| Author | Message | ||
     Andhrawala Hero Username: Andhrawala Post Number: 16880 Registered: 03-2008 Posted From: 174.97.225.181 Rating: N/A |
Most of the times, Real Mutaul funds kanteee agents athyuthsaham tho pamplets print seyinchi marketing sesthaaaru ee schemes ki Janaaalu koodaaa Mutual fund vaadi document, application and fineprint (reg risk and rewards) fullugaaa sadhavaru. They take waht agent said at facevalue and apply for the schemeee Best example for this is LICs Moneyplus and MarketPlus schemes Laksha kattandi koteeswarulu kandi ani market seseruuuuu They assume that market grows every year around 20% and at the end of the 15 years money becomes 1c antaaru u invest every year 1 lakhs (atleast for 5 years) No Signature | ||
| Andhrawala Hero Username: Andhrawala Post Number: 16879 Registered: 03-2008 Posted From: 174.97.225.181 Rating: N/A |
Kethan Parekh, Harshad Mehtha scams lo ULIPS endhi brother all mutial funds and stock investors naakeseremo kaadaaaa No Signature | ||
| Onlytruth Legend Username: Onlytruth Post Number: 111760 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
naaku $100 transfer cheyyi lekapothe intlo chebutaa.. $100 kavalo manassanthi kavalo choice needhe bumper offer HAPPY NEW YEAR ! Happy New Year to All | ||
| Tilak Hero Username: Tilak Post Number: 10484 Registered: 02-2012 Posted From: 14.96.58.111 Rating: N/A |
ULIPs early 2000s lo Ketan Parekh ane scamster valla naakesina vishayam gurinchi ignore aa? India must conquer the World and nothing less than that is my ideal - Swami Vivekananda | ||
| Cinejeevi Comedian Username: Cinejeevi Post Number: 1768 Registered: 09-2010 Posted From: 69.147.191.50 Rating: N/A |
nenu okallani guddi gaa nammi ilage 1.5 lacs katta. monna india vellinappudu teesukuntaa ante, 5 yrs annaru. 5 yrs tarvata asalu enta vastundo demudike teliyali. ee vishayam intlo telidu. teliste naa batuku.. hayyoooooooooooooooooo | ||
| Andhrawala Hero Username: Andhrawala Post Number: 16867 Registered: 03-2008 Posted From: 174.97.225.181 Rating: N/A |
U are right risk coverage ki premium velthundhi kathaaa. plus market maree anthaa perigi vundadhu from the tiem Gaggu started investing No Signature | ||
| Bunty717 Moderator Username: Bunty717 Post Number: 30910 Registered: 02-2008 Rating: N/A |
naku telisi reliance vallu nokkaledu nee money.. aa balance .. Insurance agent ki vellindi.. adi matter andariki golden heart PK telusu.. naaku KF telusu.. | ||
| Andhrawala Hero Username: Andhrawala Post Number: 16865 Registered: 03-2008 Posted From: 174.97.225.181 Rating: N/A |
UTI's ULIP shceme started in 1971 Later when the pvt Mutual funds started in India, they were allowed to float similar schemes Now LIC has ULIP plans. One of them being MoneyPlus scheme that was started arnd 6 years agoo No Signature | ||
| Thelegend Moderator Username: Thelegend Post Number: 21683 Registered: 04-2008 Rating: N/A |
LIC  | ||
| Tilak Hero Username: Tilak Post Number: 10448 Registered: 02-2012 Posted From: 14.99.42.135 Rating: N/A |
LIC gurinchi koddiga telusuko .. India must conquer the World and nothing less than that is my ideal - Swami Vivekananda | ||
| Tilak Hero Username: Tilak Post Number: 10447 Registered: 02-2012 Posted From: 14.99.42.135 Rating: N/A |
insurance funds ni all ready sanka naakesina ULIPS lo invest cheyyadaniki allow cheyyadam eppudu start ayyindi oka sari google.com lo chudu bhayya .. and why did they push for such a change koddiga aalochinchu .. LIC ni destabilize cheyyadam .. LIC money tho PSU lo invest cheyinchadam .. ee ULIPs lo invest cheyinchadam .. all have happened only recently .. India must conquer the World and nothing less than that is my ideal - Swami Vivekananda | ||
| Rudraksha Junior Artist Username: Rudraksha Post Number: 519 Registered: 07-2012 Posted From: 70.181.57.58 Rating: N/A |
policy details iste, nenu kooda konta.  | ||
| Katthi Side Hero Username: Katthi Post Number: 6286 Registered: 07-2010 Posted From: 24.91.33.141 Rating: N/A |
5 years niku full cover chesi return anthakante ekkuva iyyala.. mababe.. usa lo ayithe adi kuda dekaru ga.. Papi gadu post este katthi la digali | ||
| Onlytruth Legend Username: Onlytruth Post Number: 111729 Registered: 01-2007 Posted From: 98.226.57.134 Rating: N/A |
thats reasonable | ||
| Boston_baba Junior Artist Username: Boston_baba Post Number: 512 Registered: 07-2012 Posted From: 183.83.78.167 Rating: N/A |
tappantha akkade unnattu cheptaru bhayya... different financial products offering lo bhagamga ee scheme vachindi. on the face,it looks as risk diversification..unfortunately, last 5yrs lo markets down..i lost lot in mutualfunds. | ||
| Andhrawala Hero Username: Andhrawala Post Number: 16864 Registered: 03-2008 Posted From: 174.97.225.181 Rating: N/A |
ULIP was there from times immemorial. much before Chiddu as FM I invested 4K per year for last 15 years and now I got 1.6 lakh No Signature | ||
| Truelies Side Hero Username: Truelies Post Number: 5121 Registered: 05-2012 Posted From: 74.237.6.152 Rating: N/A |
mutual funds, insurance returns,,,,ivi anni kooda depends on market conditions..just like stocks, 401k etc.. there is no gurantee that you will get promised amount...kinda fine print clear ga untundi.... | ||
| Andhrawala Hero Username: Andhrawala Post Number: 16863 Registered: 03-2008 Posted From: 174.97.225.181 Rating: N/A |
means Reliance is not Kondegaadu No Signature | ||
| Rowdy Megastar Username: Rowdy Post Number: 22546 Registered: 01-2010 Posted From: 75.161.170.228 Rating: N/A |
ilantide edo icici vadidi friend 3 yrs back kattadu ... 1 yr tarvata chuskunte kattina 1 lac lo 30K bokka undi ... madhyalo drop avvadal levu annaru ... drop aite aa 70K Kuda radu annaru ... sarle motham katteddam appatiki emanna maratademo market ani kattesadu ... final ga monna oka 10K labham to ne bayata paddadu ... idi kuda alantide edo ai untundi anukuntunna! kakapote manninchu | ||
| The_illusionist Comedian Username: The_illusionist Post Number: 1754 Registered: 10-2012 Posted From: 106.51.150.82 Rating: N/A |
perfectly said.. nenu policy surrender chesinappudu naathio paatu inko naluguru vacharu max newyork vaadi office ki.. andaru return vache amt choosi norellabettaru.. per annum policy maintenance charges kinda 10k dobbesaadu vaadi jimmadiponu  | ||
| The_illusionist Comedian Username: The_illusionist Post Number: 1753 Registered: 10-2012 Posted From: 106.51.150.82 Rating: N/A |
nenu max newyork lo 1.5 kadite 1.15 ichadu.. opice lo colleague okadu amway ninchi kattinchi naaku gundu geekinchaadu..vaadi commission kosam..  | ||
| Tilak Hero Username: Tilak Post Number: 10444 Registered: 02-2012 Posted From: 14.99.145.48 Rating: N/A |
ulips ni insurance tho club cheyyadam mega scam .. all credit goes to chiddu as FM 6 years ago!!! India must conquer the World and nothing less than that is my ideal - Swami Vivekananda | ||
| Gandhiguevara Legend Username: Gandhiguevara Post Number: 36887 Registered: 10-2009 Posted From: 49.238.61.37 Rating: N/A |
neeku story ardham ayyindhaa? aaa 56k extra on my 60k kaadhu...vaadu motham return ichindi 56k | ||
| Rowdy Megastar Username: Rowdy Post Number: 22545 Registered: 01-2010 Posted From: 75.161.170.228 Rating: N/A |
56K vachinanduku anandapadali kani badha padataventi? | ||
| Gandhiguevara Legend Username: Gandhiguevara Post Number: 36885 Registered: 10-2009 Posted From: 49.238.61.37 Rating: N/A |
edhi emainaa idantha mafia...naa koduku naa sommu tho vaadu fandaga seskunnadu anna maata...vaadu nasanam aipothaadu anukuntaa anukuntaa mana kaalam theeripodamae gaani reliance naa koduku monopoly maree daarunam gaa vundhi chaala vishyallo | ||
| Thikka_sankara Side Hero Username: Thikka_sankara Post Number: 3149 Registered: 02-2012 Posted From: 122.164.144.15 Rating: N/A |
ainaaa insurance funds lo (ulips I believe) 5 years fund teesukomani evadu cheppadu??? until recently, ULIPs used to have heavy front loading in first three years... first year premium 90% goes only for maintanence and 2nd and 3rd too major chunk goes off there.... soo in your first year, only 1-2k gets invested and would be set aside for insurance... 2nd and 3rd year too goes predominantly in same fashion... your actual investments in market for BUILDING your fund value starts from 4th year and you, wow this is the exciting bit, you have opted for a policy that ends in 5th year.... thank god you atleast got 56k kikiki Naakonchem thikkundi.... daaaniko lekkundi | ||
| Raman Hero Username: Raman Post Number: 14574 Registered: 01-2009 Posted From: 173.29.143.135 Rating: N/A |
first of all they deduct 4k for 1st year and 2k every time as operational charges then comes the insurance part. Every year some amount would go towards medical insurance rest amount is invested in mutual funds . Depends on the performance will be the money you get. so finally for some thing like 48k you got 54 k I have 270 k for 280 k I invested in icici now. The tax benefit I got was like another 40k while I was in India. | ||
| 111 Side Hero Username: 111 Post Number: 7336 Registered: 04-2008 Posted From: 182.18.179.4 Rating: |
Gagu..all private funds alane untayi..56K tho enjoy cheyyi... 5 years back ante ,u started in 2007 that was the time market was in high boom....from 2009 it was going down..so u r money also went down like that. because they invest all your money into share market.. i also invested in ICICI prudential , but i got some profits... | ||
| Emc2 Side Hero Username: Emc2 Post Number: 9936 Registered: 03-2008 Posted From: 71.246.229.243 Rating: N/A |
gagu ante annanu antavu 5yrs ki 60 k katti ade isthadu ante ela kattavu..and you get 54k idi inka comedy.. evado kani manchi puvvu pettadu neeku..  cherapakura chedevu. | ||
| Gandhiguevara Legend Username: Gandhiguevara Post Number: 36884 Registered: 10-2009 Posted From: 49.238.61.37 Rating: N/A |
maree antha adda golugaa vuntundhi anukom kadhaa...ippudu telsukunnaa...kaani intha addagolu gaa verevi vuntaayaa? kattina amount kudaa ivvakapodamenti dhagulbaaji gaallu? | ||
| Truelies Side Hero Username: Truelies Post Number: 5114 Registered: 05-2012 Posted From: 74.237.6.152 Rating: N/A |
risk factors chadavali sign chese mundu... | ||
| Gandhiguevara Legend Username: Gandhiguevara Post Number: 36883 Registered: 10-2009 Posted From: 49.238.61.37 Rating: N/A |
5 years back maa dosthu gaadokadu reliance lo Insurance...every year 12k kattaali premium...5 years ki maturity ayyaka some capital ++ vasthundi annaadu...nenu 5 years lo 60 k kattaanu...monna relaince vaadu final amount ki cheque ichaadu...56k... ante nenu 5 years kattinanduku naaku 4k brokka anna maata...veedi asaadhyam koola |
