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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 5735 Registered: 07-2018 Posted From: 162.95.216.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 03:48 pm: |
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Mamamiya786:
CHuddari oka 50K bank balance untey even with loans temporary india vellina short time lo back US vacheyachu with fresh H1B lekapothey Canada vellachu applying Canada pr |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 23222 Registered: 06-2008 Posted From: 69.109.128.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 03:33 pm: |
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Optionsgenius:vallu house current market price entha undo chusi asper latest sales near by your house minus your Mortgage balance difference amount lo minus loan transaction amount you are eligible for cash out.
enduku antha aggressive ga kontunnav illu ... Niku H1 deny ayyi ..h4 ead etteste paristhi enti ? konchem cool avvu basu ..next year chusuko ... short time ekkuva dabbulu sampadinchalani parigettaku.. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 5729 Registered: 07-2018 Posted From: 162.95.216.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 03:07 pm: |
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Starc:
vallu house current market price entha undo chusi asper latest sales near by your house minus your Mortgage balance difference amount lo minus loan transaction amount you are eligible for cash out. 15yrs mortgage aeithey u have to match 20% of loan value from your side.
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 23221 Registered: 06-2008 Posted From: 69.109.128.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 03:02 pm: |
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Airliner:meeru posts ki ee score ki ekkada match avvatla
ante score worest ga vunda ? i screwed it up this year ..because of some missing payments and hight credit balances. 533 nunchi 640 jump cheincha ... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 23220 Registered: 06-2008 Posted From: 69.109.128.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 03:00 pm: |
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Moviebuff001:Credit cards anni free score istunnai kada.. Andulo advice istaru kada.... Following 3 factors make most of the impact. Rest are low impact factors. Payments Made On Time:
Balance transfers baaga effect chestaya credit history ni..? next 2/3 payments lo change ravali ... Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 5728 Registered: 07-2018 Posted From: 162.95.216.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:53 pm: |
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Jai_simha:
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Starc
Side Hero Username: Starc
Post Number: 7718 Registered: 03-2015 Posted From: 170.63.120.78
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:51 pm: |
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Optionsgenius:
How to cash out anna.. oo pali procedure cheppu |
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Jai_simha
Junior Artist Username: Jai_simha
Post Number: 759 Registered: 12-2017 Posted From: 165.156.40.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:50 pm: |
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Optionsgenius:Nuvvu india lo unnavu gani ni sangathi andarki telusu
You are right.. India lo dheyyalu denke vela nidra pokunda nee thread chadhivi daaniki reply isthuu mansion house taaguthu, naa 13th mansion in Switzerland ki bidding chesthunna.. Hope this bid goes thru and I can own my 13th mansion house soon.. this time in Switzerland |
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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 5726 Registered: 07-2018 Posted From: 162.95.216.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:41 pm: |
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Gotcha:
yes i already told my 3rd home loan lender about using cash out of ealrier homes as down payment for 3rd home, they are fine with that. it becomes easy if checks of those cashout $ gets direct deposit to your primary bank account its easy to see everything in 1 bank account |
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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 5725 Registered: 07-2018 Posted From: 162.95.216.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:36 pm: |
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Gotcha:
Vallu HELOC aney word cheyyatledu, fresh loan antunaru, you take cash out what ever its a fresh loan. there is no HOME EQUITY LINE OF CREDIT whenver you can use at low % interest aa solulabhyam kooda untey entha bavuntundi oka 100K HELOC untey kevv keka kada |
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Gotcha
Legend Username: Gotcha
Post Number: 31311 Registered: 02-2008 Posted From: 172.87.48.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:34 pm: |
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Rebel:ala cheste no issue with 2nd house loan ?
depends on bank. konni banks pakkaga paper trail of money adugutayi. ... |
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Gotcha
Legend Username: Gotcha
Post Number: 31310 Registered: 02-2008 Posted From: 172.87.48.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:33 pm: |
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Optionsgenius:HELOC ee banks esthayei??
HELOC lekapovadam emiti mahasaya. nee house lo equity unte daani meeda iche loan ee heloc. ... |
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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 5723 Registered: 07-2018 Posted From: 162.95.216.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:21 pm: |
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Gochi:
Gochi baa nuvvu echina suggestion marri pessimistic ga effudu nunchey anni ammesukoni kukotam endukehess. hope for the best Canada PR kooda applying etu kakapothey Canada daari vundi kada.
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Airliner
Side Hero Username: Airliner
Post Number: 5226 Registered: 11-2011 Posted From: 99.247.81.156
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:21 pm: |
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Mamamiya786:i am at average level now. like 640
meeru posts ki ee score ki ekkada match avvatla You are not born a winner. Nor are you born a loser. You are born a chooser. Choose to win. |
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Rebel
Hero Username: Rebel
Post Number: 16832 Registered: 02-2008 Posted From: 173.25.226.19
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:20 pm: |
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Savyasachi: i took out a HELOC and bot another house using that as a downpayment.
ala cheste no issue with 2nd house loan ? |
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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 5722 Registered: 07-2018 Posted From: 162.95.216.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:20 pm: |
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Jai_simha:
Nuvvu india lo unnavu gani ni sangathi andarki telusu
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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 5720 Registered: 07-2018 Posted From: 162.95.216.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:14 pm: |
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Savyasachi:
savya bro there is no HELOC concept now, i asked few banks they said its a fresh loan. HELOC ee banks esthayei?? |
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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 5719 Registered: 07-2018 Posted From: 162.95.216.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 02:10 pm: |
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Thed esi ala meeting velli vacheysariki 20posts good responses by Savya bro. As usual edupu gottu guys Uno/Ferrari alias disthichukkalu Nenu think cheddam anukunnadi, ratelock chesi cashout chesi aa amount 20% down cheddari 3rd house ki ani.
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 9313 Registered: 06-2013 Posted From: 165.225.34.171
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:45 pm: |
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Mamamiya786:Credit score improve avvalante konni tips cheppandi ... i am at average level now. like 640 From there i want to hit 720 ...how will it possible . By paying off zero balances ? or any other way?
Credit cards anni free score istunnai kada.. Andulo advice istaru kada.... Following 3 factors make most of the impact. Rest are low impact factors. Payments Made On Time: High Impact on Score BELOW AVG <90% AVERAGE 90% - 97% GOOD 98% - 99% EXCELLENT 100% Age Of Your Oldest Account Moderate Impact on Score BELOW AVG 0 - 2 Yrs AVERAGE 3 - 7 Yrs GOOD 8 - 24 Yrs EXCELLENT 25+ Yrs % of Credit Used Very High Impact on Score BELOW AVG 61% - 100% AVERAGE 31% - 60% GOOD 11% - 30% EXCELLENT 0% - 10% Your words will tell others what you think. Your actions will tell others what you believe in. In other words, DB words and real world actions may not always be the same. |
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Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 69333 Registered: 10-2009 Posted From: 175.101.105.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:44 pm: |
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Jai_simha:
gootle kochen ... Mansion House ante brandy ne kadhoo? |
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Uno
Side Hero Username: Uno
Post Number: 3132 Registered: 03-2016 Posted From: 99.231.161.157
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:42 pm: |
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Mamamiya786:Credit score improve avvalante konni tips cheppandi ... i am at average level now. like 640 From there i want to hit 720 ...how will it possible . By paying off zero balances ? or any other way?
1)Pay on Time 2)utilization should be less than 30% 3)Should have mix of accounts (credit,installments,revolving,open etc) 4)Average age of accounts do matter..don't cancel your oldest card even if you are not using or very low credit limit One trick is to request anyone with high credit limit, aged card with low usage to add you as authorized user (and not actually giving your physical card to use.) |
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Savyasachi
Side Hero Username: Savyasachi
Post Number: 2514 Registered: 12-2013 Posted From: 73.19.175.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:40 pm: |
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Ferrari:OG thed serious ga teesukoni nuvvu ee reply ichav chudu..adhi sarcasm..
nenu serous ee anukunna bro, i did similar thing , i took out a HELOC and bot another house using that as a downpayment. |
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Ferrari
Hero Username: Ferrari
Post Number: 14869 Registered: 10-2008 Posted From: 192.158.48.90
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:38 pm: |
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Savyasachi:is that sarcasm?
Savyasachi:better to buy the house first and do refinancing later, you can refinance couple days before or after the closing, that way that hit wouldnt show up in your report for either of them, also all credit checks with in a month are considered as one hit, if you are buying a home or car, banks think you are shoping around for better interest rate. so get credit checks done, and wait till the closing and pull the plug on all of them at once.
OG thed serious ga teesukoni nuvvu ee reply ichav chudu..adhi sarcasm.. |
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Gotcha
Legend Username: Gotcha
Post Number: 31304 Registered: 02-2008 Posted From: 172.87.48.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:38 pm: |
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Mamamiya786:
nee balances enta unayi andulo revolving enta cheppu. nee credit utilization % enta chupistundi? ... |
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Mamamiya786
Megastar Username: Mamamiya786
Post Number: 23219 Registered: 06-2008 Posted From: 69.109.128.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:37 pm: |
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Credit score improve avvalante konni tips cheppandi ... i am at average level now. like 640 From there i want to hit 720 ...how will it possible . By paying off zero balances ? or any other way? Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 9312 Registered: 06-2013 Posted From: 165.225.34.171
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:35 pm: |
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Savyasachi:em cheyyamantavv bro, i am like Sheldon cooper in big bang theory
Andulo Jokes ardam avutunnaya....
 Your words will tell others what you think. Your actions will tell others what you believe in. In other words, DB words and real world actions may not always be the same. |
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Savyasachi
Side Hero Username: Savyasachi
Post Number: 2510 Registered: 12-2013 Posted From: 73.19.175.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:32 pm: |
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Xxx:
em cheyyamantavv bro, i am like Sheldon cooper in big bang theory |
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Uno
Side Hero Username: Uno
Post Number: 3131 Registered: 03-2016 Posted From: 99.231.161.157
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:31 pm: |
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Jai_simha:Here's what I did recently... I paid all my 7 cards to zero balances.. then I did a rate lock on my 2nd and 3rd card and did a re-finance on my 4th and 5th card. I used my 1st card to buy my 10th home and I used by 7th card to repay the loan on my 5th home.. Then I transferred the balance of my 5th card on to my 2nd card and then re-locked the rate on my 1st card.. Eventually it all worked out quite well at the end that I ended up with almost 2 million dollar surplus that I invested in my buying my 12th mansion house.
and What you did with 6th card is secret ! BTW do you have tooth pains ,walk 3 hrs a day and a subaru with out insurance ?
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Tombrady
Legend Username: Tombrady
Post Number: 59723 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:31 pm: |
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Jai_simha:Here's what I did recently... I paid all my 7 cards to zero balances.. then I did a rate lock on my 2nd and 3rd card and did a re-finance on my 4th and 5th card. I used my 1st card to buy my 10th home and I used by 7th card to repay the loan on my 5th home.. Then I transferred the balance of my 5th card on to my 2nd card and then re-locked the rate on my 1st card.. Eventually it all worked out quite well at the end that I ended up with almost 2 million dollar surplus that I invested in my buying my 12th mansion house.
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Komaranna
Hero Username: Komaranna
Post Number: 10762 Registered: 07-2010 Posted From: 206.80.128.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:31 pm: |
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Eventually it all worked out quite well at the end that I ended up with almost 2 million dollar surplus that I invested****** *****
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Xxx
Hero Username: Xxx
Post Number: 16663 Registered: 04-2009 Posted From: 149.168.132.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:30 pm: |
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Savyasachi:is that sarcasm?
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Gotcha
Legend Username: Gotcha
Post Number: 31303 Registered: 02-2008 Posted From: 172.87.56.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:28 pm: |
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Jai_simha:Here's what I did recently... I paid all my 7 cards to zero balances.. then I did a rate lock on my 2nd and 3rd card and did a re-finance on my 4th and 5th card. I used my 1st card to buy my 10th home and I used by 7th card to repay the loan on my 5th home.. Then I transferred the balance of my 5th card on to my 2nd card and then re-locked the rate on my 1st card.. Eventually it all worked out quite well at the end that I ended up with almost 2 million dollar surplus that I invested in my buying my 12th mansion house.
lol ... |
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Savyasachi
Side Hero Username: Savyasachi
Post Number: 2507 Registered: 12-2013 Posted From: 73.19.175.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:25 pm: |
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Jai_simha:Here's what I did recently... I paid all my 7 cards to zero balances.. then I did a rate lock on my 2nd and 3rd card and did a re-finance on my 4th and 5th card. I used my 1st card to buy my 10th home and I used by 7th card to repay the loan on my 5th home.. Then I transferred the balance of my 5th card on to my 2nd card and then re-locked the rate on my 1st card.. Eventually it all worked out quite well at the end that I ended up with almost 2 million dollar surplus that I invested in my buying my 12th mansion house.
is that sarcasm? |
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Savyasachi
Side Hero Username: Savyasachi
Post Number: 2506 Registered: 12-2013 Posted From: 73.19.175.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:23 pm: |
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Optionsgenius:rate lock for 2 refinances and 3rd home purchase at same time, 2 refinances chesaka Credit score oka 30 points down avuthundaa?
better to buy the house first and do refinancing later, you can refinance couple days before or after the closing, that way that hit wouldnt show up in your report for either of them, also all credit checks with in a month are considered as one hit, if you are buying a home or car, banks think you are shoping around for better interest rate. so get credit checks done, and wait till the closing and pull the plug on all of them at once. |
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Jai_simha
Junior Artist Username: Jai_simha
Post Number: 758 Registered: 12-2017 Posted From: 165.156.40.13
Rating:  Votes: 6 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:22 pm: |
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Here's what I did recently... I paid all my 7 cards to zero balances.. then I did a rate lock on my 2nd and 3rd card and did a re-finance on my 4th and 5th card. I used my 1st card to buy my 10th home and I used by 7th card to repay the loan on my 5th home.. Then I transferred the balance of my 5th card on to my 2nd card and then re-locked the rate on my 1st card.. Eventually it all worked out quite well at the end that I ended up with almost 2 million dollar surplus that I invested in my buying my 12th mansion house. |
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Gochi
Side Hero Username: Gochi
Post Number: 3771 Registered: 12-2006 Posted From: 64.121.67.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:15 pm: |
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Rebel
Hero Username: Rebel
Post Number: 16831 Registered: 02-2008 Posted From: 173.25.226.19
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:13 pm: |
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inko loan teeskuni car insurance teesko |
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Optionsgenius
Side Hero Username: Optionsgenius
Post Number: 5717 Registered: 07-2018 Posted From: 162.95.216.225
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, August 16, 2018 - 01:11 pm: |
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Guys i paid almost 5 cards to Zero balance and have only 1 card at some 5k balance now iam ready to refinance my 2 earlier loans. shall i do rate lock for 2 refinances and 3rd home purchase at same time, 2 refinances chesaka Credit score oka 30 points down avuthundaa? rate lock chesaka score down aeina parvaledaa or 3rd house closing affudu malla score pull chestara?? over to db
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