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Manthri
Comedian Username: Manthri
Post Number: 1589 Registered: 02-2013 Posted From: 157.130.175.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 03:54 pm: |
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Analog:MIs are now tax deductible
if your pay is $106k (???) or less |
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Rebel
Hero Username: Rebel
Post Number: 16247 Registered: 02-2008 Posted From: 159.45.129.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 03:27 pm: |
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asala why pmi if u have money available for DP ? appu teeskotame kakunda aa appu meeda insurance teeskotam comedy. |
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Analog
Side Hero Username: Analog
Post Number: 4705 Registered: 05-2008 Posted From: 207.43.172.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 03:10 pm: |
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Maverick:45k enti..pmi is 150, per year 1800 ante ~6k for 3 yrs..6k in stokcs whats the big deal? any decent stock investment of 60k should yield that in this bull run..week kakapoina month lo easy..or atleast 6 months
If we make additional payment towards prinicpal, loan term tagguddi...PMI early ga kattesthe enti advantage? PMIs are now tax deductible
Nepatriot:and on top of it you get tax break on interest paid..
https://www.ugcorp.com/announcements/insights/tax-deductible -mi-premiums-good-news-2016-home-buyers.html |
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Guru
Hero Username: Guru
Post Number: 11290 Registered: 05-2009 Posted From: 107.77.70.94
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 02:46 pm: |
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Jodhaa:
Bottom tolded no |
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Jodhaa
Legend Username: Jodhaa
Post Number: 35223 Registered: 02-2008 Posted From: 70.113.19.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 02:33 pm: |
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Guru:
mee numbers evi? |
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Optionsgenius
Comedian Username: Optionsgenius
Post Number: 1731 Registered: 12-2014 Posted From: 99.139.148.100
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 02:32 pm: |
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you have to show 2 yrs of rental income tax returns to consider a home as rental property. |
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Guru
Hero Username: Guru
Post Number: 11282 Registered: 05-2009 Posted From: 192.193.171.150
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 01:42 pm: |
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ne patriot annai, got ur PM. thanks |
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Rambo_999
Side Hero Username: Rambo_999
Post Number: 3011 Registered: 03-2017 Posted From: 209.252.182.194
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 01:40 pm: |
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Maverick:i'll tell my friends story..2011 lo 600k lo redmond lo konnadu..fha loan..3.5% down..2016 chivarlo..1.1 million ki ammesi..400k down chesi 200k mortgage tho bothell lo konnadu..now pays 1200 as mortgage
West Hills / Woodland Hills loo oka 3-4yrs dhaka back House konna prathi okkari story elage undi eppudu... !! $350K konna 1900's property kuda double ayyi kurchundi . Nobody should come to the movies unless he believes in heroes. |
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Rajusk
Legend Username: Rajusk
Post Number: 57578 Registered: 02-2008 Posted From: 170.74.231.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 11:47 am: |
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Rebel:but house is to live not investment. appreciate aithe plus.
itla anukone adjust avuthunnam..enthaki konnamo antha kooda value lekapoina |
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Rebel
Hero Username: Rebel
Post Number: 16245 Registered: 02-2008 Posted From: 159.45.129.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 11:45 am: |
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>>>he is lucky .... not all. but sure its good game yes. west coast lo 100% return n east coast konni areas lo 50% return on housing in last 5 years. but house is to live not investment. appreciate aithe plus. |
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Linkmaster
Legend Username: Linkmaster
Post Number: 55443 Registered: 02-2008 Posted From: 149.128.8.245
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 11:42 am: |
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Maverick:i'll tell my friends story..2011 lo 600k lo redmond lo konnadu..fha loan..3.5% down..2016 chivarlo..1.1 million ki ammesi..400k down chesi 200k mortgage tho bothell lo konnadu..now pays 1200 as mortgage
he is lucky .... not all. but sure its good game |
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Andhrawala
Legend Username: Andhrawala
Post Number: 61187 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 11:38 am: |
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Guru:are u referring to madipoyna masala dosa cost?
including the cost of flight tickets which they have to buy again as they missed the original flight No Signature |
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Guru
Hero Username: Guru
Post Number: 11281 Registered: 05-2009 Posted From: 192.193.171.152
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 11:30 am: |
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awala:Pillalaku desi food kosam 2000 USD left hand tho karsu pettina manishi ayanaa(gatham lo thread veseru)
are u referring to madipoyna masala dosa cost? |
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Andhrawala
Legend Username: Andhrawala
Post Number: 61181 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 10:07 am: |
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Jodhaa:meedhi..mee neighbor dhi kalipi cheppaara sir 
ayana illu chooseraaa. Too much vuntaadhi ainaa meeku ayana range theleeledhu. Pillalaku desi food kosam 2000 USD left hand tho karsu pettina manishi ayanaa(gatham lo thread veseru) No Signature |
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Guru
Hero Username: Guru
Post Number: 11280 Registered: 05-2009 Posted From: 107.77.70.94
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, July 26, 2017 - 10:04 am: |
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Jodhaa:meedhi..mee neighbor dhi kalipi cheppaara sir
Dinosaur akkada  |
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Jodhaa
Legend Username: Jodhaa
Post Number: 35201 Registered: 02-2008 Posted From: 70.113.19.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 10:25 pm: |
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Mrhyderabad:Dallas lo mortgage + taxes etc - 6200/month
meedhi..mee neighbor dhi kalipi cheppaara sir  |
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Goonda
Megastar Username: Goonda
Post Number: 26356 Registered: 02-2007 Posted From: 73.2.156.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 09:46 pm: |
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Andhravodu:
vuncle.. naaki dallas kaadu |
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Andhravodu
Moderator Username: Andhravodu
Post Number: 12074 Registered: 07-2015
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 08:57 pm: |
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Goonda:
Dallas nageswara rao gaaru, mee stories aapandi 5 bedroom, 4k square feet, 700k houses mee oorlo  |
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True_indian
Hero Username: True_indian
Post Number: 14453 Registered: 01-2008 Posted From: 76.193.121.43
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 08:49 pm: |
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Xxx:TI will be paying 100k + mortage for his 10 million properties ,
Guru:
best ratio is 2.5 times of your salary .those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches. |
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Maverick
Legend Username: Maverick
Post Number: 64816 Registered: 01-2008 Posted From: 208.42.251.123
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 08:42 pm: |
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Rebel:
i'll tell my friends story..2011 lo 600k lo redmond lo konnadu..fha loan..3.5% down..2016 chivarlo..1.1 million ki ammesi..400k down chesi 200k mortgage tho bothell lo konnadu..now pays 1200 as mortgage Happy Vizag |
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Rebel
Hero Username: Rebel
Post Number: 16239 Registered: 02-2008 Posted From: 174.219.130.84
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 08:19 pm: |
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Goonda, some parts of US 500k lenide decent house raadu. Valla salaries kooda alane untay. Friends 5 yrs back 600k ki konnadi ipudu 800k+ ayindi |
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Goonda
Megastar Username: Goonda
Post Number: 26354 Registered: 02-2007 Posted From: 73.2.156.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 08:06 pm: |
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mee andariki dannam ettochu.. india lo properties meeda investments.. ikkada 500-700k houses...WOW... vidhi aadina vinta naatakama lo bratakaleni badi pantulu laanti jeevitaalu maavi...upch.. |
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Okahyderabadi
Side Hero Username: Okahyderabadi
Post Number: 6938 Registered: 12-2009 Posted From: 146.1.1.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 08:04 pm: |
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Guru:when will you eat though? after 50?
entidi tammi what do you mean by when will you eat? I guess you did not get what I was trying to say. In history there is no such thing as the last word on any subject research leads to new things every day |
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Okahyderabadi
Side Hero Username: Okahyderabadi
Post Number: 6937 Registered: 12-2009 Posted From: 146.1.1.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 08:02 pm: |
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Rajusk:elaga elaga.. unna oorilo illu rent cheyyali adedo oorilo income generation kosam property konalna.. ee process lo unna oorilo illu eppudu konedi ..
unna oorilo rent cheste same school district lo enta untadi rent? if he can make a down payment of 20% in another city on rental property with good ROR he will make money on that investment. For the income profile he has easy ga he can afford to buy 2 properties elsewhere. I am not talking about huge mansions, a decent property ~100-150k will fetch good returns and there are ways to get benefits on tax as well. Dave Ramsey fans will vouch for it. In history there is no such thing as the last word on any subject research leads to new things every day |
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Nepatriot
Comedian Username: Nepatriot
Post Number: 1246 Registered: 11-2013 Posted From: 96.248.74.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 07:55 pm: |
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Also my mortgage broker had an option where you dont need to pay PMI for .25% more on 30 yr.. monthly PMI payment 150 vs 30 increase due to interest rate..and on top of it you get tax break on interest paid.. |
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Guru
Hero Username: Guru
Post Number: 11279 Registered: 05-2009 Posted From: 98.109.52.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 07:52 pm: |
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Read it as not so close |
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Nepatriot
Comedian Username: Nepatriot
Post Number: 1245 Registered: 11-2013 Posted From: 96.248.74.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 07:52 pm: |
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Guru:ippud upgrade avudam ani sutha untey double avuthaandy
NJ lo decent single family ante iddaru work cheyalsinde..
Savyasachi:
35% of gross is lender's max.. if you have a good mortgage broker and other good assets like 401k/stocks.. they will go upto 40% gross.. |
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Guru
Hero Username: Guru
Post Number: 11278 Registered: 05-2009 Posted From: 98.109.52.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 07:52 pm: |
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Mrhyderabad:
Txfr ayyaka growth kida kastame We have a few friends but so close that we would pack up everything and move |
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Mrhyderabad
Hero Username: Mrhyderabad
Post Number: 12712 Registered: 01-2008 Posted From: 47.187.20.146
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 07:49 pm: |
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Guru:
this is our first summer and it is HOT... but only July and Aug Dec / Jan time lo kuda light jacket or fleece tho you can go for jog or play tennis or take kids to park Job transfer ok kaani local market lo searching tough ani vintunna Family, friends network vunte u can definitely consider Schools are slightly Back logged compared to north east.. but they may catch up in higher grades Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
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Guru
Hero Username: Guru
Post Number: 11277 Registered: 05-2009 Posted From: 98.109.52.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 07:41 pm: |
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Mrhyderabad:
Doing good annai. Yeh our group also has presence there but aa hot climate tattukolemu mastaru How do U like the move so far? |
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Mrhyderabad
Hero Username: Mrhyderabad
Post Number: 12711 Registered: 01-2008 Posted From: 47.187.20.146
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 07:32 pm: |
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Guru: especial bump for hyder annai
Guru bhai, howdy ? Mee bank dallas lo full expanding kadaa... any plans to move ? Dallas lo mortgage + taxes etc - 6200/month NJ lo town home mortgage - 1700 / month but rental is 2200.. so that offsets it Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
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Rebel
Hero Username: Rebel
Post Number: 16238 Registered: 02-2008 Posted From: 174.219.130.84
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 06:48 pm: |
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Mav, you can loose 6k in stocks as well. Any way u look pmi is bad if u have means to pay it. |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1938 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 06:42 pm: |
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Guru:35-40% icharu mastaru
there are always exceptions. 1) you have a pretty good credit score and no other debts 2) the neighborhood is appreciating pertty quickly 3) you made a good downpayment 4) both wife and husband working. 5) you might have gone to a local bank or credit union who services their mortgages themselves instead of selling them itla so many conditions. |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1937 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 06:39 pm: |
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Dhonifan:zillow lo ichey zestimator correctey untadha?
zestimatte is off by +/- 20%. |
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Dhonifan
Hero Username: Dhonifan
Post Number: 12890 Registered: 12-2012 Posted From: 64.79.144.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 06:34 pm: |
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zillow lo ichey zestimator correctey untadha? |
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Guru
Hero Username: Guru
Post Number: 11276 Registered: 05-2009 Posted From: 98.109.52.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 06:32 pm: |
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Savyasachi:North east ina southwest ina cali ina NY ina banks follow this rule . naku 8000 take home pay nenu 4000 monthly payment unde illu kontha ante bankodu chal dobbai antadu.
35-40% icharu mastaru |
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Andhravodu
Moderator Username: Andhravodu
Post Number: 12072 Registered: 07-2015
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 06:24 pm: |
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Savyasachi:not many ppl can trade stocks.
What's stopping them? Tellolla logics vaddu  |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1936 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 06:21 pm: |
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Maverick:pmi ki enduku anta issue chestaru..i did a 10% pay 150 as pmi..i already made 3 yrs of my pmi payment in a week after my closing on stocks..enduku lock chesukovatam for 150$
you got lucky bro. you either have apretty good credit score or your house is in a hot neighbor hood which is appreciating pretty fast. typically PMI ranges between .3-1.2 percent of you loan amount per year. if yo make these payments for 20 years it will add up to a pretty good chunk . not many ppl can trade stocks. so it all depends |
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Maverick
Legend Username: Maverick
Post Number: 64814 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 06:07 pm: |
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Moviebuff001:It sounds like you earned 45K in one week,
45k enti..pmi is 150, per year 1800 ante ~6k for 3 yrs..6k in stokcs whats the big deal? any decent stock investment of 60k should yield that in this bull run..week kakapoina month lo easy..or atleast 6 months Happy Vizag |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 3603 Registered: 06-2013 Posted From: 70.196.69.158
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 06:05 pm: |
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Moviebuff001:45K
4.5k |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 3602 Registered: 06-2013 Posted From: 70.196.69.158
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 06:04 pm: |
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Maverick: already made 3 yrs of my pmi payment in a week after my closing on stocks..enduku lock
Most people cannot do this. It sounds like you earned 45K in one week, almost impossible for mango people. |
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Maverick
Legend Username: Maverick
Post Number: 64812 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:49 pm: |
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Savyasachi: pay PMI which shaves atlest 140-400
pmi ki enduku anta issue chestaru..i did a 10% pay 150 as pmi..i already made 3 yrs of my pmi payment in a week after my closing on stocks..enduku lock chesukovatam for 150$ Happy Vizag |
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Maverick
Legend Username: Maverick
Post Number: 64811 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:48 pm: |
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Guru:why not refi after 10?
taggite 10 definite ga..i am just taking the worst case scenario that we wont hit these low rates again in our life time. Happy Vizag |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1935 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:42 pm: |
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Guru:north east lo koncham kastam emo mastaru ee rule of thumb
North east ina southwest ina cali ina NY ina banks follow this rule . naku 8000 take home pay nenu 4000 monthly payment unde illu kontha ante bankodu chal dobbai antadu. 1) making a bigger downpayment will bring down your monthly payment. 2) pay 20% down you dont have to pay PMI which shaves atlest 140-400 dollars per month based on your home price |
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Guru
Hero Username: Guru
Post Number: 11275 Registered: 05-2009 Posted From: 199.67.131.156
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:34 pm: |
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Savyasachi:general rule of thumb your monthly payment should be 1/3 or less than your monthly income.
north east lo koncham kastam emo mastaru ee rule of thumb |
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Guru
Hero Username: Guru
Post Number: 11274 Registered: 05-2009 Posted From: 199.67.131.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:32 pm: |
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Maverick: if not either move in 10 yrs or pay out before i hit the high rate..high rate ki outrageous emi ledu as there will be cap..may max is 5k anukutna per month after 10 yrs.
why not refi after 10? |
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Guru
Hero Username: Guru
Post Number: 11273 Registered: 05-2009 Posted From: 199.67.140.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:30 pm: |
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Rajusk:
nope..more like 50 cent to a dolla rajan  |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1934 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:29 pm: |
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Guru:How much is your monthly mortgage to net income ratio considering 20% down and 15 or 30 yr fixed? North east kurrol koosintha high untaady ani telsu but pls share
general rule of thumb your monthly payment should be 1/3 or less than your monthly income. so you bring home 100K per month you can afford to pay a mortgate of 30K per month. |
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Maverick
Legend Username: Maverick
Post Number: 64810 Registered: 01-2008 Posted From: 108.171.128.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:25 pm: |
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Maverick:may max is 5k
my max Happy Vizag |
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Maverick
Legend Username: Maverick
Post Number: 64809 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:24 pm: |
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Guru: after 10, rates peruguthey refi cheyadam ena, i.e. if u planning to stay more than 10 years
yes. me first time with arm.. in 10 yrs if i hit a rate lower than my currernt rate, i will refi, if not either move in 10 yrs or pay out before i hit the high rate..high rate ki outrageous emi ledu as there will be cap..may max is 5k anukutna per month after 10 yrs. Happy Vizag |
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Hadoop
Side Hero Username: Hadoop
Post Number: 7955 Registered: 12-2014 Posted From: 99.104.124.142
Rating:  Votes: 1 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:23 pm: |
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kummu ycp annai...kummu ....thaggoddu ante....chusta unte db lo tump fans ekuva kamayistunnattu unnaru.....like leader like fans... |
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Maverick
Legend Username: Maverick
Post Number: 64808 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:22 pm: |
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Guru:
upgrades ki antu ledu mastaru..ikkada upgrade em ledu..seattle rates ala unnai..if u r happy iwth home leave it..peer pressure upgrades light.. Happy Vizag |
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Guru
Hero Username: Guru
Post Number: 11272 Registered: 05-2009 Posted From: 192.193.216.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:22 pm: |
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Maverick:on a 10 yr arm..either move or sell in 10 yrs
arm ee cases lo work out avuddo cheppu if possible. so far i have taken only fixed 30 or 15 after 10, rates peruguthey refi cheyadam ena, i.e. if u planning to stay more than 10 years |
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Rajusk
Legend Username: Rajusk
Post Number: 57566 Registered: 02-2008 Posted From: 208.54.37.167
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:20 pm: |
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Guru: ippud upgrade avudam ani sutha untey double avuthaandy
Ante 1 million home nunchi $2 million home kaa? |
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Guru
Hero Username: Guru
Post Number: 11271 Registered: 05-2009 Posted From: 192.193.216.147
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 05:03 pm: |
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Maverick:3500 undi mastaru including all..needi?
Nepatriot:3k/month on home in ny/nj area (ins+tax+mortgage+hoa) is reasonable.
ippud upgrade avudam ani sutha untey double avuthaandy  |
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Nepatriot
Comedian Username: Nepatriot
Post Number: 1244 Registered: 11-2013 Posted From: 147.85.172.6
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:53 pm: |
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Jai_ycp:don't want to be underwater or with out equity
I mean pay it off completely ..like pay extra 1k-2k towards mortgage.. if you do it for 10 years the savings multiply.. and the interest saved is better than the returns on 529 it seems..once you want to move and sell that expensive home .. you have enough equity to pay for college / buy your second home without mortgage..provided home value holds up.. good school districts usually hold up better..the other argument is its not good to puts all eggs in 1 basket.. |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 9811 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:40 pm: |
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Nepatriot:recent disco lo 529/mortgage payoff lo.. mortgage payoff is a better option ani decide chesar.. not completely convinced though..
I am doing 529 for one of my kid. I dont need my house after my kids go to college. I don't want to be underwater or with out equity at that time. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Rajusk
Legend Username: Rajusk
Post Number: 57562 Registered: 02-2008 Posted From: 170.74.231.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:35 pm: |
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Guru:rajan pls post ur numbers
Nepatriot:3k/month on home in ny/nj area (ins+mortgage+hoa)
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Nepatriot
Comedian Username: Nepatriot
Post Number: 1243 Registered: 11-2013 Posted From: 147.85.172.6
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:34 pm: |
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Jai_ycp:
recent disco lo 529/mortgage payoff lo.. mortgage payoff is a better option ani decide chesar.. not completely convinced though.. |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 9810 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:31 pm: |
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Andhravodu:6k naa
Yep. . My plan is to pay significant portion of mortgage before my kids attend college. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Nepatriot
Comedian Username: Nepatriot
Post Number: 1242 Registered: 11-2013 Posted From: 147.85.172.6
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:29 pm: |
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Guru:
Unless you have kids going to daycare 3k/month on home in ny/nj area (ins+mortgage+hoa) is reasonable.. end of year kontha tax returns tho vacation/ india trip plan cheyyochu..one thing that gets me going is the mortgage.. that 30 year commitment..ummm  |
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Andhravodu
Moderator Username: Andhravodu
Post Number: 12064 Registered: 07-2015
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:27 pm: |
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Jai_ycp:
6k naa mortgage deduction baaga avasaramemo... |
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Maverick
Legend Username: Maverick
Post Number: 64805 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:23 pm: |
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Guru:
3500 undi mastaru including all..needi? on a 10 yr arm..either move or sell in 10 yrs Happy Vizag |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 9809 Registered: 04-2015 Posted From: 100.36.224.18
Rating:  Votes: 1 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:23 pm: |
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4500+ for home and 1400+ for rental property. includes property taxes but not others. HOA, security, appliance insurance, gardening cleaning anni kalpukunte $6300 otti home related stuff ke finish. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Linkmaster
Legend Username: Linkmaster
Post Number: 55429 Registered: 02-2008 Posted From: 149.128.8.245
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:20 pm: |
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Sbezawada:Hawthorn Woods, Stevenson school dist.
great school and good area for you to live.. |
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Guru
Hero Username: Guru
Post Number: 11270 Registered: 05-2009 Posted From: 199.67.131.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:16 pm: |
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Rajusk:
rajan pls post ur numbers  |
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Guru
Hero Username: Guru
Post Number: 11269 Registered: 05-2009 Posted From: 199.67.140.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:14 pm: |
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Okahyderabadi:If i had that kind of income profile I would to build assets that generate $ not eat.
when will you eat though? after 50? |
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Rajusk
Legend Username: Rajusk
Post Number: 57559 Registered: 02-2008 Posted From: 170.74.231.22
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:12 pm: |
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Okahyderabadi:renting chesi migilina dabbut tho vere city lo oka rental property set cheste you would have got some income
elaga elaga.. unna oorilo illu rent cheyyali adedo oorilo income generation kosam property konalna.. ee process lo unna oorilo illu eppudu konedi .. |
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Maverick
Legend Username: Maverick
Post Number: 64802 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:09 pm: |
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Okahyderabadi:renting chesi migilina dabbut tho vere city lo oka rental property set cheste you would have got some income.
universal rule apply avvademo..works in chicago though..700 ikkada, rent~mortgage..banking on equity Happy Vizag |
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Optionsgenius
Comedian Username: Optionsgenius
Post Number: 1728 Registered: 12-2014 Posted From: 99.139.148.100
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 04:03 pm: |
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did you guys try to give your rental properties as vacation homes at homeaway.com for 5 bed,3.5 bath home in frisco it says income range of 65k-140k per year. i dont know the business model of homeaway.com they are doing transactions on there website its handled between homeaway.com property manager and property owner. |
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Andhravodu
Moderator Username: Andhravodu
Post Number: 12063 Registered: 07-2015
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:52 pm: |
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Goonda:
high salary vachi emi labhamu, end of day 35% go in taxes. Rents & traffic aite another matter Stable job unte palleturu chala better |
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Sbezawada
Junior Artist Username: Sbezawada
Post Number: 63 Registered: 04-2015 Posted From: 68.252.106.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:50 pm: |
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Linkmaster:where is it?..
Hawthorn Woods, Stevenson school dist. |
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Goonda
Megastar Username: Goonda
Post Number: 26353 Registered: 02-2007 Posted From: 167.187.100.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:43 pm: |
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vaarini mee house prices choostuntey.. verey city ki move avvalantey bhaymestundhi.. maa sinna village is better.. though we don't make your kind of salaries.. |
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Jalsa
Legend Username: Jalsa
Post Number: 35880 Registered: 02-2008 Posted From: 159.53.46.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:40 pm: |
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inthaki nee numbers ettaledhu eti |
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Linkmaster
Legend Username: Linkmaster
Post Number: 55427 Registered: 02-2008 Posted From: 149.128.8.245
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:37 pm: |
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Sbezawada:$507 + closing cost. school district (Chicago lo top school dist) kosam pettalsi vachindi. Tax vachipotundi
where is it?.. |
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Rambo_999
Side Hero Username: Rambo_999
Post Number: 2985 Registered: 03-2017 Posted From: 66.87.64.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:34 pm: |
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Andhrawala:100K
credit history evaridi baunte alladi tesukuntaruu FHA ke...... co homeowner laga add chesina pedaga usage undadhu Nobody should come to the movies unless he believes in heroes. |
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Okahyderabadi
Side Hero Username: Okahyderabadi
Post Number: 6934 Registered: 12-2009 Posted From: 198.23.5.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:28 pm: |
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Sbezawada:$507 + closing cost. school district (Chicago lo top school dist) kosam pettalsi vachindi. Tax vachipotundi
renting chesi migilina dabbut tho vere city lo oka rental property set cheste you would have got some income. If i had that kind of income profile I would to build assets that generate $ not eat. In history there is no such thing as the last word on any subject research leads to new things every day |
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Sbezawada
Junior Artist Username: Sbezawada
Post Number: 62 Registered: 04-2015 Posted From: 68.252.106.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:24 pm: |
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Okahyderabadi:450k petti illu konnara
$507 + closing cost. school district (Chicago lo top school dist) kosam pettalsi vachindi. Tax vachipotundi |
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Okahyderabadi
Side Hero Username: Okahyderabadi
Post Number: 6933 Registered: 12-2009 Posted From: 68.128.164.154
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:18 pm: |
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Sbezawada:
450k petti illu konnara? how many people in the home? In history there is no such thing as the last word on any subject research leads to new things every day |
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Sbezawada
Junior Artist Username: Sbezawada
Post Number: 61 Registered: 04-2015 Posted From: 68.252.106.20
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:13 pm: |
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$3490 + 65 HOA !! Sal around $235k (double income) 20% down around $106k |
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Andhrawala
Legend Username: Andhrawala
Post Number: 61154 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:07 pm: |
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Rambo_999:FHA ayypoytundi.... Wife is also working from past 10yrs ...... but unexpectedly we lost huge money ... 1c dhaka poyindii ...!
mari nee 140K ki aame 100K koodaa add avvudhi kathaa No Signature |
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Guru
Hero Username: Guru
Post Number: 11268 Registered: 05-2009 Posted From: 199.67.138.44
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:06 pm: |
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Twitter:endo illu konukkunnaka kooda still andhari ratio tho matching cheddham anukuntunnava annai ..ATB
upgrade avudam ani adigenu annai  |
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Ram1
Side Hero Username: Ram1
Post Number: 4352 Registered: 09-2010 Posted From: 173.67.5.216
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:05 pm: |
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AW , peddollam kanuke chustham movies , edho alpa santhoshulam, e roju kooli dabbu lu a roje , kudabettetollam ithe kundalu kuda amettollam ani bunty anna ki. Maata ga cheppu |
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Rambo_999
Side Hero Username: Rambo_999
Post Number: 2983 Registered: 03-2017 Posted From: 66.87.64.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:04 pm: |
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Jodhaa:
FHA ayypoytundi.... Wife is also working from past 10yrs ...... but unexpectedly we lost huge money ... 1c dhaka poyindii ...! Nobody should come to the movies unless he believes in heroes. |
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Rambo_999
Side Hero Username: Rambo_999
Post Number: 2982 Registered: 03-2017 Posted From: 66.87.64.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 03:01 pm: |
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Chitti_babu:
Ma side alane untai...car payments.. insurance.... day care ani shavings ayyaka .... breakeven aythe oo Glenlevit ke $30 enkoo $25 Great clips lo hair cutting ke migluthundi.!! Hyd loo vache home rents tho ekkada trips estham... thanks to grand father. Mahanubhvudu. Nobody should come to the movies unless he believes in heroes. |
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Jodhaa
Legend Username: Jodhaa
Post Number: 35194 Registered: 02-2008 Posted From: 70.113.19.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:58 pm: |
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Rambo_999:$613k
140K ki 550 loan baaney approve ayyendhi ga...almost 4 times. |
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Guru
Hero Username: Guru
Post Number: 11267 Registered: 05-2009 Posted From: 192.193.216.147
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:58 pm: |
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bump for Simba, bunty lati nj pedda muthaiyduvul and especial bump for hyder annai |
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Twitter
Legend Username: Twitter
Post Number: 53884 Registered: 10-2009 Posted From: 66.194.212.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:57 pm: |
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Guru:
rendo illu konukkunnaka kooda still andhari ratio tho matching cheddham anukuntunnava annai ..ATB |
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Guru
Hero Username: Guru
Post Number: 11266 Registered: 05-2009 Posted From: 192.193.216.147
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:56 pm: |
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Chitti_babu:100k salary ki ~5.5k vasthundhi monthly.......$7k month anedhi chinthapandu lekka.
5.5 kuda ekkuve..awamarind uncle lekkal vere untai |
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Guru
Hero Username: Guru
Post Number: 11265 Registered: 05-2009 Posted From: 199.67.131.156
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:55 pm: |
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thanks rambo n sesani annais |
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Andhravodu
Moderator Username: Andhravodu
Post Number: 12058 Registered: 07-2015
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:43 pm: |
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rambo kurrodu Porter ranch, akkada routine gaa 700k above veltaayi houses, ee rojullo beram 800k nunchi start avuddi. minimum 150k in equity |
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Chitti_babu
Megastar Username: Chitti_babu
Post Number: 26125 Registered: 03-2012 Posted From: 108.60.158.130
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:38 pm: |
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Rambo_999:$2900 without HOA !!
Rambo babai.....ee oorlo, enthaki konav, PMI entha, townhome aa aithey HOA enthaa.... |
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Andhrawala
Legend Username: Andhrawala
Post Number: 61152 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:38 pm: |
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Rambo_999:$613k
4 times ur annual pay. tahts reasonable kathaa yee vooru? 140K ante too good salary. No Signature |
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Rambo_999
Side Hero Username: Rambo_999
Post Number: 2980 Registered: 03-2017 Posted From: 66.87.64.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:30 pm: |
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Jodhaa:
$613k  Nobody should come to the movies unless he believes in heroes. |
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Jodhaa
Legend Username: Jodhaa
Post Number: 35193 Registered: 02-2008 Posted From: 70.113.19.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:27 pm: |
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Rambo_999:$2900 without HOA !! Sal around $140k..... 10% down arouns $60k... sold a property in Hyderabad to pay down here.
House value? |
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Rebel
Hero Username: Rebel
Post Number: 16237 Registered: 02-2008 Posted From: 159.45.186.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:18 pm: |
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pay off mortgage. then you don't have a payment. |
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Rambo_999
Side Hero Username: Rambo_999
Post Number: 2979 Registered: 03-2017 Posted From: 66.87.64.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:17 pm: |
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$2900 without HOA !! Sal around $140k..... 10% down arouns $60k... sold a property in Hyderabad to pay down here. Nobody should come to the movies unless he believes in heroes. |
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Andhrawala
Legend Username: Andhrawala
Post Number: 61146 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:13 pm: |
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Sesani:pedollam ayya
pedollu week ki 2 movies elaa soodagalaru ani Bunty whatsapped No Signature |
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Maverick
Legend Username: Maverick
Post Number: 64801 Registered: 01-2008 Posted From: 108.171.130.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:13 pm: |
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seattle punyama ani pelutondi.. Happy Vizag |
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Sesani
Legend Username: Sesani
Post Number: 54280 Registered: 08-2014 Posted From: 108.171.131.170
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 02:03 pm: |
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naa mortgage ~1650 including HOA.. maadi chaala chinna illu... almost range... pedollam ayya  |
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Xxx
Hero Username: Xxx
Post Number: 14507 Registered: 04-2009 Posted From: 149.168.132.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 01:56 pm: |
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Moviebuff001:Insurance 5K out. 65K
what insurance 5k, medical will free for most ? and 401k you may or may not participate - |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 3600 Registered: 06-2013 Posted From: 70.196.65.212
Rating:  Votes: 1 (Vote!) | | Posted on Tuesday, July 25, 2017 - 01:54 pm: |
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Guru:how possible ya
Taxes 20% teeseyyi. 80k 401k 10% teeseyyi. 70K Insurance 5K out. 65K Chetiki 5k per month vaste festival annattu. |
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Andhravodu
Moderator Username: Andhravodu
Post Number: 12056 Registered: 07-2015
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 01:48 pm: |
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2k PITI kadutunna for 15yr mortgage |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 3599 Registered: 06-2013 Posted From: 70.196.65.212
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 01:47 pm: |
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15-20%. 15 years mortgage. |
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Andhrawala
Legend Username: Andhrawala
Post Number: 61143 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 01:26 pm: |
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Guru:how possible ya
Monthly gross 8333 single income with kids ki entha pothundhi I have no idea. approx cheppecnu poni 7K kaakapothe 65 Vasthundhii No Signature |
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Chitti_babu
Megastar Username: Chitti_babu
Post Number: 26121 Registered: 03-2012 Posted From: 108.60.158.130
Rating:  Votes: 3 (Vote!) | | Posted on Tuesday, July 25, 2017 - 01:26 pm: |
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100k salary ki ~5.5k vasthundhi monthly.......$7k month anedhi chinthapandu lekka. |
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Guru
Hero Username: Guru
Post Number: 11264 Registered: 05-2009 Posted From: 192.193.171.150
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 01:24 pm: |
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Andhrawala:100K salary ante monthly net around 7K vasthundhi anukuntaa
how possible ya  |
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Andhrawala
Legend Username: Andhrawala
Post Number: 61142 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 01:21 pm: |
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recently maa nephew illu konnaadu 100K salary ante monthly net around 7K vasthundhi anukuntaa His mortgage is 2K per month for 300K home with 10% down. single income. aprtment rent aithe 1200. so additional 800 kaani tax okka 150 thaggocchu and equity lo around 400 velthundhi annaadu No Signature |
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Xxx
Hero Username: Xxx
Post Number: 14504 Registered: 04-2009 Posted From: 149.168.132.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 01:17 pm: |
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GC/Citizenship , full time job, double income no kids, with kids , so many parameters of your risk tolerance .. simba sir vaadiki ki zero mortgage , fully paid , TI will be paying 100k + mortage for his 10 million properties , - |
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Guru
Hero Username: Guru
Post Number: 11263 Registered: 05-2009 Posted From: 98.109.52.112
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, July 25, 2017 - 01:09 pm: |
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How much is your monthly mortgage to net income ratio considering 20% down and 15 or 30 yr fixed? North east kurrol koosintha high untaady ani telsu but pls share |