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Indian Bank cuts interest rate on dep...

Chalanachithram.com DB » New TF Industry Related » Archive through November 20, 2016 » Indian Bank cuts interest rate on deposits « Previous Next »
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Telugu_times
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Posted on Friday, November 18, 2016 - 10:30 am:       

why
Ignore spam and AJ.
 

Ustad
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Posted on Wednesday, November 16, 2016 - 01:39 pm:       


Gotcha:

how r ur stocks doing bro?


Short term pain for long term gain
I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw
 

Gotcha
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Posted on Wednesday, November 16, 2016 - 01:33 pm:       


Ustad:


how r ur stocks doing bro?
...
 

Ustad
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Posted on Wednesday, November 16, 2016 - 01:32 pm:       

Based on Chiddu's numbers...Total 500 and 1000 rupees notes worth in circulation is 14.25 lakh cr (before demonetization).

Total printing press capacity available (till dec 31st) is 600 cr notes.

Let's say govt prints 150 cr 2000 rupee notes and 450 cr 500 rupee notes.

Together it will be 3 lakh + 2.25 lakh cr = 5.25 cr rupees.

That is 36% of old currency. Might cause some inconvenience at the start but if we discount the black money which will not be exchanged & more usage of digital transaction...it is not as bad as Chiddu is projecting.
I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw
 

Samarsimha
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Posted on Wednesday, November 16, 2016 - 01:25 pm:       


Saint:

why cant the reduce the interest rates on loans then they can on deposits?



most of the loans backed by fixed income bond money or long term depostis . Bank just acts middle man role sell bonds and lend to people .They always try to balance and hedge the risk on both sides need basis. This asset is totally different .

it will impact on loans after this total exercise .. arey vallaki counter mundhu dabbu ivvadaniki time ledhu
Rajasa yodha Rajasekhara Johar Johar
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Posted on Wednesday, November 16, 2016 - 01:13 pm:       


Onlytruth:

http://www.indianbank.in/rate_deposit.php




0.1% ee kadha for 1 crore deposits ki thaggindhi 1 year ki?
 

Ustad
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Posted on Wednesday, November 16, 2016 - 01:10 pm:       


Saint:

Technically, they get this money from RBI and lend at higher rates


Banks raise most of their funds through share equity, regular deposits, whole sale deposit, debt issuance etc. RBI loans is not a huge component. So, it's always been the case of reduce deposit rate first before passing benefits to customer. It won't be any different this time around.

In fact, the more deposits they get...the more provision they have to make for CRR & SLR which is an over head for bank.
I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw
 

Biriyani
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Posted on Wednesday, November 16, 2016 - 01:07 pm:       


Zulu:

looks like this mess is not going to clearup very soon...small busineses baga effect avuthayi...modanna should have been more prepared.




inko 1 week lo..pilla jella musali muthaka andaru road ekkutharu chudu...

heading towards a disaster
Please reach out to me for Pulihora recipe!!
 

Zulu
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Posted on Wednesday, November 16, 2016 - 01:04 pm:       


Onlytruth:

https://twitter.com/indiatoday/status/798924920298217472



wow! is this true? It will 7 months to print notes of same denomination?

naku idea ledhu..saripada 2000 & 100 rupees notes oka 3 days lo print chesi savochu ga enduku cheyyatla anukunna

looks like this mess is not going to clearup very soon...small busineses baga effect avuthayi...modanna should have been more prepared.
 

Whitecollar
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Posted on Wednesday, November 16, 2016 - 12:48 pm:       


Onlytruth:




Orinee.. chidambaram ni kuda licking aa?
 

Onlytruth
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Posted on Wednesday, November 16, 2016 - 12:47 pm:       

https://twitter.com/indiatoday/status/798924920298217472

Must watch 20 seconds clip
 

Whitecollar
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Posted on Wednesday, November 16, 2016 - 12:24 pm:       


Saint:

they cant simply reduce deposit rates and keep the loans at higer rates..




Agree with lending rates.. I hope they will come down too.. Market lo Reliance laa, evado okadu start chesthaadu.. and everyone will follow..
This will boost RE market a lot.. OT will get his 30% back in a year...

Also, Tax brackets kuda marusthaadu ani naa feeling. Then the real tax payer will see benefits (for BJP benefit in 2019 also).
 

Sp1234
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Posted on Wednesday, November 16, 2016 - 12:22 pm:       

+ Banks and Businesses legally. politicians and businessmen (indirectly)
- Ordinary folks
 

Saint
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Posted on Wednesday, November 16, 2016 - 12:20 pm:       


Wellsfargo:

edisinattu undi. Banks ki ippudu money vasthayi. they have to pay interest on the new savings bank and FD acccounts.

Banks kotta loans ivvalevu next two months as they are completely immersed in this demonitization work. so obviously they have no new income but extra costs. so interests automatic ga tagguthayi



Whitecollar:



Individual banks vaddi rates maarchatam (Based on their cash) konchem common.. If they want to attract deposits, they give more interest..

OT saar vaadu drushtilo Modi is responsible for everything.. Modi ippudu bank lo attendance register kuda check cheyyali..




why cant the reduce the interest rates on loans then they can on deposits?

Technically, they get this money from RBI and lend at higher rates....Now they have cash, they can repay RBI so that they dont have to pay any interest to RBI...also they can reduce the deposit/loan rates for better growth

they cant simply reduce deposit rates and keep the loans at higer rates..

common man ni vongo bettatam tappa eti ledu...!
 

Whitecollar
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Posted on Wednesday, November 16, 2016 - 12:16 pm:       


Wellsfargo:




Individual banks vaddi rates maarchatam (Based on their cash) konchem common.. If they want to attract deposits, they give more interest..

OT saar vaadu drushtilo Modi is responsible for everything.. Modi ippudu bank lo attendance register kuda check cheyyali..
 

Wellsfargo
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Posted on Wednesday, November 16, 2016 - 12:13 pm:       

edisinattu undi. Banks ki ippudu money vasthayi. they have to pay interest on the new savings bank and FD acccounts.

Banks kotta loans ivvalevu next two months as they are completely immersed in this demonitization work. so obviously they have no new income but extra costs. so interests automatic ga tagguthayi
 

Samarsimha
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Posted on Wednesday, November 16, 2016 - 11:24 am:       


Saint:

mundu loans rates taggincha kunda deposit rates tagginchatam ent



planning chala poor ga vundhi no doubts 6 months vopika pattu nifty 8111 --> 9500 .. idi na prediction kadhu Goldman report

so find the stocks pour into indian market ..
Rajasa yodha Rajasekhara Johar Johar
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Posted on Wednesday, November 16, 2016 - 11:21 am:       

Savings account interest rates is calculated on the lowest amount across whole month and then a 4% interest is paid on that amount.


Govt mandate on 2011 made the savings interest rate as 4% (mee muddhula UPA ne), later the banks were allowed to set their own interest rates but predominantly it stayed 4%

still majority banks are at 4% ipudu em taggindhi cheppandi? mee sinthakaylo aritikaay
No one is going to tell you the truth. They’re only going to tell you their version! ~Julian Assange
 

Saint
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Posted on Wednesday, November 16, 2016 - 11:20 am:       


Ntr_rocks:

Mana RCT kurrod airlines nadipi loss vaste mana CBN kurrod pay chesadu anukunta, edi kuda alanti write off aa...




adi incorrect comparision..govt promised airlines company if they run flights to small towns, they will reimburse losses..It is kinda govt cant do it so u do, we will pay the balance annattu anukoo!

bank lo loan itcheppudu ala vundadu....nvuvu teesukunte, thirigi kattali..!!!
 

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Posted on Wednesday, November 16, 2016 - 11:20 am:       


Ntr_rocks:

RCT kurrod airlines nadipi loss vaste mana


frequency leni routelo nashtal vasthey memu bare sestham ani madmin issina barosa valla vachina dabbu,chala theda vundi
 

Ntr_rocks
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Posted on Wednesday, November 16, 2016 - 11:16 am:       

Mana RCT kurrod airlines nadipi loss vaste mana CBN kurrod pay chesadu anukunta, edi kuda alanti write off aa...
 

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Posted on Wednesday, November 16, 2016 - 10:44 am:       


Onlytruth:

"legal and white earners ki loss ee whole menace " ane na point agree chestara sir ippatikaina ?




OT - Agree on paper, there will be a hit.. But not on relative terms, if everything else also comes down - there is no impact on purchasing ability. In the interest of the country, one may take that hit - short term feeling.
 

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Posted on Wednesday, November 16, 2016 - 10:44 am:       

Asalu ye banks tagginchayi rates? List ettandi

Indian bank Kotak etc ki option ledu they have cited more rates to attract business n now falling back to industry norm
No one is going to tell you the truth. They’re only going to tell you their version! ~Julian Assange
 

Gotcha
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Posted on Wednesday, November 16, 2016 - 10:44 am:       


Saint:


only banks interest first, fcuk the customes ninadam anukunta. kummu modi kummu mukku emata raktalu karalai janalaki.
...
 

Saint
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Posted on Wednesday, November 16, 2016 - 10:41 am:       

lanjoduku...mundu loans rates taggincha kunda deposit rates tagginchatam enti...lafada gaadu..janalani panic cheyyatam tappa



Saint:

Saint:

I kinda agree with this. GDP will contract in the coming quarters. Growth will be hampered. If follow up plan is not proper, we might even see a recession in India.

Now that every PSU has money, if they lend improperly, all this money is gone in drain like last decade... Ppl got used to lavish life style due to black money..now since the business are going to be down, ppl spending will come down drastically! if the housing/reality prices collapse, and NPAs will increase and after that anything can happen...

Any good policy takes long time to work...the fruits of this policy will be enjoyed by the next government.

If the same situation continues for another month or two, people perception will change. How many bigshots/politicians u arrested for having black money ane question eventual ga vasthundi....gali gaadu lantodu bayata thirugutha enjoying....most of the politicians are corrupt..if Modi doesnt have a plan for these folks, he is going to be in trouble.

Why only common man ane question vasthundi?


Good side enti anedhi I have been telling people for last few days. The above is the -ve side of this episode...





http://www.chalanachithram.com/discus/messages/115/332294.ht ml?1479261124#POST6057019
 

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Posted on Wednesday, November 16, 2016 - 10:40 am:       


Sp1234:


adhi wilful defaulters ki benefit..honest payers ki kaadhu. why will banks go out of their way to help honest people..happy ga collect chesukuntaaru




ledu bro. Neku telsina vallaki india loo loan vuntee RBI rate cuts announce chesina taruvtha okasari adugu. Ippudu vunna situation loo chachinnatu rates customers ki pass cheyyali. Lekapothe evadu ayinaa default avuthaadu. Nuvvu same loan ver dagagra 2-3% takkuvaki vasthundhi antee easy switch avuthaaru.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga
 

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Posted on Wednesday, November 16, 2016 - 10:40 am:       


Whitecollar:

. It will encourage most of non-tax payers to pay tax.. I think 4L chesthaadu anukuntunna..




non tax payers will never pay tax...unless and until government yeduru dabbu isthe tappithe.. indians mentality verayya...
 

Whitecollar
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Posted on Wednesday, November 16, 2016 - 10:32 am:       


Whitecollar:




Keep Watching, Next budget lo Tax rates kuda cut chesthaadu.. It will encourage most of non-tax payers to pay tax.. I think 4L chesthaadu anukuntunna..
 

Whitecollar
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Posted on Wednesday, November 16, 2016 - 10:27 am:       


Onlytruth:

anubhavinchu raajaaaaaa One "percentage point" is huge... you are now losing "20% to 25% of your interest"




Naa lanti common man expected this.. Please see link below..
This will promote legal RE market.. Housing boom vasthundhi.. Interest rates taggatam economy ki manchidi kada Rao garu.. Am I wrong?

http://www.chalanachithram.com/cgi-bin/discus/show.cgi?tpc=1 15&post=6049110#POST6049110
 

Nee
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Posted on Wednesday, November 16, 2016 - 10:27 am:       

sujana madar gadu loans teesukuni default chesthe no threads by 7th fail OT

kavuri gadu and other TDP gallu chesthe no threads,

Babu gadu protect chesthunnadu most corrupted CM
 

Sp1234
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Posted on Wednesday, November 16, 2016 - 10:26 am:       


Santhi_swaroop:


you can refinance depending on your loan structure. asalu ipppud prathi vallu chachinnatu refinance chesi terali. lekapothe banks ki loss valla money nee murugipothundhi and other end default ayithee modatikee mosam.



adhi wilful defaulters ki benefit..honest payers ki kaadhu. why will banks go out of their way to help honest people..happy ga collect chesukuntaaru
 

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Posted on Wednesday, November 16, 2016 - 10:24 am:       


Sp1234:

floating anni types of loans ki undadu.. only home loans have seen...




you can refinance depending on your loan structure. asalu ipppud prathi vallu chachinnatu refinance chesi terali. lekapothe banks ki loss valla money nee murugipothundhi and other end default ayithee modatikee mosam.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga
 

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Posted on Wednesday, November 16, 2016 - 10:22 am:       

Normal cinema chusi adi kudaaa arhdam chesukoleni IQ batch ki

3% nunchi 2% taaginthee entha nastam. 11% nunchi 8% taaginthee entha labham ani elaa telusthundhi?
ee Santhi_Swaroop flash back loo Paga_Babai_Paga
 

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Posted on Wednesday, November 16, 2016 - 10:17 am:       

http://www.investopedia.com/ask/answers/070815/why-do-banks- write-bad-debt.asp
 

Sp1234
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Posted on Wednesday, November 16, 2016 - 10:17 am:       


Santhi_swaroop:

nuvvu eppud ayinaa loan tesukunnavaa? Just check the concept of fixed load and floating loan. Just to some home work. Google talli will give all the information.



jaara aagu... floating anni types of loans ki undadu.. only home loans have seen...
 

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Posted on Wednesday, November 16, 2016 - 10:16 am:       


Sp1234:

on a side note, retired people and savers will be impacted due to loss of interest income. borrowing rates taggistey new borrowers will get benefit and old loans ki em chestaaro.


em ledu..bro they will start investing in pension funds...aa awareness teesukuvastaaru...and kisan vikaas patra laki 7% unchutaaru anukuntunna
 

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Posted on Wednesday, November 16, 2016 - 10:15 am:       


Sp1234:

borrowing rates taggistey new borrowers will get benefit and old loans ki em chestaaro.




nuvvu eppud ayinaa loan tesukunnavaa? Just check the concept of fixed load and floating loan. Just to some home work. Google talli will give all the information.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga
 

Onlytruth
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Posted on Wednesday, November 16, 2016 - 10:14 am:       

Sudden ga socialists laaga talking tuglak supporters
 

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Posted on Wednesday, November 16, 2016 - 10:13 am:       


Bharat:

paatha notes exchange chesukunte deposits etla peruguthayi banks ki? ....notiki edhi vasthe adhi post chesthunnaru




nijamaa?

nee dagagraa 2 lakshs cash vuntee entha exchange chesuko galavu? entha deposit cheyyagalav?

neku maroo mahataraminaa point. eyars kastapadi 14 lakshs cr worth 500, 1000 notes print chesaaru. ee 50 days loo maximim they van print 3-4 lakhs cr new notes. so migthaa 10-11 lakdh crs worth currency elaa exchange chesukoo galaru? Just alochinchu. neke ardhama avuthundhi.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga
 

Onlytruth
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Posted on Wednesday, November 16, 2016 - 10:13 am:       

Aadevadiko loan koncham takkuva ki vastundi antarenti?
.
Na money ki interest dobbindi ani hard earners edustunte


16% of your interest is fkued up
 

Sp1234
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Posted on Wednesday, November 16, 2016 - 10:11 am:       

on a side note, retired people and savers will be impacted due to loss of interest income. borrowing rates taggistey new borrowers will get benefit and old loans ki em chestaaro.

Other important angle.. Loans teesukunna big businesses anni especially infra, power etc loan interests pay cheyaleka divala teestunnai. ipudu vaallu happy ga re-fi chesi bayata padathaaru. so many benefits for big shots..
for banks some of those NPAs will come back to life..
 

Onlytruth
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Posted on Wednesday, November 16, 2016 - 10:09 am:       

Banks make the most money


Malliii loans anni teesukoni velli vijat malya ki adani ki ichi write-off chestaru


Alaa prajala sommu modi thugs ki gone
 

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Posted on Wednesday, November 16, 2016 - 10:08 am:       


Bharat:

paatha notes exchange chesukunte deposits etla peruguthayi banks ki? ....notiki edhi vasthe adhi post chesthunnaru




Ninnati daaka intlo two lakhs currency roopam lo moolugthunnadhi


I have to deposit that amount in bank and can withraw only Rs 10K per week as cash. I can do NEFT or write check in the meantime but to withdraw as cash it will take upto 10 weeks to get money as cash
No Signature
 

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Posted on Wednesday, November 16, 2016 - 10:07 am:       

Pakka thread loo ninna post chesina link.

dantloo one of the simple question ki simple answer

SBI and other banks have mobilised huge sums as deposits. What will be the impact on interest rates?

All rates will fall. It will happen very soon, although I can’t say when exactly this will happen.



Read more at:
http://economictimes.indiatimes.com/articleshow/55444699.cms ?utm_source=contentofinterest&utm_medium=text&utm_campaign=c ppst



ilanti valla news follow avvandi, if you want to get the future plans.

7th failed low IQ batch ni ignore cheyyandi. ilanti vallu threads prathi threads loo VP avutharu, aalaa VP ayyakaa aa thread vadilesi malli inkoo kukkedupu thread open chesi edoo false news pracharam chestharu. they are just like junk. just ignore them.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga
 

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Posted on Wednesday, November 16, 2016 - 10:07 am:       


Amaravathi:




roju roju ki use less la avuthunnadu, DB lo thanaki unna standard ni roju rojuki digajarusthunnadu with his 7th fail attitude

ee madhya mari maniac la behaving, some thing wrong with him seriously
 

Bharat
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Posted on Wednesday, November 16, 2016 - 10:04 am:       

paatha notes exchange chesukunte deposits etla peruguthayi banks ki? ....notiki edhi vasthe adhi post chesthunnaru
 

Onlytruth
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Posted on Wednesday, November 16, 2016 - 10:03 am:       

@nee

New loans meeda naam je vaste taggistaru ani first post lo ne i tild na


Nuvu chudakunda tokkalo dance aapu
 

Sp1234
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Posted on Wednesday, November 16, 2016 - 10:03 am:       


Santhi_swaroop:

already FY16 ayipoyindhi FY17 is about to complete in few months.



i did not see 2016 numbers any where... may be not out yet.
 

Aggipidugu116
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Posted on Wednesday, November 16, 2016 - 10:02 am:       

bank lo ki vache 10 lakhs crores ki vaadi ekkada nunchi techi istaru vayya banks..
 

Amaravathi
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Posted on Wednesday, November 16, 2016 - 10:00 am:       


Santhi_swaroop:

Minimum due kattinaa Credit cards endhuku interest rates vestharoo teliyani IQ akakdaaa. oka normal Seenu Vytla cinema nee ardham kaani batch ki ilanitivi elaa ardham avuthayi?





ee topic lo bheebatsam ayina points nenu bayataki teesaa ani egeskuni disco dance estunnadu OT...kani thana stupidity bayata etteskuntunnad ani telusukovatam ledhu :D
Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !!
 

Bharat
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Posted on Wednesday, November 16, 2016 - 09:59 am:       

Congress gaallu evadiki padithe vaadiki loan ichi ippudu aa party fans vachi Modi meedha edavatam endho .....loans kattakapothe wire off cheyyaka em chestharu
 

Santhi_swaroop
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Posted on Wednesday, November 16, 2016 - 09:59 am:       

Just ignore DB kothineni kukkedupu economist. Minimum due kattinaa Credit cards endhuku interest rates vestharoo teliyani IQ akakdaaa. oka normal Seenu Vytla cinema nee ardham kaani batch ki ilanitivi elaa ardham avuthayi?

ee DB kothinenei economist related posts/matalu vinteee aa securefutre kurradini nammai stocks loo invest chesinattu . Minimum knowledge vundadhu okka post loo kudaa, daniki todu kukkedupu. vella posts loo paisa use vundadhu.

Listen RBI and SBI cheifs. they are the ppl who have more authentic news and future plans.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga
 

Amaravathi
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Posted on Wednesday, November 16, 2016 - 09:58 am:       


Nee:

oridemma DB lo 7th fail gallu inthamandi unnara

orey orey orey OT da, enna da nee sollada,

asalu em ra balraju nee pichi, mind denkesindi neeku plus DB janala minds not working





I think we should stop replying to OT... I will ignore him from now on this topic... valuable time bokka annattu
Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !!
 

Bharat
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Posted on Wednesday, November 16, 2016 - 09:56 am:       

loan interest rates thgginappudu deposit rates thaggavaa? ....malli migilina vallu 7th fail anadam
 

Nee
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Posted on Wednesday, November 16, 2016 - 09:54 am:       

oridemma DB lo 7th fail gallu inthamandi unnara

orey orey orey OT da, enna da nee sollada,

asalu em ra balraju nee pichi, mind denkesindi neeku plus DB janala minds not working
 

Amaravathi
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Posted on Wednesday, November 16, 2016 - 09:53 am:       


Junior_no1:

super markets pandaga,raithulu as usual lambam




supermarkets ke lambam... raithu daggira kone price will be same... inflation effect producer ki tagaldhu..madhyalo broker ki taguluthundhi
Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !!
 

Amaravathi
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Posted on Wednesday, November 16, 2016 - 09:52 am:       


Andhrawala:

Maa OT anna Ramoji thaatha style lo matlaaduthaadu. Raithulaki remunerative prices levu ani.




price lekapovatam enti... ee roju Rice price 1500Rs declare chesaru kada ... OT ki half knowledge lo nalugu rojul nunchi aluperugani poratam chestunnadu... edho kanipettinattu... its all BS
Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !!
 

Junior_no1
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Posted on Wednesday, November 16, 2016 - 09:52 am:       


Amaravathi:

one week ki poyyedhi em ledhu le...let get the things settled first...ayina agri work is not 365 days job.


super markets pandaga,raithulu as usual lambam
 

Santhi_swaroop
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Posted on Wednesday, November 16, 2016 - 09:50 am:       

Fixed deposit rates kudaa baa tagguthayi. Malli daniki labodiboo manakandi. Banks loo money ekkuva vunnappudu meru voluntary gaa vese money ki kudaa ekkuva returns raadhu.

Just try to make use of the less interest rates situation invest on accountable growth legal sectors. Bhadakkagamaa FD chesi money pillalu peduthundhi ante pettadhu. Now we are turning to similar situation like USA (aa range low rates kaaadhu). Banks loo money pettukuntee bokkaa just invest on growth and pay taxes. your money will get good returns.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga
 

Andhrawala
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Posted on Wednesday, November 16, 2016 - 09:49 am:       


Amaravathi:

commodity prices are coming down too...




good for consumer kathaaa??


Maa OT anna Ramoji thaatha style lo matlaaduthaadu. Raithulaki remunerative prices levu ani.

evvaro okkallaki baaguntundhii
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Amaravathi
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Posted on Wednesday, November 16, 2016 - 09:49 am:       


Junior_no1:

vunkle panta pandinsey vallu banks kada linelo nunsuntey emi productivty vuntadi




one week ki poyyedhi em ledhu le...let get the things settled first...ayina agri work is not 365 days job.
Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !!
 

Chanakya
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Posted on Wednesday, November 16, 2016 - 09:48 am:       

asalu Indian Bank odiki ekkuvai 4.5% interest pettukunnadu...... Modi pettukomannadu 4.5%? 4% enduku pettukole? vadu business attract chesukundam ani 4.5% pettadu ipudu anni deposits ki 0.5% ekuva kattalenu anukoni 4% chesadu which is the prevailing rate.



Velli INDIAN BANK odini adagandi enduku tagginchav ani.... its not a GOVT move!


bcoz of these high deposits repu home/care loans taggutai apudu Wow Modi antara? No, its normal no antaru!
No one is going to tell you the truth. They’re only going to tell you their version! ~Julian Assange
 

Andhrawala
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Posted on Wednesday, November 16, 2016 - 09:48 am:       


Onlytruth:

anubhavinchu raajaaaaaa One "percentage point" is huge... you are now losing "20% to 25% of your interest"

White cash hard earners ki ee saasthi jaragalsindhE


http://www.indianbank.in/rate_deposit.php


new loans ki taggistara ante edo naam ke vaaste taggistaru adhi kuda future lo





Housing loans ki kooda thaggisthaaru

See in US. Ikkada u put money in the bank. u get upto 2%. Home loans are 3-4%. Same thing will come in India

But u cant ask for both
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Junior_no1
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Posted on Wednesday, November 16, 2016 - 09:46 am:       


Amaravathi:

commodity prices are coming down too...


vunkle panta pandinsey vallu banks kada linelo nunsuntey emi productivty vuntadi
 

Amaravathi
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Posted on Wednesday, November 16, 2016 - 09:45 am:       

DB ki ravali ante siraak dobbuthondhi ee madhya...

maree aak ki puvvu ki theda teleeni erri mandha vunnaaru... knowldege lekapovatam is perfectly fine...kani sagam knowledge tho saava thengestannar ... chasss
Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !!
 

Junior_no1
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Posted on Wednesday, November 16, 2016 - 09:44 am:       


Kadapanagfan:

hodddam next 40 days total 50 days adigadu ga


 

Amaravathi
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Posted on Wednesday, November 16, 2016 - 09:44 am:       

nee bondha ra nee bondha OT...

boothulu thengalani vundhi ninnu...

deposits meedhe kaadhu...nuvvu theeskunna housing loan meedha kuda interests taggutai deeni valana... inflation is coming down, so commodity prices are coming down too...
Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !!
 

Santhi_swaroop
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Posted on Wednesday, November 16, 2016 - 09:44 am:       


Sp1234:

Nearly 27 Public Sector Banks wrote off a whopping Rs 1.14 lakh crore of bad loans during FY12-15.
2016 & 2017 lo ika ey range lo untaayo choodandi




already FY16 ayipoyindhi FY17 is about to complete in few months.

Inka matter loki vasthe deposit meedha vachee interest rate 3% antee pavalaa vaddi. dani meedha evadu ayinaa bet chesthadaa?

Sare adee tagginchaadu anukundham, asalu main intersest rate Home loans or other Vehicle loans or MFI loans etc. avi 2% taggistharu, tagginchi terali. vere chance ledhu.

Banks intha range loo huge deposit tesukoni prathi vallaki 2-3 % interest pay chesthaa vuntee, banks money ekkada nunchi testhayi? Banks ki revenue manam chese deposits medha raadhu vallu lend chese money medha vasthundhi.

Banks 8-9& NBFCs ki, Direct loans to customers ayithe 10-11% etc interest thoo isthunnayi. avi ithara NBFC tesukoni 12-15% range loo janalaki appulu isthunnaru.

ippudu vunna situation aa money janalaki appugaa ivvali. alaa ivvali ante janala chetha consumption penchali. antee rates tagginchali. I am expecting it will come to 7% range at minimum. ee Dec loo RBI meeting vundhi on rates cut (Just like Fed rate cut/increase) appudu bagaa taggistharu. tagginchi terali.

7th failed kukkedupu economist posts tesukoni vugithee pedda use vundadhu. Banks loo deposits perigithee interest rates tagguthayi ani minimum IQ leni batch adhi.

Just follow RBI governer or SBI CEO interviews. You will get the clear point.

ee 7th failed aganama batch kukkedupu just like Kothinenu Kukkedupu in Sakshi. vallaki matter ardham kaadhu ardahm ayyinaa accept chesee range loo leru.

Just ignore kukkedupu batch listen to authentic sources.
ee Santhi_Swaroop flash back loo Paga_Babai_Paga
 

Politricks
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Posted on Wednesday, November 16, 2016 - 09:40 am:       

Ante manam vedhavalam ayipoyama? Anduke naa TILAK thammud no more DBing antunnadi?
 

Emc2
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Posted on Wednesday, November 16, 2016 - 09:39 am:       

mee kalmoktha banchan, prathidi MODI ni bash cheyadaniki use cheyakandi

DB janalu koncham aalochinchadi about the system,

un relate news prathidi MODI ki relate cheyakandi,

 

Emc2
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Posted on Wednesday, November 16, 2016 - 09:38 am:       


Kadapanagfan:




yes term deposits meeda cut chesaru, which is very commona practice, its depends on the RBI decision, vallu cut chesthe vellu cut chestharu same like US

only difference is 1% fluctions untadi bank to bank

if they have more in flow they don't need money so they don't encourage to keep it in banks ,
 

Chanakya
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Posted on Wednesday, November 16, 2016 - 09:37 am:       

savings account interest rates

HDFC 4%
SBI 4%
AXIS 4%
ICICI 4%

ipudu accounts penchukotaniki new banks attractive rates pettukunnaru

RBl 7%
kotak 6%
Laxmi vilas 5%
Indian 4.5%


ipudu vellu andaru have to fall back to Industry standard 4%.
No one is going to tell you the truth. They’re only going to tell you their version! ~Julian Assange
 

Emc2
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Posted on Wednesday, November 16, 2016 - 09:35 am:       

any reason they wanted to circulate money, anduke eppati nuncho rate cuts chesthunnaru

asalu evevo links teesukochi why realating everything to currency exchange?

indiabank is nationalize bank kani nothing to do with indian govt decision
 

Kadapanagfan
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Posted on Wednesday, November 16, 2016 - 09:35 am:       

But still i belive modi

chodddam next 40 days total 50 days adigadu ga
 

Kadapanagfan
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Posted on Wednesday, November 16, 2016 - 09:35 am:       


Emc2:


ohh my, isn't it common practice to cut rates



cut cheysindi house loan meeedha valllu denkey rates kaaaaadu

aaaa list soodandi 0.5% tp 1%
 

Emc2
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Posted on Wednesday, November 16, 2016 - 09:33 am:       

enti indian bank rate cuts chesthe because of notes exchange aa

ohh my, isn't it common practice to cut rates

devudaa,
 

Kadapanagfan
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Posted on Wednesday, November 16, 2016 - 09:33 am:       

Gatham lo yenno govts vacheviiiii

SUppose upa denkey valllu denkeyseyvalllu silent ga kani janam ni ila torture pett bayapetti chinnna chitaka beedha vallaku farmers ki NIDRA leni ratrulu leni vidanga cheyyaledu

Infact yeee concept lo UPA is super live let live dorikinodiki dorikinantha

IDENDI ra babu pure sadism i say....
 

Chanakya
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Posted on Wednesday, November 16, 2016 - 09:32 am:       


Bharateeyudu:

its to strenthen ailing banks ani...and to waive off bad loans taken by corporate giants... adi nijame anipisthondi..




ipudu ee deposits annitiki banks interest kattali customers ki, its a big burden to them..... to compensate they have to quickly give loans albeit at low interest to attract loan takers
No one is going to tell you the truth. They’re only going to tell you their version! ~Julian Assange
 

Bumper
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Posted on Wednesday, November 16, 2016 - 09:32 am:       


Guriginja:

asalu neat ga pettadam is what you are supposed to do




idhi wrong. idhi collective responsibilty. nenu gadidha la tiniii istam vachinatlu road medha padesii govt ni clean cheyi ante kastam
 

Sp1234
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Posted on Wednesday, November 16, 2016 - 09:31 am:       

10lakh crores bad loans as of March 2016. Ipudu janam deposits 10lakh crore lekka saripoindhi.

http://www.bloomberg.com/news/articles/2016-03-14/day-of-rec koning-coming-for-india-s-pigs-with-lipstick-lenders

Dobbandi janam somme ga...
 

Last_avataar
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Posted on Wednesday, November 16, 2016 - 09:31 am:       


Kadapanagfan:




It is true. They need to sow their balance sheets clean

Cases will be slowly diluted

They will try few attempts to retrieve some dad debts

Now they have safely protected these deafulters

Modi ji either you be 100 comiittment on eradicating corruption or be like Cong
Why you show only 60% commitment leaving bling eye on these kind of worst things

Any how time decides how pure are your intentions
 

Chanakya
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Posted on Wednesday, November 16, 2016 - 09:30 am:       

Indian bank 4.5 nunchi 4% chesindi....... All Indian banks tagginchesayi anattu rasaru endhi.....


traditionally 4% is savings account interest rate! Indian bank kodu accounts penchukotaniki 4.5% pettukunnadu (same with kotak bank) ipudu industry norm ki ostunnaru 4%
No one is going to tell you the truth. They’re only going to tell you their version! ~Julian Assange
 

Sp1234
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Posted on Wednesday, November 16, 2016 - 09:28 am:       

Nearly 27 Public Sector Banks wrote off a whopping Rs 1.14 lakh crore of bad loans during FY12-15.
2016 & 2017 lo ika ey range lo untaayo choodandi
 

Kadapanagfan
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Posted on Wednesday, November 16, 2016 - 09:26 am:       

Janalanu intha panic create cheyyadam avsarama BANKS kosam????

Denkeysey naaa kodukulu BANKS nunchi denkeysta untey Maaaa lantolllu VATXYALU chetulo patttukoni bayam create chesi deposit cheyyinchukuntunnaru

If news is true mooodindi Modi kurrodiki
 

Last_avataar
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Posted on Wednesday, November 16, 2016 - 09:25 am:       


Onlytruth:




I don't know the motive behind writing off bad debts worth 7200 car without taking any action on the bank managers at least

It may be technical, for books, not sending right msg

A run jaitley is worst FM
 

Sp1234
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Posted on Wednesday, November 16, 2016 - 09:22 am:       

banks deposit ratios anni set... time to write-off NPAs and clear the books happily. businesses and politicians go scot free..loosers ordinary depositors.

back to lending cycle... go file an application to borrow!!
 

Last_avataar
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Posted on Wednesday, November 16, 2016 - 09:21 am:       


Onlytruth:




OT sir, even though Lonnie Saarland mee spaming chraku padda, some of your points are valid always, but those points are lost in your personal attack on specific personalities

Yes we all know this move can cause temporary set back to Indian Economic Growth, Impact on low and middle level for some time

But things will show improvement def after 6 months , provided govt takes subsequent steps to round up biggies , which I expect

But I support PM when he takes any real move to retrieve money from big hoarders in foreign banks, willful defaulters, Bank Managers

This move is appreciated irrespective of PM candidate not just Modi, They are taking measures to reduce inconvenience
 

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Posted on Wednesday, November 16, 2016 - 09:20 am:       


Guriginja:

neat ga pettadam is what you are supposed to do daaniki malli tax yendi ra babu ani adagalsina vaallu kuda peru bagundhi...mera barath mahan antu dancelu veyatam is vicharakaram.




law and order tax ani estaadu...any objection ?
 

Onlytruth
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Posted on Wednesday, November 16, 2016 - 09:20 am:       


Whyme:

Jaitley edo koosad.. we wrote off the loan but stillcollecting ani




bhayankaramaina negative timing kadaa ippudu...so DLM edo cheppadu..books lo written off but will pursue ani
 

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Username: Guriginja

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Registered: 02-2008
Posted From: 71.92.53.3

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Posted on Wednesday, November 16, 2016 - 09:19 am:       


Bharateeyudu:

.ee charya..asalu black money flush cheyyadaniki kaadu..its to strenthen ailing banks ani...and to waive off bad loans taken by corporate giants... adi nijame anipisthondi..




looks like it...inka clarity ravali...but trend suttha vunte modi gaaru yemi chesina desa bakthi musugu tellalism, corruption meedha fight..etc is warastest...baaga vadukuntunnadu.....desabakthi implied annattu desam neat ga pettadaniki swacch barath tax ant...asalu neat ga pettadam is what you are supposed to do daaniki malli tax yendi ra babu ani adagalsina vaallu kuda peru bagundhi...mera barath mahan antu dancelu veyatam is vicharakaram.
 

Whyme
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Username: Whyme

Post Number: 19935
Registered: 09-2009
Posted From: 172.73.178.253

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Posted on Wednesday, November 16, 2016 - 09:17 am:       


Onlytruth:

Today : 7,200 crores wilful defaulters money wrote off "in books"...including vijay malyaa's 1,100 crores




Jaitley edo koosad.. we wrote off the loan but stillcollecting ani
Don't wtf he meant - Modi ki pedda danger veedey Lutyens lobbyist
 

Onlytruth
Legend
Username: Onlytruth

Post Number: 190879
Registered: 01-2007
Posted From: 45.29.50.49

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Posted on Wednesday, November 16, 2016 - 09:14 am:       

Today : 7,200 crores wilful defaulters money wrote off "in books"...including vijay malyaa's 1,100 crores
 

Theaviator
Comedian
Username: Theaviator

Post Number: 1743
Registered: 07-2014
Posted From: 106.220.176.210

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Posted on Wednesday, November 16, 2016 - 09:13 am:       


Bharateeyudu:



idhe asalu agenda
 

Bharateeyudu
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Username: Bharateeyudu

Post Number: 3461
Registered: 03-2016
Posted From: 117.221.94.125

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Posted on Wednesday, November 16, 2016 - 09:10 am:       

yevado comment chesaadu in FB on 2nd day ....ee charya..asalu black money flush cheyyadaniki kaadu..its to strenthen ailing banks ani...and to waive off bad loans taken by corporate giants... adi nijame anipisthondi..

all people standing in queue will become bakaras.... lk banks loan interest taggincharu kaani interest rates tagginchadam lo first vuntaayi..
 

Onlytruth
Legend
Username: Onlytruth

Post Number: 190878
Registered: 01-2007
Posted From: 45.29.50.49

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Posted on Wednesday, November 16, 2016 - 09:10 am:       


Telugu_times:

BJP and its partners ki, 2019 lo bench theppetatlu ledhu




nenu adhe cheptunna ga..Modi tho velithe TDP ki 2019 lo gundusunna khaayam
 

Onlytruth
Legend
Username: Onlytruth

Post Number: 190877
Registered: 01-2007
Posted From: 45.29.50.49

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Posted on Wednesday, November 16, 2016 - 09:09 am:       


Last_avataar:




"legal and white earners ki loss ee whole menace " ane na point agree chestara sir ippatikaina ?
 

Telugu_times
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Username: Telugu_times

Post Number: 49184
Registered: 02-2008
Posted From: 99.0.30.9

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Posted on Wednesday, November 16, 2016 - 09:08 am:       

BJP and its partners ki, 2019 lo bench theppetatlu ledhu
Ignore spam and AJ.
 

Last_avataar
Side Hero
Username: Last_avataar

Post Number: 7768
Registered: 09-2012
Posted From: 174.26.89.138

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Posted on Wednesday, November 16, 2016 - 09:07 am:       

Yes interest rates are going to come down on this deposits to counter the recession trends created by old note ban and money restriction
 

Onlytruth
Legend
Username: Onlytruth

Post Number: 190876
Registered: 01-2007
Posted From: 45.29.50.49

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Posted on Wednesday, November 16, 2016 - 09:04 am:       

anubhavinchu raajaaaaaa One "percentage point" is huge... you are now losing "20% to 25% of your interest"

White cash hard earners ki ee saasthi jaragalsindhE


http://www.indianbank.in/rate_deposit.php


new loans ki taggistara ante edo naam ke vaaste taggistaru adhi kuda future lo

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