| Author |
Message |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 75491 Registered: 01-2007 Posted From: 67.159.44.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 06:49 pm: |
    |
naku 2.3% YTD >> dentlo pettavu teeskelli....lol scallion dora, evadu babu nee service provider ? and ur distribution ? |
   
Idle_yzag
Megastar Username: Idle_yzag
Post Number: 29640 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 05:16 pm: |
    |
naku 2.3% YTD
 RahulGandhi/JP/Chiru |
   
Scallion
Side Hero Username: Scallion
Post Number: 7008 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 05:09 pm: |
    |
Onlytruth:3.78%
Since Inception 32.7% Jai NTR, Jai Jai TDP |
   
Scallion
Side Hero Username: Scallion
Post Number: 7007 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 05:06 pm: |
    |
Onlytruth:01/01/2011 to 02/28/2011 is 3.78%
koncha conservative ga pothunavu emo OT... Last 3 Months 10.11% & 1 Year 21.35% antondhi naku Jai NTR, Jai Jai TDP |
   
Idle_yzag
Megastar Username: Idle_yzag
Post Number: 29639 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 05:06 pm: |
    |
Scallion:
nen 401k lo peduthunna kani eppudu loan theskune vuntunna RahulGandhi/JP/Chiru |
   
Bunty717
Moderator Username: Bunty717
Post Number: 14638 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 05:03 pm: |
    |
Scallion:but employer iche 6% pogotukovatam endhuku
nenu consultant .. naku emp ivvadu |
   
Bunty717
Moderator Username: Bunty717
Post Number: 14637 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 05:02 pm: |
    |
Idle_yzag:nuvvu Jr movies kuda chustava?
no theatre lo chudaledu eppudu.. OT ni kavadam kosam tapatatu ledu.. ayina jr kurrod movies ok le.. mari ippati bala movies ki ot invite chestene kootanta thinking cheyali |
   
Scallion
Side Hero Username: Scallion
Post Number: 7006 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 05:01 pm: |
    |
Bunty717:naku 401k plan ee ledu.. emaina tappu chestunnana..
naku four years back daka ledhu.... but employer iche 6% pogotukovatam endhuku + tax bracket tage avakasam undhi you & spouse max cut isthe + ipudu chala mandhi employers pension ethesi 401K ki year end lo inkoncham isthunaru ga ( maa vadu 8% isthadu, avi ani cash chesukovali ante 401 must....... ika pothe nuvu ee 401K ki iche cut initial days lo gurthu untadhi kani koni rojula tharavatha marchi pothavu, but in few years it may grow huge so aalochincha kunda petu Jai NTR, Jai Jai TDP |
   
Idle_yzag
Megastar Username: Idle_yzag
Post Number: 29638 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:56 pm: |
    |
Bunty717:sure
nuvvu Jr movies kuda chustava? RahulGandhi/JP/Chiru |
   
Bunty717
Moderator Username: Bunty717
Post Number: 14636 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:54 pm: |
    |
Onlytruth:shakthi release ki meet autanu..
sure..done meet avudaam.. nee mohamlo anandam chudaala aa roju.. |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 75489 Registered: 01-2007 Posted From: 67.159.44.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:53 pm: |
    |
Your personalized rate of return, reflecting account balance plus deposits, withdrawals and earnings from 01/01/2011 to 02/28/2011 is 3.78% scallion dora, how is my 401K performing ? is that return for this period is OK ? or shud i take expert advice in redistribution of funds ? |
   
Bunty717
Moderator Username: Bunty717
Post Number: 14635 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:53 pm: |
    |
Scallion:dantho emi avadhu... IRA roth account will start aging starting for 2010 Jan 1'st... future lo India veli podham anukuna... leka veele gentesina mana 401K loni money ki 10% penalty katakunda coosukovadaniki
naku 401k plan ee ledu.. emaina tappu chestunnana.. roth IRA start cheyadam manchidi antavaa.. nee exp tho retirement ki ela plan cheyalo kootanta cheppu plzz |
   
Idle_yzag
Megastar Username: Idle_yzag
Post Number: 29637 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:51 pm: |
    |
Onlytruth:to do list
kids tho idhi tappadhu, free time vunte vallatho gadipestham and vallu vunte planned ga avavu, u shud keep on postpone and at somepoint u slip things  RahulGandhi/JP/Chiru |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 75488 Registered: 01-2007 Posted From: 67.159.44.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:48 pm: |
    |
i hurted mama.. oka movie ki veldaam ante post ki reply ivvu kani.. >> shakthi release ki meet autanu...naku gurthu ledhu which post u are talking abt....short term mid term long term annni terms memory loss vachindhi...intaku mundhu la kakunda to do list save jeyyalsi vostandi rakarakaala ongoing things madhyana  |
   
Scallion
Side Hero Username: Scallion
Post Number: 7003 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:44 pm: |
    |
Kalki2011:Direct debit pettala ROTH loki??
akara ledhu, mali manaki endhuku time dandaga... aa time lo manchiga nalugu posts vesuko vachuga ani kavi bavam Jai NTR, Jai Jai TDP |
   
Scallion
Side Hero Username: Scallion
Post Number: 7002 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:43 pm: |
    |
Bunty717:ante month ki 100 ..yr ki 1200.. daanto eti avutaadi..
dantho emi avadhu... IRA roth account will start aging starting for 2010 Jan 1'st... future lo India veli podham anukuna... leka veele gentesina mana 401K loni money ki 10% penalty katakunda coosukovadaniki Jai NTR, Jai Jai TDP |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 120 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:40 pm: |
    |
Scallion:
Direct debit pettala ROTH loki?? I have opened a ROTH but I am transfering my own money from checking |
   
Scallion
Side Hero Username: Scallion
Post Number: 7001 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:40 pm: |
    |
Kalki2011:Pedda bokka padutundi. Ma company prastutam vunna trend lo seste ma vallu chala mandi ineligible avutaru.literal ga tax oka range lo dobbestadu.
one way is max 401K cut and one of the couple working as consultant with max allowed per diem..... ivi ani chesina 2010 lo 33 bracket ni avoid cheyaleka poyanu.... thu deeni thali sampadinchinadhi anta uncle Sam ki kata tanike sari pothondhi Jai NTR, Jai Jai TDP |
   
Idle_yzag
Megastar Username: Idle_yzag
Post Number: 29636 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:37 pm: |
    |
Bunty717:idly kurrod ki off msg's RE deallings
Idle_yzag:ph number msg pettamante
http://i54.tinypic.com/24z94kn.gif uzeless RahulGandhi/JP/Chiru |
   
Bunty717
Moderator Username: Bunty717
Post Number: 14634 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:37 pm: |
    |
Scallion:ayithe ventane oka IRA roth account kooda open chesi padesi oka $50 per paycheck dantlo padeyatam modhalu petu, migathavi tharvatha choosukovachu
ante month ki 100 ..yr ki 1200.. daanto eti avutaadi.. |
   
Bunty717
Moderator Username: Bunty717
Post Number: 14633 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:35 pm: |
    |
Onlytruth:petti vaaram ayyindhi...offline msgs nuvvu dobbedite nenem jesedhi ? malli pampista chudu....
i hurted mama.. oka movie ki veldaam ante post ki reply ivvu kani.. idly kurrod ki off msg's RE deallings.. chass |
   
Scallion
Side Hero Username: Scallion
Post Number: 6999 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:35 pm: |
    |
Onlytruth:
ayithe ventane oka IRA roth account kooda open chesi padesi oka $50 per paycheck dantlo padeyatam modhalu petu, migathavi tharvatha choosukovachu Jai NTR, Jai Jai TDP |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 119 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:35 pm: |
    |
Bunty717: seriously unte emi avutundi adi adv naa roth ira ki
Pedda bokka padutundi. Ma company prastutam vunna trend lo seste ma vallu chala mandi ineligible avutaru.literal ga tax oka range lo dobbestadu. |
   
Bunty717
Moderator Username: Bunty717
Post Number: 14631 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:32 pm: |
    |
Scallion:okati chepu nee Sal + bonus 122K kante ekuva undha
seriously unte emi avutundi adi adv naa roth ira ki |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 75485 Registered: 01-2007 Posted From: 67.159.44.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:32 pm: |
    |
ph number msg pettamante piskuntav yenti, nen yemina ammai number adigana? >> petti vaaram ayyindhi...offline msgs nuvvu dobbedite nenem jesedhi ? malli pampista chudu.... >>> Sal + bonus 122K kante ekuva undha >>> adagaala endi ee q ? NO |
   
Idle_yzag
Megastar Username: Idle_yzag
Post Number: 29635 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:30 pm: |
    |
Onlytruth:
ph number msg pettamante piskuntav yenti, nen yemina ammai number adigana? http://i54.tinypic.com/24z94kn.gif RahulGandhi/JP/Chiru |
   
Scallion
Side Hero Username: Scallion
Post Number: 6997 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:29 pm: |
    |
Onlytruth:
okati chepu nee Sal + bonus 122K kante ekuva undha Jai NTR, Jai Jai TDP |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 75484 Registered: 01-2007 Posted From: 67.159.44.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:26 pm: |
    |
Nuvu common man endhi OT, nuvu CCDB legend vi kada >>
ccdb legend status oka poota burger konisthaada ? NO naa ! |
   
Scallion
Side Hero Username: Scallion
Post Number: 6995 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:23 pm: |
    |
Onlytruth:mana lanti commonman ki edhi better ?
Nuvu common man endhi OT, nuvu CCDB legend vi kada Jai NTR, Jai Jai TDP |
   
Onlytruth
Legend Username: Onlytruth
Post Number: 75483 Registered: 01-2007 Posted From: 67.159.44.97
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 04:20 pm: |
    |
401K okkate telusu....maa 401K service provider Transamerica vaadu meetings lo ROth IRA gurinchi cheppeppudu aa meetings lo DBing jesukuntu sarigga vinaledhu....evaraina neat ga cheppandi IRA enti ? ROTH IRA enti ? 401k tho compare jesthe vatiki advantages enti ? disadvantages enti ? mana lanti commonman ki edhi better ? |
   
Maverick
Megastar Username: Maverick
Post Number: 25214 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:56 pm: |
    |
aa ira to roth ira eppudina cheyyacha in future? or as some one said ee year ee oppukuntara? i am refering to this stmt ">>conversion from IRA to Roth is only valid for last year and this year anukunta " |
   
Maverick
Megastar Username: Maverick
Post Number: 25213 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:55 pm: |
    |
>>Open nondeductable IRA ante regular IRA ne kada? or is it different? already IRA okati undi..so adi convert cheyyacaha roth ki? |
   
Scallion
Side Hero Username: Scallion
Post Number: 6994 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:48 pm: |
    |
Crazy:Open nondeductable IRA and convert to ROTH ... this can be done this year with out any issues
That is what all this thread is about Jai NTR, Jai Jai TDP |
   
Scallion
Side Hero Username: Scallion
Post Number: 6993 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:47 pm: |
    |
Kalki2011:Including bonus a leka bonus lekunda na? 116k ante emi saripotundi
Single ayithe 122000 Jai NTR, Jai Jai TDP |
   
Crazy
Junior Artist Username: Crazy
Post Number: 5 Registered: 02-2011 Posted From: 198.241.217.15
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:47 pm: |
    |
Scallion:
There is another way to do ROTH if you are not direclty eligible to do ROTH because of high income limits Open nondeductable IRA and convert to ROTH ... this can be done this year with out any issues |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 118 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:47 pm: |
    |
Scallion:My bad 2011 Roth IRA Limits prakaram it is 1,79,000
sounds good then. |
   
Scallion
Side Hero Username: Scallion
Post Number: 6992 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:46 pm: |
    |
Kalki2011:Including bonus a leka bonus lekunda na? 116k ante emi saripotundi
My bad 2011 Roth IRA Limits prakaram it is 1,79,000 Jai NTR, Jai Jai TDP |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 117 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:42 pm: |
    |
Scallion:You may not be eligible to open a Roth IRA if your income is more than $116,000 for single filers and $169,000 for married and joint filers.
Including bonus a leka bonus lekunda na? 116k ante emi saripotundi |
   
Crazy
Junior Artist Username: Crazy
Post Number: 4 Registered: 02-2011 Posted From: 198.241.217.15
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:41 pm: |
    |
Maverick:
For any tax year 100K AGI income kanna thakkuva vunte eppudanna cheyyachu more than 100k AGI vunte only this year you can do the conversion and tax ni you can spread out to this year and next year ... 50 % ippudu tax katti next year rest kattachu |
   
Maverick
Megastar Username: Maverick
Post Number: 25212 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:37 pm: |
    |
>>You may not be eligible to open a Roth IRA if your income is more than $116,000 for single filers and $169,000 for married and joint filers. idi relaxed chesaru ani chadiva? is this still the limit?.. |
   
Scallion
Side Hero Username: Scallion
Post Number: 6991 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:36 pm: |
    |
Hero:why ..ee rule 2008 lo tisesaru kada ? now u can directly roll 401k to a Roth IRA
2008 and 2009, One is permitted to directly roll over/convert a 401(k) into a Roth IRA not any more I believe Jai NTR, Jai Jai TDP |
   
Dreamcatcher
Comedian Username: Dreamcatcher
Post Number: 1346 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:35 pm: |
    |
Tammullu, teese mundu okka saari mee cpa lani consult cheyyandi. teeste, ippudu meeru higher tax bracket lo padataaru, since this adds to your current income. consider that as well. IRA/ROTH IRA is all legislation mandated, 401(k) to ROTH IRA conversion kooda. Ivi anni congress recent years lo bills pass chesi create chesinavi. I think they have expiration dates. Definite ga extend chestaaru, but still, that is something we should know. |
   
Scallion
Side Hero Username: Scallion
Post Number: 6990 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:34 pm: |
    |
You may not be eligible to open a Roth IRA if your income is more than $116,000 for single filers and $169,000 for married and joint filers. Jai NTR, Jai Jai TDP |
   
Hero
Comedian Username: Hero
Post Number: 1523 Registered: 09-2009 Posted From: 63.170.23.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:29 pm: |
    |
Scallion:Direct ga ila cheyatam is not possible....
why ..ee rule 2008 lo tisesaru kada ? now u can directly roll 401k to a Roth IRA |
   
2009
Junior Artist Username: 2009
Post Number: 268 Registered: 07-2008 Posted From: 96.18.241.67
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:28 pm: |
    |
my 401k is with schwab schwab lone Roth IRA acct open chesukuntey better aa?? as I am a member already any suggestions for ROTH IRA accts? to go with |
   
Maverick
Megastar Username: Maverick
Post Number: 25211 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:28 pm: |
    |
>>conversion from IRA to Roth is only valid for last year and this year anukunta ante next year nunchi convert cheyyalema?any official links? oksari convert cheste aa channel establish avutunda for future conversions? |
   
Indiarocks
Side Hero Username: Indiarocks
Post Number: 6575 Registered: 09-2008 Posted From: 207.141.5.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:25 pm: |
    |
Scallion:brother inko china suggestion is... (20K - tax) after 5 years Roth lo some x $ ayithundhi anukundham... danikante ivala bayataku teeseci stocks lo correct ga invest chesthe gain will be more and because of long standing you will just pay lower capital gains
stocks lo invest cheyadaniki Roth nundi baitiki theeyadam enduku? Ippudu mana 401k oka company manage chestadu, like vanguard, Roth ki move cheste vaade manage cheyada? Sorry, naaku ROth gurinchi ABCD lu teliyavu. |
   
Scallion
Side Hero Username: Scallion
Post Number: 6988 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:24 pm: |
    |
Rk9:401K to Roth IRA auntunnaru
Direct ga ila cheyatam is not possible....
Rk9:401K to IRA to Roth IRA auntunanru
This is the only possible option to transfer funds from 401 to Roth IRA Jai NTR, Jai Jai TDP |
   
Idle_yzag
Megastar Username: Idle_yzag
Post Number: 29631 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:24 pm: |
    |
Indiarocks:5yrs taruvatha enduku transfer cheyadam, ivale cheyachu kada? Ivala mee account lo 20k undi adi transfer cheste, 20k meeda tax pay chestaru.
ippudu high slab lo vuntam kada, these tappudu every yr koncham thestham kada neglible tax paduthundi, say 20% every yr RahulGandhi/JP/Chiru |
   
Scallion
Side Hero Username: Scallion
Post Number: 6987 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:23 pm: |
    |
Indiarocks:
brother inko china suggestion is... (20K - tax) after 5 years Roth lo some x $ ayithundhi anukundham... danikante ivala bayataku teeseci stocks lo correct ga invest chesthe gain will be more and because of long standing you will just pay lower capital gains Jai NTR, Jai Jai TDP |
   
Rk9
Comedian Username: Rk9
Post Number: 1179 Registered: 10-2009 Posted From: 65.198.207.82
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:20 pm: |
    |
Scallion:
401K to Roth IRA auntunnaru again 401K to IRA to Roth IRA auntunanru konchem clear ga cheppandi |
   
Indiarocks
Side Hero Username: Indiarocks
Post Number: 6573 Registered: 09-2008 Posted From: 207.141.5.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:20 pm: |
    |
Scallion:
Bro, from what you said, why will anybody keep their money in 401k? Ivala unna money kante, repu undaboye money ekkuva annadi common expectation kada, coz we invest that money. Ee ITA enti? |
   
Dreamcatcher
Comedian Username: Dreamcatcher
Post Number: 1345 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:19 pm: |
    |
Indiarocks:Read as 80k meeda tax pay cheyali
Roth IRA concept is, you invest today after taxes and earn everything tax free. so what you made out of 20K (you after tax contribution) can be withdrawn in the future tax free. |
   
Crazy
Junior Artist Username: Crazy
Post Number: 3 Registered: 02-2011 Posted From: 198.241.217.15
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:19 pm: |
    |
conversion from IRA to Roth is only valid for last year and this year anukunta |
   
Scallion
Side Hero Username: Scallion
Post Number: 6986 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:19 pm: |
    |
Indiarocks:5yrs taruvatha enduku transfer cheyadam, ivale cheyachu kada? Ivala mee account lo 20k undi adi transfer cheste, 20k meeda tax pay chestaru. After 5yrs adey 20k, 80k ayyi, appudu 60k meeda tax pay cheyali.
You are exactly correct... Jai NTR, Jai Jai TDP |
   
Indiarocks
Side Hero Username: Indiarocks
Post Number: 6571 Registered: 09-2008 Posted From: 207.141.5.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:17 pm: |
    |
Indiarocks:After 5yrs adey 20k, 80k ayyi, appudu 60k meeda tax pay cheyali.
Read as 80k meeda tax pay cheyali |
   
Indiarocks
Side Hero Username: Indiarocks
Post Number: 6570 Registered: 09-2008 Posted From: 207.141.5.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:16 pm: |
    |
Idle_yzag:
5yrs taruvatha enduku transfer cheyadam, ivale cheyachu kada? Ivala mee account lo 20k undi adi transfer cheste, 20k meeda tax pay chestaru. After 5yrs adey 20k, 80k ayyi, appudu 60k meeda tax pay cheyali. SCallion bro plz correct me. Inkoti ee ITA enti, direct gaa 401k to roth cheyalema? |
   
Scallion
Side Hero Username: Scallion
Post Number: 6985 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:13 pm: |
    |
Idle_yzag:
yes Jai NTR, Jai Jai TDP |
   
Idle_yzag
Megastar Username: Idle_yzag
Post Number: 29629 Registered: 02-2008 Posted From: 198.80.144.187
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 03:08 pm: |
    |
Scallion:
say I have 30K in 401k now, After 5 yrs this will become 80k (with my, employer, MF value increase), option1: After 5 yrs if I want to goback india or appudu withdraw cheyali ante 1. 10% of 80k = 8k 2. ~25%tax of 80k = 20k Total 28k pay cheyali option2: 1. today we open roth IRA and contribute every month 10$ from ur payseck 2. After 5 yrs transfer all 80k from 401k in to Roth IRA 3. then you will pay only 25% of 80k = 20k inthena theory? RahulGandhi/JP/Chiru |
   
Crazy
Junior Artist Username: Crazy
Post Number: 2 Registered: 02-2011 Posted From: 198.241.217.15
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:57 pm: |
    |
After 5 years youc an take only principal with out any penalty but earnings 591/2 varaku theyyakudadhu. thesthe dhaniki penalty and tax kattali |
   
Indiarocks
Side Hero Username: Indiarocks
Post Number: 6569 Registered: 09-2008 Posted From: 207.141.5.253
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:53 pm: |
    |
Scallion:and one more benefit, ivala 10K move chesthunaru anukondi mee tax rate prakaram oka 3K tax kadatharu... oka 5 years tharavatha let us assume mee 10K in 401 15K ayindhi ani apudu move chesthe 4.5K tax kadatharu, so aa rakam ga kuda benefit
Ee point chooste ROTH loki move cheyakunda evaru kooda uncharu anipistundi. Today, or later, we have to pay taxes kada? |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 116 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:37 pm: |
    |
One More Question. I opted some funds for investing my 401K money. When I feel like Market is not doing well, Can I take my money off and Invest that on bonds? Endukante I changed my distribution from one fund to an other. But my acct still says I have few shares of that old fund. |
   
Scallion
Side Hero Username: Scallion
Post Number: 6982 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:32 pm: |
    |
Maverick:ippudu roth open chesi 401k nunchi move cheste daniki..wait period 5 yrs.. next year 401k contribution ni malla same roth ki move cheste??
First contribution nunchi 5 years... so nee next year danini kuda 2016 lo thesukovachu Jai NTR, Jai Jai TDP |
   
Maverick
Megastar Username: Maverick
Post Number: 25209 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:29 pm: |
    |
ippudu roth open chesi 401k nunchi move cheste daniki..wait period 5 yrs.. next year 401k contribution ni malla same roth ki move cheste?? |
   
Scallion
Side Hero Username: Scallion
Post Number: 6981 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:27 pm: |
    |
Kalki2011:I opened my ROTH IRA on Feb26th so Can I take my money off by 2016?
that is true Jai NTR, Jai Jai TDP |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 115 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:26 pm: |
    |
Maverick:also ira catch up laa 401k catchup cheyyacha for 2010 before april 15?
Naku telsi no you can catchup the amt before Dec31st anukuntunna. |
   
Scallion
Side Hero Username: Scallion
Post Number: 6980 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:26 pm: |
    |
Maverick:thx, and also if anyone has plans to move back to india, eppudina jan lo move aite, when u file taxes for the next year for jan, ur income will be dead low and u can reduce ur tax % also
to be more specific you should move after having at least one paycheck for that year.... leka pothe stranded deductions ki eligibility undadhu Jai NTR, Jai Jai TDP |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 114 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:25 pm: |
    |
Maverick:ante? if i move now 10k, do trading and make it 20k, i will be still taxed only for 10k?
When you move 10k you pay interest for 10K, if your 10k becomes 50K then there is no need to pay any tax. |
   
Maverick
Megastar Username: Maverick
Post Number: 25207 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:25 pm: |
    |
also ira catch up laa 401k catchup cheyyacha for 2010 before april 15? |
   
Maverick
Megastar Username: Maverick
Post Number: 25206 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:24 pm: |
    |
>>roth IRA ki move ayina mee amount 5 years lo grow aye dhani meedha kuda tax kataru ante? if i move now 10k, do trading and make it 20k, i will be still taxed only for 10k? |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 113 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:24 pm: |
    |
Scallion: The five year clock begins on January 1st of the tax year of your first contribution
I opened my ROTH IRA on Feb26th so Can I take my money off by 2016? |
   
Maverick
Megastar Username: Maverick
Post Number: 25205 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:23 pm: |
    |
thx, and also if anyone has plans to move back to india, eppudina jan lo move aite, when u file taxes for the next year for jan, ur income will be dead low and u can reduce ur tax % also |
   
Scallion
Side Hero Username: Scallion
Post Number: 6978 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:19 pm: |
    |
Maverick:ira to roth ira tax kattali kada..wats the advntg? just pentalty avoiding kosama?
Scallion:and one more benefit, ivala 10K move chesthunaru anukondi mee tax rate prakaram oka 3K tax kadatharu... oka 5 years tharavatha let us assume mee 10K in 401 15K ayindhi ani apudu move chesthe 4.5K tax kadatharu, so aa rakam ga kuda benefit
roth IRA ki move ayina mee amount 5 years lo grow aye dhani meedha kuda tax kataru Jai NTR, Jai Jai TDP |
   
Scallion
Side Hero Username: Scallion
Post Number: 6977 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:16 pm: |
    |
Kalki2011:Can I maintain a ROTH IRA without doing any trades? Justing keeping the account open?
That is possible, but you need to pay to maintain your account... my option will be keeping a samll amount rather than paying them fee Jai NTR, Jai Jai TDP |
   
Scallion
Side Hero Username: Scallion
Post Number: 6976 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:10 pm: |
    |
Kalki2011:cool. I never knew that you ROTH IRA must be 5yrs old to take the money without penality.
The five year clock begins on January 1st of the tax year of your first contribution Jai NTR, Jai Jai TDP |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 112 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 02:04 pm: |
    |
Maverick:
If I have 10k in my account I will get 6k when I withdraw it. So moving from 401k to IRA to ROTH saves me 1K. |
   
Maverick
Megastar Username: Maverick
Post Number: 25204 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 01:58 pm: |
    |
ira to roth ira tax kattali kada..wats the advntg? just pentalty avoiding kosama? |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 111 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 01:54 pm: |
    |
Scallion:
cool. I never knew that you ROTH IRA must be 5yrs old to take the money without penality. Can I maintain a ROTH IRA without doing any trades? Justing keeping the account open? |
   
Scallion
Side Hero Username: Scallion
Post Number: 6975 Registered: 05-2009 Posted From: 206.123.17.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 01:53 pm: |
    |
Kalki2011:So nenu 401K to IRA ki change chesi can I move to ROTH IRA( I know ROTH IRA is after tax) and take the money with out penality once my ROTH is 5 years old?
Exactly... 10% avoid cheyavachu.... and one more benefit, ivala 10K move chesthunaru anukondi mee tax rate prakaram oka 3K tax kadatharu... oka 5 years tharavatha let us assume mee 10K in 401 15K ayindhi ani apudu move chesthe 4.5K tax kadatharu, so aa rakam ga kuda benefit Jai NTR, Jai Jai TDP |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 110 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 01:51 pm: |
    |
bump for scallion |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 109 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 01:48 pm: |
    |
Also I opted for aggressive US shares funds as I think the market will be pretty good this year. |
   
Kalki2011
Junior Artist Username: Kalki2011
Post Number: 108 Registered: 02-2011 Posted From: 66.193.93.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, March 01, 2011 - 01:45 pm: |
    |
scallion I need some info on 4o1k to ira to roth IRA a roju meeru vesina thread meda konni questions vunnai. I have set up a maxm limit for my 401K, The only reason i opted for 401K is to get some tax benefits. Oka range lo dobbestunnadu taxes asalu.employer match is 5% so tesukunna inka. I opened a ROTH IRA through Zecco. I need to pay 30$ maintenance fee for Zecco per year as I stopped trading now. So nenu 401K to IRA ki change chesi can I move to ROTH IRA( I know ROTH IRA is after tax) and take the money with out penality once my ROTH is 5 years old? |