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401k balance

Chalanachithram.com DB » New TF Industry Related » Archive through February 01, 2019 » 401k balance « Previous Next »
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Rebel
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Posted on Friday, February 01, 2019 - 01:20 pm:       


Andhrawala:

Has this rule changed now??


maybe..never heard of this..6 month+ wait seems to be normal now..
 

Andhrawala
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Posted on Friday, February 01, 2019 - 01:14 pm:       


Rebel:

bedaru 6 months datina oka news ledu...dates current aina process 1 - 2 years pattetattu undi future lo..future is licked for h1's




Rebel bro,


EAD 3 months lopu raakapothe local INS office kelthe temporary EAD isthaadu kathaa.

Has this rule changed now??
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Rebel
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Posted on Friday, February 01, 2019 - 01:09 pm:       


Twotown:

btw nee GC emaindhi? EAD vachese vuntaadi, Intw date/done?


bedaru 6 months datina oka news ledu...dates current aina process 1 - 2 years pattetattu undi future lo..future is licked for h1's

pundu meeda karam inko 2 days lo na h1 expiring aina inka apply cheyledu....ee rojulu chestademo ani waiting..
 

Mahiz
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Posted on Friday, February 01, 2019 - 12:51 pm:       

Cool Indian.. I believe there is an zero cost option in fidelity which let's you invest in their Etf.. But that's passive investing.. General aithe 1 percent ekkuva anukuntunna brother.. Over the years they make crazy money.. Experts cheppali
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

Rebel
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Posted on Friday, February 01, 2019 - 12:50 pm:       


Cool_indian:

Fidelity is asking for 1.1% for a fund management under 500K. Worth it ?


No, y do u want to pay them ?
fees are the killer for returns..
u can just invest in a plain index fund urself
 

Cool_indian
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Posted on Friday, February 01, 2019 - 12:48 pm:       


Mahiz:

They take 0.25 percent because my account is less than 2 million $




Fidelity is asking for 1.1% for a fund management under 500K. Worth it ?
 

Mahiz
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Posted on Friday, February 01, 2019 - 12:47 pm:       

King brother.. Returns ante I started end of 2017 and after that market went no where.. So I am not a right example.. But it follows jack Bogle philosophy.. They just invest in low cost index funds
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

King
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Posted on Friday, February 01, 2019 - 12:42 pm:       


Mahiz:

I have in betterment..



how are the returns?
 

Mahiz
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Posted on Friday, February 01, 2019 - 12:40 pm:       

Vanguard better brother meeru citizen aithe.. Chala balanced funds free ga untayi.. Otherwise also advice wise ga better.. I have in betterment.. They take 0.25 percent because my account is less than 2 million $ :-)
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

Cool_indian
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Posted on Friday, February 01, 2019 - 12:31 pm:       


Mahiz:

Cool Indian.. You need to do rollover.. Appudu mee 401k funds tho Ira lo invest chestharu.. You can do it in fidelity Vanguard betterment etc




If I let them manage it (invest etc), how much would they typically charge (%)?
 

Mahiz
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Posted on Friday, February 01, 2019 - 12:24 pm:       

Cool Indian.. You need to do rollover.. Appudu mee 401k funds tho Ira lo invest chestharu.. You can do it in fidelity Vanguard betterment etc
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

Moviebuff001
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Posted on Friday, February 01, 2019 - 11:57 am:       


Vjawarrior:

to contribute to a ira...income limits unnaya...like if u earn more than 150k joint...u cannot contribute to ira..alaa



Income limits here:
https://www.fidelity.com/retirement-ira/contribution-limits- deadlines
And I wasn't talking about income. Investment options.
If you rolled over your 401K in an IRA account, you MAY not pick common stocks and invest. AFAIK, balanced funds untai.

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Vjawarrior
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Posted on Friday, February 01, 2019 - 11:49 am:       


Moviebuff001:


Most IRAs also have limited investment options.


to contribute to a ira...income limits unnaya...like if u earn more than 150k joint...u cannot contribute to ira..alaa
Power starrrrrrrrrr will rockkkkkkkkkkkkk
 

Moviebuff001
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Posted on Friday, February 01, 2019 - 11:47 am:       


Vjawarrior:

ok...so 401k ni ira loki convert cheskoni...stocks lo pettochaa?



Most IRAs also have limited investment options.

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Posted on Friday, February 01, 2019 - 11:40 am:       


Rebel:

yes do a rollover not withdraw option


thnks buddy..
do u still have crapple shares u bought in 2010...i feel ur a millionnaire just with crapple stocks
Power starrrrrrrrrr will rockkkkkkkkkkkkk
 

Rebel
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Posted on Friday, February 01, 2019 - 11:39 am:       


Vjawarrior:

ok...so 401k ni ira loki convert cheskoni...stocks lo pettochaa?


yes do a rollover not withdraw option
 

Vjawarrior
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Posted on Friday, February 01, 2019 - 11:37 am:       


Moviebuff001:


IRA limit is 5500 right...
Rest has to be invested in stocks or like.


ok...so 401k ni ira loki convert cheskoni...stocks lo pettochaa?
Power starrrrrrrrrr will rockkkkkkkkkkkkk
 

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Posted on Friday, February 01, 2019 - 11:37 am:       


Ysr2009:



money IRA lo vunte, you have an option to any STock/ETF on the planet.

ade 401K lo vunte, stocks you can buy are very limited


so my prev employer 401k ni nenu ira loki techukovachaa and invest in spy,qqq or google kind of stocks? how to do this? any restrictions on this?
Power starrrrrrrrrr will rockkkkkkkkkkkkk
 

Cool_indian
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Posted on Friday, February 01, 2019 - 11:35 am:       


Vjawarrior:

y dont u keep it like that and have the fund perform...IRA vala use enti?




Generally 401k's have much less investment options. IRA has wide variety of mutual funds etc. Thats why 401k's are generally better if they are managed under a managed provider.
 

Moviebuff001
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Posted on Friday, February 01, 2019 - 11:34 am:       


Vjawarrior:

20k/year



IRA limit is 5500 right...
Rest has to be invested in stocks or like.

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Ysr2009
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Posted on Friday, February 01, 2019 - 11:32 am:       

>> IRA vala use enti?

money IRA lo vunte, you have an option to any STock/ETF on the planet.

ade 401K lo vunte, stocks you can buy are very limited
 

Rebel
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Posted on Friday, February 01, 2019 - 11:32 am:       


Vjawarrior:

even if i withdraw smaller chunks...i still pay 30% if not more.


endure kadtav..u pay less than 15% if u withdraw in small chunks
 

Moviebuff001
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Posted on Friday, February 01, 2019 - 11:31 am:       


Vjawarrior:



No calculations but some summary here.
https://www.nerdwallet.com/article/ira-vs-401k-retirement-ac counts

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King
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Posted on Friday, February 01, 2019 - 11:30 am:       


Ysr2009:

Roth 401K ki no income limit



missed the 401k part.
 

Ysr2009
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Posted on Friday, February 01, 2019 - 11:29 am:       

>> how can you contribute to Roth? I thought you cannot if your income exceeds 190 or 200K (couple)

Roth 401K ki no income limit
 

Vjawarrior
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Posted on Friday, February 01, 2019 - 11:28 am:       


Cool_indian:

I am planning to rollover my 401K


y dont u keep it like that and have the fund perform...IRA vala use enti?
Power starrrrrrrrrr will rockkkkkkkkkkkkk
 

Cool_indian
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Posted on Friday, February 01, 2019 - 11:20 am:       

Anyone have experience with managed rollover IRA's with companies like Fidelity ? I am planning to rollover my 401K from my previous company into an IRA and have it managed by someone like Fidelity. Anyone have experience with it like fees, performance etc ?
 

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Posted on Friday, February 01, 2019 - 11:20 am:       


Moviebuff001:

You will be missing out on company match.


some on ebelow mentioned that roth 401k is matchable by employer...i never tried it..
also tax rates after 20 years might be more...u never know...

also for 131k gross...ur tax rate is still 30%...so u may save 6k in taxes due to deduction...
20year *6k = 120k

now at retirement...if i have 600k 401k PF, i loose 180k straight...even if i withdraw smaller chunks...i still pay 30% if not more...if my pf becomes 1 million...god knows how much more i loose
am i missing anything?
Power starrrrrrrrrr will rockkkkkkkkkkkkk
 

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Posted on Friday, February 01, 2019 - 11:20 am:       


Rebel:

company match daaka contribute chesko 401k lo



HD company ki 5 to 6 match .. so doing.

Rebel:

if no company match i personally don't invest in 401k if I am moving to india.



same case naadhi not doing ...

Thankess annai. btw nee GC emaindhi? EAD vachese vuntaadi, Intw date/done?
 

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Posted on Friday, February 01, 2019 - 11:16 am:       


Twotown:

ee scenario lo 401K best?


401k is best suited if u retire in US...
company match daaka contribute chesko 401k lo..if no company match i personally don't invest in 401k if I am moving to india.
 

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Posted on Friday, February 01, 2019 - 11:14 am:       

HH income > 250K
intlo only 1 401K wife dhi 3+ plus full contribution..
naaku ledhu 401K employer match ledhu kabatti , nenu teesukovatam best aa?
plus roth 401K aa?
next < 5 years lo gurantee jump desam ki ? kastam etc chepakandi .. adhi decided naalugu rallu back esukuni podham ani weightting anthe...
ee scenario lo 401K best?
 

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Posted on Friday, February 01, 2019 - 11:12 am:       


Vjawarrior:

roth 401k best no....if ur pay is 150k/year...and if you contribute 20k/year with a tax of 30% every year...now at retirement if your 401k grows to 1million, u can just take all of it with out tax naa...instead of loosing 300k in one shot???what am i mising here?



Assuming that you do not want to put anything in company sponsored 401K...
1. You will be missing out on company match.
2. You pay 30% tax today. and nothing at the time of withdrawal. But if you put 19K in your 401K, your current tax rate decreases to 25% let's say on 131K.
150K at 30% = 45K
131K at 25% = 32.75K
You save on the tax you pay.
Also, when you withdraw, you can potentially plan your 401K withdrawals to smaller limits and keep the tax rate low.

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Rebel
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Posted on Friday, February 01, 2019 - 11:09 am:       


Vjawarrior:

u can just take all of it with out tax naa...instead of loosing 300k in one shot???what am i mising here?


yes if that's what u want..u pay 30% for that..

instead u can pay 15% and yearly 100K teeskovachu 10 years lo..

he explains it better - https://thefinancebuff.com/case-against-roth-401k.html
 

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Posted on Friday, February 01, 2019 - 11:05 am:       


Rebel:


ex:high income ante 32% tax bracket anukundam..he is losing 32% of his annual salary right away..
withdrawal apudu lets say he draws 150K per year...since ours is a marginal tax code..less than 20% tax kadtadu


roth 401k best no....if ur pay is 150k/year...and if you contribute 20k/year with a tax of 30% every year...now at retirement if your 401k grows to 1million, u can just take all of it with out tax naa...instead of loosing 300k in one shot???what am i mising here?
Power starrrrrrrrrr will rockkkkkkkkkkkkk
 

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Posted on Friday, February 01, 2019 - 11:04 am:       


Humpty_dumpty:

earnings tax free no?


yes...2nd scenario is for trad 401k..

in roth 401k - he pays 32% now and
earnings/withdrawl free

ade trad 401k lo ..now free..he pays less than 20% during withdrawal.
 

Humpty_dumpty
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Posted on Friday, February 01, 2019 - 11:00 am:       


Rebel:


earnings tax free no?

"An employer-sponsored Roth 401(k) plan is similar to a traditional plan with one major exception. Contributions by employees are not tax-deferred but are made with after-tax dollars. Income earned on the account, from interest, dividends, or capital gains, is tax-free."
 

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Posted on Friday, February 01, 2019 - 10:54 am:       


Humpty_dumpty:

if he is getting high income now, and expects tax rates to remain same or higher during retirment
roth 401 is a good choice antunaaru


its not good choice for high income folks at all...
ex:high income ante 32% tax bracket anukundam..he is losing 32% of his annual salary right away..
withdrawal apudu lets say he draws 150K per year...since ours is a marginal tax code..less than 20% tax kadtadu

roth 401k is useful for lower income people
 

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Posted on Friday, February 01, 2019 - 10:41 am:       


Rebel:


he is closer to retirement than majority of us
if he is getting high income now, and expects tax rates to remain same or higher during retirment
roth 401 is a good choice antunaaru

my mgr doing it
obviously his income is high now and expects to remain same or grow
 

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Posted on Friday, February 01, 2019 - 10:37 am:       


King:

how can you contribute to Roth? I thought you cannot if your income exceeds 190 or 200K (couple)


roth ira different from roth 401k - most employer's plan lo u can do either roth 401k or before tax 401k..
 

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Posted on Friday, February 01, 2019 - 10:35 am:       


Ysr2009:

in Roth 401K..



how can you contribute to Roth? I thought you cannot if your income exceeds 190 or 200K (couple)
 

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Posted on Friday, February 01, 2019 - 10:35 am:       


Rebel:


150, 300, 500 aa


Completely licked
 

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Posted on Friday, February 01, 2019 - 10:31 am:       


Cocanada:

Age muppee aaru



ee patiki 1 million lekapothey assam
 

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Posted on Friday, February 01, 2019 - 10:31 am:       


All_day:

Personal trading account $2 million sangathi enti?



same icon, same post
 

Rebel
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Posted on Friday, February 01, 2019 - 10:28 am:       


Andhrawala:

for desis 401k is just another egg in the savings basket. not the only egg


adi neek annal..ee gen vallaki no eggs..most of them start careers here...no RE in india
 

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Posted on Friday, February 01, 2019 - 10:27 am:       


Ysr2009:

Because tax rates lo so low.. I am now making full contributions ( 19K this year ) in Roth 401K..


neek 401k concept ardham kale anukunta..
ur 401k amount will be deducted from top bracket..say ur in 24%...it will be deducted from that top..not from bottom...so doesn't matter if bottom tax brackets are low...
 

Andhrawala
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Posted on Friday, February 01, 2019 - 10:13 am:       


Rebel:

How Much Should People Have Saved In Their 401Ks At Different Ages

https://www.financialsamurai.com/how-much-should-one-have-in -their-401k-at-different-ages/




These things really doesnta pply to desis who don't start their career in this country.

also desis invest in real estate in home country.

for desis 401k is just another egg in the savings basket. not the only egg
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Rebel
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Posted on Friday, February 01, 2019 - 10:13 am:       


Cocanada:

Entha undakapothe licked? Please confirm.

Age muppee aaru


avg balance in US for ppl ur age - 45k
undalsina balance - 150K,300K or 500K depending on ur savings rate
https://www.financialsamurai.com/the-latest-401k-balance-by- age-versus-the-recommended-amount-for-a-comfortable-retireme nt/
 

Ysr2009
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Posted on Friday, February 01, 2019 - 10:07 am:       

Because tax rates lo so low.. I am now making full contributions ( 19K this year ) in Roth 401K..
Employer match will always go into traditional 401K
 

Rebel
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Posted on Friday, February 01, 2019 - 10:04 am:       

How Much Should People Have Saved In Their 401Ks At Different Ages

https://www.financialsamurai.com/how-much-should-one-have-in -their-401k-at-different-ages/
 

Cocanada
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Posted on Friday, February 01, 2019 - 10:04 am:       

Entha undakapothe licked? Please confirm.

Age muppee aaru
 

Andhrawala
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Posted on Friday, February 01, 2019 - 10:00 am:       

Tax deductions at the time of bonus/salary payment is only advance payments. final liability is determined during filing of taxes



Bonus 15K ante tax software calculates based on annual pay of 15*24 and deducts tax accordingly.
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Humpty_dumpty
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Posted on Friday, February 01, 2019 - 09:55 am:       


Guru:

Bonus higher tax untaada? I thought its based on total comp, no?
Even if higher tax deducted, you can claim based on overall comp durinf tax filing anukunta




nuvv ilaa questions vesi naaku doubts teppinchaaav

2017 - i did not put anything from bonus
taxed at 38%....tax refund is more when filed taxes

2018 - put max from bonus
taxed at 10.7% on remaining ...fed, state, medicare, social

2019 - ee rojay padindhee...same
put max from bonus ...same 10.something% on remaining

wifey is contractor...no plan
so maxing out on mine...with big pump from bonus at the beginning of the year
year-end gains/losses will reflect on the initial boost ani following
right wrong ...not sure
 

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Posted on Friday, February 01, 2019 - 09:36 am:       


Alochinchu:




Final settlement lo chustar anukunta along with unused vacation
 

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Posted on Friday, February 01, 2019 - 09:25 am:       


Guru:

I see. Ma dantlo only annual payment around march untaady




what happens if employee terminates before the end of the year... will they cut final check or is it of Company advantage?
 

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Posted on Friday, February 01, 2019 - 09:24 am:       


Moviebuff001:



Andhrawala:




I see. Ma dantlo only annual payment around march untaady
 

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Posted on Friday, February 01, 2019 - 09:23 am:       

nen cheppan
 

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Posted on Friday, February 01, 2019 - 09:22 am:       

Stalker Brother.. One simple flowchart to follow.
https://i.imgur.com/fb7Dtmh.png
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

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Posted on Friday, February 01, 2019 - 09:21 am:       

$0
 

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Posted on Friday, February 01, 2019 - 09:20 am:       

//Typically employer contribution once a year untaady. Its not per pay check

Guru bhayya - very few companies like IBM does that

But majority companies do per paycheck
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Posted on Friday, February 01, 2019 - 09:06 am:       


Guru:

Typically employer contribution once a year untaady. Its not per pay check



Not always.
Employers that I am familiar with, match first 4% at 100 %. 5th% and 6th% at 50%. And at the end of the year, additional match based on company performance.

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Posted on Friday, February 01, 2019 - 08:56 am:       


Stalker:

check ur W2. 90% bonus will be added to ur salary whiel filing taxes



Depends on the employer.
All my employers from the past deducted 401K contribution from Bonus too.
Having said that, some employers give you the option to let the deduct or not and some don't deduct at all.
Know your plan is the bottom line.

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Posted on Friday, February 01, 2019 - 08:53 am:       


Guru:

Typically employer contribution once a year untaady. Its not per pay check


ya adhe adhe naa meaning adhe shadow baa :D
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Posted on Friday, February 01, 2019 - 08:51 am:       


Stalker:

checks ki aa bonus amount ki equal ga bi-weekly contribution undadu..




Typically employer contribution once a year untaady. Its not per pay check
 

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Posted on Friday, February 01, 2019 - 08:44 am:       


Alochinchu:


ardamayundi baa...thanks \hugs
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Posted on Friday, February 01, 2019 - 08:41 am:       


Mamamiya786:

bonus confirm ga every year vaste ... daanni kuda toseyyochhu .....appudu employer contribution ki matching plus full bonus or partial bonus .


19k+employer match is the max kadannai...
bonus 19k lo add ayuthe...konni year end pay checks ki aa bonus amount ki equal ga bi-weekly contribution undadu...ante aa biweekly amount ki tax paduddi is what I understand :D

inka kotha equations cheppoddu, already burra padayundi :D
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Posted on Friday, February 01, 2019 - 08:40 am:       


Stalker:

Ippudu bonus lodi kooda konta portion ettukunte(so that it maches yearly limit) daani kooda employer match chestaada? Why so bonus amount lo aadenduku match cheyyali?




if employer matches by pay check.. make sure your limit is distributed till the end of year (especially when you get bonus you will hit the limit earlier). Yes, company matches for every contribution you make regardless of source..

Company matches to the amount you are contributing.. if you reach limit earlier your match will end earlier too.. if you have rollover option then put into after-tax after reaching the before-tax limit.. 6% is very good match.. do not lose the match..
 

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Posted on Friday, February 01, 2019 - 08:36 am:       


Andhrawala:

check ur W2. 90% bonus will be added to ur salary whiel filing taxes


first time bonus vaching adi kooda march lo..anduke no idea annai :D
HR ki call chesi aduguta eelopu...
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Posted on Friday, February 01, 2019 - 08:36 am:       


Andhrawala:

one time payments ki seperate tax bracket untaadi anattu gurtu...




this was partially my understanding too.. Bonus is counted as salary - it directly goes above the top slab where you currently in ( India concept cheptuna, i was told same in US )..

so if you are 20% slab.. you get bonus 20% cut ( like TDS )
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Posted on Friday, February 01, 2019 - 08:36 am:       


Mamamiya786:


i will connect with u..naa cpa gadu edo cheppadu..will share
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Posted on Friday, February 01, 2019 - 08:35 am:       


Mamamiya786:

employers 6 percent varaku 100 percent chese vallu kuda rare ....


maavodu chestunnadu :D
daanne last year dobbettukunna adi alochinchinapudalla chinnappudu rupayi ki enni jamakayalu vastaayi anattu 5k dobbindi ani okate edupu :D

inko kochen undu HSA meeda...that also employer match chestaadu anukunta..naa prev employer match chesetodu...current odu 400$ max ani thokkestunnadu...anyway some other day some other tedd lo adi kooda disco cheddaam annai :D
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Posted on Friday, February 01, 2019 - 08:33 am:       

i am not on a FT currently.. theoretical info..

but isnt Bonus directly taxed at 33% ? Bonus chek lonchi contribution directly teesi .. tax save chestara ..

also.. for people R2I - whats the funda of pre-mature closure of these locked accounts, aa spot lo direct Tax teesi .. India transfer ?
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Posted on Friday, February 01, 2019 - 08:31 am:       


Stalker:

bonus meeda tax chusukovaali daani batti 19k na leka employer match saripodda anedi chusukunta..




bonus confirm ga every year vaste ... daanni kuda toseyyochhu .....appudu employer contribution ki matching plus full bonus or partial bonus .
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

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Posted on Friday, February 01, 2019 - 08:29 am:       


Stalker:

sure na annai?

bonus is not counted in salary anukuntunna...one time payments ki seperate tax bracket untaadi anattu gurtu...




check ur W2. 90% bonus will be added to ur salary whiel filing taxes
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Posted on Friday, February 01, 2019 - 08:29 am:       


Stalker:

employee 6% contribution lo employer 25 nundi 100% varaku match cheyochu is what I thought is a industry standard..




employers 6 percent varaku 100 percent chese vallu kuda rare ....

nenu cheppina case , ni own company form chesi consulting chese scenario lo .
corporate employers 3 percent 100 percent matching ante super annattu.
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

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Posted on Friday, February 01, 2019 - 08:28 am:       


Mamamiya786:

Nuvvu full time aithe , GC vachhe data . employer amount match cheyyi...
pilla kaya vi ..ippude maximize deniki .. outside business or some thing else lo chei..


gc ledu..pillakayani kaadu..
kaani point taken annai...will match employer for now...koothanta bonus meeda tax chusukovaali daani batti 19k na leka employer match saripodda anedi chusukunta..
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Posted on Friday, February 01, 2019 - 08:28 am:       


Siloan:


7% also not employer restricted
its irss restriction for highly compensated employee which is 120k anukunta last year
kaani they will allow you to contribute to supplemental 401k(b) to reach max limit


choosta inkosari..edava sodi..
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Posted on Friday, February 01, 2019 - 08:27 am:       


Redbull:

all 40k investments




401k
 

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Posted on Friday, February 01, 2019 - 08:27 am:       


Idiot1:

nee contribution ni restrict cheyyaleru anukunta


they can, and thts how the plan is set up
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Posted on Friday, February 01, 2019 - 08:27 am:       


Maverick:



7% also not employer restricted
its irss restriction for highly compensated employee which is 120k anukunta last year
kaani they will allow you to contribute to supplemental 401k(b) to reach max limit
 

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Posted on Friday, February 01, 2019 - 08:25 am:       


Mamamiya786:

401k is a big deal ..adi tank aithe jeevithalu alla kollolam avutai




all 40k investments and mostly any pension investments are linked to stock market performance kadhaa..

so obviously entire world's markets are moving towards downtrend mode
 

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Posted on Friday, February 01, 2019 - 08:24 am:       


Mamamiya786:

As employer you can contribute 25 percent of your salery ( contact your cpa ).


correct ippude ardamayundi annai...overall limit chusinappudu...

nenu ippativaraku employer 6% ki match cheyyali in whatever percentage he likes anukunna kaani aadu over and above upto 36k match cheyochu ani teleedu...but thats a very specific case kadannai..

general ga ayuthe employee 6% contribution lo employer 25 nundi 100% varaku match cheyochu is what I thought is a industry standard..
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Posted on Friday, February 01, 2019 - 08:23 am:       


Maverick:

Another 3-5 yrs 401k tanks..move to annuities Ani inko theory nadustondi..hmm




avuna . can you share more info ... 401k is a big deal ..adi tank aithe jeevithalu alla kollolam avutai ..
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

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Posted on Friday, February 01, 2019 - 08:20 am:       


Maverick:


nee contribution ni restrict cheyyaleru anukunta
 

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Posted on Friday, February 01, 2019 - 08:19 am:       


Andhrawala:

W2 lo Bonus ane separate classification emi vundadhu. It will be added to ur W2 wages.


sure na annai?

bonus is not counted in salary anukuntunna...one time payments ki seperate tax bracket untaadi anattu gurtu...
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Posted on Friday, February 01, 2019 - 08:19 am:       


Stalker:

.ivi govt define chesina limits ye kabatti kudardu anataniki ledu..



Maverick:

though irs allows 19k..I can only.do a 7% of my base which is less than that


IRS max allow chestundi..plans aa limit datalevu..but they can restrict below that limit.
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Posted on Friday, February 01, 2019 - 08:18 am:       


Stalker:

gc na na mokaaniki antha scene ledannai vachi 3 years ye ayyundi..first year contracting so idea year...second year 6% match chesa e,mi teleekundaane...3rd year bokkale 401k ani 3% match chesa...ippi cheppi orey ep ga you are losing employer contribution annaka kallu bhairlu kamminiyyi...last year I lost 5k just because of this innocense




nenu 8/9 years daka asalu contributione ledu .. consulting lo employer gadu emi pettadu .

Nuvvu full time aithe , GC vachhe data . employer amount match cheyyi...
pilla kaya vi ..ippude maximize deniki .. outside business or some thing else lo chei..

Ei uncle thinking ( maximizing) ippude vaddule .. A lot more life and opportunities out side .. explore chei..
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

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Posted on Friday, February 01, 2019 - 08:16 am:       


Maverick:

contriubion % select chese dantlo naaku eppudu my contribution+ employer kalipi 18500 or 19k ala vachela design chesaru aa application..i can't put my full % all these years


general ga select chesukotaaniki untaadi mari mee application teda ga unte HR ki okasaari call chesi vaallane marchamanu annai...ivi govt define chesina limits ye kabatti kudardu anataniki ledu..
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Posted on Friday, February 01, 2019 - 08:16 am:       

Another 3-5 yrs 401k tanks..move to annuities Ani inko theory nadustondi..hmm
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Posted on Friday, February 01, 2019 - 08:15 am:       


Siloan:


it depends on employer plan..indaka ichina example wife.employer...naadi maree ghoram..I can't do more than 7%.capped at that..since plans are company wide and take into all employees and in manufacturing firms IT is on higher salary bracket and they limit for us..thupuk..though irs allows 19k..I can only.do a 7% of my base which is less than that
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Posted on Friday, February 01, 2019 - 08:14 am:       

Bonus ki extra taxes endi anduke OT illiterates anedi
 

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Posted on Friday, February 01, 2019 - 08:13 am:       


Mamamiya786:

Just saving the amount in 401k...aa 16 k nuvu bayataki teste .. it wil be 11 or 12 k after taxes .. chala mandi real estate lo pedataru . either here or india .
manaki india option ledu prastutaniki.
That too , i have very less amount in 401k . so konchem aggressive ga cehstunna...


ya idhe anukunna..thanks annai..
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Posted on Friday, February 01, 2019 - 08:13 am:       


Stalker:

appu calculate chesinattunnavu annai..
25% of your contribution untaadi anthe ga annai..not 25% of your salary..either 19k lo 25% match chestaaru which in total gets you to 24k or ledaa 25% of first 6% of your contribution..ante 19k lo nee 6% contribution vachi 8k ayuthe daanlo 2k vaallu vach chestaaru which gets you to 21k..




Ledu .. when you run your own payroll through your own company it works like that. As employer you can contribute 25 percent of your salery ( contact your cpa ). lets say you are earning 100 dollors per hour, and you run salery for 60 k perannum. From your 60k , you can contribute 19k and as empployer you can contribute 25 percent of 60k in a year ie 15k na... so 15 plus 19.
every one does it ba...
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

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Posted on Friday, February 01, 2019 - 08:12 am:       


Stalker:

btw tax rate 20% anukunta bonuses meeda..




W2 lo Bonus ane separate classification emi vundadhu. It will be added to ur W2 wages.


But when the payrolls runs W2 say 20K bonus ante it calculates yearly gross as 240K and deducts tax accordingly


401K savings is and shall be another bucket of savings.

desam lo real estate growth vudnocchu kaani if you have to bring back that money its really painful. especially if you don't go early on later kids will not go abck to India and enjoy tehm
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Posted on Friday, February 01, 2019 - 08:11 am:       


Maverick:



ala vundade ..its irs rule 18k or 19k
mee vadi contributions lo clause vundemo up to 15k match varaku match ani
 

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Posted on Friday, February 01, 2019 - 08:09 am:       


Stalker:



Mamamiya786:


contriubion % select chese dantlo naaku eppudu my contribution+ employer kalipi 18500 or 19k ala vachela design chesaru aa application..i can't put my full % all these years
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Mamamiya786
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Posted on Friday, February 01, 2019 - 08:09 am:       


Stalker:

mee employer 3k ye contribute chestunnappudu manam 3k kanna ekkuva contribute chesukotam lo advantage entannai?

vesting growth untaadi kada so max 19k pettukomantaava? contrary aa 16k india lo invest chesukunte better returns emo kada annai?
401k amount retirement ki kaani teesukolem...madyalo teeste elaanu tax katti teesukolem kada...naaku aa 16k india lo invest chesukuntene better anipinchindi..





Just saving the amount in 401k...aa 16 k nuvu bayataki teste .. it wil be 11 or 12 k after taxes .. chala mandi real estate lo pedataru . either here or india .
manaki india option ledu prastutaniki.
That too , i have very less amount in 401k . so konchem aggressive ga cehstunna...
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

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Posted on Friday, February 01, 2019 - 08:05 am:       


Moviebuff001:


It also means that company will not deduct from paycheck in the last month (2 biweekly paychecks). Implying that you will lose company match on those two paychecks.


thanks baa..makes sense


Humpty_dumpty:

19k = 6% of salary (to get emp. match) + rest all from bonus (avoid higher tax rate on bonus)


super..thanks annai..

btw tax rate 20% anukunta bonuses meeda..


Maverick:

you and employer combined 19k.. What's this 22k


Does Employer Match Count Toward the 401(k) Limit?
In short, no. There are two sides to your contribution: what you provide as the employee and the match from your employer (if applicable). You can only contribute a certain amount to your 401(k) each year, $19,000 for 2019. This contribution limit includes deferrals that elect to be withheld from your paycheck and invested in your 401(k) on a pre-tax basis.

However, that limit does not include employer match contributions. Your employer match contributions are taken into account when the overall contribution limit comes into play. Again, that limit stands at $56,000 for 2019. This means that together, you and your employer can contribute up to $56,000 for your 401(k). If you contribute the max of $19,000, your employer can contribute up to $37,000 for 2019.
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Posted on Friday, February 01, 2019 - 07:57 am:       


Maverick:

you and employer combined 19k.. What's this 22k




me 19k employer 3 k (not exactly 3 ) for this year.
last me 18k + employer 3 k ..
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

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Posted on Friday, February 01, 2019 - 07:52 am:       


Guru:

Bonus higher tax untaada? I thought its based on total comp, no?
Even if higher tax deducted, you can claim based on overall comp durinf tax filing anukunta




https://www.cnbc.com/2018/01/12/how-the-irs-will-treat-those -one-time-tax-bonuses.html
 

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Posted on Friday, February 01, 2019 - 07:50 am:       

 

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Posted on Friday, February 01, 2019 - 07:39 am:       


Humpty_dumpty:

19k = 6% of salary (to get emp. match) + rest all from bonus (avoid higher tax rate on bonus)




Bonus higher tax untaada? I thought its based on total comp, no?
Even if higher tax deducted, you can claim based on overall comp durinf tax filing anukunta
 

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Posted on Friday, February 01, 2019 - 07:24 am:       

Also 401k Leni contracting people can go Ira route..

2018 Ira limits 5500
2019 Ira limits 6000
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Posted on Friday, February 01, 2019 - 07:18 am:       


Mamamiya786:


you and employer combined 19k.. What's this 22k
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Posted on Friday, February 01, 2019 - 07:11 am:       


Stalker:

last year I lost 5k just because of this innocense


america career beginning lo ivi common mistakes ....i did not do any contribution for first couple of years...india vellipothaa...aa rekka dokka type self satisfaction

next company rule pettindhi...min 3% cut ani
aa taruvaatha nundi started doing more

last couple of years nundi maxing out

our 2018 bonus gets paid in fed 1 paycheck
employer matchup is 100% of 6% from 2019 salary
we can set contributions %s before bonus gets pais ( check your HR communications)

so ee year 19k is uncle sam limit
i did math as below and configured last week before bonus gets paid

19k = 6% of salary (to get emp. match) + rest all from bonus (avoid higher tax rate on bonus)

maa emp. does a year end matchup...if you dont meet 19k by last couple of paychecks, you can do more...they will match at year end instead of per paycheck

again , these things differ from company to company
 

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Posted on Friday, February 01, 2019 - 06:45 am:       


Moviebuff001:



Guru:



Mamamiya786:


thanks brothers..opigga cheppinanduku .

koothanta meeru cheppindi jagrataga chadivi questiona unte malli aduguta...thankses...
pani edisindi jumppp..
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Posted on Friday, February 01, 2019 - 06:40 am:       


Mamamiya786:

Max 19 k cheyouchhu .. Employer vaadi istaam . ma employer 3k . so 22k chesukovahhu.


mee employer 3k ye contribute chestunnappudu manam 3k kanna ekkuva contribute chesukotam lo advantage entannai?

vesting growth untaadi kada so max 19k pettukomantaava? contrary aa 16k india lo invest chesukunte better returns emo kada annai?
401k amount retirement ki kaani teesukolem...madyalo teeste elaanu tax katti teesukolem kada...naaku aa 16k india lo invest chesukuntene better anipinchindi..


Mamamiya786:

Lets say if your salery is 100k , nuvvu 19k contribute cheyouchhu and as employer you can contribute 25 percent of your salery that 25 percnet of 100 , which is 25k . , so you will contribute it about 44k alone. That is cool na . 100k lo nuvvu tax kattedi 75k . chala mandi ila chestaru.



tappu calculate chesinattunnavu annai..
25% of your contribution untaadi anthe ga annai..not 25% of your salary..either 19k lo 25% match chestaaru which in total gets you to 24k or ledaa 25% of first 6% of your contribution..ante 19k lo nee 6% contribution vachi 8k ayuthe daanlo 2k vaallu vach chestaaru which gets you to 21k..


Mamamiya786:

Na current 401k prudential . empolyer gadi tarupuna vade pettadu ... other one is vangaurd . Vangarud servce teesukunna .. vaade manage chestadu ..
Naku ippudippude knowledge vastunnadi ... i am late too.




thanks annai for explaining personal anukokunda...luv u..
naadhi adhe paristhiti naanu ippudippude telsukuntunna :D

gc na na mokaaniki antha scene ledannai vachi 3 years ye ayyundi..first year contracting so idea year...second year 6% match chesa e,mi teleekundaane...3rd year bokkale 401k ani 3% match chesa...ippi cheppi orey ep ga you are losing employer contribution annaka kallu bhairlu kamminiyyi...last year I lost 5k just because of this innocense :-(
4th year koothanta vollu daggarapettukovaali ani telsukuntunna :D
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Posted on Friday, February 01, 2019 - 06:38 am:       

The idea behind planning contribution limits is to take full advantage of company match for the year.
Let's say, you set contribution at 19% (19K for 100K).
Bonus comes in Feb at 20K. That means, 3.8K is deducted from bonus in Feb.
It also means that company will not deduct from paycheck in the last month (2 biweekly paychecks). Implying that you will lose company match on those two paychecks.

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Posted on Friday, February 01, 2019 - 06:30 am:       

Thupuk on Google Indica keyboard. English words ni kooda auto correct chesi dobbutundi.

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Posted on Friday, February 01, 2019 - 06:29 am:       


Stalker:



Example:
Salary: 100k
Expected bonus: 20K (in Feb/Mar)
My goal is to contribute 19K.
So, I set regular 401K deduction at 15%.
But 15% of bonus is 3K.
So, I fall short by 1K for the year. Then, I can adjust the percentage to 16 after receiving the bonus.
Let's say luckilily bonus is bumper to 30K. 15% is 4.5K. in that case, I reduceri the contribution to 14% or so.

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Posted on Friday, February 01, 2019 - 06:26 am:       


Stalker:




More than 6% contribution is for tax deferred earnings. Lets say u make 100k n emp contribution is up to 6%. You do max 19k limit..total 25k gets invested. You dont pay taxes until you withdraw after 66 or later. When u retire based on how much u withdraw every yr, you pay tax coz that will be considered as income.
 

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Posted on Friday, February 01, 2019 - 06:22 am:       


Moviebuff001:

I never maximized. But getting close. Bonus lo cut avutundi kada ani konchem room uncha.


idi ardamkaatamledu baa simple terms lo cheppandi...bonus lo 401k ni em cheyyali? ela chesukovaali...

ikkada vaddu anukunte emanokunda email id ittaa paadeyi pls :D
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Posted on Friday, February 01, 2019 - 06:19 am:       


Guru:


hmm yearly limit after employer contribution na?
6% varaku employer 100% match chestadu..

Ippudu bonus lodi kooda konta portion ettukunte(so that it maches yearly limit) daani kooda employer match chestaada? Why so bonus amount lo aadenduku match cheyyali?

Nenu HR ni adigithe 40% per paycheck max pettukovachu andi kaani employer match chesedi 6% ne..so ee yearly 18k max kooda unda hmm in that sense 6% kanna ekkuva per paycheck contribute cheyatam lo advantage emiti?
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Posted on Friday, February 01, 2019 - 06:14 am:       


Rebel:

social security benefits




Idi ela teeskodam? 40credits unnay..retirement benefits ki eligible annaru..ipudu nenu r2i..appati calculations wise ga istara.. Continue ga 66years varaku contribution undala?
 

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Posted on Friday, February 01, 2019 - 06:06 am:       


Stalker:

maximum entha chesyyochu annai? Employer entha match cheyochu?
Bonus vacheppudu 401k portion cut avudda bonus amount lo? pretax amount kada so bonus lo kooda cut avuddi anta...avoid cheyatam betteraa?




Max 19 k cheyouchhu .. Employer vaadi istaam . ma employer 3k . so 22k chesukovahhu.
Same with your spouse too. So 44 k na.
if you are running your own payroll for your spouse or you . you can contribute more.
Lets say if your salery is 100k , nuvvu 19k contribute cheyouchhu and as employer you can contribute 25 percent of your salery that 25 percnet of 100 , which is 25k . , so you will contribute it about 44k alone. That is cool na . 100k lo nuvvu tax kattedi 75k . chala mandi ila chestaru.

Intha aggressive ga cheste mana chetiki takkuva vastundi adjust avvali .

janalau 15 to 20 years chsinolle 300 to 400 k madhya vuntaru .. very aggressive people ki leda aa money stocks lo petti periginollaki . ekkuva vuntundi ..

Na current 401k prudential . empolyer gadi tarupuna vade pettadu ... other one is vangaurd . Vangarud servce teesukunna .. vaade manage chestadu ..
Naku ippudippude knowledge vastunnadi ... i am late too.
Niku GC vunte , konchem properties meeda kuda pettu , not just stocks..
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

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Posted on Friday, February 01, 2019 - 06:04 am:       


Stalker:

40k per year chesukunna 10yrs ki max 400k ye kada? Adi employer 100% match cheste..



You are assuming that there isn't any growth.
5% growth vesukunna around 500K aina untundi kada...
401K individual limit is $19,000 in 2019.
I never maximized. But getting close. Bonus lo cut avutundi kada ani konchem room uncha.

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Posted on Friday, February 01, 2019 - 06:03 am:       


Guru:




Read it as first yr no match by emp
 

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Posted on Friday, February 01, 2019 - 06:03 am:       


Stalker:




4-6% untaady emp match. Yearly contribution limit 18k odd. First yr match chetaru mostly. Bonus mundu option untady to park some amt in 401k if u havent hit the yearly limit.

Money makes money anattu
 

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Posted on Friday, February 01, 2019 - 05:57 am:       


Mamamiya786:

nenu last year nunchi maximiaxing


maximum entha chesyyochu annai? Employer entha match cheyochu?
Bonus vacheppudu 401k portion cut avudda bonus amount lo? pretax amount kada so bonus lo kooda cut avuddi anta...avoid cheyatam betteraa?

Vesting ela choose chesukovaali?

Ikkadenti 500k, 1M antunnaru how thats possible?
Mogudu pellaalu 40k per year chesukunna 10yrs ki max 400k ye kada? Adi employer 100% match cheste..

Last year teleeka naaku employer match chesedanlo 50% ye opt chesa..so 50% thenkundi...so koothanta cheppi punyamkattukondi
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Posted on Thursday, January 31, 2019 - 07:29 pm:       


Mahiz:

How is this possible .. i remember seeing your id when i was in India .. so you must be investing for a long time .. cost averaging should have helped you big kadha ..




Endo annai anta vishnu maya..rebalancing jargonattungy few times but eppudu start ayina last yr almost under ki bullet digindy anukunta
 

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Posted on Thursday, January 31, 2019 - 07:28 pm:       


Aggipidugu116:

neeku selfing baga alavatu anukunta.. evadehe mee emoloyer..

1500$ health ki
1500$ 401k ki..


Health I am in wife's insurance plan. Her employer plan is decent.$500 per month family coverage

aap mahan ho..}
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Posted on Thursday, January 31, 2019 - 07:14 pm:       

SomaliA no zimbabwe lo retire ayyenta vuntundi inko 20 yrs ki
 

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Posted on Thursday, January 31, 2019 - 07:13 pm:       


Guru:

10% loss in 2018




How is this possible .. i remember seeing your id when i was in India .. so you must be investing for a long time .. cost averaging should have helped you big kadha ..

PS .. dont think i am stalking
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

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Posted on Thursday, January 31, 2019 - 07:12 pm:       


Moviebuff001:

And iddaru working aite. 1M ki daggarlo untaru.



General h1 meeda vunnappud antha idea vundadu .. and initial chala takkuva pedataru .. maximizing concept vundadu ..

GC vachhaka ., kids puttaka ittantivanni puttukostai ... Wife job chesutnna kuda tana contribution majority vallaki vundadu ...

so pretty much 400to 500 madhye vunnaru max .. few exclusions though..

nenu last year nunchi maximiaxing ,both of us , chuddam ennallu chestamo ..
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

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Posted on Thursday, January 31, 2019 - 07:08 pm:       


Andhrawala:

Employer zero contribution for me.

Just self contribution




annai neeku selfing baga alavatu anukunta.. evadehe mee emoloyer..

1500$ health ki
1500$ 401k ki..

aap mahan ho..
 

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Posted on Thursday, January 31, 2019 - 07:06 pm:       

zero for me..
Chiru,Veturi,SPB,Ilayaraja,Jandhyala,Vamsi,K Viswanath,Sachin,Florida,Rohit Sharma
 

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Posted on Thursday, January 31, 2019 - 06:26 pm:       


Brighton:




paina peruntadi kada
 

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Posted on Thursday, January 31, 2019 - 06:20 pm:       


Idiot1:

H1 ki min wages anthe undavaa appatlo




Ippudu H1 ki 100k or 130K ante how lucky these people anipisthundhi
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Posted on Thursday, January 31, 2019 - 06:11 pm:       

ee madhya schwab vaadu letter pampaadu account information, post dabba lo letter teesukoni as usual ga cut chesa statement chuddamani, kallu byrlu kammay balance chusi 650K undi... naa mohaniki eee balance entra ala ela perigindi ra ani 30 seconds shock... appudu address chusa, maa pakkintoodidi(telugee) na post box lo vesadani appudu ardham ayindi...
 

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Posted on Thursday, January 31, 2019 - 06:03 pm:       

10% loss in 2018
 

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Posted on Thursday, January 31, 2019 - 05:58 pm:       


Vjawarrior:



ele cheyali bro.. na user id password istha cheppu yeti meda etalo
 

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Posted on Thursday, January 31, 2019 - 05:57 pm:       

470k. Can we invest anywhere with it
 

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Posted on Thursday, January 31, 2019 - 05:44 pm:       


Johnwick:


maximize cheseyyi...one year lo 25k ayyindi naaku
Power starrrrrrrrrr will rockkkkkkkkkkkkk
 

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Posted on Thursday, January 31, 2019 - 05:35 pm:       


Andhrawala:


H1 ki min wages anthe undavaa appatlo
 

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Posted on Thursday, January 31, 2019 - 05:14 pm:       


Ysr2009:

600K




bro, mee son college admission status enti? did he get into Johns Hopkins?

appudu eppudo interview undhi next month annaru
 

Johnwick
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Posted on Thursday, January 31, 2019 - 05:12 pm:       

50k pogeyniki 4 years pattindi with 50cents match for ffirst 6%
 

Johnwick
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Posted on Thursday, January 31, 2019 - 05:11 pm:       


Ysr2009:

600K




nijanagana
 

Rebel
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Posted on Thursday, January 31, 2019 - 02:52 pm:       

inko 10 -20 years lo AW lantollu social security benefits kooda teeskuntaru..
apud db SS,medicare Q's tho nindipotundi
 

Ysr2009
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Username: Ysr2009

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Posted on Thursday, January 31, 2019 - 02:51 pm:       

600K
 

Mahiz
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Posted on Thursday, January 31, 2019 - 02:49 pm:       

401K + IRA ante millionaires vastharu emo bayataki.
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

Moviebuff001
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Posted on Thursday, January 31, 2019 - 02:23 pm:       


Mamamiya786:

full time from 10 to 15 yeras.. average 400 vuntundi ..good amount though ..



About right. Depending on contribution percentage and company match.
And iddaru working aite. 1M ki daggarlo untaru.

_________________________________________________
Your words will tell others what you think. Your actions will tell others what you believe in.
 

Mamamiya786
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Posted on Thursday, January 31, 2019 - 02:21 pm:       


Rebel:

20 + industry vallaki million ayyi untay




antha emi vundadu .. first lo evadu pettadu h1 meeda consulting chesetappudu ..

realize ayye peetteki .. time bokkaiddi .. na friends full time from 10 to 15 yeras.. average 400 vuntundi ..good amount though ..
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

Moviebuff001
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Posted on Thursday, January 31, 2019 - 02:21 pm:       


Andhrawala:

35K salary



Vache mundu
35K+35 = 12,25,000 per annum ani lekkesi vachava bro...

_________________________________________________
Your words will tell others what you think. Your actions will tell others what you believe in.
 

Andhrawala
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Username: Andhrawala

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Posted From: 152.51.56.1

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Posted on Thursday, January 31, 2019 - 02:19 pm:       


Hero:

andhrawala annai 1995 lo vachad US....when NTR was out of party...

3 million paina anta ...3 condos kooda unna




eppudu occhemu annadhi kaadhu thammi. Bullet digindhaa ledhaa?? anedhi antheyy

Nethra is at Netflix. aa range different.

nenu ochianppudu thro Wipro. 35K salary
No Signature
 

Ustad
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Username: Ustad

Post Number: 27283
Registered: 07-2008
Posted From: 76.169.161.29

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Posted on Thursday, January 31, 2019 - 02:17 pm:       


All_day:

Personal trading account $2 million sangathi enti?


Antha scene unte inka US lo enduku untanu Bro?
I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw
 

Hero
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Posted From: 38.101.193.194

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Posted on Thursday, January 31, 2019 - 02:14 pm:       


Johnwick:

netra annai lanti vallavi million+ untai




andhrawala annai 1995 lo vachad US....when NTR was out of party...

3 million paina anta ...3 condos kooda unna
 

Rebel
Hero
Username: Rebel

Post Number: 17048
Registered: 02-2008
Posted From: 173.25.231.8

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Posted on Thursday, January 31, 2019 - 02:08 pm:       

20 + industry vallaki million ayyi untay
 

All_day
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Username: All_day

Post Number: 5320
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Posted From: 107.0.27.252

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Posted on Thursday, January 31, 2019 - 02:04 pm:       


Ustad:

0. No 401K.






Personal trading account $2 million sangathi enti?
I could introduce myself properly, but it's not really necessary. You will know me well enough and soon enough, depending on a diverse range of variables. It suffices to say that at some point in time, I will be standing over you, as genially as possible. Your soul will be in my arms. A color will be perched on my shoulder. I will carry you gently away....
 

Andhrawala
Legend
Username: Andhrawala

Post Number: 74870
Registered: 03-2008
Posted From: 152.51.56.1

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Posted on Thursday, January 31, 2019 - 01:57 pm:       

Employer zero contribution for me.

Just self contribution
No Signature
 

Hawkeye
Moderator
Username: Hawkeye

Post Number: 2955
Registered: 04-2015

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Posted on Thursday, January 31, 2019 - 01:54 pm:       

401K ante naku first friends lo phoebe massage center iche benefits ye gurtostadi endo!
 

Ustad
Megastar
Username: Ustad

Post Number: 27282
Registered: 07-2008
Posted From: 76.169.161.29

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Posted on Thursday, January 31, 2019 - 01:33 pm:       

0. No 401K.
I learned long ago, never to wrestle with a pig. You get dirty and besides, the pig likes it - George Bernard Shaw
 

Twotown
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Username: Twotown

Post Number: 12335
Registered: 09-2016
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Posted on Thursday, January 31, 2019 - 01:28 pm:       

100k only
 

Mahiz
Side Hero
Username: Mahiz

Post Number: 2554
Registered: 10-2012
Posted From: 165.225.35.1

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Posted on Thursday, January 31, 2019 - 01:28 pm:       

entha unna nijam chepthara brother .. delete this thread i say.
Janani Janma-bhoomi-scha Swargadapi Gariyasi
 

Johnwick
Junior Artist
Username: Johnwick

Post Number: 207
Registered: 06-2018
Posted From: 69.114.129.140

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Posted on Thursday, January 31, 2019 - 01:28 pm:       

entha undi me account lo? netra annai lanti vallavi million+ untai

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