| Author | Message | ||
Jeffa Junior Artist Username: Jeffa Post Number: 331 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
I've got a sample medical tests report from AIG, if anyone want to know what do they test and how do they rate it, pl let me know, I will email them to you.. Note: its for AIG only but other companies may look for a similar process to measure your best health category. | ||
Jeffa Junior Artist Username: Jeffa Post Number: 316 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
95% of the insurance service providers in US doesnt allow non residents etc. I know AIG does... also few others.. but within this class, AIG is best... Allowing non-residents also not guaranteed. They do analyze your US past history (like length of stay, your health and financial history, your future immigration status etc) | ||
Jeffa Junior Artist Username: Jeffa Post Number: 315 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
Thammi.. just kidding le.. em anukoku... sarada lo sardukupodaam (ededo future telugu movie title laa vundi kadoo) :-) | ||
Saint Legend Username: Saint Post Number: 55168 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
bum | ||
Happyguy415 Junior Artist Username: Happyguy415 Post Number: 481 Registered: 01-2014 Posted From: 73.231.67.46 Rating: N/A |
thanks for your suggestion annai. Have a good time in your not-stinking shoes annai. | ||
Saint Legend Username: Saint Post Number: 55150 Registered: 01-2011 Posted From: 174.71.32.146 Rating: N/A |
one of the agent told me that, GC/USCs ithe konni companies lo process simple...H1 ante antha easy ga accept cheyyaru annadu....not sure how far its true. | ||
Saint Legend Username: Saint Post Number: 55149 Registered: 01-2011 Posted From: 174.71.32.146 Rating: N/A |
it depends on ur comfort annai....there are many good comapnies... NY Life, Metlife, Mutual of Omaha, Protective, AIG, Transamerica, etc etc... manchi deal, plus manchi riders itche vallatho ellandi... | ||
Saint Legend Username: Saint Post Number: 55148 Registered: 01-2011 Posted From: 174.71.32.146 Rating: N/A |
adi A++ companies ithe.. A+ ithe shud be between 60-70 | ||
Happydays Side Hero Username: Happydays Post Number: 2484 Registered: 02-2015 Posted From: 104.129.196.124 Rating: N/A |
from which company i should take..can you please tell me Chiru,Veturi,SPB,Ilayaraja,Sachin,Broncos | ||
Gandhiguevara Legend Username: Gandhiguevara Post Number: 54488 Registered: 10-2009 Posted From: 98.193.178.109 Rating: N/A |
80$ + vunnayi ...karest yenaa? | ||
Jeffa Junior Artist Username: Jeffa Post Number: 311 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
Thammi, elaa mukkal chekkal chesi saava dobbithe nee total premium peruguddi jaagratta. Award amount coverage kante term size had more influence on the premium. Nee agent tho nee plan, creativity anthaa seppuko.. baago lekaptee thu nee yavva anesi.. manchi suggestion estaad.. If I am in your(stinking) shoes, I dont do the way that you are planning. I will try to get my life covered in overall(not to do with mortgage, HOA etc...) | ||
Happyguy415 Junior Artist Username: Happyguy415 Post Number: 480 Registered: 01-2014 Posted From: 73.231.67.46 Rating: N/A |
That way I would get around 800K-900K cover for only $500/$600 per year... adi naa lekka  deenilo emainaa lopaalu, losugulu unte teliyajeyagalaru  - if I can better it also..please let me know annai. | ||
Happyguy415 Junior Artist Username: Happyguy415 Post Number: 479 Registered: 01-2014 Posted From: 73.231.67.46 Rating: N/A |
ante alaa kaadu annai -- anta dabbu unte eellaki enduku istaa - nene ekkado okachota pettubadi pettukuntaa ;) ippudu costco policy lo -- per year $250 ki 500K vastundi - that takes care of mortgage. annaallu ettaagu illu unchukuntaano ledo teliyadu kaabatti. If I take another 300K or 400K policy...for 30 Years...it'll be around 270-300 range for me per year...so I thought it would make more sense... | ||
Jeffa Junior Artist Username: Jeffa Post Number: 310 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
Thammi, sommekkuvunte daachuko.. lekapothe nenu daastaan pampu :-) Technically, you can have n-number of life policies no issue. But practically and financially more than one policy doesnt make sense. Do some research into it to get a brighter idea. | ||
Saint Legend Username: Saint Post Number: 55143 Registered: 01-2011 Posted From: 174.71.32.146 Rating: N/A |
http://www.protective.com/costco/quote/?utm_source=CostcoSer vices&utm_medium=website&utm_campaign=LifeInsLink&COSTID=SER VICES_LIFE eedu 20 years term ye isthadu ... http://www.term4sale.com/ indulo A+ rating vunnavi choodu....30 years term select chesukoo | ||
Gandhiguevara Legend Username: Gandhiguevara Post Number: 54486 Registered: 10-2009 Posted From: 98.193.178.109 Rating: N/A |
So Costco lo direct gaa velli adagaalaa? leka online lo cheyochaa | ||
Happyguy415 Junior Artist Username: Happyguy415 Post Number: 478 Registered: 01-2014 Posted From: 73.231.67.46 Rating: N/A |
sare annai. inkoka prasna... can I have more than 1 term policies? for example..I've this policy....can I have one more let's say this year end? | ||
Jeffa Junior Artist Username: Jeffa Post Number: 308 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
Thammi, nee post sadivaaka costco site lo soosa. they offer max 20 year term and the overall premium is not competitive. I still prefer my AIG offer for 30 years term for $1414/year for a million dollars bait. | ||
Happyguy415 Junior Artist Username: Happyguy415 Post Number: 477 Registered: 01-2014 Posted From: 73.231.67.46 Rating: N/A |
Thanks annai. Executive membership undi. inta kante takkuva term4sale lo ledu..when I looked at only 'A+' rated companies. | ||
Saint Legend Username: Saint Post Number: 55137 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
executive membership vs normal daniki 1.5$ per month difference vundi quote lo.. | ||
Saint Legend Username: Saint Post Number: 55136 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
super..check term4sale.com site too..u may get better quotes. | ||
Happyguy415 Junior Artist Username: Happyguy415 Post Number: 473 Registered: 01-2014 Posted From: 73.231.67.46 Rating: N/A |
bhayya ee roje costco dwaaraa protective vaadiki application pampaa. vaadu inko 2-3 rojullo test gurinchi exam one lab vaadu phone chestaadu annaadu. 500K - without any riders...$17.56 per month for first 5 years...$21+ for the next 15 years. | ||
Hadoop Comedian Username: Hadoop Post Number: 1365 Registered: 12-2014 Posted From: 70.197.10.180 Rating: N/A |
thanks bayya for info | ||
Jeffa Junior Artist Username: Jeffa Post Number: 307 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
Once policy is established, as long as you are paying the level premium for the term, you are covered, regardless of your location on the earth. | ||
Hadoop Comedian Username: Hadoop Post Number: 1364 Registered: 12-2014 Posted From: 38.99.81.170 Rating: N/A |
ikkada term insurance tesukoni...lets say after 5-6 years india velli settle ayyamu anuko...is it still covers or malli india lo new policy tesukovala....evaranna cheppi punyam kattukondi...  | ||
Jeffa Junior Artist Username: Jeffa Post Number: 306 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
Not ALWAYS true. Some times they may get one full year or some of the first year, little less in 2nd year and follows some less gradually in the next few years. Also you can see the fees part of the premium, which directly goes to the agent. In my policy its $64 every year for the next 30 years, goes to the agent on the top of initial incentives for them from my policy. It all depends.. but they will make significant in total. | ||
Gudiwada Side Hero Username: Gudiwada Post Number: 2162 Registered: 02-2007 Posted From: 74.118.96.34 Rating: N/A |
fishoil fiber intake test ki mundu vayyinchi paradobbandi, beedi lu kalche vallu oka 45 days maneyyandi. Lekapothee premium numbers  | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3595 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
 | ||
Humpty_dumpty Moderator Username: Humpty_dumpty Post Number: 31184 Registered: 02-2009 Rating: N/A |
i spoke to a couple one was a bit hasty another explained very patiently...they get one year of the premium we pay from the ins. company | ||
Andhrawala Legend Username: Andhrawala Post Number: 42497 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Idharikli vuntee okkaru pothe inkoriki vasthaayi. does make sense to have for both family tho okaa movie ticket & dinner expense anukotam antheeyyy No Signature | ||
Jeffa Junior Artist Username: Jeffa Post Number: 305 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
Read more about term4sale site and google for reviews about it. Its an independent life policies inventory. You dont need to give any details then basic to start with there(other sites asks your name, address, phone, email etc and present few providers options and they would keep spamming your phone and email) where as term4less leaves the options for you with basic required details. also term4sale doesnt fix an agent for you. It would give few local agent reference. But you can take term4less estimate and contact any agent and ask for that policy, they will work. I am not sure about the other sites but I find term4less had some transparency in their business. I will be happy to learn about any other better site to start with, if exists. | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3593 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
Claim gani rejected aa?  | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3592 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
only term4sale yena or better look for some other as well to compare rates? | ||
Jeffa Junior Artist Username: Jeffa Post Number: 304 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
ANY ONE.. VERY IMPORTANT NOTE: NEVER LIE on your life application.. it would bite you back like a hell when time comes. BE VERY TRUTHFUL. Please note this. | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3591 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
Thats true | ||
Jeffa Junior Artist Username: Jeffa Post Number: 303 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
totally OK, but you never know if you land on a jerk... better if you know upfront the agent is not a jerk. No incentives, in term life coverage, state insurance agency fixes the agent's commission as a part of the premium. You dont need to pay a dime to the agent directly.. but they make money off your premium for ages... but you cant fix that as your insurance provider fixes it. So, if you find your local agent is best for you go with them.. but once you start with an agent, you most likely get fixed with him/her | ||
Gudiwada Side Hero Username: Gudiwada Post Number: 2161 Registered: 02-2007 Posted From: 74.118.96.34 Rating: N/A |
AIG vaddu Newyork life muddu  | ||
Jeffa Junior Artist Username: Jeffa Post Number: 302 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
yes, the entire world knows that men are made out of bad bois... but world cant live with only good bois right... ? Just adding some salt and pepper for a serious discussion.. :-) nothing else.... | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3589 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
I checked on term4sale and got local agent contacts, is it ok to go with some other agent? and any chance of incentive in premium if referred? | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3588 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
Naturally kadha... even if u observe the health insurance premiums of men and women: Men's premiums go up with age..where as Women's costs go down after Menopause age... men ki matram cancers anni appude start avuthai after 40/50s | ||
Jeffa Junior Artist Username: Jeffa Post Number: 301 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
I can give agent email ID, or send your details to Reachme24x7@gmail.com I will forward your details to my agent and he will get in touch with you. Make sure that you give your DOB, location zip, general health condition(like good but with bit higher weight..etc) no need of actual numbers, agent would drill them from you in application. Also your immigration status, how long you have been in US etc.. I can set my agent for you, you can take it from there.. | ||
Jeffa Junior Artist Username: Jeffa Post Number: 300 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
Depends. If your wife is also earning and such earning had an influence on the affordability of her loss, you may consider her life coverage too. I am considering my spouse term policy once My term policy settles down. Usually term policies are like guys... they give better rating for gurls.. :-) | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3587 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
Thats cool to know... for me its showing AIG cheaper too... I will go with them should I ask agent to add the rider like the one Saint told just now? | ||
Jeffa Junior Artist Username: Jeffa Post Number: 299 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
nenu application process start chesaaka 3 months tharvaatha medical tests appointment theesukunna.. ee 3 months lo full workout. I had quite higher triglycerides (normal <180, I had 245). With workout I was able to get them to normal and then my medical tests gave me the best class of my health in premium.. So, Start the application, keep working out with a great commitment, choose a later medical test appointment, dont workout at least 2 days before tests, you get the best of your health) | ||
Jeffa Junior Artist Username: Jeffa Post Number: 298 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
Is it? I have never considered other than 30 years term. But all major companies (with rating A, A+, A++) offers 30 years and above too.. I got a flexible term options(20, 25, 26, ....30, 31, 32...) for my AIG policy but I choose 30) | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3585 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
I dont know if both required to have this policy unless she or he has any other dependents than their own spouse n kids | ||
Biriyani Hero Username: Biriyani Post Number: 17044 Registered: 03-2012 Posted From: 171.161.160.10 Rating: N/A |
calling thread vesdi maree cheppu naaku... alo term okariki chalaa? or both husband and wife theesukovala? | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3584 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
Me too...oka manchi dhi select sesi seppi...konedhari | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3583 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
Question annai, ippudu blood work own ga cheyyinchukoni results chooskoni, if required workout chesi oka 2months.. then Insurance searching correct aa? or better directly go for insurance now? | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3582 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
oh thats good to know.. i am planning to buy one since couple of years...ee yr inka koneyyali elaa ayinaa... next 2 months target...cardio chesi baga test ki vellali anukuntunna..does it help in cost getting down? | ||
Kuyyo_morro Hero Username: Kuyyo_morro Post Number: 19664 Registered: 02-2011 Posted From: 65.218.189.132 Rating: N/A |
If you own a house term insurance is all you need. In case neeku edanna avthe monthly mortgage family mida padakunda term insurance cover chesthundi. But ade life insurance ante higher prices untayi. $10, $20 kakunda. | ||
Saint Legend Username: Saint Post Number: 55051 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
I am looking at 30 year term policies bro. not 20 years term. not all companies provide 30 years term, Most of them do 20 years only. | ||
Saint Legend Username: Saint Post Number: 55050 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
no. term insurance ante pothe itche amount...accident rider ante, extra vastahdi accident lo pothe...but idi waste ade edanna critical illness vachindi anukoo...ADB rider add cehsukunte, u can get half-80% of the amount even before u die....so unemployment lo dabbulu, family kastalu vundavu... | ||
Jeffa Junior Artist Username: Jeffa Post Number: 297 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
artham kaale, what do you mean by limited options? (choose preferred plus class in your estimate) | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 3581 Registered: 04-2015 Posted From: 65.170.103.234 Rating: N/A |
ee riders enti Marshal? I never heard of it.. accident lo pothe life insurance amount ivvara to nominees? konchem details ettu | ||
Saint Legend Username: Saint Post Number: 55049 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
both of the companies I mentioned has A+ rating A.M. Best Ratings as of Aug 14 2015 | ||
Saint Legend Username: Saint Post Number: 55048 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
I started from there only bro. I got these companies from that list. 30 years term ane sariki limited options ipothunnayi.. | ||
Jeffa Junior Artist Username: Jeffa Post Number: 296 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
What I did was went online term4sale.com and got the real final price of my term coverage premium. (This is one and only best site to get COMPLETE picture of your life premium without giving your personal details etc.) Once I find my best option, clicked contact button, three agents contacted me, one agent worked it out finally(I have to pay nothing as of today, I need to take a free health test done at home. I was rated as a best health preferred plus non smoker) one amazing part of AIG is that they do cover non-GC, non Citizens, including H1. Many insurance providers doesnt cover if you dont have GC or citizenship etc. Try term4less as your first step(BTW, I started this 3 years back and finally bought in. But if you are on the fence, jump in) | ||
Saint Legend Username: Saint Post Number: 55046 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
good bro. I am also looking at this one only....accident etc pitcha lite... did u know anything about transamerica, midland national? did u research these companies too. | ||
Saint Legend Username: Saint Post Number: 55045 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
yes..check with ur employer..u might have the option. | ||
Jeffa Junior Artist Username: Jeffa Post Number: 295 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
You have nailed right on the point. Well said.. its a supplement. Also glad to know that there may be an option to take over group life coverage while leaving the group... will talk to my employer in this angle.. thanks for that point... | ||
Sanju Comedian Username: Sanju Post Number: 1627 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
Completely agree with you! I am not saying to rely only on the employer sponsored term life insurance! This is just in addition to what you already have... | ||
Saint Legend Username: Saint Post Number: 55041 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
It depends. my employer provides 250k term insurance from NY life..if I quit or we separate, I can take over the policy at the same rate I am paying. | ||
Jeffa Junior Artist Username: Jeffa Post Number: 294 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
These days ADB is a default rider included in the life policies(for example, I didnt ask for it but its there by default) but other riders are too expensive and I didnt find them any use for what I pay for. Only ADB if its not included, you may consider it. | ||
Saint Legend Username: Saint Post Number: 55040 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
yes I agree..thats why I am seriously thinking for 30 years... kids ki atleast 25 vache daaka anna vundali ani... | ||
Jeffa Junior Artist Username: Jeffa Post Number: 293 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
no, your approach is not valid. The danger of having employer sponsored (group based) term life coverage is dangerous. Why? Once you leave the employer, you cant have the coverage. Lets say you are 30 years now, your 30 years term coverage(for one million) is $1000/year. You bought your employer given term life for the same amount and term, $800/year. After 10 years you have left your employer(joined another employer, say). Now you need to buy term life in the open market at your 40 years of age. Now for the same coverage and term, you may end up in paying around $2000/Year. By your bad luck, if you develop and health issues, this $2000 may become $20K or even no life coverage accept also. So, a group coverage lasts only with the group. So, do some research with the real life facts in the place. | ||
Sanju Comedian Username: Sanju Post Number: 1626 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
This depends on individual situations! Naa varaku ayithey dependents most vulnerable antey next 20 yrs, so ala fix ayya...after that they will be independent anukuntunna! | ||
Saint Legend Username: Saint Post Number: 55039 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
I agre with u...LIC policies returns over the life time choosukunte 3-4% vasthadi...ade term insurance tesukuni, remaining amount ekkadanna pedithe atleast 5-6x avuddi | ||
Saint Legend Username: Saint Post Number: 55038 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
meeru riders add cheyinchara? like Accelerated death benefit (ADB) rider. u can access up to 70-80% of the insured amount for critical health treatment. | ||
Jeffa Junior Artist Username: Jeffa Post Number: 292 Registered: 10-2012 Posted From: 73.231.28.54 Rating: N/A |
There is no need for inventing the Term insurance. In fact the original meaning of insurance = term insurance. If you see the origins of insurance. Later, Insurance was polluted by adding the investment flavor for it. Now its real dirty and money sucker. | ||
Saint Legend Username: Saint Post Number: 55037 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
not sure annai...back in 2006/2007 I planned to take term insurance...my frens cancelled their LIC policies and took term insurance... because the returns on LIC policies are 3-4%, its waste of investing in LIC. so better take term insurance and invest the LIC money in MF ani... | ||
Sanju Comedian Username: Sanju Post Number: 1625 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
Also, most employers group rate lo term life insurance isthaaru kada..akkada kooda theesukovachu additional ga....maa employer 3xsalary varaku less then $12 ki isthaadu | ||
Jeffa Junior Artist Username: Jeffa Post Number: 291 Registered: 10-2012 Posted From: 73.231.28.54 Rating: |
OP thread ki answer: Buying life insurance is ALWAYS good in USA since the life conditions and health conditions are way above in US compared to India(in other words less risk for Insurance provider). I have recently got a term life insurance (40+ age) of one million dollar coverage for 30 years term for $1414.00/Year from AIG. I have done a vast research around it for a better price and this is only the best that I came up. Now I am secured for my family till my 70th birth day at the cost of $42,300.00 for a million dollars(I count on the inflation for 40 years and consider it as $500K value after 30 years) but still its a best pay off. Folks who are in the mind set of Insurance as investment, come out of it. Consider Insurance as Insurance, not a money back like you did an investment. Such mind set always sets you back on the total value of what you are paying for what you are getting out of it. Any life insurance except term life coverage is a LOSS for any one. | ||
Feelgud Side Hero Username: Feelgud Post Number: 2309 Registered: 06-2009 Posted From: 124.123.227.30 Rating: N/A |
Saint term insurance invented by America ..india lo only 1% population has and know about that | ||
Saint Legend Username: Saint Post Number: 55035 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
mana age same anukunta...executive membersship vunte oka 1-1.5$ per month tagguthundi premium... nenu actual ga 20Years aa? 30 years aa ani think cehsthuna..... 30 years ithe almost 70% ekkuva premium..... but manaki risk 20-30 madhyalo ekkuva ani naa feeling.... india lo term insurance pedda policies ithe emi vundadu anukunta..1 month india lo vundettu ithe, anni tests chesi itchesaru (big ticket policies ki) | ||
Sanju Comedian Username: Sanju Post Number: 1624 Registered: 02-2008 Posted From: 208.178.195.218 Rating: N/A |
2 yrs back research chesinappudu LIC lo 6.5L single payment premium ki 1C plus coverage 20yr term ki vachindi...Costco lo $44/month ki 1.25M ichadu same 20Yr term ki..I went with Costco 20-yr termlife...
NRIs(GC/citizens)ki India lo policies ki evo limitations vuntai anukunta kada? | ||
Saint Legend Username: Saint Post Number: 55032 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
200k ee pakkaki bro? 42 ante chala ekkuva pay chesthunnaru..I was getting quotes for 1M, 20 years term ithe, I would be paying 32-35 per month, ade 30 years term ithe, 55-60 per month... | ||
Happydays Side Hero Username: Happydays Post Number: 2481 Registered: 02-2015 Posted From: 104.129.196.69 Rating: N/A |
Termlife insurance ante..term avakamundu jarigithe istaaru money lekapothe no..that's the reason you are paying less..india lo kooda vundi e system and same thing ..you pay less. Chiru,Veturi,SPB,Ilayaraja,Sachin,Broncos | ||
Andhrawala Legend Username: Andhrawala Post Number: 42493 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
I have termlife insurance 200K. Paying currently around $42 per month. started 13 years back. appatlo 28 pay cheinattunnaaa It will cover even accidental death tooo No Signature | ||
Saint Legend Username: Saint Post Number: 55026 Registered: 01-2011 Posted From: 12.22.163.132 Rating: N/A |
Just comparitive study chesa....ela vuntadi cost ani...india lo term insurance 2.5-3.5 times expensive than in USA. idi annitiki kaadu..only ICICIDirect vs Costco mee experiences ettandi |
