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Risingstar
Legend Username: Risingstar
Post Number: 40401 Registered: 08-2008 Posted From: 173.49.75.227
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 07:56 pm: |
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Ysr2009:RS babai, meeru enni comic icons pettinaa, meedi CM level,PM level ani ikkada andariki thelusu
annai antha ledhu  |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6383 Registered: 03-2014 Posted From: 69.73.85.161
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 07:13 pm: |
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RS babai, meeru enni comic icons pettinaa, meedi CM level,PM level ani ikkada andariki thelusu |
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Risingstar
Legend Username: Risingstar
Post Number: 40398 Registered: 08-2008 Posted From: 173.49.75.227
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:47 pm: |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69381 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:42 pm: |
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// Sudden gaa choosi inkolaa chadivaa! // Nenu kooda adhey anukunnaa okka pakkaa Valmeeki ainaa RS brother and inko pakka sadheejeevi Raju Bhai daanitho thelsindhii No Signature |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69380 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:41 pm: |
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// lajankul neeku anni etti dannam edatha bottom line ettu if fassible.. sesasi bottom line realistic bottomline rendu ettu fleez // Meeku Bottomline endhi RS brother Meekunna connections ki u can become MLC in future or big business pettagalaru. Mee range Top line antheyyy No Signature |
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Platypus
Side Hero Username: Platypus
Post Number: 9277 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:40 pm: |
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Risingstar:lajankul
Sudden gaa choosi inkolaa chadivaa!
 This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Ustad
Megastar Username: Ustad
Post Number: 26871 Registered: 07-2008 Posted From: 76.169.161.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:39 pm: |
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Rebel:why do they need advisors in stock market...vallu cheppinavi vinte minimum nunchi no payment ki vaster after few years
Not true bro. I know some really smart PMS managers generating 40% cagr since 2009. One can expect 20%+ cagr (after fees) on a avg. by baking in some down cycles. I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw |
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Risingstar
Legend Username: Risingstar
Post Number: 40395 Registered: 08-2008 Posted From: 173.49.75.227
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:37 pm: |
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Rajusk:
lajankul neeku anni etti dannam edatha bottom line ettu if fassible.. sesasi bottom line realistic bottomline rendu ettu fleez |
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Ustad
Megastar Username: Ustad
Post Number: 26870 Registered: 07-2008 Posted From: 76.169.161.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:36 pm: |
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Rajusk:mee Kompally lo unna 20 acres lo oka 2 acres sell chesi..rest of the life venjoy seyyochu..
Mee Kompally land naaku gift istunnara?  I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw |
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Rajusk
Legend Username: Rajusk
Post Number: 63879 Registered: 02-2008 Posted From: 170.74.248.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:35 pm: |
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Andhrawala:Meeru saala pedha position anukunnaa
yes..29th floor lo sitting ..maa paina inka 3 floors ae unnai  |
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Rajusk
Legend Username: Rajusk
Post Number: 63878 Registered: 02-2008 Posted From: 170.74.248.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:34 pm: |
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Ustad:Bottomline please & some tips to save money if possible.
meeru retire ayyi..vindia vellinappudu ..mee Kompally lo unna 20 acres lo oka 2 acres sell chesi..rest of the life venjoy seyyochu.. meeku mem tips ivvadam enti rao garu |
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Ustad
Megastar Username: Ustad
Post Number: 26869 Registered: 07-2008 Posted From: 76.169.161.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:32 pm: |
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Bottomline please & some tips to save money if possible. I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69379 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:32 pm: |
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//bonus gaa oka 2/3 layers..from IT Serve Meeru saala pedha position anukunnaa WA lo mee posts ni batti Stock market icekaantham anukunnanee after Kuyyo, TI and Saint kurrodu. also Budugu No Signature |
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Rajusk
Legend Username: Rajusk
Post Number: 63877 Registered: 02-2008 Posted From: 170.74.248.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:31 pm: |
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Rebel:why do they need advisors in stock market...
andaru street smart and market savvy undaru kada..mana DB diggajaalu laaga so avathali vaadu more educated and informed anukontaru..anduke vaadi sethilo pedthar |
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Rajusk
Legend Username: Rajusk
Post Number: 63876 Registered: 02-2008 Posted From: 170.74.248.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:29 pm: |
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Rebel:contractors on billing rates mostly don't have access to 401k's
bonus gaa oka 2/3 layers..from IT Serve |
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Rebel
Hero Username: Rebel
Post Number: 16801 Registered: 02-2008 Posted From: 173.28.114.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:28 pm: |
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Rajusk:or investing in stock market thru advisors.. to get minimum monthly payments
why do they need advisors in stock market...vallu cheppinavi vinte minimum nunchi no payment ki vaster after few years |
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Rajusk
Legend Username: Rajusk
Post Number: 63875 Registered: 02-2008 Posted From: 170.74.248.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:27 pm: |
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Andhrawala:My classmates who are 45+ are still in IT some as Vice Presidents and others as Delivery manager kind of positions
chaala lucky aithe..ekkado fox ni thokkar or know enough politricks to stick around.. but very few.. |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69378 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:26 pm: |
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// so 45+ IT janabha em chestar india lo..ipudunna 30's IT boom gang anther 5-10 years tarvatha what doing // My classmates who are 45+ are still in IT some as Vice Presidents and others as Delivery manager kind of positions Non-IT folks aithe Businesses etc chesukuntunnaaaru No Signature |
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Rajusk
Legend Username: Rajusk
Post Number: 63874 Registered: 02-2008 Posted From: 170.74.248.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:25 pm: |
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Rebel:so 45+ IT janabha em chestar india lo..ipudunna 30's IT boom gang anther 5-10 years tarvatha what doing
janthikal naliping..(j/k) jokes apart ..own ventures try chesthunnaru..or investing in stock market thru advisors.. to get minimum monthly payments |
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Rebel
Hero Username: Rebel
Post Number: 16800 Registered: 02-2008 Posted From: 173.28.114.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:23 pm: |
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so 45+ IT janabha em chestar india lo..ipudunna 30's IT boom gang anther 5-10 years tarvatha what doing |
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Rajusk
Legend Username: Rajusk
Post Number: 63873 Registered: 02-2008 Posted From: 170.74.248.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 01:17 pm: |
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Filmbuff:Peaks aa paada, only in US one can find developers still working at age 50/60. India lo career peaks at 40, after that with every passing year, the risk of getting laid off becomes higher. Earn and save whatever you can by 40-45. We should assume that one may not have a job after 45.
ee thaadu ippude soosthunna.. Buffy goru cheppina maata matram correct India lo IT janabha ki vomerica lo partially true.. nenu vinadam ..southern states lo younger gen ki preference ekkuva..ante..above 50 Southern states lo kooda konchem mushkil ani.. |
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Shivavishnu
Side Hero Username: Shivavishnu
Post Number: 2959 Registered: 10-2010 Posted From: 8.45.137.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 11:27 am: |
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YSR2009 from 65 to 85, vaallu cheyyadalchukunna panlu - Farmhouse lo extensive farming dheeniki minchidhi ledhu, if you have land. you will be healthy at the same time enjoy the nature and life. - going on World tours if you have money this is also best option - Telling chandamama kathalu to grand kids and raising them as good citizens That's what our grand fathers did. - enjoying life with perfect health yes, if you eat healthy and do exercise daily, mostly you will be healthy, unless you are very unlucky with some bad genes - if they get sick, suicide chesukovatam.. because they think it is not worth living with sickness who said suicide, you will medicare and medicaid - if they have to live in old age home, malli suicide chesukovatam.. because they think they are too bad living in old age home is last option. Om Namah Shivaya.....Om Namo Narayanaaaya.... |
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Bingo
Junior Artist Username: Bingo
Post Number: 617 Registered: 11-2012 Posted From: 73.35.1.44
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 11:15 am: |
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Bingo:you are thinking about either ppl who are on GC who an work directly with the prime vendor or h1 coolies working on some very special projects/skills. Regular java/.net coolies, which majority of us here are on $45-$55 per/hr billing to employee. Coasts lo inko 10 ekkuva vastundemo but daniki saripada expenses untayi.
in fact when you consider PTOs, health insurance costs, 401k contributions and major factor -h1 renewal fees, FT salary works out way better than consulting work for 90% of desi janata |
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Bingo
Junior Artist Username: Bingo
Post Number: 616 Registered: 11-2012 Posted From: 73.35.1.44
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 11:13 am: |
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Moviebuff001:But FT kakapote, billing better ga ne untundi kada...
you are thinking about either ppl who are on GC who an work directly with the prime vendor or h1 coolies working on some very special projects/skills. Regular java/.net coolies, which majority of us here are on $45-$55 per/hr billing to employee. Coasts lo inko 10 ekkuva vastundemo but daniki saripada expenses untayi. |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 7827 Registered: 06-2013 Posted From: 165.225.34.171
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 11:01 am: |
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Rebel:adi FT ki..contractors on billing rates mostly don't have access to 401k's
Got it. But FT kakapote, billing better ga ne untundi kada... |
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Rebel
Hero Username: Rebel
Post Number: 16799 Registered: 02-2008 Posted From: 173.28.114.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 10:59 am: |
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Moviebuff001:Ee lekka lo ne 12% per person 401K savings lo with 6% matching from employer, 36K per year 401K savings untayi.
adi FT ki..contractors on billing rates mostly don't have access to 401k's |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 7826 Registered: 06-2013 Posted From: 165.225.34.171
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 10:58 am: |
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Rebel:-mortgage+property ins etc. - 3K*12 = 36K
Add equity of 1K per month (adhama paksham). |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 7825 Registered: 06-2013 Posted From: 165.225.34.171
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 10:57 am: |
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Rebel:-ur 40% estimate, may include 401k etc. = migiledi 120K -mortgage+property ins etc. - 3K*12 = 36K -car payment - 1K *12=12K - day care if below school age for 2 kids - 2.5K ..lets make it 15K for 1 kid -other expenses - 2K*12=24K - health insurance - 1K*12 =12K - car insurance+home insurance - 3K - oka india trip este 10K minimum + other junk i may be forgetting
Ee lekka lo ne 12% per person 401K savings lo with 6% matching from employer, 36K per year 401K savings untayi. |
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Polavaram
Side Hero Username: Polavaram
Post Number: 2895 Registered: 08-2016 Posted From: 99.203.29.169
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 10:54 am: |
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Us of A lo vachelor ga vunnapudu emanna saving vuntundhemo kaani Kids vunna family ki saving cheyyalante chala kastam Aa numbers first post lo vunnavi chala aggressive. Like i said, 60 to 80% chesina chalu |
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Rebel
Hero Username: Rebel
Post Number: 16798 Registered: 02-2008 Posted From: 173.28.114.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 10:48 am: |
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Filmbuff:Out of sheer ignorance i am asking - for folks in the US, even at USD75 per hour billing, one can make - 75 * 8 (hours)*240 (days) (assuming many are contractors). That is 144 K per year. If both husband and wife are working, the earning of a family is close to $300 K. Assuming a family income of $300 K, take out 40% for taxes (very aggressive, but let's be conservative). That means take home for each family is $180 K per year. Schools are free, libraries are free, school buses are free. Home mortgage ki oka 6 K per month. Other expenses around 2 K per month. So net - net, one can save close to 80 K per year. If no mortage, savings can be immense.
ok ipudu numbers chuudam..very few like maverick,netra etc. makes 2*150K=300K ..they mostly live in west coast. 200K for dual income ankundam idi kooda ekkuve for most. -ur 40% estimate, may include 401k etc. = migiledi 120K -mortgage+property ins etc. - 3K*12 = 36K -car payment - 1K *12=12K - day care if below school age for 2 kids - 2.5K ..lets make it 15K for 1 kid -other expenses - 2K*12=24K - health insurance - 1K*12 =12K - car insurance+home insurance - 3K - oka india trip este 10K minimum + other junk i may be forgetting chivaritki migiledi song esuko.. its not what u make..its what u save |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69370 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 10:44 am: |
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//8.5% growth kaadu usa lo if i put 18k I am saving 6k of my taxes aa type lo pf lo pette money ki tax avoid avutunda? tax avoid avvudhi Gotcha bhaai. also desam lo aa money pakka safe. People who retire get around 20-30 lakhs in PF itself No Signature |
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Gotcha
Legend Username: Gotcha
Post Number: 30451 Registered: 02-2008 Posted From: 172.87.56.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 10:42 am: |
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Filmbuff:PF lo 8.5% vasthadi
8.5% growth kaadu usa lo if i put 18k I am saving 6k of my taxes aa type lo pf lo pette money ki tax avoid avutunda? ... |
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Rebel
Hero Username: Rebel
Post Number: 16797 Registered: 02-2008 Posted From: 173.28.114.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 10:30 am: |
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Filmbuff:Am i missing something.
yes. Reality. |
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Rebel
Hero Username: Rebel
Post Number: 16796 Registered: 02-2008 Posted From: 173.28.114.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 10:28 am: |
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Gotcha:I posted same message 10 times so people can get it into their head save for urself dont depend on others particularly ur kids. Inni chepina cheyakapote light
ikkada sollu cheptaru..evadu save cheskunevi aadu chestadu |
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Bingo
Junior Artist Username: Bingo
Post Number: 615 Registered: 11-2012 Posted From: 73.35.1.44
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 09:52 am: |
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Filmbuff:
BTW, I'm not saying Desi IT employees in US are having it tough.. they are definitely way more well off than their counterparts in India. both spouses work chestunte, then the monthly savings could definitely be higher than the comparable position salary in India. But those savings would be no where near your numbers. |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69356 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 09:45 am: |
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GSN1:HEALTH IS WEALTH is so TRUE as one gets older. If there are no health issues, retirement is NOT GOING TO BE THAT COSTLY.
The more years u live u need money for that again
Filmbuff: In a nutshell even a well earning professional in India after 15 years of slogging his butt off would be having savings of between 50-75 lakhs. Adhi kastha pilla na kodukulu, sarigga ka sadavakapothe donation lo poddi.
also veelu icche retirement figures anni to retire in USA Buffy, desam lo real estate investment too much appreciation vuntundhi. Desam lo retirement is damn cheap kabattiyou don't need that much Meeru annatto gaa okka 50 lakhs tho konna illu will cost more than Rs 1cr by the time of retirement No Signature |
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Bingo
Junior Artist Username: Bingo
Post Number: 614 Registered: 11-2012 Posted From: 73.35.1.44
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 09:44 am: |
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Filmbuff:for folks in the US, even at USD75 per hour billing, one can make - 75 * 8 (hours)*240 (days) (assuming many are contractors).
even at $75 per/hr.. not even 30% of the desi IT contractors are working at that billing. I'm talking about the rate that the contractor gets after the vendor and employer's cut. Most of them are around $45-$55/hr. Thats $90k-$110k per person. And for contractors, employers don't pay health insurance. So, for a family of 4, around $1200 insurance ke potundi. kaaki lekkalu pattukochi 6 months lo half million savings anta comedy} |
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Filmbuff
Side Hero Username: Filmbuff
Post Number: 9163 Registered: 11-2011 Posted From: 150.242.63.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 09:35 am: |
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Gsn1:ortunately the one's income also peaks between 40 to 50
Peaks aa paada, only in US one can find developers still working at age 50/60. India lo career peaks at 40, after that with every passing year, the risk of getting laid off becomes higher. Earn and save whatever you can by 40-45. We should assume that one may not have a job after 45. |
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Risingstar
Legend Username: Risingstar
Post Number: 40394 Registered: 08-2008 Posted From: 173.49.75.227
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 09:26 am: |
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meeku M leepi S ethi dannam edatha bottom line ettandi if etall fossible ps: m-meda s - sethul |
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Gsn1
Side Hero Username: Gsn1
Post Number: 5367 Registered: 03-2008 Posted From: 108.51.229.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 09:16 am: |
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The key is doing EVERYTHING IN MODERATION. HEALTH IS WEALTH is so TRUE as one gets older. If there are no health issues, retirement is NOT GOING TO BE THAT COSTLY. Actually, the data here doesn't reflect Indians accurately as there are hardly one generation of Indians that is going through 60+ All the MAJOR expenses are going to be between 40 to 50 (Kids education, mortgage etc.) and fortunately the one's income also peaks between 40 to 50. A |
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Platypus
Side Hero Username: Platypus
Post Number: 9268 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 09:16 am: |
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Filmbuff:Ee NRIs andaru cheri, ee DB lo ninchi manani tharimesetattu unnaru. Aa lekkalu enti, aa lokam enti... India lo if a person has been earning 50 lakhs at age 40, if you take into account his income progression through the years - he would earned 3.5 cr as salary in 15 years. Out of that take out 30% for tax - he would have got 2.5 cr in hand. Load on education costs of 3 lakhs a year for 2 kids...so over 10 years (assuming he had kids at age 30) - 60 lakhs gone for education. Next housing - oka 50 lakhs theesukunte, month ki 50 K approx EMI. So another 60 lakhs gone (assuming he bought a house at age 30). Migatha karchulu anni - unko 30 lakhs vesukundi over 15 years. So net migilindhi : 2.5 - 0.6 - 0.6 - 0.3 = 90 lakhs. Inka car, holidays etc etc lekka veru... In a nutshell even a well earning professional in India after 15 years of slogging his butt off would be having savings of between 50-75 lakhs. Adhi kastha pilla na kodukulu, sarigga ka sadavakapothe donation lo poddi.
Teesko naa saamirangaa five stars! This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Filmbuff
Side Hero Username: Filmbuff
Post Number: 9162 Registered: 11-2011 Posted From: 150.242.63.55
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 09:13 am: |
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Gotcha:india lo kuda pre taxsavings untaya if u put in ur provident fund or something
Yes, PF lo 8.5% vasthadi. But that means your take home comes down to the extent that is deducted. |
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Gotcha
Legend Username: Gotcha
Post Number: 30447 Registered: 02-2008 Posted From: 107.77.87.78
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 09:12 am: |
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Filmbuff:
india lo kuda pre taxsavings untaya if u put in ur provident fund or something ... |
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One
Hero Username: One
Post Number: 18490 Registered: 09-2008 Posted From: 73.43.31.78
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 09:00 am: |
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Filmbuff:Ee NRIs andaru cheri, ee DB lo ninchi manani tharimesetattu unnaru. Aa lekkalu enti, aa lokam enti... India lo if a person has been earning 50 lakhs at age 40, if you take into account his income progression through the years - he would earned 3.5 cr as salary in 15 years. Out of that take out 30% for tax - he would have got 2.5 cr in hand. Load on education costs of 3 lakhs a year for 2 kids...so over 10 years (assuming he had kids at age 30) - 60 lakhs gone for education. Next housing - oka 50 lakhs theesukunte, month ki 50 K approx EMI. So another 60 lakhs gone (assuming he bought a house at age 30). Migatha karchulu anni - unko 30 lakhs vesukundi over 15 years. So net migilindhi : 2.5 - 0.6 - 0.6 - 0.3 = 90 lakhs. Inka car, holidays etc etc lekka veru... In a nutshell even a well earning professional in India after 15 years of slogging his butt off would be having savings of between 50-75 lakhs. Adhi kastha pilla na kodukulu, sarigga ka sadavakapothe donation lo poddi.
every $ you save should make another $ is key ... right investments |
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One
Hero Username: One
Post Number: 18489 Registered: 09-2008 Posted From: 73.43.31.78
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 08:59 am: |
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Filmbuff:Home mortgage ki oka 6 K per month
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Filmbuff
Side Hero Username: Filmbuff
Post Number: 9161 Registered: 11-2011 Posted From: 150.242.63.55
Rating:  Votes: 2 (Vote!) | | Posted on Friday, June 29, 2018 - 08:40 am: |
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Redclaw777:Veella US figs vintuntey.....India lo unna manaki depression guaranteed...
Ee NRIs andaru cheri, ee DB lo ninchi manani tharimesetattu unnaru. Aa lekkalu enti, aa lokam enti... India lo if a person has been earning 50 lakhs at age 40, if you take into account his income progression through the years - he would earned 3.5 cr as salary in 15 years. Out of that take out 30% for tax - he would have got 2.5 cr in hand. Load on education costs of 3 lakhs a year for 2 kids...so over 10 years (assuming he had kids at age 30) - 60 lakhs gone for education. Next housing - oka 50 lakhs theesukunte, month ki 50 K approx EMI. So another 60 lakhs gone (assuming he bought a house at age 30). Migatha karchulu anni - unko 30 lakhs vesukundi over 15 years. So net migilindhi : 2.5 - 0.6 - 0.6 - 0.3 = 90 lakhs. Inka car, holidays etc etc lekka veru... In a nutshell even a well earning professional in India after 15 years of slogging his butt off would be having savings of between 50-75 lakhs. Adhi kastha pilla na kodukulu, sarigga ka sadavakapothe donation lo poddi.
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Redbull
Side Hero Username: Redbull
Post Number: 5683 Registered: 03-2009 Posted From: 195.43.48.136
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 06:12 am: |
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i know it's easy to say, enjoy the moment don't worry about future..practically normal Joe's life won't work that way. If you happen to settle in india, and health takes a toll in later stages..you need the MONEY and lot of money to get better.. simple rule is that you can't have the money twice - it's either more income in your working years or it is saved into a pension then for your retirement years. |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6375 Registered: 03-2014 Posted From: 69.73.85.161
Rating:  Votes: 3 (Vote!) | | Posted on Friday, June 29, 2018 - 05:31 am: |
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filmbuff babai, $2K per month expenses is the biggest joke in your post just monthly recurring bills easy gaa $1.5k vuntaayi US lo good undegrad colleges ki cost of attendance is $70k/year you didnt add $3k per month health insurance premiums you took very ideal situation where both wife and husbands are working full time jobs at $75/hr on green cards with no layers.. but in most cases ikkada single income.. reality lo ikkada chillara migulthundi anthe |
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Redbull
Side Hero Username: Redbull
Post Number: 5682 Registered: 03-2009 Posted From: 195.43.48.136
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 04:54 am: |
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given last 10 years of good job market, if both wife and husband are working in good tech stack. and also if u have planned well and invested in right avenues.. circa $1 million is jijubi.. it's not just earning..putting your money right growth paths is important..maree high risk path also not necessaruy.just conservative head master tyfe life style vunte... chaalu "money earns you money" |
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Redclaw777
Side Hero Username: Redclaw777
Post Number: 4640 Registered: 12-2011 Posted From: 124.123.61.84
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 29, 2018 - 04:09 am: |
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Filmbuff:
Veella US figs vintuntey.....India lo unna manaki depression guaranteed...1 - 1.5 lac per month nowadays is barely sufficient for a basic living in Hyd....No scope for Asset Building... Ikkada dabbulu sampaadhinchaalantey dabbulu kaavali....
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Filmbuff
Side Hero Username: Filmbuff
Post Number: 9160 Registered: 11-2011 Posted From: 111.93.184.70
Rating:  Votes: 2 (Vote!) | | Posted on Friday, June 29, 2018 - 03:30 am: |
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Out of sheer ignorance i am asking - for folks in the US, even at USD75 per hour billing, one can make - 75 * 8 (hours)*240 (days) (assuming many are contractors). That is 144 K per year. If both husband and wife are working, the earning of a family is close to $300 K. Assuming a family income of $300 K, take out 40% for taxes (very aggressive, but let's be conservative). That means take home for each family is $180 K per year. Schools are free, libraries are free, school buses are free. Home mortgage ki oka 6 K per month. Other expenses around 2 K per month. So net - net, one can save close to 80 K per year. If no mortage, savings can be immense. Within 5-6 years, one can easily save $0.5 Mn. Am i missing something. |
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Polavaram
Side Hero Username: Polavaram
Post Number: 2889 Registered: 08-2016 Posted From: 99.203.29.169
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 12:25 pm: |
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Aa numbers koncham enti chala aggressive Aa calculations lo 70 to 80% vunna chalu Sari poka pothe Sams lo no costco lo no Free samples counter daggara koorchuni pani chesthe set |
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Ideal_brain
Junior Artist Username: Ideal_brain
Post Number: 338 Registered: 03-2008 Posted From: 47.16.183.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 12:06 pm: |
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you can also take insurance for extended care.. however it is expensive.. |
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Twitter
Legend Username: Twitter
Post Number: 59971 Registered: 10-2009 Posted From: 66.194.212.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 10:38 am: |
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denemma asale depressing thed esadu ysr kurrodu dhaniki thodu ee platy kurrod inka depressing posts chuss |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69327 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 10:35 am: |
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Platypus:God doesn't decide anything. We are a self-controlled, self-aware society.
Unless u want to commit suicide, natural death is not in our hands Lot depends on family history, current health, stress levels etc No Signature |
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Platypus
Side Hero Username: Platypus
Post Number: 9250 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 10:21 am: |
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Ysr2009:What will you do if God decides to give you full 100 years of life?
God doesn't decide anything. We are a self-controlled, self-aware society. This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6367 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:49 am: |
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>> 65 ki retirement pucchukoni thanuvu chaalinchadame option. What will you do if God decides to give you full 100 years of life? |
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Platypus
Side Hero Username: Platypus
Post Number: 9249 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:46 am: |
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Maverick:
Atlaithe, case closed. Prashaantamgaa 65 ki retirement pucchukoni thanuvu chaalinchadame option. This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Maverick
Legend Username: Maverick
Post Number: 69067 Registered: 01-2008 Posted From: 98.225.2.157
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:29 am: |
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Platypus:Annaayi... 100K column lo 65 years number adhi. Are we looking at the same chart?
you should look at late 30/40, and multiply the factor of ur current income to see how much u saved so far.. There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69326 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:28 am: |
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Platy:Adhe guru gaaru.. adhi entha? Assuming own house and settled kids. How much savings are needed in a place like Hyderabad (and Nellore) to carry on life without depending financially on others?
My guess assuming India expenses are around 10% of US expenses, you shall be good having some 2-3 cr at the max and 1 cr at the minimum No Signature |
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Platypus
Side Hero Username: Platypus
Post Number: 9248 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:17 am: |
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Ysr2009:nee Current age entha andedaanni batti, nuvvu already entha save chesi vundaaali anedi aa table lo vundi..
Ok. So I should have around 400K savings by now. Ante - 2.75 crores anna maata
woefully short of that number. This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6365 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:13 am: |
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Platypus: You are interpreting the tables wrong.. nee Current age entha andedaanni batti, nuvvu already entha save chesi vundaaali anedi aa table lo vundi.. It's not about future.. |
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Platypus
Side Hero Username: Platypus
Post Number: 9246 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:10 am: |
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Ysr2009:You can't ignore.. you should plan for the worst case..
Adhi evari health paristhithi batti vaallu veskuntaaru. Good health number in Hyd entha? This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6364 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:08 am: |
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>> Aa equations ippudu veyyadam kashtam kaabatti health factor ni ignore chesi cheppandi. You can't ignore.. you should plan for the worst case.. |
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Platypus
Side Hero Username: Platypus
Post Number: 9245 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:08 am: |
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Maverick:dorikadu donga, ante u make 200-250k..with a multiplier of ~4
Annaayi... 100K column lo 65 years number adhi. Are we looking at the same chart? This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Platypus
Side Hero Username: Platypus
Post Number: 9244 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:06 am: |
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Andhrawala:
Andhrawala:Own house, settled kids, good health and enough money to carry on life without depending financially on anyone ante adhe 10,000.
Adhe guru gaaru.. adhi entha? Assuming own house and settled kids. How much savings are needed in a place like Hyderabad (and Nellore) to carry on life without depending financially on others? Health anedhi changes the equations dramatically. Cancer unte chaalaa kaavaali, diabetes ayithe probably antha avasaram undakapovacchu. Stroke vacchi paralyse ayithe inkaa kaavaalsosthundhi. Aa equations ippudu veyyadam kashtam kaabatti health factor ni ignore chesi cheppandi. We can add depending on our health situation. Pillalaku 25 years vacchi manchi job/business/art whatever unte - settle ayinatle assume cheskovacchu. Pelli gatra vaallishtam. Rought gaa 65 ki pen down anipisthoondhi. This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Film_fan
Legend Username: Film_fan
Post Number: 33165 Registered: 03-2008 Posted From: 62.253.210.179
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:04 am: |
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dorikadu donga, ante u make 200-250k..with a multiplier of ~4 - neeku dhandam yedatha...ayanaki neersam theppinchaddu..... combodia vs UK life style ani kummuthaadu thread vesi.... We are what we repeatedly do. Excellence, then, is not an act, but a habit. -- Aristotle
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Maverick
Legend Username: Maverick
Post Number: 69066 Registered: 01-2008 Posted From: 98.225.2.157
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:02 am: |
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Platypus:1.13 million anta naaku
dorikadu donga, ante u make 200-250k..with a multiplier of ~4 There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69325 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:00 am: |
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Platypus:1.13 million anta naaku - Ante India lo 10 crores. Andhulo sagaaniki sagam vacchinaa happy. I agree that 65 tarvata life light teesukovadam better.
Platy - ee 1.13 million anedhi based on US expenses Ikkada health care expensive, utilities etc are all much epxensive when compared to India Since you will be in India antha avsaram ledhu Own house, settled kids, good health and enough money to carry on life without depending financially on anyone ante adhe 10,000. Grandchidlrens ki occasions ki gift icche range and konchem seva karyakramalaki paisalu icche range vunte saalu No Signature |
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Maverick
Legend Username: Maverick
Post Number: 69065 Registered: 01-2008 Posted From: 98.225.2.157
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 09:00 am: |
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Film_fan:Love...spending time....spreading love....sharing love.....raising them to look after you..... chaala baguntayi chadavataniki......
 There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Film_fan
Legend Username: Film_fan
Post Number: 33164 Registered: 03-2008 Posted From: 62.253.210.179
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:59 am: |
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koosantha practical ganey unnayi gotcah cheppinavi,,,,Love...spending time....spreading love....sharing love.....raising them to look after you..... chaala baguntayi chadavataniki...... but to take no chance in a real world.....where you have to pay for every service.....you have to save.....entha anedhi.....debatable....but some cushion is very much welcome..... We are what we repeatedly do. Excellence, then, is not an act, but a habit. -- Aristotle
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Speaker
Hero Username: Speaker
Post Number: 18426 Registered: 06-2016 Posted From: 205.194.127.36
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:58 am: |
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Platypus:
neeyavva... poddunne lesthe...eppudo chastamo...eppudu adi ayipoddo...idi ayipoddo...roju chasthu ennallani brathukutaam... brathikinantha kaalam chaave lenattu sukhanga brathiki...brathuku ni aaswadinchu...ade brathuku yokka artham...paramaartham... bongu boshaaanam... legehess...nuvvu nee niraaasa niraasya pidi vaaadam.... You are Either with Us or NOT with Us.. My Way or Highway....... |
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Platypus
Side Hero Username: Platypus
Post Number: 9242 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:54 am: |
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Pillalu settle avvaali. Tarvata health baagunnantha varaku OK. It need not exactly 65... but around that (in my case). Given my health trajectory and the projections, I think my time to call it a day is around 65 ie if I am alive till that point. This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Platypus
Side Hero Username: Platypus
Post Number: 9241 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:52 am: |
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Ysr2009:Suicide chesukokundaa, mana istham isthma vacchinappudu tanuvu chaalinchadam elaa saadhyam Platypus?
Naa uddesham, nenu telugu lo cheppinadaaniki exact English padam vaadi "You mean this?" annaavani alaa daruvesaa That's exactly what I meant. This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Speaker
Hero Username: Speaker
Post Number: 18423 Registered: 06-2016 Posted From: 205.194.127.36
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:50 am: |
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Live Life Like You Love... Die Like you Like to Die... You are Either with Us or NOT with Us.. My Way or Highway....... |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6363 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:48 am: |
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>> Ante tanuvu chaalinchadam ani kavi hrudayam. Suicide chesukokundaa, mana istham isthma vacchinappudu tanuvu chaalinchadam elaa saadhyam Platypus? mana chethullo emi ledu.. |
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Alochinchu
Side Hero Username: Alochinchu
Post Number: 2284 Registered: 03-2008 Posted From: 65.51.27.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:47 am: |
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The actual life starts at 60 after all the responsibilities.. do not be burden to kids or society.. plan accordingly.. andharu Millions lo chusi kangaru paduthunaaru.. you do not take money from savings.. you have to use the earnings from the savings.. $1M savings will be $60K to $70K per year in good market..the early you start the better you can reach the goal.. old age lo kuda pette cheyyi avvaligani.. cheyyi chaache avasarmu rakudadhu.. |
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Platypus
Side Hero Username: Platypus
Post Number: 9239 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:45 am: |
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Gotcha:dude 65 is just round the corner its not too old denemma 65 ki chalinchadam enti mahasaya
Talking about myself le annaayi... Andari gurinchi kaadu.
Ysr2009:>> Ante tanuvu chaalinchadam ani kavi hrudayam. you mean Suicide?
  This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Happydays
Side Hero Username: Happydays
Post Number: 7371 Registered: 02-2015 Posted From: 165.156.40.43
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:43 am: |
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Sasibabu:just for a rainy day save chesukunte chaalu
nee enkati basu...i came to know that you are rich. Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida,Rohit Sharma |
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Gotcha
Legend Username: Gotcha
Post Number: 30437 Registered: 02-2008 Posted From: 73.45.2.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:42 am: |
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Platypus:
dude 65 is just round the corner its not too old denemma 65 ki chalinchadam enti mahasaya ... |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6362 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:42 am: |
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>> Ante tanuvu chaalinchadam ani kavi hrudayam. you mean Suicide? |
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Platypus
Side Hero Username: Platypus
Post Number: 9238 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:41 am: |
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Ysr2009:life light teesukovadam ante enti babai? please explain in detail
Ante tanuvu chaalinchadam ani kavi hrudayam. This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Speaker
Hero Username: Speaker
Post Number: 18417 Registered: 06-2016 Posted From: 205.194.127.36
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:37 am: |
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Invest on Land...however little it is...it will fetch u manifold... cryptos, stocks anni joodarulake... avi artham ayyi saaavavu...unna konchem bocchu oodi chetiloki raatam tappa... i used to be under a wrong impression that, if u buy residential land..that it should be atleast 200 SQ Yards, but seen people buying as little as 48 sq yards too...n selling it for 30 times the cost price... You are Either with Us or NOT with Us.. My Way or Highway....... |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6361 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:37 am: |
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>> 65 tarvata life light teesukovadam better life light teesukovadam ante enti babai? please explain in detail |
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Gotcha
Legend Username: Gotcha
Post Number: 30435 Registered: 02-2008 Posted From: 73.45.2.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:36 am: |
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I posted same message 10 times so people can get it into their head save for urself dont depend on others particularly ur kids. Inni chepina cheyakapote light ... |
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Platypus
Side Hero Username: Platypus
Post Number: 9236 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:34 am: |
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1.13 million anta naaku - Ante India lo 10 crores. Andhulo sagaaniki sagam vacchinaa happy. I agree that 65 tarvata life light teesukovadam better. This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6360 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 08:31 am: |
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Gotcha: lot of DBers are living in fantasy world. from 65 to 85, vaallu cheyyadalchukunna panlu - Farmhouse lo extensive farming - going on World tours - Telling chandamama kathalu to grand kids and raising them as good citizens - enjoying life with perfect health - if they get sick, suicide chesukovatam.. because they think it is not worth living with sickness - if they have to live in old age home, malli suicide chesukovatam.. because they think they are too bad - ... all with no/little retirement money Quite funny actually.. ... |
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Gotcha
Legend Username: Gotcha
Post Number: 30431 Registered: 02-2008 Posted From: 73.45.2.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, June 28, 2018 - 07:48 am: |
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Rangoon:daani kosamu ippadi nundi appati life nu uhinchokoni bathukaala
mee UK valaki quality of life teledu chuss. Usa lo pandu musali ayina livesbetter with different fadgers those all cost money u will realize it after a decade trust me ... |
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Rangoon
Side Hero Username: Rangoon
Post Number: 3299 Registered: 08-2009 Posted From: 113.23.137.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 10:01 pm: |
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sukanga bathakadaaniki no measurements sukamu annadhi brama kastamu annadhi manassu bavamu |
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Rangoon
Side Hero Username: Rangoon
Post Number: 3298 Registered: 08-2009 Posted From: 113.23.137.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 09:59 pm: |
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today life is urs how to spends plan for it. bed meedha kadalaleni stage lo ayyina tharuvaatha 2 to 3 years only life. daani kosamu ippadi nundi appati life nu uhinchokoni bathukaala. |
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Xxx
Hero Username: Xxx
Post Number: 16487 Registered: 04-2009 Posted From: 24.74.65.205
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 09:58 pm: |
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Andhrawala:MAGI shall be below 186,000
i.e for roth ? - |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69323 Registered: 03-2008 Posted From: 136.56.13.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 09:49 pm: |
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MAGI shall be below 186,000 No Signature |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69322 Registered: 03-2008 Posted From: 136.56.13.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 09:48 pm: |
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Mahiz, Assuming you are married. If so I come limits are there MAGI shall be below No Signature |
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Xxx
Hero Username: Xxx
Post Number: 16486 Registered: 04-2009 Posted From: 24.74.65.205
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 09:47 pm: |
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Mahiz:. ira ki 5500 contribute chesthe tax benefit unda
regular ira you can , but their are limits on income https://www.fidelity.com/retirement-ira/contribution-limits- deadlines ira you cannot remove your money untill retirement and you will end up paying taxes then - |
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Mahiz
Comedian Username: Mahiz
Post Number: 1742 Registered: 10-2012 Posted From: 70.121.27.115
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 09:42 pm: |
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Oka question .. consulting lo unna ... ira ki 5500 contribute chesthe tax benefit unda .. or else doesit depend on annual income ? Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Bingo
Junior Artist Username: Bingo
Post Number: 611 Registered: 11-2012 Posted From: 73.35.1.44
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 08:09 pm: |
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Andhrawala:adhenti naaku 1.3 million by age 65 ani soopisthunnadhii
depends on current income kada.. his might be around $200k.. |
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Speaker
Hero Username: Speaker
Post Number: 18406 Registered: 06-2016 Posted From: 99.249.168.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 08:07 pm: |
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Andhrawala:OG annaai maata vini 150K invested in TRON
150K paisalaaaaa?? Kikiki You are Either with Us or NOT with Us.. My Way or Highway....... |
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Vishvak
Side Hero Username: Vishvak
Post Number: 9416 Registered: 01-2007 Posted From: 73.164.13.25
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 08:05 pm: |
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Shivavishnu:have life insurance till age 70, enjoy the life with family. spend lot of time with kids and make them well educated and good citizens. that is enough
well said... and appudappudu TANA/ATA events ki vere oorlu ontariga vellandi chalu... Vi veri universum vivus vici |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69320 Registered: 03-2008 Posted From: 136.56.13.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 07:33 pm: |
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Sasibabu:aa table lo cheppinattu 65 years vachaaka nuvvu 3 M save chesi em peekuthaav.... kodukulaku katta gatti isthaavaa ...aadu denkapedithe .... appudu nee life motham waste sesukunnattegaa
adhenti naaku 1.3 million by age 65 ani soopisthunnadhii No Signature |
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Andhrawala
Legend Username: Andhrawala
Post Number: 69319 Registered: 03-2008 Posted From: 136.56.13.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 07:31 pm: |
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Khaleja:invest in crypto. eyes closed. save the password. open those accounts after 65 years of age. you will be shocked.
OG annaai maata vini 150K invested in TRON Nee dto see how much it becomes in 2035 No Signature |
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Bingo
Junior Artist Username: Bingo
Post Number: 609 Registered: 11-2012 Posted From: 73.35.1.44
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 07:06 pm: |
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Shivavishnu:Manaku chaalaaa istamaina vyakthi oka roju manaku kanapadakapiothe yelaa untundhi. Same thing.
miru cheppe daniki ikkada topic ki sambhandam enti asalu? Kids/GrandKids tho relation entha baaga unna vallu financially support chestarani guarantee enti? What if your kids don't earn enough to be able to support their own kids as well as you and your spouse? This thread is for people wishing to be not dependent on the kids or the government after the retirement. With that in mind, I don't think the data in this chart is any wrong. For couple who are 35 years old and earning $150k pa, $2M at 65 years is a good target. You still have at least 20 years to live. Retire ayyaka monthly expenses still 50-60% of current expenses untayi. Plus add any health related expenses if you/spouse have a condition that requires frequent hospital visits or expensive medication. You need to be able to afford that for 20+ years for two people. |
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Sannayi_nokkulu
Megastar Username: Sannayi_nokkulu
Post Number: 27754 Registered: 06-2014 Posted From: 166.137.240.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 06:33 pm: |
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Ustad:am licked
already nakesa nenu sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT
|
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Maverick
Legend Username: Maverick
Post Number: 69063 Registered: 01-2008 Posted From: 98.225.2.157
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 06:33 pm: |
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Ustad:
 There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs |
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Gotcha
Legend Username: Gotcha
Post Number: 30429 Registered: 02-2008 Posted From: 107.77.87.123
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 06:26 pm: |
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Ustad:
me pf nunchi rojuku oka share ammina 100 years varaku easy ga batikeyavachu kada ... |
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Ustad
Megastar Username: Ustad
Post Number: 26868 Registered: 07-2008 Posted From: 76.169.161.29
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 06:22 pm: |
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Ysr2009:https://i.imgur.com/mETrIko.jpg
I am licked  I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw |
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Cheenu
Junior Artist Username: Cheenu
Post Number: 175 Registered: 05-2016 Posted From: 99.73.65.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 06:09 pm: |
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There is no Hard and Fast rule that you need to follow certain graph while saving for your retirement. It varies from individual to individual. Some one can live happily on $2000 and some one needs $10k (this is current scenario) You definetly need 2k/month+ SS benefits and medicare at the least in present day. That would be a min. So depending on the future inflation and socio-economic factors you need to adjust your retirement savings. You definetly need to save but You don’t have to be overly miser. I usually save 15-20% for retirement 15-20% for my fun/ recreational activities. Rest day to day things and payments |
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Mahiz
Comedian Username: Mahiz
Post Number: 1741 Registered: 10-2012 Posted From: 165.225.34.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 06:07 pm: |
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Sasibabu:aa table lo cheppinattu 65 years vachaaka nuvvu 3 M save chesi em peekuthaav
ante meeru 250K bracket aa Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Shivavishnu
Side Hero Username: Shivavishnu
Post Number: 2935 Registered: 10-2010 Posted From: 172.58.139.238
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 06:05 pm: |
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Gotcha:
Gotcha:
Neeku adhe teliyanindhi. USA grand kids need grand parents more than India kids. They love spending time with grand parents. Om Namah Shivaya.....Om Namo Narayanaaaya.... |
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Shivavishnu
Side Hero Username: Shivavishnu
Post Number: 2934 Registered: 10-2010 Posted From: 172.58.139.238
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 06:03 pm: |
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Speaker neeku alaaa arthamu ayyindhaa. What I meant is with love. Prathi dhaaniki mana meedha depend avamani kaadhu. Manaku chaalaaa istamaina vyakthi oka roju manaku kanapadakapiothe yelaa untundhi. Same thing. Om Namah Shivaya.....Om Namo Narayanaaaya.... |
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Gotcha
Legend Username: Gotcha
Post Number: 30428 Registered: 02-2008 Posted From: 172.87.48.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 05:26 pm: |
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Shivavishnu:hat's why I tell spend lot of time with kids and make strong bond and connection with them. Nuvvu okka roju kanapadakapothe vallaku pichi yekkali.
denemma sonta pilale leka cheyaru ra babu ante usa lo unde grand kids lekka chestara. they dont specnd time with other prople but play video games inka neeto ekkda chestaru babu. chaala edagali pardu neeku inka realty ardam kataledu, ... |
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Speaker
Hero Username: Speaker
Post Number: 18398 Registered: 06-2016 Posted From: 184.151.246.205
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 05:25 pm: |
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Shivavishnu:Nuvvu okka roju kanapadakapothe vallaku pichi yekkali.
Idemi mentality raaa naayana...??? Antha dependent ga penchinaaa kooda probleme... U should only guide them.. should never be their driver... You are Either with Us or NOT with Us.. My Way or Highway....... |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6357 Registered: 03-2014 Posted From: 129.135.1.217
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 05:25 pm: |
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Shivavishnu babai: you are in some imaginary fantasy world.. dream on.. |
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Mahiz
Comedian Username: Mahiz
Post Number: 1740 Registered: 10-2012 Posted From: 165.225.34.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 05:23 pm: |
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Shivavishnu:that's why I tell spend lot of time with kids and make strong bond and connection with them. Nuvvu okka roju kanapadakapothe vallaku pichi yekkali.
enduku alaga Janani Janma-bhoomi-scha Swargadapi Gariyasi |
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Twitter
Legend Username: Twitter
Post Number: 59960 Registered: 10-2009 Posted From: 66.194.212.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 05:21 pm: |
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 |
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Sasibabu
Legend Username: Sasibabu
Post Number: 59450 Registered: 11-2009 Posted From: 67.98.222.35
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 05:17 pm: |
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Ysr2009:after 65 years age, suicide chesukovaalaa endi nee lekka prakaaram?
avasarledhu....Just go with the flow ....chinna chinna jabbulaku medical expenses vundentha chaalu .... oooo kotlu kotlu thagalesthe gaani inko 5 years bathakam ante lite |
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Shivavishnu
Side Hero Username: Shivavishnu
Post Number: 2933 Registered: 10-2010 Posted From: 8.45.137.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 05:15 pm: |
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entivayyaa.. after 65 years age, suicide chesukovaalaa endi nee lekka prakaaram?// that's why I tell spend lot of time with kids and make strong bond and connection with them. Nuvvu okka roju kanapadakapothe vallaku pichi yekkali. Om Namah Shivaya.....Om Namo Narayanaaaya.... |
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Shivavishnu
Side Hero Username: Shivavishnu
Post Number: 2932 Registered: 10-2010 Posted From: 8.45.137.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 05:13 pm: |
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entivayyaa.. after 65 years age, suicide chesukovaalaa endi nee lekka prakaaram?// spend time with grand kids, tell stories to them, make them good citizens also, spend time at temples. old age home undi yemi chestaaavu. Om Namah Shivaya.....Om Namo Narayanaaaya.... |
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Sesani
Legend Username: Sesani
Post Number: 59126 Registered: 08-2014 Posted From: 108.171.131.170
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:47 pm: |
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Sannayi_nokkulu:neekenti baa sensitive prj lo chestunnav....gantaki 200 ***tunnav.....
project maatrame sensitive... billing maatram chillara |
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Nanigadulocal
Hero Username: Nanigadulocal
Post Number: 10122 Registered: 09-2016 Posted From: 63.79.91.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:34 pm: |
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Ferrari:age lo kaadhu..maturity lo..
watevvaa ..dont care !!! |
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Ferrari
Hero Username: Ferrari
Post Number: 14331 Registered: 10-2008 Posted From: 192.158.48.90
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:33 pm: |
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Nanigadulocal:pillodni chesii ragging chesthunaraa ??
special ga cheyatam enti..already pillodive kadha..age lo kaadhu..maturity lo.. |
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Platypus
Side Hero Username: Platypus
Post Number: 9230 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:31 pm: |
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Nanigadulocal:idhi enti saar .
https://en.wikipedia.org/wiki/Irish_Republican_Army This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Nanigadulocal
Hero Username: Nanigadulocal
Post Number: 10120 Registered: 09-2016 Posted From: 63.79.91.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:29 pm: |
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Platypus:Irish Republican Army
idhi enti saar .. pillodni chesii ragging chesthunaraa ?? |
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Khaleja
Side Hero Username: Khaleja
Post Number: 5582 Registered: 09-2009 Posted From: 104.189.156.240
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:29 pm: |
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Nanigadulocal:choosthee shock avutharuu video laa cheppavvuu
kiki. |
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Khaleja
Side Hero Username: Khaleja
Post Number: 5581 Registered: 09-2009 Posted From: 104.189.156.240
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:29 pm: |
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Platypus:Gunde thattukoledhemo aa number choosaaka
millions untayehe. |
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Nanigadulocal
Hero Username: Nanigadulocal
Post Number: 10119 Registered: 09-2016 Posted From: 63.79.91.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:28 pm: |
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Khaleja:you will be shocked.
choosthee shock avutharuu video laa cheppavvuu |
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Platypus
Side Hero Username: Platypus
Post Number: 9228 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:28 pm: |
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Nanigadulocal: wat is this ??
IRA teliyadhaa? Enti saami maree nuvvu. IRA ante Irish Republican Army This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Platypus
Side Hero Username: Platypus
Post Number: 9227 Registered: 01-2008 Posted From: 77.100.60.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:27 pm: |
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Khaleja:invest in crypto. eyes closed. save the password. open those accounts after 65 years of age. you will be shocked.
Gunde thattukoledhemo aa number choosaaka This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it. |
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Khaleja
Side Hero Username: Khaleja
Post Number: 5580 Registered: 09-2009 Posted From: 104.189.156.240
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:27 pm: |
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invest in crypto. eyes closed. save the password. open those accounts after 65 years of age. you will be shocked.  |
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Nanigadulocal
Hero Username: Nanigadulocal
Post Number: 10116 Registered: 09-2016 Posted From: 63.79.91.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:20 pm: |
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Ysr2009:Traditional IRA
wat is this ?? and alos y desi consultancies never do this 401k stuff ?? any specific reason ? |
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Aquarian
Side Hero Username: Aquarian
Post Number: 7074 Registered: 12-2012 Posted From: 192.156.247.6
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:19 pm: |
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mana thaathaluu save chesi..mana parentsuu save chesi ....manamuu save chesi...inka evadau andii enjoy sesedhi....ee table ni madichiiiii |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6356 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:13 pm: |
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>> NGL: appudu aa money amei avudhii ?? You can keep it there if they allow.. Or roll over it to Traditional IRA |
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Gotcha
Legend Username: Gotcha
Post Number: 30425 Registered: 02-2008 Posted From: 172.87.48.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:13 pm: |
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Nanigadulocal:
that 401k will continue kotha money emi add avadu aa pf loki ante. ... |
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Nanigadulocal
Hero Username: Nanigadulocal
Post Number: 10110 Registered: 09-2016 Posted From: 63.79.91.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:11 pm: |
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Gotcha:amount in 401k
naku okaa dovut with 401K .. ippdu FT lo aithee 401k untahdii .. adhe malli concsulting comp (desi comps) ki pothee undadhuuu kadaa .. appudu aa money amei avudhii ?? for example 2 yr FT chesaa okaa comp ki.. twarthaa desi consulnatcy ki poyaa wer there is no 410K .. appudu paristhithi entii ?? |
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Gotcha
Legend Username: Gotcha
Post Number: 30423 Registered: 02-2008 Posted From: 172.87.48.134
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:09 pm: |
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Ysr2009:
perfectly said. u must be in 40's so u know the realty, kurrolu must be in 30's or full time contracting with zero amount in 401k so they didnt realise it yet. ... |
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Bunty717
Legend Username: Bunty717
Post Number: 56708 Registered: 02-2008 Posted From: 161.185.160.93
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:08 pm: |
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80% of your pay vochetee tattu planning cheyandi after retirement.. |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6355 Registered: 03-2014 Posted From: 129.135.1.217
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:07 pm: |
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US lo assisted living facilities lo join ayithe, you are expected to pay $4K+ min per person per month.. ade Nursery homes lo ayithe $6K+ per person per month.. don't take it lightly guys.. whether you retire in India or in USA, you should save enough |
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Nanigadulocal
Hero Username: Nanigadulocal
Post Number: 10106 Registered: 09-2016 Posted From: 63.79.91.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:05 pm: |
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chala disturbing gaa undhi ee theduu .. mods pls delete this thread  |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6354 Registered: 03-2014 Posted From: 129.135.1.217
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:04 pm: |
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life expectancy in US is 86 now.. 65 to 86 - almost 20 years.. you shouldn't become a burden for your kids.. so, you should save enough |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6353 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 04:02 pm: |
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>> Shivavishnu: move kaaleni old age nuvvu brathiki saadhinchedhi yenti. let it go. entivayyaa.. after 65 years age, suicide chesukovaalaa endi nee lekka prakaaram? |
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Sasibabu
Legend Username: Sasibabu
Post Number: 59449 Registered: 11-2009 Posted From: 67.98.222.35
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:59 pm: |
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Ysr2009:who will pay for your medical expenses? When you can't move on old age, you need assistance, which will cost $$$$$$$$$$$$
401k ...matta ....mannu...masaanam...andhukegaa sir ... ofcourse 65 paatu save ye save chesi 65 dhaataka peekedhi kooda em ledhule lifeline inko 5 years mandhula meedha extend chesi eesuroooo ani bathakatam kante |
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Gotcha
Legend Username: Gotcha
Post Number: 30422 Registered: 02-2008 Posted From: 172.87.48.134
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:58 pm: |
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Ysr2009:ho will pay for your medical expenses? When you can't move on old age, you need assistance, which will cost $$$$$$$$$$$$
exccatly if u r too old mana age guys no one wants to live in India where they treat u like shit. everyone will want to come running to usa and get treated here daaniki paisalu kavali. so be prepared guys paisalu lekapote koduku kuturu kuda chudaru ninnu beleive that. ... |
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Ferrari
Hero Username: Ferrari
Post Number: 14330 Registered: 10-2008 Posted From: 192.158.48.160
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:57 pm: |
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endhuko ittanti theds either awala or ysr2009 estaru..iddaru mid 40's..bhumi puttanpudu US ki vacharu..easy ga oka 10 crores venaka esi untaru..but still ittanti theds estaru.. |
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Shivavishnu
Side Hero Username: Shivavishnu
Post Number: 2930 Registered: 10-2010 Posted From: 8.45.137.10
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:56 pm: |
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When you can't move on old age, you need assistance, which will cost $$$$$$$$$$$$// move kaaleni old age nuvvu brathiki saadhinchedhi yenti. let it go. best life is have active happy life. Om Namah Shivaya.....Om Namo Narayanaaaya.... |
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Fargo
Hero Username: Fargo
Post Number: 14779 Registered: 04-2012 Posted From: 205.167.198.122
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:55 pm: |
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Nanigadulocal:
welcome to the club |
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Nanigadulocal
Hero Username: Nanigadulocal
Post Number: 10099 Registered: 09-2016 Posted From: 63.79.91.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:53 pm: |
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naa daridram enti antee ..check cheskunadam antee aa image kudaa open avvadam ledhuu ... chuss |
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Sannayi_nokkulu
Megastar Username: Sannayi_nokkulu
Post Number: 27751 Registered: 06-2014 Posted From: 68.100.232.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:53 pm: |
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Sesani:nen licked emo... no retirement
neekenti baa sensitive prj lo chestunnav....gantaki 200 ***tunnav..... sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT
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Ringo_rangaswamy
Megastar Username: Ringo_rangaswamy
Post Number: 20277 Registered: 02-2011 Posted From: 47.17.50.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:53 pm: |
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Sasibabu:aadu denkapedithe .... appudu nee life motham waste sesukunnattegaa
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Nanigadulocal
Hero Username: Nanigadulocal
Post Number: 10098 Registered: 09-2016 Posted From: 63.79.91.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:53 pm: |
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Sesani:Manchi M tappa 1C Rupees kua levvu eedchi tannina.
nee M ni madichiiii ... |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6352 Registered: 03-2014 Posted From: 129.135.1.217
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:52 pm: |
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>> no need of money >> that is enough >> just for a rainy day save chesukunte chaalu who will pay for your medical expenses? When you can't move on old age, you need assistance, which will cost $$$$$$$$$$$$ |
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Sesani
Legend Username: Sesani
Post Number: 59124 Registered: 08-2014 Posted From: 108.171.131.170
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:52 pm: |
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Naa G is 35 yrs old... Manchi M tappa 1C Rupees kua levvu eedchi tannina... (including assets) nen licked emo... no retirement |
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Gotcha
Legend Username: Gotcha
Post Number: 30420 Registered: 02-2008 Posted From: 172.87.56.134
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:52 pm: |
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Sasibabu: kodukulaku katta gatti isthaavaa ...aadu denkapedithe
pillaku kaadu understand the true american way of life, NEVER EVER depend on others even if it is ur children when u retire. always be prepared with urself. ... |
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Fargo
Hero Username: Fargo
Post Number: 14777 Registered: 04-2012 Posted From: 205.167.198.122
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:49 pm: |
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entha vundi? blocked aa site |
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Shivavishnu
Side Hero Username: Shivavishnu
Post Number: 2929 Registered: 10-2010 Posted From: 8.45.137.10
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:48 pm: |
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have life insurance till age 70, enjoy the life with family. spend lot of time with kids and make them well educated and good citizens. that is enough Om Namah Shivaya.....Om Namo Narayanaaaya.... |
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Sasibabu
Legend Username: Sasibabu
Post Number: 59446 Registered: 11-2009 Posted From: 67.98.222.35
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:45 pm: |
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All_day: India lo already oka 100Cr enkesavu,
kaneesam oka 5 crs kooda vundav jee motham ammi denkinaa.... meekevaro wrong info ichaar |
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Sasibabu
Legend Username: Sasibabu
Post Number: 59445 Registered: 11-2009 Posted From: 67.98.222.35
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:44 pm: |
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aa table lo cheppinattu 65 years vachaaka nuvvu 3 M save chesi em peekuthaav.... kodukulaku katta gatti isthaavaa ...aadu denkapedithe .... appudu nee life motham waste sesukunnattegaa |
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All_day
Side Hero Username: All_day
Post Number: 5032 Registered: 06-2012 Posted From: 107.0.27.252
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:43 pm: |
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Sasibabu:anthaa save chesukuni gaddi peekaalaa...enjoy cheyyandesss.....life is short .... just for a rainy day save chesukunte chaalu
neekednhi saami, India lo already oka 100Cr enkesavu, enni kaburlu aiina cheputaavu I could introduce myself properly, but it's not really necessary. You will know me well enough and soon enough, depending on a diverse range of variables. It suffices to say that at some point in time, I will be standing over you, as genially as possible. Your soul will be in my arms. A color will be perched on my shoulder. I will carry you gently away.... |
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Sannayi_nokkulu
Megastar Username: Sannayi_nokkulu
Post Number: 27745 Registered: 06-2014 Posted From: 68.100.232.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:42 pm: |
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Sasibabu:life is short .... just for a rainy day save chesukunte chaalu
 sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT
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Sasibabu
Legend Username: Sasibabu
Post Number: 59444 Registered: 11-2009 Posted From: 67.98.222.35
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:41 pm: |
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anthaa save chesukuni gaddi peekaalaa...enjoy cheyyandesss.....life is short .... just for a rainy day save chesukunte chaalu |
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Ysr2009
Side Hero Username: Ysr2009
Post Number: 6351 Registered: 03-2014 Posted From: 129.135.1.217
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, June 27, 2018 - 03:29 pm: |
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https://i.imgur.com/mETrIko.jpg ee paina table choopiste, colleagues are laughing. naa anumaanam, this doesn't include house/cars/etc.. anukuntaa.. Are you on track? |