| Author | Message | ||
Cocanada Legend Username: Cocanada Post Number: 51805 Registered: 01-2008 Posted From: 70.178.127.37 Rating: N/A |
ippude chustunaa Barclays Arrival Plus baavundi thosey | ||
Chitti_babu Hero Username: Chitti_babu Post Number: 16960 Registered: 03-2012 Posted From: 24.0.18.90 Rating: N/A |
Annual fee dobbuthunnadu.... card downgrade chesukovaali aithey | ||
Starc Side Hero Username: Starc Post Number: 2171 Registered: 03-2015 Posted From: 71.248.175.41 Rating: N/A |
credit card close cheste.. your credit availability drops.. and your overall % of utilizes increase and it would hit creadit score from 40 to 80 points.. avasarama? | ||
Guru Side Hero Username: Guru Post Number: 9180 Registered: 05-2009 Posted From: 72.76.196.228 Rating: N/A |
https://www.citi.com/credit-cards/credit-card-details/citi.a ction?ID=citi-thankyou-premier-credit-card | ||
Chitti_babu Hero Username: Chitti_babu Post Number: 16959 Registered: 03-2012 Posted From: 24.0.18.90 Rating: N/A |
Oka Credit Card Close cheyyaali.... i dont need anymore. Credit score impact avvakunda vundaali ante ee reason tho close cheyyamani cheppali @maverick edho post esaadu dheenipaina long long ago ....dont remember. | ||
Ringo_rangaswamy Hero Username: Ringo_rangaswamy Post Number: 13526 Registered: 02-2011 Posted From: 67.80.127.158 Rating: N/A |
Saint annai leni ee thread incomplete!!!  | ||
Rajusk Legend Username: Rajusk Post Number: 43804 Registered: 02-2008 Posted From: 49.206.115.196 Rating: N/A |
Daaniki annual fee undaa | ||
Sony Megastar Username: Sony Post Number: 26533 Registered: 12-2006 Posted From: 71.192.40.235 Rating: N/A |
valuation ela chestadu 1 point = 1 mile? | ||
Guru Side Hero Username: Guru Post Number: 9179 Registered: 05-2009 Posted From: 72.76.196.228 Rating: N/A |
No foreign transaction fee | ||
Guru Side Hero Username: Guru Post Number: 9178 Registered: 05-2009 Posted From: 72.76.196.228 Rating: N/A |
Citi thank you premier using, points bagane vostannai. Desam trip cover ayindy Flight miles and domestic companion ticket teesesad last year but still good | ||
Babu Junior Artist Username: Babu Post Number: 133 Registered: 12-2006 Posted From: 129.135.0.21 Rating: N/A |
csp nunchi sp ki downgrade option undi..public available kadu but you can ask for it. or other option is freedom..I took this route..to save my UR..moreover CSP nunchi CP ayithe..you may not be able to take adv of CSP again. | ||
Mahiz Junior Artist Username: Mahiz Post Number: 653 Registered: 10-2012 Posted From: 64.30.64.197 Rating: N/A |
how ,, i have a discover card .. did you see anywhere the fee you have mentioned 37.50 $ ? | ||
Time_pass Side Hero Username: Time_pass Post Number: 6981 Registered: 06-2008 Posted From: 104.129.204.49 Rating: N/A |
Discover is the worst, 37.50 telava kunda $37.50 yearly dobbutadu | ||
Sony Megastar Username: Sony Post Number: 26512 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
ok cool ledu undi its just 10k or something | ||
Kingjames Moderator Username: Kingjames Post Number: 1770 Registered: 11-2013 Rating: N/A |
thats not visible anywhere, means not for new members...just like Aadvantage bronze card. If you request to downgrade, they will send it | ||
Rediff Junior Artist Username: Rediff Post Number: 599 Registered: 12-2006 Posted From: 204.64.147.235 Rating: N/A |
read somewhere that this card is no longer offered for signup ani .. so downgrade ki kooda kudaradu anukunta .. freedom is best option | ||
Kingjames Moderator Username: Kingjames Post Number: 1769 Registered: 11-2013 Rating: N/A |
normal chase saphire ki chesadu, prefered nunchi...points alane vunnayi annadu | ||
Sony Megastar Username: Sony Post Number: 26509 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
sounds like a plan, ee Chase INK gurunchi kuda details ivandi teliste | ||
Kingjames Moderator Username: Kingjames Post Number: 1768 Registered: 11-2013 Rating: N/A |
correct ga kanukuni chepta maa vadu elaga chesado | ||
Rediff Junior Artist Username: Rediff Post Number: 598 Registered: 12-2006 Posted From: 204.64.147.235 Rating: N/A |
they will stay just fine .. kaakapothe redeption options tagguthaay .. you cant transfer to partners etc.. I would say keep card for 2 years (by requesting fee waiver for second year) .. by that time your wife's profile should be good to apply for CSP of her own and you can transfer points to her before you close your card or you can open another premium card like INK etc too keep better redemption options | ||
Just4fun Legend Username: Just4fun Post Number: 34314 Registered: 10-2007 Posted From: 107.77.68.76 Rating: N/A |
Amex n discover both use chesi $1000 paine cash back chesinta last 3 yrs lo | ||
Sony Megastar Username: Sony Post Number: 26507 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
mari unna points em ayite, i want the points to grow....CSP downgrade chesukolema ayite | ||
Just4fun Legend Username: Just4fun Post Number: 34313 Registered: 10-2007 Posted From: 107.77.68.76 Rating: N/A |
Amex blue Discover cash back Chase freedom Ee order lo using as of now. Okko quarter okkoti best chusi use cheste manchi cash untai | ||
Sony Megastar Username: Sony Post Number: 26506 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
yep, wife ni add chedam ani decide ayyanu, so that will build her credit score kadaa | ||
Kingjames Moderator Username: Kingjames Post Number: 1767 Registered: 11-2013 Rating: N/A |
tesuko super card, taravTa freedom ki downgrade cheyi. Freedom kuda super card... | ||
Rediff Junior Artist Username: Rediff Post Number: 597 Registered: 12-2006 Posted From: 204.64.147.235 Rating: N/A |
make sure to add authorized user .. 5K points istunnaadu after first purchase | ||
Legend Username: Twitter Post Number: 42027 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
i never realized monna choosey dhaaka na BOA cash rewards reached $800 ..karuvu lo unna naku edari oasis la kanapadindhi ..egabadi draw chesa  ..BOA rocks | ||
Sony Megastar Username: Sony Post Number: 26503 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
chase freedom ledu ayina OK antavaa csp meeda 1 year nunchi decision teesukolekapotuna, antaka mundara varaku 35k and 40k ichadu, ippudu ekanga 50K istanu antunadu and unable to reject it | ||
Blackmamba Moderator Username: Blackmamba Post Number: 30800 Registered: 05-2010 Rating: N/A |
discover it.. 1% on every purchase.. 5% CB on listed categories each qtr.. double cash back at the end of first year | ||
Kingjames Moderator Username: Kingjames Post Number: 1766 Registered: 11-2013 Rating: N/A |
anthe kaadu, maa vadu chase sapphire vachaka, freedom credit line daniki transfer chesi kummad, after 1 year downgrade chesad. | ||
Sony Megastar Username: Sony Post Number: 26500 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
why | ||
Rediff Junior Artist Username: Rediff Post Number: 596 Registered: 12-2006 Posted From: 204.64.147.235 Rating: N/A |
BTW .. I got this one .. primarily for my rent payment .. mastercard/amex ki fee ekkuva charge chestunnaadu apartment vaadu .. idi visa and full 2% .. card no longer available for signup anukunta http://www.doctorofcredit.com/fnbo-offering-new-2-cashback-c ard-bucksback-our-review/ | ||
Sony Megastar Username: Sony Post Number: 26499 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
Chase sapphire preferred, kustha bahar card amma, today i am applying | ||
Hero Side Hero Username: Hero Post Number: 8117 Registered: 09-2009 Posted From: 38.101.193.194 Rating: N/A |
credit card offers anni junk...There is no positive side to credit card use... only debit card ikkada from last 5 yrs... | ||
Sony Megastar Username: Sony Post Number: 26498 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
raja this is what I want......kummestha ee roju ayite | ||
Kingjames Moderator Username: Kingjames Post Number: 1765 Registered: 11-2013 Rating: N/A |
I dont see a point in cancelling a card when you have downgrade optioneven within 1 year. You still have the credit line. Epudayina avasaram aithe balance transfer chesukovachu.. | ||
Rediff Junior Artist Username: Rediff Post Number: 595 Registered: 12-2006 Posted From: 204.64.147.235 Rating: N/A |
but you will eventually get that kadaa.. unless balance asalu pay cheyakunda eggotteste thappa .. | ||
Rediff Junior Artist Username: Rediff Post Number: 594 Registered: 12-2006 Posted From: 204.64.147.235 Rating: N/A |
first year ayyaka oka sari or rendu saarlu call chesi try cheste 99% waive chestaadu or gives you points for matching value .. so 2 years free ga nadapochu .. then based on your spending trend you can analyze whether to keep or not.. but closing with in/after 1 year is not that uncommon. lot of people do it!! | ||
Time_pass Side Hero Username: Time_pass Post Number: 6980 Registered: 06-2008 Posted From: 104.129.204.49 Rating: N/A |
cancelling a card does not effect your credit scores if it has been opeend for a short time. rediff my point is the second 1% does not show up until the payment is made. to get the extra 1% you need to pay the balnce either this month or at some point. where as other cards you get the percent once you used , no linking to payment | ||
Urumi Side Hero Username: Urumi Post Number: 3825 Registered: 12-2011 Posted From: 96.242.166.164 Rating: N/A |
travelling ki returns baane vunnay kaani, travel/hotel lekapote anta gittubaatu avatledu ee madhya .
panikoche okka store kanapadatla. anni high end stores vunnay | ||
Farmer Side Hero Username: Farmer Post Number: 2027 Registered: 04-2015 Posted From: 162.252.85.172 Rating: N/A |
mesharu...balance carry chesi tharvatha pay chesinaa 2% workout avuthundi...u don't have to pay full every month | ||
Kingjames Moderator Username: Kingjames Post Number: 1764 Registered: 11-2013 Rating: N/A |
yes cheyachu, frnd chesadu | ||
Tombrady Legend Username: Tombrady Post Number: 42200 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
ee thread paddaka minimum 2-3 dbers cc ki apply chestharu baga tempting cc ante | ||
Time_pass Side Hero Username: Time_pass Post Number: 6979 Registered: 06-2008 Posted From: 104.129.204.49 Rating: N/A |
pay chesina daani meeda 1% istadu, so if your balance is 2000 and you are going to pay only 1000 then you will get 1% on the 1000 only. | ||
Kingjames Moderator Username: Kingjames Post Number: 1763 Registered: 11-2013 Rating: N/A |
One more benefit, Downgrade cheste you still have the same credit line. Amex aithe you can swap credit lines between cards. | ||
Sony Megastar Username: Sony Post Number: 26496 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
this is what I asked, evaru correct gaa answer cheyaledu...Chase Sapphire Prefferred ni teesukuni downgrade chesukovachaa???? barclays arrival plus chesukovachu ani vinnanu | ||
Rediff Junior Artist Username: Rediff Post Number: 593 Registered: 12-2006 Posted From: 204.64.147.235 Rating: N/A |
aa 1% you will get whenever you pay back not necessarily with that statement due date .. | ||
Kingjames Moderator Username: Kingjames Post Number: 1762 Registered: 11-2013 Rating: N/A |
Babulu, Annual fee or high % apr vunna cards after 1 year cancel cheyakandi, instead downgrade them to non-annual or less apr cards. Ex: Amex preferred card tesukondi, $75 annual fee, $150 istadu, after getting that downgrade to cash every day. AAdvantage card tesukondi, $95 annual fee after 1st year, 50K miles, after 1 yr downgrade that to bronze card. Same with other bank cards too... Never cancel a card, downgrade it. You wont lose credit history and negative points for downgrading. | ||
Jodhaa Legend Username: Jodhaa Post Number: 32258 Registered: 02-2008 Posted From: 104.129.196.69 Rating: N/A |
minumum payment chesthey chaalu total akkarledhu antunnadu kada.. | ||
Time_pass Side Hero Username: Time_pass Post Number: 6978 Registered: 06-2008 Posted From: 104.129.204.49 Rating: N/A |
1 card kaadu meeru chepinatlu 2 cards minimum maintain cheyali like freedom and another one. balance carry cheste citi work out avadu andu kani | ||
Jodhaa Legend Username: Jodhaa Post Number: 32257 Registered: 02-2008 Posted From: 104.129.196.69 Rating: N/A |
nenu choosthundhi kooda idhey range ki ..offers kooda vachinattu/vasthunnattu unnnaye aa cards meedha naaku last year nunchi but didnt go for it..e year theesukonta. | ||
Time_pass Side Hero Username: Time_pass Post Number: 6977 Registered: 06-2008 Posted From: 104.129.204.49 Rating: N/A |
thats what I said, if you did not pay the balnce then you do not get the 1% so to get 2% you have to pay | ||
Farmer Side Hero Username: Farmer Post Number: 2026 Registered: 04-2015 Posted From: 162.252.85.172 Rating: N/A |
time pass....edhi best card ani kaadhu...elaa use chesthe max rewards vasthayi anedhi cheppanu....citi double vunte inka venture endhuku....use chase freedom each quarter for the listed items and get 5%...use citi double for everything else and get 2%...capone venture will not add any value kadhaa..... | ||
Jodhaa Legend Username: Jodhaa Post Number: 32256 Registered: 02-2008 Posted From: 104.129.196.69 Rating: N/A |
Earn 1% Cash Back on your Purchases With the Citi® Double Cash Card, You earn 1% unlimited cash back on EVERY purchase you make. Earn an additional 1% Cash Back as you pay for your purchases, whether you pay in full or over time. Just make sure to pay at least the minimum due. You don't have to wait until you've paid off a purchase to earn cash back on each payment. | ||
Time_pass Side Hero Username: Time_pass Post Number: 6976 Registered: 06-2008 Posted From: 104.129.204.49 Rating: N/A |
another god with capital one venture is no fees when used outside US | ||
Farmer Side Hero Username: Farmer Post Number: 2025 Registered: 04-2015 Posted From: 162.252.85.172 Rating: N/A |
nenu cheppindhi CCs meedha month ki oka 2k spend chese mango people ki.....month ki 10K spend chese pineapple people ki vere good cards vunnayi, with annual fees | ||
Time_pass Side Hero Username: Time_pass Post Number: 6975 Registered: 06-2008 Posted From: 104.129.204.49 Rating: N/A |
// Citi Double Chase freedom Amex Blue in that order.... // Chinna Correction Citi Double (if you pay off monthly only you will get 2%) Capital One Venture (1.5% on everything) Chase freedom (1% on everything an 5% on quarterly list) Amex Blue (1% , 2% on travel 3% in grocery store with limit) | ||
Rediff Junior Artist Username: Rediff Post Number: 592 Registered: 12-2006 Posted From: 204.64.147.235 Rating: N/A |
If it us Ultimnate Rewards points from Chase and if you have CSP/Ink etc premier cards.. don't waste those points by redeeming them to cash/amazon .. they are way too valuable than 1 cent. transferring to hotel/travel partners .. or booking direct travel best | ||
Tombrady Legend Username: Tombrady Post Number: 42194 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
naa card very good i can use even in india no foreign trasaction fees also and will get 5% miles back if i redeem, both are cards are good re check with pointsguy.com site once | ||
Sony Megastar Username: Sony Post Number: 26492 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
i need to check my offer again anukunta | ||
Jodhaa Legend Username: Jodhaa Post Number: 32255 Registered: 02-2008 Posted From: 104.129.196.69 Rating: N/A |
vakey..thank u. | ||
Sony Megastar Username: Sony Post Number: 26491 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
so csp or barclays arrival plus? arrival plus internationally super ani vinnanu, nee experiences cheppu | ||
Jodhaa Legend Username: Jodhaa Post Number: 32254 Registered: 02-2008 Posted From: 104.129.196.69 Rating: N/A |
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases ani undi chase sapphire ki | ||
Tombrady Legend Username: Tombrady Post Number: 42190 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
nope length of the card ochi 1st card anduke never close it ee yr open chesthe eti avvada unless u have less credit total esp nee scenario la issue ne kaadi | ||
Tombrady Legend Username: Tombrady Post Number: 42189 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
ade antunna why do u need to worry aby credit score sonioo? u r not buying anything kada major vi esp with 750 it is fine re, apply for that card and dump it after 1 yr | ||
Sony Megastar Username: Sony Post Number: 26488 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
i thought its the same for any account | ||
Sony Megastar Username: Sony Post Number: 26487 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
ee madya ye card open chesina 8-10k istunaru, recently got 3 cards all were 8k+ also mortgage valane oka 50 points padindi was above 800 now in 750 | ||
Sony Megastar Username: Sony Post Number: 26486 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
on everything antunadu | ||
Farmer Side Hero Username: Farmer Post Number: 2024 Registered: 04-2015 Posted From: 162.252.85.172 Rating: N/A |
Citi Double Chase freedom Amex Blue in that order.... to get max cash back benefit, u need 2 cards... 1) citi double 2) CF or AB | ||
Time_pass Side Hero Username: Time_pass Post Number: 6974 Registered: 06-2008 Posted From: 104.129.204.49 Rating: N/A |
// card cancel cheste, score effect avtundi emo....and want to use that card longer // short tenure will not effect the effect comes when a long opened account is closed | ||
Tombrady Legend Username: Tombrady Post Number: 42182 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
score y effect avvuddi it is not ur oldest card or u will be in same situation like now kada, edo 20k limit isthe tappa it won't hurt you aina major vi anni vunnai kada neeku why credit score esp 4-5 points impact ki | ||
Cocanada Legend Username: Cocanada Post Number: 51801 Registered: 01-2008 Posted From: 63.79.89.18 Rating: N/A |
only on travel and restaurants | ||
Sony Megastar Username: Sony Post Number: 26484 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
card cancel cheste, score effect avtundi emo....and want to use that card longer barclays - 89 usd 40K CSP - 95 usd 50K barclays arrival plus nunchi arrival marchukovachu ani vinnanu but not CSP | ||
Maharshi Side Hero Username: Maharshi Post Number: 8624 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
oh ok ok , ala pending ettesi minimal kaduthu intrest tho debbayyithunna regular ga ..chinnaga set cheyali idi | ||
Sony Megastar Username: Sony Post Number: 26483 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
appudu Citi Double is better you will get 1% cash back everywhere and 1% back when you pay off, so close to 2% ostundi Capital one venture ayite 1.5% ostundi now AMex Blue ayite every month he gives wide stores list where if you swipe in those stores you will get statement credit back either citi double kaani amex blue kaani try cheyandi | ||
Tombrady Legend Username: Tombrady Post Number: 42179 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
idi use cheuskoni cancel the card after 1 yr but if you calculate 89$ is not a big deal like barclays | ||
Sony Megastar Username: Sony Post Number: 26482 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
after 1 year annual fee waive chestadaaa offers meeda offers pampistunadu, with 50K bonus points so dont want to miss it and 2x points on each dollar | ||
Jodhaa Legend Username: Jodhaa Post Number: 32253 Registered: 02-2008 Posted From: 104.129.196.69 Rating: N/A |
cash back or redeemable for store gift cards. | ||
Idle_yzag Legend Username: Idle_yzag Post Number: 38958 Registered: 02-2008 Posted From: 12.130.4.244 Rating: N/A |
yes, good kada, anni dorukuthai\quoteauthor {Maharshi,} Monthly due date lopu kateyadameee JP/Chiru | ||
Cocanada Legend Username: Cocanada Post Number: 51800 Registered: 01-2008 Posted From: 63.79.89.18 Rating: N/A |
Chase Saphire Preferred the bestest card ayinaa neeku APR tho enti sambandham | ||
Jodhaa Legend Username: Jodhaa Post Number: 32252 Registered: 02-2008 Posted From: 104.129.196.69 Rating: N/A |
how do u pay every month? manual ga chesthu untey just pay the statement balance on first of every month. Automated ayethe set up for statement balance from your checking. | ||
Andhrawala Legend Username: Andhrawala Post Number: 46660 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
schedule online payment No Signature | ||
Jodhaa Legend Username: Jodhaa Post Number: 32251 Registered: 02-2008 Posted From: 104.129.196.69 Rating: N/A |
e card rewards only reedemable to amazon.com kada. | ||
Sony Megastar Username: Sony Post Number: 26481 Registered: 12-2006 Posted From: 170.48.19.252 Rating: N/A |
ye type kavali??? miles program or cash back?? cash back ayite Citi Double is best miles aite barclays arrival plus or chase sapphire preferred meeru True_indian uncle range ayite cheppandi VISA Black | ||
Maharshi Side Hero Username: Maharshi Post Number: 8622 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
edi ela maintain chestharu unkul general ga ..immediate auto pay thona Yes, baaga eek unna ..improving ki trying ee madya | ||
Idle_yzag Legend Username: Idle_yzag Post Number: 38957 Registered: 02-2008 Posted From: 12.130.4.244 Rating: N/A |
AMAZON CHASE, eppudu interest kattaledhu, 9% anukunta APR JP/Chiru | ||
Jodhaa Legend Username: Jodhaa Post Number: 32250 Registered: 02-2008 Posted From: 104.129.196.69 Rating: N/A |
Meeru use chesthunna best rewards card enti and what is the APR on that card? |