| Author | Message | ||
Sweetveerudu Comedian Username: Sweetveerudu Post Number: 1208 Registered: 05-2014 Posted From: 173.173.114.166 Rating: N/A |
RAX hammayya ... Batikipoya! | ||
Maharshi Side Hero Username: Maharshi Post Number: 8501 Registered: 02-2008 Posted From: 74.113.64.100 Rating: N/A |
Papi unkul bayapettakapothe nuvvu bayapadali .. bayapedithe kaadu | ||
Moonwalker Side Hero Username: Moonwalker Post Number: 3766 Registered: 01-2009 Posted From: 204.52.250.205 Rating: N/A |
orni bayapedateventi saami,, andariki vundede kada | ||
King Comedian Username: King Post Number: 1847 Registered: 08-2013 Posted From: 66.128.17.136 Rating: N/A |
where in SA and who is your empoyer? I was there for 7 years. | ||
Gotcha Megastar Username: Gotcha Post Number: 23217 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
kaadu if u r buying 350k house at 5%, maximum u need to show cash in hand is 25K, 100k akkarledu. ... | ||
Starc Side Hero Username: Starc Post Number: 2108 Registered: 03-2015 Posted From: 170.63.120.93 Rating: N/A |
be carfull...first one year.. raktha kanniru untadi.. | ||
Jodhaa Legend Username: Jodhaa Post Number: 32193 Registered: 02-2008 Posted From: 104.129.196.75 Rating: N/A |
 | ||
Sweetveerudu Comedian Username: Sweetveerudu Post Number: 1207 Registered: 05-2014 Posted From: 173.173.114.166 Rating: N/A |
Thanks ... Ee angle lo aalochinchaledu. | ||
Sweetveerudu Comedian Username: Sweetveerudu Post Number: 1206 Registered: 05-2014 Posted From: 173.173.114.166 Rating: N/A |
ledu bhayya new house kadu ... Very very old ... Special education ki baguntundani oka school district area lone choostunna ... Anni houses 1940-1970 lo kattinavi ... 90's lo renovate ayinavi 2BHk vi 200-250 and 3 BHK vi 300-350 ki dorukutunnayi. Completely recent ga renovated ayite 400-450k | ||
Jilljill Junior Artist Username: Jilljill Post Number: 470 Registered: 01-2013 Posted From: 137.69.117.204 Rating: N/A |
this is not a good time to buy.. prices are already up too much. | ||
Gotcha Megastar Username: Gotcha Post Number: 23215 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
endi vayya san ant lo kuda 350k enduku, 250-300k lo konu, after 5 years u can upgrade if living in same city. new house ki velta undi untavu builder ongopetestadu ninnu. ... | ||
Sweetveerudu Comedian Username: Sweetveerudu Post Number: 1205 Registered: 05-2014 Posted From: 173.173.114.166 Rating: N/A |
Yes its for living long period and not for investment. | ||
Time_pass Side Hero Username: Time_pass Post Number: 6953 Registered: 06-2008 Posted From: 104.129.204.50 Rating: N/A |
FICO score gurinchi alochincha kunda pre approval teesukoni search cheyandi Only Rule to buy a house is if you plan on staying for min 5 years and you are notthinking it as an investment | ||
Sweetveerudu Comedian Username: Sweetveerudu Post Number: 1204 Registered: 05-2014 Posted From: 173.173.114.166 Rating: N/A |
Thanks I will find out about piggy back ikkada andaru pre-qualification letter adugutunnaru illu choopettalante. yes ma Indian manager kuda annadu ... Na salary ki 400k istaru ani annadu. manaku nachche 3 BHk Single Family Home house around 350 untunnayi ... | ||
Starc Side Hero Username: Starc Post Number: 2104 Registered: 03-2015 Posted From: 170.63.120.93 Rating: N/A |
before closing.. you would closing cost. moving cost, furniture cost.. bills.. chinna chithaka.. you would be spending at least 10k to 15k and closing cost is another 10k.. so you need 25k raw cash.. at same time you would be paying 10% as down payment..banks look for at least 6 month savings for payments.. nivu 100k around raw cash chupettali.. and you cannot keep amounts on credit cards.. they do not check just score.. score is just nominal.. other factors are more important.. first find out your capabilities.. 2 years usa life lo antha save cheshava? house buying is big transaction.. | ||
Sony Megastar Username: Sony Post Number: 26139 Registered: 12-2006 Posted From: 170.48.2.186 Rating: N/A |
FICO credit score 720-800 oka range, 800+ inko range loan ostundi, hard entry ayite around 15-20 padutundi, even if you get loan ee 15-20 increase avadaniki 2-3 years padutundi if you dont get a loan ee 15-20 increase avadaniki around 3-6 months padutundi anthe FICO scores, credit scores are only for House loans, but not for car loans or getting credit cards any fico score above 700 is good score for car loan and credit cards | ||
Sweetveerudu Comedian Username: Sweetveerudu Post Number: 1203 Registered: 05-2014 Posted From: 173.173.114.166 Rating: N/A |
job ippudu secure ne but company ki profits peddaga levu ... So acquisition jaragochhu. Company lo 20+ systems memu chese systems loki migrate avutunnayi so ma team ki impact avvaka povacchu but one can't say ... Anything can happen. | ||
Moonwalker Side Hero Username: Moonwalker Post Number: 3763 Registered: 01-2009 Posted From: 204.52.250.205 Rating: N/A |
score is good but that is not the only thing they check 5-10% is also good, make sure to get 2nd mortgage(piggy back loan ani adugu) to avoid PMI you dont have to go for pre-approval, picha lite,, mana salaries and income ki automatic ga qualify aiypothav,, so just do it when yo sign the purchase agreement,, ensure you dont screw up accounts with too many transactions | ||
Gotcha Megastar Username: Gotcha Post Number: 23214 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
san anotnio is growing city so problem undadu le, 250 lo unte teesesuko nastam emi ledu antaga job pote rent kichi ekkadi kaina move avachu. credit history oka inquiry ki emi avadu. ... | ||
Sweetveerudu Comedian Username: Sweetveerudu Post Number: 1202 Registered: 05-2014 Posted From: 173.173.114.166 Rating: N/A |
istamantunnaru. | ||
Tombrady Legend Username: Tombrady Post Number: 41830 Registered: 05-2012 Posted From: 216.163.220.32 Rating: N/A |
FICO score is not the one they consider vallaki vere formula vuntadi if am not wrong needi around 720 ish la vundochu they consider 3 scores and will take avg (old bad formula), -thumb rule db la or bayata::can you pay all bills and survive with 1 salary? -loan process kooda go with 2-3 mortgages (try zillow also) as kasta risky and baga long process vundochu | ||
Sweetveerudu Comedian Username: Sweetveerudu Post Number: 1201 Registered: 05-2014 Posted From: 173.173.114.166 Rating: N/A |
yes plan undi | ||
Sweetveerudu Comedian Username: Sweetveerudu Post Number: 1200 Registered: 05-2014 Posted From: 173.173.114.166 Rating: N/A |
San Antonio, TX. Ma company head office ikkada plus ma department only ee location lone so no case of moving city (firing unte undochchu suma) | ||
Fargo Side Hero Username: Fargo Post Number: 9876 Registered: 04-2012 Posted From: 148.87.67.197 Rating: N/A |
It does not matter. Crtedit check chesinantha matrana ooo taggipodu history and it's temporary. Always plan so that you can pay for mortage even w/o job for 0ne yr. Also, job entha secure anedhi kooda chudu. If you are looking for returns, home buying may not be a good idea. Kharchulu matram dimma tirugutaayi starting lo...... tarvatha alavatayipoddi my 0.02 | ||
Starc Side Hero Username: Starc Post Number: 2103 Registered: 03-2015 Posted From: 170.63.120.93 Rating: N/A |
credit score is not the real one in loan... they look for history of creadit history and how many loans you paid already. first talk to the broker or bank and find out whether they can give pre approval letter.. From the you can take it up | ||
Bharat Junior Artist Username: Bharat Post Number: 862 Registered: 06-2015 Posted From: 24.163.112.87 Rating: N/A |
minimum 5-6 years adhe intlo unde plan unte go ahead and buy....740 plus is good enough | ||
Gotcha Megastar Username: Gotcha Post Number: 23213 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
which city? ... | ||
Sweetveerudu Comedian Username: Sweetveerudu Post Number: 1199 Registered: 05-2014 Posted From: 173.173.114.166 Rating: N/A |
Hi All, Nenu H1B. Fixed work location kabatti GC to sambandham lekunda home loan teesukundamani plan. Ground reality than 2 yrs US employment, less than 1 yr in current company, 1.5 yrs credit history (FICO score 745 around fluctuate avutundi). Pre-qualification keno full credit history run chestamantunnaru. Credit check run chesi property teesukoleka pote anavasaranga credit history debba tintadi ... Plus current credit history debba tintundi. Itu federal vadu interest rates penchutunnadu so this may be correct time to buy home. Down payment 5-10% matrame cheyagalanu. Em cheyamantaru .... 2 yrs employement in US, one year with current employer and 2 yrs credit history build ayyenta varaku aagamatara leka dookeyyamantara? Kim kartavyam? |