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Gotcha
Comedian Username: Gotcha
Post Number: 1330 Registered: 02-2008 Posted From: 24.1.161.76
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, October 05, 2008 - 01:03 am: |
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what about experian? i thought it was equifax. i might be wrong have to check again. but all three are not on same scale. i mean highest for one is 800, for one is 850 or 900 something. |
   
Ipc302
Comedian Username: Ipc302
Post Number: 1360 Registered: 02-2008 Posted From: 24.206.89.130
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, October 05, 2008 - 01:01 am: |
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Gotcha:
as far i know its the opposite i have 791 score in transunion and 749 score in equifax |
   
Gotcha
Comedian Username: Gotcha
Post Number: 1329 Registered: 02-2008 Posted From: 24.1.161.76
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, October 05, 2008 - 12:39 am: |
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equifax scoring model is litte liberal compared to transunion and experian. so if u got high score here u cna assume ur score will be little less on other two. |
   
Rasputin
Junior Artist Username: Rasputin
Post Number: 824 Registered: 02-2008 Posted From: 74.131.88.170
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, October 05, 2008 - 12:29 am: |
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Mega:and I did several late payments :-)...Go Figure
Late payments are fine upto an extent. Collection agencies nundi enni calls vachaayi? Did any of your CCs get canceled even with 0 balance due to bad credit history? How is your medical debt situation? Nbkfan: "merit anedi oka peda busa" Onlytruth: "naaku good speech for her backdrop anipinchindhi....i am neither her supporter nor opposer" Netra: "meeru vote veyyali anipistte veyyandi..ledhante no vote.." |
   
Mega
Junior Artist Username: Mega
Post Number: 580 Registered: 02-2008 Posted From: 208.252.218.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, October 03, 2008 - 05:49 pm: |
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Mine is 786 and I did several late payments :-)...Go Figure |
   
Rasputin
Junior Artist Username: Rasputin
Post Number: 820 Registered: 02-2008 Posted From: 192.146.101.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 11:09 am: |
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Onlytruth:
Ippudu aa flashback enduku le OT. Gatham gataha. Nbkfan: "merit anedi oka peda busa" Onlytruth: "naaku good speech for her backdrop anipinchindhi....i am neither her supporter nor opposer" Netra: "meeru vote veyyali anipistte veyyandi..ledhante no vote.." |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20668 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 11:07 am: |
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Rasputin:Amex vaadu CC cancel chesesaadu. BOA vaadu collection agency dvaara dabbu adigaadu(defaulted payments for 3 months). Chase CC defaulted for 2 months. Bank balance NIL.
endukannayya ? bar lone undevaadiva card geekutooooooooo ? Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Rasputin
Junior Artist Username: Rasputin
Post Number: 819 Registered: 02-2008 Posted From: 192.146.101.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:44 am: |
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Forgot to thank OT. Thanks OT. A good post from you. Nbkfan: "merit anedi oka peda busa" Onlytruth: "naaku good speech for her backdrop anipinchindhi....i am neither her supporter nor opposer" Netra: "meeru vote veyyali anipistte veyyandi..ledhante no vote.." |
   
Cylonesubbarao
Side Hero Username: Cylonesubbarao
Post Number: 9083 Registered: 02-2008 Posted From: 72.90.180.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:38 am: |
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Rasputin:2 years ago, naa credit history too bad too worst ga undani, Amex vaadu CC cancel chesesaadu. BOA vaadu collection agency dvaara dabbu adigaadu(defaulted payments for 3 months). Chase CC defaulted for 2 months. Bank balance NIL.
 You must be the change you wish to see in the world
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Rasputin
Junior Artist Username: Rasputin
Post Number: 818 Registered: 02-2008 Posted From: 192.146.101.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:36 am: |
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714. For me this is a good recovery. 2 years ago, naa credit history too bad too worst ga undani, Amex vaadu CC cancel chesesaadu. BOA vaadu collection agency dvaara dabbu adigaadu(defaulted payments for 3 months). Chase CC defaulted for 2 months. Bank balance NIL. Nbkfan: "merit anedi oka peda busa" Onlytruth: "naaku good speech for her backdrop anipinchindhi....i am neither her supporter nor opposer" Netra: "meeru vote veyyali anipistte veyyandi..ledhante no vote.." |
   
Jackjill
Side Hero Username: Jackjill
Post Number: 4683 Registered: 03-2008 Posted From: 206.243.134.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:33 am: |
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Idle_yzag:annai needhi yentha?
emo choodaledhu .. untadhi 720-750 range lo .. aina naaku regular updates vasthayi .. edho credit card vaadu pampisthadu .. I dont care a lot abt Credit score unless it is less than 650. I got car loans even with score of 620 in the past .. |
   
Ntr_fan
Side Hero Username: Ntr_fan
Post Number: 9309 Registered: 02-2008 Posted From: 205.174.22.26
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:30 am: |
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Idle_yzag:annai needhi yentha?
boothu.boothu.. |
   
Cylonesubbarao
Side Hero Username: Cylonesubbarao
Post Number: 9082 Registered: 02-2008 Posted From: 72.90.180.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:30 am: |
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Idle_yzag:annai needhi yentha?
Sebithe inu... anthe gaani... personal score ikkada DB lo adakku.  You must be the change you wish to see in the world
 |
   
Idle_yzag
Side Hero Username: Idle_yzag
Post Number: 4349 Registered: 02-2008 Posted From: 198.80.153.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:25 am: |
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Jackjill:
annai needhi yentha? |
   
Unorthodox
Comedian Username: Unorthodox
Post Number: 1319 Registered: 02-2008 Posted From: 75.37.19.51
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:21 am: |
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For the first time, and only time so far, DB is of some use to me. OT tammudu thank you. My score is 793. Cinema for the larger audiences can not be poetic--Andrei Tarkovysky |
   
Jackjill
Side Hero Username: Jackjill
Post Number: 4682 Registered: 03-2008 Posted From: 206.243.134.73
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:11 am: |
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Idle_yzag:4. 3 yrs ga vundi, no loans, no late payments, only 1 BOA credit card, recently closed and taken chase
Thats the reason .. (Currently available credit-to-Total Credit Limit) ratio tho chaala damage avutundhi Credit.. |
   
Cylonesubbarao
Side Hero Username: Cylonesubbarao
Post Number: 9074 Registered: 02-2008 Posted From: 72.90.180.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:09 am: |
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Idle_yzag:only 1 BOA credit card, recently closed and taken chase
These are good enough to bring your credit score to down. Revolving credit ante... neeku oka 3 credit with 10K limit each anuku and monthly you are making around 1K purchases in total from these 3 credit cards... so you are using 1K or 10K available limit... ala ee ratio entha thakkuva unte antha manchidi... ala ani asalu credit cards vaadaka poyina score peragadu. Nuvvu ippudu oka Chase okkate maintain settu... and you maxed out the balance by taking cash loan... so nee ratio thaggipoddi... and will have impact on credit score. Never ever close credit scores also you need to build history by accessing various cards. Always try to keep 1 Visa, 1 Master and 1 Amex or Discover. Try to rotate your expenses on all these 3. You must be the change you wish to see in the world
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Idle_yzag
Side Hero Username: Idle_yzag
Post Number: 4347 Registered: 02-2008 Posted From: 198.80.153.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 10:03 am: |
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Cylonesubbarao:1. Missed or Late Payments 2. Revolving Credit... neeku credit limits ni nuvvu entha max dhaaka utilize chesthunnavu. 3. Your credit history (enni years ga undi ani)
1. Never ever, full payment (min payment kuda kadu) 2. Credit limit chase vadi dhagara max theskunna 0% apr annadu ani 4. 3 yrs ga vundi, no loans, no late payments, only 1 BOA credit card, recently closed and taken chase |
   
Cylonesubbarao
Side Hero Username: Cylonesubbarao
Post Number: 9071 Registered: 02-2008 Posted From: 72.90.180.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 09:57 am: |
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Idle_yzag:mav, what do u think of going my credit score low?
It depends on many factors. 1. Missed or Late Payments 2. Revolving Credit... neeku credit limits ni nuvvu entha max dhaaka utilize chesthunnavu. 3. Your credit history (enni years ga undi ani) You must be the change you wish to see in the world
 |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20646 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 09:52 am: |
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Maverick:voluntary account closing has no effect on credit history
it will , if ur account is long standing one... Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Idle_yzag
Side Hero Username: Idle_yzag
Post Number: 4346 Registered: 02-2008 Posted From: 198.80.153.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 09:50 am: |
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Cylonesubbarao:
I too heard the same mav, what do u think of going my credit score low? |
   
Cylonesubbarao
Side Hero Username: Cylonesubbarao
Post Number: 9066 Registered: 02-2008 Posted From: 72.90.180.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 09:39 am: |
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Maverick:voluntary account closing has no effect on credit history.
Kaadu brother.... it will have effect. FICO also known as Fair Isaac & Co. scoring is a complex algorithm. Each Credit Bureau has its own method to calculate this score. But usual ga credit cards close cheyyadam anedi kontha negative impact untadi. You need to understand revolving credit to improve your score. You must be the change you wish to see in the world
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Maverick
Side Hero Username: Maverick
Post Number: 6924 Registered: 01-2008 Posted From: 74.131.227.61
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 09:32 am: |
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Idle at the same time,if it is ur oldest card account, u should not close it. nenu USA vachcina kottalo teesukunna BOA credit card inka maintain chestunna..inspite of annual fee |
   
Maverick
Side Hero Username: Maverick
Post Number: 6923 Registered: 01-2008 Posted From: 74.131.227.61
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 09:30 am: |
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Idle_yzag:662, I cancelled recently BOA credit card coz of anual fees
Onlytruth:yes... account lo continuity undaali
OT..what u said is wrong. voluntary account closing has no effect on credit history. but you need to make sure while closing ur account that IT WAS YOU WHO ASKED TO CLOSE THE ACCOUNT..NOT THE FIRM CLOSING IT..the way its reported to credit rating agency is what matters. if its reported that you are clsoing on ur own, it has no impact..so while talking to the agent u need to mention this explicitly..i closed couple of cards,but my rating never got affected. |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20634 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 09:20 am: |
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Idle_yzag:Is that the reason?
yes... account lo continuity undaali , plus new chase card teesukunnaav kabatti recent ga oka account open chesinattu kadhaa.....score goes down littel bit Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Idle_yzag
Side Hero Username: Idle_yzag
Post Number: 4345 Registered: 02-2008 Posted From: 198.80.153.5
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 09:18 am: |
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662, I cancelled recently BOA credit card coz of anual fees chase vadi dhagara 0% APR for 1 yr vunte, theskunna, Is that the reason? |
   
Billg
Junior Artist Username: Billg
Post Number: 8 Registered: 09-2008 Posted From: 24.0.21.141
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 08:53 am: |
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Thanks OT !! |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20620 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 08:37 am: |
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Bump for morning/ Office DBers...hurry up Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Apsrtc
Junior Artist Username: Apsrtc
Post Number: 6 Registered: 08-2008 Posted From: 71.68.2.42
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, October 02, 2008 - 12:05 am: |
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679. thanks OT for the link. Ekkada pattav? |
   
Chiru_fan
Comedian Username: Chiru_fan
Post Number: 1464 Registered: 04-2008 Posted From: 71.248.6.40
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 11:55 pm: |
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717 ikkada....thanks OT Mera puranaa naam...Idlebrain_fan |
   
Abcdefghij
Side Hero Username: Abcdefghij
Post Number: 2202 Registered: 02-2007 Posted From: 68.79.121.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 11:42 pm: |
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thanks ot |
   
Ipc302
Comedian Username: Ipc302
Post Number: 1327 Registered: 02-2008 Posted From: 24.206.89.130
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 11:15 pm: |
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Maverick:tammud..chantod score tappu type chesa..kangaru padakand
 |
   
Maverick
Side Hero Username: Maverick
Post Number: 6921 Registered: 01-2008 Posted From: 74.131.227.61
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 11:10 pm: |
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tammud..chantod score tappu type chesa..kangaru padakand |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20606 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 11:09 pm: |
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Maverick:850
 Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
One
Junior Artist Username: One
Post Number: 232 Registered: 09-2008 Posted From: 89.149.227.43
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 11:08 pm: |
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Maverick:
 |
   
Ipc302
Comedian Username: Ipc302
Post Number: 1325 Registered: 02-2008 Posted From: 24.206.89.130
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 11:07 pm: |
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Maverick:850
 |
   
Maverick
Side Hero Username: Maverick
Post Number: 6920 Registered: 01-2008 Posted From: 74.131.227.61
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 11:06 pm: |
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850 |
   
Ipc302
Comedian Username: Ipc302
Post Number: 1324 Registered: 02-2008 Posted From: 24.206.89.130
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 10:52 pm: |
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749 vacchindi |
   
Guriginja
Side Hero Username: Guriginja
Post Number: 3515 Registered: 02-2008 Posted From: 97.81.72.110
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 10:29 pm: |
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782..better than 76% anta...thanks OT....oka lakaram tho jump kodithe poddemoo... Andhra Pradesh Pallela Vijaya Gaadha http://www.hindu.com/2008/09/08/stories/2008090856271000.htm |
   
Cylonesubbarao
Side Hero Username: Cylonesubbarao
Post Number: 9051 Registered: 02-2008 Posted From: 72.90.180.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 10:23 pm: |
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Sagar: IE vaadanu :-( naaku raavatam ledu
IE lo oka saari cookies anni clear seyyi... status bar lo emanna errors soopedutunda? You must be the change you wish to see in the world
 |
   
Sagar
Side Hero Username: Sagar
Post Number: 5011 Registered: 09-2007 Posted From: 68.98.143.108
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 10:17 pm: |
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Onlytruth:FireFOX vaadaava ??? use IE
IE vaadanu naaku raavatam ledu  |
   
3t3
Junior Artist Username: 3t3
Post Number: 59 Registered: 05-2008 Posted From: 216.188.251.236
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 10:12 pm: |
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772 |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20601 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 10:09 pm: |
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Sagar:
FireFOX vaadaava ??? use IE Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Cylonesubbarao
Side Hero Username: Cylonesubbarao
Post Number: 9050 Registered: 02-2008 Posted From: 72.90.180.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 10:05 pm: |
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Onlytruth:
Thanks for the link! You must be the change you wish to see in the world
 |
   
Sagar
Side Hero Username: Sagar
Post Number: 5008 Registered: 09-2007 Posted From: 68.98.143.108
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:53 pm: |
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Chilipy:693
naadhi 716....freecreditreport.com lo.. dheenilo inka chooopinchatam ledu... |
   
Stud
Junior Artist Username: Stud
Post Number: 232 Registered: 04-2008 Posted From: 75.73.148.101
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:51 pm: |
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Chilipy:693
 Anni Kulam/Matham/Vargam/Prantham 's la lonoo Manchi-Chedu vuntayi,,,Kontha mandhi vykathulani leka samoohalni choosi abiprayalu erparuchukovadam sari ayyina paddathi kakapovochu... |
   
Stud
Junior Artist Username: Stud
Post Number: 231 Registered: 04-2008 Posted From: 75.73.148.101
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:49 pm: |
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rebelanni...mailed jus now Anni Kulam/Matham/Vargam/Prantham 's la lonoo Manchi-Chedu vuntayi,,,Kontha mandhi vykathulani leka samoohalni choosi abiprayalu erparuchukovadam sari ayyina paddathi kakapovochu... |
   
Coolpix
Side Hero Username: Coolpix
Post Number: 7831 Registered: 01-2008 Posted From: 68.196.76.246
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:43 pm: |
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Dhaarkaar:pamerian dog gurinchi telise matladuthunavaa...? usko usko...
Any dog..single hand.... Same sceans....isuzee...enginee...raye...raye..horse power ekkuvaaa.. http://www.youtube.com/watch?v=Ps6DbHiorjc
 |
   
Chilipy
Junior Artist Username: Chilipy
Post Number: 433 Registered: 02-2008 Posted From: 72.196.200.138
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:43 pm: |
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693  CM Chiru Zindabad!! |
   
Dhaarkaar
Side Hero Username: Dhaarkaar
Post Number: 3331 Registered: 02-2008 Posted From: 68.100.139.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:40 pm: |
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Coolpix:Satta lenollu...'M' lu moosukoni kookavala...kattu..kama mishoolu setteee..
pamerian dog gurinchi telise matladuthunavaa...? usko usko... |
   
One
Junior Artist Username: One
Post Number: 207 Registered: 09-2008 Posted From: 89.149.227.43
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:39 pm: |
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Chantodu:
805 emiti mama.. outstanding...house konava??? |
   
Coolpix
Side Hero Username: Coolpix
Post Number: 7830 Registered: 01-2008 Posted From: 68.196.76.246
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:38 pm: |
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Onlytruth:Manishiva ? mohanbabu vaa ?
kaadu OT vi..
 |
   
Dhaarkaar
Side Hero Username: Dhaarkaar
Post Number: 3330 Registered: 02-2008 Posted From: 68.100.139.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:38 pm: |
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Onlytruth:repay complete outstanding amount......possible aithe every fortnight
OT mama..thanks..manaspoorrthy gaaa..I started to think like a credit score company now... |
   
Sagar
Side Hero Username: Sagar
Post Number: 5006 Registered: 09-2007 Posted From: 68.98.143.108
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:37 pm: |
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Chantodu:805
 |
   
Coolpix
Side Hero Username: Coolpix
Post Number: 7828 Registered: 01-2008 Posted From: 68.196.76.246
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:37 pm: |
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Dhaarkaar:idhi DB..keyboard vunte nenu Bussh ni challenge chesthaa..ilantivi patinchukoku...nee threads seperate....CHiru annaya ante nuvvu ravaali..lekapothe nee credibilty usko antadho...meanwhile usko usko..zara kisko....
Satta lenollu...'M' lu moosukoni kookavala...kattu..kama mishoolu setteee..
 |
   
Sagar
Side Hero Username: Sagar
Post Number: 5005 Registered: 09-2007 Posted From: 68.98.143.108
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:37 pm: |
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We're sorry, our system is unavailable at this time. Please come back later.
 |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20598 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:36 pm: |
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Chantodu:805
Manishiva ? mohanbabu vaa ? Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Dhaarkaar
Side Hero Username: Dhaarkaar
Post Number: 3329 Registered: 02-2008 Posted From: 68.100.139.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:36 pm: |
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Jalsa: thumb rule, atleast min payment kantney ekkuva cheyyi. Enni yrs ayindhi US vachi? duratio koooda imp.
Got it Jalsa mama..I will do kalsa fro now onwards. sandtodannaya tammud..kummu...nee vats ki naa lal salaam.. |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20597 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:36 pm: |
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Dhaarkaar:Thanks OT..i see it now...I have a CC which I never pay except for the minimum pay..
repay complete outstanding amount......possible aithe every fortnight "ur available credit limit" , "When did u try to get the loan /Got the loan last time" are the consideration points for increasing the score ontime payment anedhi just score taggakunda chustundhi Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Rebel
Side Hero Username: Rebel
Post Number: 2681 Registered: 02-2008 Posted From: 75.73.198.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:35 pm: |
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Chantodu:805
tamud nuvvu gangamma jatara, raagi sankati ani score sammaga penchukunnav ...maku tips seppu... |
   
Dhaarkaar
Side Hero Username: Dhaarkaar
Post Number: 3328 Registered: 02-2008 Posted From: 68.100.139.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:34 pm: |
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Coolpix:Nenu ekkada unte akkada icons petti...spam settanu ani challenge sesadu.."ONE" dammu entho soodamani..anukunnna...
idhi DB..keyboard vunte nenu Bussh ni challenge chesthaa..ilantivi patinchukoku...nee threads seperate....CHiru annaya ante nuvvu ravaali..lekapothe nee credibilty usko antadho...meanwhile usko usko..zara kisko.... |
   
Jalsa
Junior Artist Username: Jalsa
Post Number: 957 Registered: 02-2008 Posted From: 67.82.102.34
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:34 pm: |
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Dhaarkaar:Thanks OT..i see it now...I have a CC which I never pay except for the minimum pay...basical gaa APR 0 CC..so dhanni valle anukuntaaa....
thumb rule, atleast min payment kantney ekkuva cheyyi. Enni yrs ayindhi US vachi? duratio koooda imp. |
   
Chantodu
Side Hero Username: Chantodu
Post Number: 3396 Registered: 07-2007 Posted From: 98.228.91.205
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:34 pm: |
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805 |
   
Coolpix
Side Hero Username: Coolpix
Post Number: 7827 Registered: 01-2008 Posted From: 68.196.76.246
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:33 pm: |
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One:erroda
pirikodaa..satta lenodivi..sallengelu endu....matter unte..soopiyyi..
 |
   
One
Junior Artist Username: One
Post Number: 206 Registered: 09-2008 Posted From: 89.149.227.43
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:32 pm: |
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Coolpix:
erroda |
   
Dhaarkaar
Side Hero Username: Dhaarkaar
Post Number: 3327 Registered: 02-2008 Posted From: 68.100.139.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:32 pm: |
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Onlytruth:u used 2,000 out of it and paid back ON TIME...ur available credit is 5k kaani nuvu use chesi , re-pay chese madhyalo UR available credit is 3k only
Thanks OT..i see it now...I have a CC which I never pay except for the minimum pay...basical gaa APR 0 CC..so dhanni valle anukuntaaa.... |
   
Coolpix
Side Hero Username: Coolpix
Post Number: 7826 Registered: 01-2008 Posted From: 68.196.76.246
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:31 pm: |
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Dhaarkaar:Coolpix usko..ee thread neeku avasaram ledhu.....
Nenu ekkada unte akkada icons petti...spam settanu ani challenge sesadu.."ONE" dammu entho soodamani..anukunnna...
 |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20596 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:31 pm: |
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Stud:
babu answered ur doubt...needhi nuvve chusukunte em ibbandi ledanta Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Rebel
Side Hero Username: Rebel
Post Number: 2680 Registered: 02-2008 Posted From: 75.73.198.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:30 pm: |
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Dhaarkaar:.i'm doing everything correct...but how this score went down..?
aa report lo understanding ur score kottu.. andulo red lo unnay nee -ves.... kotta credit apply cheyyaku...unna credit lo 10% lopu ee vadu...debbaki ade perguddi score... |
   
Dhaarkaar
Side Hero Username: Dhaarkaar
Post Number: 3326 Registered: 02-2008 Posted From: 68.100.139.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:30 pm: |
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Coolpix usko..ee thread neeku avasaram ledhu..... |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20595 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:29 pm: |
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Dhaarkaar:but how this score went down..?
monthly okasaari nee CC paina entha appudu vundho, nee available credit entha vundho check chesthaadu....aa particular time ki nee CC balance entha undhi anedhi factor.....nuvu time ki pay chesthune unnaa it doesn't matter e.g ur CC limit is 5000 u used 2,000 out of it and paid back ON TIME...ur available credit is 5k kaani nuvu use chesi , re-pay chese madhyalo UR available credit is 3k only aa time lo aa checking jarigite taggutundhi Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Dhaarkaar
Side Hero Username: Dhaarkaar
Post Number: 3325 Registered: 02-2008 Posted From: 68.100.139.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:29 pm: |
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One:Ask ur self.... and google it
Okkadu..I'm doing everything right.... |
   
Coolpix
Side Hero Username: Coolpix
Post Number: 7825 Registered: 01-2008 Posted From: 68.196.76.246
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:28 pm: |
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One:
Star the icons here....
 |
   
Stud
Junior Artist Username: Stud
Post Number: 230 Registered: 04-2008 Posted From: 75.73.148.101
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:28 pm: |
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Rebel:tamud pelliki mundu koncham score penchukoooo
annai...I owe u reply mail....doing now..:-) Anni Kulam/Matham/Vargam/Prantham 's la lonoo Manchi-Chedu vuntayi,,,Kontha mandhi vykathulani leka samoohalni choosi abiprayalu erparuchukovadam sari ayyina paddathi kakapovochu... |
   
One
Junior Artist Username: One
Post Number: 205 Registered: 09-2008 Posted From: 89.149.227.43
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:27 pm: |
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good
Dhaarkaar:..but how this score went down..?
Ask ur self.... and google it |
   
Stud
Junior Artist Username: Stud
Post Number: 229 Registered: 04-2008 Posted From: 75.73.148.101
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:27 pm: |
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Onlytruth: Stud: ot and co,,,,ee equi gaadu run cheyyaduga?...emi ledhu prathi check run ki evo points dobbuthuntayi... Nope, i assumpt..
assume chesukkunava?...maa nayane!!!... ikkada choodu: Social Security Number: So we can locate your credit file(s) and verify your identity. Date of Birth: So we can locate your credit file(s) and verify your identity. choosthoo vunte eellu oka run lagutharanukunta... any thoughts? Anni Kulam/Matham/Vargam/Prantham 's la lonoo Manchi-Chedu vuntayi,,,Kontha mandhi vykathulani leka samoohalni choosi abiprayalu erparuchukovadam sari ayyina paddathi kakapovochu... |
   
Dhaarkaar
Side Hero Username: Dhaarkaar
Post Number: 3324 Registered: 02-2008 Posted From: 68.100.139.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:26 pm: |
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Rebel:tamud pelliki mundu koncham score penchukoooo
annaya emiti cheyamantav..i'm doing everything correct...but how this score went down..? |
   
Babu
Junior Artist Username: Babu
Post Number: 22 Registered: 12-2006 Posted From: 65.208.22.25
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:25 pm: |
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alo stud mama, baane unna nee score nuvvu check chesthe em kadhu so go ahead ot mamay, andaru neela consistent dbing cheyagalara ee madya anni down ayyayi kushi mama inka AUSTIN ee na.. |
   
Jalsa
Junior Artist Username: Jalsa
Post Number: 955 Registered: 02-2008 Posted From: 67.82.102.34
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:25 pm: |
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Onlytruth:username pettukogaane sarikaadhu , nuvu sarigga jalsa cheyyatledhu ani ardham 760 ante
nee yenkamma, chesi chesi, ippudu recover mode lo unna... 6th time India ki going this weekend (came to US in 2003) |
   
Rebel
Side Hero Username: Rebel
Post Number: 2679 Registered: 02-2008 Posted From: 75.73.198.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:25 pm: |
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Dhaarkaar:700 ..
tamud pelliki mundu koncham score penchukoooo |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20593 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:23 pm: |
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Stud:ot and co,,,,ee equi gaadu run cheyyaduga?...emi ledhu prathi check run ki evo points dobbuthuntayi...
Nope, i assumpt.. Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Stud
Junior Artist Username: Stud
Post Number: 228 Registered: 04-2008 Posted From: 75.73.148.101
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:19 pm: |
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enti hyd boy ante kushi ram??... alo alo babu mama,,,h'r'u? ot and co,,,,ee equi gaadu run cheyyaduga?...emi ledhu prathi check run ki evo points dobbuthuntayi...sodhi lodhi.... Anni Kulam/Matham/Vargam/Prantham 's la lonoo Manchi-Chedu vuntayi,,,Kontha mandhi vykathulani leka samoohalni choosi abiprayalu erparuchukovadam sari ayyina paddathi kakapovochu... |
   
Dhaarkaar
Side Hero Username: Dhaarkaar
Post Number: 3322 Registered: 02-2008 Posted From: 68.100.139.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:19 pm: |
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mine 700 .... |
   
One
Junior Artist Username: One
Post Number: 203 Registered: 09-2008 Posted From: 89.149.227.43
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:19 pm: |
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Jalsa:760 here
abooooo chala vundi mama neeku..... peli ayinda?? house konava ?? |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20591 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:18 pm: |
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Jalsa:760 here
username pettukogaane sarikaadhu , nuvu sarigga jalsa cheyyatledhu ani ardham 760 ante Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Jalsa
Junior Artist Username: Jalsa
Post Number: 954 Registered: 02-2008 Posted From: 67.82.102.34
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:17 pm: |
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760 here |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20590 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:16 pm: |
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Babu:ot mamay ela vunnav inka NJ ee na
Hi babu maayya ,pellayyaaka paatha dosth lani vadili pettesaav ga Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Hyd_boy
Comedian Username: Hyd_boy
Post Number: 1293 Registered: 05-2007 Posted From: 66.192.5.2
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:16 pm: |
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Babu:ot mamay ela vunnav inka NJ ee na kushi mama long time howdy
babu mams ubaya kusulopari  Old Profile : Vision , Kushi_Ram |
   
Coolpix
Side Hero Username: Coolpix
Post Number: 7821 Registered: 01-2008 Posted From: 68.196.76.246
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:14 pm: |
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Onlytruth:
Inatakee nee credit score ela undi???
 |
   
Babu
Junior Artist Username: Babu
Post Number: 21 Registered: 12-2006 Posted From: 65.208.22.25
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:13 pm: |
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ot mamay ela vunnav inka NJ ee na kushi mama long time howdy |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20589 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:13 pm: |
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Hyd_boy:okka sari india velli ra appudu telusthundi.
 Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Hyd_boy
Comedian Username: Hyd_boy
Post Number: 1292 Registered: 05-2007 Posted From: 66.192.5.2
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:12 pm: |
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Onlytruth:mine is 741 appulu soppulu levu , bank balance leni saadharana jeevitam
okka sari india velli ra appudu telusthundi. Old Profile : Vision , Kushi_Ram |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20588 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:12 pm: |
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Dhaarkaar:what is the promo code?
em avasarledhu aa page lo kinda red submit order button kottu Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Dhaarkaar
Side Hero Username: Dhaarkaar
Post Number: 3321 Registered: 02-2008 Posted From: 68.100.139.121
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:11 pm: |
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what is the promo code? |
   
One
Junior Artist Username: One
Post Number: 201 Registered: 09-2008 Posted From: 89.149.227.43
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 09:10 pm: |
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thanks mama |
   
Rebel
Side Hero Username: Rebel
Post Number: 2678 Registered: 02-2008 Posted From: 75.73.198.89
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 08:58 pm: |
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thx tamud...ipude chuskunna... |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20585 Registered: 01-2007 Posted From: 24.195.246.255
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, October 01, 2008 - 08:57 pm: |
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Many credit scores exist, but most lenders check your FICO score when evaluating your creditworthiness Its from EQUIFAX...enaka mundhu alochinchakunda kummeyyandi mee score soosukondi mine is 741
appulu soppulu levu , bank balance leni saadharana jeevitam Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |
   
Onlytruth
Megastar Username: Onlytruth
Post Number: 20584 Registered: 01-2007 Posted From: 24.195.246.255
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, October 01, 2008 - 08:51 pm: |
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http://www.equifax.com/freeficoscore No credit card required Only for first 10,000 customers URGENT GA CHUSUKONDI UR SCORE Sahajeevanam raajyangaparam ga , samajikam ga tappu kaadhu - Prajarajyam No.2 Mithra |