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Basky_indya
Megastar Username: Basky_indya
Post Number: 22548 Registered: 10-2007 Posted From: 72.181.54.77
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:55 pm: |
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Bunty717:ippudu manam oak50k ind send chesi unte.. aa 50K techukovochaa
Double tax avoidance treaty is applicable between india and usa. edho konni FORMS vuntai india side as well as usa side, thru that its possible. oka chota Tax kadithey, basical ga rendo sari kattakarledu. kRUshITHO nAsthee dURbhikSHAM |
   
Maverick
Megastar Username: Maverick
Post Number: 24294 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:54 pm: |
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bunty there area health benefits to cutting down starbucks and eating less outside. don;t spend anatam kante spend wisely is the key. daily 5$ starbucks save cheste 2 months lo oka ps3 konacchu and u get health benefits too. adannamaata. |
   
Guttonkay
Side Hero Username: Guttonkay
Post Number: 7946 Registered: 05-2008 Posted From: 148.87.1.167
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:52 pm: |
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Bunty717:idi mari milatry dicipline laaga undi..seriously ila chete enta save cheyochu per month max 100 so yr ki 1200..ee 1200 kosam..yr anta ive lines lo thinking chestu unte.. KF chepinannatu.. after some yrs manadaggara money unna spend cheyalem .. pratidi sacrifise chedam ani chustaam..deeni badulu. how to earn more ani thinking cheste.. atleat oka 10 times ekkuva earn cheyochu
I am not saying everyone do it that way, I am just giving ideas. naku ala chese scene vunte ee patiki chala vandalu save chesi vunta kada It's all about prudent savings. nenu coupons cut chesta use cheyyanu. I know people who are religious about them. manaki enduku chetakadu vallala vundadam ani eppudu anukuntanu. one of my colleagues almost everyday lunch techukuntaru. chala careful ga spend chestaru. ayana it avida edo chinna vudyogam. they put two kids thro college and now they are almost debt free. ala ani life emi waste ayipoledu valladi. They ahve been to almost every national park in the country, to hawaii, to alaska, to bahamas, UK, europe and so on. Like I said it's all about prudent spendng, saving wisely in order to enjoy life. meeru annatlu how to earn more is the key. adi kooda teliyadu naku. everytime I see a board that stays stuff envelops at home, earn thousands, I think damn, i need to quit the db and start stuffing envelops  I always shoot for the moon. I miss. But, I am happy that I am still amongst the stars. |
   
Andhrawala
Side Hero Username: Andhrawala
Post Number: 5135 Registered: 03-2008 Posted From: 192.58.204.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:52 pm: |
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RS Thammi, Repatriation is allowed upto US dollars 1 million per calendar year for any purpose from the balances in NRO accounts subject to payment of applicable taxes. The limit of US dollars 1 million includes sale proceeds of immovable properties held by NRIs/PIOs for a period of 10 years. In case a property is sold after being held for less than 10 years, remittance can be made if the sale proceeds have been held by the NRI/PIO for the balance period. If you have NRE account, then both the principal and interest are repatriable. Q. Can sale proceeds of such property if and when sold be remitted out of India? Ans. They may repatriate sale proceeds of immovable property acquired in India to the extent of repatriable funds used for acquiring the property, without any lock in period, upto two residential properties. The balance amount will be repatriable through NRO account subject to conditions applicable for repatriation of balances from NRO accounts already mentioned. See the note from RBI http://rbidocs.rbi.org.in/rdocs/notification/PDFs/36175.pdf& sa=U&ei=nL5BTY2AMY7UgAeq1Li4AQ&ved=0CAwQFjAA&usg=AFQjCNFpArH kK2nipqZji2ccSvgK8LTwfw |
   
Guriginja
Hero Username: Guriginja
Post Number: 15166 Registered: 02-2008 Posted From: 72.162.28.6
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:50 pm: |
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dabbu vunnodiki yetta dachukovalo godava...lenodiki yebadha ledhu...appudappudu bayam vesthundanuko..for suppose..what next ani. JOHAR YSR.....YSR AMAR RAHE |
   
Bunty717
Hero Username: Bunty717
Post Number: 14122 Registered: 02-2008 Posted From: 24.228.89.76
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:50 pm: |
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Basky_indya:Rising, it depends on which account-status you are maintaining in india. if you put into NRE/NRO/Domestic. ila . Konni Accounts loki poyina money CANNoT-COME-BACK. Konni accounts CAN come Back.
tisukuravadam gurinchi OK.. malli tax pay cheyalaa or.. ippudu manam oak50k ind send chesi unte.. aa 50K techukovochaa 2004 ..2009 |
   
Basky_indya
Megastar Username: Basky_indya
Post Number: 22545 Registered: 10-2007 Posted From: 72.181.54.77
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:47 pm: |
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Risingstar:nenu ICICI Money 2 India thru pampina daantloo oka 50k enakki thechukovacha legal gaa?
Rising, it depends on which account-status you are maintaining in india. if you put into NRE/NRO/Domestic. ila . Konni Accounts loki poyina money CANNoT-COME-BACK. Konni accounts CAN come Back. kRUshITHO nAsthee dURbhikSHAM |
   
Pomegranate_life
Comedian Username: Pomegranate_life
Post Number: 1713 Registered: 07-2010 Posted From: 32.97.110.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:46 pm: |
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Bunty717:vonkai chepinina point eti ante.. do what you need ..not what you want.. wants chala untayyi.. control chesukovali ani...
ade enduku?
Maverick:I don't think anyone really craves for a starbucks coffee daily..
I guess you haven't met ALL the 5 million starbucks customers that visit on a daily basis. |
   
Guttonkay
Side Hero Username: Guttonkay
Post Number: 7945 Registered: 05-2008 Posted From: 148.87.1.167
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:46 pm: |
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Pomegranate_life:Why are we earning if are not able to eat and drink what we want?
KADA! Thread is about financial disciplines, savings, reducing expenses. ee thread lo ila starbucks overburnt overpriced coffee tagutanu, roju steak tintanu but i want 95% of my paycheck to go to savings ante evaro cheppinatlu you have to earn 250k an year. Btw, I saw a CNBC story on starbucks. Apparently they have per cup they make 40 or 50% profit. I don't remember the exact numbers. Like I said everyone's mileage varies. If one wants to save they have to think thro their expenses. Btw, while I call starbucks coffee overpriced, overburnt yuppystuff there are people who call it orgs.inmouth *rolling eyes* I always shoot for the moon. I miss. But, I am happy that I am still amongst the stars. |
   
Emc2
Comedian Username: Emc2
Post Number: 1792 Registered: 03-2008 Posted From: 199.107.16.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:45 pm: |
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Risingstar:
upto $100K/year is allowed,you don't have to answer to RBI if it is below 100K. teesukuravadam kuda same as you are sending it from here. |
   
Emc2
Comedian Username: Emc2
Post Number: 1791 Registered: 03-2008 Posted From: 199.107.16.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:44 pm: |
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Hero:
long term ayina india lo SBI or postal are safe. ikkada ayite buy bonds or invest in emerging markets 13% return over all. |
   
Andhrawala
Side Hero Username: Andhrawala
Post Number: 5134 Registered: 03-2008 Posted From: 192.58.204.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:44 pm: |
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Risingstar:NIjama? Are you sure?
Thevocchu kaani problem ekkada vasthundhi antee say u send 100K to India to buy land. 40 lakhs tho investment. u buy land with 40 lakhs. but reg. value is 25lakhs. few years later us ell it for 80 K. reg value is 40 lakhs. so white lo vunna dabbu theesukuraavocchu kaani balck lo vunnadhi kattam |
   
Risingstar
Megastar Username: Risingstar
Post Number: 20335 Registered: 08-2008 Posted From: 68.87.100.242
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:43 pm: |
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interesting........... nenu ICICI Money 2 India thru pampina daantloo oka 50k enakki thechukovacha legal gaa? house konalanukunnappudu ee money down payment kinda kattacha? what is the process for that? |
   
Bunty717
Hero Username: Bunty717
Post Number: 14120 Registered: 02-2008 Posted From: 24.228.89.76
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:42 pm: |
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Pomegranate_life:Why are we earning if are not able to eat and drink what we want?
vonkai chepinina point eti ante.. do what you need ..not what you want.. wants chala untayyi.. control chesukovali ani... roju paradise biriyani tinte baguntaadi.. kani avasarae fewma ani thinking chesi.. wend ki set chesukunte.. 6 days biriyani paisal saving kada.. she has a point kani implement cheyadam chala kastam.. may be few weeks or months cheyochu.. taravatha cheyalem 2004 ..2009 |
   
Andhrawala
Side Hero Username: Andhrawala
Post Number: 5133 Registered: 03-2008 Posted From: 192.58.204.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:41 pm: |
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Bunty717:KF chepinannatu.. after some yrs manadaggara money unna spend cheyalem .. pratidi sacrifise chedam ani chustaam..deeni badulu. how to earn more ani thinking cheste.. atleat oka 10 times ekkuva earn cheyochu idi naa thinking.. I may be wrong kadu.. I'm almost wrong avochu.. naku financial dicipline asalu ledu..
Both True and False. Save cheyatam anedhi (konthavaraku) nee chethilo vundhi. Entha sampadinchaali anedhi bahusaa mana chethilo vudnakapovacchu. Also Everyday is not rainyday ani repu ela vuntundho cheppalemu. Plus kids pedayekaa vaala studies ki manam financial gaa soosukovaali. see we may work for 60 years and say one may live upto 80-90 years.a a time lo financial gaa evvari meedha depend/burden kaakudnaa vundelaa soosukovaaali |
   
Basky_indya
Megastar Username: Basky_indya
Post Number: 22544 Registered: 10-2007 Posted From: 72.181.54.77
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:41 pm: |
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Risingstar:NIjama? Are you sure?
Legal movement. india-usa-india-usa etc is allowed by RBI. just Max Limits vunnai anthey kRUshITHO nAsthee dURbhikSHAM |
   
Oohlala
Junior Artist Username: Oohlala
Post Number: 599 Registered: 09-2008 Posted From: 64.102.254.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:40 pm: |
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Risingstar:
yes you can |
   
Maverick
Megastar Username: Maverick
Post Number: 24290 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:40 pm: |
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>>what we want? I don't think anyone really craves for a starbucks coffee daily.. |
   
Hero
Comedian Username: Hero
Post Number: 1239 Registered: 09-2009 Posted From: 63.170.23.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:40 pm: |
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>>we are getting 8% FD.
8% FD India lo na ...US lo settle ayye plan unte longterm lo india lo investment correct kadu anukotunna. |
   
Pomegranate_life
Comedian Username: Pomegranate_life
Post Number: 1712 Registered: 07-2010 Posted From: 32.97.110.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:38 pm: |
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Guttonkay:-Do I need to drink coffee from starbucks everyday -Do I really need to each lunch in the cafetaria everyday -Can I buy storebrand instead of brand name stuff -Am I eating takeout way too many times
Why are we earning if are not able to eat and drink what we want? |
   
Risingstar
Megastar Username: Risingstar
Post Number: 20334 Registered: 08-2008 Posted From: 68.87.100.242
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:38 pm: |
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Andhrawala: Ikkadnunchi legal gaa pampinchinattaithe u can bring the amt legally by paying the appropr conversion price for USD
NIjama? Are you sure? |
   
Bunty717
Hero Username: Bunty717
Post Number: 14119 Registered: 02-2008 Posted From: 24.228.89.76
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:37 pm: |
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Guttonkay:Ikapote expenses. nijam ga tagginchali expenses anukunte everyone has to think along these lines at least 2 times a week -Do I need to drink coffee from starbucks everyday -Do I really need to each lunch in the cafetaria everyday -Can I buy storebrand instead of brand name stuff -Am I eating takeout way too many times -Can I set the thermostat to 65 in winter and 86 in summer -If it's too cold can I wear a sweater and socks instead of amping up the thermostat and may be buy a small space heater. For summer buy a pedestal fan - Last but not the least do I need spend endlessly on things I probably don't even NEED when half the population of the world don't even have a meal a day
idi mari milatry dicipline laaga undi..seriously ila chete enta save cheyochu per month max 100 so yr ki 1200..ee 1200 kosam..yr anta ive lines lo thinking chestu unte.. KF chepinannatu.. after some yrs manadaggara money unna spend cheyalem .. pratidi sacrifise chedam ani chustaam..deeni badulu. how to earn more ani thinking cheste.. atleat oka 10 times ekkuva earn cheyochu idi naa thinking.. I may be wrong kadu.. I'm almost wrong avochu.. naku financial dicipline asalu ledu.. 2004 ..2009 |
   
Emc2
Comedian Username: Emc2
Post Number: 1789 Registered: 03-2008 Posted From: 199.107.16.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:33 pm: |
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Hero:
market slump undi plus when we are getting 4 to 5% rate and ade money out side ekkadina pedite atleast we are getting 8% FD. i think its depends on how much interest rate you are paying on your mortgage. i am paying 4% 30yrs fixed.so naku feasible anipinchaledu thondaraga pay cheyadam. Any thoughts? |
   
Andhrawala
Side Hero Username: Andhrawala
Post Number: 5132 Registered: 03-2008 Posted From: 192.58.204.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:31 pm: |
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Guru:india nunchy malli ikkadiki tevadam ela?? i mean pedda amounts?
Million dollar question. Ippati daaka US to India pampinchina Indians lo at the max 1% back thechukoni vuntaaaru. How to bring large amounts antee - Deposit the money in India Bank which gives International Debit card. Us e that for day 2 day expenses here. so Ippudu mana credit card bill avgnaa 2-3K anuko one year lo u can use upto 36K - Buy Gold and bring it here - Ikkadnunchi legal gaa pampinchinattaithe u can bring the amt legally by paying the appropr conversion price for USD - Lekapothe manam Hawala way lo India pampaali anukune janalaki dabbu ichi dollars ikkada theesukocchu |
   
Guttonkay
Side Hero Username: Guttonkay
Post Number: 7942 Registered: 05-2008 Posted From: 148.87.1.167
Rating:  Votes: 5 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:29 pm: |
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Bunty717:US lo exps poyi migilindi savings lo esukovochu.. firstee savings lo esukunte buvva ela tintaaru.. ikkada anni fixed kada
ala anukunte entho discipline vunte tappa save cheyalem bro. For eg most of us use credit card for everything and pay off the balance at the end of the month. If you are the kind who doesn't wonder why the credit bill is not going down and just pay off from ur bank account then you will never be able to move money from s to c. Ikapote expenses. nijam ga tagginchali expenses anukunte everyone has to think along these lines at least 2 times a week -Do I need to drink coffee from starbucks everyday -Do I really need to each lunch in the cafetaria everyday -Can I buy storebrand instead of brand name stuff -Am I eating takeout way too many times -Can I set the thermostat to 65 in winter and 86 in summer -If it's too cold can I wear a sweater and socks instead of amping up the thermostat and may be buy a small space heater. For summer buy a pedestal fan - Last but not the least do I need spend endlessly on things I probably don't even NEED when half the population of the world don't even have a meal a day Everyone's mileage varies, but if saving or reducing expenses is the goal, then burraki padunu pettali vuttine wallet open cheyakunda  I always shoot for the moon. I miss. But, I am happy that I am still amongst the stars. |
   
Hero
Comedian Username: Hero
Post Number: 1238 Registered: 09-2009 Posted From: 63.170.23.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:29 pm: |
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Emc2:is not advisable if you are getting more returns out side.
EMC ..house payment tondaraga pay cheyatam correct decision anukotunna,, where you getting more returns these days ? pay chesina taruvata u can start investing ? |
   
Bunty717
Hero Username: Bunty717
Post Number: 14118 Registered: 02-2008 Posted From: 24.228.89.76
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:22 pm: |
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US lo exps poyi migilindi savings lo esukovochu.. firstee savings lo esukunte buvva ela tintaaru.. ikkada anni fixed kada rent,cell,utiliteis,school,car ins,car payments.. ivi 80% of our exps..veetilo save ela chestaru.. comedy kakapothe.. yeah.. hyder laaga 400K voste.. oka 350 savings lo esi 50 tho manage cheyochu.. 2004 ..2009 |
   
Emc2
Comedian Username: Emc2
Post Number: 1788 Registered: 03-2008 Posted From: 199.107.16.132
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:20 pm: |
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Risingstar:6) Pay off home early
is not advisable if you are getting more returns out side. you are gonna loose tax break and other investment opps. |
   
Pomegranate_life
Comedian Username: Pomegranate_life
Post Number: 1711 Registered: 07-2010 Posted From: 32.97.110.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:16 pm: |
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Guttonkay:Or, edanna manchi software cheppandi.
Quicken or Moneydance |
   
Guru
Comedian Username: Guru
Post Number: 1607 Registered: 05-2009 Posted From: 76.116.171.198
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:12 pm: |
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Maverick:.india toseste better
india nunchy malli ikkadiki tevadam ela?? i mean pedda amounts? |
   
Guru
Comedian Username: Guru
Post Number: 1606 Registered: 05-2009 Posted From: 76.116.171.198
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:12 pm: |
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Guttonkay:using check book forces me to know where I am spending.
try to make all ur purchases and payments using credit cards, it's easier to track and you also get cashback/rewards |
   
Maverick
Megastar Username: Maverick
Post Number: 24285 Registered: 01-2008 Posted From: 204.86.204.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:10 pm: |
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don't keep money in ur bank..if u dont know where to invest for the moment atleast lock it in FD..india toseste better |
   
Guttonkay
Side Hero Username: Guttonkay
Post Number: 7941 Registered: 05-2008 Posted From: 148.87.1.167
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:08 pm: |
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Dreamcatcher:inka checkbooks enti andi?
Pomegranate_life:Fifth element cinema generation lo kooda inka checkbook aa?
using check book forces me to know where I am spending. So, I still use it. Even tho almost everything using electronic payments, I write every single payment from my bank in the checkbook. Excel giksel vadachu kani those things are easy to close and ignore when the task feels boring. checkbook ala kadu kada. I always know that I didn't update the checkbook since 3 weeks kind of thing. adi logic. ippudu meeru jamanalo check book ela manage chese vallo cheppandi. Or, edanna manchi software cheppandi. I always shoot for the moon. I miss. But, I am happy that I am still amongst the stars. |
   
Risingstar
Megastar Username: Risingstar
Post Number: 20331 Registered: 08-2008 Posted From: 68.87.100.242
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:04 pm: |
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Oohlala:Btw, if spending $40 will make you go to the gym often, it is worth it.
last 2 months nunchi ellaledhu  |
   
Pomegranate_life
Comedian Username: Pomegranate_life
Post Number: 1710 Registered: 07-2010 Posted From: 32.97.110.60
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:02 pm: |
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Guttonkay:ippudu checkbook manage cheyadam elano naku cheppandi
Shred cheyali Fifth element cinema generation lo kooda inka checkbook aa? |
   
Okatelugodu
Side Hero Username: Okatelugodu
Post Number: 6400 Registered: 02-2008 Posted From: 192.193.216.219
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:01 pm: |
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Spreadsheets, planning never worked for me. One way to deal with it is desam lo properties kone pani ayithe always push yourself to the limit and keep buying something. Vunna dabbulu konna properties konataniki pothe mana daggara ekkuva vundavu kabatti vunna dantlo adjust avtham without spending unnessasarily. |
   
Jalsa
Moderator Username: Jalsa
Post Number: 15624 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 01:00 pm: |
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Guttonkay:Mall ki velte credit cards intlo petti vellandi. Only 25 dollars cash type lo. Then what u buy will be very limited.
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Guttonkay
Side Hero Username: Guttonkay
Post Number: 7940 Registered: 05-2008 Posted From: 148.87.1.167
Rating:  Votes: 1 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:57 pm: |
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put a portion of ur paycheck in savings by default. Corp -> bank automatic ga vellipovali. If possible make that other account be in a separate than the bank where u have ur regular checking account Make a list of all expenses. Based on that u know how much of ur monthly check u can save. So, make that amount go into savings account every month. 70-30 or 80-20 something like that. You will start slowly but ur goal should be to have savings for at least 6 months of expenses, in case u r out of job or whatever reason When it comes to expenses, try to plan for all big expenses - buying gold, annual vacation, india trip. You will at least how much it may cost and u can see how much of it u can pay for. If possible save for that big expense. Mall ki velte credit cards intlo petti vellandi. Only 25 dollars cash type lo. Then what u buy will be very limited. If I buy something, I have to return something or remove smething from the house and donate it ani pettukondi. That way you will be forced to wonder if you really need that whatever u r buying. Less clutter also. Go to the mall in the evening when u r really tired. You won't be interested in buying. Use firefox with adblock and scriptblock. prati site lo u have to click and allow that site. It takes away the fun of shopping. You will do less online shopping :-) ippudu checkbook manage cheyadam elano naku cheppandi I always shoot for the moon. I miss. But, I am happy that I am still amongst the stars. |
   
Mamamiya786
Side Hero Username: Mamamiya786
Post Number: 7269 Registered: 06-2008 Posted From: 98.66.186.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:55 pm: |
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Der..nuvvu ikkada vunte .nuvvu chese job ento cheppu ... ma abbai ni sadivinchali... Chidl Marriage Bhruna Hatya tho samanam -- vinoba bhave. |
   
Mamamiya786
Side Hero Username: Mamamiya786
Post Number: 7268 Registered: 06-2008 Posted From: 98.66.186.71
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:54 pm: |
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Risingstar:apart complex loo zym ettukuni month ki 40$ kaduthunna... frequent gaa travel chesina miles maintain cheyyyanu...
Gym paisalu eppudu waste kavu ..aprtment gym deniki waste ..unless they have very good stuff. travelling enti annai ..travelling joba? Leka US lo party ni develop cheyadaniki tirugutunnava.. Chidl Marriage Bhruna Hatya tho samanam -- vinoba bhave. |
   
Mamamiya786
Side Hero Username: Mamamiya786
Post Number: 7267 Registered: 06-2008 Posted From: 98.66.186.71
Rating:  Votes: 1 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:51 pm: |
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Politricks: paisal levu s
donga ..anni india lo investments rupena , savings accounts lo vunte ...paisau endukuntai ... Chidl Marriage Bhruna Hatya tho samanam -- vinoba bhave. |
   
Abhysg
Side Hero Username: Abhysg
Post Number: 4389 Registered: 08-2008 Posted From: 71.225.76.156
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:50 pm: |
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join amway ani oka friend seppad..
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Jalsa
Moderator Username: Jalsa
Post Number: 15620 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:48 pm: |
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Mental_sachinodu:one thing i learnt, the busier you are, the lesser the expenditures on unnecessary things.
absolutely. last 3-4 months asalu mall ki ellaledhu. |
   
Mental_sachinodu
Side Hero Username: Mental_sachinodu
Post Number: 4977 Registered: 10-2008 Posted From: 208.85.129.98
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:43 pm: |
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one thing i learnt, the busier you are, the lesser the expenditures on unnecessary things. the world of appearances may or may not be real, or both may and may not be real - or may be indescribable; or may be real and indescribable, or unreal and indescribable; or in the end may be read and unreal and indescribable - its all Syadvada |
   
Abhysg
Side Hero Username: Abhysg
Post Number: 4388 Registered: 08-2008 Posted From: 71.225.76.156
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:42 pm: |
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Politricks:oooo....ee thread naaku kaadu....finance unnodiki descipline naaku yelago paisal levu so no worry!
ponee .. discipline undaa.. 3 pieces salu |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 9073 Registered: 01-2008 Posted From: 98.221.83.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:33 pm: |
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Oohlala:
I wish it is that simple  Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
   
Andhrawala
Side Hero Username: Andhrawala
Post Number: 5129 Registered: 03-2008 Posted From: 192.58.204.226
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:25 pm: |
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Risingstar:ledhu anta annai... iddaram yearly okasari travel chesina aa miles theesukuni manage chesukunte oka domestic travel ticket konukkovachu anta
Takes a Freq. Flier membership for the airline which are travelling. U will get arnd 16K miles. After comming back try taking Credit card which gives arnd 10-15K miles for that Airline and u are all set for free flight tkt |
   
Kadapafan
Side Hero Username: Kadapafan
Post Number: 9760 Registered: 01-2008 Posted From: 81.216.143.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:21 pm: |
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Risingstar:
Savings ante manam kaavalsindi kharchu pedithe migiledi laa undaali kaani. Migiledi set chesukoni kharchu pedithe you cant enjoy your life. Repu musalodayyaka kharchu pettalanna neeku opika undadu. Go to Gym every day to reduce weight Argue with only one (out of Adavi, Sasi, Kaleja etc..,) at a time to reduce BP Continue to permanently ignore Andhrawala Poster of the week to discuss: None (to start good in new year), next week (17th to 24th Jan): Sasi |
   
Oohlala
Junior Artist Username: Oohlala
Post Number: 596 Registered: 09-2008 Posted From: 64.102.254.33
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 12:01 pm: |
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Risingstar:apart complex loo zym ettukuni month ki 40$ kaduthunna
Btw, if spending $40 will make you go to the gym often, it is worth it. |
   
Risingstar
Megastar Username: Risingstar
Post Number: 20329 Registered: 08-2008 Posted From: 68.87.100.242
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:59 am: |
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Politricks:yearly oo paali poye nuvvu, 2 years ki poye nenu miles yenduku le thammi!
ledhu anta annai... iddaram yearly okasari travel chesina aa miles theesukuni manage chesukunte oka domestic travel ticket konukkovachu anta |
   
Oohlala
Junior Artist Username: Oohlala
Post Number: 595 Registered: 09-2008 Posted From: 64.102.254.33
Rating:  Votes: 1 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:59 am: |
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Actually (discretionary) spending meeda control vunte chalu, first step % of salary should go to savings acc and try not to touch it unless in emergency. Month end ki oka sari online payments review chesukunte, needs, savings taruvatha you will know how much you can afford to spend for wants/luxuries.... |
   
Politricks
Side Hero Username: Politricks
Post Number: 9872 Registered: 03-2008 Posted From: 76.120.241.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:57 am: |
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Rising "monna AP annai denkul ettadu baaga...." AP ante B'Lore lo PLOTlu, Bhakarapeta lo MANGO GARDENS, Film Producers tho Meetings ki.....ila monthly travel sesthad.....yearly oo paali poye nuvvu, 2 years ki poye nenu miles yenduku le thammi! |
   
Shikari
Comedian Username: Shikari
Post Number: 1581 Registered: 03-2010 Posted From: 122.169.208.207
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:56 am: |
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naku chaana discipline undhi kani finance asalu ledhu,chuss jeevitham http://i52.tinypic.com/11k81lj.jpg http://i56.tinypic.com/2psggtd.jpg |
   
Risingstar
Megastar Username: Risingstar
Post Number: 20328 Registered: 08-2008 Posted From: 68.87.100.242
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:53 am: |
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Mrhyderabad:400K savings chaala mandini deep gaa touch chesinattundi
savings aa lol.. savings veru discipline veru.. waste expenditure etc gurinchi nenu mattadedhi... apart complex loo zym ettukuni month ki 40$ kaduthunna... frequent gaa travel chesina miles maintain cheyyyanu... monna AP annai denkul ettadu baaga.... |
   
Politricks
Side Hero Username: Politricks
Post Number: 9871 Registered: 03-2008 Posted From: 76.120.241.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:53 am: |
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oooo....ee thread naaku kaadu....finance unnodiki descipline naaku yelago paisal levu so no worry! |
   
Hero
Comedian Username: Hero
Post Number: 1237 Registered: 09-2009 Posted From: 63.170.23.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:49 am: |
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Cinejeevi: to download something to my laptop and save it locally and if not needed should be able to delete the
free vi levu anukonta annai naku telisi quicken best |
   
Dreamcatcher
Comedian Username: Dreamcatcher
Post Number: 1247 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:49 am: |
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Cinejeevi:any such programs/software?
MS valladi Money ani undaali kada...used in 2002...not sure if they still have it. |
   
Dreamcatcher
Comedian Username: Dreamcatcher
Post Number: 1246 Registered: 11-2009 Posted From: 208.86.145.68
Rating:  Votes: 1 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:47 am: |
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Guttonkay:ade chetto checkbook maintenance kooda cheppandi evaranna.
inka checkbooks enti andi? EBills vaadara meeru? Nenu okkate check raasta month ki, maa buddodi piano classes ki, that too only because teacher does not give me bank info for direct transfers. Rest all online payments. |
   
Hero
Comedian Username: Hero
Post Number: 1236 Registered: 09-2009 Posted From: 63.170.23.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:47 am: |
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Cinejeevi:
use mint.com |
   
Hero
Comedian Username: Hero
Post Number: 1235 Registered: 09-2009 Posted From: 63.170.23.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:47 am: |
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Risingstar:
 |
   
Cinejeevi
Junior Artist Username: Cinejeevi
Post Number: 704 Registered: 09-2010 Posted From: 91.103.41.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:46 am: |
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microsoft money management /expenses entering free software edanna undaa? i tried on google but most are online and don't want to save them online. want to download something to my laptop and save it locally and if not needed should be able to delete them.. any such programs/software? appreciate help http://i53.tinypic.com/29cbgpf.jpg |
   
Mrhyderabad
Side Hero Username: Mrhyderabad
Post Number: 9069 Registered: 01-2008 Posted From: 98.221.83.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:46 am: |
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Risingstar:db loo kurrollani sooottee muchata esthundi..
400K savings chaala mandini deep gaa touch chesinattundi  Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein |
   
Risingstar
Megastar Username: Risingstar
Post Number: 20326 Registered: 08-2008 Posted From: 68.87.100.242
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:45 am: |
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Hero:steps 1) start emergency fund. 2) pay all debt (credit card.) throw credit cards. 3) 6 months expenses - in savings account 4) 15% invest in ROTH IRA 5) College funding for KIDS 6) Pay off home early 7) Build wealth and give dave ramsey tatha radio lo cheppad..
 |
   
Hero
Comedian Username: Hero
Post Number: 1234 Registered: 09-2009 Posted From: 63.170.23.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:41 am: |
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steps 1) start emergency fund. 2) pay all debt (credit card.) throw credit cards. 3) 6 months expenses - in savings account 4) 15% invest in ROTH IRA 5) College funding for KIDS 6) Pay off home early 7) Build wealth and give dave ramsey tatha radio lo cheppad.. |
   
Guttonkay
Side Hero Username: Guttonkay
Post Number: 7937 Registered: 05-2008 Posted From: 148.87.1.167
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:38 am: |
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ade chetto checkbook maintenance kooda cheppandi evaranna. I always shoot for the moon. I miss. But, I am happy that I am still amongst the stars. |
   
Risingstar
Megastar Username: Risingstar
Post Number: 20323 Registered: 08-2008 Posted From: 68.87.100.242
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, January 27, 2011 - 11:36 am: |
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idhi elaa nersukovali? bothiga lekunda poundhi.. db loo kurrollani sooottee muchata esthundi.. konchem life style alter chesukuni chala money save cheyyachu anukunta... |