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How much health insurance do you pay??

Chalanachithram.com DB » New TF Industry Related » Archive through December 20, 2018 » How much health insurance do you pay?? « Previous Next »
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Saidabad
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Posted on Wednesday, December 19, 2018 - 02:05 am:       


Dreamcatcher:




Are you saying steep rise in insurance premiums is not due to Obama care? How does 2007 cobra premium disprove individual experiences folks shared in this thread?
 

Jeffa
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Posted on Tuesday, December 18, 2018 - 09:55 pm:       


Jodhaa:

meedhi and mee pakkinti valladhi kalipaa?:D



I pay $1700 per month for a family(couple+kids) :-)
 

Jodhaa
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Posted on Tuesday, December 18, 2018 - 09:41 pm:       


Happydays:

Around 6000 for a family of 8


meedhi and mee pakkinti valladhi kalipaa?:D
 

Jeffa
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Posted on Tuesday, December 18, 2018 - 09:34 pm:       


Uno:

We pay $0 for healthcare
$0 for vision
$0 for dental
$0 for prescriptions
$0 for chiro/physio
$0 for X-ray /EKG/MRI/CT
$0 for blood work/lab



I do the same, after I am also dead.
 

Twitter
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Posted on Tuesday, December 18, 2018 - 07:25 pm:       

Monthly 180 for family of 4 .
 

Uno
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Posted on Tuesday, December 18, 2018 - 06:46 pm:       


Xxx:


No wait time for 98% surgeries/procedures ,except some non life threatening like knee cap/hip replacements and also depending on location
 

Xxx
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Posted on Tuesday, December 18, 2018 - 06:42 pm:       


Uno:




you have a wait time for surgery and one single line
-
 

Uno
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Posted on Tuesday, December 18, 2018 - 06:41 pm:       

We pay $0 for healthcare
$0 for vision
$0 for dental
$0 for prescriptions
$0 for chiro/physio
$0 for X-ray /EKG/MRI/CT
$0 for blood work/lab










(Sadly we pay 40% income tax and 13% sales tax)
 

Xxx
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Posted on Tuesday, December 18, 2018 - 06:40 pm:       


Happydays:

Around 6000 for a family of 8





-
 

Xxx
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Posted on Tuesday, December 18, 2018 - 06:37 pm:       


Sapayiraaja:

pay check ki oka $125.00 kadatha for a family of 4( me, wife(does not work), two kids).




that is expensive aa ?
-
 

Mahiz
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Posted on Tuesday, December 18, 2018 - 06:22 pm:       

650 per month .. single person ..
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

Sannayi_nokkulu
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Posted on Tuesday, December 18, 2018 - 06:22 pm:       


Ballasticmissile:


350 approx per month that covers medical dental vision and we need to pay copay .....
sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT
 

Sannayi_nokkulu
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Posted on Tuesday, December 18, 2018 - 06:21 pm:       


Sachin:

cobra meeda 1400 kaduthunna...


why cobra ??
sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT
 

Moviebuff001
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Posted on Tuesday, December 18, 2018 - 02:51 pm:       


Jeffa:

What employee pays may be different as the company offers the premium share as a benefit of the employment. For example, I pay FULL premium (100%) while my co-worker pays 20% of it, we both had a different payment terms/benefits arrangement with our SAME employer.



Got it.
It is true. Insurance Companies bid/quote based on number of employees and in some cases, historical data (health checkup data, insurance claims etc). So company pays a set amount and passes along part or whole of the cost to employees.

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Dreamcatcher
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Posted on Tuesday, December 18, 2018 - 02:38 pm:       

In 2007, COBRA premium for a family of four was $1100 per month. Yeah, it was all Obama's fault. Wait till you see premiums next year.
 

Speaker
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Posted on Tuesday, December 18, 2018 - 02:09 pm:       


Andhrawala:

VenkateswaraRao
kids generation lo US occheka ituvanti peru choodaledhu. aa korathe ippudu theerindhi




VenkateswaraRao gari peru, alaane migaatha aa mugguri perulu kalisi occhela pettaanu ani annaanu kaani....VenkateswaraRao ani pettaaanani seppaana??

legehessssssssssssss
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Vishvak
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Posted on Tuesday, December 18, 2018 - 02:00 pm:       


Andhrawala:

$125 per month ante chaala cheap. company is paying around $1000 per month anukoo.


Per paycheck, but idi basic plan ayiuntadi...

Nenu Infy and basic plan 130 per paycheck... Coverage chala takkuva if one had issues then will end up paying a lot...

Vi veri universum vivus vici
 

Kranth1
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Posted on Tuesday, December 18, 2018 - 01:56 pm:       


Andhrawala:

$125 per month ante chaala cheap. company is paying around $1000 per month anukoo.



Per pay check annadu kadha, not per month
"Every twist, every turn, can challenge our sense of direction. But it's the choices we make when we reach a fork in the road that define who we are." - Dexter
 

Vishvak
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Posted on Tuesday, December 18, 2018 - 01:54 pm:       

12K per annual for 4
Vi veri universum vivus vici
 

Andhrawala
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Posted on Tuesday, December 18, 2018 - 01:45 pm:       


Sapaayiraja:

works in witch company. pay check ki oka $125.00 kadatha for a family of 4( me, wife(does not work), two kids).

90K salary ki adi chaala ekkuva anipistadi naaku. less than $100k salary vallaki company ne mottam kattukovaali.




$125 per month ante chaala cheap. company is paying around $1000 per month anukoo.

WITCH companies kummesthaayi anukuntaaru kaani nijam kaadhu. They do give good benefits to employees
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Sapayiraaja
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Posted on Tuesday, December 18, 2018 - 01:42 pm:       

works in witch company. pay check ki oka $125.00 kadatha for a family of 4( me, wife(does not work), two kids).

90K salary ki adi chaala ekkuva anipistadi naaku. less than $100k salary vallaki company ne mottam kattukovaali.
 

Tadi_mattayya
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Posted on Tuesday, December 18, 2018 - 01:40 pm:       


Bharat:

obama




aa saku tho insurnace companies premiums penchi baga profits chesukunnayi.
We pay premiums to for-profit insurance companies. Our premiums went up and their profits also went up.

https://www.axios.com/profits-are-booming-at-health-insuranc e-companies-1513302495-18f3710a-c0b4-4ce3-8b7f-894a755e6679. html
 

Andhrawala
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Posted on Tuesday, December 18, 2018 - 01:23 pm:       


Speaker:

VenkateswaraRao, Raamudu, Krishnudu, Sivudu..eella perlu kalisi occhela pettaanu..andariki..varusaga..




Nacchevu annaai. andharki Hindu devlulla perlu pettevu

Maa anna peru kooda VenkateswaraRao
kids generation lo US occheka ituvanti peru choodaledhu. aa korathe ippudu theerindhi
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Happydays
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Posted on Tuesday, December 18, 2018 - 01:22 pm:       

Around 6000 for a family of 8
Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida,Rohit Sharma
 

Speaker
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Posted on Tuesday, December 18, 2018 - 01:20 pm:       


Andhrawala:

If I am correct inka nee family size perigina premium peragadhu




chaalle inka..


Andhrawala:

peru emi pettevu




VenkateswaraRao, Raamudu, Krishnudu, Sivudu..eella perlu kalisi occhela pettaanu..andariki..varusaga..
Inform, Amuse, Confuse, Evoke...
 

Andhrawala
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Posted on Tuesday, December 18, 2018 - 01:17 pm:       


SPeaker:

all together about 8400$ per year towards insurance for a family of 6




Wow. Congratulations.

Didn't see that the new guy came out. age enthaa. peru emi pettevu

If I am correct inka nee family size perigina premium peragadhu
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Speaker
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Posted on Tuesday, December 18, 2018 - 01:14 pm:       

since i work for a healthcare provider, reasonably better,

all together about 8400$ per year towards insurance for a family of 6
Inform, Amuse, Confuse, Evoke...
 

Jeffa
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Posted on Tuesday, December 18, 2018 - 01:12 pm:       


Moviebuff001:

Not in my experience. Up to 50K, 50-100K, 100K+ ki different premiums at some of the work places that I know of.



Sir: I am talking about insurance premium, which is fixed.
What employee pays may be different as the company offers the premium share as a benefit of the employment. For example, I pay FULL premium (100%) while my co-worker pays 20% of it, we both had a different payment terms/benefits arrangement with our SAME employer.
 

Biggboss
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Posted on Tuesday, December 18, 2018 - 01:12 pm:       


Moviebuff001:

Not in my experience. Up to 50K, 50-100K, 100K+ ki different premiums at some of the work places that I know of.




this is true, my first company had these tiers
 

Andhrawala
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Posted on Tuesday, December 18, 2018 - 01:11 pm:       


Moviebluff:

Not in my experience. Up to 50K, 50-100K, 100K+ ki different premiums at some of the work places that I know of.




real premium is same. But contribution of employee is different ani Jeffa kurrodi vuddesam
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Biggboss
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Posted on Tuesday, December 18, 2018 - 01:10 pm:       


Andhrawala:

Yee company baasu. ee range coverage naaku thelsi last 10 or 20 years lo eppudu vinaledhuuu




chinna company ee ley, 2007 nundi 4 companies lo work chesanu (FT)...always with Kaiser

most of the Bay Area companies give Kaiser HMO as an option - baguntundhi coverage
 

Moviebuff001
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Posted on Tuesday, December 18, 2018 - 01:08 pm:       


Jeffa:

Not on what is your salary/networth/earnings etc.



Not in my experience. Up to 50K, 50-100K, 100K+ ki different premiums at some of the work places that I know of.

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Jeffa
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Posted on Tuesday, December 18, 2018 - 01:06 pm:       

Fundamental is : Insurance premium is solely depends on what is covered for what kind of insured for which area. Not on what is your salary/networth/earnings etc. (true for any kind of insurance).
Any time the question of "How much you are paying for your insurance" is a WRONG question. If someone answers a wrong question directly, its obvious WRONG answer.
Having said that, How much you are paying premium for what coverage is a valid fact.
Coverage includes deductible, copay, conditions covered, in and out of network and many more facts.
 

Sachin
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Posted on Tuesday, December 18, 2018 - 12:58 pm:       


Mikkymouse:

vammo, why cobra?




Bunty717:

chaala ekkuva kada without kids 1400 ante..




empoloyer changed in the middle of the year. new employer offer chese insurance is not covering the services we need
 

Andhrawala
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Posted on Tuesday, December 18, 2018 - 12:58 pm:       


Bigboss:

pre-obama, obama and post-obama eppudu same premiums and coverage

$50 per month premium with $1500/3000(individual/family) deductibles

$10 doctor vist
$10 lab exams (x-rays. mri, ultrasound, blood test etc - any lab work)
$10 generic medicine $30 branded medicine
$250 in patient treatment (includes hospital stay, treatment - one time cost - I paid only $250 when my daughter was born)
$25 out patient treatment





Yee company baasu. ee range coverage naaku thelsi last 10 or 20 years lo eppudu vinaledhuuu
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Moviebuff001
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Posted on Tuesday, December 18, 2018 - 12:57 pm:       


Biggboss:

FT here

pre-obama, obama and post-obama eppudu same premiums and coverage

$50 per month premium with $1500/3000(individual/family) deductibles

$10 doctor vist
$10 lab exams (x-rays. mri, ultrasound, blood test etc - any lab work)
$10 generic medicine $30 branded medicine
$250 in patient treatment (includes hospital stay, treatment - one time cost - I paid only $250 when my daughter was born)
$25 out patient treatment



Sounds like you are completely lucked out. Probably the first person to say that nothing changed for them.

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Nanigadulocal
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Posted on Tuesday, December 18, 2018 - 12:56 pm:       

Chusss after long time ...
ee come bak thed enti inthaa seeeep ga undhii ..
minumum masala lekunaa missile thed ante .. inkaa DB naaki poyinattte evadu emi cheyaleduu
TG 2018 elections summary :

Lagada gadu S Bob ni rambob esham veyinchadu :-)
 

Moviebuff001
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Posted on Tuesday, December 18, 2018 - 12:51 pm:       


Biggboss:

How much were you paying pre-obama era?



Premiums- 4500, Co-Pay 20, co-pay counts towards deductible, all preventive care is covered at 100%. 1500 deductible.

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Biggboss
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Posted on Tuesday, December 18, 2018 - 12:46 pm:       

FT here

pre-obama, obama and post-obama eppudu same premiums and coverage

$50 per month premium with $1500/3000(individual/family) deductibles

$10 doctor vist
$10 lab exams (x-rays. mri, ultrasound, blood test etc - any lab work)
$10 generic medicine $30 branded medicine
$250 in patient treatment (includes hospital stay, treatment - one time cost - I paid only $250 when my daughter was born)
$25 out patient treatment
 

Andhrawala
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Posted on Tuesday, December 18, 2018 - 12:45 pm:       

400 per month. so 4800 per year anukuntaa. On salary of 76K


//Health insurance ki salary ki relation enti? Evariki ayina same premium kada?


Company gives more subsidies for lesser income people
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Bharat
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Posted on Tuesday, December 18, 2018 - 12:45 pm:       

Obama chesina penta
 

Biggboss
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Posted on Tuesday, December 18, 2018 - 12:43 pm:       


Moviebuff001:

FT. Premiums alone 2-2.5K per year. But deductible 3750.
So, Zero coverage till 6K out of pocket expenses are reached. From that point onwards, 20% pay cheyyali till out of pocket max is met.
Obama gari chendalikam idi.




How much were you paying pre-obama era?
 

Moviebuff001
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Posted on Tuesday, December 18, 2018 - 12:37 pm:       

FT. Premiums alone 2-2.5K per year. But deductible 3750.
So, Zero coverage till 6K out of pocket expenses are reached. From that point onwards, 20% pay cheyyali till out of pocket max is met.
Obama gari chendalikam idi.

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Teenmaar
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Posted on Tuesday, December 18, 2018 - 12:33 pm:       


Biggboss:

maha prabhu meeru undedhi NY/NJ kadha...aa map lo mee state leney ledhu...meeru nijam ga relocate ayyithey feel bad for you

kani edho point prove cheyyataniki, ee 47 counties topic testhey meeku oka dannam




Sadly, I live in one of those 47 counties.
 

Biggboss
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Posted on Tuesday, December 18, 2018 - 12:31 pm:       


Teenmaar:

There are 42 counties in the country where there are no health providers, so i had to relocate or buy a expensive insurance. I joined a co-op based in texas and got cigna.




maha prabhu meeru undedhi NY/NJ kadha...aa map lo mee state leney ledhu...meeru nijam ga relocate ayyithey feel bad for you

kani edho point prove cheyyataniki, ee 47 counties topic testhey meeku oka dannam

 

Teenmaar
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Posted on Tuesday, December 18, 2018 - 12:28 pm:       


Biggboss:

which county is this? genuine question




There are 42 counties in the country where there are no health providers, so i had to relocate or buy a expensive insurance. I joined a co-op based in texas and got cigna.

https://www.cnbc.com/2017/06/13/map-shows-where-people-could -see-zero-few-obamacare-insurers-in-2018.html
 

Biggboss
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Posted on Tuesday, December 18, 2018 - 12:23 pm:       


Teenmaar:

If you live in one of those 42 counties in the country, you have no options.




which county is this? genuine question
 

Teenmaar
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Posted on Tuesday, December 18, 2018 - 12:22 pm:       


Biggboss:

deentlo kuda sarcasm aa



All_day:

ekkada babu?




I m serious

If you live in one of those 42 counties in the country, you have no options.
 

All_day
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Posted on Tuesday, December 18, 2018 - 12:16 pm:       


Teenmaar:

3400 per month for family of 4




ekkada babu?
I could introduce myself properly, but it's not really necessary. You will know me well enough and soon enough, depending on a diverse range of variables. It suffices to say that at some point in time, I will be standing over you, as genially as possible. Your soul will be in my arms. A color will be perched on my shoulder. I will carry you gently away....
 

Raptors
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Posted on Tuesday, December 18, 2018 - 12:15 pm:       

zero
WE THE NORTH
 

Biggboss
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Posted on Tuesday, December 18, 2018 - 12:13 pm:       


Teenmaar:

3400 per month for family of 4




deentlo kuda sarcasm aa

 

Mikkymouse
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Posted on Tuesday, December 18, 2018 - 12:11 pm:       


Sachin:

cobra meeda 1400 kaduthunna...




vammo, why cobra?
Nuvve unna kannulatho mare vanka choodanani reppa venuka ninne ella kaalam dhachani...
 

Teenmaar
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Posted on Tuesday, December 18, 2018 - 12:10 pm:       

3400 per month for family of 4
 

Emc2
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Posted on Tuesday, December 18, 2018 - 12:07 pm:       


Bunty717:




Speaker:




yes medical insurance..

i used to pay 1300 from my company, what ever i do some of the services are not covered under the small business insurance plans, than i switched to kaiser,i checked with kaiser for coverages before enrolling into it,later kaiser gadu state mandate ledu ani VA lo aa services cover cheyamu MD lo cover chesthamu annadu, thu denemma jeevitham ani ma vendor gadini request chesthe vaadi plan lo include chesadu, though i am a contractor, i was paying 1400 for HSA a plan , at least that plan was covering the services i need with 6000/12000 deductible..

i paid first 6000 than after 11 months contract over, i have to enroll in COBRA, current employer gadu 1300/month cover chesthunnadu starting from 1/01/2019 since it is high deductible plan for 2 months i have to enroll in cobra...hoping that from 01/01/2019 they covered the services i need, i checked with aetna and HR, spent several hours researching...they confirmed it, but until the plan kicks in i am not 100% sure, fingers crossed..

health insurance is such a mess..i am cursing nallodu every day out of frustration , i know it is not going to provide any solution..

It's ok

 

Bunty717
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Posted on Tuesday, December 18, 2018 - 11:56 am:       


Emc2:

i am in COBRA and i am paying 2600 per month,


vaaarni.. mortgage payment antaa .. med ins kaaa.. vaaamoooo..this is 222much yaaa..
 

Speaker
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Posted on Tuesday, December 18, 2018 - 11:55 am:       


Emc2:

i am in COBRA and i am paying 2600 per month,




endeha idi???

rupeesaaa???
Inform, Amuse, Confuse, Evoke...
 

Emc2
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Posted on Tuesday, December 18, 2018 - 11:54 am:       

i am in COBRA and i am paying 2600 per month,

i have no choice, nalla saala gaadu mottam insurance ni kelikesi dennesadu

picha L koduku,

It's ok

 

Bunty717
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Username: Bunty717

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Posted on Tuesday, December 18, 2018 - 11:52 am:       


Sachin:

per month 1440. for myself and wife...


chaala ekkuva kada without kids 1400 ante..
 

Xxx
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Posted on Tuesday, December 18, 2018 - 11:47 am:       

Depends on the plan and where you work and many other factors

It is peanuts for the most in this db as they make more than 200k , other mango people most of the time the employers take care and it should be on average around 500 - 600 for family
-
 

Sachin
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Username: Sachin

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Posted on Tuesday, December 18, 2018 - 11:42 am:       

per month 1440. for myself and wife...
 

Ballasticmissile
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Username: Ballasticmissile

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Posted on Tuesday, December 18, 2018 - 11:40 am:       


Sachin:

cobra meeda 1400 kaduthunna...




per month ??....so how many dependants.....??
if single how much you used to pay??
Capacity vundi, laziness, and uninspired life is a waste of time.
YOLO kada....
But experiences is how you bring meaning to life. Worthiness should be earned with adequate efforts.
 

Ballasticmissile
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Username: Ballasticmissile

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Posted on Tuesday, December 18, 2018 - 11:39 am:       


Mikkymouse:

Health insurance ki salary ki relation enti? Evariki ayina same premium kada?




here in Europe health insurance is mandatory .....

the premium you pay is dependent on your salary....

if a guy just gets 1k/month his premium will be 100....

if he gets 6k/ month ...he has a premium between 600-1000k depending on number of dependants he has in the household....
Capacity vundi, laziness, and uninspired life is a waste of time.
YOLO kada....
But experiences is how you bring meaning to life. Worthiness should be earned with adequate efforts.
 

Sachin
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Username: Sachin

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Posted on Tuesday, December 18, 2018 - 11:38 am:       

cobra meeda 1400 kaduthunna...
 

Mikkymouse
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Posted on Tuesday, December 18, 2018 - 11:36 am:       


Ballasticmissile:

for example salary is 100k...generally how much health premium you pay in it??

.....




Health insurance ki salary ki relation enti? Evariki ayina same premium kada?
Nuvve unna kannulatho mare vanka choodanani reppa venuka ninne ella kaalam dhachani...
 

Ballasticmissile
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Posted on Tuesday, December 18, 2018 - 11:35 am:       

for example salary is 100k...generally how much health premium you pay in it??

.....

here gealth insurance is dependant of salary of person....

if he gets 6k per month....

2.5 k are taxes and retirement benefits

600-1k is health insurance.....

living in India is better than living in Europe....
Capacity vundi, laziness, and uninspired life is a waste of time.
YOLO kada....
But experiences is how you bring meaning to life. Worthiness should be earned with adequate efforts.

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