| Author | Message | ||
     Rebel Side Hero Username: Rebel Post Number: 2928 Registered: 02-2008 Posted From: 151.151.21.103 Rating: N/A |
http://www.bankrate.com/brm/news/cc/20081010-credit-score-qu estions-a1.asp very good article abt credit card n score questions... | ||
| Rebel Side Hero Username: Rebel Post Number: 2927 Registered: 02-2008 Posted From: 151.151.73.165 Rating: N/A |
APR entha ? | ||
| Linkmaster Side Hero Username: Linkmaster Post Number: 3962 Registered: 02-2008 Posted From: 68.2.141.11 Rating: N/A |
ippataki oka 60K teesa, avasaram vachi, vaatini pay cheyataaniki inko 50K 96 months ki teesu kondaam ani BOA ki bayalu deruthunna | ||
| Rebel Side Hero Username: Rebel Post Number: 2926 Registered: 02-2008 Posted From: 151.151.73.165 Rating: N/A |
OK.. you can apply for couple of cards if you need..anni prescreens apply cheynavasaram ledu...but dont close ur credit cards even if they are not ur oldest...APR ekkuva unte avi vadaku..or vadina kattey.. | ||
| Maverick Side Hero Username: Maverick Post Number: 7314 Registered: 01-2008 Posted From: 69.243.164.90 Rating: N/A |
i dont have many..i closed some accounts,but i still retain my oldest credit card,though it has low credit line,just for the heck of history. i have 5 as of now. | ||
| Rebel Side Hero Username: Rebel Post Number: 2925 Registered: 02-2008 Posted From: 151.151.73.165 Rating: N/A |
ippatidaaka enni cards unnay...avg american carries 10-15 cards anta...nuvvu apply chesina vallu 5-10K iste waste...major part of credit score will be calculated based on ur "debt on all credit cards/credit line of all cards combined" ratio... | ||
| Abcdefghij Side Hero Username: Abcdefghij Post Number: 2412 Registered: 02-2007 Posted From: 68.249.44.188 Rating: N/A |
i would say take it depending upon where u put it... stock market lo pedithe cheppalemu though i think this cycle is good, consistent CD or some money market which gives 4+APR aiyte tessuko... even i dont use that 0% but if used properly 5-8% growth without your money...i only think what if i forget to pay...some of those cards dont even have online pay which i am very much used to.... but dont take preapprovals based on credit will be tight.... looks like u r changing jobs or places try to maintain credit for home. if u like a nice house and want to buy dont make those preapprovals or more credit a problem... | ||
| Maverick Side Hero Username: Maverick Post Number: 7313 Registered: 01-2008 Posted From: 69.243.164.90 Rating: N/A |
i mean 0% credit cards only.say 0% for 12 billing cycles type cards.. | ||
| Abcdefghij Side Hero Username: Abcdefghij Post Number: 2410 Registered: 02-2007 Posted From: 68.249.44.188 Rating: N/A |
unless its zero% why to go for credit unless u need it... credit score is important in tough times... its not that they wont lend u its that they will lend to only good credit score people.... by dec credit will be normal for regular people.. i have also read, cards are cut shorting credit limit based on, even if u use, depending upon where u use it, how u use it etc... american express did it was in news a week ago or so... | ||
| Maverick Side Hero Username: Maverick Post Number: 7312 Registered: 01-2008 Posted From: 69.243.164.90 Rating: N/A |
question ardham kaaledu mama.. what i mean is if u have any pre screened offers now, is it a good thing to utilise and keep a high credit line all cards combined? that is my question.. intaka mundu pre screened offers ignore chese vadni..i am just thinking if they will be prescreened offers in future | ||
| Sagar Side Hero Username: Sagar Post Number: 5412 Registered: 09-2007 Posted From: 68.98.143.108 Rating: N/A |
antey ippudu.. credit baaga use chesthey... mana credit level akkadike vuntaadha ?? u mean ?? | ||
| Maverick Side Hero Username: Maverick Post Number: 7311 Registered: 01-2008 Posted From: 69.243.164.90 Rating: N/A |
Is it the right thing to do considering the credit crunch with banks these days. i am sure they will tighten the credit offers in future. so is it a good thing to get all the credit that you are being offered now? |
