| Author | Message | ||
Risingstar Legend Username: Risingstar Post Number: 38262 Registered: 08-2008 Posted From: 12.91.218.206 Rating: N/A |
yes mastaru.. CNKV | ||
Gudiwada Side Hero Username: Gudiwada Post Number: 2381 Registered: 02-2007 Posted From: 74.118.96.34 Rating: N/A |
Cut down few pounds and ask them to rewrite. seems 2k is expensive | ||
Saint Legend Username: Saint Post Number: 64542 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
get it as a gift from ur parents..and then do thse investments on ur name | ||
Rajusk Legend Username: Rajusk Post Number: 51908 Registered: 02-2008 Posted From: 170.74.248.20 Rating: N/A |
ee part samajh kaale ante india lo cash edaina vasthey...you pay LIC policy.. and at maturity this becomes white ? | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 34618 Registered: 02-2009 Rating: N/A |
anthay antaava....will check out FDs too basic gaa black to white conversion kosam looking | ||
Saint Legend Username: Saint Post Number: 64541 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
utter waste..did u chck if u do FDs with the same money, how much u will get after 25 years? my gut feeling will be for 25Y u wud be getting 3-4% returns... FDs might work better... | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 34616 Registered: 02-2009 Rating: N/A |
also planning to take LIC Jeevan Labh in next desham trip 16 yrs ...40 lks kattali 25 yrs kee 1.08 cr return isthaad india lo money yemaina vachaydhee untay , adhi akkadiki direct sedhaari anukuntunaa right now it is open to nris passa card, citizenship look like distant dreams | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 34615 Registered: 02-2009 Rating: N/A |
early 30s fellas....35 -36 is one 'factor' that the insurance company may or may not factor in for premium prices dont wait till 35...take 30 yrs when premium is lesser compared to later years | ||
Saint Legend Username: Saint Post Number: 64533 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
cool.. | ||
Rajusk Legend Username: Rajusk Post Number: 51905 Registered: 02-2008 Posted From: 170.74.248.20 Rating: N/A |
let me ask my NY guy, if he can replace 20 with 30 yr pilaan Bloodwork numbers if any should be better than ..when I took 10 yrs back | ||
Tombrady Legend Username: Tombrady Post Number: 49984 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
term insu-30 yrs matallev matladukotalev aina week ki oka thed padalsindhe kada deni meeda | ||
Risingstar Legend Username: Risingstar Post Number: 38261 Registered: 08-2008 Posted From: 12.91.218.206 Rating: N/A |
term CNKV | ||
Saint Legend Username: Saint Post Number: 64530 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
costco lo try cheyyaka poyara? it might come down...u can replace NY life policy with costco..20Y plan.. naadi 20Y plan 550 for 5 years then 670 for remaining 15 years vastundi | ||
Rajusk Legend Username: Rajusk Post Number: 51904 Registered: 02-2008 Posted From: 170.74.248.20 Rating: N/A |
i did a mistake when I took it..took 20 yr plan.. New York Life vaadi plan.. | ||
Saint Legend Username: Saint Post Number: 64527 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
fixed term ? how many years? | ||
Saint Legend Username: Saint Post Number: 64526 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
terminal illness advanced death benefit rider option vunda? inka vere riders emanna vunnaya? | ||
Saint Legend Username: Saint Post Number: 64525 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
age entha? evari plan? ee plan? 30Y term aa? | ||
Risingstar Legend Username: Risingstar Post Number: 38260 Registered: 08-2008 Posted From: 12.91.218.206 Rating: N/A |
I just took 1mil, yearly 2k CNKV | ||
Rajusk Legend Username: Rajusk Post Number: 51902 Registered: 02-2008 Posted From: 170.74.248.20 Rating: N/A |
almost same here | ||
Saint Legend Username: Saint Post Number: 64524 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
nuvvu cheppaka pothe blood test lo vasthadi..1 year/2 years ayyi vunte manesi cheppaka poyina ok... nee age/gauge ni batti 20 years enuf anukunte, costco lo protective plan try chesi choodu | ||
Saint Legend Username: Saint Post Number: 64523 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
@ Other enthusiasts, please start the process immediately....oka 100-200 ekkuva ina, dont wait..get it done..... ee cover must amma.....properties vundochu kaani cash vundadu chethilo families ki.....manam vunte manage setham..leka pothe ee cash yee use avuddi valla future ki, home payment/college/etc ki!!! | ||
Speaker Junior Artist Username: Speaker Post Number: 922 Registered: 06-2016 Posted From: 66.46.216.10 Rating: N/A |
smoker? previous quote of 70 for being a smoker.. now..I've been a smoker on & off - weekly oka 10 ciggies... trying to quit... should I tell them that I'm a smoker or no? | ||
Saint Legend Username: Saint Post Number: 64522 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
next India trip lo motham cleanup cheyyali India lo... 8L triple benefit plan okati, 1L policy okati, 2.1L ULIP policy okati vunnayi... US lo NY Life 250k policy, employer 70k policy and now new 1M policy.. ee motham clean up chesi, India lo oka term policy for 1cr, US lo 1M policy okati, employer policy oka daniki stick avvali final ga.. | ||
Saint Legend Username: Saint Post Number: 64521 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
naadi 1Million di approve ayyindi.. bad cholestrol valla year ki oka 100$ pain brokka.... annual 1k for 1M for 30 years... | ||
Saint Legend Username: Saint Post Number: 64520 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
30 year temr ante, ur rate is fixed for 30 years..per month 100-120 per Million ravochu.riders konni add chsthe, chronic poye jabbalu vasthe, they will pay for ur medical bills and can use up to 70% of the policy face value.. in case 30 years nuvvu bathiki vunte, ee naa bongu raadu neeku.....but its like hedging itla term fixed kanivi untayi...avi every 3-5 years ki rate double avutha vundochu... Life insurance ante, nuvvu 8L for 20 years ante per year 40k kadithe (40*20=8L), majjalo pothe, u will get 8L plus bonus...poka pothe on maturity, it will work out at 3-4% returns... for 1M life insurance for 30 years, u need to pay 33k per year..where as term insurance lo u will pay 1k per year...rest 32k nuvvu vere daggira invest chesthe u can get 10-20% depending on ur investments annattu... | ||
Speaker Junior Artist Username: Speaker Post Number: 921 Registered: 06-2016 Posted From: 66.46.216.10 Rating: N/A |
saint antha scene illio...edo ala ala nettukosthunna bandi.. whats the diff between 30 year term & full life insurance? premium I pay is 70$ now...could go upto 150$ per month..so it may cover more for that price...may be max of 800k should be ok to cover all payments & sundries... | ||
Saint Legend Username: Saint Post Number: 64519 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
already millionaire vi ithe lite...leka pothe 1M USD ki 25-30 year term cheyinchi, migatha policies anni (nuvvu pay chesthe) cancel cheyyi..... employer policy is not safe.. | ||
Stellar Side Hero Username: Stellar Post Number: 7062 Registered: 02-2016 Posted From: 192.200.5.41 Rating: N/A |
LIC policy pay cheyakapothe kattindi antha lose avutav anukuntaga? | ||
Rajusk Legend Username: Rajusk Post Number: 51898 Registered: 02-2008 Posted From: 170.74.248.20 Rating: N/A |
option to renew at the same rate you are paying ..if so..continue with the same guy..increase the coverage.. if you switch..and go to a new guy..they will take Bloodwork..6 years back unna meter reading ..ivvala untundi ani guarantee ledu..and your rate might go up | ||
Speaker Junior Artist Username: Speaker Post Number: 919 Registered: 06-2016 Posted From: 66.46.216.10 Rating: N/A |
My existing term life insurance policy is up for renewal on Nov 1st this year completed 6 year term policy, policy was for 400k. still has an option to renew it.. but, thinking again of a new policy..now debating between another term with the same company or a new policy may be with a new company for full life? btw, I still have an old policy from India for 10 lakhs..still paying premiums annually..not sure if I should or not pay the premiums since I'm in USA.. your thoughts & ideas... |