| Author | Message | ||
Boglehead Junior Artist Username: Boglehead Post Number: 84 Registered: 06-2014 Posted From: 174.59.126.97 Rating: N/A |
No, not the same https://en.m.wikipedia.org/wiki/Term_life_insurance | ||
Jeffa Junior Artist Username: Jeffa Post Number: 434 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
Is it not Term Life Insurance = Level Premium Term Life Insurance ? The premium for the term in the TERM LIFE INSURANCE is LEVELED and the same till the term for each period of premium. | ||
Boglehead Junior Artist Username: Boglehead Post Number: 83 Registered: 06-2014 Posted From: 174.59.126.97 Rating: N/A |
premiums peragakunda undalante, you should get what's called "level premium term life insurance". Here the premium is fixed for the term | ||
Saint Legend Username: Saint Post Number: 56378 Registered: 01-2011 Posted From: 98.156.0.52 Rating: N/A |
what ever JEFFA said is 100% True. any Life insurance policy, u wont get more than 4% returns per annum. The purpose of insurance is, having security for ur family in worst case scenario. The purpose of investments is to maximize your returns. Dont mix these 2. term insurance u pay very very less for the facevalue u r insuring....if u need the same type of amount in life insurance, u will need to pay 10-15X more. if u invest the remaining 9X-14X else where, u will multiply ur money by multifold (10 * 9X). but after maturity, ur life insurance, u will get max 3-4 (9X). the real life insurance is term insurance...thats what anybody needs. | ||
Jeffa Junior Artist Username: Jeffa Post Number: 433 Registered: 10-2012 Posted From: 15.219.162.22 Rating: N/A |
Super.. | ||
Sesani Legend Username: Sesani Post Number: 31392 Registered: 08-2014 Posted From: 172.56.36.221 Rating: N/A |
Nee post nen mottam sadavaledu Bhayya.. Evening sadivi chepta if u can give up or not.. J/k..  I am sure ur talking abt numbers and feel the money ur paying vs returns is BS. Put that money some where else or in similar lines... I hear this a lot for perm discussions | ||
Jeffa Junior Artist Username: Jeffa Post Number: 432 Registered: 10-2012 Posted From: 15.219.162.22 Rating: N/A |
Sarigga deenikosame nenu anna... MBA give up ani. Lets not mislead, if we cant lead. :-) | ||
Kuyyo_morro Megastar Username: Kuyyo_morro Post Number: 20881 Registered: 02-2011 Posted From: 172.56.21.131 Rating: N/A |
500k policy paying since 8yrs ikkada. 270 per month. retire ayinaka evo funds vasthayi. Aa funds lekkalu anni jinkaa bunkaa levello excel calculations untayi. After tax i tha ,before tax intha etc Bank acct lonchi ach transactions every month. Ee policies for family, 521 plan, roth annitike nelaki 1k avtundi deenamma. Bank lo kante itla naana chotla paisal kanabadthunnai. | ||
Rajusk Legend Username: Rajusk Post Number: 42001 Registered: 02-2008 Posted From: 170.74.248.5 Rating: N/A |
manaki rakapoina parvaledu..andulo beneficiaries ki vasthene kashtam | ||
Sesani Legend Username: Sesani Post Number: 31384 Registered: 08-2014 Posted From: 172.56.36.221 Rating: N/A |
Consider perm.. U will get some money back and premium won't jack up after 60.. It's not an investment but Guddi la mella.. Of course it's expensive | ||
Sesani Legend Username: Sesani Post Number: 31383 Registered: 08-2014 Posted From: 172.56.36.221 Rating: N/A |
nope... | ||
Onlytruth Legend Username: Onlytruth Post Number: 174041 Registered: 01-2007 Posted From: 107.77.87.122 Rating: N/A |
Katte premium ki okkasaraina claim use chesukundamu ani thought kuda raani insurance : LIFE INSURANCE kikiki | ||
Jeffa Junior Artist Username: Jeffa Post Number: 431 Registered: 10-2012 Posted From: 15.219.162.22 Rating: N/A |
BTW, there is an immigration/citizenship part of your coverage. Check with the provider if they cover your H1B status BEFORE ANYTHING. I know AIG allows non-GC or non-citizens who have been living for a while in US. | ||
Mahiz Junior Artist Username: Mahiz Post Number: 536 Registered: 10-2012 Posted From: 168.159.213.204 Rating: N/A |
New York Life lo Quote chusthe .. Mamimum i can select is 20 years only why ?? it is coming to 51 $ per month for 20 years ? | ||
Emc2 Legend Username: Emc2 Post Number: 44973 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
enduku rajaa chinna vishayaniki MBA give up, Jnanam wine lantidi entha thagithe antha balam enducation ni don't give up no body can take it once you get it | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 31767 Registered: 02-2009 Rating: N/A |
ee Indians tho inthay dolling..seppa pettakunday vachesthaaru | ||
Rajusk Legend Username: Rajusk Post Number: 41999 Registered: 02-2008 Posted From: 170.74.248.6 Rating: N/A |
 me Venu | ||
Jeffa Junior Artist Username: Jeffa Post Number: 430 Registered: 10-2012 Posted From: 15.219.162.22 Rating: N/A |
You may want to take a step back and reconsider your statement. Its not getting into DRAIN. If its true, why the world is ON the Car Insurance? Let me tell you something. (I have roared this many times in the past threads about this topic). Insurance REAL MEANING is TERM LIFE insurance for Life, Standard CAR insurance for autos today. Any other variations of this real meaning is a product which mixes insurance and investment. Insurance is a gamble. The policy provider says that you(policy holder) are NOT gonna die, the policy holder (you) say that "I am gonna die". Any non-term life product takes the part of premium and do the business with that(investment) and gives you pennies out of dollars from that business profit. Instead, you can invest THAT PART of the premium by yourself and keep all the profit (and invest in the way that you like) and pay the INSURANCE PART only to the policy provider. The PART of your premium(in case of term life its FULL) that you are saying getting into DRAIN is the amount that we need to pay to the insurance provider for taking risk in the above challenge. We have been having the old mind set of Insurance should pay back to us, OR thinking about paying for insurance as a mitigation at the TAX time to reduce taxes etc. We MUST come out it and look the fundamental essence of what an insurance is and what we are paying Vs What we are getting. Have you ever compared the numbers across any TERM and NON-TERM policies for the same parameters? Take an example of 20 years fixed term policy price for a 20 years Whole/Universal life policy premiums for the same person. What is the final benefit if that person lives all of the term or dies in between for a certain term. Then come back and state your above statement once again with the proof, I will give up my MBA in Finance. :-) | ||
Emc2 Legend Username: Emc2 Post Number: 44971 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
right but even those who can afford they can invest that extra money in some better options | ||
Komaranna Side Hero Username: Komaranna Post Number: 6960 Registered: 07-2010 Posted From: 12.34.246.78 Rating: N/A |
inthaki ekkada tesukovali enthaki telsukovalo bottomine ettandi | ||
Onlytruth Legend Username: Onlytruth Post Number: 174004 Registered: 01-2007 Posted From: 107.77.87.122 Rating: N/A |
true but monthlu antha ekkuva kattalante affordability ledhu ane kadha gola those who can afford whole is better | ||
Onlytruth Legend Username: Onlytruth Post Number: 174003 Registered: 01-2007 Posted From: 107.77.87.122 Rating: N/A |
malli best class amma newyorklife kiki | ||
Emc2 Legend Username: Emc2 Post Number: 44969 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
term vs whole is same lets say you pay term 300 premium that goes to gutter lets say you pay whole life 600 premium 300 goes to gutter 300 they will invest and give you end the end of the policy period in any case term is better if you can invest that extra 300 in better investments | ||
Botsa_fan Side Hero Username: Botsa_fan Post Number: 7691 Registered: 07-2013 Posted From: 158.48.133.2 Rating: N/A |
 Fan of Prabhas,Jr.NTR and SDT | ||
Kukatpally Hero Username: Kukatpally Post Number: 18501 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
basic ga srinkanth ni ani decide chesav | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46309 Registered: 02-2008 Rating: N/A |
inkoti if you're a smoker tell them upfront.. cheppakapothe takkuva ins untaadi ani share cheyakapothe info.. edaina ayite.. kottimeeda katta istaaru vallu.. | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46308 Registered: 02-2008 Rating: N/A |
nee age ki gaugeki nee habits ki 70 ki mil evadu ichedu baabu.. | ||
Onlytruth Legend Username: Onlytruth Post Number: 174000 Registered: 01-2007 Posted From: 107.77.87.122 Rating: N/A |
Whole Life ins is very expensive n good for rich income guys Term insurance is money goes to drain just like car insurance but majority of us ki ade suitable option mine is 1M coverage $70 per month right now (started at $50 few yrs ago) yrly penchukuntavpothadu $5 | ||
Maharshi Side Hero Username: Maharshi Post Number: 7871 Registered: 02-2008 Posted From: 63.106.134.10 Rating: N/A |
piki mohan babu la kanipisthav kaani lopala jagapathi babu ve | ||
Kukatpally Hero Username: Kukatpally Post Number: 18496 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
apandehe... comedy ki kuda pothavu,sicide,povali lanti wrds vaadodu lite tesukondi | ||
Man_of_masses Legend Username: Man_of_masses Post Number: 40916 Registered: 01-2008 Posted From: 104.129.204.56 Rating: N/A |
sare nee ittam mari... 50% kadu gani 40% ki khayam chesuko Success Doesn't Guarantee Happiness.. http://i42.tinypic.com/54g1g2.png | ||
Andhrawala Legend Username: Andhrawala Post Number: 45185 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
gloves vesukoni thosthaaadu No Signature | ||
Legend Username: Twitter Post Number: 40604 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
ehes malli adhe gola nuv pothav ga ma thippalevo mem padatham | ||
Kukatpally Hero Username: Kukatpally Post Number: 18494 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
poni 4 yrs chinnodini anu cheppu insurance oodiki... 10 dollars ke ichestadu  | ||
Man_of_masses Legend Username: Man_of_masses Post Number: 40915 Registered: 01-2008 Posted From: 104.129.204.56 Rating: N/A |
lol... mari ninnu bokkalo este Success Doesn't Guarantee Happiness.. http://i42.tinypic.com/54g1g2.png | ||
Legend Username: Twitter Post Number: 40603 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
may be company ki company ki rule marthundhemo ..NYL aithe death aithe chaalu ela ayyav anedhi consider cheyaru .. | ||
Legend Username: Twitter Post Number: 40602 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
half amount isthava cheppu thosestha | ||
Man_of_masses Legend Username: Man_of_masses Post Number: 40913 Registered: 01-2008 Posted From: 104.129.204.56 Rating: N/A |
suicide la endukuntadi edo accidental ga padipotam Success Doesn't Guarantee Happiness.. http://i42.tinypic.com/54g1g2.png | ||
Andhrawala Legend Username: Andhrawala Post Number: 45183 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
after 1 year or 2nd year sucidal death is covered. maree oka month premium kattesi million dobbalantee kudardahuu No Signature | ||
Legend Username: Twitter Post Number: 40601 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
suicides ki ivvaru chooskoni dhooku | ||
Andhrawala Legend Username: Andhrawala Post Number: 45182 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
whole life policy for million antee gunde gubelui mantundhi naaku okkasaari icchedu quote. car payment laano monthly mortgage laano vuntundhii light theesukunnaa No Signature | ||
Man_of_masses Legend Username: Man_of_masses Post Number: 40911 Registered: 01-2008 Posted From: 104.129.204.56 Rating: N/A |
return vache policies vere untai ... premium ekkuva untadi ledu ..kaadu koodadu... term aina ravalsinde money ante maname ye nuyyo goyyo sooskovali Success Doesn't Guarantee Happiness.. http://i42.tinypic.com/54g1g2.png | ||
Sony Megastar Username: Sony Post Number: 24850 Registered: 12-2006 Posted From: 170.48.2.185 Rating: N/A |
serious, ippudu term insurance term ayyaka manaki back money raadu kada....ala ravali ante em cheyali mee NJ lo patel saab enakala padtunadu NY life teesukomani | ||
Man_of_masses Legend Username: Man_of_masses Post Number: 40910 Registered: 01-2008 Posted From: 104.129.204.56 Rating: N/A |
loll Success Doesn't Guarantee Happiness.. http://i42.tinypic.com/54g1g2.png | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46305 Registered: 02-2008 Rating: N/A |
wait ee nimute for 5 nimutes.. chakram esi cheptaan.. annai elaaa kotenu debbaaaa..  | ||
Sony Megastar Username: Sony Post Number: 24849 Registered: 12-2006 Posted From: 170.48.2.185 Rating: N/A |
acharya varya, nenu Kukat kante 2 years sinnodini, naaku 20 dollars ki ochestundi antaraa | ||
Legend Username: Twitter Post Number: 40600 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
nenu NY life theeskunna month ki 60 paduthundhi malli Non smoker category for 20yrs | ||
Vjawarrior Megastar Username: Vjawarrior Post Number: 21061 Registered: 02-2014 Posted From: 153.2.247.30 Rating: N/A |
HYD lo 12 buildings, VJA lo oka rendu, vizag lo oka 2 ventures, blore lo okati.......endi saami nuvvu....with all this 100k ante Ill take it | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46304 Registered: 02-2008 Rating: N/A |
organic ayite ok.. | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46303 Registered: 02-2008 Rating: N/A |
nee enks.. nee age ki nuvvu oka 400k tesukunte max 30$ kadataavu.. ante 360 PA.. daaniki tax exception voste eki lekapothe..vochinaa enta vostaadi eti..tokkalodi.. | ||
Andhrawala Legend Username: Andhrawala Post Number: 45178 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
age aithe PK meedha sinnodni. but income PK range kaadhu No Signature | ||
Man_of_masses Legend Username: Man_of_masses Post Number: 40909 Registered: 01-2008 Posted From: 104.129.204.56 Rating: N/A |
Costco Insurance OK naa evaraina using aa Success Doesn't Guarantee Happiness.. http://i42.tinypic.com/54g1g2.png | ||
Andhrawala Legend Username: Andhrawala Post Number: 45177 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
entha pay chesthunnaavu for 500K 500K ki soosthee 20 years aithe year ki 665 and 30 years ki 1108 antunnadu (at term4sale) United of Omaha Life Insurance Compan No Signature | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46302 Registered: 02-2008 Rating: N/A |
nuvvu Suman aa annai..just info kosam asking.. kukkat= mahi adi fix ayipoindi.. | ||
Kukatpally Hero Username: Kukatpally Post Number: 18493 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
ate manam pay chese premium amount yr end tax exception lo set cheyyocha ani | ||
Kukatpally Hero Username: Kukatpally Post Number: 18492 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
meeru lucky annai... 100k vaste pista NJ/CA lo rents ki 150k sampadiche vadu kuda middle class | ||
Andhrawala Legend Username: Andhrawala Post Number: 45176 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
ilaanti matalu vini papam Hyder uncle naaku call sesei mastaaru GA advts lo naaku discount ivvandi ani aidgeru. Ippudu ex-hero Suman ki thakkuva vasthundhi than Charan or Mahesh adhi mana situation. neelaantodu getting 200 or 300K and naaku 100K. But me yappy with it No Signature | ||
Legend Username: Twitter Post Number: 40599 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
yeah nen andhuke just 500k ki theeskunna ..kukat lanti rich city guys ki 100k thakkuvemo kaani manalanti suburbs ki ekkuve kadha | ||
Sesani Legend Username: Sesani Post Number: 31381 Registered: 08-2014 Posted From: 172.56.36.109 Rating: N/A |
nee monthly payments meeda NO.. When u get the money (somebody after u).. Upto certain amount varaku tax free.. Dnt know exact amount but it's in millions. | ||
Banda Junior Artist Username: Banda Post Number: 383 Registered: 08-2008 Posted From: 129.135.0.21 Rating: N/A |
100k ante entha cheap ayipothundi mama...  aani oorlu NJ/CA lanti places kadhu ga.. maa oorlo 100k ante pistha annatu.. | ||
Vjawarrior Megastar Username: Vjawarrior Post Number: 21058 Registered: 02-2014 Posted From: 153.2.247.30 Rating: N/A |
you shuid also take and ur husband shud also take outside one too thougnb for less amt....as u never know when one might loose their job. | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46299 Registered: 02-2008 Rating: N/A |
whole life ins ki ante pay cheyaali.. term ki 40$ and whole life ki 50$ ante ee tokkalo disco enduku.. andaru wholelife ins ee tesukuntaaru.. | ||
Urumi Side Hero Username: Urumi Post Number: 3786 Registered: 12-2011 Posted From: 173.70.23.222 Rating: N/A |
employer thru life insurance kaakunda verena meeru maatladedi? monthly enta padutundi ?husband ki emplyoyer thru life insurance vundi. ippudu husband aa extra policy teesukunte, naakedanna heart attack/cancer vaste coverage ela vuntundi ?or nenu kooda teesukunte best aa ? or family plan emanna vuntunda ? | ||
Kukatpally Hero Username: Kukatpally Post Number: 18487 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
uncle serious aa kindal aa... mee age yenti guage yenti... sinna pillodila 100k yenti... only GA site meeda vastayi kada 100k meeku  | ||
Vjawarrior Megastar Username: Vjawarrior Post Number: 21055 Registered: 02-2014 Posted From: 153.2.247.30 Rating: N/A |
malli ade tone...neeku ardhaam kaaledaa naa question....when most of us die after 60's term teeskuni em labham...after 60's emanna aithe okka paisaa raadu manaki due to term except for the returns anta like emc said and i donno how much we get..... 500 premium for life ins aa...evad saami kattedi antha.... | ||
Andhrawala Legend Username: Andhrawala Post Number: 45174 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
yepp anthey kathaaa. ikkada million policy anevaalaki max annual income 200K I am looking 500k policy becos my income is 100K No Signature | ||
Andhrawala Legend Username: Andhrawala Post Number: 45173 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Term policy aithe premium thakkuva vuntundhi. but just covers risk for the period u are insured. Policy active gaa vunnappudu buicket kick sethe u get the coverage amount. Whole-life policies ante it will cost u firtune. This is more like our traditional lif ins policy in India but will be prohibitlvelty expensive. may be around 500-600 per month. andhulo nuvva balti thannakapoina paisalu vatshaayi No Signature | ||
Kukatpally Hero Username: Kukatpally Post Number: 18484 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
tax benefits vuntaya... india lo LIC ki tax benifit setting la  | ||
Kukatpally Hero Username: Kukatpally Post Number: 18483 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
ante naaki 200k policy saridpothunda guruji | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46296 Registered: 02-2008 Rating: N/A |
nuvvu kateee tokkalo 30$ PM ki emi expect chestunnavu eti.. neeku nee prati $ return kavali anukunte.. full term tesukoo.. monthe ki oka 500 kattu.. appudu neeki istaaru afater 60 emaina ayite oka 500k.. | ||
Vjawarrior Megastar Username: Vjawarrior Post Number: 21052 Registered: 02-2014 Posted From: 153.2.247.30 Rating: N/A |
ehes...saava dobbak...term aa life aa anedi question....most of us die after 60's....so ippudu term teeskunte bokkegaa....30 yr term tarvaatha entha vastadi manaki | ||
Kuyyo_morro Megastar Username: Kuyyo_morro Post Number: 20879 Registered: 02-2011 Posted From: 173.169.22.176 Rating: N/A |
term insurance is good only till mortgage is paid off. But actual health problems start ayyevi after you pay off your mortgage due to age and guage. Long term insurance is better than term. Future lo retirement fund ga kuda paniki vastundi. | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46291 Registered: 02-2008 Rating: N/A |
expensive anipiestee term tesukoo annai.. neeki badhabits lekapothe max 40$ PM ki set ayipotaadi.. family future ki kudaa ee lekkalu eti ..return on investment eti.. tokkalodi oka restaurant visit or oka tel bomma skip cheste all set.. nee budget ki kuda hole padadu.. | ||
Kuyyo_morro Megastar Username: Kuyyo_morro Post Number: 20878 Registered: 02-2011 Posted From: 173.169.22.176 Rating: N/A |
Illu unte make sure to take life insurance of your home loan value. 500k illu koni unte, 500k insurance theesukondi. Dependents ki undataniki illu without mortgage ayina ichina vallu avtaru. | ||
Vjawarrior Megastar Username: Vjawarrior Post Number: 21051 Registered: 02-2014 Posted From: 153.2.247.30 Rating: N/A |
evaraina sachipoyedi after 65 nowadays....so term teesukuni unte u wont get a penny ...but as emc said with term also after 30 years u get money anta...donno how much get thoiugh | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46287 Registered: 02-2008 Rating: N/A |
prati daniki ee disco dance eti tokkalogaa.. chepindi vinandi.. min 5x gross pay ins tesukondi.. mari expensive house undi.. wife homemaker ante .. kootanta ekkuva ins tesukondi.. | ||
Ramramesh Side Hero Username: Ramramesh Post Number: 5834 Registered: 03-2014 Posted From: 158.140.1.28 Rating: N/A |
If Full-life is reasonable cost, then you can get it...However, it's usually very expensive... | ||
Vjawarrior Megastar Username: Vjawarrior Post Number: 21049 Registered: 02-2014 Posted From: 153.2.247.30 Rating: N/A |
im not denying tht bro...so why Term and why not full life? anyways emc answered by question....ULIP lekka anipinchindi naaku | ||
Andhrawala Legend Username: Andhrawala Post Number: 45172 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
me 45 now. so if I take 30 year policy it will cover me till 75 years my kids 15 and 10 now will be 45 and 40 then. so they will be settled. Whole life could be even expensive as insurance is bound to pay money when u die No Signature | ||
Sasibabu Legend Username: Sasibabu Post Number: 37961 Registered: 11-2009 Posted From: 45.20.143.145 Rating: N/A |
nuvvu pothe isthaadu | ||
Andhrawala Legend Username: Andhrawala Post Number: 45171 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
80 per month anedhi oka weekend dinner and movie cost laa theesukuni everymonth bill kataali if u survive u dont get anything. If bucket kicking family gets 1 million cash No Signature | ||
Ramramesh Side Hero Username: Ramramesh Post Number: 5833 Registered: 03-2014 Posted From: 158.140.1.28 Rating: N/A |
Babu serious diseases like cancer and others evariki seppi raavu....life is a probability game....mana round eppudud vastundhoo teliyadu...You must and shud get life & health insurance... | ||
Emc2 Legend Username: Emc2 Post Number: 44968 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
riders are depends upon your situation, other than that try to include in your existing auto or home insurence company you will get discount | ||
Vjawarrior Megastar Username: Vjawarrior Post Number: 21044 Registered: 02-2014 Posted From: 153.2.247.30 Rating: N/A |
thanks bro...riders emi adagaali and what premium is a good deal for 500k ? | ||
Emc2 Legend Username: Emc2 Post Number: 44967 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
calculate chesi cummulative interest esthe easy ga you will get atleast 10% based on the fund performance, ade mana amaravathi lo 30yrs ki at least 30% return gaurantee, so for safety just invest in term instead of life | ||
Vjawarrior Megastar Username: Vjawarrior Post Number: 21043 Registered: 02-2014 Posted From: 153.2.247.30 Rating: N/A |
so afyter 30 years entha istaadu bro...for example if I pay 80/month a spremium...after 30 years...oka 1 million istaada? | ||
Emc2 Legend Username: Emc2 Post Number: 44966 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
full life waste, nee money neeku invest chesi after 3o yrs isthadu, full life anete life long ani kadu, koncham differences chudu, you can invest that money some where else for better returns,indian postal lo esukunna neeku danikante ekkuva returns vasthayi  | ||
Vjawarrior Megastar Username: Vjawarrior Post Number: 21041 Registered: 02-2014 Posted From: 153.2.247.30 Rating: N/A |
AW bro....all diseases.health issues hit us after 60's...so 30 yr policy valla neeku emi labham...y didnt u take full life? Im not understanding why people go for term and not full life? | ||
Mamamiya786 Hero Username: Mamamiya786 Post Number: 18091 Registered: 06-2008 Posted From: 143.112.144.129 Rating: N/A |
i can find out , one of my friend was telling about it .. it covers , heart attacks , cancer ..some other diseases Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| | ||
Saint Legend Username: Saint Post Number: 56377 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
mahiz.. Protective Life Insurance Company A+ $631.15 $54.27 Custom Choice UL - 30 Year No Lapse Select Preferred Non-Tobacco | ||
Mahiz Junior Artist Username: Mahiz Post Number: 535 Registered: 10-2012 Posted From: 168.159.213.204 Rating: N/A |
@ Sanju .. I am not married bhayya  @Saint Can you please tell me some sites , where can i check .. term4sale is giving 75 per month as least | ||
Cool_indian Side Hero Username: Cool_indian Post Number: 2297 Registered: 02-2008 Posted From: 157.93.242.51 Rating: N/A |
Yound age lo cheyyandi..it will be much cheaper. But must. | ||
Thelegend Moderator Username: Thelegend Post Number: 30275 Registered: 04-2008 Rating: N/A |
FT empl benefit untadhi usually. Andhulo max limit without health checkup option thoseyyandi first. Extra kavalante bayata theeskondi | ||
Kukatpally Hero Username: Kukatpally Post Number: 18472 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
change ante for sure change avuthayi situations... so malli malli konakunda ippude oka 4-5 yrs down the road situations mind lo pettukoni set cheyyadam best anukuntunna... aa situations as it is set ayina avvakapoyina | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 31758 Registered: 02-2009 Rating: N/A |
jal yes, per year premium another thing I learnt is staggering policies for e.g, say your are 32-33...married , planning/had first kid you take 500k policy as that is what you think falls into your current budget and future expenses for family when you are not there after 3-4 yrs , second kid, mortage, income increased... you will want to buy additional policy to support increased family numbers and expenses...then buy another 500k policy at that time kaani the rate will be high now as your age has increased and also may be health issues too so think of it as alternative financial planning what is your current situation, will it change in next few yrs ( looking at you mr. kukat) , how much do I need to start off? will I need to increase ? many amrus itta sesthaar...we don't have to but learning pros and cons of coz iyaani kaadhu every few years desham RE plus rental income investments anukunna...adhi different | ||
Emc2 Legend Username: Emc2 Post Number: 44963 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
2000 is good go for term life | ||
Andhrawala Legend Username: Andhrawala Post Number: 45161 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
2K per year for 1 million coverage 30 year Metlife Naa quote United of Omaha Life Insurance Company A+ $2,112.50 $184.84 Term Life Answers 30 Preferred Plus Non-Tobacco No Signature | ||
Emc2 Legend Username: Emc2 Post Number: 44962 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
choose between term life and whole life mee mohal manda kavalante just term life teesukondi basic premium tho ayipothadi even in whole life they pay portion of it towards the term and they pay you the premium in case of you died in whole life rest of the payment after term life will be invested in fund management, that is what you will get after en of the term if you are capable of investing that money put it in some where else and grow better, for security just take term life inusrence that will conver for unexpected incidents, oorike one mil 2 mil so di enduku | ||
Sanju Side Hero Username: Sanju Post Number: 2117 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
yes, it will be gone...andukey bayata theesukunna 1.25M coverage... | ||
Sanju Side Hero Username: Sanju Post Number: 2116 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
Family most vulnerable time ni batti term decide chesukondi...naa varaku ayithey kids college finish ayyentha varaku choosukunna coverage.. | ||
Rebel Hero Username: Rebel Post Number: 14182 Registered: 02-2008 Posted From: 151.151.16.13 Rating: N/A |
what if job got terminated ? that insurance will be done ? | ||
Emc2 Legend Username: Emc2 Post Number: 44961 Registered: 03-2008 Posted From: 108.48.4.24 Rating: N/A |
per month?  | ||
Andhrawala Legend Username: Andhrawala Post Number: 45160 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
30 year policy 1 million, metlife around 2K antnnaadu may have to try 500K and 20 year term to make it affordable No Signature | ||
Sanju Side Hero Username: Sanju Post Number: 2115 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
Uncle, naaku 46 per month for 1.25M 20yr term policy + 15 per month for 0.4M thru employer. | ||
Maharshi Side Hero Username: Maharshi Post Number: 7865 Registered: 02-2008 Posted From: 63.106.134.10 Rating: N/A |
kadipi kudupu annai ..nenu good student la ninnu follow avutha | ||
Kukatpally Hero Username: Kukatpally Post Number: 18465 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
metlife oodini kadupudam anukuntunna | ||
Andhrawala Legend Username: Andhrawala Post Number: 45157 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
5 times antee easy nee. Nenu 1 million antee almost 2K premieum antunnaadu Guys meeku entha vasthunnahdi premium. I know it will be high for me becos of age No Signature | ||
Jalsa Legend Username: Jalsa Post Number: 33471 Registered: 02-2008 Posted From: 159.53.78.140 Rating: N/A |
entidhi? premium per annum? | ||
Maharshi Side Hero Username: Maharshi Post Number: 7864 Registered: 02-2008 Posted From: 63.106.134.10 Rating: N/A |
nenu idi fix avvachemo ayithe(except 6 pack discount) ..db lo threads chusinappudu tappa migathappudu gurthu undi saavtla . Ee year end lopu set cheyali ne bhi | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 31755 Registered: 02-2009 Rating: N/A |
kukat you would be eligible for top category 1 mill, 30 yrs 700-800 anukuntunnaa at top of the line companies nee kanna few yrs yekkuva nen...800-850 range lo untunaayi | ||
Sanju Side Hero Username: Sanju Post Number: 2114 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
deeni gurinchi maa agent gaanni kadilisthey..idhi only comprehensve policies key isthaam, but covers upto 105 yrs annadu..sarey entha ra premium antey 450 per month annadu...hands up anna nenu... Saint theesukuni vundachu idhi... | ||
Jalsa Legend Username: Jalsa Post Number: 33467 Registered: 02-2008 Posted From: 159.53.78.140 Rating: N/A |
ippudu maa papa ki serious illness undhi for last 3 years....how will this insurance help? my medical insurance is covering prasthutham...how will the above help? | ||
Kukatpally Hero Username: Kukatpally Post Number: 18462 Registered: 07-2014 Posted From: 57.69.14.65 Rating: N/A |
uncle.. guage 30 no kids no smoke no hospital visits ee yr physical lo all good... replace reg rice with brown rice few days a week ani seppar after taking half liter blood yentha spend cheyyochu monthly/yearly for 1 mil policy saint annai nuvvu kuda number pettu.. first time shoppin | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 31754 Registered: 02-2009 Rating: N/A |
//nenu anedhi immigration perspective lo....undanistaara ani// if your employer is keeping you on the job, not an issue afaik desi companies ayithay telvadhi...but they cannot terminate you coz you are disabled kitchen lo lamba chowda cutouts untaayi, cannot terminate coz disabled, pregnant, race etc I think everyone has to follow such things | ||
Mamamiya786 Hero Username: Mamamiya786 Post Number: 18089 Registered: 06-2008 Posted From: 143.112.144.129 Rating: N/A |
one million ki teesuknna nenu ,na family. critical illaness ki separate insuracnes vuantayanta ..avi kuda teesukovali ..then all done. Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt. Jagan|Modi| | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 31753 Registered: 02-2009 Rating: N/A |
suyodhana untayi...state farm anukunta few things to consider not all insurance companies are the same some are good at auto only(geico) some only at life term policy 20/30 yrs ani teesukuntaavu car, home you can change in between how often will you change term life? I heard porting is possible but not a profitable option for the policy holder | ||
Jalsa Legend Username: Jalsa Post Number: 33464 Registered: 02-2008 Posted From: 159.53.174.145 Rating: N/A |
nenu anedhi immigration perspective lo....undanistaara ani | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 31752 Registered: 02-2009 Rating: N/A |
jal h1B lo short term kee india jump antay yetta basu friends went through issues where they were hospitalized for couple of months and recovery for another month | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 3112 Registered: 01-2013 Posted From: 173.226.168.130 Rating: N/A |
Life + Auto + Home teesukunte discount iche companies emanna vunnaya? | ||
Cinejeevi Side Hero Username: Cinejeevi Post Number: 3408 Registered: 10-2014 Posted From: 69.147.191.23 Rating: N/A |
I could be wrong but remember one thing. Unlike LIC in Desam, here in US one has to pay the monthly premiums for certain period of years. If that person dies or has some issues it would be benefit the beneficiers otherwise thats it. Don't be in imagination that you can get the money after 20/25 years etc., Very few companies with very very high premium might give that option. Note: I have no life insurance and have no plans for it as well.  shoko naashayate dhairyam shoko naashayate shrutam shoko naashayate sarvam na asti shoka samaH ripuH | ||
Sanju Side Hero Username: Sanju Post Number: 2113 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
deenni maa agent gaadu Terminal illness rider ani add chesaadu naa policy ki...once doc certify chesthey 60% payout vuntadi and you can use it however you want annadu... | ||
Sachin Legend Username: Sachin Post Number: 39908 Registered: 04-2008 Posted From: 208.78.147.194 Rating: N/A |
ekkada konali idi? edanna manchi site cheppundri | ||
Jalsa Legend Username: Jalsa Post Number: 33459 Registered: 02-2008 Posted From: 159.53.78.140 Rating: N/A |
annai, naa lanti h1b gallaki ilaa jarigithey jai India kaaadha? i mean can we stay in country? | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 31750 Registered: 02-2009 Rating: N/A |
rajan accelerated death benefit rider okkati sudandi if it is coming with basic policy the terms will be you are determined( by a doc) to die on 6 months so your payout could be used for medical bills same case with it can be used if your state is now restricted to nursing home and next step is funeral it will spare expenses for your loved ones and also you don't have to take it out of your saving other than this , I would say don't include any other riders...the premiums will go UP! if you are an FTE in a mid size company you will most likely be able to purchase short term disability through work for very less per month independent ayina Aflac lantivi chodochu again idhi awasaram aa antay...yes, if you are disabled for a few months and have no income source...something to keep the lights on and reduce burden on your family | ||
Sanju Side Hero Username: Sanju Post Number: 2112 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
Bring in Kid's age into the equation and figure out the term... | ||
Saint Legend Username: Saint Post Number: 56376 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
koddiga ekkuva ani naa feeling..because u r just 28 years...try with others...34Y ki naaku 900 per year quote itchadu..for ur age..its shud be 55-60 range.. | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 31749 Registered: 02-2009 Rating: N/A |
also gym boy fafi don't workout at least 2-3 days before the exam creative disposal level will be closer to max limit | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 31748 Registered: 02-2009 Rating: N/A |
fafi first step - application questionnaire - bio data, family health history, personal health history, etc second step - they will send a medical examiner (lab tech. anukoo) to your home 8 hrs fasting undaali draw blood sample for complete profile - lipid, glucose etc urine sample BP, ht, wt etc. underwrite will get the results, review health history you submitted as well as get health records from whatever medical facilities you visited...car fax laaga nee VIN (SSN) kee oka db record undhi already based on their policy and conditions, they will give you premium and category quote if any company(other than through work) is offering you a policy without medical exam...don't waste your time credit card application laagay how many places you are applying also gets tracked and they may increase quote/change conditions coz you have applied at too many places ( red flag - this candidate could be desparate) | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 3110 Registered: 01-2013 Posted From: 173.226.168.130 Rating: N/A |
Life + Auto + Home teesukunte discount iche companies emanna vunnaya? | ||
Starc Comedian Username: Starc Post Number: 1664 Registered: 03-2015 Posted From: 170.63.120.116 Rating: N/A |
what is the medical exam they need? | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46286 Registered: 02-2008 Rating: N/A |
US lo rule.. 5Xgross pay mana life insurance undaali or tesukovaali.. 100k,50k tesukunna tesukokapoyinaa okkatee.. | ||
Bunty717 Moderator Username: Bunty717 Post Number: 46285 Registered: 02-2008 Rating: N/A |
depending upon the amount Med exam untundi.. nuvvu 500K ki insurance tesukunte.. med exam and nee old med history antaa chustaaru before they approve your case. ee med exam free ins company will handle. infact ee med exam desam life insurances ki kuda untaadi.. | ||
Starc Comedian Username: Starc Post Number: 1663 Registered: 03-2015 Posted From: 170.63.120.116 Rating: N/A |
it says medical exam required.. what is it? | ||
Mahiz Junior Artist Username: Mahiz Post Number: 534 Registered: 10-2012 Posted From: 168.159.213.204 Rating: N/A |
My profile : Today's Date is: October 23rd, 2015 Premiums for: Male, Non-Smoker, Preferred Age: 28 year old State: Massachusetts Insurance death benefit: $1,000,000 This is the cheapest : Assurity Life Insurance Company Term 350 Plus - 30-year Term Preferred Non-Tobacco Pf - 75 $ per month is this good price ?? | ||
Jalsa Legend Username: Jalsa Post Number: 33443 Registered: 02-2008 Posted From: 69.126.211.48 Rating: N/A |
company is offering basic life insurance upto 100K. term life, short term/long term disability, accidental death and dismemberment ivanni teesukunna. saripothadhaa? or ivanni mutually exclusive aa? repey last date to sign up. | ||
Botsa_fan Side Hero Username: Botsa_fan Post Number: 7688 Registered: 07-2013 Posted From: 74.215.110.232 Rating: N/A |
Thanks annai. Fan of Prabhas,Jr.NTR and SDT | ||
Ramramesh Side Hero Username: Ramramesh Post Number: 5832 Registered: 03-2014 Posted From: 158.140.1.28 Rating: N/A |
Getting it through jobs is the easiest thing...Usually, when you join a new job, irrespective of your current health status, all employers are forced to offer roughly 2X-6X of your annual salary based on your company policies...after the 1st 30 days, you have do get qualified for coverage... | ||
Sesani Legend Username: Sesani Post Number: 31360 Registered: 08-2014 Posted From: 69.114.184.164 Rating: N/A |
This is how it works... u shop for life insurance and narrow down on 1-2 companies... they agent will explain u everything about the plan, all the details... u sign up for the insurance... Next assalu process start aithadi... they will do ur full body check up, ask shit lot of questions abt ur family, ur life style, ur job, ur hobbies blha blah blah... if u give any incorrect information and during claim process (touch wood) if they find out that u falsified the information they can cancel the policy and u get nothing... Based on ur health report, ur life style, ur job, ur hobbies, ur eating habits etc the under writer decides ur monthly premium... | ||
Bobbi Junior Artist Username: Bobbi Post Number: 171 Registered: 06-2013 Posted From: 96.235.186.66 Rating: N/A |
do we need to tell them about parents diabetes/BP issues? | ||
Andhrawala Legend Username: Andhrawala Post Number: 45135 Registered: 03-2008 Posted From: 98.122.147.86 Rating: N/A |
Naa quote United of Omaha Life Insurance Company A+ $2,112.50 $184.84 Term Life Answers 30 Preferred Plus Non-Tobacco No Signature | ||
Saint Legend Username: Saint Post Number: 56354 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
term4sale loki velli quotes tesuko....30Y term + min. A+ rating + riders ekkvua free ga itche vaadu.. | ||
Saint Legend Username: Saint Post Number: 56353 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
adi okkodu okko name tho pilusthadu..duplicates vuntayi...nenu just anni cllect chesi ikkada vesa..google.... | ||
Botsa_fan Side Hero Username: Botsa_fan Post Number: 7687 Registered: 07-2013 Posted From: 74.215.110.232 Rating: N/A |
Saint ey policy baguntadhi cheppu toseyddam Fan of Prabhas,Jr.NTR and SDT | ||
Rajusk Legend Username: Rajusk Post Number: 41961 Registered: 02-2008 Posted From: 170.74.231.4 Rating: N/A |
zara veeti explanation ekkadaina unte..ikkada pasting seyyi.. naa insurance lo emi unnayo soosukovali nen bhi.. | ||
Legend Username: Twitter Post Number: 40584 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
just playing devils advocate ba evadanna dhorukuthaademo gnaanodhayam cheddhamani | ||
Saint Legend Username: Saint Post Number: 56352 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
http://www.chalanachithram.com/discus/messages/115/293634.ht ml#POST5205053 twitto lo emi change vachindi? | ||
Saint Legend Username: Saint Post Number: 56351 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
past discussions.. http://www.chalanachithram.com/discus/messages/115/299059.ht ml | ||
Saint Legend Username: Saint Post Number: 56350 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
riders Accelerated death benefit (ADB) rider Disability waiver of premium rider Long-term care rider (LTC) Accidental death benefit rider (ADB) Additional purchase option (guaranteed insurability rider) Disability income rider (DIR) Cost of living rider (COL) Extension of benefits rider (EOB) Change of plan provision Term conversion rider Critical illness rider Child protection rider In case you outlive your term life policy Return of premium rider | ||
Sesani Legend Username: Sesani Post Number: 31355 Registered: 08-2014 Posted From: 172.56.36.32 Rating: N/A |
40 50 kaadu baa.. Even at 70-80 natural ga pothe perm plan will pay every penny of the plan.. | ||
Legend Username: Twitter Post Number: 40583 Registered: 10-2009 Posted From: 66.194.212.162 Rating: N/A |
chaganti dialog adhi ..ettagu potham poni poyetappudu one million icchina vaallu ela untaro choodalem anthakaadiki endhuku raa ee thapana jeevitham lo haayiga poka annadu saami ..baaga gucchukundhi | ||
Saint Legend Username: Saint Post Number: 56349 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
baa...40/50 ki natural death ela vasthadi? | ||
Sanju Side Hero Username: Sanju Post Number: 2099 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
limit vuntadi max 5x salary or something...kani cheap ga vasthadi..combine it with termlife outside 20 or 30 yrs based on your situation... | ||
Sesani Legend Username: Sesani Post Number: 31354 Registered: 08-2014 Posted From: 172.56.36.32 Rating: N/A |
New York life and one other pays for natural death also as part of perm insurance.. Check cheskondi... | ||
Saint Legend Username: Saint Post Number: 56346 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
take on ur own..adi neevu takeover cheyyachemo choodu..leka pothe separate ayyaka malla first nunchi kastam....naaku aa option vundi...but ee sari 30Y kavali ani bayata choosthunna | ||
Rajusk Legend Username: Rajusk Post Number: 41956 Registered: 02-2008 Posted From: 170.74.231.4 Rating: N/A |
Jagapathi babu statement neeku baga guchukundi anukonta | ||
Keko_keka Side Hero Username: Keko_keka Post Number: 2098 Registered: 07-2010 Posted From: 199.44.15.72 Rating: N/A |
ma employer provide chesedhi 100k or something vundali. pattinchukoledu. okasari check chesi increase cheyyali | ||
Saint Legend Username: Saint Post Number: 56343 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
I already have 250k insurance thru my employer... | ||
Saint Legend Username: Saint Post Number: 56342 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
riders adugu..critical illness di must n shud ga add chesukoo 30 years vundettu choodu plan...20y kakunda..double avuddi premium but 30 Y is good anukuntnna | ||
Legend Username: Twitter Post Number: 40582 Registered: 10-2009 Posted From: 66.194.212.162 Rating: |
guys ettagu poyaka evarni choodam endhuku ee thapana manaki .. | ||
Sasibabu Legend Username: Sasibabu Post Number: 37957 Registered: 11-2009 Posted From: 45.20.143.145 Rating: N/A |
ippude call chesaa maa agent ki nenu theesukuntunna ..... ivvale | ||
Rowdy Legend Username: Rowdy Post Number: 35779 Registered: 01-2010 Posted From: 12.155.202.69 Rating: N/A |
okati teeskuni naku kuda cheppu Saintai ... | ||
Saint Legend Username: Saint Post Number: 56339 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
naadi already 250k di vundi..inko 1M add cheddam ani quotes anni teppincha..job change valana baddakincha...malli start cheyyali ee month end lopu | ||
Sanju Side Hero Username: Sanju Post Number: 2097 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
last time meeru thread vesaasu kada..final chesesaara mee LI policy? | ||
Saint Legend Username: Saint Post Number: 56338 Registered: 01-2011 Posted From: 144.230.191.36 Rating: |
Offlate chala casess vintunnamu....plan ur exit carefully.leka pothe tarvatha dependents nakestharu...India lo crores vundochu but ikkada kids and spouse ki comfortabe life lead chese laaga vundali...india to US monthly dabbulu techukuni survive kaleru kada... Life Insruance lo riders vuntayi....cancer etc vasthe u can take some amount up to 80% I think and spend it for medical expenses... |
