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Guru
Side Hero Username: Guru
Post Number: 5642 Registered: 05-2009 Posted From: 71.127.200.251
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 07:54 pm: |
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Spot on, that was the catch..flying point will be converted to thku once accrued |
   
Gotcha
Hero Username: Gotcha
Post Number: 11408 Registered: 02-2008 Posted From: 107.6.95.122
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 07:51 pm: |
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Best card ante citi bank vadi platinum card untundi where he goves both mastercard and amex cards for same accounts adi best. I use sony card for daily purchaes This real estate is for sale. |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 21855 Registered: 03-2008 Posted From: 71.65.232.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 07:43 pm: |
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Guru:Awlesh - coti flying points are not same as thk u points..been using premier carc for a while
Guru jee, Say my annual credit card bill is 40K. This 40K can be exchanged for 400 gc Also I flew and made 50KMiles (some of all tickets) Since I spent 40K and accured 40 K Spending points, 40K flying points become thankyou points see the note from citi website //12 For every point earned from purchases, one point earned from miles flown becomes available for redemption.// No Signature |
   
Rasputin
Hero Username: Rasputin
Post Number: 19295 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 07:19 pm: |
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Cocanada:luft lo oka 30k edisaayi. us airways lo account open chesi transfer kottanaa?
transfer from one airlines to another is always painful and sometimes impossible. I do not know whether you can transfer Lufthansa miles into US Airways or not. You better hurry if there is a way, because US Airways is moving out of Star Alliance and joining One-World when the merger with AA goes through. I gave up on transfering Lufthansa miles to United and got some crappy merchandise. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Cocanada
Legend Username: Cocanada
Post Number: 41413 Registered: 01-2008 Posted From: 74.218.234.51
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 07:07 pm: |
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Rasputin:
luft lo oka 30k edisaayi. us airways lo account open chesi transfer kottanaa? |
   
Guru
Side Hero Username: Guru
Post Number: 5641 Registered: 05-2009 Posted From: 71.127.200.251
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 07:04 pm: |
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Awlesh - coti flying points are not same as thk u points..been using premier carc for a while |
   
Rowdy
Megastar Username: Rowdy
Post Number: 25583 Registered: 01-2010 Posted From: 12.2.115.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 06:47 pm: |
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Gap vadidi edo credit card untadi ... baguntadi ... rewards baguntai |
   
Rasputin
Hero Username: Rasputin
Post Number: 19292 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 06:31 pm: |
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Cocanada:
quote:$50 statement credit = 5,000 points ($0.01 per point) $75 statement credit = 7,500 points ($0.01 per point) $400 statement credit = 20,000 points ($0.02 per point)
Not very impressive, just OK. Statement credit, adi koodaa for purchases made at Travelocity.com. %7CTVLYCC_POINTLEVELS%2C00.html,http://www.travelocity.com/i nfo/info_popup/0,,%7CTVLYCC_POINTLEVELS,00.html konni maathramey 2 cents per $. IMO 2 cents per minimum is a bare minimum redemption, you should always shoot for something more valuable. 2 cents is good, but we can do better. anything less than 2 cents = bad. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Cocanada
Legend Username: Cocanada
Post Number: 41411 Registered: 01-2008 Posted From: 74.218.234.51
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 06:18 pm: |
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Rasputin:
idi chudu...mudhu ostondi https://www.barclaycardus.com/apply/Landing.action?campaignI d=1371&cellNumber=13 |
   
Rasputin
Hero Username: Rasputin
Post Number: 19289 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 06:16 pm: |
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Cocanada:Mostly Qatar ye fly chestaa kabatti...US Airways apply cheskunta. Moreover manadi charlotte.
Yes. and if you can meet the spend threshold, apply for US Airways card (from barclays) and American AAdvantage card (from Citi). search for better offers online (in travel forums etc). sometimes the offer on the airlines' site is not the best offer available. another trick with airline cards...search for a ticket booking and one or two steps before actually booking a ticket you might notice an ad for the CC somewhere on that page which may be a better offer (you DON'T have to go through with the purchase of the ticket). I used this trick for United. Not sure if this helps or not, but I suggest creating a Frequent Flyer account (if you dont have it already) prior to applying for the CC. Badhakam antaava, got home early and bored. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Cocanada
Legend Username: Cocanada
Post Number: 41410 Registered: 01-2008 Posted From: 74.218.234.51
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 06:08 pm: |
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Rasputin:
aaha badhaka ratna tho intha pedhha postlu eyinchaanu ante..miles is your favorite topic and you are proud of your knowledge ani ardham ayindi thanks for all the info Mostly Qatar ye fly chestaa kabatti...US Airways apply cheskunta. Moreover manadi charlotte. etantaav |
   
Banam
Side Hero Username: Banam
Post Number: 2341 Registered: 12-2011 Posted From: 198.228.228.165
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 05:13 pm: |
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Ippude Rasputin bro cheppina link lo vunna Citi Reconsideration line ki call chesa... You have good credit score, but your credit history is very less annindhi.... Wait for atleast 4-5 months and apply again annadhi... Oka 6 months anni pattukuni musukoni kukovatam better Discover use chesukuntuuuu... Buduguu, Coolmec and Rajesh Sowjanyam tho memu kooda clipart use cheyatam start chesam... Yes Its official.... |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 54269 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 05:13 pm: |
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Rasputin:call chesi adigaava enduku ani? adaganidey amma ayina buvva pettadu antaaru. CCs kooda anthey.
edo sollesadu le...bottomline, we cannot approve andi...apudu score kuda bagane vundi... |
   
Rasputin
Hero Username: Rasputin
Post Number: 19288 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 05:10 pm: |
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Banam:1 year
you have to start with starter cards and gradually go into premium cards. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Rasputin
Hero Username: Rasputin
Post Number: 19287 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 05:08 pm: |
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Ntr_rocks: 2 times reject chesaadu.
call chesi adigaava enduku ani? Student zamaana nundi Chase Amazon card undi. Sapphire Preferred approve ayyindi. Freedom lanti free card ki reject chesaadu. call chesi endukoo antey - last month ye kada Preferred ichaamu, appudey kotha credit antey ivvalenu annaadu. sare Amazon card nundi 50% limit kosi ikkada aad chesuko annaa. OK, ani ala adjust chesi kotha card approve chesaadu. United Explorer card ki apply chesthey malli "pending" an vachindi. Call chesthey maa system lo "rejected" ani undi, nuvvu last 6 months lo maatho kotha CC teesukunnaavu ani, let me see what I can do annaadu kurrod. Within a few minutes, oka 7k kotha credit ki isthaanu neeku saripothundaa annaadu, sarey annaanu. adaganidey amma ayina buvva pettadu antaaru. CCs kooda anthey. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 54268 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 05:05 pm: |
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Banam: Nenu US ki vachhi 1 year ayyindhi...
1-2 yrs opika pattali raaja, unless u r a student... DCU vaadu ante bank account or loan tesukunte istaadu...vere vallu antha easy ga ivvaru... History build cheyatam antha easy kaadu, ala pichi pichi ga ela padite ala apply cheyaku cards...Credit cards r too dangerous... |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 54267 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 05:02 pm: |
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Most worst ante Chase ye...Southwest CC epudu vastadi naaku apply cheyamani... last 3 yrs lo 2 times reject chesaadu....aa card tappa edi reject kaledu, ipati daaka... |
   
Banam
Side Hero Username: Banam
Post Number: 2340 Registered: 12-2011 Posted From: 198.228.228.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 05:01 pm: |
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asalu atta etta apply chesav, ipude kada ques adigav... Neeku credit score vundi anukunta kani credit history ledu emo... Nuvvu US ki vachi enni yrs ayindi ? 1st Credit card epudu vachindi ?? >>>>>> Nenu US ki vachhi 1 year ayyindhi.... First credit card last yr september lo vachindhi.... DCU.. Vichala vidi ga vaadanu daanini... Daadapu 10 k geeki every month on time kattanu ippati varaku... Discover monna Feb lo apply chesa.. Initial ga 750 ichi 15 days back ee 3K ki increase chesadhu credit line... Ippudu 2 rejections vunnayi Chase and Citi.... Buduguu, Coolmec and Rajesh Sowjanyam tho memu kooda clipart use cheyatam start chesam... Yes Its official.... |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5937 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:59 pm: |
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Ntr_rocks:salu atta etta apply chesav, ipude kada ques adigav...
'itching' antar denni too bad too worst |
   
Rasputin
Hero Username: Rasputin
Post Number: 19286 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:58 pm: |
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Cocanada:
Chase will say pending if you applied for a card with them in the past 6 months. This is automatic hold and most probably will result in a rejection. Do not wait when you see "pending" call the reconsideration line immediately. spend some time reading articles about reconsideration line. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5936 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:58 pm: |
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Banam:Jaffa na daffa lodhi.... Citi vaadhu reject chesaadhu na application.... I love discover yaaa... 3k ichadhu credit line.... Ee citi & chase naaaa koooooos... Inka 1 year daaaka emi apply cheyakunda silent ga vunte better anukunta....
2 months aagu/report better ayyaka ante vinale soodi citi reconserdation line ki fone chesi nee income highlight cheyyu endhku use oo kooda seppi use avvudemo... |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 54265 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:57 pm: |
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Banam:Jaffa na daffa lodhi.... Citi vaadhu reject chesaadhu na application....
asalu atta etta apply chesav, ipude kada ques adigav... Neeku credit score vundi anukunta kani credit history ledu emo... Nuvvu US ki vachi enni yrs ayindi ? 1st Credit card epudu vachindi ?? |
   
Banam
Side Hero Username: Banam
Post Number: 2339 Registered: 12-2011 Posted From: 198.228.228.148
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:55 pm: |
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Jaffa na daffa lodhi.... Citi vaadhu reject chesaadhu na application.... I love discover yaaa... 3k ichadhu credit line.... Ee citi & chase naaaa koooooos... Inka 1 year daaaka emi apply cheyakunda silent ga vunte better anukunta.... Buduguu, Coolmec and Rajesh Sowjanyam tho memu kooda clipart use cheyatam start chesam... Yes Its official.... |
   
Rasputin
Hero Username: Rasputin
Post Number: 19285 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:55 pm: |
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Cocanada:united miles are useful in Luft and Qatar airways
not for Qatar anymore, their partnership ended last year. US Airways (Barclays credit card) has a relationship with Qatar. American is merging with US Airways too. IF you apply for more than 1 card from the same bank in short span, you may get rejected. Be prepared to call the reconsideration line if necessary. http://www.dansdeals.com/archives/16036 http://thepointsguy.com/2013/03/credit-card-application-reco nsideration-line-phone-numbers/ If I were you, and targeting United Miles then apply for Chase Sapphire Preferred first. If you get instant approval, good. Immediately apply for United MileagePlus explorer and it will definitely say "Pending". Immediately call teh recon line, and explain that you applied because you have travel planned on United and want to use the perks of the card like "free checked baggage, primary car rental insurance, free passes for United Club lounges etc". As a last resort, make a proposal to move some credit line from your other Chase card (any Chase card would do) to this new United Explorer card. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5935 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:52 pm: |
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Kuyyo_morro:It takes time to show the new card on your report. But inquiry gets reported rightaway anukunta.
same day chesthe they cannot see those inquiries... coke, http://romsdeals.com/2012/12/05/multiple-credit-cards-at-the -same-time/ follow this |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5934 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:49 pm: |
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Cocanada:chase doubt aa. ayite wait cheyyanaa? Rasp style lo United Explorer, Chase Saphire oke saari apply chesi rendu miles kalipite 75K. by next year 100k ki elipovachu say I apply both cards within one hr, will the 2nd guy know about the 1st application? Or does it take time to show up on the record?
wait ante am not sure ani chase odu kasta nasty...but 760 all 3 bureaus lo ante very good so u should get it.. actually 2 window theory vundi 2 diff. browsers nundi apply cheyytam nope he won't know but multiple inquiries affects ur score than one single inquiry in 6 months... |
   
Kuyyo_morro
Hero Username: Kuyyo_morro
Post Number: 11706 Registered: 02-2011 Posted From: 65.117.253.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:46 pm: |
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Cocanada: does it take time to show up on the record?
It takes time to show the new card on your report. But inquiry gets reported rightaway anukunta. |
   
Cocanada
Legend Username: Cocanada
Post Number: 41409 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:45 pm: |
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Tombrady:.chase doubt rest u ll get for sure
chase doubt aa. ayite wait cheyyanaa? Rasp style lo United Explorer, Chase Saphire oke saari apply chesi rendu miles kalipite 75K. by next year 100k ki elipovachu say I apply both cards within one hr, will the 2nd guy know about the 1st application? Or does it take time to show up on the record? |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5933 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:42 pm: |
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Cocanada:should I wait for pre-approved? or shall i apply ?
Cocanada: My credit history is 750+ all 3 bureaus
go ahead....chase doubt rest u ll get for sure 6 months ki gap vunte ok last credit card applciation and future la mortage loan kavali ante think twice as 2 yrs vuntadhi report la inquiry |
   
Cocanada
Legend Username: Cocanada
Post Number: 41408 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:40 pm: |
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Rasputin:Chase Sapphire Preferred had a 50K offer (missed their 60K offer). Chase United Explorer - 55K miles Chase Freedom - 25k Miles (this card alone is useless, but you can transfer these points to Chase Sapphire Preferred account, which can then be transferred to United) Remember only Chase Sapphire "Preferred" lets you transfer points to airlines and hotels. First year free, second year onward $95 annual fee but totally worth it. This is one card I am going to keep for a long time despite its annual fee.
thanks united miles are useful in Luft and Qatar airways right now 40k offer going on. My credit history is 750+ all 3 bureaus should I wait for pre-approved? or shall i apply ? |
   
Rasputin
Hero Username: Rasputin
Post Number: 19284 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:36 pm: |
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Siloan:adlanda trippu thed esava
trip thread esentha emundi, adey thread lo posts esaanu. Met DB members, had fun. Interview mugguritho. Second guy was a desi and I did not get along with him at all. I was getting frustrated to the point of punching his face and I am sure he felt the same way about me too. If I were him, I would not hire me after that interview. Hiring manager tho chaala baaga jarigindi final round. But, I don't think it matters if one of my 'future' counterparts says he can't work with me. Ayinaa vallu offer ichinaa kooda there was a very slim of chance of me moving to Atlanta. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Rasputin
Hero Username: Rasputin
Post Number: 19283 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:32 pm: |
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Cocanada:amex to UA/Luft ledu kada which miles did you use?
Chase Sapphire Preferred had a 50K offer (missed their 60K offer). Chase United Explorer - 55K miles Chase Freedom - 25k Miles (this card alone is useless, but you can transfer these points to Chase Sapphire Preferred account, which can then be transferred to United) Remember only Chase Sapphire "Preferred" lets you transfer points to airlines and hotels. First year free, second year onward $95 annual fee but totally worth it. This is one card I am going to keep for a long time despite its annual fee. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Siloan
Legend Username: Siloan
Post Number: 33448 Registered: 03-2008 Posted From: 132.174.20.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:30 pm: |
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Rasputin:
gold paaintsu save jestha....100k ayyaka nee dvaaraka book sestha...alaaga namasthe...btw...adlanda trippu thed esava? Jai PARAKALA |
   
Cocanada
Legend Username: Cocanada
Post Number: 41406 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:27 pm: |
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Rasputin:First time: Qatar was a partner of United (outside of the alliance)....so United miles tho Qatar biz class. Second time: United miles tho Lufthansa biz class.
amex to UA/Luft ledu kada which miles did you use? |
   
Rasputin
Hero Username: Rasputin
Post Number: 19282 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:27 pm: |
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Cocanada: how did you get 100k points ?
It was a 'limited time' public offer. oka roju raathri blogs lo ee offer padina ventaney apply chesaanu. next day morning that offer was removed. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Cocanada
Legend Username: Cocanada
Post Number: 41405 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:26 pm: |
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Siloan:
avalready BoFa amex okati edisindi aadi kanusanallo pade chance emanna undaa? |
   
Rasputin
Hero Username: Rasputin
Post Number: 19281 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:25 pm: |
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Cocanada:Amex is giving points only to Delta Skymiles. Delta lo India elle chances takkuva kada
British Airways option kooda undi. Remember you can book flights in the "ALLIANCE" too, but less number of seats will be available. There are third party companies who do the award booking for you for $100 or $200. Other option is to use a few tools to keep track of award seats and book them as soon as they open up. First time: Qatar was a partner of United (outside of the alliance)....so United miles tho Qatar biz class. Second time: United miles tho Lufthansa biz class. Recent Chicago trip: Just 7K Amex points transferred to BA (with 50% it became 9400 BA miles), used for roundtrip to Chicago on American Airlines. Delta miles tho SkyAlliance lo unna airlines lo vellochu (like Air France, Alitalia, KLM etc). But, I prefer Star Alliance for flights to India. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Siloan
Legend Username: Siloan
Post Number: 33446 Registered: 03-2008 Posted From: 132.174.20.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:22 pm: |
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are you serious? how did you get 100k points ?// cocam ba .....ocassionallly amex offers edataadu...or u should get invite.. naku 50k vassaayi Jai PARAKALA |
   
Cocanada
Legend Username: Cocanada
Post Number: 41401 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:21 pm: |
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Rasputin:Amex platinum ki $450 annual fee. But you can easily get $500 back + points from it during the first year. In my case, I have already got $300 back + 100K points(which is $1000 cash, but a lot more valuable as miles). Next Jan lo inko $200 back vasthundi. So, I would have made $1500 easily (minimum) by the end of the first year, on a $450 annual fee. All this without actually earning points per $ spent.
are you serious? how did you get 100k points ? |
   
Rasputin
Hero Username: Rasputin
Post Number: 19280 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:20 pm: |
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Siloan:ye season lo abba
August and Jan 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Cocanada
Legend Username: Cocanada
Post Number: 41400 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:19 pm: |
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Rasputin:It all boils down to, how intend to use your points and how fast do you think you can rake up those points.
gaat it 25k miles may be worth more than 250$ if we use it for award travel antaav agreed Amex is giving points only to Delta Skymiles. Delta lo India elle chances takkuva kada |
   
Rasputin
Hero Username: Rasputin
Post Number: 19279 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:19 pm: |
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Tombrady:anduke never have a credit card with annual fee
All "GOOD" credit cards have an annual fee. You just have to find a CC, which will give you more in return, than what you pay for the fee. Some of them have the first year waived. For example, Chase Sapphire Preferred, or any airlines CCs usually have the first year fee waived. Amex platinum ki $450 annual fee. But you can easily get $500 back + points from it during the first year. In my case, I have already got $300 back + 100K points(which is $1000 cash, but a lot more valuable as miles). Next Jan lo inko $200 back vasthundi. So, I would have made $1500 easily (minimum) by the end of the first year, on a $450 annual fee. All this without actually earning points per $ spent. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Siloan
Legend Username: Siloan
Post Number: 33444 Registered: 03-2008 Posted From: 132.174.20.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:15 pm: |
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I used 120K points for a round trip ticket for my wife in Biz class (to India and Back).// ye season lo abba Jai PARAKALA |
   
Rasputin
Hero Username: Rasputin
Post Number: 19278 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:12 pm: |
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Cocanada:why are some cards charging annual fee?? 175$ annual fee ante...adi recover cheskodanike..you have to spend $17,500 barbarious
to each his own. A card is not going to suit everyone. $175 ki AMEX PRG teesukuntey, he must be targeting a lot of 3X airfare points ( or 6X grocery) points. If the accumulated points are used for "premium" international travel, the points are worth a lot more than 1 cent. For example: I used 120K points for a round trip ticket for my wife in Biz class (to India and Back). 120K points ni cash chesukuntey $1200 vasthundi. Kaani $1200 ki economy class roundtrip kooda raadu. It all boils down to, how intend to use your points and how fast do you think you can rake up those points. You have to figure out what suits your needs/plans, and go with it. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5924 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:12 pm: |
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Cocanada:ippudu 25k bonus anta. that too for gold premier which has annual fee of 175$
anduke never have a credit card with annual fee just googling chesthe u ll get detailed info per yr entha use ani |
   
Cocanada
Legend Username: Cocanada
Post Number: 41399 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:10 pm: |
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Tombrady:
Rasputin:AMEX vaadu, 100K points option pettinappudu okati tosesaa. lekapothey mana spend chese daaniki eppatiki 100K points vachedi.
ippudu 25k bonus anta. that too for gold premier which has annual fee of 175$ |
   
Rasputin
Hero Username: Rasputin
Post Number: 19277 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:08 pm: |
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Cocanada:
ippatiki one round trip in biz class for my wife, with nothing out of my pocket. The key is to time the big sign-on bonuses. AMEX vaadu, 100K points option pettinappudu okati tosesaa. lekapothey mana spend chese daaniki eppatiki 100K points vachedi. These 100K points can be 150K miles if you time the transfer during a bonus period (there was a 50% bonus recently) 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5922 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:07 pm: |
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Kuyyo_morro:Ee cards annitiki credit score 760+ undaalna.
min. qualification experian-710+ equifax-695+ TU-700+ plus ur income gross bagunte istharu for sure...chase n bofa worst so cheppalem |
   
Cocanada
Legend Username: Cocanada
Post Number: 41398 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:06 pm: |
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why are some cards charging annual fee?? 175$ annual fee ante...adi recover cheskodanike..you have to spend $17,500 barbarious |
   
Kuyyo_morro
Hero Username: Kuyyo_morro
Post Number: 11699 Registered: 02-2011 Posted From: 65.117.253.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:05 pm: |
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Ee cards annitiki credit score 760+ undaalna. |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 54256 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:04 pm: |
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Rasputin:that does not guarantee approval.
reject avvataniki chances takkuva ani naa meaning...100% vastundi ani kaadu.. |
   
Rasputin
Hero Username: Rasputin
Post Number: 19276 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:04 pm: |
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Chase - automatic rejection if you got a card with them recently (3 or 6 months, not sure). So immediate gaa call chesi, I explain them why I applied for that card and sometimes negotiate moving credit lines from an existing Chase CC to the new one. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5921 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:03 pm: |
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Ntr_rocks:Thats why, always apply for pre-approved cards...
1) u should get those offers 2)its not guranteed malli... |
   
Cocanada
Legend Username: Cocanada
Post Number: 41396 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:03 pm: |
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yearly flights meeda oka 4k ayina spend chestaam. + aa flights meeda oche miles + every day purchases yearly kaneesam oka 20-25k untaayi oka 300$ eskuni 10k miles konukkunte ... oka roundtrip for couple free free free kada |
   
Rasputin
Hero Username: Rasputin
Post Number: 19275 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:02 pm: |
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Ntr_rocks:pre-approved cards.
that does not guarantee approval. Banam:reject
Chase and Amex, have a reconsideration line to call in the case of a rejection. If I do not get instant approval (if it says we will let you know in 1 or 2 weeks), I immediately call the reconsideration line and get my cards approved. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5919 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 04:01 pm: |
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Banam:Hehe.. Already Chase reject ayyindhi 4 months back...Ippudu CITI apply chesthe adi emanna effect kottidha?
yep for sure...atleast 6 months diff. vunchali..chase eppudu tough to get.. post 2008 citi kooda tough chesar...do 1 think check ur experain,equifax,TU scores anni 690+ ala vunte apply and make sure ur revolving credit is less than 50%...oorike appl ychesthe 2 yrs varaku inquiries vuntai waste credit pulls based on state forums lo chudu...based on that apply |
   
Katthi
Side Hero Username: Katthi
Post Number: 8699 Registered: 07-2010 Posted From: 170.63.120.54
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:59 pm: |
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amex blue cash rewards thisukunna.. 175 per year..... 6% annadu.. okkadaniki kuda raledu ..deniki 6% istado teldu |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 54252 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:59 pm: |
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Banam: Hehe.. Already Chase reject ayyindhi 4 months back.
Thats why, always apply for pre-approved cards... |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 54251 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:58 pm: |
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Banam: CITI Forward Students ki anukunta kadha....
Yes, kaani nenu OPT vunnapudu intiki vachindi offer, apudu apply chesa.. Avasaram vunte apply cheyi...Lekapote intiki mail lo offer vache daaku aagu.. Intiki mail lo offers vaste better ga vuntayi balance transfer and 0% APR periods.. Ex: Nuvvu chusina dantlo CITI Dividend ki 12 months 0% APR antaadu, ade neeku intiki mail offer vaste 18-24 months 0% APR ani vuntadi...ofcourse depends on credit score anuko... |
   
Banam
Side Hero Username: Banam
Post Number: 2338 Registered: 12-2011 Posted From: 216.105.250.49
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:56 pm: |
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Tombrady:check ur score before u apply...2 yrs credit inquiries vuntai report la
Hehe.. Already Chase reject ayyindhi 4 months back...Ippudu CITI apply chesthe adi emanna effect kottidha? Buduguu, Coolmec and Rajesh Sowjanyam tho memu kooda clipart use cheyatam start chesam... Yes Its official.... |
   
Banam
Side Hero Username: Banam
Post Number: 2337 Registered: 12-2011 Posted From: 216.105.250.49
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:54 pm: |
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Ntr_rocks:CITI Forward or CITI Dividend
CITI Forward Students ki anukunta kadha.... CITI Dividend choosanu.. Baagundhi...CITI Simplicity or CITI Dividend lo okati apply chesthe baaguntundhi emo... Buduguu, Coolmec and Rajesh Sowjanyam tho memu kooda clipart use cheyatam start chesam... Yes Its official.... |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5915 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:53 pm: |
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Banam:General ga Purchases ki ee Credit Card best oo komcham light veyyandi.... I already have Discover card & DCU... inkokati apply cheddam ani anukuntunna....
less APR/no annual fee/rewards vunnavi best capital one lite tesuko...chase saphire/citi thank you/simplicity card check ur score before u apply...2 yrs credit inquiries vuntai report la |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 54248 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:50 pm: |
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Banam:
No annual fee vunna ee credit card aina best ee... inka extra benefits(0% APR for first 12-24 months, cashback etc) kavalante depends on your credit score.. 2 vunnayi antunnav kabatti...CITI Forward or CITI Dividend apply chesuko... |
   
Banam
Side Hero Username: Banam
Post Number: 2336 Registered: 12-2011 Posted From: 216.105.250.49
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:48 pm: |
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General ga Purchases ki ee Credit Card best oo komcham light veyyandi.... I already have Discover card & DCU... inkokati apply cheddam ani anukuntunna.... Buduguu, Coolmec and Rajesh Sowjanyam tho memu kooda clipart use cheyatam start chesam... Yes Its official.... |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5914 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:37 pm: |
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Andhrawala:yes brother Airline miles are different Citi gives u flyingpoints for the miles flown
i think you cannot transfer those points for miles now citi stopped it.. but u can use those points for buying tickets on expedia etc... |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 21854 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:35 pm: |
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Cocanada: are you serious? can we combine credit card points and frequent flyer miles?
yes brother Airline miles are different Citi gives u flyingpoints for the miles flown No Signature |
   
Rasputin
Hero Username: Rasputin
Post Number: 19274 Registered: 02-2008 Posted From: 74.131.88.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:24 pm: |
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Cocanada:can we combine credit card points and frequent flyer miles?
nee laanti confusion master ki enduku rewards cards. It is a very serious 'hobby' if you can call it that. Whats in my wallet AMEX SPG (points transferable to multiple airlines - but earning rate is poor) Chase Sapphire Preferred (best card for beginners and a very good-looking card) Chase Freedom (to earn more points to be combined with Sapphire Preferred) Others will get into my wallet on a 'as needed' basis, depending on where I am going and the airlines. 01/06/2012 - 169.4;05/04/2012 - 175.8; 8/1/2012 - 179 |
   
Tombrady
Side Hero Username: Tombrady
Post Number: 5906 Registered: 05-2012 Posted From: 216.163.216.56
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:22 pm: |
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citi thankyou premier card chase saphire discover 3 best |
   
Nexuss
Junior Artist Username: Nexuss
Post Number: 185 Registered: 04-2011 Posted From: 192.152.200.150
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 03:21 pm: |
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Cocanada:capital one is giving 2% cash back
is there any annual fee for this card? The one I have gives just 1.25 points for every dollar spent |
   
Ntr_rocks
Moderator Username: Ntr_rocks
Post Number: 54234 Registered: 04-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 02:54 pm: |
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Cocanada: can we combine credit card points and frequent flyer miles?
Edi varaku CITI vaadu chese vaadu....Taravata misuse chestunnaru, nakipotunnam ani aapesaadu... vere cards gurunhi teliyadu |
   
Cocanada
Legend Username: Cocanada
Post Number: 41395 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 02:52 pm: |
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Andhrawala: aa year India trip vellevu anukoo u and ur wife. combined miles flown 28000 miles so another $280 gift card
are you serious? can we combine credit card points and frequent flyer miles? |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 21841 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 11:59 am: |
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Cocanada:10,000 = $100 ante 1% cash back capital one is giving 2% cash back
aa year India trip vellevu anukoo u and ur wife. combined miles flown 28000 miles so another $280 gift card No Signature |
   
Cocanada
Legend Username: Cocanada
Post Number: 41391 Registered: 01-2008 Posted From: 74.218.234.51
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 11:57 am: |
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Andhrawala:
10,000 = $100 ante 1% cash back capital one is giving 2% cash back |
   
Andhrawala
Megastar Username: Andhrawala
Post Number: 21839 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 11:54 am: |
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Citi Premierpass baaguntundhi u get one Thankyoupoint for every dollar u spent. 10K points will equal to $100 gift card also nuvvu flight tickets kontee enni miles aitheeaa aa flight ki anni Thannkyou points vasthaayi No Signature |
   
Cocanada
Legend Username: Cocanada
Post Number: 41388 Registered: 01-2008 Posted From: 168.244.164.254
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, June 28, 2013 - 11:38 am: |
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Amex- Blue Sky/Cash or Premier Gold CapitalOne- Venture Chase Saphire Citi AAdvantage Delta Skymiles Amex Vjawarrior...edo okati cheppu |