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Borrowing Credit

Chalanachithram.com DB » TF Industry related » Archive through February 28, 2013 » Borrowing Credit « Previous Next »
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Biriyani
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Posted on Wednesday, February 27, 2013 - 11:02 am:       


All_day:




thanks annai....follow up chesa ninna...final ga comcast vaditho matladi boothulu titta ..there are no dues ani letter pampamani..vaadu direct ga collection agency ki update chestham...1 week lo call collection agency and check...ani pledge chesadu...
 

Raman
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Posted on Tuesday, February 26, 2013 - 03:33 pm:       


Biriyani:


tokkalo vantage score naki kuda undi 860 daggara
65k-70k ki ki 200k teda undadda? ani adugutunna
 

Mahesh_fan
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Posted on Tuesday, February 26, 2013 - 03:28 pm:       


Biriyani:

4 credit card unnayi...credit history kuda 765 undi...only borrowing history ledu annadi complaint



borrow cheyamantay car oo house ko cheyali kani ..naaku 50k cash evamatay ela isthadu aadu ..
 

Heineken
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Username: Heineken

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Posted on Tuesday, February 26, 2013 - 03:28 pm:       


Biriyani:




Banks call it as Credit depth. mana desila ki undadu unless you are here for more than 10 years and they will look at your oldest credit account. go to increase borrowing history dont close credit card accounts inka if you have a home lone it will increase your credit depth
 

Biriyani
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Posted on Tuesday, February 26, 2013 - 03:27 pm:       


All_day:

Adiki call chesu cheppu, dispute settle aiindhi ani. 10 years undakoodadu.




actual ga 1st dispute raise chesa....12 hours tharwatha they have checked ani e status pettadu
 

Mahesh_fan
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Posted on Tuesday, February 26, 2013 - 03:27 pm:       


Biriyani:

edo..try chesale..



avasram lekdunda appu tesukokudadu mastaru ....epudu realize avuthavo ento..
 

Biriyani
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Posted on Tuesday, February 26, 2013 - 03:26 pm:       


All_day:

Neeku entha kavaali asalu? are you trying ti build credit?

Apply for a credit card, try to get high limit one. See here for some good cards.

http://www.nerdwallet.com/the-best-credit-cards

Second get a unsecured personal loan (APR ekkuva untundhi) , these things will build history.




4 credit card unnayi...credit history kuda 765 undi...only borrowing history ledu annadi complaint
 

All_day
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Posted on Tuesday, February 26, 2013 - 03:26 pm:       


Biriyani:

Experian vallaku drectga call cheyyamantaaava?




Adiki call chesu cheppu, dispute settle aiindhi ani. 10 years undakoodadu.
Only Thing We Have to Fear Is Fear Itself - FDR
 

Biriyani
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Posted on Tuesday, February 26, 2013 - 03:25 pm:       


Andhrawala:

assalu why do u need 50 K loan?? adhi unsecured??




edo..try chesale..
 

All_day
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Posted on Tuesday, February 26, 2013 - 03:25 pm:       


Biriyani:

Biriyani




Neeku entha kavaali asalu? are you trying ti build credit?

Apply for a credit card, try to get high limit one. See here for some good cards.

http://www.nerdwallet.com/the-best-credit-cards

Second get a unsecured personal loan (APR ekkuva untundhi) , these things will build history.
Only Thing We Have to Fear Is Fear Itself - FDR
 

Biriyani
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Posted on Tuesday, February 26, 2013 - 03:25 pm:       


All_day:

10 years bootu, it should usually go away in 12 months. call the credit bureau and tell them that you have payed it, they should remove it from your report.




Status:
Collection account. $100 past due as of Dec 2012.

Status Details:
This account is scheduled to continue on record until May 2019.
This item was updated from our processing of your dispute in Feb 2013.

=======================

Experian vallaku drectga call cheyyamantaaava?
 

Andhrawala
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Posted on Tuesday, February 26, 2013 - 03:22 pm:       


Biriyani:

okate undi annai...2009 civi...65K undi...enthosthundantav...

also inko vehicle theesuovali ankuntunna 35040K range lo...loas ku emanna problem antava due to this collection agency incident...ninna chushte score 765 undi




oka 6-8K raavocchu??

assalu why do u need 50 K loan?? adhi unsecured??

Borrowing history penchukotaanikiathe used car meedha loan pettocchuu
No Signature
 

All_day
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Posted on Tuesday, February 26, 2013 - 03:21 pm:       


Biriyani:

.but report lo matram alane undi....10 years patu naa credit report lo e mark untundi ani chusa..

enti e gola...is there anyway i can clear this from my credit report




10 years bootu, it should usually go away in 12 months. call the credit bureau and tell them that you have payed it, they should remove it from your report.
Only Thing We Have to Fear Is Fear Itself - FDR
 

Biriyani
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Posted on Tuesday, February 26, 2013 - 03:16 pm:       

Aw annai..4 hours time iccha..eti..inga respond kaledu
 

Biriyani
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Posted on Tuesday, February 26, 2013 - 11:15 am:       


Andhrawala:

Neekunnaa rendu cars ni DCU laanti sota petti Refi cheyyi 10K vasthundhi atleast.




okate undi annai...2009 civi...65K undi...enthosthundantav...

also inko vehicle theesuovali ankuntunna 35040K range lo...loas ku emanna problem antava due to this collection agency incident...ninna chushte score 765 undi

ippudu condo kone scene ledu... atleast inko 2 years varaku

so koncham detailed ga naa mundunna options ettu plsss
 

Andhrawala
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Posted on Tuesday, February 26, 2013 - 11:09 am:       


Biriyani:

credi report lo oka netagive mark undi comcast vadidi collections agency ku pampinchadu bill cheyyaleani...

later i spoke to comacst guys and cleared it...but report lo matram alane undi....10 years patu naa credit report lo e mark untundi ani chusa..

enti e gola...is there anyway i can clear this from my credit report




Neekunnaa rendu cars ni DCU laanti sota petti Refi cheyyi 10K vasthundhi atleast.

vaati meedh installments pay sethee automatically u will build history

also buy a Condo for investment property on loan and give it for rent
No Signature
 

Biriyani
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Posted on Tuesday, February 26, 2013 - 11:07 am:       

credi report lo oka netagive mark undi comcast vadidi collections agency ku pampinchadu bill cheyyaleani...

later i spoke to comacst guys and cleared it...but report lo matram alane undi....10 years patu naa credit report lo e mark untundi ani chusa..

enti e gola...is there anyway i can clear this from my credit report
 

Biriyani
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Posted on Tuesday, February 26, 2013 - 11:05 am:       


Raman:

credit score 870 ela vastadi 850 anukunt kada max score?
ee biriyani kurranni ban seyyandi



All_day:

FICO scores have a scale of 300 to 850. There are lots of different scores but creditors use FICO.

The Equifax site uses FICO scores. You can also get FICO scores for TransUnion and Equifax at MyFico.com. Consumers can no longer get FICO scores for Experian. TheTransUnion and Experian sites sell Vantage scores (scale of 500 to 990). Third party monitoring services use Fakko scores (who knows what scale or formula). Never pay for a non-FICO score.


 

Biriyani
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Posted on Tuesday, February 26, 2013 - 11:04 am:       


Gotcha:

eppudu chesavu loan ki apply. if it is within a month elagu aa bank vadu credit report lagadu kabatti, apply for a credit card or take some loan etc. oorike aa credit hit waste chesukovadam enduku. elagu 1 month lopala same bank ki malli credit hit count avadu. kummeyi oka 15k credit card teesukuni




will try annai..thansk for the info
 

Gotcha
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Posted on Monday, February 25, 2013 - 09:01 pm:       

eppudu chesavu loan ki apply. if it is within a month elagu aa bank vadu credit report lagadu kabatti, apply for a credit card or take some loan etc. oorike aa credit hit waste chesukovadam enduku. elagu 1 month lopala same bank ki malli credit hit count avadu. kummeyi oka 15k credit card teesukuni
This real estate is for sale.
 

Bumbumbole
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Posted on Monday, February 25, 2013 - 05:35 pm:       


Raman:

credit score 870 ela vastadi 850 anukunt kada max score?
ee biriyani kurranni ban seyyandi




excel alavatu aindhi le...e sariki forgive seyandi
 

Bumbumbole
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Posted on Monday, February 25, 2013 - 05:34 pm:       


Chillarodu:

50K gold kaani %0K cash gaani vunte raadha




gold meeda refinace workout avadhi ga :D
 

Raman
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Posted on Monday, February 25, 2013 - 05:26 pm:       


Biriyani:

creidt history 870+ undi.....


credit score 870 ela vastadi 850 anukunt kada max score?
ee biriyani kurranni ban seyyandi
 

Chillarodu
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Posted on Monday, February 25, 2013 - 05:25 pm:       


Bumbumbole:

50K ravali ante 50K worth car unte vastadhi




50K gold kaani %0K cash gaani vunte raadha :D
 

Bumbumbole
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Posted on Monday, February 25, 2013 - 05:20 pm:       


Chillarodu:

50K ravalante..




50k ravali ante kaadu...credit history build chesukotaniki, money arrange chesukotaniki use avuthadi....50K ravali ante 50K worth car unte vastadhi :D
 

Chillarodu
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Posted on Monday, February 25, 2013 - 05:08 pm:       


Bumbumbole:



paatha car meedha loan entha vasthundhi brother?
50K ravalante.. Home equity loan best anukunta.. (illu vunte)
 

Bumbumbole
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Posted on Monday, February 25, 2013 - 04:55 pm:       


Chillarodu:




car meeda mali loan teesuknte...check mana peru meeda istadu..adhi use chesukovochu
 

Chillarodu
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Posted on Monday, February 25, 2013 - 04:44 pm:       


Bumbumbole:

refinance is the one option to get money



idhem option? explain please
 

All_day
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Posted on Monday, February 25, 2013 - 04:39 pm:       


Biriyani:

ippude check chesa..Your TransRisk score is 765. idi matter




cool, nenu FICO score eppudu 870 chudaledu, anduke doubt vacchindi. 765 unte auto loan ki emi problem undadu. Happy gaa apply chesuko.
Only Thing We Have to Fear Is Fear Itself - FDR
 

All_day
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Posted on Monday, February 25, 2013 - 04:38 pm:       


Buduguuu:

thanks :-)




Ee link studay cheyyi. Detailed ga cheppadu.

http://en.wikipedia.org/wiki/Credit_score_in_the_United_Stat es
Only Thing We Have to Fear Is Fear Itself - FDR
 

Biriyani
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Posted on Monday, February 25, 2013 - 04:36 pm:       


All_day:

CreditKarma.com




ippude check chesa..Your TransRisk score is 765. idi matter
 

All_day
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Posted on Monday, February 25, 2013 - 04:34 pm:       


Biriyani:

.if I apply for an auto loan...succes ayye chance chance unda or leka adi kuda nakesthundaaa?




Auto loan shouldn't be a problem.
Only Thing We Have to Fear Is Fear Itself - FDR
 

Buduguuu
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Posted on Monday, February 25, 2013 - 04:33 pm:       


All_day:




thanks :-)
Coolmac : nanu comment sesey staayi ledhu neeku

Biryani about Mahesh Babu
 

All_day
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Posted on Monday, February 25, 2013 - 04:33 pm:       

Opika unte detailed ikkada saduvuko.

The FICO Bankcard score and FICO Auto score are between 250 and 900. The FICO Mortgage score is between 300 and 850.

http://en.wikipedia.org/wiki/Credit_score_in_the_United_Stat es
Only Thing We Have to Fear Is Fear Itself - FDR
 

Bumbumbole
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Posted on Monday, February 25, 2013 - 04:32 pm:       


Biriyani:

ippudu idi reject ayyindi kada....if I apply for an auto loan...succes ayye chance chance unda or leka adi kuda nakesthundaaa?




auto loan vastadhi anukuntuna bhaya...ne car meeda refinance try chaye...aapu teesukunatu untundhi...credit build avuthadhi :-)
 

Biriyani
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Posted on Monday, February 25, 2013 - 04:31 pm:       


All_day:

TheTransUnion and Experian sites sell Vantage scores (scale of 500 to 990).




anduke 870 undannamaata..

last time freecreditreport.com lo check chesa....appudu 730....
 

All_day
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Posted on Monday, February 25, 2013 - 04:29 pm:       


Biriyani:

fico ante? i have checke din transunion




FICO scores have a scale of 300 to 850. There are lots of different scores but creditors use FICO.

The Equifax site uses FICO scores. You can also get FICO scores for TransUnion and Equifax at MyFico.com. Consumers can no longer get FICO scores for Experian. TheTransUnion and Experian sites sell Vantage scores (scale of 500 to 990). Third party monitoring services use Fakko scores (who knows what scale or formula). Never pay for a non-FICO score.

CreditKarma.com and Quizzle.com both offer free score estimators. They are not FICO but within 50 points or so. Good enough if you are curious about your score.
Only Thing We Have to Fear Is Fear Itself - FDR
 

Biriyani
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Posted on Monday, February 25, 2013 - 04:29 pm:       


Bumbumbole:

nuvu bhaga big shot la unav




appatlo credit hsitory ledu ani loan iyyaledu ...option leka full katta...

ippudu idi reject ayyindi kada....if I apply for an auto loan...succes ayye chance chance unda or leka adi kuda nakesthundaaa?
 

Bumbumbole
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Posted on Monday, February 25, 2013 - 04:28 pm:       


Biriyani:

car kuda full payment katti konna.




nuvu bhaga big shot la unav....neeku appu iche status a bank vaadiki leka reject chesi untadu bhaya
 

Biriyani
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Posted on Monday, February 25, 2013 - 04:28 pm:       


All_day:

870+ aa? Fico daa ee score?




fico ante? i have checke din transunion
 

Biriyani
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Posted on Monday, February 25, 2013 - 04:27 pm:       


Bumbumbole:

850 a kada highest score??? am i wrong?




aadu reject chesadu ippude check chesa trnasunion lo...870 undi..2 years back check cheisnapudu 730 unnindi
 

Biriyani
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Posted on Monday, February 25, 2013 - 04:26 pm:       


Raman:

inkemi kavala?




adi saripodu..baga appu chesi time ku installments katte history undalanta...

car kuda full payment katti konna..inga ekkadi nunchi vasthundi manaku borrowing credit
 

Sasibabu
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Posted on Monday, February 25, 2013 - 04:25 pm:       


Biriyani:

creidt history 870+ undi.



http://i49.tinypic.com/mhdc11.jpg
 

Bumbumbole
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Posted on Monday, February 25, 2013 - 04:25 pm:       


Biriyani:

creidt history 870+ undi.....




850 a kada highest score??? am i wrong?
 

All_day
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Posted on Monday, February 25, 2013 - 04:25 pm:       


Raman:

creidt history 870+ undi.




870+ aa? Fico daa ee score? endu kante there are different variations for scores . Nee score vantage score laaga undhi.

Vantage aiithe 1000 daka vellochu.

Naaku telisi unsecured loan maximum 15k anukunta
Only Thing We Have to Fear Is Fear Itself - FDR
 

Gotcha
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Posted on Monday, February 25, 2013 - 04:24 pm:       

personal loan 25k kante ekkuvu ivaru so never apply for personal loan more than 25k. inka ekkuva kavali ante credit cards unayi kada.
This real estate is for sale.
 

Bumbumbole
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Posted on Monday, February 25, 2013 - 04:23 pm:       


Buduguuu:

konchem vipuleekarinchumu




pay credit card balance every month ani type chedam anukoni...manasu marchukoni... low maintain cheyamani type chesa...pay delete cheyaledu by mistake
 

Raman
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Posted on Monday, February 25, 2013 - 04:20 pm:       


Biriyani:

creidt history 870+ undi.....


inkemi kavala?
 

Biriyani
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Posted on Monday, February 25, 2013 - 04:19 pm:       

inthavraku 1 dollor kuda interest kattaledu....i use credit card similar to debit card..i mean prathi month full clear chestha....

creidt history 870+ undi.....

apply cheyyagane anukunna i did a mistake ani....to late..

may be 5K or 10K apply chesunte bagundedi
 

All_day
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Posted on Monday, February 25, 2013 - 04:17 pm:       


Buduguuu:

konchem vipuleekarinchumu




Every month try to pay of your credit card balance in full. If you have more than 40% of credit limit unpaid on the card it will lower your score.

Also, it good to have high limit credit cards, it means borrowers are willing to lend you money.
Only Thing We Have to Fear Is Fear Itself - FDR
 

Buduguuu
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Posted on Monday, February 25, 2013 - 04:11 pm:       


Bumbumbole:

pay crdit card balance as low as possible maintain cheyatame..




konchem vipuleekarinchumu :D
Coolmac : nanu comment sesey staayi ledhu neeku

Biryani about Mahesh Babu
 

Bumbumbole
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Username: Bumbumbole

Post Number: 3457
Registered: 08-2012
Posted From: 170.170.59.138

Rating: N/A
Votes: 0 (Vote!)

Posted on Monday, February 25, 2013 - 04:07 pm:       


Biriyani:

TD bank lo 50K loan apply chesa




i don't know your visa status but 50K personal loan ante kastame nemo!!! refinance is the one option to get money..credit build ante matram... pay crdit card balance as low as possible maintain cheyatame..
 

All_day
Junior Artist
Username: All_day

Post Number: 368
Registered: 06-2012
Posted From: 107.0.27.252

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Posted on Monday, February 25, 2013 - 04:04 pm:       

entha build chesina maari 50K unsecured loan ante kastam emo.
Only Thing We Have to Fear Is Fear Itself - FDR
 

Mangalavaram
Junior Artist
Username: Mangalavaram

Post Number: 28
Registered: 10-2012
Posted From: 65.170.103.156

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Posted on Monday, February 25, 2013 - 04:00 pm:       

antha appu enduku sexxu :D
 

Biriyani
Side Hero
Username: Biriyani

Post Number: 7261
Registered: 03-2012
Posted From: 171.161.160.10

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Posted on Monday, February 25, 2013 - 03:49 pm:       

e loan rejection mark povalante inko 2 years paduthundi...
 

Biriyani
Side Hero
Username: Biriyani

Post Number: 7260
Registered: 03-2012
Posted From: 171.161.160.10

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Votes: 0 (Vote!)

Posted on Monday, February 25, 2013 - 03:48 pm:       

build cheyyadaniki easy ways unte cheppandi...

TD bank lo 50K loan apply chesa...credit history good....but borrowing history ledu...so we will come up with a different figure an edo keyword use chesadu..gurthu ledu.......if you are ok...you can apply loan for that amount and final touch iccharu

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