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Your Fico Score

Chalanachithram.com DB » New TF Industry Related » Archive through October 02, 2015 » Your Fico Score « Previous Next »
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Saarang
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Posted on Thursday, October 01, 2015 - 01:58 pm:       


Gandhiguevara:

Ramramesh:

ones provided by the credit card companies are usually estimated scores..

Nope....snapshot scores monthly from one of those 3 ...Ex: Capital one and Discover vaadu Transunion score...daily vary avudhi kaani...CC companies monthly oka saari isthaaaru....Amex vaadu Experian...they are fairly accurate with 3 credit booroos




Any score is an estimated score. If someone is using the term FICO score then they are using a model built by FICO. FICO score use cheyyataniki, any company needs to pay royalty to FICO.

So, lots of companies develop their own models and scores using data from one of the 3 bureaus. Score developed using Transunion, Equifax or Experian does not necessarily mean its a FICO score.
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 01:43 pm:       


Ramramesh:

ones provided by the credit card companies are usually estimated scores..


Nope....snapshot scores monthly from one of those 3 ...Ex: Capital one and Discover vaadu Transunion score...daily vary avudhi kaani...CC companies monthly oka saari isthaaaru....Amex vaadu Experian...they are fairly accurate with 3 credit booroos
 

Tombrady
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Posted on Thursday, October 01, 2015 - 12:53 pm:       


Ramramesh:

most of the others ones provided by the credit card companies are usually estimated scores..




exactly ivi accurate ani edi konakandi ani suggestion
 

Ramramesh
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Posted on Thursday, October 01, 2015 - 12:48 pm:       

The true score is on myfico.com/credit-bureaus/ or the ones you get when a lender pulls up your report for a loan, most of the others ones provided by the credit card companies are usually estimated scores..
 

Rebel
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Posted on Thursday, October 01, 2015 - 12:43 pm:       


Banda:

800+ deniki paniki raadhu (unless you are taking a mortgage)..best is around 760-770...


adi kooda enduku.. 550 best 800 kante...
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 12:22 pm:       


Sachin:

920 undi..licked enaaa


annee kalipaaa?
 

Sachin
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Posted on Thursday, October 01, 2015 - 12:14 pm:       

920 undi..licked enaaa
 

Banda
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Posted on Thursday, October 01, 2015 - 12:10 pm:       

800+ deniki paniki raadhu (unless you are taking a mortgage)..best is around 760-770...
 

Jalsa
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Posted on Thursday, October 01, 2015 - 12:04 pm:       


Sesani:

TH.. South East facing (Nen antha yekkuva think cheyyaledu bro... nacchindi, within my budget.. teeskunna ... )



east unnadhi ga saalu :D congrats....

btw, edison trainstation daggara emunnai townhomes...naak bhi train station pakkaney
 

Rebel
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Posted on Thursday, October 01, 2015 - 12:01 pm:       

amex - 830 - from fico 8 experian anta
 

Sesani
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Posted on Thursday, October 01, 2015 - 12:01 pm:       


Jalsa:

atlaaney TH or SF, east facing or not kooda etteyi


TH.. South East facing (Nen antha yekkuva think cheyyaledu bro... nacchindi, within my budget.. teeskunna ... )
 

Rebel
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Posted on Thursday, October 01, 2015 - 11:59 am:       

@tom,

almost accurate..

discover is transunioin FICO..
Capital one is non-FICO TransUnion
Citi - Score will be the same one that the bank uses for credit decisions.
 

Jalsa
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Posted on Thursday, October 01, 2015 - 11:58 am:       


Jalsa:

ye ka da?



atlaaney TH or SF, east facing or not kooda etteyi :D
 

Sesani
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Posted on Thursday, October 01, 2015 - 11:58 am:       


Jalsa:

keka nuvvu...congrats...ye ka da?


thanks bhayya...

Mana Andhrula Holy Place in Amlika.. Edison... train station deggara town home...
 

Sesani
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Posted on Thursday, October 01, 2015 - 11:57 am:       


Tombrady:

enhdku inka credit score neeku? major purchase ayyaka does not matter inko 1-2 yrs unless ur buying a car but 727 is fine kada, lite lelo



Sesani:

True bro.. ipuudu score thoti pedda avasaram ledu kaani score padthe koosintha feeling aitham kada...


agree tom bro... 727 is still good.. and no more purchases in near future...
 

Tombrady
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Posted on Thursday, October 01, 2015 - 11:54 am:       


Rebel:

ok updated scores:
capitol one -786 (max 850)
Citi - 853 (max 900)
Disover - 844 (max 850) - idi too much




not accurate vuncle
 

Jalsa
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Posted on Thursday, October 01, 2015 - 11:54 am:       


Sesani:

yaa.. 1 month ayyindi bhayya



keka nuvvu...congrats...ye ka da?
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 11:52 am:       


Ipc302:

asala 3 yrs lo debt free ayye chance kooda ivvatledhu present kastalu and also future problems


Seetha kastaalu anna maata
 

Rebel
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Posted on Thursday, October 01, 2015 - 11:51 am:       

ok updated scores:
capitol one -786 (max 850)
Citi - 853 (max 900)
Disover - 844 (max 850) - idi too much
 

Ipc302
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Posted on Thursday, October 01, 2015 - 11:50 am:       


Gandhiguevara:

really? emanna eggottavaaa?



le le..Credir card appulu unnayi but only min payment ikkada..asala 3 yrs lo debt free ayye chance kooda ivvatledhu present kastalu and also future problems
 

Sesani
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Posted on Thursday, October 01, 2015 - 11:47 am:       


Rebel:

illu konedaake score..tarvtha inkenduku..konallu kallu moosuko..next yr ee patiki 800 ki veltundi


True bro.. ipuudu score thoti pedda avasaram ledu kaani score padthe koosintha feeling aitham kada...
 

Sannayi_nokkulu
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Posted on Thursday, October 01, 2015 - 11:47 am:       

fico vadu ekkuva score supitsadu
santakam
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 11:47 am:       


Ipc302:

664, 665, 667 FICO scores from three diff creditcard accounts...iraga manam


really? emanna eggottavaaa?
 

Fargo
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Posted on Thursday, October 01, 2015 - 11:47 am:       


Rebel:


mestaru

IACO check cash ayyindemo kanukkuntara mee relatives ni
 

Tombrady
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Posted on Thursday, October 01, 2015 - 11:47 am:       


Sesani:

gunde kalukku manna 727 soosi :-(




enhdku inka credit score neeku? major purchase ayyaka does not matter inko 1-2 yrs unless ur buying a car but 727 is fine kada, lite lelo


Blackmamba:

discover lo 808.. capital one lo 780.. citi lo 743.. citi endi inta takkua undi




kinda cheppan kada check with bureau's not with free bank scores NOT ACCURATE
 

Ipc302
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Posted on Thursday, October 01, 2015 - 11:46 am:       

664, 665, 667 FICO scores from three diff creditcard accounts...iraga manam
 

Sannayi_nokkulu
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Posted on Thursday, October 01, 2015 - 11:45 am:       


Mrhyderabad:

kkada 700 crossing ki struggling


annai nadi 620-650 madya untandi gata 2 yrs ga....
santakam
 

Rebel
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Posted on Thursday, October 01, 2015 - 11:44 am:       

capitol one kooda free aa..aithe check chesi chepta
 

Blackmamba
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Posted on Thursday, October 01, 2015 - 11:43 am:       

discover lo 808.. capital one lo 780.. citi lo 743.. citi endi inta takkua undi
 

Rebel
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Posted on Thursday, October 01, 2015 - 11:43 am:       


Sesani:

gunde kalukku manna 727 soosi


illu konedaake score..tarvtha inkenduku..konallu kallu moosuko..next yr ee patiki 800 ki veltundi
 

Sesani
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Posted on Thursday, October 01, 2015 - 11:43 am:       


Tombrady:

congrats sesani kurroda


thanks bro
 

Sesani
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Posted on Thursday, October 01, 2015 - 11:42 am:       


Jalsa:

konesaava?


yaa.. 1 month ayyindi bhayya
 

Sesani
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Posted on Thursday, October 01, 2015 - 11:41 am:       


Gandhiguevara:

antha impact vuntundhaa?


yaa.. debt to income ratio valla first few months padtadi anta.. then it will be back antunnaru.. soodaale...

gunde kalukku manna 727 soosi :-(
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 11:40 am:       


Tombrady:

koneyyi chepthan vegas la cheap vunnai


Veer towers lo soosochaa....bhale vunnayi...kaani full dhoola vunte daanlo konochu...inka normal houses ante aaa heat manam dennalem...edanna casino ki poyi sallagaa oka peg eskuntooo black jack table meeda daruveskuntoo koorchovachu
 

Tombrady
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Posted on Thursday, October 01, 2015 - 11:38 am:       


Gandhiguevara:

pacha card vachaakaa oka pedha theatre room with 2 or 3 bedrooms kompa konukkuni sesha jeevitham aaa appu theerchukundhaam ani




daniki pacha card kaiku re? illu ki pacha card ki no link

koneyyi chepthan vegas la cheap vunnai


Gandhiguevara:

Transunion ve anukunta kadhaa




yup but if you check on TU.COM it will be lower than those scores on discover or capital one
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 11:35 am:       


Tombrady:

discover,capital one fico scores are NOT the credit bureau's ones


Transunion ve anukunta kadhaa
 

Rebel
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Posted on Thursday, October 01, 2015 - 11:35 am:       


Gandhiguevara:

adhem score...1000 ki chesthaadaa?


Citi lo max 900 ani undi..

okkodu okko model use chestadu...
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 11:34 am:       


Tombrady:

intaki eti cheuskontav ee scores ni ujiless


pacha card vachaakaa oka pedha theatre room with 2 or 3 bedrooms kompa konukkuni sesha jeevitham aaa appu theerchukundhaam ani
 

Tombrady
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Posted on Thursday, October 01, 2015 - 11:33 am:       


Sesani:

798 unde... 727 ki vacchind... deenemma mortgage...




congrats sesani kurroda


Gandhiguevara:




intaki eti cheuskontav ee scores ni ujiless
 

Tombrady
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Posted on Thursday, October 01, 2015 - 11:32 am:       

discover,capital one fico scores are NOT the credit bureau's ones

check myfico or 3 bureaus scores

btw when home buying it changes they use diff. model so don't think this is

accurate
 

Ruj
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Posted on Thursday, October 01, 2015 - 11:32 am:       

Just checked Citi FICO - 853
Discover FICO - 844<<

eti annai..nuvve credit card olaki loan isthunava enti house teesi..
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 11:32 am:       


Rebel:

Just checked Citi FICO - 853


adhem score...1000 ki chesthaadaa?
 

Jalsa
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Posted on Thursday, October 01, 2015 - 11:31 am:       


Sesani:

deenemma mortgage...



konesaava?
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 11:31 am:       


Sesani:

deenemma mortgage...


antha impact vuntundhaa?
 

Rebel
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Posted on Thursday, October 01, 2015 - 11:31 am:       

Just checked Citi FICO - 853
Discover FICO - 844
 

Sesani
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Posted on Thursday, October 01, 2015 - 11:30 am:       

798 unde... 727 ki vacchind... deenemma mortgage...
 

Ruj
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Posted on Thursday, October 01, 2015 - 11:26 am:       

citi lo consistent ga 790-810 madyalo soopedutondhi last 12 months..latest being 801..


discoverlo 775-804 madya soopedutondhi current being 784..



seat ichesthara?
 

Onlymovies
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Posted on Thursday, October 01, 2015 - 11:25 am:       

790
 

Fargo
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Posted on Thursday, October 01, 2015 - 11:18 am:       

788 :-(

HD di matram 820
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 11:17 am:       


Chitti:

No installments


same case...car konte perugudhi emo
 

Ysr2009
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Posted on Thursday, October 01, 2015 - 11:14 am:       

XXXX, your FICO® Credit Score is 822

Congratulations! Your FICO® Credit Score indicates to lenders that you're an exceptional borrower.
 

Mrhyderabad
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Posted on Thursday, October 01, 2015 - 11:13 am:       


Gandhiguevara:


ikkada 700 crossing ki struggling

one of the main reason they are saying - too many credit accounts opened in last 12 months (opened credit accounts with diff food supply vendors etc)
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Sannayi_nokkulu
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Posted on Thursday, October 01, 2015 - 11:12 am:       

620
santakam
 

Raman
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Posted on Thursday, October 01, 2015 - 11:12 am:       

816 undi transunion endi brokka
 

Chitti
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Posted on Thursday, October 01, 2015 - 11:11 am:       

CS in ckrma lo 793 ki velli 785 ki padindhi .. 800 touch avatledhu. No installments
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 11:07 am:       


Rebel:

844 here


emi chesinaa 800 dhatatledhu
 

Keko_keka
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Posted on Thursday, October 01, 2015 - 11:04 am:       

credit karma lo Equifax and transUnion scores ichadu. Fico score free ga check chesukovali ante ela?
 

Rebel
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Posted on Thursday, October 01, 2015 - 11:03 am:       

844 here..discover card free fico score.
 

Vjawarrior
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Posted on Thursday, October 01, 2015 - 11:01 am:       

get a loan of 450k @ 4%
 

Gandhiguevara
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Posted on Thursday, October 01, 2015 - 10:59 am:       

entha kasta padina 778 minchatledhu...
Factors hurting lo 'nee installment loan ledhu'...puppy shame ani choopisthondhi

ivvale check chesaa all 3...776,777,778 vunnaayi...nenu manchi gorre ni anukunta

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