with a mediocre driver.. Lambo is the advantage we are trying to give our kids..


Howzat:

I don't know of any other profession where 20-22 year old kids are committing suicide.




Again exceptional.. pressure is there.. but rewards are too.. would you guarantee that if a kid does go to mediocre school and chooses a job in say Amazon warehouse.. there's no pressure?



Howzat:

He will return to Finance (like Private Equity or Hedge Fund) to make $300-$350k and work 60-80 hours into his 30s.




I cant comment about $350k but can tell that's the least a Wharthon grad at 30 will be making.. I will not be surprised if he's making even 5m.. and life doesn't stop at 30.. in fact I feel you actually enjoy it and can tell differences and nuances in life after 30..

also life is about possibilities.. chinna school chadivi excel ayinollu unnaru.. dropouts became billionaires.. those are exceptions/lucky few than the norm...

end of the day all we need to do is give our kids a little advantage over equally or more smarter kids..

sorry to divert the thread..
Jai Janasena
 

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Posted on Saturday, January 05, 2019 - 12:39 pm:      


Baatasari:




What does own shop even mean?

They started their own investment banking, consulting shop or private equity firm?
 

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Posted on Saturday, January 05, 2019 - 12:37 pm:      


Andhrawala:




This seems like a very smart choice.

https://www.kenan-flagler.unc.edu/programs/undergraduate-bus iness/career-services/employment-statistics

~15% of the class going to Investment Banking. 24% into Consulting.

Best of luck to your daughter!
 

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Posted on Saturday, January 05, 2019 - 12:33 pm:      


Rebel:

aW kummesav ga..dorm lo living or going from home ? Unc is the lowest fee uni kada...15 Ap Cheste college fee inka taggutundi kada




She didnt get any scholarship.

1st year Mandatory stay at Dorm.

Semester ki 9400 avvudhi. 4 years ki 80K Intiki around 18 miles. 30 minute drive.

Comes almost every week
No Signature
 

Howzat
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Posted on Saturday, January 05, 2019 - 12:31 pm:      


Baatasari:




If someone is that driven, aware and career-focused, you don't absolutely need a $300k degree.

Go take a look at the cost of Ivy League degrees not so long ago in the 70s and 80s. They have risen by much more the inflationary rate of the economy. But their value I would argue has remained fairly static. While in the meantime other sectors (like Tech) have begun to even circumvent the need for these expensive institutions and offer a much better value proposition.

Those 35+ folks with their own shops didn't get to where they are solely because of their Ivy background and they also didn't pay the current prices. Even back in the early 00s, those some Ivy degrees were <$45k/year. They are now $75k year.


"The MBA's Decline Is Now Even Affecting Elite Business Schools"
http://fortune.com/2018/10/01/mba-decline-elite-business-sch ools/

"The number of applicants to MBA programs was down for the fourth year in a row in 2018, the Wall Street Journal reports, a trend now affecting even the most elite universities.

Top business programs such as Harvard, Wharton and Stanford had been considered immune to the MBA downturn, but they also saw drops in applications this year: 4.5%, 6.7% and 4.6%, respectively."


So the Undergrad Ivy degree price has gone up, value has been flat(to-maybe even slight decline given Tech sector opportunities that don't require them). The MBA is on the decline as well.

An Ivy undergrad + M7 MBA now costs $550k post-tax $$s plus 2 years of lost income potential of $200k/year in mid 20s, so total cost of the path including opportunity cost if $1 million post-tax.

With time, variables change...
 

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Posted on Saturday, January 05, 2019 - 12:24 pm:      


Baatasari:




Yeah, you're right. That's exactly what I did.
 

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Posted on Saturday, January 05, 2019 - 12:21 pm:      


Rebel:




Another option. Telugu Times' son is clearly very bright. In Tech nowadays (which is currently outcompeting Finance in attracting MBA and Ivy League undergrad talent), places like Facebook and Google are offering $100k sign-on to work half the hours of Finance and live in much better weather (SF vs. Northeast).

And Tech is a lot less prestige-obsessed. They don't care if you attended State Schools if you can demonstrate the required skills. Know of numerous friends who became millionaires because their RSUs at Facebook, Google, LinkedIn, Amazon have appreciated 4-5x in the last decade.

So a typical earnings package for strong talent coming out of undergrad is $120k base plus $280k in RSUs (split over 4 years, so that's $70k). That $280k has as I said multiplied 4-5x due to Tech sector stock appreciation. You do the math.

Getting into an exclusive undergrad program often correlates with high earnings, often in Finance and Consulting. But in the past 10 years, that narrative has shifted given the profit margins, insanely high addressable markets and stock appreciation that the Bay Area tech sector has had.

All I'm saying is don't focus so much on selective college admissions, test scores, etc. Think also about way to position yourself into high paying, good work life balance fields.

Because the way you all talk, you clearly demonstrate that the main value you see from a Wharton degree is related to the latest earnings potential of that degree.

Well as you can clearly see^, there are other roads to Rome... which requires much less upfront cost (i.e. college expenses) and also offer much better work-life balance and general life quality at the start of your career.
 

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Posted on Saturday, January 05, 2019 - 12:16 pm:      


Rebel:

whats your point ?





Howzat:

Antha detailedga, year-by-year plus specific Wharton undergrad program gurinche cheppagaligante, naa post lo describe chesana vekthi nenu kaaka inkevaru aiyuntaru




ekkadaina website lonchi copy-paste kuda cheyachu ?


brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 12:14 pm:      


Howzat:




almost all of the ABCDs i have come across - have excellent clarity on their career, aspirations.. they treat Finance ( profiles you mentioned ) only as pit-stops.. i.e 35+ UG from Ivy, MBA from Ivy - safe to assume they have retired from Finance and have their own shop ..

i guess 100% of ABCD parents have clarity that avg Desi CANT afford kid educ here beyond a point - again the enquiry, discussion is to ballpark estimate the deals, the route, first hand info, etc..

while i partially agree to your analysis on Finance profiles, the experience, the network all in all - its a career path to kill for .. and you seem to have assumed that T_T other parents here want their kids to be $ machines - thats the sort of culture adaptation parents here are ALREADY through.. ABCD parents are facilitators..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Howzat
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Posted on Saturday, January 05, 2019 - 12:11 pm:      


Rebel:




Naa point entante...

Getting accepted to a competitive program is an admirable honor. But mona threadlo and ikkadu parent anukune anthe simple sure-shot path aithe kaddu. There are numerous life considerations.

An example specifically here. Telugu Times is from Indiana. Son could probably get a scholarship on top of in-state tuition to attend IU - Kelley, which has a top-tier Investment Banking workshop that consistently places people into the NYC and Chicago Investment Banking analysts jobs.

The cost of IU would be potentially 25% of Wharton (i.e. $50-75k). If the goal ultimately is just to get a high paying Investment Banking job (to justify spending $300k on the original degree to begin with), why not consider IU?

Especially because in this Investment Banking/Private Equity track, an MBA becomes a professional necessity 4-5 years post-Undergrad. At which point, your resume resets and people focus on your MBA/grad degree vs. your undergrad institution.

And meeru panichese IT jobs is your only option as H1/immigrants, etc. You were establishing a life in the US. The utility function for Telugu Times' son is different. He was brought up here. His goal isn't (or at least shouldn't) just be to maximize earnings / hour. There are so many other life considerations and factors to consider.

$300k for Wharton on a post-tax basis means Telugu Times (and his earning wife?) are basically using $400-450k of pre-tax salary. In America, the average household makes $50k. This is close to a decade's worth of average US household TOTAL gross income BEFORE even considering that one can not actually save 100% of their earnings (given life expenses typically consume at least 60% and often up to 80-90% of it).
 

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Posted on Saturday, January 05, 2019 - 11:57 am:      


Howzat:


whats your point ?
300k, 30k whatever its just money. He got admission which 99.99% or whatever% cant get in.
Manam cheese konni IT jobs 10th fail ayyi 1 yr computer course chesi evdaina cheyochu. Whats the point for all our hard work then according to u ?
 

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Posted on Saturday, January 05, 2019 - 11:57 am:      

Idantha naaku ela thelusu ani mee doubt aithe, consider for one moment this...

Antha detailedga, year-by-year plus specific Wharton undergrad program gurinche cheppagaligante, naa post lo describe chesana vekthi nenu kaaka inkevaru aiyuntaru

:-p
 

Howzat
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Posted on Saturday, January 05, 2019 - 11:48 am:      

Telugu_times: Congrats to you and your son for the admission into the Wharton Undergrad program.

A few considerations…

+ Cost

$75,000/year x 4 = $300,000

+ The question becomes is this a justified cost?

Well it depends on your mindset. In order to justify spending that amount of money, one would expect to take up a high earning job. The main two options here are Investment Banking and Private Equity. Wharton and Harvard send the highest number of people into these fields. However, to go to the top firms (say, for example, Goldman Sachs or Blackstone), there are an extremely limited amount of spots. Roughly 600-700 kids a year are part of the Wharton Undergraduate program. The same pool of 50-60 kids are interviewed for the top firms. That means ~10% of the overall class ultimately even has the opportunity to just interview for the top firms (let alone get offers).

OK, fine. Forget about the top firms. You are OK the with the second tier of opportunities (Citibank, Bank of America, Deutche Bank, etc.) or even third tier (Piper Jaffrey, Wells Fargo, etc.). But then what was the point of going to Wharton? Kids from State Schools who have paid a fraction of the $300,000 you paid for Wharton are also making it into those firms.

OK, fine. Let’s say your kid is amazing and was in the top 5% of an already hyper competitive Wharton undergrad class. How are you so certain that he wants to/will go into Investment Banking. Here is a sample of investment banking culture.

https://www.nytimes.com/2015/10/04/business/dealbook/tragedi es-draw-attention-to-wall-streets-grueling-pace.html

I don't know of any other profession where 20-22 year old kids are committing suicide.

https://www.standard.co.uk/news/world/moelis-bankers-sent-br utal-email-chastising-them-for-not-being-in-the-office-at-1a m-a3815756.html

Mid-level managers are expecting 22-24 year old kids to spend every weeknight till 1/2/3am in the office...

+ How can a 17/18 yo kid know he wants to go into Investment Banking / Private Equity?

Short answer: He can’t. He's too young. Hasn't had any real world exposure to truly know.

Long answer: One should view college as an opportunity to expand critical thinking skills, identify passions and ultimately synthesize these threads to arrive at a professional destination post-college (which may or may not be in Finance / Investment Banking / Private Equity).

+ Here is a sample professional path an Investment Banking professional
1) Year 1 (Investment Banking): Work 80-100 hours a week / Make $150k pre-tax in NYC (take home $100k)
2) Year 2 (Investment Banking): Work 80-100 hours a week / Make $180k pre-tax in NYC (take home $115k)
3) Year 3 (Private Equity): Work 60-80 hours a week / Make $225k pre-tax in NYC (take home $140k)
4) Year 4 (Private Equity): Work 60-80 hours a week / Make $275k pre-tax in NYC (take home $167k)

Of those take-home earnings of $550k…

+ Let’s assume annually your son spends $50k x 4 = $200k for NYC living expenses (expensive rents of minimum $2000/month and then another $2500/month on all other expenses because he wants to have a good/fun life, etc.)

+ After 4 years of Finance, you are often expected to go back to get an MBA at a top tier M7 program (Harvard, Stanford, Wharton, Columbia, NW Kellogg, UChi Booth, MIT Sloan): $250k in costs (plus 2 years of no income)

So at the age of 28, your son will have an average of 80 hours a week (sometimes over 100 hours a week) in a high stress, fast paced NYC environment, while preparing for Private Equity interviews (while doing Investment Banking hours) in Year 2, while preparing for GMAT/business school admission (while doing Private Equity in Year 4), and after attending the MBA program, he will be starting basically all over from scratch in terms of savings/net worth having spent most of his pre-MBA earnings on living in NYC and financing an M7 MBA.

After all this…

He will return to Finance (like Private Equity or Hedge Fund) to make $300-$350k and work 60-80 hours into his 30s.

AND let’s say he doesn’t want to do all this^ and instead wants to go into Consulting or Corporate Development or some other related field. Then what was the point of originally spending $300k to go to Wharton if not to put yourself into this high earning track?

Just food for thought.

Life ante inthe. Kashtapadali anukunte then godspeed to your son! I wish him the best. Naa opinion entante... life solely $$/prestige, pakka vallu emanukuntaru, etc. anthe unnecessary distraction. Finding an enjoyable/balanced life is what people should ultimately aspire to.
 

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Posted on Saturday, January 05, 2019 - 11:21 am:      


Telugu_times:








anna okka saari mee appointment ivvandi we live close to you
 

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Posted on Saturday, January 05, 2019 - 11:04 am:      

If interested in trying for BS/MD (a lottery which you can get with some luck)

- Volunteer at hospitals from 14. They will give you unrelated tasks like moving patients in wheelchairs, distributing magazine etc but you will get healthcare experience for that level
- In high school volunteer at some doctor's office

10th grade
- Take sample ACT and SAT tests after familiarizing with rules and following the procedures
- Select one depending on the scores (equivalent scores are on web)
- National merit is really by state so very difficult in NJ, MA, CA and easier in other places. This test is taken when a Junior. So take it as a sophomore to see if you want to pursue it. If pursuing this SAT is required for confirmation
- The granddaddy of information is https://www.collegeconfidential.com/. You can get almost any information for any specific case - super achievers, average achievers and people who may be lagging score wise. Its a ocean but you can get all kinds of information
 

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Posted on Saturday, January 05, 2019 - 11:03 am:      


Telugu_times:




thanks for posting a thread Baba
mee vodu too good
 

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Posted on Saturday, January 05, 2019 - 10:46 am:      

Thanks for this thread. Book mark chesukovali. Congrats again
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

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Posted on Saturday, January 05, 2019 - 10:12 am:      

Super info thread... dorikodiki dorikinatha tavvukochu information ee taadu lo

aW kummesav ga..dorm lo living or going from home ? Unc is the lowest fee uni kada...15 Ap Cheste college fee inka taggutundi kada
 

Baatasari
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Posted on Saturday, January 05, 2019 - 10:05 am:      

Thanks for info.. on a subject that benefits all prajaneekam..:D

you missed other aspects too..

$
cultural

how much did it cost, what were the challenegs, deals if any ( i hear thrs a way parents accumlate tuition credits ?
how did you see ur kid transform/adapt .. from school to college..
i believe cultural aspect is a strong contributor to success of ABCDs.. how did you adjust as well.. etc
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

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Posted on Saturday, January 05, 2019 - 09:51 am:      


Hero:

Special coaching narayana free chaitnyana lantivi set chesara ..leka Mee vodu natural gifted aa...also extra curricular emaina chesara or lite like volunteer or sports lantivi



SAT and ACT ki, no coahing. Only bought books and online help.
For Math and Chemistry during 9th grade, he went to tuition in weekends (each 2 hour class per week, both chinese instructors). For only 1 year

Telugu_times:

2 years ago (when in 11th grade), he was part of the school tennis team, that won state championship.



CCDB - Caste Chemchas Discussion Baavi
 

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Posted on Saturday, January 05, 2019 - 09:46 am:      


Telugu_times:

Now coming to extra curriculars
He represented his school with several other students in the DECA at National level. (you guys google for DECA)
This DECA event has several subjects/categories. In one of the subjects, maa vaadu National 2nd. (I personally think, this helped him a lot in the admission process).
He participated several state level debate competetions and performed well.
He represented his high school in the national level debate competetion. (But kicked out in the very first round).
But attending national level competetion itself is good on resume.
In school clubs, he is vice president in one club, opened another club on his own and president for that club.
2 years ago (when in 11th grade), he was part of the school tennis team, that won state championship.
In 9th grade summer holidays, he did nothing.
In 10th grade Spring, he attended a lab in a local university 2 days a week, 2 hours a day.
In 10th grade summer, he continued the same project in the same university, 40 hours per week, 9 weeks.
In 11th grade summer, he worked in a local company's research lab, 40 hours per week, for 8 weeks.
His general voluntary hours are minimal. He never showed interest in it. He just completed the min hours needed for the high school diploma.




babai inni achievements unnaka.. IV lo enduku radu.. good going..

but mi kid gifted talented aa lekunte.. emaina external teaching coach and books use cheshara?
 

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Posted on Saturday, January 05, 2019 - 09:24 am:      


Telugu_times:




saar any possibility for avg kids,

have you done any research for avg kids

that kind of a SAT scores most likely kids will get the top college admissions

It's ok

 

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Posted on Saturday, January 05, 2019 - 08:42 am:      

My daughter joined UNC Chapel Hill.

She is in the Top 30 kids or 5% in her high school.

Her high school is one of the vest school in our area with around 650 kids per grade. 2600 total strength.

No SAT. Just did ACT. She got 34 in ACT. I told her will support 100% for instate school tuition. She took around 15 AP courses in high school.

Planning to do Business degree and Computer Science as 2nd major

She is focussed and know what she wants. She went as finalist for Levine scholarship at UNC Charlotte.

Didn't apply out of state. Plan is for masters she can go.

In USA parents role is pretty much limited. Kids take care for the most part. Our role is to provide support that they require for tutoring etc

Ippudu my son is showing us stars. Waiting for him to realize
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Rajusk
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Posted on Saturday, January 05, 2019 - 08:25 am:      

Whyme,CJ,Awala, YSR2009,Okahyd kooda oka cheyyi vesthe..ee Thaadu ni consolidate chesi save chesukontam
 

Hero
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Posted on Saturday, January 05, 2019 - 08:21 am:      

Annai congrats again ..great test scores

Special coaching parayana free chaitnyana lantivi set chesara ..leka Mee vodu natural gifted aa...also extra curricular emaina chesara or lite like volunteer or sports lantivi
 

Rajusk
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Posted on Saturday, January 05, 2019 - 08:17 am:      


Telugu_times:




Baba goru..thank you for the detailed posts
 

Telugu_times
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Posted on Saturday, January 05, 2019 - 08:08 am:      

Now coming to extra curriculars
He represented his school with several other students in the DECA at National level. (you guys google for DECA)
This DECA event has several subjects/categories. In one of the subjects, maa vaadu National 2nd. (I personally think, this helped him a lot in the admission process).
He participated several state level debate competetions and performed well.
He represented his high school in the national level debate competetion. (But kicked out in the very first round).
But attending national level competetion itself is good on resume.
In school clubs, he is vice president in one club, opened another club on his own and president for that club.
2 years ago (when in 11th grade), he was part of the school tennis team, that won state championship.
In 9th grade summer holidays, he did nothing.
In 10th grade Spring, he attended a lab in a local university 2 days a week, 2 hours a day.
In 10th grade summer, he continued the same project in the same university, 40 hours per week, 9 weeks.
In 11th grade summer, he worked in a local company's research lab, 40 hours per week, for 8 weeks.
His general voluntary hours are minimal. He never showed interest in it. He just completed the min hours needed for the high school diploma.
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Miniontada
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Posted on Saturday, January 05, 2019 - 08:04 am:      

+ Positive thread Keep Going Telugu_times garu ...
please come from all angles how much as a parent your mentoring or monitoring or inspiring involved
... what % goes into preps, types of prep,
ambience ,how much % he sued to spent in sports , gaming ,Sleeping etc
TDP Manifesto Finish aipotav
PS: Appatlo Methanithodugu aka softwear
 

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Posted on Saturday, January 05, 2019 - 08:00 am:      


Telugu_times:

is a national merit Finalist.


u must be a proud father....nice to hear
sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT
 

Telugu_times
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Posted on Saturday, January 05, 2019 - 07:56 am:      

In 9th, 10th and 11th, he took a total of 8 AP courses.
In the year end college board AP exams, he got 5 out of 5, in 7 of the above subjects and 4 out of 5 in 1 subject (Physics)
(in 12th grade, he took 5 more AP courses, but those grades were not released when he got Early Decision college admission in early Dec,
therefore those grades are irrelevant for admission process)
In the regular year grades, in 9th and 10th, he got all A grades (the school has only A, no A+. A is highest. Then A-, B+ etc)
in 11th grade, he got one A- grade and one B+ grade.
Again, 12th grades were not released in Dec and those 12th grades were never submitted to Earlly Decision college admission application.
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Telugu_times
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Posted on Saturday, January 05, 2019 - 07:55 am:      

My son attends a public school, that is one of the biggest in the country.
The High School strength is about 5,100 students (grades 9, 10, 11 and 12)
It is ranked 7th in the state of Indiana and a national rank of 720.
maa vaadi class lo, about 1220+ students and he is one of the top students out of those 1220+.
In 11th grade, his PSAT score was 1510 out of 1520
His SAT score was 1560 out of 1600.
He also wrote 2 subject SAT tests, Biology and Chemistry. Both 800 out of 800
He wrote ACT also, got 36 out of 36 with an ACT essay score 12 out of 12
He is a national merit Finalist.
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Telugu_times
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Posted on Saturday, January 05, 2019 - 07:54 am:      

Last month, some of you Parents asked me to provide more details about college admissions process and maa vaadi background.
I am providing the info, so that it may be useful for your kid's college application process.
This thread's purpose is to provide you a clear and accurate picture.
Every parent must understand that, to get into top college in any field requires some LUCK. No one can deny that.
There are many deserving students, that dont get admissions into top colleges, mukyangaa desi and chinese students.
BSMD programs lo ayithey, inka cheppakkarledhu. (BSMD antay, direct 7/8 year medicine, after 12th grade).
Other parents, whose kids are already in college, please feel free to add/contribute/correct my posts in this thread.
Coming to the point ..... in next post
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