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Bank Accounts and privacy

Chalanachithram.com DB » New TF Industry Related » Archive through September 06, 2018 » Bank Accounts and privacy « Previous Next »
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Frasier
Junior Artist
Username: Frasier

Post Number: 646
Registered: 09-2014
Posted From: 2.222.239.139

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Posted on Thursday, September 06, 2018 - 04:44 pm:       

Joint bank account, we put money each month into it, bills and common going out expenses go from it

My money is also managed by him, no secrets and I have complete trust

Anything we own, Cars house or future business all 50-50 share

Phone passwords both are shared, we don’t suspect each other

Utter happy and blissful life after what all I’ve been through

My inputs are always valued and I need to accompany him for any negotiation be it a car or a house purchase

Speaker gaaru monnedho annaaru, naa laanti thinking tho 10 days kuuda kashtam ani

4 years and going strong 💪

Compatibility important, I’m city bred, I cannot be compatible with village mindset, 10 days vaallatho undadam naake kashtam
 

Jeffa
Comedian
Username: Jeffa

Post Number: 1763
Registered: 10-2012
Posted From: 67.164.25.41

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Posted on Wednesday, September 05, 2018 - 08:12 pm:       


Optionsgenius:

Ladies ki money vachindi antey gold e gold



Nee bangaram manchidaite alaa vundadule thammi
 

Optionsgenius
Side Hero
Username: Optionsgenius

Post Number: 6071
Registered: 07-2018
Posted From: 172.56.4.25

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Posted on Wednesday, September 05, 2018 - 07:45 pm:       

Although my wife asks for seperate bank account sometimes to buy gold coins every month.i will say no way. Only 1 account.

Ladies ki money vachindi antey gold e gold
 

Jeffa
Comedian
Username: Jeffa

Post Number: 1760
Registered: 10-2012
Posted From: 216.113.160.70

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Posted on Wednesday, September 05, 2018 - 06:23 pm:       


Moviebuff001:

We are primary beneficiaries on each other's accounts where they are not joint.
That should be OK kada... Tax implications on the survivor ela untai?



<i>
No, beneficiary(some times its called POD - Pay on Death) naming gives the government the first next link to the funds after you kicked the bucket. Making your spouse as joint would let her to immediately EMPTY the joint account and move the funds to another solo account instead of fighting for the funds with state and feds (probation process). But making this joint comes with its own salt and pepper. The entire amount is exposed for the law suits on either of the joint owners. Also if one of the joint owners is out of trust lock, they may eat up the funds without your knowledge etc. From tax point of view, no implications. if you are currently MFJ, once you kicked the bucket, your spouse would file married single status.

On the other hand, all of our keys(can be accounts, passwords, devices-phones etc, emails all are shared with one other. My spouse never cares those, even I need to remind them when required. She never spends money, very good gurl.
 

Mamamiya786
Megastar
Username: Mamamiya786

Post Number: 23501
Registered: 06-2008
Posted From: 69.109.128.225

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Posted on Wednesday, September 05, 2018 - 04:45 pm:       

A account lo vunte enti mastaru ......dabbulu manave ga ..........
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

Moviebuff001
Side Hero
Username: Moviebuff001

Post Number: 9982
Registered: 06-2013
Posted From: 165.225.34.171

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Posted on Wednesday, September 05, 2018 - 04:28 pm:       


Jeffa:

always keep every property in joint, this gives a lot of flexibility of full access in case of unexpected happens. Also in California, this part of property avoids the probation process. All my accounts(including bank, credit card, fixed, vehicles,everything) is joint with my spouse.



We are primary beneficiaries on each other's accounts where they are not joint.
That should be OK kada... Tax implications on the survivor ela untai?


_________________________________________________
Your words will tell others what you think. Your actions will tell others what you believe in.
 

Moviebuff001
Side Hero
Username: Moviebuff001

Post Number: 9981
Registered: 06-2013
Posted From: 165.225.34.171

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Posted on Wednesday, September 05, 2018 - 04:23 pm:       


Gochi:

spending from one account and save in other types...



Gochi:

.its all treated as family income, no separation like your money or my money...
Phone can be opened by both finger prints, also pins, pwds shared for all accounts...nothing to hide..



Wow. As it is.
I also manage an excel sheet (Google Sheets now) with all account numbers listed. I review this document with HD every 6 months or so. She knows where all the money and assets are. Doesn't care much for how it is managed. She likes to spend though. I caution if the spending goes over planned budget.


_________________________________________________
Your words will tell others what you think. Your actions will tell others what you believe in.
 

Jeffa
Comedian
Username: Jeffa

Post Number: 1759
Registered: 10-2012
Posted From: 216.113.160.70

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Posted on Wednesday, September 05, 2018 - 04:21 pm:       

Unless and otherwise you guys dont have trust(potential future separation etc), always keep every property in joint, this gives a lot of flexibility of full access in case of unexpected happens. Also in California, this part of property avoids the probation process. All my accounts(including bank, credit card, fixed, vehicles,everything) is joint with my spouse.
 

Optionsgenius
Side Hero
Username: Optionsgenius

Post Number: 6066
Registered: 07-2018
Posted From: 162.95.216.223

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Votes: 0 (Vote!)

Posted on Wednesday, September 05, 2018 - 04:18 pm:       

Joint*
 

Aha
Side Hero
Username: Aha

Post Number: 5524
Registered: 01-2011
Posted From: 205.153.115.162

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Posted on Wednesday, September 05, 2018 - 04:17 pm:       

For us, bank accounts separate. He pays all mortgages and regular shopping. I take care of monthly bill payments. Although we know each others login credentials, we never bother to check. After all, we are responsible and trust each other. So, no issues.

Phones - I know his password but I never shared mine with him :D

WA lo siblings groups, cousins groups untaayi kada... konchem puttinti kaburlu filter cheyaali oko saari, andu kosam never shared my phone passwd... not that he ever cares or he even has time for that :D
The One and Only Veturi
 

Optionsgenius
Side Hero
Username: Optionsgenius

Post Number: 6065
Registered: 07-2018
Posted From: 162.95.216.223

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Posted on Wednesday, September 05, 2018 - 04:17 pm:       


Hulk:


Join bank account.
 

Gochi
Side Hero
Username: Gochi

Post Number: 3836
Registered: 12-2006
Posted From: 64.121.67.210

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Posted on Wednesday, September 05, 2018 - 04:16 pm:       

Two accounts but both joint accounts..this is just for safety to reduce risk of online fraud and also for ease of direct deposits, spending from one account and save in other types...
No permission asked to take out money but always made sure to let her know while taking a big amount for any purpose...its all treated as family income, no separation like your money or my money...
Phone can be opened by both finger prints, also pins, pwds shared for all accounts...nothing to hide..
 

Raptors
Comedian
Username: Raptors

Post Number: 1738
Registered: 09-2017
Posted From: 198.33.159.251

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Votes: 0 (Vote!)

Posted on Wednesday, September 05, 2018 - 04:16 pm:       

for only wife, joint account is ok...if another set-up then separate bank account
WE THE NORTH
 

Hulk
Junior Artist
Username: Hulk

Post Number: 212
Registered: 08-2018
Posted From: 209.136.235.11

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Posted on Wednesday, September 05, 2018 - 04:15 pm:       


Optionsgenius:

Myself: Same bank account



Same account lo sal ela padthundhi? Account employee name meedha undakkarledha?
 

Optionsgenius
Side Hero
Username: Optionsgenius

Post Number: 6064
Registered: 07-2018
Posted From: 162.95.216.223

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Posted on Wednesday, September 05, 2018 - 04:14 pm:       


Hulk:


Bank Accounts and privacy




 

Moviebuff001
Side Hero
Username: Moviebuff001

Post Number: 9980
Registered: 06-2013
Posted From: 165.225.34.171

Rating: N/A
Votes: 0 (Vote!)

Posted on Wednesday, September 05, 2018 - 04:10 pm:       

Enti sangati.. Ivala pelli, pellam, bank accounts.... What's cooking?


_________________________________________________
Your words will tell others what you think. Your actions will tell others what you believe in.
 

Hulk
Junior Artist
Username: Hulk

Post Number: 211
Registered: 08-2018
Posted From: 209.136.235.11

Rating: 
Votes: 1 (Vote!)

Posted on Wednesday, September 05, 2018 - 04:09 pm:       


Optionsgenius:

use there cash



Their cash ani rayali IELTS lo vasthe.kikiki
 

Optionsgenius
Side Hero
Username: Optionsgenius

Post Number: 6062
Registered: 07-2018
Posted From: 162.95.216.223

Rating: N/A
Votes: 0 (Vote!)

Posted on Wednesday, September 05, 2018 - 04:07 pm:       

If both husband and wife have jobs

will you guys maintain seperate bank accounts or same.

if so Do you guys take permission from spouse to use there cash

Myself: Same bank account. all bank login credentials shared.

Next Question: Do you guys lock your phones with a screen lock so that spouse will not access.--known phone lock to spouse.

Tell only truth.

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