| Author | Message | ||
     Kalikaalam Junior Artist Username: Kalikaalam Post Number: 292 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
//Also you cannot withdraw money early from SE 401K, even if you are ready to pay 10% penality. Where as in SEP IRA you can withdraw early, but have to pay 10% penalty like regular 401K So I think SEP IRA is much easier and convenient unless you want to contribute more than the 45K a year // I got my point. Thanks Otelugu maama. I'll go for SEP IRA. | ||
| Okatelugodu Junior Artist Username: Okatelugodu Post Number: 86 Registered: 02-2008 Posted From: 199.43.48.129 Rating: N/A |
SEP IRA manchidaa/ independent 401K manhcidaa? anedi kaavaali It depends. The major difference between SER IRA and Self Employed 401k is: For SEP IRA you can contribute till 25% of you income as an employer. For self employed 401K can contribute to 25% of your income as employer + 15,500 as an employee. So you potentionally have chance of contributing more in SE 401k. If you have employees you cannot open a SE 401K(you should start regular 401K which is usually better if only u have more than 20 employees, otherwise it's pointless and costs a bit maintenance wise. So if you have employee you still can have a SEP IRA. But you have to contribute to all employees in a year unless you come up with a rule saying SEP IRA contributions are made only to people that have worked more than a year or 2 year or 3 years. (3 Years is max). Finally and most importantly SEP IRA doesn't require any tax filing seperately. But for SE 401K you need to fill an annual form if the plan asset exceed as certain amount. Also you cannot withdraw money early from SE 401K, even if you are ready to pay 10% penality. Where as in SEP IRA you can withdraw early, but have to pay 10% penalty like regular 401K So I think SEP IRA is much easier and convenient unless you want to contribute more than the 45K a year | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 291 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
otelugu, Independend 401K gunrinchi yemanna idea vundaa maamaa? SEP IRA manchidaa/ independent 401K manhcidaa? anedi kaavaali | ||
| Okatelugodu Junior Artist Username: Okatelugodu Post Number: 84 Registered: 02-2008 Posted From: 199.43.32.86 Rating: N/A |
Otelugu, nneu work nuncdi intili velllabothunnaanu.Inti ki velli ni responce chusukonta Ok. Or if there is anything I can help with you can email me at: otelugodu@yahoo.com | ||
| Okatelugodu Junior Artist Username: Okatelugodu Post Number: 83 Registered: 02-2008 Posted From: 199.43.32.86 Rating: N/A |
annai Vangauard gurinchi kooda koddiga seppava Vanguard eppudu account ledu . So I am not sure of the funds they offer. | ||
| Goonda Side Hero Username: Goonda Post Number: 6177 Registered: 02-2007 Posted From: 199.81.201.36 Rating: N/A |
annai Vangauard gurinchi kooda koddiga seppava ? ఆంధ్ర రాష్ట్రం కొత్త ముఖ్యమంత్రి కోసం ఎదురు చూస్తుంది | ||
| Okatelugodu Junior Artist Username: Okatelugodu Post Number: 82 Registered: 02-2008 Posted From: 199.43.32.86 Rating: N/A |
Kalikalam, Naadi fidelity lo vundi. They let you trade a variety of instruments including stocks, mutual funds, CDs, Fixed Income. One biggest advantage of these type of accounts is there are no tax consequences. So you can sell and buy as many times as you want as long as you are covered for the the trading fee. That is why, in the SEP IRA I prefer to trade actively and aggressively because in other brokerage accounts I have to always keep tax consequences in mind. If you prefer something safe..you can buy CDs or Bonds in the same account as well. | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 289 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
Otelugu, nneu work nuncdi intili velllabothunnaanu.Inti ki velli ni responce chusukonta. vilu v8unta kalikaalam@gmail.com ki sample e-mail isthe inkaa manchidi.yemanna doubts vunte aduguthaa.. | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 288 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
Otelugu, Nuvvu yekakda open chesaavu? naaku maa local bank vaadu yedo ichaadu. kaani andulo anni risk portfolio le vunnaayi. Just Bank deposits laagaa risk lekundaa thakkuva interest vunde daantlo ivest cheyyali ani naa korika. Yendulo ayithe best? konchem help cheyyi maama. | ||
| Okatelugodu Junior Artist Username: Okatelugodu Post Number: 81 Registered: 02-2008 Posted From: 199.43.32.86 Rating: N/A |
I have a SEP IRA. | ||
| Okatelugodu Junior Artist Username: Okatelugodu Post Number: 80 Registered: 02-2008 Posted From: 199.43.32.86 Rating: N/A |
Mama adugu..what do you want to know about SEP IRA? | ||
| Kalikaalam Junior Artist Username: Kalikaalam Post Number: 285 Registered: 01-2008 Posted From: 171.159.192.10 Rating: N/A |
Inkoka maata yevaranna SEP IRA open chesaaraa? SEP IRA: own business vunnavaallu(1099 mida work chese vaallu) open chesthaaru. nneu kotha gaa open cheyyaalanukontunnaanu. | ||
| Goonda Side Hero Username: Goonda Post Number: 6175 Registered: 02-2007 Posted From: 199.81.201.36 Rating: N/A |
annai adi seyyaleky mimmalni adugutunna ఆంధ్ర రాష్ట్రం కొత్త ముఖ్యమంత్రి కోసం ఎదురు చూస్తుంది | ||
| Kkd Junior Artist Username: Kkd Post Number: 429 Registered: 02-2008 Posted From: 170.61.20.242 Rating: N/A |
Nadhi Fideltity 401k. Evaranna fidelity lo suggestions vunte seppundri...nenu 4 years ayyindhi naa portfolio change sesi...low risk lo petti moosukunna...antha vopika time ledhu monitor seyyaniki. | ||
| Ind2usa Junior Artist Username: Ind2usa Post Number: 79 Registered: 02-2008 Posted From: 205.174.22.27 Rating: N/A |
Goonda bedar, Naa daggara answer ledu, but ikkada mutual funds research chesko. http://www.marketwatch.com/tools/mutualfunds/fundfinder.asp | ||
| Linkmaster Junior Artist Username: Linkmaster Post Number: 162 Registered: 02-2008 Posted From: 12.9.138.11 Rating: N/A |
I will follow u | ||
| Goonda Side Hero Username: Goonda Post Number: 6174 Registered: 02-2007 Posted From: 199.81.201.36 Rating: N/A |
Does any one have 401k account in vangaurd. If you could you please suggest the best index to put money into. Thanks ఆంధ్ర రాష్ట్రం కొత్త ముఖ్యమంత్రి కోసం ఎదురు చూస్తుంది |
