| Author | Message | ||
Andhrawala Legend Username: Andhrawala Post Number: 61731 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
It all depends on ivestments Just savings aithe vundavu. Investments success aithe 4cr jujubee. No Signature | ||
Tugoboy Side Hero Username: Tugoboy Post Number: 5666 Registered: 03-2014 Posted From: 171.161.56.16 Rating: N/A |
How anyone can have ~4cr savings by retirement if they work in India? very few can achieve this. Majority might end up with 1c-1.5c(including home/other properties) | ||
Twotown Side Hero Username: Twotown Post Number: 8123 Registered: 09-2016 Posted From: 172.58.120.29 Rating: N/A |
Avunaa ala ela increase avuthadhi ..andariki avuthadha? Ela | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6206 Registered: 03-2016 Posted From: 117.195.226.181 Rating: N/A |
idi vadileyyi.. my dad worked as Joint Secretary there..oka time lo aayana deggara pani chesina attender ki maa dad kante ekkuva vachchedi..just because attender had a service close to 36 years.. I couldnt believe it when he said when I was in school .. pension topic vachchidi kabatti..maa chuttalalo oka widow ki 55k pension vasthundi aavida vayasu still 61 anukuntaa..(after husband death ).. just imagine how much her husband pension is!!!! | ||
Rajusk Legend Username: Rajusk Post Number: 58082 Registered: 02-2008 Posted From: 170.74.231.21 Rating: N/A |
not sure about other states.. but Govt salaries aithe keeping up the Central Pay Commission Govt Banks/FCI worst ani matram telusu.. | ||
Asdf Legend Username: Asdf Post Number: 30541 Registered: 12-2014 Posted From: 76.102.43.117 Rating: N/A |
one point of time - apseb senior clerk (designation is something else, but clerical job) gets more salary than telecom AE | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6205 Registered: 03-2016 Posted From: 117.195.226.181 Rating: N/A |
antha high salaries ichchina government teachers and schools are in worst state..pvt school teacher can never dream those salaries.. maaku telisina aavida principal in government school she draws close to 1 lakh..inka 8 years vundi retirement ki... | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6204 Registered: 03-2016 Posted From: 117.195.226.181 Rating: N/A |
apseb(electricity boardaa)...state and central government ki antha scenelo peragadu retire ayyaka..just like rtc ( of course rtc valllaki pension vundadu paapam) apseb does not come under state... their payscales and revisions happen every 4 years unlike 10 years for governments...valla revisions valla pay vere level lo vuntaai.. | ||
Boston_baba Side Hero Username: Boston_baba Post Number: 9952 Registered: 07-2012 Posted From: 108.171.159.47 Rating: N/A |
even tamilnadu lo kuda high salaries... central govt paycommission revisions ayinappati nundi, states had pressures to keep up with central govt employees. TDP accepts that YSR govt irrigated 19lac acres in seemandhra, in 1991, AP debt is 22% of GSDP, in 2004 its 34% of GSDP, in 2014 its 22% of GSDP. | ||
Abhysg Legend Username: Abhysg Post Number: 41676 Registered: 08-2008 Posted From: 72.219.210.147 Rating: N/A |
adi only AP/TS lo matrame situation vere states lo ala ledu... thanks to KCR | ||
Rajusk Legend Username: Rajusk Post Number: 58065 Registered: 02-2008 Posted From: 170.74.231.21 Rating: N/A |
idi matram correct.. HD's aunt is teacher..i think she will retire in another 6/7 years.. currently draws close to 60K ani vinna nenu | ||
Telugu_times Legend Username: Telugu_times Post Number: 51447 Registered: 02-2008 Posted From: 99.0.30.9 Rating: N/A |
yes, my dad's pension Ignore spam and AJ. | ||
Rudra Junior Artist Username: Rudra Post Number: 308 Registered: 03-2016 Posted From: 171.159.48.4 Rating: N/A |
You mean people in his position now or your dad's pension has increased over the years | ||
Telugu_times Legend Username: Telugu_times Post Number: 51446 Registered: 02-2008 Posted From: 99.0.30.9 Rating: N/A |
some teachers, who are about to retire in an year their salary is close to 1 lakh per month Ignore spam and AJ. | ||
Telugu_times Legend Username: Telugu_times Post Number: 51445 Registered: 02-2008 Posted From: 99.0.30.9 Rating: N/A |
when dad retired in 1999, his salary was about 16K today, his pension is around 65K anta Ignore spam and AJ. | ||
Saarang Hero Username: Saarang Post Number: 16168 Registered: 06-2012 Posted From: 97.126.40.189 Rating: N/A |
Idhi one of the most important things that will define our generation. Experation beyond a point is over rated. 25 years experience unna vadiki 5 years experience unnavadiki the output is hardly different in any field....India lo companies can openly prefer younger candidates...US lo age discrimination is against the law...so older employees are protected...but they get paid nearly the same if they are doing the same job. 25 years experience unna vallu andharu manager or executives avvalani ante nadavadhu..there wont be so many of these jobs to sustain the masses. 1990s lo start chesina vallu...most of them will probably get there because of the shortage of folks with IT experience in that era...mana era ala nadavadhu there are millions of people...so i think very few will survive on the long run...some of them will have to survive by taking huge pay cuts. Inkoti top 5% pay lo undoddhu anukotam not correct...if thats not sustainable...you can deal with it when the situation arises. | ||
Abhysg Legend Username: Abhysg Post Number: 41663 Registered: 08-2008 Posted From: 72.219.210.147 Rating: N/A |
FD lo entha undi.. stocks lo entha undi.. lands/RE lo entha undi... ivi seppali kaani | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6194 Registered: 03-2016 Posted From: 107.167.108.183 Rating: N/A |
account lo enni vunnai ani kaadu savings entha ani matter...are u saying u are getting married with savings of Rs 2500/// U r licked..  | ||
Ustaad_kalyan_fan Side Hero Username: Ustaad_kalyan_fan Post Number: 9420 Registered: 12-2011 Posted From: 163.244.182.16 Rating: N/A |
account lo 2500 rs unnae. i'm planning to marry this year. endi ra meee depression threads and thoughts | ||
Optionsgenius Comedian Username: Optionsgenius Post Number: 1784 Registered: 12-2014 Posted From: 99.139.148.100 Rating: N/A |
US lo first 3 yrs no savings motham gone casinos lo oka 50k lost and stock markets lo 2008 gone, silver edi pattukunna bad luck ye.. ofcourse recover ayyayei and more in stock markets with my business. from 2011 i started investing in india. 2015 nunchi savings enka bavundi. 2017 is my best year in savings so far. | ||
Andhravodu Moderator Username: Andhravodu Post Number: 12967 Registered: 07-2015 Rating: N/A |
you need to have a plan and do not follow it. Plans suck | ||
Dma Hero Username: Dma Post Number: 18945 Registered: 11-2009 Posted From: 70.184.85.54 Rating: N/A |
nenu kooda ilage anukone vaadini. oka age daatinaka, manam entha dynamic ayina, life is not in our hands. anything may happen at any time. so, be considerate to your family and dependents. Jai Andhra!! Jai Jai Andhra!!! | ||
Andhrawala Legend Username: Andhrawala Post Number: 61668 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Planning is not needed for people who are dynamic. No Signature | ||
Tpg Side Hero Username: Tpg Post Number: 3152 Registered: 02-2008 Posted From: 117.240.95.67 Rating: N/A |
BRILLIANTLY SAID!! | ||
Optionsgenius Comedian Username: Optionsgenius Post Number: 1781 Registered: 12-2014 Posted From: 99.139.148.100 Rating: N/A |
3 million in US for US retirement 8 Crore in India ani telchara | ||
Optionsgenius Comedian Username: Optionsgenius Post Number: 1780 Registered: 12-2014 Posted From: 99.139.148.100 Rating: N/A |
nice thread. entha serious ga aeithey plan cheyyaledu. 45yrs 55 yrs 65 yrs 75 yrs 85yrs. too much planning yaa. | ||
Dma Hero Username: Dma Post Number: 18942 Registered: 11-2009 Posted From: 70.176.174.40 Rating: N/A |
appudu daaka waiting enduku? ippude chesesthe polaa... Jai Andhra!! Jai Jai Andhra!!! | ||
Sankara Junior Artist Username: Sankara Post Number: 22 Registered: 05-2017 Posted From: 138.75.141.168 Rating: |
I think you are on the right path. What you need is a holistic financial plan. You have got to decide all your major goals such as cost of children education (let's say 25 lakhs as of today), marriage, your health expenses, emergency fund (5-10 months expenses), retirement corpus. You will realize that you already reached some goals and work towards pending goals. Having said that, I recommend you to start investing in equity (not direct stocks, but mutual funds) using SIPs (systematic investment plans). Over last 10 or 20 years, Indian equity has yielded 12-17% per annum (CAGR). All your long term goals (where you need money 10 years or later) must go through equity exposure. It is hard bet, but on the career front nothing is guaranteed and you can not expect to retain or move up the chain always. With excess capacity and the kind of jobs, I will not be surprised if salary stagnates and reaches a plateau in years to come. So, set aside as much money as possible. Avoid too risky bets (like individual stocks or real estate which is highly illiquid). If you have time check out www.valueresearchonline.com and freefincal.com both provide lot of information on financial planning. If you would like to talk to some financial planners, I can recommend you a close friend of mine, who did r2i and acquired mandatory certifications (CFP, RIA) from SEBI to study your problem holistically and recommend a plan to eventually reach all your stated goals. | ||
Lenin Hero Username: Lenin Post Number: 12927 Registered: 08-2014 Posted From: 1.152.97.38 Rating: N/A |
retirement age Ki 1 year mundu andaram Bulli tupakul konukkuni nallamala, dandakaranyam Ki velli govt tho donga police aata adukundam, 1 year tarvata batikunte govt punaravasam kinda pension istadi, Pote mana pillal a Ki taddinam karchu taputadi Guntur, Hyderabad, Andhra, Telangana, Tamilnadu, Karnataka first....India last!!! | ||
Moviebuff001 Side Hero Username: Moviebuff001 Post Number: 3701 Registered: 06-2013 Posted From: 165.225.34.109 Rating: N/A |
Ala chestu, Traveling ki or other activities ki budget petti accordingly save chesi enjoy cheyyali saar. | ||
Andhravodu Moderator Username: Andhravodu Post Number: 12948 Registered: 07-2015 Rating: N/A |
kharchulu tagginchatam, savings cheyatam. jeevitam lo inka enjoy chesedi emiti  | ||
Pols Junior Artist Username: Pols Post Number: 623 Registered: 06-2016 Posted From: 199.90.35.12 Rating: N/A |
//so far my savings are just 30laks..( current package 11laks)// 11l Package tho already 30L Savings ante Masthu Chesinatu Bro Miru. Nadhi anthakante Ekuva Sal and 20L Savings Kuda Levu as of Now ... So Nothing to Worry  | ||
Andhrawala Legend Username: Andhrawala Post Number: 61642 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Or a wife who can come with 5-10cr worth of properties No Signature | ||
Moviebuff001 Side Hero Username: Moviebuff001 Post Number: 3700 Registered: 06-2013 Posted From: 165.225.34.109 Rating: N/A |
Of course. Financial responsibility chinnappati nunche teach chestam kada. Paying off student loans is not easy. Oka colleague wife doctor. She earns 250K or so. But 300K+ student loan undi. They lead a very average life for that income. They think twice before taking a vaction.. (Of course they have 3 kids and always a pair of visiting parents)
Assuming they want to be doctors. Inkedanna pick chesukunte, rest manaki or vallake ga migiledi. May be a down payment on their house. Some support.
Sorry Brother. Topic divert chesanu. I feel for you though. It is not easy. | ||
Ustad Megastar Username: Ustad Post Number: 26634 Registered: 07-2008 Posted From: 76.169.161.29 Rating: N/A |
 I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6160 Registered: 03-2016 Posted From: 107.167.108.74 Rating: N/A |
1.5 crs for indian dbers...ROI lekka lo meeru anna 15 crores.. because of lavish lifestyles not only awala i guess many db millionaires like sesani are safe.. | ||
Rajusk Legend Username: Rajusk Post Number: 58036 Registered: 02-2008 Posted From: 170.74.231.21 Rating: N/A |
maa Andhrawala safe annamata aithe | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6159 Registered: 03-2016 Posted From: 107.167.108.74 Rating: N/A |
guys nenu chepthunna scenario current date di kaadu... 2033 lo vyakthi ki 45 years vuntee...if he is undesirable for getting into any job...appati paristhithi.. 2033 lo mee deggara 3.5 crores vuntee chaalu..ante..2017 lo if you are 45 1.5 crores vunna chaalu if u are 45 to 50...and spend judiciously.. | ||
Filmbuff Side Hero Username: Filmbuff Post Number: 8781 Registered: 11-2011 Posted From: 124.123.74.141 Rating: N/A |
Perfect cheppavu...anyone having a career after 45 is a bonus, IT lo scene bad ga undhi but somewhat similar in other careers too...careers have become shorter and lifespans longer...karchulu thagginchi, save and invest..that's the only mantra.. | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6156 Registered: 03-2016 Posted From: 107.167.108.74 Rating: N/A |
full retirement... 45 to 55 1 lakh per month..55 to 65 1.5 lakhs per month 65 to 75 2 lakhs per month ..75 to 85 ..2.25 lakhs// 45-55 1.2 crores 55-65 1.8 crores 65-75 2.4 crore 75-85 2.4 crores ------------------ 8 crores ------------------ 3 crores ni bank lo vesina atleast it should increase by 2.5 by 40 years considering low interest rates by then.. education ki anduke separate gaa 50 lakhs fund petta kada.. so adi sangathi.. full retirement by 45 in 2033 may sound comical but one should be prepared for that scenario in this automated IT world..naalanti core developers ki problem kaakapovachchu but still... a working wife will solve many problems ani kudaa anipinchindi..hmmm.. | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31647 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
may be or may be not...block chain tech baaga develop avtundi.... | ||
Hadoop Side Hero Username: Hadoop Post Number: 8438 Registered: 12-2014 Posted From: 99.104.124.142 Rating: N/A |
another ponzi scheme then ? | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31646 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
after 15 years , 1 usd = 3 inr untundi ani naa idi... u will have a home by then, car and no liabilties...45k emi jeskuntaav vayya appatiki when u will get 1 kilo of rice for 1 rupee | ||
Speaker Side Hero Username: Speaker Post Number: 9360 Registered: 06-2016 Posted From: 66.46.216.118 Rating: N/A |
THERE'S NO RETIREMENT... sache daaka baruvu baadyatalu untaane untaayi... Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi. | ||
Twotown Side Hero Username: Twotown Post Number: 7955 Registered: 09-2016 Posted From: 207.244.66.70 Rating: N/A |
nee lekka pekaram peaceful life ki entha kavali cheppu . | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31645 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
no issues if u buy them...but bitcoing isnt ratified by any govt yet | ||
Andhrawala Legend Username: Andhrawala Post Number: 61636 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
retirement time ki paidup house vundaali ley No Signature | ||
Hadoop Side Hero Username: Hadoop Post Number: 8436 Registered: 12-2014 Posted From: 99.104.124.142 Rating: N/A |
asalu bitcoin kontatam as legal as stocks or any legal issues unnaya? | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6155 Registered: 03-2016 Posted From: 107.167.108.74 Rating: N/A |
yes including PF of all those 25 working years.. bank balance , mutual funds policies etc.. taruvaatha reinvesting cheyyali..yedo 3 crores vundi ani padukokudadu.. chaala rough calculation but person and wife need to survive from age 45 to 80 ... @ Vija are u saying 40000 is enough per month 15 years from now..lol... | ||
Andhrawala Legend Username: Andhrawala Post Number: 61635 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
45 ki retirement ante from regular job or pure retirement. full retirement at 45 years ante ivvalarepu life expectancy is 85 years. How do u survive for 40 years Also kids education will be there how do u support them No Signature | ||
Bharat Side Hero Username: Bharat Post Number: 4386 Registered: 06-2015 Posted From: 149.168.240.7 Rating: N/A |
Only if we don't rent. | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31644 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
lol...asalu dabbante ebvadiki value ledu gaaa...3 crores kavalaaa.....per month 40k inr chaalu india lo | ||
Bharat Side Hero Username: Bharat Post Number: 4385 Registered: 06-2015 Posted From: 149.168.240.7 Rating: N/A |
cash? | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6153 Registered: 03-2016 Posted From: 107.167.108.74 Rating: N/A |
hmm kanipinchinantha kastamgaa ledu...I guess I can sail through..by gods grace..thanks to Saint especially.. | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6152 Registered: 03-2016 Posted From: 107.167.108.74 Rating: N/A |
if one retires by 45 one should have 3 crores minimum apart from child education adi kalipithe almost 3.5 ani decide chesinaa...from there person uses money judiciously.. for that a person should earn atleast 8 lakhs per annum as his first salary and invest religiously!!!! | ||
Gsn1 Side Hero Username: Gsn1 Post Number: 4834 Registered: 03-2008 Posted From: 209.95.56.222 Rating: N/A |
Awala, ---------- Ivvalati kids supporting parents in old age antee adhemiti anukone type. ---------- Tried this argument also with wife - I told her that every kid is not my parent kids - , so we need to careful not to depend on them or become a burden on them. For that, my wife's argument was, did we have kids with conditions like you will be fed only upto 10 years for 12 years or we will support only up to your HS/College then you are on your own etc. When there were no conditions while having kids, how come we are putting all those restriction now? Her argument is, As parents, it is our duty to support them until they start earning on their own. So, now you see my dilemma - | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31627 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
inko link https://www.cnbc.com/2017/05/25/here-are-the-ways-to-buy-bit coin.html gbtc ivvala wild swings...670 nunchi 765 | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6146 Registered: 03-2016 Posted From: 107.167.108.170 Rating: N/A |
currently market over priced..lost touch in it too... I dont see any profits there...malli 2007 vasthe baagundunu ... young tarang my father money ani appatlo money tho game aadaa...ippudu naa money tho game aadalenu ....only mutual funds.. Immediate gaa aithe I am asking my dad to give 15000 per month..to me and my sister ( US lo vunna vaata vaata yee gaa).. and save it religiously increment it to 10% every two years ...haat immediate tender akkada vesaaaaa.. | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31625 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
idi saduvko annai https://www.fool.com/investing/2017/08/11/so-you-want-to-inv est-in-bitcoin-heres-what-you-sh.aspx | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31624 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
alaanti 60 bagger kashtam ippudu.now is the time to sell and wait for correction.... 2009 was the best time for people who had cash and balls....at that time,....u dont know which company was going to belly up | ||
Rajusk Legend Username: Rajusk Post Number: 58030 Registered: 02-2008 Posted From: 170.74.231.21 Rating: N/A |
better late than never ani anukoni ippudu malli start cheyyi.. mana DB lo ne chaala books suggest chesaru..avi oka round veyyi.. | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6145 Registered: 03-2016 Posted From: 107.167.108.170 Rating: N/A |
avuthundi anukotledu.... naadi kaakpoyinaa..chaala mandidi avuthundi ani naa feeling.. its just to show how much one need to have to have secure future in india... | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31623 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
none annai...im starting to look into this as a way of diversification...gold biscuits aapesaanu konatam...so aa funds ni itu divert cheddamani... block chain tech lo training teesukunte , we can learn mining and we can ourselves mine bit coins antunnar... | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31622 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
also sec eppudaina veellani delist cheyochu...that risk is there | ||
Hadoop Side Hero Username: Hadoop Post Number: 8431 Registered: 12-2014 Posted From: 99.104.124.142 Rating: N/A |
enni coins konnavu bro? | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6144 Registered: 03-2016 Posted From: 107.167.108.170 Rating: |
career starting lo chesi debbaypoyaaa maasteru...appatlo inkaa alchemist chadavaledu first luck gurinchi telisivuntee ee thread vese vaadini kaadu... saradaga cheptha..vopika vunte chaduvukondi...I joined my company in 2009 july.. since placement was pune my father gave me 1.5 lakhs gaarabham anukondi ..but manam dabbu only 20000 karchupetti migitaadi daachaa..2 lakhs ayye varaku vunchi..(vere city kabatti reimbursement anni ichchindi company).. share market lo oct 5,2009 adugupetta...Invested in eicher motors (540) and yes bank(210) 1 laakh each.....got profits to tune of 50 % within 6 months..confidence boosted...removed from them and invested in other shares then started losses..losses losses.. finally lost 1.2 lakhs of initial investment..finally bid adios to market nenu market nunchi exit 2011 lo ayyanu...malli market vaipu chudaledu ..ee madhya record raise avthunte two weeks back chusaa..the share prices of my first two stock I invested..share price of eicher now 30,000 it rose 60 times!!! ...yesbank 2000 rose 10 times!!!..had I held those long term like great investors do... naa deggara sumaaru 1 crore vundedi.. with that mere initial 2 laks investment..hathaasudini ayya..I immediately wanted to share this to db how I lost kaani thatapataayinchaa.. shares lo poyaayi evvariki teliyadu..even parents dont know they never asked about how I spent those 1.5 lakhs..!!!!! appati nunche mind lo tolusthondi... inka yesterday and today my cousins and another cousin son visit to my house ...made me insane guy.. | ||
Rebel Hero Username: Rebel Post Number: 16300 Registered: 02-2008 Posted From: 159.45.186.44 Rating: N/A |
>>nuvvu konnava? wat r u talking vijja is crypto king ..he can sponsor vegas trip for entrie db | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31621 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
easiest is thru gbtc ticker...these guys are a fund..but their expenses are huge... other efficine tways and reliable ways kosam choostunna | ||
Hadoop Side Hero Username: Hadoop Post Number: 8430 Registered: 12-2014 Posted From: 99.104.124.142 Rating: N/A |
idi ela konali uncle? nuvvu konnava? | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31620 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
u can sponsor 10 kids medical school ani talk akkada..bit coins kontunnava ledaa? | ||
Rebel Hero Username: Rebel Post Number: 16297 Registered: 02-2008 Posted From: 159.45.186.44 Rating: N/A |
>> Fortunately, we are in a position to support 2 college tutions at a time (older one in medical college and younger one in college). great job! | ||
Sesani Legend Username: Sesani Post Number: 54892 Registered: 08-2014 Posted From: 108.171.131.170 Rating: N/A |
ur thought process to be prepared for the future is good, the 45+ IT life doesnt exist ane thought I am not able to buy it... anduke antunna u gotta be good at what ur... i cannot complete with young generation ante etla... the experience is what u have on ur side, which young generation doesnt have... if u feel that appudu competition yekkuva untadi then yes definitely untadi and u have to correct/update ur self as per the market trend and salary... lekapothe business aina, investment aina same situation... Naa maata okkate, appreciate ur thoughts on investment... chaala manchidi... but inko 15 yrs la naa career end ayipothadi ani ippude worry ayyi peekedi em ledu... update ur self as per the market... | ||
Rajusk Legend Username: Rajusk Post Number: 58024 Registered: 02-2008 Posted From: 170.74.231.21 Rating: N/A |
Saint cheppina vaatillo two key points..for your situation.. 1. Working spouse - look for one if possible 2. Invest - Equities mana cup of tea kaadu anukonte..Mutual funds lo pettu.. rest daivadheenam.. | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6139 Registered: 03-2016 Posted From: 107.167.108.170 Rating: N/A |
vuncle analyzing now.. will come up with a scenario what will happen 15 years from now for a 30 years unmarried guy.. with 10 years experience in IT.. a possible doomsday scenario of 45 years ki he is not desirable in that sector...how much he must have by 45...how much he should have earned in ideal scenario.. Oka bore thavvinchadaaniki 15 years back 10000 aithe...now 1LAKH AVTHONDI same depth...engineering college tuition price was increased by four times in last 8 years... school fees were increased by 8 times ...( ivanni nenu chadivana schools and colleges gurinchi)... @Saint bhayya great pointss...will take care of all those suggestions.. | ||
Andhrawala Legend Username: Andhrawala Post Number: 61629 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Ivvalati kids supporting parents in old age antee adhemiti anukone type. So one shouldnt plan for spending for kids education above their means. No Signature | ||
Rajusk Legend Username: Rajusk Post Number: 58020 Registered: 02-2008 Posted From: 170.74.231.21 Rating: N/A |
@Bharateeyudu..Saint advise follow ayyipo.. he nailed it in analysis.. also given you enough clues for you to start planning.. | ||
Gsn1 Side Hero Username: Gsn1 Post Number: 4833 Registered: 03-2008 Posted From: 199.115.116.176 Rating: N/A |
BTW, Sesani's posts in this thread are VERY correct. Bottom line, one has to plan as per their individual situation as every one's situation is different. | ||
Andhrawala Legend Username: Andhrawala Post Number: 61627 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Kids education ki why 600K? 100K per kids soppunna 200K chaalada?? No Signature | ||
Gsn1 Side Hero Username: Gsn1 Post Number: 4832 Registered: 03-2008 Posted From: 199.116.114.234 Rating: N/A |
Moviebuff --------- Vallaki Appu undakoodadu... Aa burden lekunda life enjoy cheyyali ani na alochana. ---------- My wife is also of the same opinion and when I argue about taking loans for my daughter's Medical college arguing that we need to have enough for our retirement so that we won't be a burden to the kids later ante, my wife argues if our parents thought on the same lines we would be having lot of debt now. She says, when we became parents, we took this responsibility too. So currently, I am still debating. Fortunately, we are in a position to support 2 college tutions at a time (older one in medical college and younger one in college). We have to see how it unfolds. But, I agree with Warrior's view that we need to let our kids take some of the burden. | ||
Saint Legend Username: Saint Post Number: 69574 Registered: 01-2011 Posted From: 144.230.191.36 Rating: |
You are doomed and good that you realized at least now. You cant survive in IT once you reach 45 years. Technology is changing very fast and next gen kids are very smart. You have to compete with them. Imagine on single pay cheque after marriage, hw much you can save? after kids, it will be even difficult. US ina India ina same. if possible, marry a working spouse. Your financial position will be comfortable. if not, develop some other skill which can generate money for you. Just FD/savings tho, you cant plan for retirement unless you inherit lots of money... You need to be aggressive in investing which gives handsome returns > 15-20% for next 10-15 years and you have to keep on investing for 10-15 years to even think of retirement. Like Buffet said, If you buy things you don't need, you will soon sell things you need Don't save what is left after spending; spend what is left after saving http://profit.ndtv.com/news/your-money/article-5-warren-buff ett-tips-everyone-must-follow-323671 ee article follow ipoo.....mana AP lo janalaki over night or short term lo ela rich ipovala annadhe vuntadi...... What you can buy today with 30L, you cannot buy after 1Year..it mght be 40L or 50L or 60L. FD lo money pette vallaki chepthunna......Dont commit yourself a big dead investments like Gold, APt loan (Rent ~ EMI --> ok)...you cant save any money. India is growing at 7-8% GDP. things will get very expensive if the same pace continues. Life is going to be miserable for below middle class and middle class. Poor ppl get subsidies from govt....rich is anyways fine....its middle class who gets f'ed up...Future is scary just that people dont realize.... | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6137 Registered: 03-2016 Posted From: 117.221.90.73 Rating: N/A |
its complete indian scenario..talking about life of IT guy working in india..asalu US scenario vaddu..daani gurinchi R2I gurinchi boledu saarlu disco jarigindi db lo.. | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6136 Registered: 03-2016 Posted From: 107.167.108.75 Rating: N/A |
judge la vachchi neethisukthaavali posts tho manasu ni kuduta padichevaadu ani ardham.. and about 50+ guys.. for suppose lets say they are having 25+ years experience alaanti vallu present IT field lo entha mandi vuntaaru ...positions enni vuntaayi..so ippudu age 50 years vunna vallaki IT field lo pedda dokha ledu..antha yenduku 60 years varaku kudaa panicheyyochu.. What I am talking is future scenario where huge amount of present workforce become 25 years experience //posts for 25 + years will be very less..SDM lu veellu entho mandi vundaru.. not every company likes old employees in next few years... thats why now I am feeling 1995 to 2000 madhyalo IT lo enter ayina vallu lucky ani.. | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31614 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
cream annai veeellllu....80lacs in desam aa....woiwwwwwwwwwwwww | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31613 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
never ever do this....u will be spoiling ur kids by paying fully for them... they need to have responsibilty....u can pay 30% and 70% loan, let them take care | ||
Moviebuff001 Side Hero Username: Moviebuff001 Post Number: 3699 Registered: 06-2013 Posted From: 165.225.34.109 Rating: N/A |
Depends le. Ma cousin gadu 80Lakhs draw chestunnadu. Pedda IT company lo. He has 7 or 8 IT related Patents though. | ||
Moviebuff001 Side Hero Username: Moviebuff001 Post Number: 3698 Registered: 06-2013 Posted From: 165.225.34.109 Rating: N/A |
Vallaki Appu undakoodadu... Aa burden lekunda life enjoy cheyyali ani na alochana. | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31611 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
bongem kaadu...kukka chaakiriki 28 lacs isurutaru...after cutting, 1.25lac/month vastunbdi | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31610 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
no need...kids get funding here....30k/year...so 4*30k = 120k... | ||
Moviebuff001 Side Hero Username: Moviebuff001 Post Number: 3697 Registered: 06-2013 Posted From: 165.225.34.109 Rating: N/A |
Ilanti vallu entamandi untarantav... Top 10 - 15 % income people adi. | ||
Vjawarrior Legend Username: Vjawarrior Post Number: 31609 Registered: 02-2014 Posted From: 68.53.21.199 Rating: N/A |
vja lo aithe per month 30k inr/month unte bindosss life... | ||
Moviebuff001 Side Hero Username: Moviebuff001 Post Number: 3696 Registered: 06-2013 Posted From: 165.225.34.109 Rating: N/A |
Such a loaded question. US lo unte, iddaru job cheste, yearly minimum 30K easy ga save cheyyachu. But Kids college time ki 600K savings for kids education alone undali. Retirement time ki 2 Mil savings anna undali. Motham 2.6 Mil unte bindaas. Lekapote, India velli ikkadi Social security withdraw chesukotame. | ||
Andhrawala Legend Username: Andhrawala Post Number: 61626 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
My classmates all in 45 year range are working in desam as delivery managers etc and above. They make decent money in desam around 50 lakhs per annum No Signature | ||
Andhravodu Moderator Username: Andhravodu Post Number: 12933 Registered: 07-2015 Rating: N/A |
90+ people batakaleru ani cheppatledu, numbers are very less...  | ||
Andhrawala Legend Username: Andhrawala Post Number: 61625 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Indian market lo survival for the long term ki u need to move up in the ladder
why can't you come onsite for 6 years through your employer and earn some money No Signature | ||
Sesani Legend Username: Sesani Post Number: 54881 Registered: 08-2014 Posted From: 108.171.131.170 Rating: N/A |
deeni meaning naaku artham kaaledu... that doesnt mean people arent there.. numbers are very less... maa team off shore manager was an old guy, his boss was old too (both are Directors etc by designation).... dnt just rule it out buddy... Nuvvu life long ide coding chestuntaava? inka grow kaavaddu ani decide ayinava?? what makes u think u cant work after 45 or u will not find a job after 45... naa previous project la managers were all 50+ (desis from Cognizant).. naa current project la there is a contractor (57 yrs old)... dnt say ade US la common... it is and it will happen in india also... As u grow up the ladder, nee experience nee value peruguthadi also ur income... vacchina money ni etla invest chesi retirement ki prepare kaavale ani think cheyyi... Ur thought process of IT life ends at 45 what next is wrong... people in IT work after 45+ also... I am saying be smart... india aina US aina when it comes to lay offs most expensive yevvadu (for the same work being done) ani soostaaru... dnt be in that group ani antunna... | ||
Rebel Hero Username: Rebel Post Number: 16295 Registered: 02-2008 Posted From: 159.45.186.44 Rating: N/A |
>>...job dynamics and life dynamics in india is very different..anduke intha alochanaa u r on right track..50+ tarvatha kooda tikkum tkkum computer keyboard nokkatam kastam..plan early, save early..atleast pelli kakunda savings unnay..u will build on that | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6135 Registered: 03-2016 Posted From: 117.221.90.73 Rating: N/A |
chaala mandi db lo us lo vundadam valla jaruguthondi...job dynamics and life dynamics in india is very different..anduke intha alochanaa | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6134 Registered: 03-2016 Posted From: 117.221.90.73 Rating: N/A |
no marraige no kids... anduke eepatiki 30 lks aina save chesaa..pf liclu lekketatledu..next 15years will be testin anipisthondi...ilaantivi alochinchanu...sudd3ngaa tolichesthiondi | ||
Enigmatic Comedian Username: Enigmatic Post Number: 1131 Registered: 11-2010 Posted From: 98.115.156.236 Rating: N/A |
indian market is different from us.it service companies lo kastam emo survive avvadam as they keep replacing experienced people with freshers to cut cost.
inka chinna vadivi. gmat rasi ISB or IIM lo mba cheyyi. if not try hard and move to a product based company. | ||
Rebel Hero Username: Rebel Post Number: 16292 Registered: 02-2008 Posted From: 159.45.186.44 Rating: N/A |
nee annual expenses entha ? 10 laks after marriage and kids ? 10L * 30 = 3 crores minimum for retirement ; kids college edu etc. anni extra | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6133 Registered: 03-2016 Posted From: 117.221.90.73 Rating: N/A |
once u proved why u r sesani..konchem swaanthana chekurusthaavu nee psts tho.. india lo evvarin chdaledu vuncle 60 plus officelo.. are u saying dont be greedy about salary by being in top 5% | ||
Rebel Hero Username: Rebel Post Number: 16291 Registered: 02-2008 Posted From: 159.45.186.44 Rating: N/A |
>>...ippudu telusukunna investments kanna cash best ani nuv chesindi investment kaadu gambling..snap inv ani ela anukunnav 50k loss endi saami db antha richest persons | ||
Film_fan Legend Username: Film_fan Post Number: 31846 Registered: 03-2008 Posted From: 88.111.142.177 Rating: N/A |
simple... middle class background vaadu retire avvadu..... vaadi pillalu ki aa chance undhi... idhey jeevitham.... We are what we repeatedly do. Excellence, then, is not an act, but a habit. -- Aristotle | ||
Sesani Legend Username: Sesani Post Number: 54878 Registered: 08-2014 Posted From: 108.171.131.170 Rating: N/A |
Tammi... mundu choopu manchidi but comparing your life with a person in different country and feeling bad isnt correct.. ippudu Speaker thread soodu, he is sayin US ki raavadam kuda waste ani... mari yevvar correct antaav? Ippudu main point... IT market la constantly evolve kaavale tammi... if u keep reinventing your self u will definitely have a long career... oka confined area la unte u will become useless... 45 yrs will be retirement age anedi tappu.. i can show u people 60+ still working in IT.. as long as u have stuff companies wont let u got.. at the same time dnt be greedy and try to be in top 5% pay grade... akkada debba padthadi... Inka savings antaava nee deggara unna money ni etla invest cheyyale start thinking... long term investment options choodu... that investment is ur retirement money... | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6132 Registered: 03-2016 Posted From: 117.221.90.73 Rating: N/A |
exactly my family history chusthe life expectancy 80 vesukunna.. 45to 50 ki retire aithe.. inko 15 to 20 years lo next 30 to 40 years ki thagga salary sampadinchaali that too wife and kids add cheyyali... india lo IT thappithe inke sector lo intha daaarunam ledu.. | ||
Film_fan Legend Username: Film_fan Post Number: 31845 Registered: 03-2008 Posted From: 88.111.142.177 Rating: N/A |
you need atleast 50 cr to have a comfortable retirement -- idaithey minimum amma....  We are what we repeatedly do. Excellence, then, is not an act, but a habit. -- Aristotle | ||
Tadi_mattayya Junior Artist Username: Tadi_mattayya Post Number: 95 Registered: 02-2017 Posted From: 64.128.22.8 Rating: N/A |
Correctee..45 to 50yr max.. | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6130 Registered: 03-2016 Posted From: 107.167.108.75 Rating: N/A |
8 years experience .. inka career starting antaava annai... | ||
Sesani Legend Username: Sesani Post Number: 54874 Registered: 08-2014 Posted From: 108.171.131.170 Rating: N/A |
Inka career a start kaaledu... Appude retirement endehheeee... chusss... | ||
Twotown Side Hero Username: Twotown Post Number: 7926 Registered: 09-2016 Posted From: 207.244.66.70 Rating: N/A |
pay kaadhu adhi no of lca's ... myvisajobs site nenu register ayyenu .. naa profile batti H1 B employers list chesthu ee skill lo ennesi lca's file chesaaru ani report adhi may be last quarter anukuntaaa... computer programmer pettakandi raa ani clear gaa cheppina USCHEYESS.. manollu peduthunnaru ani nenu cheppedhi .. appudu query endhuku raadhu.. | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6128 Registered: 03-2016 Posted From: 107.167.108.75 Rating: N/A |
definitely yes... my guess is retirement age for desi it guys in india will be just 45 in next 15 years...taruvaatha yevvadu dekadu vaadini...how would he survive with meagre savings.. | ||
Junior_no1 Megastar Username: Junior_no1 Post Number: 21253 Registered: 09-2014 Posted From: 106.51.201.185 Rating: N/A |
roju kooli hayiga vuntademo greatest invention ever by God- Admin | ||
Andhrawala Legend Username: Andhrawala Post Number: 61621 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Idhi buss anukuntaaa Pays were never this low. No Signature | ||
Twotown Side Hero Username: Twotown Post Number: 7924 Registered: 09-2016 Posted From: 207.244.66.70 Rating: N/A |
LCA's filed ani chaduvukondi.... | ||
Twotown Side Hero Username: Twotown Post Number: 7923 Registered: 09-2016 Posted From: 207.244.66.70 Rating: N/A |
vere thjread endhuku ani ikkade vesthunnaaa Following customized reports were created based on your career profile and H-1B Visa job data. Hot H1B Jobs in IT & Math 1 Programmer Analyst 53,734 2 Software Engineer 30,609 3 Software Developer 14,039 4 Systems Analyst 12,306 5 Computer Programmer 11,668 6 Computer Systems Analyst 6,899 7 Senior Software Engineer 6,420 8 Developer 6,082 9 Business Analyst meeru maararu raa areeeee comfuter programmer 11668 antaa... mari queries padakundaa ela vuntaayi ... | ||
Andhravodu Moderator Username: Andhravodu Post Number: 12926 Registered: 07-2015 Rating: N/A |
1st batch 50k, 4 months tarvata 35k version releasing... Kaani ippudu order cheste 18 months wait antinnadu muskodu | ||
Chillarodu Side Hero Username: Chillarodu Post Number: 9381 Registered: 03-2008 Posted From: 183.82.231.136 Rating: N/A |
real estate kaakunda ante kastam. India lo RE has to be part of your investment. real estate and mutual funds | ||
Twotown Side Hero Username: Twotown Post Number: 7922 Registered: 09-2016 Posted From: 207.244.66.70 Rating: N/A |
model 3 50K avuthaadhi antaa gaaa.. plus incentives kastam 200K units v arake antagaa per brand/company... already 100K ayina sale ayyi vuntaayi kadha teslas.. so next 200K lo vunte best lekapothe bokkenemo... | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6125 Registered: 03-2016 Posted From: 107.167.108.75 Rating: N/A |
intha varuku db lo ilaanti thread padaledu enthasepu US lo vundi retiremnet R2I topics kaani... indialo vunna dbers ki retirement gurinchi yeppudu paddai.. | ||
Ferrari Hero Username: Ferrari Post Number: 12442 Registered: 10-2008 Posted From: 192.158.48.162 Rating: N/A |
ma friend gadu okkadu B.Tech 4 years full enjoy chesi final year vache sariki oka 30 Backloga unnavi..simple ga oka aravyi velu petti osmania certificates chepinchukunnadu..FRE-Toefl raasi U.S ellipoyadu aa time lo..ippudu U.S lo illu konesi happily settled.. | ||
Andhravodu Moderator Username: Andhravodu Post Number: 12924 Registered: 07-2015 Rating: N/A |
g tesla share ammesi model 3 koneyi annai | ||
Twotown Side Hero Username: Twotown Post Number: 7920 Registered: 09-2016 Posted From: 207.244.66.70 Rating: N/A |
edhi rendu vadulu annai evaltiki...real estate kakundaaa... monne elagee egesukuni snap and tesla konna oka 50K etti bokka borla paddaa... tesla konthalo kontha shave chesindinhi...ippudu telusukunna investments kanna cash best ani...  | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6124 Registered: 03-2016 Posted From: 117.221.90.73 Rating: N/A |
2 to 3crs ani cheppi cisco example cheppa kadaa..with 110k fresher salary. recently.. assuming ialso get job like that after finishing MS then..2crs anukuntee 35K kada which is easy peasy for a guy who wont spend that much.. | ||
Andhravodu Moderator Username: Andhravodu Post Number: 12922 Registered: 07-2015 Rating: N/A |
licked licker lickest... Adjusted for inflation kinda investments in India anta topaasi emunnayi. Of course way better than keeping cash, but edo mutual fund lo pettukuni koorchovatam better ani naa idi | ||
Andhrawala Legend Username: Andhrawala Post Number: 61618 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Shell companies establish seyyi. vaatillo capmanies tho invest seyinchu. Dopidi seyyi No Signature | ||
Twotown Side Hero Username: Twotown Post Number: 7919 Registered: 09-2016 Posted From: 207.244.66.70 Rating: N/A |
perfect.. min edhi lekapothe kastam denemma... | ||
Abhysg Legend Username: Abhysg Post Number: 41491 Registered: 08-2008 Posted From: 72.219.210.147 Rating: N/A |
monday morning... malla retirement/R2I thread.. em sesani ra nayana | ||
Chillarodu Side Hero Username: Chillarodu Post Number: 9379 Registered: 03-2008 Posted From: 183.82.231.136 Rating: |
Invest .. Invest and Invest konni years tharuvaatha ave substantial gaa anipisthai than our income. oka 10 years tharuvaatha neeko clarity vasthundhi. Then you can reevaluate and decide how much you need for retirement and what need to be done. | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6122 Registered: 03-2016 Posted From: 117.221.90.73 Rating: N/A |
65 varaku evarin vunchukuntaaru vuncle 50 daatithe vouluntary retirments antunnai government lone.. inka 50cr...desam lo ye it guy sampadinchaledu..andaru sacchipovaali | ||
Andhrawala Legend Username: Andhrawala Post Number: 61617 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
10 years lo 3 cr ante yearly 30 lakhs which is nearly 50K USD per year. How is this possible??? No Signature | ||
Platypus Side Hero Username: Platypus Post Number: 6823 Registered: 01-2008 Posted From: 82.13.134.86 Rating: N/A |
>>85lak property vundi ..adi parents di which will eventually come to me..naakantu emi ledu.. So overall 1.2 Crores. Nuvvu retire ayyesariki, appreciation 2C untundhi savings at least if not more. I guess you should be OK. Try getting at least one more property in the next ten years. | ||
Andhrawala Legend Username: Andhrawala Post Number: 61616 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
okka 0 ekkuva padindemo brotherr No Signature | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6121 Registered: 03-2016 Posted From: 117.221.90.73 Rating: N/A |
85lak property vundi ..adi parents di which will eventually come to me..naakantu emi ledu.. | ||
Platypus Side Hero Username: Platypus Post Number: 6822 Registered: 01-2008 Posted From: 82.13.134.86 Rating: N/A |
>>you need atleast 50 cr to have a comfortable retirement | ||
Andhrawala Legend Username: Andhrawala Post Number: 61615 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Maa anna koduku studying BTech at NIIT University in Nimraana Rajasthan. Yearly fee with hostel and food is Rs 5 lakhs No Signature | ||
Savyasachi Comedian Username: Savyasachi Post Number: 1966 Registered: 12-2013 Posted From: 98.192.131.235 Rating: N/A |
with your current salary assuming you retire at 65 and live till 85 you need atleast 50 cr to have a comfortable retirement. so start saving fast. | ||
Platypus Side Hero Username: Platypus Post Number: 6820 Registered: 01-2008 Posted From: 82.13.134.86 Rating: N/A |
>>so far my savings are just 30laks..( current package 11laks) Inherited property emannaa undhaa? Daani value entha? Nee current CTC multiplied by 20 is the bare minimum for retirement. | ||
Bharateeyudu Side Hero Username: Bharateeyudu Post Number: 6120 Registered: 03-2016 Posted From: 117.221.90.73 Rating: N/A |
ferarri kurrodi chuttalabbai gurinchi chadavagaane vikruthamaina intha varaku alochinchani alochanalu vasthunnai.. when talked to my cousin son he said he pays 50000 for studying bcom per annum...i was like whaaattt...engineering ippudu almost 1lakh for ordinary college and 3laks for good college.. malla chesedi 3.25 lak p a vudhyogam..salaries are not raising .. naa laanti vaallu konni rojulaku gudhibandalu avvochchu.. in this fast moving IT for som one like 29 years asalu retirement age yedi avthundi...financial planning yela vundaali...sudden gaa my decision to stay in india is looking bad ...for some one who scored great marks in gre..and toefl..(1500) yedo desa bhakthi antu ikkada vundipoyaa... maa batch lo vellina vallu akkada baane vunnaru...asalu 10 years akkada pani chesi 2to 3crs tho venakki vachesina aipoyedi emo... my another cousin son was a fresher from iowa placed in cisco in austin...for 110k recently...ilaantivi vinappudu i should have gone to US anipinchindi..oka 10 years pani chesi 2 crores venakesi vachesi vunte baagundedaa anipisthondi.. with ever rising health and education costs what is the ideal amount of retirement money..how a person should be relavant in job market for next 30 years platypus laaga middle class ante 20laks ani cheppakandi inkaa pack avuthundi..asalu athanu anedi nijam emo anipisthondi.. so far my savings are just 30laks..( current package 11laks) |
