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10 Step Guide to Retiring at 45

Chalanachithram.com DB » New TF Industry Related » Archive through June 29, 2017 » 10 Step Guide to Retiring at 45 « Previous Next »
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Telugu_times
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Posted on Thursday, June 29, 2017 - 02:52 pm:       

bump to Jealousy doctors
Ignore spam and AJ.
 

Andhravodu
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Posted on Wednesday, June 28, 2017 - 06:11 pm:       


Speaker:

edo oka job atleast 70k per year ok...


bochedu unnayi. Lekkalu vaste actuary test clear cheyi, 100k starting and bit of experience 150 kooda datuddi
 

King
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Posted on Wednesday, June 28, 2017 - 04:03 pm:       


Saint:

IT lo ani



retirment fom IT is ok. but complete retirement ante pichekipothundi
 

Sesani
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Posted on Wednesday, June 28, 2017 - 03:59 pm:       

Suicide - Pick the number u like
 

Telugu_times
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Posted on Wednesday, June 28, 2017 - 03:38 pm:       

AMWAY , 35
Ignore spam and AJ.
 

Andhrawala
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Posted on Wednesday, June 28, 2017 - 03:33 pm:       


Rebel:

naa badha saint okkadike ardham ayindi..lifelong IT kooli nunchi vimukthi pondandi




Change of career kathaa. adhi its not Retirement

do business. setup amotel like EMC or a Paradise liek Dosakaaya or gas stations like TI or Mr Hyd maadhir9 food joints
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Speaker
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Posted on Wednesday, June 28, 2017 - 03:32 pm:       


Andhrawala:

Uber Daiver??




fun, kick, satisfaction undaali

aa 3llo eti undadu daanilo...pay osthademo anthe...
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Speaker
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Posted on Wednesday, June 28, 2017 - 03:31 pm:       


Driverramudu:

My alternate job is becoming driver




I THINK They start at 20 bucks an hour...door delivery..
extra time in weekends, you make time & a half...

30 bucks an hour...

happy job with benefits...almost govt job lekka as long as u deliver without issues...
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Driverramudu
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Posted on Wednesday, June 28, 2017 - 03:31 pm:       

Trip trip ki $1K

Inchina chaalu naaki

Min weekly 2 trips bindaas life :-)
Driving is my PASSION.
Ball or Bimmer does not matter.
 

Andhrawala
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Posted on Wednesday, June 28, 2017 - 03:31 pm:       


Speaker:



bongule...edanna unte seppu...ee IT lonchi denkeyaali ASAP...

nenu ready right away...edo oka job atleast 70k per year ok...




How about Uber Daiver??
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Driverramudu
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Posted on Wednesday, June 28, 2017 - 03:29 pm:       

Speaker miyaa

Fedex or UPS driver ga enta vastadi pay

My alternate job is becoming driver
Note medium size truck not huge one :-)
Driving is my PASSION.
Ball or Bimmer does not matter.
 

Speaker
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Posted on Wednesday, June 28, 2017 - 03:26 pm:       


Rebel:

lifelong IT kooli nunchi vimukthi pondandi




bongule...edanna unte seppu...ee IT lonchi denkeyaali ASAP...

nenu ready right away...edo oka job atleast 70k per year ok...
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Rebel
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Posted on Wednesday, June 28, 2017 - 03:25 pm:       

naa badha saint okkadike ardham ayindi..lifelong IT kooli nunchi vimukthi pondandi
 

Saint
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Posted on Wednesday, June 28, 2017 - 03:07 pm:       


Scallion:



R2I is different to retirement-- ee thread lo disco retirement gurinchi




nenu IT retirement gurunchi septhunna brother..edo manager/director/VP range ante ok kaani..developer/consultant/architect etc roles ante kattam...ippudu maruhtunna technologies ki
 

Saint
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Posted on Wednesday, June 28, 2017 - 03:06 pm:       


Andhrawala:



enti shares lo iraga theesthunnattu vunnavau kathaaa




adokka dani meeda planning sethe kastam..adi kooda oka part....20-25% CAGR vasthe chalu akkada....
2-3 different ways lo plan cheshtunna..choodali..etavuddooo
 

Scallion
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Posted on Wednesday, June 28, 2017 - 03:06 pm:       

@Saint

R2I is different to retirement-- ee thread lo disco retirement gurinchi
 

Andhrawala
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Posted on Wednesday, June 28, 2017 - 03:03 pm:       


Saint:

Next 5 years lo as per plan anni work out ithe, 2022/3 lo IT ki retirement and R2I pakka(if no GC).....plan bedisi kodithe no retirement in next decade




enti shares lo iraga theesthunnattu vunnavau kathaaa
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Saint
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Posted on Wednesday, June 28, 2017 - 03:03 pm:       


Scallion:

Vij lo naaku telisi jarigina incident okati cheputha

Vij nundi USA velli oka 15 years undi at about 42 return vachadu, viparitham ga sampadincha ledu gani 2 plots konaadu and both plots lo nu single flat per floor undela 5 storied katinchadu before return athanu undanga 2.4L per month rents vachevi

Retirement anukonta Vij vachesaadu, six months taravatha emi cheyalo tochaka roju one or other's business place/office ki poyetodu, initial ga few days ok but with in few months he felt his presence in their business places is not welcomed by his friends

every one is busy old friends, relatives antha busy no one will spend time with him day long, his kids are busy with school and studies and his wife is busy with household work etc 1, 1 1/2 year aye saraki manodiki pichi eki poyedi emi cheyalo telavaka so he wanted to do business, this is not for money edo oka activity undali ani, oka 2, 3 try chesaady fail ayinayi

now he shifted to Hyd and started working again in IT after 4 years




no work no bamboo ante kastam...everybody is bz in their life....so R2I plan lo some business or some other activity ki plan chesukoni vellali..
 

Scallion
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Posted on Wednesday, June 28, 2017 - 02:59 pm:       

Vij lo naaku telisi jarigina incident okati cheputha

Vij nundi USA velli oka 15 years undi at about 42 return vachadu, viparitham ga sampadincha ledu gani 2 plots konaadu and both plots lo nu single flat per floor undela 5 storied katinchadu before return athanu undanga 2.4L per month rents vachevi

Retirement anukonta Vij vachesaadu, six months taravatha emi cheyalo tochaka roju one or other's business place/office ki poyetodu, initial ga few days ok but with in few months he felt his presence in their business places is not welcomed by his friends

every one is busy old friends, relatives antha busy no one will spend time with him day long, his kids are busy with school and studies and his wife is busy with household work etc 1, 1 1/2 year aye saraki manodiki pichi eki poyedi emi cheyalo telavaka so he wanted to do business, this is not for money edo oka activity undali ani, oka 2, 3 try chesaady fail ayinayi

now he shifted to Hyd and started working again in IT after 4 years
 

Saint
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Posted on Wednesday, June 28, 2017 - 02:55 pm:       


King:


why do you want to retire at 45?..First idhi answer cheyyi




annamayya lo alisithini solasithini song anna.....ee IT lo rojukoo tech nerchukunta vundali life long....already brain sharpness taggipotha vundi..manam mana team lo musilollani boothulu thittukunutunnate future lo manalani kurrollu thittukokudadu ani...

plus ee H1/GC/contracting lo career motham M ipoyindi..no vertical growth..inka ekkuva kalam vundakudadu IT lo ani
 

King
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Posted on Wednesday, June 28, 2017 - 02:44 pm:       


Saint:

oka 10 coka vunte retire avvocha 45 ki



why do you want to retire at 45?..First idhi answer cheyyi
 

Speaker
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Posted on Wednesday, June 28, 2017 - 02:43 pm:       


Saint:

plan bedisi kodithe




e bank ki kannamo sebithe...nenu chebuta bedisi kottuddho pandu avvuddo..
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Saint
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Posted on Wednesday, June 28, 2017 - 02:43 pm:       


Speaker:



100 coka kaavali ani decide sessaaar




IT nunchi retire avvataniki 100 coka denikooo
 

Saint
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Posted on Wednesday, June 28, 2017 - 02:42 pm:       

Next 5 years lo as per plan anni work out ithe, 2022/3 lo IT ki retirement and R2I pakka(if no GC).....plan bedisi kodithe no retirement in next decade.....
 

Speaker
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Posted on Wednesday, June 28, 2017 - 02:41 pm:       


Saint:

10 coka vunte retire avvocha 45 ki?




100 coka kaavali ani decide sessaaar
Oka aalochana medilindi..aa aalochane nannu ennukundi..kaabatte ee post padindi.
 

Saint
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Posted on Wednesday, June 28, 2017 - 02:41 pm:       

enni investments eti vunna 2 paycheques ni beat chese returns ithe raavu anukuntunna..
 

Saint
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Posted on Wednesday, June 28, 2017 - 02:40 pm:       


Ustad:

45 is too late. My target is 40


R2I aa?
 

Saint
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Posted on Wednesday, June 28, 2017 - 02:39 pm:       

entha networth vunte retire avvochu 45 ki?

voorlo 10 acres land - 1-2crs
oka big house -30-40L
hyd lo oka villa - 1-1.5crs
oka car - 15L

Kids education : 300K each kid
mana monthly maintenance: 1.5L- 2L
cash reserves - oka 2crs

enough?


oka 10 coka vunte retire avvocha 45 ki?
 

Ustad
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Posted on Wednesday, June 28, 2017 - 02:22 pm:       

45 is too late. My target is 40
I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw
 

Scallion
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Posted on Wednesday, June 28, 2017 - 02:21 pm:       

Rebel brother, retirement ki kavalsindi net-worth kaadu mee mindset ni set chesuko galagatam important

pani bong lekunda, kalashepam cheyagala mind set undale
present mee life style ni taginchu kogalagali
aniti kante very important mee pilala financial future gurinchi think kuda seyakudadu

ila inkoni unaayi, avi ee age lo cheyagalaro ade mee retirement age
 

Rajusk
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Posted on Wednesday, June 28, 2017 - 02:16 pm:       


Rebel:

driver ram ki vimukthi ,raasi ledha




Raasi telusu ...kaani ee Vimukthi evaru ..photo unte whatsapp seyyamani Davier kurrod asking
 

Rebel
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Posted on Wednesday, June 28, 2017 - 02:13 pm:       

scallion babayya aithe emantav..lifelong IT kooli pani seyyalsindena...driver ram ki vimukthi ,raasi ledha ? ee age target seymantav retiring ki
 

Andhrawala
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Posted on Wednesday, June 28, 2017 - 02:11 pm:       


Rajusk:



ekkada leg pettina akkada boggu avvali ante..special luck kavali ..rao garu..




IL Rao gaaru ana maataa meeru
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Rajusk
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Posted on Wednesday, June 28, 2017 - 02:10 pm:       


Scallion:

meeru ani enti raju gaaru, ade pani ga petikuni una vaalake chesina 10 lo oka 2/3 losses 5/6 ok ok type growth and only 2/3 manchi result vasthadi




ekkada leg pettina akkada boggu avvali ante..special luck kavali ..rao garu..
 

Andhrawala
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Posted on Wednesday, June 28, 2017 - 02:06 pm:       


Keko_keka:

investments vishayam lo no knowledge. oka 20K/30K ippudu fixed type lo denilo aina petti 20 yrs tharvatha max return vache safe options cheppandi. ippudu invest chesi marchipothe 50 yrs ki ekkuva money hand lo vundali.




mee laanti vaarikosamee vunnadhi Secured Future

Give us ur 20K or 30K today and and 2037 lo meeku daani 80K/120K gaa chesi isthaamuu

Demonetization risks are ours and rewards are urs
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Scallion
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Posted on Wednesday, June 28, 2017 - 02:04 pm:       

"naa lanti bakras chaalamandi untaru"

meeru ani enti raju gaaru, ade pani ga petikuni una vaalake chesina 10 lo oka 2/3 losses 5/6 ok ok type growth and only 2/3 manchi result vasthadi

luck undi single horse mida bet win aayina vaalu chala takuva untaaru lendi
 

Keko_keka
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Posted on Wednesday, June 28, 2017 - 02:02 pm:       

investments vishayam lo no knowledge. oka 20K/30K ippudu fixed type lo denilo aina petti 20 yrs tharvatha max return vache safe options cheppandi. ippudu invest chesi marchipothe 50 yrs ki ekkuva money hand lo vundali.
 

Rajusk
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Posted on Wednesday, June 28, 2017 - 02:02 pm:       


King:

dont worry --you have company




mee G and C kurrod racha leputhannadu Amaravathi ani..

eppudu tempting gaane untundi kaani malli tension tho backout avuthunna.
 

King
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Posted on Wednesday, June 28, 2017 - 01:59 pm:       


Rajusk:

naa lanti bakras chaalamandi untaru



dont worry --you have company
 

Jai_ycp
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Posted on Wednesday, June 28, 2017 - 01:58 pm:       

45 is 2 early. 55 should be ok to retire if well settled.
the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ
http://goo.gl/gn6XL5
the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu
 

Scallion
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Posted on Wednesday, June 28, 2017 - 01:57 pm:       

"networth quantity ga maser cheyandi"

ante naa udesam oka ilu high-tech city area lo koni daani 20 years EMI katesi naa dagara 5Cr undi ani leka vesukovatam volume, naaku unadi one house ani lekesukovatam quantity maser
 

Rajusk
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Posted on Wednesday, June 28, 2017 - 01:56 pm:       


Scallion:

nastapoyina vaalu entha % untaaru anukontunaaru ?




naa lanti bakras chaalamandi untaru..:-(
 

Scallion
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Posted on Wednesday, June 28, 2017 - 01:54 pm:       

@ 45 years, max oka 20 years work chesaaru anukona

yearly 12L per year average salary vesukona, wife kuda same sampadinchindi anukona motham gross salary ne 5Cr datala dantlo take home entha ? dantlo karchulu ponu same chesindi entha, aa invest chesindi perigi entha ayi unda vachu ?

BTW investments epudu only positive results matrame ivavu ga, nastapoyina vaalu entha % untaaru anukontunaaru ?
 

Scallion
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Posted on Wednesday, June 28, 2017 - 01:46 pm:       

BTW networth volume lo chusukoni murisipovatam thapa ipudu IT lo una vaalu pedaga podisesedi emi ledu

networth quantity ga maser cheyandi apudu chepandi early age earnings etc gurinchi
 

Scallion
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Posted on Wednesday, June 28, 2017 - 01:43 pm:       

"- Job stress in 20's and 30's.
- Mid age crisis moved to 30's
- Earning more in early career's thanks to IT
- 8 year stock bull market n RE appreciation - more savings
- Inka add chesko nuvve ilantivi +

not even one of the above will drive an average desi to retire @ 45

- prasantham ga unde palleturi nundi ochi LDC/UDC job cesi nolu kuda antha kante ekuva stress fell ayaru

-Mid age crises aa adi oka joke

--- neeku telisina entha mandi 8 year stock bull market n RE appreciation valaa enta sampadincharu enti?
 

Driverramudu
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Posted on Wednesday, June 28, 2017 - 01:40 pm:       

Rebel

Andariki jeevitan vaddinchina vistari type laadu

Alaa Raasi petti undaali Raasi Phalamu lo :-(
Driving is my PASSION.
Ball or Bimmer does not matter.
 

Rebel
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Posted on Wednesday, June 28, 2017 - 01:38 pm:       

>>Kaali ga intlo koorchoni emi seettam

retire early ante intlo koorchuni TV serials chudatam kaadu..u r financially independent and can do whatever u want - world travel, exercise,do some sh!t u like - no bondage to work
 

Rebel
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Posted on Wednesday, June 28, 2017 - 01:36 pm:       

>>>Ee sameekarana lu maarayo koncham chepu?

- Job stress in 20's and 30's.
- Mid age crisis moved to 30's
- Earning more in early career's thanks to IT
- 8 year stock bull market n RE appreciation - more savings
- Inka add chesko nuvve ilantivi

verasi age 50 ki inka java,QA testing cheykunda beach lo margarita kosam mid-age uncles eduru chustunnaru
 

Driverramudu
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Posted on Wednesday, June 28, 2017 - 01:35 pm:       

Tinatam
Oopiri peelche tanta varak
Working anedi tathyamu

Kaali ga intlo koorchoni emi seettam
Its more dangerous than working at old age
Driving is my PASSION.
Ball or Bimmer does not matter.
 

Biriyani
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Posted on Wednesday, June 28, 2017 - 01:32 pm:       


Scallion:


nuvvu okkadive kotlaku kotlu sampadinche baduku...nalugiki ceyacchu ga..so that they can also earn and retire early
 

Scallion
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Username: Scallion

Post Number: 3879
Registered: 09-2014
Posted From: 175.101.105.12

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Posted on Wednesday, June 28, 2017 - 01:29 pm:       

"maarina sameekarana "

Ee sameekarana lu maarayo koncham chepu?
 

Rebel
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Username: Rebel

Post Number: 16153
Registered: 02-2008
Posted From: 159.45.186.44

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Posted on Wednesday, June 28, 2017 - 01:19 pm:       

>>>>What ever may be his net worth, an average Desi will not retire @45

endukalaga...maarina sameekarana valana new age desi might do that...
mid 30's lone IT burnout..new concepts will emerge
 

Scallion
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Username: Scallion

Post Number: 3878
Registered: 09-2014
Posted From: 175.101.105.12

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Posted on Wednesday, June 28, 2017 - 01:15 pm:       

What ever may be his net worth, an average Desi will not retire @45

BTW net worth perigina kondi retirement duram jaruguthundi, idi ayithe fact
 

Andhrawala
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Username: Andhrawala

Post Number: 60378
Registered: 03-2008
Posted From: 152.51.56.1

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Posted on Wednesday, June 28, 2017 - 01:09 pm:       


Telugu_times:

$200+K ni, uttha punyaaniki evadu vadhulukuntaaru, at 45 years?




ippudu DB lo active postings sesevaalu having best of both worlds annocchemo kathaa??
No Signature
 

Rebel
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Username: Rebel

Post Number: 16152
Registered: 02-2008
Posted From: 159.45.186.44

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Posted on Wednesday, June 28, 2017 - 12:58 pm:       

>>>Money moustache website lo 30 ki retire elaa ayyaano cheppaadu mahaanubhaavudu

MM ki blogs dvara vachestay money...manam 50 target pettukundaam
 

Telugu_times
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Username: Telugu_times

Post Number: 51136
Registered: 02-2008
Posted From: 99.0.30.9

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Posted on Wednesday, June 28, 2017 - 12:29 pm:       


Vjawarrior:

bedar...some people get 120/hr straight into their hands



yes, some people
aa exceptions eppudu untai
Satya Nadella kantay thopu colleges lo sadhivina vaallu, 120K ki pani chesay vaallu bocchedu
Land Scaping business lo, 200K cheyyocchu
Ignore spam and AJ.
 

Saughmraat
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Username: Saughmraat

Post Number: 1348
Registered: 09-2008
Posted From: 27.59.85.101

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Posted on Wednesday, June 28, 2017 - 12:23 pm:       

Money moustache website lo 30 ki retire elaa ayyaano cheppaadu mahaanubhaavudu
ME ME ME ME ME ME... Few words about me, few pix about me, preview of my book, my blog, my dance, my stunts :D
 

Vjawarrior
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Username: Vjawarrior

Post Number: 31126
Registered: 02-2014
Posted From: 68.53.21.199

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Posted on Wednesday, June 28, 2017 - 12:14 pm:       


Telugu_times:


Thokka lo IT billing
hype thappinchi, reality lo entha mandhiki vasthundhi?
6 months bill chesthey, 3 months bench
Monday morning 4 am ki, yaarport road ekkaali, Friday 2 am ki return
doctors pay is 365 days per year, 30+ years continuous income
mallee IT gaallani chusi, gunapam okati


bedar...some people get 120/hr straight into their hands....these people have corps on their name and save huge on taxes....also some projects run for 2-3 years esp new implemetations...
kontha mandi doctors ki too much stress and pay kooda 140k range lo undi....(esp keellla noppul doctors etc),,....surgeons range is in millions...im not talking about themn...pediatrics ki kooda 225-250k range....some neuros also get 225-250k range...
and these peopel get 50% taxed...yes stability of job is there for them..i agreee
 

Rebel
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Username: Rebel

Post Number: 16151
Registered: 02-2008
Posted From: 159.45.129.15

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Posted on Wednesday, June 28, 2017 - 12:05 pm:       

Vijja,
with 140K job u r on track with this chart
http://cdn.financialsamurai.com/wp-content/uploads/2013/03/a vg-net-worth-couple-FS.png
 

Telugu_times
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Username: Telugu_times

Post Number: 51134
Registered: 02-2008
Posted From: 99.0.30.9

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Posted on Wednesday, June 28, 2017 - 12:03 pm:       

recession occhindhantay, IT gaallu bebe
Ignore spam and AJ.
 

Telugu_times
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Username: Telugu_times

Post Number: 51133
Registered: 02-2008
Posted From: 99.0.30.9

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Votes: 3 (Vote!)

Posted on Wednesday, June 28, 2017 - 12:03 pm:       


Vjawarrior:

mana IT billing teluskuni papam vaallaki gundello gunapams



Thokka lo IT billing
hype thappinchi, reality lo entha mandhiki vasthundhi?
6 months bill chesthey, 3 months bench
Monday morning 4 am ki, yaarport road ekkaali, Friday 2 am ki return
doctors pay is 365 days per year, 30+ years continuous income
mallee IT gaallani chusi, gunapam okati
Ignore spam and AJ.
 

Vjawarrior
Legend
Username: Vjawarrior

Post Number: 31123
Registered: 02-2014
Posted From: 68.53.21.199

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Posted on Wednesday, June 28, 2017 - 11:57 am:       


Rebel:


oka 15 yrs gattiga laagithe doctors retire aypovachu


appatilaaga ledu doctors ki ippudu..
keellla noppul doctors with 20+ years get 120-140k....mana IT billing teluskuni papam vaallaki gundello gunapams
 

Telugu_times
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Username: Telugu_times

Post Number: 51131
Registered: 02-2008
Posted From: 99.0.30.9

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Posted on Wednesday, June 28, 2017 - 11:53 am:       


Rebel:


$200+K ni, uttha punyaaniki evadu vadhulukuntaaru, at 45 years?
Ignore spam and AJ.
 

Rebel
Hero
Username: Rebel

Post Number: 16150
Registered: 02-2008
Posted From: 159.45.129.15

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Posted on Wednesday, June 28, 2017 - 11:51 am:       

>>32 dhaaka medicine sadhivi, 45 ki retire

koti vidyalu kooti korake!
oka 15 yrs gattiga laagithe doctors retire aypovachu
 

Telugu_times
Legend
Username: Telugu_times

Post Number: 51129
Registered: 02-2008
Posted From: 99.0.30.9

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Posted on Wednesday, June 28, 2017 - 11:42 am:       


Rebel:



32 dhaaka medicine sadhivi, 45 ki retire

Ignore spam and AJ.
 

Rebel
Hero
Username: Rebel

Post Number: 16149
Registered: 02-2008
Posted From: 159.45.129.15

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Posted on Wednesday, June 28, 2017 - 11:42 am:       

The Average Net Worth For The Above Average Married Couple

http://cdn.financialsamurai.com/wp-content/uploads/2013/03/a vg-net-worth-couple-FS.png
 

Rebel
Hero
Username: Rebel

Post Number: 16146
Registered: 02-2008
Posted From: 159.45.129.15

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Posted on Wednesday, June 28, 2017 - 11:32 am:       

>>atlage 65 ki kooda oka plan pettandi rao garu


65 ki no plan..valle tosestaru
 

Rajusk
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Username: Rajusk

Post Number: 56972
Registered: 02-2008
Posted From: 170.74.231.21

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Posted on Wednesday, June 28, 2017 - 11:26 am:       


Rebel:

10 Step Guide to Retiring at 45




atlage 65 ki kooda oka plan pettandi rao garu..padi untundi
 

Rebel
Hero
Username: Rebel

Post Number: 16145
Registered: 02-2008
Posted From: 159.45.129.15

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Posted on Wednesday, June 28, 2017 - 11:21 am:       

https://www.whitecoatinvestor.com/10-step-guide-to-retiring- at-45/

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