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401(k) Experts

Chalanachithram.com DB » New TF Industry Related » Archive through December 22, 2018 » 401(k) Experts « Previous Next »
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Brightlife34
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Username: Brightlife34

Post Number: 3206
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Posted on Friday, December 21, 2018 - 04:13 pm:       

Nenu shor term cash market funds lo petta when djia was in 26k. But still 50% e move chesa
Rest stocks lo ne petta. But still konchem survive aindi
Anyway I am guessing small rebound untundi in q1 do not think trump term lo we will have recession

Will be surprised if markets move further down atleast on current news
Lot of it is political and trump motormouth issues
 

Ramchander
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Posted on Friday, December 21, 2018 - 03:30 pm:       

Brother bonds lo ella pettali? Assalu bonds ante enti? Naadhi 401k undhi ellago mashi eesari..Assalu bonds ki 401k ki diff endhi...employee contributions ella untadhi bonds lo
 

Vjawarrior
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Posted on Friday, December 21, 2018 - 02:02 pm:       


Amigo:


ge kante google, amazon choodu...
shop also looking attractive now..
next week telipoddi
 

Amigo
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Posted on Friday, December 21, 2018 - 01:57 pm:       

Stock punters,

can we pick GE now?
Looks attractive
 

Biggboss
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Posted on Friday, December 21, 2018 - 01:21 pm:       


Baatasari:

typically, if there are funds that are less on MoneyMarket instrs and more on Retirement Long term Bonds, those are relatively better hedged wrt near term rate moves..




okay makes sense
 

Twotown
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Posted on Friday, December 21, 2018 - 01:21 pm:       


Biggboss:

Vanguard 2045 Target fund lo ettanu



VANG TARGET RET 2040 here -12% choopisthundhi
 

Baatasari
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Username: Baatasari

Post Number: 1311
Registered: 10-2018
Posted From: 171.161.160.10

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Posted on Friday, December 21, 2018 - 01:19 pm:       


Biggboss:




As rates increase, the near term of the curve is going to be volatile on this, and your current holdings will reduce in value..

https://www.wellsfargofunds.com/ind/investing-basics-and-pla nning/bonds-and-interest-rates.html

typically, if there are funds that are less on MoneyMarket instrs and more on Retirement Long term Bonds, those are relatively better hedged wrt near term rate moves..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Biggboss
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Posted on Friday, December 21, 2018 - 01:17 pm:       


Baatasari:

Rates increase cycle lo unam, so bond prices will decline ( mostly on near term ) so the ideal time to invest in these funds would be at peak of Rates, ie we are set for ~2 hikes next yr.. so probably you can SIP into bond funds..




rates increase avuthey...bond prices increase avvali kadha? am i missing something here
 

Speaker
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Posted on Friday, December 21, 2018 - 01:17 pm:       


Biggboss:

fine katti withdraw chesukunnava? enduku




dabbu avasaram seppi ostaaya enti???

dabbu ki unna jabbe adi..
Inform, Amuse, Confuse, Evoke...
 

Biggboss
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Posted on Friday, December 21, 2018 - 01:16 pm:       


Lolakulu:

nee 401k aproximate figure enti. i mean range seppu if u don't mind.




last 5 years nundi max out chesthunna contributions...so ala calculate cheyyi

peddaga emi ledhu...unna daantlo 20% down antey ...edho la kodutundhi
 

Lolakulu
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Posted on Friday, December 21, 2018 - 01:13 pm:       


Biggboss:




nee 401k aproximate figure enti. i mean range seppu if u don't mind.
 

Cool_indian
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Posted on Friday, December 21, 2018 - 01:04 pm:       

Move out of stocks to bonds. I moved to 80% bonds and rest are stocks
 

Biggboss
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Username: Biggboss

Post Number: 7427
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Posted on Friday, December 21, 2018 - 01:04 pm:       


King:

october lo moved money into cash malli 2 days up ayyetappatiki moved back in. Face palm. 20% down. Inka moosukoni kurchotam best nenu.




I moved my money to bonds in last August - 5% down ayyindhi...so naa kotha employer 401k account ki rollver chesi, target 2045 lo pettanu

raktha kanneeru so far
 

King
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Posted on Friday, December 21, 2018 - 01:03 pm:       

october lo moved money into cash malli 2 days up ayyetappatiki moved back in. Face palm. 20% down. Inka moosukoni kurchotam best nenu.
 

Biggboss
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Posted on Friday, December 21, 2018 - 01:02 pm:       


Rebel:

3-4k kaakpothe 7-8 down avavni..why do u care ? into 20,30 years daaaka touch cheyavu kada 401K..apatiki dow will be 100k




vintanaiki baganey untundhi kani, enduko tension...anthey

emaina timing cheyyocha market ani...bonds ki ippudu move chesi malli, pickup avutundhi antey market lo enter avvochu emo ani
 

Baatasari
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Username: Baatasari

Post Number: 1308
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Posted on Friday, December 21, 2018 - 01:01 pm:       

not a 401(k) expert .. but can give generic investment advice..

Rates increase cycle lo unam, so bond prices will decline ( mostly on near term ) so the ideal time to invest in these funds would be at peak of Rates, ie we are set for ~2 hikes next yr.. so probably you can SIP into bond funds..

that said, read the prospectus and you should do the Allocation within funds anyway.. this 2045 fund is 90% Equity 10%Bonds is on the risky side.. typically avg investor ki 60-40% tilt reco chestaru..
brahma satyam jagan-mithyä jivo brahmaiva näparah
 

Rebel
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Username: Rebel

Post Number: 16943
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Posted on Friday, December 21, 2018 - 01:00 pm:       


Biggboss:

inko 3-4k down avutundha DOW? andukani ippudu emaina bonds lo move cheyyala ani doubt


3-4k kaakpothe 7-8 down avavni..why do u care ? into 20,30 years daaaka touch cheyavu kada 401K..apatiki dow will be 100k
 

Biggboss
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Username: Biggboss

Post Number: 7425
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Posted on Friday, December 21, 2018 - 12:59 pm:       


Speaker:

401k eppudo ne cashed outttttttttttttt




cashed out endi...fine katti withdraw chesukunnava? enduku
 

Speaker
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Username: Speaker

Post Number: 23029
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Posted on Friday, December 21, 2018 - 12:58 pm:       

401k eppudo ne cashed outttttttttttttt

no 401k for me...so less hasslessssssssss.......
Inform, Amuse, Confuse, Evoke...
 

Biggboss
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Username: Biggboss

Post Number: 7424
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Posted on Friday, December 21, 2018 - 12:56 pm:       


Rebel:

right time to move to bonds is in sept..now its 20% too late..y do u want to lock ur losses




emo mastaru ...inko 3-4k down avutundha DOW? andukani ippudu emaina bonds lo move cheyyala ani doubt
 

Awesomedber
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Posted on Friday, December 21, 2018 - 12:56 pm:       

same boat ..last time ilaagey 5% loss lo kontha amt bonds ki move chesaa..
already chetulu kaalayi.. emi cheyyalaa ani thinking..
 

Rebel
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Posted on Friday, December 21, 2018 - 12:54 pm:       


Biggboss:

is this the right time to move it to bonds?


right time to not look at accounts.
right time to move to bonds is in sept..now its 20% too late..y do u want to lock ur losses
 

Biggboss
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Username: Biggboss

Post Number: 7423
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Posted on Friday, December 21, 2018 - 12:48 pm:       

20% down ayyindhi

Vanguard 2045 Target fund lo ettanu

is this the right time to move it to bonds?

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