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LIC Policy for NRI,s

Chalanachithram.com DB » TF Industry related » Archive through February 04, 2013 » LIC Policy for NRI,s « Previous Next »
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Bumbumbole
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Posted on Monday, February 04, 2013 - 03:45 pm:       


Blackmamba:

maa lanti pillakayalu emi teesukovalo suggest seyyand kodgaaa




1 crore policy for 30 years term teesuko :D
 

Bumbumbole
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Posted on Monday, February 04, 2013 - 03:44 pm:       

LIC policy 30 years dhi teesukunte better.. it will server the purpose
 

Blackmamba
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Posted on Monday, February 04, 2013 - 02:02 pm:       

maa lanti pillakayalu emi teesukovalo suggest seyyand kodgaaa
 

Jacksparrow
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Posted on Monday, February 04, 2013 - 01:58 pm:       


Coolmac:

worstes policy laga vunsdhi idhi... nen eppudo 10yrs back oka LIC policy teeskunna...yearly 4K premium...5lacs at the end of 23yrs..


18yrs appudu doble istarannai... like 21 lks... or 25lks @ 21yrs... also u r covered for 100yrs... so incase of death u get 10 lks again...
 

Reentry
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Posted on Monday, February 04, 2013 - 01:48 pm:       

Redbull thammi

NRIs ki PPF not allowed kada??
 

Redbull
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Posted on Monday, February 04, 2013 - 01:15 pm:       

If u are not able to take risk...and if u hv nt taken citizenship of other country...

Just put 1 lakh each year in ppf account..and 15 years tharuvaatha 30 lakhs vastundhi..if u can open one more account in ur wifes name other 30 lakhs...

If any one out there is paying more than 1 lakh for insurance premium.. And if u are considering that as primary investment or retirement fund. Or fund for ur kids education/ marriage .. Then i am laughing out with my ***
 

Coolmac
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Posted on Monday, February 04, 2013 - 01:08 pm:       


Jacksparrow:

60K per year premium for 10lkhs insurance over 18yrs...




worstes policy laga vunsdhi idhi... nen eppudo 10yrs back oka LIC policy teeskunna...yearly 4K premium...5lacs at the end of 23yrs..
 

King
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Posted on Monday, February 04, 2013 - 12:29 pm:       


Acf:

years india ku permanent ga return avuthe insurance paristhithi enti?



even I am interested to know. You can pay it annually and probably I will maintain my US Checking account even if I move to India and fund it from India for my payments.
Ashton - I'm living an Amish lifestyle. so far so good.
 

King
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Posted on Monday, February 04, 2013 - 12:28 pm:       


Parugu:

US lo manchi term insurances cheppandi, thanks



I brought recently from NYL 1Mil@ $60/Month. Term for 20 years
I dont think NYL has term for 30 years.
Ashton - I'm living an Amish lifestyle. so far so good.
 

Acf
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Posted on Monday, February 04, 2013 - 12:25 pm:       

US lo term insurance theesukunaka after few years india ku permanent ga return avuthe insurance paristhithi enti? every year from india premiums pay chesthe valid ena?
 

Hero
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Posted on Monday, February 04, 2013 - 12:21 pm:       


Feelgud:

malla jeevan anaand teesukuntaru.



\
 

Feelgud
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Posted on Monday, February 04, 2013 - 12:10 pm:       


Parugu:




Us is known for best term insuranace polices in the world .. Vetillo policy payout ratio yekkuva vuntundo daaninki velladAme .. In india LiC has 97%
www.TheLinuxDesk.com
 

Parugu
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Posted on Monday, February 04, 2013 - 12:00 pm:       

US lo manchi term insurances cheppandi, thanks
 

Feelgud
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Posted on Monday, February 04, 2013 - 11:58 am:       

Tom,Redbull, Hero my 5* .. Nenu yentha mandiki motthukuni cheppina malla jeevan anaand teesukuntaru.. Mana valla psychology maradu..
www.TheLinuxDesk.com
 

Jacksparrow
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Posted on Monday, February 04, 2013 - 11:51 am:       


Redbull:

Assalu insurance is a investment ani manaku baagaa athikichaaru....choodandi..agents..vaallani thannali first


agents gallani urikinchi kottali they just encash the ignorance... oka ulip suggest chesaru last week... charges etc enthara ani chooste 15% per year undi.... deenemma jeevitham manam katte 1.5 years premium charges rupam lone saripotundi over 10yrs ulip term... agents bagu paddam tappa emi ledu...
 

Hero
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Posted on Monday, February 04, 2013 - 11:26 am:       


Redbull:

...if u put money in worst performing mutual fund..its returns will be 3 times more than what insurance gives you in 15 years




Scam ni investment ani ammesar...ofcourse 80's lo india lo RE market ledu
stock market ledu..so no choice..

ippudu kooda danilo money pettadam...pure ignorance
 

Rk9
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Posted on Monday, February 04, 2013 - 11:25 am:       

LIC policy is for future safety not for investment.
yenni fixed assets vunna fixed income vundali retirement age lo, ofcourse ikkada settle ayithe 401k vasthundi adi kooda saripothundo ledo doubt inflation lo

ikkada vunna young NRI's ki inka kinda manta teliyatam ledu pillalu, valla studies, mortagage, age valan vache health issues and retirement etc ...ki kaavalsina money
 

Cinejeevi
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Posted on Monday, February 04, 2013 - 11:22 am:       

nenu rendu policies teesukunna. anni kalipi year ki 2L INR paine kattali.

girl kids ki edo special policy undi. once term ends, they give back the money and for rest of their life girls get some 15K or 20K per year ...

Note: I have a friend who is handicapped and need some help. so atani kosam kattanu policy... lekapote ledu..
 

Redbull
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Posted on Monday, February 04, 2013 - 11:22 am:       


Andhrawala:

Stashing some money for kids education or marriage




you have better tools for this
 

Redbull
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Posted on Monday, February 04, 2013 - 11:22 am:       

Assalu insurance is a investment ani manaku baagaa athikichaaru....choodandi..agents..vaallani thannali first

please never invest in LIC for investment..its just life safety..only have term policy or worst case lo health riders...

no endowment policys please...if u put money in worst performing mutual fund..its returns will be 3 times more than what insurance gives you in 15 years
 

Andhrawala
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Posted on Monday, February 04, 2013 - 11:20 am:       


Tombrady:

em benefit vayya life insurance ante simple if x or y dies

it helps his family adi main thing adi odilesi...10 lkhs ki

coverage after 10 yrs emi help avvuddi family ki...returns antava

invest in MF's u ll get more money than this...INSURANCE should not be

mixed with investment period




Stashing some money for kids education or marriage
No Signature
 

Hero
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Posted on Monday, February 04, 2013 - 11:20 am:       

LIC plans are drafted in 1970/80's for middle class indians
public sector/bank/private/low income. employees

not for NRI's...invest in RE or Stock market...
 

Jodhaa
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Posted on Monday, February 04, 2013 - 11:19 am:       

 

Rk9
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Posted on Monday, February 04, 2013 - 11:11 am:       

Coverage 35 laks

1.52 lak per annum

Term 20 years

Pension Rs 50,000 per month from 60 to 75 years (total 15 years)
Any time (now or 65 years or 100 years etc..) after death Rs 35 laks to your family
 

Hero
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Posted on Monday, February 04, 2013 - 11:07 am:       


Feelgud:

Insurance should be like insurance . Dont combine investment with insurance




perfect ...dont mix investment with insurance

term life insurance tisukondi...

then invest in RE or stock market

dont use insurance as investement option..
 

Tombrady
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Posted on Monday, February 04, 2013 - 11:00 am:       


Andhrawala:

Term life u never see the benfit when u are alive

Jeevan Anad, Komal etc have some money stashed which u can dig in ur bad times




em benefit vayya life insurance ante simple if x or y dies

it helps his family adi main thing adi odilesi...10 lkhs ki

coverage after 10 yrs emi help avvuddi family ki...returns antava

invest in MF's u ll get more money than this...INSURANCE should not be

mixed with investment period
 

Andhrawala
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Posted on Monday, February 04, 2013 - 10:58 am:       

Term life u never see the benfit when u are alive

Jeevan Anad, Komal etc have some money stashed which u can dig in ur bad times
No Signature
 

Tombrady
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Posted on Monday, February 04, 2013 - 10:56 am:       

life insurance coverage should be 10 times ur salary antaru


10 times kakunna 5 times vunna better ee
 

Tombrady
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Posted on Monday, February 04, 2013 - 10:55 am:       


Jacksparrow:

yes, last week soostunna abt these policies... agents vachi they try to sell only ulips and general products... tey dont tell abt term insurnace at all... koddiga research chesaka jeevan anmol ki fix ayya... 20yrs term insurance for 20lkhs with just one single premium of 70K...




becoz agents wont get money for pure term insurances if they sell...UlIP products ni baga promote chestharu for more money ..ppl think its a investment but its not..
 

Jacksparrow
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Posted on Monday, February 04, 2013 - 10:55 am:       


2009:


as feelgud and tom recommended term insurance ki fix aipondi... go with single premium option as well... u pay only half the amount as single premium when compared to yearly premiums over the duration of policy years... stick with lic :-) migatha antha complicated...
 

Chillarodu
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Posted on Monday, February 04, 2013 - 10:53 am:       

US lo take term insurance..when you are young... which will be very cheap..

Half million dollars .. premium would be around $400 per year...
 

Jacksparrow
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Posted on Monday, February 04, 2013 - 10:51 am:       


Tombrady:

i feel idi chala nasty 10 lkhs coverage is nasty esp 18 yrs tarvatha

aa 10 lkhs deniki paniki raavu...i feel pure term insurance yrly 5-6k katti

25-30 lkhs coverage vunte good...high premium insurances are not good


yes, last week soostunna abt these policies... agents vachi they try to sell only ulips and general products... tey dont tell abt term insurnace at all... koddiga research chesaka jeevan anmol ki fix ayya... 20yrs term insurance for 20lkhs with just one single premium of 70K...
 

Tombrady
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Posted on Monday, February 04, 2013 - 10:50 am:       


Feelgud:

Insurance should be like insurance . Dont combine investment with insurance




exactly investment+insurance is scam...pure life term insurances are good
 

Feelgud
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Posted on Monday, February 04, 2013 - 10:49 am:       

Folks wokeup ... Insurance should be like insurance . Dont combine investment with insurance
www.TheLinuxDesk.com
 

Tombrady
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Posted on Monday, February 04, 2013 - 10:46 am:       


Jacksparrow:

60K per year premium for 10lkhs insurance over 18yrs...




i feel idi chala nasty 10 lkhs coverage is nasty esp 18 yrs tarvatha

aa 10 lkhs deniki paniki raavu...i feel pure term insurance yrly 5-6k katti

25-30 lkhs coverage vunte good...high premium insurances are not good
 

2009
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Posted on Monday, February 04, 2013 - 10:43 am:       


Jodhaa:


AKKAYYA thanks...Basic Q?..how NRIs covered.if Risk happens when thé person Is in US.. Elza cover Avuthundi..
 

Jacksparrow
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Posted on Monday, February 04, 2013 - 10:41 am:       


Jodhaa:

Best antey...jeevan anand oka appudu super hit policy..adhi inka undho ledho thelvadhu.


idi still offered... 60K per year premium for 10lkhs insurance over 18yrs...
 

Stud
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Posted on Monday, February 04, 2013 - 10:41 am:       


Jodhaa:


Jodhaa




Kid ki India lo emanna theeskunnara?
http://www.vegesnafoundation.org/
 

Feelgud
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Posted on Monday, February 04, 2013 - 10:40 am:       

Please take term insurance from LIC .. Jeevan anand all other are worst form of insurance
www.TheLinuxDesk.com
 

Tombrady
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Posted on Monday, February 04, 2013 - 10:40 am:       

take pure life insurance dont take any crap money returning insurances

they ll have less coverage and high premiums waste of money
 

Jodhaa
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Posted on Monday, February 04, 2013 - 10:38 am:       


Parugu:

policy amounts tax filing appudu choopala?


eppudu choopinchaledhu mari..dont know if it is right or wrong.
 

Parugu
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Posted on Monday, February 04, 2013 - 10:36 am:       


Jodhaa:

yep..idhari peru meedha 2 diff policies..okati Jeevan anand..okati Jeevan komal..premium around 1.8L per year for both.



policy amounts tax filing appudu choopala?
 

Jodhaa
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Posted on Monday, February 04, 2013 - 10:35 am:       


2009:


yep..idhari peru meedha 2 diff policies..okati Jeevan anand..okati Jeevan komal..premium around 1.8L per year for both.

Best antey...jeevan anand oka appudu super hit policy..adhi inka undho ledho thelvadhu.
 

2009
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Posted on Monday, February 04, 2013 - 10:32 am:       

Evaryina theesukunna vaallu vunnaara..if so elaanti policy recommond chestharu...

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