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Lessons learned from a Car accident

Chalanachithram.com DB » New TF Industry Related » Archive through April 05, 2018 » Lessons learned from a Car accident « Previous Next »
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Gotcha
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Posted on Wednesday, April 04, 2018 - 07:59 pm:       


Cocanada:


70k ki 1300 aa buss u get it even cheaper based on ur bargain. 800-1000 lo kuda vastundi
...
 

Whyme
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Posted on Wednesday, April 04, 2018 - 07:47 pm:       

Teenage driver.. lexus 150 (2years old).. accident.. not the teenagers fault..
Insurance dragging feet on $$amount.. trying to undercut

All I care - my boy came out safe
 

Mrhyderabad
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Posted on Wednesday, April 04, 2018 - 07:40 pm:       


Cocanada:


I am sorry too bro... nuvvu, bunty, rebel etc edo sarada ki leg pulling chesthasru and I never take that seriously... but mimmalni choosi some ppl go overboard and attract personally... I ignore them all the time and don't even bother to reply or acknollodge such people. But they still do it in every thread. I wonder how someone can continue to target or attack despite no response from other person...

Anyway, I am truly sorry !

Mods, pls delete my last 2 messages to coke.
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Pachadi
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Posted on Wednesday, April 04, 2018 - 07:32 pm:       


Mrhyderabad:




aayana cheppina dantlo thappu emundi, his message is clear..

though may be nuvvu adukku thine stage (poor family ) nunchi vachi develop ayyavu kabatti show off chesukovali anipisthadi anukunta, its natural..but andaru nee show off ni positive ga teesukoru kada
 

Cocanada
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Posted on Wednesday, April 04, 2018 - 07:04 pm:       


Mrhyderabad:

Dude, i thought you are better than this...

I took it easy and in fact laughed when you posted many satires in the past.. but not this time given the situation. Shame on you !


ante friendship koddi light gaa..

Anyway..

Swaary vuncl
 

Jai_ycp
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Posted on Wednesday, April 04, 2018 - 06:22 pm:       


Biggboss:




Chesadu I don’t know. But they are asking penalty for coverage between transfer date and tag expiry date. I will find more from them tommorrow
 

Biggboss
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Posted on Wednesday, April 04, 2018 - 06:18 pm:       


Jai_ycp:

Alanti option vunnattu ledhu. Contest chesa. Repu vellali emantado chudali




Okay I just noticed this in CA DMV page

"Reporting the sale or transfer of a vehicle or vessel to the DMV does not constitute a transfer of ownership. The record is not permanently transferred out of your name until the DMV receives a completed application for transfer of ownership and payment of appropriate fees from the new owner. "

so naa case lo when I returned the lease vehicle, dealership promptly reported the same and I did not incur any penalties

naaku telisi mee dealership vaadu immediate ga inform cheyyaka povachu
 

Mrhyderabad
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Posted on Wednesday, April 04, 2018 - 06:10 pm:       


Cocanada:

if ur lease payment is 1300, you drive 70k car


And it is 105K car. Now go f urself !!
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Jai_ycp
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Posted on Wednesday, April 04, 2018 - 06:08 pm:       


Biggboss:



Alanti option vunnattu ledhu. Contest chesa. Repu vellali emantado chudali
 

Mrhyderabad
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Posted on Wednesday, April 04, 2018 - 06:07 pm:       


Cocanada:


Dude, i thought you are better than this...

I took it easy and in fact laughed when you posted many satires in the past.. but not this time given the situation. Shame on you !
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Cocanada
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Posted on Wednesday, April 04, 2018 - 06:01 pm:       

My lesson learnt - if ur lease payment is 1300, you drive 70k car

 

Ustad
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Posted on Wednesday, April 04, 2018 - 05:24 pm:       


Rebel:


What happens to a loss making trading bet?

It automatically becomes a LT investment
I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw
 

Mahiz
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Posted on Wednesday, April 04, 2018 - 05:03 pm:       


Guru:

Ee year tax filing cheyaleda? U need to attest if u have coverage or not




he is saying from next year .. pls note that from next year medical insurance is not mandated by law ( action by trump along with the tax bill) .. i believe OG annai is saying on basis of that ..
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

Biggboss
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Posted on Wednesday, April 04, 2018 - 05:01 pm:       


Jai_ycp:

from date of return to tag end date




CA lo return chesina roju, DMV website lo oka form fill chesthey saripotundhi, you are no longer responsible for that vehicle

not sure about your state
 

Jai_ycp
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Posted on Wednesday, April 04, 2018 - 03:59 pm:       

i found one thing recently. I had a lease and returned the car. so i cut the insurance for it from the next day onwards. Now state slapped 150$ fine for not have insurance ocerage from date of return to tag end date (which is like 2 weeks away).
 

Balu_gani
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Posted on Wednesday, April 04, 2018 - 03:17 pm:       

manchi term insurance plans cheppandi evaraina
 

Balu_gani
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Posted on Wednesday, April 04, 2018 - 03:17 pm:       

glad everyone involved are safe..take care masteru
 

Linkmaster
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Posted on Wednesday, April 04, 2018 - 02:21 pm:       


Chesapeake:

RDD




what is this RDD bro?
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 01:50 pm:       

endo janalu nenu insurance tesukonu aney point meeda chala posts vestunaru.... chala disturb ayyaru na posts ki hahaha
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 01:37 pm:       


Guru:


e nuvvu kadathava na tax lu

niku enduku ra nenu emi chesthey
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 01:36 pm:       


Guru:




who the fcuk is this db to question me whether me in 1st place ,,, kathalu denguthunar okkodu.
 

Humpty_dumpty
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Posted on Wednesday, April 04, 2018 - 01:16 pm:       


Guru:


he will not pay tax
what pluck, please pluck...lol
 

Guru
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Posted on Wednesday, April 04, 2018 - 01:12 pm:       


Chesapeake:

will not enroll medical insurance from next yr.




Ee year tax filing cheyaleda? U need to attest if u have coverage or not
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 12:23 pm:       

i will buy 500k RDD with 1 yr insurance fees, they will be worth 500k after 3-5 yrs
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 12:21 pm:       


Rebel:


Its my risk, its my wish, no police stopped me in last 12 yrs.

nenu manage chesukonta any froblem for you?
 

Simba
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Posted on Wednesday, April 04, 2018 - 12:14 pm:       


Rebel:

inka nayam passport lekunda US vacha anledu


india lo 10% janalaki kooda passports undavu... mari US janaku enduku? :D
 

Rebel
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Posted on Wednesday, April 04, 2018 - 12:11 pm:       

sollu samrat strikes again..policodu apithe 1st adigedi DL & insurance..
inka nayam passport lekunda US vacha anledu
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 12:08 pm:       


Chesapeake:




mainnet release in may 31 st mansion lu konta by 2020
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 12:07 pm:       


Rebel:


iam in for 5 yrs, vasthey multi millionaire.

tron will make me very rich..

i have 1million tron

and few million rdd
 

Rebel
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Posted on Wednesday, April 04, 2018 - 12:00 pm:       

crypto lo mottam paaye..no money to pay insurance
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 11:11 am:       


Andhrawala:




na car premiums kadatha antey naku no problem, instead of free advice pay my car premiums for 1 million tops coverage
 

Pachadi
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Posted on Wednesday, April 04, 2018 - 11:10 am:       


Simba:

Hyder kurrod ante chaaaaaala mandiki jealous ani artham ayyindi



neeku ila ardham ayindi ani ardham ayindi
 

Simba
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Posted on Wednesday, April 04, 2018 - 10:54 am:       

Hyder kurrod ante chaaaaaala mandiki jealous ani artham ayyindi :-)
 

Andhrawala
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Posted on Wednesday, April 04, 2018 - 10:35 am:       

OG annaai,

Ala pettu.

Maakante dhairyam leka insurance premiums kaduthunnaamu. Why should you??
No Signature
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 10:23 am:       


Platypus:


elli complaint chesuko chetanaeithey..

emi ffekuntuavo feeko

nenu katta eka nunchi,,oka 1crore bokka eppati daka e insurance valla

cognizant vunnantha kalam peanuts echeyvadu dantlo aa geico gadu, aetna vodu vuttha punyaniki dengeysaru na money antha.
 

Nanigadu
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Posted on Wednesday, April 04, 2018 - 10:04 am:       

Enti Auto Insurance lekunda kuda drive chesthannaraa
ori nee - ilaga kuda save cheyyacchu annamataa
 

Lisk
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Posted on Wednesday, April 04, 2018 - 09:58 am:       


Chesapeake:

some people are very poor like me they cannot afford insurances


endhuku bhayya poor definition maarchesthav..U.S lo 3 houses err 3 mansions, top end SUV's, 400k in cryptos, oka 200k in stocks, back home india lo 2 villas..but still 100$ insurance is very high for you..

naku telusu bhayya..ee 100$ save chesi inko mansion kondham ani ni idea aa DB janalaki ardham kaadhu..all metta burras...nuvvu taggaku..kummeyi...between NOVA lo 4th mansion meedha ee madyana thed padaka chaaala rojulu(1 week) ayindhi..
 

Platypus
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Posted on Wednesday, April 04, 2018 - 09:52 am:       


Chesapeake:

evadi estam vadidhi, iam not taking insurance anymore in us. only at license renewals i will buy for 1-2months and then i will cut it off.




Evadi ishtam vaadidhi anedhi only legal things lo allowed. That freedom is not there to indulge in blatantly illegal acts - (Driving without liability insurance in the US is an illegal act). Period.


Chesapeake:

picha picha vagudu vagamakandi, karma ••••• will slap you, you will be in incidents first and killed first if your saying anything towards others




Chese pani illegal. Mallee shaapanaarthaalu koodaa naa?
This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it.
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 09:21 am:       

evadi estam vadidhi you guys can buy insurances at tops at 1mil -2mil insurance crap,everywhere you travel in usa, india across the globe. buy 1 insurance in each country you are travelling, its ur precautionary measures your wish ur life.

some people are very poor like me they cannot afford insurances, i cant pay generous amounts of money for premiums. i will do what ever works for me.

evadi estam vadidhi, iam not taking insurance anymore in us. only at license renewals i will buy for 1-2months and then i will cut it off.

with vrk diet and ketosis i dont need medical insurance as well from next yr.

i will not enroll medical insurance from next yr.

dont preach others how to lead there lifes. picha picha vagudu vagamakandi, karma will slap you, you will be in incidents first and killed first if your saying anything towards others
 

Platypus
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Posted on Wednesday, April 04, 2018 - 05:46 am:       


Mrhyderabad:




Annaayi.. maaku lesson baagane learn ayyindhi. Thread purpose reached anukunta.
Disclaimer: Do your own research before investing in any cryptocurrency or conventional stocks. My views are my personal opinions.
 

Platypus
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Posted on Wednesday, April 04, 2018 - 05:45 am:       


Chesapeake:



Chesapeake:




Why do you need insurance ante... avathala nee laanti vaallu road meedha thiruguthoo untaaru kaabatti without insurance.
Disclaimer: Do your own research before investing in any cryptocurrency or conventional stocks. My views are my personal opinions.
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 12:53 am:       

kathalu dengamakandi pathith siromans laga cuttings
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 12:50 am:       


Telugufan:


elli mi entlo vodiki chepku ni edava sodhi free advice who asked to giv
 

Chesapeake
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Posted on Wednesday, April 04, 2018 - 12:47 am:       

Na ettam picha vagudu guba guyei manyadi okkodki
 

Telugufan
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Posted on Wednesday, April 04, 2018 - 12:01 am:       


Chesapeake:

yaa avi anni telusu ley gani..mana time bad arithey niku entha limits unna coverage unna no use


enthuku kadhu, ne car insurance + helath insu tho 1mil+ eacy ga cover avuthaye , ne thokkalo half knowdlege tho ekkadi janali chava kottaku,

thokkalo car in , health insu money save cheyyatamu kosam checthunnavu, malla matalu emo akkada 10 villalu konnavu , ekkda white hose ammenu ani kaburlu
 

Chesapeake
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Posted on Tuesday, April 03, 2018 - 11:54 pm:       


Telugufan:


yaa avi anni telusu ley gani..mana time bad arithey niku entha limits unna coverage unna no use
 

Telugufan
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Posted on Tuesday, April 03, 2018 - 11:47 pm:       


Chesapeake:

Iam leading healthy lifestyle why i shouldpay ever increasing health premiums every yr..samething iam very responsible knowledgeable driver why i should pay waste money on car insurance premiums.


nuvvu car lo pothunnavu, okadu vacchi ne car accident chesadu, vadiki insurence ledhu, vadu nelage thelivinavadu, nuvvu hostipilize ayye oka 500K ( including head frasture, leg operation) appudu emi chestavu, accident lo ne thappu ledhu nuvvu chala good driver vi
 

Xxx
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Posted on Tuesday, April 03, 2018 - 11:44 pm:       


Linkmaster:

anna differant league .. anduke nenu pedda fan ni




https://www.youtube.com/watch?v=rkh-d77MXlk


-
 

Chesapeake
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Posted on Tuesday, April 03, 2018 - 11:43 pm:       

Iam leading healthy lifestyle why i shouldpay ever increasing health premiums every yr..samething iam very responsible knowledgeable driver why i should pay waste money on car insurance premiums..
 

Xxx
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Posted on Tuesday, April 03, 2018 - 11:42 pm:       


Chesapeake:

and spend for selves enjoyy




You will never get sick , you will get into accident , your a super man and super duper citizen ,

This thread intention was for mango people , and if please stay away in threads where some one may take your advice and may spoil their life for ever

If any unfortunate soul did not take the insurance and if he gets involved , he will get deported ,
-
 

Linkmaster
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Posted on Tuesday, April 03, 2018 - 11:42 pm:       


Xxx:




anna differant league .. anduke nenu pedda fan ni
 

Telugufan
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Posted on Tuesday, April 03, 2018 - 11:41 pm:       


Chesapeake:

i wasted around 11 yrs paying 90-10 premiums for nothing a few doc visits here and there


neku wife & kids vunnara, kida vunte vallu US born kadha
 

Chesapeake
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Posted on Tuesday, April 03, 2018 - 11:39 pm:       


Mahiz:


i wasted around 11 yrs paying 90-10 premiums for nothing a few doc visits here and there. I shoud hav taken high deductible low premiumplans Same car insurance havto take least coverage..there are such waste junk premium payments in indian salaries which ppl dont hav to waste money and spend for selves enjoyy
 

Xxx
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Posted on Tuesday, April 03, 2018 - 11:39 pm:       


Chesapeake:

chk the rules it varies every state




if I have to live like indian , why would I come to US ?

you do what ever you like peace !
-
 

Chesapeake
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Posted on Tuesday, April 03, 2018 - 11:31 pm:       


Telugufan:


nope go chk the rules it varies every state
 

Telugufan
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Posted on Tuesday, April 03, 2018 - 11:27 pm:       


Chesapeake:

i dont have insurance edo super mistake laga


mistake kadhu pekudu raja, it is illegal , india lo it is not illegal
 

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Posted on Tuesday, April 03, 2018 - 11:24 pm:       


Khaleja:

glad you guys are all safe. my merc saved me from a fatal accident annai. thalchukunte vanuku vasthadi. I went to indianapolis and came back. no proper sleep for 3 days. I dropped my friend at conventional center and returning on 121. sudden ga nidra poya car drive chestha. thoolatam koda raaledu direct sleep lo vellipoya drive chestha. lane keeping assistance or some feature anukunta when the car goes to the next line with out signal, steering wheel lo nunchi dhud dhud ani kodathadi. ala kottagane ullikki padi lecha. naa car side lane loki vellipothundi and pakkane vere aame car. what the fukc are you doing ani arusthundi lip moment ni batti. okka nimusham ekkada unnano ardam kaledu. adjust ayipoya ventane. nenu aame car gudhesthe veneka 70+ speed lo vache cars mammalni gudhesi undevi. kadithe katta dabbulu anipinchindi aa roju.




glad that you are safe. but nidra lo drive seyatam kastam abba, DUI ki similar idi.
 

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Posted on Tuesday, April 03, 2018 - 11:22 pm:       


Khaleja:

glad you guys are all safe. my merc saved me from a fatal accident annai. thalchukunte vanuku vasthadi. I went to indianapolis and came back. no proper sleep for 3 days. I dropped my friend at conventional center and returning on 121. sudden ga nidra poya car drive chestha. thoolatam koda raaledu direct sleep lo vellipoya drive chestha. lane keeping assistance or some feature anukunta when the car goes to the next line with out signal, steering wheel lo nunchi dhud dhud ani kodathadi. ala kottagane ullikki padi lecha. naa car side lane loki vellipothundi and pakkane vere aame car. what the fukc are you doing ani arusthundi lip moment ni batti. okka nimusham ekkada unnano ardam kaledu. adjust ayipoya ventane. nenu aame car gudhesthe veneka 70+ speed lo vache cars mammalni gudhesi undevi. kadithe katta dabbulu anipinchindi aa roju.




too scary
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

Mahiz
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Posted on Tuesday, April 03, 2018 - 11:20 pm:       


Chesapeake:

Contracting loki vachaka pakkanollani chusthey telisindi chala mandi contracting guys no health covg at all unnaru ani. Emi aeina vasthey cash katti docs dagra ki vellatam. No dental insurance Nd vision etc.




nenu contracting lone unnanu .. 700 per month pay month chesthunna for health realted insurances .. this is without the term/life insurance premiums ..
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

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Posted on Tuesday, April 03, 2018 - 11:10 pm:       

rules prakaram aeithey sagam mandi indians status lapse aei india ki povalli, in all fronts payroll, continutiy, fake resumes, insurance etc etc

emi chepataru ra nayana..

ur born indian, aall the life ur bend the rules do all the loopholes chesevi anni avi, look back ur lifes and where and when u bended the rules in india and US.

us vISA kadi nunchi job techukoni gc vachey daka enni rules bend cheyaledu, eppudu pathithu matalu okkodu
 

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Posted on Tuesday, April 03, 2018 - 11:05 pm:       

life insurance teesukoni vallani choosa kaani, rental coverage teesukoni vallani evvarini choodaledu intavaraku.
 

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Posted on Tuesday, April 03, 2018 - 11:01 pm:       


Chesapeake:

E madya 3 months nunchi car insurance renew cheyakunda tolesthunna.


NY state lo ite, insurance lekunda tolite arrest chesi bokkalo yestaru anukunta
 

Nakhral
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Posted on Tuesday, April 03, 2018 - 10:57 pm:       

This thread intention not about lessons learned. I think only to show off something which I don’t want to say.
 

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Posted on Tuesday, April 03, 2018 - 10:48 pm:       

Approx 50% of US population does not pay taxes at all and around same percentage does not have Car Insurance and around same amount does not have adequate or basic medical/health insurance in US.

odi ella veshallo... musukondi pani chudandi, pathivratha siromans tigaru
 

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Posted on Tuesday, April 03, 2018 - 10:35 pm:       


Sodi:

Would you like to drive something that took 3 months to put it back together?


They said 3-4 months because Tesla is notorious for sending parts. Also there are only limited tesla approved body shops for major damanges and they are packed... every time they order a part, it takes 3-4 weeks from Tesla and if they need another or replacement then another 3 weeks.


Chesapeake:

yes its my wish to take or not.


r u serious bro?
Isn't it mandatory to have auto insurance with min liability as per law? How will you renew your car registration and inspection?

btw, hail damage recommended aa dallas area ki?


Gotcha:

I didnt have rental on my lexus in that case took it todealer for repair he gave alternate car even though no rental but repair will be expensive


dealers only work on small damages. Collision ante u have to take it to body shop and they don't offer loaner
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

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Posted on Tuesday, April 03, 2018 - 10:31 pm:       

india vellaganey insurance lekunda drive cheyamakandi sachipotharu etu nunchi edi vachi kudiddo without insurance driving is crime anywhere
 

Chesapeake
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Posted on Tuesday, April 03, 2018 - 10:26 pm:       


King:


lol OA aapu
 

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Posted on Tuesday, April 03, 2018 - 10:22 pm:       


King:


i have very good history in driving u dont worry
 

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Posted on Tuesday, April 03, 2018 - 10:21 pm:       

Ok
PK fan
 

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Posted on Tuesday, April 03, 2018 - 10:17 pm:       


Chesapeake:

lol why janal so upset i dont have insurance edo super mistake laga , naku navvu vastha undi mi OA lu chusta untey,endo US loney insurance lo putti perigi natlu..



nee m poyindhi...if you are at fault, avathalavadidi tadisipodhi.. BTW its illegal to drive without insurance.
 

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Posted on Tuesday, April 03, 2018 - 10:17 pm:       


Chesapeake:




suppose u go to india, insurance lekunda drive chestara leda,

india lo digaganey non resident indian insurance tesukontara

Over action lu aapandi
 

Chesapeake
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Posted on Tuesday, April 03, 2018 - 10:15 pm:       


Xxx:




lol why janal so upset i dont have insurance edo super mistake laga , naku navvu vastha undi mi OA lu chusta untey,endo US loney insurance lo putti perigi natlu..

hahaha
 

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Posted on Tuesday, April 03, 2018 - 10:01 pm:       


Chesapeake:

povalli ani rasi petti untey ekkada unna pothav anni musukoni entlo kukunna pothavu




if you die why do you need insurance ? is it legal to drive a car without insurance ?
-
 

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Posted on Tuesday, April 03, 2018 - 09:31 pm:       


Chesapeake:

E madya 3 months nunchi car insurance renew cheyakunda tolesthunna.




Baaaga mudiripoyindanukuntaaaaga nee insurancuuuu????
Education Without Morality Creates Intelligent Devils
 

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Posted on Tuesday, April 03, 2018 - 09:26 pm:       


Mrhyderabad:




Glad to hear that everyone is safe. Luxury cars are indeed safer than economy segment.
 

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Posted on Tuesday, April 03, 2018 - 07:37 pm:       


Mrhyderabad:

Yes, it takes that long to get parts and fix it as per body shop guys.




Glad you and your family are safe.

Just a question. Would you like to drive something that took 3 months to put it back together? Are they not totaling it?
 

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Posted on Tuesday, April 03, 2018 - 07:32 pm:       


Chesapeake:

i drive Subaru outback solid SUV, actually tesukovalli ollu baddakam aei enka tesukoledu.



better take it... no insurance ani double rates vestaaru when you try for insurance again! not worth..keep minimum at least
A2 on India Today TV: Only BJP and Modi can give SCS, we support him!
 

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Posted on Tuesday, April 03, 2018 - 07:31 pm:       


Rediff:




yes its my wish to take or not. in india 99% of people drive with no driving sense and no insurance.

sollu dengamakandi

povalli ani rasi petti untey ekkada unna pothav anni musukoni entlo kukunna pothavu
 

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Posted on Tuesday, April 03, 2018 - 07:25 pm:       


Simba:

life andari dhoola ni baaga teerustundi




Thanadi ayite parledu his choice anukovachu..ade ithane liable position lo vunte paapam other party ki bokka and stress.. janaalu
 

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Posted on Tuesday, April 03, 2018 - 07:24 pm:       


Simba:




yo endi sapisthunava

i drive Subaru outback solid SUV, actually tesukovalli ollu baddakam aei enka tesukoledu.

hail padithey frisco lo 10k vasthayei car coverage untey as i took brand new hail damage car with 13k off last year. e yr hail padithey claim cheddamani plan
 

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Posted on Tuesday, April 03, 2018 - 07:18 pm:       


Mrhyderabad:




very helpful info for all of us
 

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Posted on Tuesday, April 03, 2018 - 07:05 pm:       

OG annai,

Exactly no point wasting money on insurance be it auto or health or life. Instead invest the money in cryptosporidiosis and multiply it
No Signature
 

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Posted on Tuesday, April 03, 2018 - 06:59 pm:       


Mrhyderabad:


mastaru... kusalama?

too bad you had to deal with it. glad you are safe.
 

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Posted on Tuesday, April 03, 2018 - 06:58 pm:       


Chesapeake:

E madya 3 months nunchi car insurance renew cheyakunda tolesthunna.


life andari dhoola ni baaga teerustundi... just wait
 

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Posted on Tuesday, April 03, 2018 - 06:51 pm:       

Glad to know you are safe.
Take care sir.
"Chill Bro.
I told you to let it go!!"
- The Budhha.
 

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Posted on Tuesday, April 03, 2018 - 06:37 pm:       

Lexus ki emi i was involved in accident and no issue at all no issue except back oain in a week after accident
Ihave 250/500k coverage
I didnt have rental on my lexus in that case took it todealer for repair he gave alternate car even though no rental but repair will be expensive
...
 

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Posted on Tuesday, April 03, 2018 - 06:29 pm:       

I paid car insurance for 12 yrs with no accidents tickets touchwood.

E madya 3 months nunchi car insurance renew cheyakunda tolesthunna.

Us lo money antha car insurance medical insurance, avuthunayei..

Contracting loki vachaka pakkanollani chusthey telisindi chala mandi contracting guys no health covg at all unnaru ani. Emi aeina vasthey cash katti docs dagra ki vellatam. No dental insurance Nd vision etc.
 

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Posted on Tuesday, April 03, 2018 - 05:40 pm:       


Khaleja:




emi car meedhi?
 

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Posted on Tuesday, April 03, 2018 - 04:19 pm:       


Mrhyderabad:




glad you guys are all safe. my merc saved me from a fatal accident annai. thalchukunte vanuku vasthadi. I went to indianapolis and came back. no proper sleep for 3 days. I dropped my friend at conventional center and returning on 121. sudden ga nidra poya car drive chestha. thoolatam koda raaledu direct sleep lo vellipoya drive chestha. lane keeping assistance or some feature anukunta when the car goes to the next line with out signal, steering wheel lo nunchi dhud dhud ani kodathadi. ala kottagane ullikki padi lecha. naa car side lane loki vellipothundi and pakkane vere aame car. what the fukc are you doing ani arusthundi lip moment ni batti. okka nimusham ekkada unnano ardam kaledu. adjust ayipoya ventane. nenu aame car gudhesthe veneka 70+ speed lo vache cars mammalni gudhesi undevi. kadithe katta dabbulu anipinchindi aa roju.
 

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Posted on Tuesday, April 03, 2018 - 04:00 pm:       

last weekend mee desam vocchinappudu gamaninchindhi
prathi vokkaru antey literally every third person
is holding a cell phone in one hand and driving
either they are talking on phone or checking the traffic for any jams or checking msgs

endhukilaagaa, too bad amma
 

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Posted on Tuesday, April 03, 2018 - 03:52 pm:       

nanigadulocal laanti drivers unnaru mana freeways meeda ane though chaala bhayankaranga untadi sometimes.. glad he left NJ... i am never moving to Arkansas...
 

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Posted on Tuesday, April 03, 2018 - 03:50 pm:       


Mrhyderabad:



glad everybody is safe..
 

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Posted on Tuesday, April 03, 2018 - 03:44 pm:       


Mrhyderabad:

500K coverage aa? wt do u drive?




tooch its 300/500/300 (PD/PD grand/BI)

Here these numbers are NOT YOUR CAR coverage but your LIABILITY coverage for the other parties when you are the reason for their loss. Lets say you hit at the REAR part of that multiple collision of your case, you may end up in paying for ALL passengers and all cars if you are at the end of the tail in that chain of collision, then the total liability may go beyond 500K and medical may go beyond 300K.(but this situation could be very rare. If you play around these 300/500 numbers on your policy, it may not be big difference.
If you want your yeas also be covered like the above liability, take UI/UnderI coverage(or comprehensive).
Medical coverage pays your out of pocket when you are the reason for the accident.
Having said that, bit higher coverage with multiple vehicles/drivers(high probability of accident), I have chosen 300/500/300 :-)


Mrhyderabad:

already 3 cars vunnayi.. even if one is down, we both can still drive ani think chesi light teesukunnaa



Sure, it may make sense.. Even I had a Royal Enfield Bullet as a back up, but for the small $20/$30 extra per 6 months, I thought of its OK to take rental coverage. Also as you said, it doesnt cover beyond certain amount and certain time of rental.


Mrhyderabad:

yes, term life vundi



Sooper... Good and Good....
 

Mrhyderabad
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Posted on Tuesday, April 03, 2018 - 12:28 pm:       


Biggboss:

mastaru meeru turo.com through mee personal cars ni rent ki thipputharu kadha, how is that working?


very good experience so far... as mentioned in earlier post, 3rd car unused gaa vundi kadaa ani listed to try how it works... it has been renting out since then

demand and pricing varies from city to city... rental rate in NJ is much higher than Dallas
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

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Posted on Tuesday, April 03, 2018 - 12:23 pm:       


Mrhyderabad:




thank god you are safe

but i am surprised you don't have rental insurance included, also include road side assistance.

konni sarlu nuvvu peenasodila chesthavu..may be ignorant on somethings..
 

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Posted on Tuesday, April 03, 2018 - 12:19 pm:       

Bigboss gaaru

Ituvanti time lord no gilludu. Serious gaane adigenu

Alina Hydrr bhai lekunna nettuju raagaladu
No Signature
 

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Posted on Tuesday, April 03, 2018 - 12:15 pm:       


Andhrawala:

inaa 1300 per month ki payment kaduthu why did u compromise on Rental car reimbursement which will be hardly 20 or 30 per year??




mee gilludu ki saati ledhu...kani naadhi adhey question, 100k worth car monthly 1300 payments oka 20-30 dollars paduthayi emo rental car ki daaniki enduku alochinchadam


Mrhyderabad:




mastaru meeru turo.com through mee personal cars ni rent ki thipputharu kadha, how is that working?
 

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Posted on Tuesday, April 03, 2018 - 12:04 pm:       


Jeffa:

500/300/500


500K coverage aa? wt do u drive?


Jeffa:

Rental car coverage enduku teesukoledaa ani naa kochheenn...



already 3 cars vunnayi.. even if one is down, we both can still drive ani think chesi light teesukunnaa

even now, technically we may not need rental car... but 3-4 months lease payments katti, no rental car ante ekkado chivukku mantundi

yes, term life vundi
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Mrhyderabad
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Posted on Tuesday, April 03, 2018 - 11:59 am:       


Twitter:

oh antha peddha accidentaa ..lexus is renowned as very safe vehicle adhey thattukoleka poyedhi annavante ..peddha axidente.



Bushu:


this is very imp. don't cheap out for some junk ass car if you can afford it.
sometime ago, we walked out with minor injuries out of a major accident cuz of a lexus SUV. premium cars are way more sturdier, always worth it.



Yes, my lexus rx350 is still strong even after 160K miles in 10 years. But entha lexus ayinaa 10 years old model ante it wouldn't have latest safety features and side curtain airbags, forward collision avoidance etc
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

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Posted on Tuesday, April 03, 2018 - 11:50 am:       


Andhrawala:

ainaa 1300 per month ki payment kaduthu why did u compromise on Rental car reimbursement which will be hardly 20 or 30 per year??



Sarigga naade ide kochhen...

Heineken:

Andhrawala:

BTW mee car enti 1300 pe rmonth antee

Tesla SUV



Paruv teesesav saami... antha car koni, antha EMI pay chestoo.. Rental car coverage enduku teesukoledaa ani naa kochheenn...

I ALWAYS had rental car coverage, also my limits are 500/300/500 with $5000 medical, Comprehensive (includes Un/Under Ins coverage same as PD/BI above).
I pay hefty $2500 per 6 months(4 cars 5 drivers), my motorcycle policy is separate though.

BTW, side note but slightly related.. consider Term Life Insurance for your life as well.. dont wait till the above moment for your life :-)
 

Twitter
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Posted on Tuesday, April 03, 2018 - 11:45 am:       


Mrhyderabad:

i don't think i will be typing it today if i was in my old lexus.




oh antha peddha accidentaa ..lexus is renowned as very safe vehicle adhey thattukoleka poyedhi annavante ..peddha axidente.
 

Komaranna
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Posted on Tuesday, April 03, 2018 - 11:41 am:       

sasi babu ji point noted ani whaz ap sesadu today am blessed
 

Platypus
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Posted on Tuesday, April 03, 2018 - 11:35 am:       


Monk:

1300 per month car lease endi annai ee car lease sesaru .




Bentley emo.

Great to know no one got hurt. Rest are all small things. :-)
Disclaimer: Do your own research before investing in any cryptocurrency or conventional stocks. My views are my personal opinions.
 

Monk
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Posted on Tuesday, April 03, 2018 - 11:26 am:       


Mrhyderabad:




glad everyone is safe.

1300 per month car lease endi annai ee car lease sesaru .
Tracking vunna chota week tracking leni chota stronge……….
 

Saint
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Posted on Tuesday, April 03, 2018 - 11:24 am:       

car rental 6 months ki 10 bucks kooda vundadu..antha kakkurthi kai kooo

DB lo VA accident thread tarvatha basic nunchi 100k-300k ki bump chesa all limits..oka 50-100 ekkuva ina 6 months, ade continuing since last couple of years...
 

Amaravathi_road
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Posted on Tuesday, April 03, 2018 - 11:24 am:       


Mrhyderabad:

1 - You should have auto rental on your policy




geico can provide for only 30 days in a calendar year . they do not provide for the entire period . auto rental costs 3 dollars a month
squinted eye is lot better than blind
 

Heineken
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Posted on Tuesday, April 03, 2018 - 11:23 am:       


Mrhyderabad:


Glad you guys are safe.

Andhrawala:

BTW mee car enti 1300 pe rmonth antee


Tesla SUV
Dharmic Happiness | Poetic Justice
 

Bushu
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Posted on Tuesday, April 03, 2018 - 11:22 am:       


Mrhyderabad:

Better to recycle old cars and get any decent new or slightly old car with good safety ratings, side/curtain airbags etc so you will have relatively better chances of walking out... i don't think i will be typing it today if i was in my old lexus.




this is very imp. don't cheap out for some junk ass car if you can afford it.

sometime ago, we walked out with minor injuries out of a major accident cuz of a lexus SUV. premium cars are way more sturdier, always worth it.
 

Andhrawala
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Posted on Tuesday, April 03, 2018 - 11:21 am:       

Hyder bhaai,

Good to see you in DB typing again.

ainaa 1300 per month ki payment kaduthu why did u compromise on Rental car reimbursement which will be hardly 20 or 30 per year??


Also GAP insurance is mandatory on leased or financed cars with no down or 20% down is not there


My coverage is always 100/300

BTW mee car enti 1300 pe rmonth antee
No Signature
 

Nanigadu
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Posted on Tuesday, April 03, 2018 - 11:20 am:       

@Hyder

---------------------------------------

Glad to know that you guys are safe roa garu
 

Twitter
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Posted on Tuesday, April 03, 2018 - 11:19 am:       

good info . Glad no one hurt.
 

Mrhyderabad
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Posted on Tuesday, April 03, 2018 - 11:18 am:       

read it as:

1 - You should have auto rental on your policy
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Mrhyderabad
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Posted on Tuesday, April 03, 2018 - 11:15 am:       

Wanted to share few things that i learned hard way after involving in a car accident

few days ago someone crashed in to our car and couple of others car on a freeway. Total 4 cars got damaged badly.

First, texas is a no fault state. That means cops don't clearly say who is at fault. They will give report but don't name the person at the fault. In NJ, cops report will have that info.

Anyway, after 1 week of investigation, all insurance companies worked together agreed that other person in the car was at 100% fault

BUT the story begins from there...

Person who is at fault, doesn't have good coverage. He has basic coverage and it doesn't cover all the damages to multiple cars.

Now i have been asked to file our claim on our policy but it will be noted as not at fault so premium doesn't go up.

However, i don't have auto rental on our policy so we are not eligible to get rental for 3-4 months. Yes, it takes that long to get parts and fix it as per body shop guys. And they can't give rental on other person policy as he doesn't have enough coverage.

I pay almost 1300 per month as lease payment. So for 3-4 months, almost 5000+ is waste of money as car is just sitting in the body shop and i keep paying for it.

So it sucks... for someone else's fauly you pay the price.

But thankfully, none of us got hurt even though all the airbags came out and major damage to front of the car

lessons learned

1 - One should have auto rental on your policy. I didn't chose it even though it only costs few bucks. Will come in handy in such cases.

2 - Take GAP insurance if you are leasing the vehicle. Will be helpful if car gets totaled.

3 - Keep your coverage high like 100/300/100 so you can file under your own policy if required. If you have at least one car worth more than 100k then increase the coverage to even higher to cover entire cost of the car.

4 - If you live in no fault state, take pics of accident and contact info of witness etc. As you may have to defend your case since police don't judge.

5 - Better to recycle old cars and get any decent new or slightly old car with good safety ratings, side/curtain airbags etc so you will have relatively better chances of walking out... i don't think i will be typing it today if i was in my old lexus.
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein

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