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Rudraksha
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Username: Rudraksha

Post Number: 1274
Registered: 07-2012
Posted From: 70.181.57.58

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Posted on Saturday, May 25, 2013 - 01:50 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

xperts, do's and don't do's konchem detailga cheppandi.
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Rudraksha
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Username: Rudraksha

Post Number: 1272
Registered: 07-2012
Posted From: 70.181.57.58

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Posted on Saturday, May 25, 2013 - 01:42 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


King:

20 years/1Mil -- 60/Month at age 34


is it NYLife? who is the provider? any health tests needed?
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Dreamcatcher
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Username: Dreamcatcher

Post Number: 4154
Registered: 11-2009
Posted From: 208.86.145.68

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Posted on Friday, May 24, 2013 - 04:16 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chillarodu:

I agree with him... cash options waste.




hmm, depends on the premium...definitely not worth if it is 270 per month.
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King
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Username: King

Post Number: 5025
Registered: 08-2008
Posted From: 72.182.105.134

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Posted on Friday, May 24, 2013 - 04:08 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

20 years/1Mil -- 60/Month at age 34
Jagan/Chiru/CBN/JP/Sonia/Obama/Sachin/Sreesanth/Rick Perry
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Chillarodu
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Username: Chillarodu

Post Number: 3975
Registered: 03-2008
Posted From: 173.162.149.129

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Posted on Friday, May 24, 2013 - 04:02 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Dreamcatcher:

why are you treating it as investment??



ayana cheppedhi kooda adhe.. don't look it as an investment so only take term insurance antunnadu.

I agree with him... cash options waste.
just take term insurance and pay less premium.
If you wanted to invest in retirement or for old age look for something else and not life insurance
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Dreamcatcher
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Username: Dreamcatcher

Post Number: 4153
Registered: 11-2009
Posted From: 208.86.145.68

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Posted on Friday, May 24, 2013 - 03:56 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kuyyo_morro:

I pay 270 for 40years. Naadi monthly.




Ekkuva anukuntunna...though you got it at such young age. Mee buddodi rate kooda ekkuvay emo.


Tombrady:

honest ga cheppalante they r bad not good investment




why are you treating it as investment??
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Chillarodu
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Username: Chillarodu

Post Number: 3969
Registered: 03-2008
Posted From: 173.162.149.129

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Posted on Friday, May 24, 2013 - 01:40 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

evaro chepthe.. okalla daggare 1M theesukune badhulu 2 different Insurance comnpanies daggara 0.5 theesukomante adhe chesaa..

Question: In case..company ethesthe.. FED emanna take over chesthundaa insurance policies ni?
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Blackmamba
Moderator
Username: Blackmamba

Post Number: 26113
Registered: 05-2010

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Posted on Friday, May 24, 2013 - 01:40 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Tombrady:


thnksuu
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Tombrady
Side Hero
Username: Tombrady

Post Number: 4589
Registered: 05-2012
Posted From: 216.163.216.56

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Posted on Friday, May 24, 2013 - 01:33 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Blackmamba:

eppati nuncho anukuntunna teesukovalani eti seyyalo seffu konchm.. age perigite premium perigiddemo late aite..




1)go to this site http://www.term4sale.com/

2)nee zipcode,health status etc details ichi

3)ur insurance amount should be 10 times ur salary best 5 times aina parledu..

5)oka list ostadhi AA rating A+ rating vunna companies broker list osthadi

near by you talk to them and take 30 yrs term one

u hsould be all set age perige koddi premium peruguddi

DO NOT FALL FOR CASH VALUE INSURANCES entha cheppina sare
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Chillarodu
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Username: Chillarodu

Post Number: 3964
Registered: 03-2008
Posted From: 173.162.149.129

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Posted on Friday, May 24, 2013 - 01:25 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

In case India move ayithe.. mee insurance valid aa?
idhi evaranna kanukunnara? naa agent gaadu sarigga answer cheyyaledhu idhi.. nenu theesukunnappudu..

I assume cover avvadhu emo anukuntunna..
vaadu term insurance ichetappudu US safe kaabatte antha thakkuva premium isthaadanukunta.. anyone knows?
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Blackmamba
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Username: Blackmamba

Post Number: 26112
Registered: 05-2010

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Posted on Friday, May 24, 2013 - 01:16 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Tombrady:


eppati nuncho anukuntunna teesukovalani eti seyyalo seffu konchm.. age perigite premium perigiddemo late aite..
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Tombrady
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Username: Tombrady

Post Number: 4575
Registered: 05-2012
Posted From: 216.163.216.56

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Posted on Friday, May 24, 2013 - 01:13 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chillarodu:

ayinaa term insurance ki per month antha kattatam enti Om namasivvaya?



Tombrady:

cash value insurance not term life


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Chillarodu
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Username: Chillarodu

Post Number: 3963
Registered: 03-2008
Posted From: 173.162.149.129

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Posted on Friday, May 24, 2013 - 01:11 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kuyyo_morro:

600 per year aa. Naadi monthly.




vaari naayano.. ee comedies enti andi..
cheppedhi sarigga complete cheyyandi..

nenu 200 kadathaa ante entha insurance ki and pm or pa naa?

ayinaa term insurance ki per month antha kattatam enti Om namasivvaya?
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Tombrady
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Username: Tombrady

Post Number: 4572
Registered: 05-2012
Posted From: 216.163.216.56

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Posted on Friday, May 24, 2013 - 01:10 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kuyyo_morro:

Retire ayyaka appatiki bathiki unte will get cash back also. Appatiki lekunte, family will get it.




damn needi cash value insurance not term life

honest ga cheppalante they r bad not good investment

i know mortages ki use avvuthayi money oshtai antaru but calcualte chesthe

its a very bad investment
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Tombrady
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Username: Tombrady

Post Number: 4571
Registered: 05-2012
Posted From: 216.163.216.56

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Posted on Friday, May 24, 2013 - 01:09 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:

increasing premium ani undi..starting from now at 44th year, 120000 premium anta idemi comedy




30 yrs paina ivvaru term life...if u want to extend antha kattali anukonta

65 age ki ani artham emo
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Kuyyo_morro
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Username: Kuyyo_morro

Post Number: 10861
Registered: 02-2011
Posted From: 65.117.253.70

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Posted on Friday, May 24, 2013 - 01:08 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Tombrady:

270/month aa? term life insurance adi


Retire ayyaka appatiki bathiki unte will get cash back also. Appatiki lekunte, family will get it.
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Tombrady
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Username: Tombrady

Post Number: 4570
Registered: 05-2012
Posted From: 216.163.216.56

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Posted on Friday, May 24, 2013 - 01:06 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kuyyo_morro:

600 per year aa. Naadi monthly.




270/month aa? term life insurance adi
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Kuyyo_morro
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Username: Kuyyo_morro

Post Number: 10860
Registered: 02-2011
Posted From: 65.117.253.70

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Posted on Friday, May 24, 2013 - 01:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Tombrady:

600/yr


600 per year aa. Naadi monthly.
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Maverick
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Username: Maverick

Post Number: 45376
Registered: 01-2008
Posted From: 69.174.58.188

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Posted on Friday, May 24, 2013 - 01:05 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

increasing premium ani undi..starting from now at 44th year, 120000 premium anta idemi comedy
Who is this DB member?

nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu"
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Tombrady
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Username: Tombrady

Post Number: 4568
Registered: 05-2012
Posted From: 216.163.216.56

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Posted on Friday, May 24, 2013 - 01:04 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chillarodu:

Initial Poster million policy gurinchi maatladathaante.. andharu vachi nenu $200 kadathannanate doubt vachindhi..




600/yr for 1 mil sounds abt right kada...mav salary 1*5(usually 10 times ur

salary) chesthe 1 million anukonta so adi tesukonnad
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Kuyyo_morro
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Username: Kuyyo_morro

Post Number: 10859
Registered: 02-2011
Posted From: 65.117.253.70

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Posted on Friday, May 24, 2013 - 01:03 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

Naadi 750K. 1m kaadu.
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Chillarodu
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Username: Chillarodu

Post Number: 3962
Registered: 03-2008
Posted From: 173.162.149.129

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Posted on Friday, May 24, 2013 - 01:02 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Tombrady:

half ee naadi...may be i took it when i was 29...so kasta takkuva



ok .5M ayithe.. ok. Initial Poster million policy gurinchi maatladathaante.. andharu vachi nenu $200 kadathannanate doubt vachindhi..
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Tombrady
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Username: Tombrady

Post Number: 4567
Registered: 05-2012
Posted From: 216.163.216.56

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Posted on Friday, May 24, 2013 - 12:59 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Chillarodu:

enti ivi 1 million insurance laa?

vaammo.. nenu $400 kaduthunna for half million




half ee naadi...may be i took it when i was 29...so kasta takkuva

nuvvu mari old age 35 lo tesukonnavemo j/k
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Maverick
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Username: Maverick

Post Number: 45375
Registered: 01-2008
Posted From: 69.174.58.188

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Posted on Friday, May 24, 2013 - 12:58 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

cman thank..ippude policy teesukunna..anduke asking..u have both husband and wife separate policy?
Who is this DB member?

nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu"
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Alochinchu
Junior Artist
Username: Alochinchu

Post Number: 671
Registered: 03-2008
Posted From: 65.51.27.62

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Posted on Friday, May 24, 2013 - 12:58 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:

nw mutual vadu 1 million policy ki premium yearly 600+ icchadu..is this premium going to stay like that for the life of policy or increases by age?




increases by age and will also have term age 70 or 75.

between 35 and 55.. should have life insurance for the security of family..
they will give pro-rate list what you will be paying by age based.. at 50 the premium will be very high..

for long term it is better to take whole life.. premium is fixed.. initially will be expensive but long term it will be worth.. it is whole life.. it adds up cash value (after-tax).. since whole life will have limit of 90 or 95.. so pretty much sure beneficiaries will get that amount..
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Chillarodu
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Username: Chillarodu

Post Number: 3960
Registered: 03-2008
Posted From: 173.162.149.129

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Posted on Friday, May 24, 2013 - 12:57 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kuyyo_morro:

I pay 270 for 40years.




Tombrady:

i pay 264$/yr for 30 yrs




enti ivi 1 million insurance laa?

vaammo.. nenu $400 kaduthunna for half million
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Kuyyo_morro
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Username: Kuyyo_morro

Post Number: 10854
Registered: 02-2011
Posted From: 65.117.253.70

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Posted on Friday, May 24, 2013 - 12:53 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Uppu:

270 year ante great deal


Got it when I was 25. Entha young unte antha thakkuva untundi monthly premium.

Ma buddod ki 50 per month till he is 60.
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Commonman
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Username: Commonman

Post Number: 606
Registered: 05-2012
Posted From: 98.221.83.18

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Posted on Friday, May 24, 2013 - 12:53 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:


enni saarlu vesthavu same thread? :-)

more or less same premium paying (550 naukuntaA)

premium locked for policy tenure

take it from decent underwriter instead of some street side guy
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Tombrady
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Username: Tombrady

Post Number: 4564
Registered: 05-2012
Posted From: 216.163.216.56

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Posted on Friday, May 24, 2013 - 12:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:




30 yrs di tesuko...level term di all set...

i pay 264$/yr for 30 yrs
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Uppu
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Username: Uppu

Post Number: 5938
Registered: 11-2007
Posted From: 206.16.32.135

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Posted on Friday, May 24, 2013 - 12:51 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Kuyyo_morro:

I pay 270 for 40years.


270 year ante great deal
âGenerations to come will scarce believe that such a one as this walked the earth in flesh and blood.â
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Tombrady
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Username: Tombrady

Post Number: 4563
Registered: 05-2012
Posted From: 216.163.216.56

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Posted on Friday, May 24, 2013 - 12:50 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

yes LEVEL TERM INSURANCE aithey premium will be same for the term period
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Uppu
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Username: Uppu

Post Number: 5937
Registered: 11-2007
Posted From: 206.16.32.135

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Posted on Friday, May 24, 2013 - 12:50 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:

1 million policy ki premium yearly 600+ icchadu


enni years, take at least 30 years. your family will be good until you retire.
âGenerations to come will scarce believe that such a one as this walked the earth in flesh and blood.â
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Kuyyo_morro
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Username: Kuyyo_morro

Post Number: 10853
Registered: 02-2011
Posted From: 65.117.253.70

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Posted on Friday, May 24, 2013 - 12:50 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)


Maverick:

is this premium going to stay like that for the life of policy or increases by age?


It stays the same for throughout the policy life.
Enni years ki ichadu 600.

I pay 270 for 40years.
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Maverick
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Username: Maverick

Post Number: 45374
Registered: 01-2008
Posted From: 69.174.58.188

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Posted on Friday, May 24, 2013 - 12:47 pm:   Insert Quote Edit PostDelete PostPrint Post   Move Post (Moderator/Admin Only)Ban Poster IP (Moderator/Admin only)

how does it work exactly?

nw mutual vadu 1 million policy ki premium yearly 600+ icchadu..is this premium going to stay like that for the life of policy or increases by age?
Who is this DB member?

nenu anumanapu mogudu laaga jrNTR seelanni sankinchina maata nijam BUT mugguru karudugattina only balayya fans (who watched badshah tho) matladaka they certified "maakemi anipinchaledhu"

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