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$1.2M networth

Chalanachithram.com DB » New TF Industry Related » Archive through June 08, 2018 » $1.2M networth « Previous Next »
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Scorpio
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Posted on Thursday, June 07, 2018 - 09:46 pm:       

Hero baabu

West coast lo mortgage kattetappatiki pay check to paycheck bsthuku ayipoyindi. Million dollars ekkada thechukovalo cheppi
Punyam kattuko pi
We don't hate BJP....BJP mana party...We hate MOSHA...We should find another PM for BJP in 2019
 

King
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Posted on Thursday, June 07, 2018 - 09:15 pm:       


Hero:

Tokkalo one million ki intha discussion bokka


 

Hero
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Posted on Thursday, June 07, 2018 - 06:47 pm:       

Having 10 million $$ is new one million

Tokkalo one million ki intha discussion bokka
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 06:06 pm:       


Taurus0807:

Withdrawals from your qualified plan are taxed as ordinary income and may be subject to a 10% Federal tax penalty if taken prior to age 59 1/2. If you left your employer in or after the year in which you turned 55, you may not be subject to the 10% early withdrawal penalty.




Basic gaa nenu cheppinfhi 401k withdrawls are taxable ani. someone said its not taxable after reitrement ane daaniki naa answer
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Taurus0807
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Posted on Thursday, June 07, 2018 - 04:36 pm:       


Taurus0807:

Andhrawala:
but no penalties at age 65.


After 60 no penalties anukunta




Withdrawals from your qualified plan are taxed as ordinary income and may be subject to a 10% Federal tax penalty if taken prior to age 59 1/2. If you left your employer in or after the year in which you turned 55, you may not be subject to the 10% early withdrawal penalty.
 

Taurus0807
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Posted on Thursday, June 07, 2018 - 04:30 pm:       


Andhrawala:

but no penalties at age 65.




After 60 no penalties anukunta
 

Moviebuff001
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Posted on Thursday, June 07, 2018 - 03:49 pm:       


Andhrawala:

1 million in 401K antaaru kathaa.

20 years survival after retirement anukuntee year ki 50K kathaa.



That is assuming 1Mil will not grow once you start your withdrawls.
Year 1 ki 950K unte, 5% conservative growth lo it will increase to 997.5K kada...
 

Moviebuff001
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Posted on Thursday, June 07, 2018 - 03:46 pm:       


Ysr2009:

how?



I meant, after retirement. That was in response to Mav "401k is taxed even after retirement. Roth is the one tax free"

Sorry for the confusion.
 

Moviebuff001
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Posted on Thursday, June 07, 2018 - 03:42 pm:       


True_indian:

you are wrong MAV, after 65, its free




There are three types of 401k contributions; Pre-tax, after-tax, and Roth. Pretax funds are subject to income tax (only the amount you withdraw) but no penalties at age 65. After tax funds also do not have penalties, and you'll owe taxes only on the earnings. Roth contributions will be free of income tax and penalties at your age.
 

Moviebuff001
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Posted on Thursday, June 07, 2018 - 03:40 pm:       


Siloan:

ante every year koddi koddiga laakkovachha



Exactly. Enta withdraw cheste anta income kinda consider chestaru. Egg lo unna amount will continue to grow.
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 03:40 pm:       


Maverick:

you contribute post tax to roth and earnigns/gains are tax free




Not tax free but taxed base don that times tax

Pretax funds are subject to income tax (only the amount you withdraw) but no penalties at age 65. After tax funds also do not have penalties, and you'll owe taxes only on the earnings. Roth contributions will be free of income tax and penalties at your age
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Maverick
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Posted on Thursday, June 07, 2018 - 03:39 pm:       


True_indian:

you are wrong MAV, after 65, its free


no, withdrawls go into ur income
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 03:38 pm:       


Moviebuff001:

As of today, as a family, you can withdraw upto 77K+exemptions and pay only 12% in taxes.




ante withdraw seyyalantee how big shall be the 401K egg


1 million in 401K antaaru kathaa.

20 years survival after retirement anukuntee year ki 50K kathaa.
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True_indian
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Posted on Thursday, June 07, 2018 - 03:38 pm:       


Maverick:

401k is taxed even after retirement.roth is the one tax free




you are wrong MAV, after 65, its free
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Maverick
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Posted on Thursday, June 07, 2018 - 03:33 pm:       


Andhrawala:

arnings are taxed when you withdraw.


you contribute post tax to roth and earnigns/gains are tax free
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

Ysr2009
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Posted on Thursday, June 07, 2018 - 03:30 pm:       

>> as a family, you can withdraw upto 77K+exemptions

how?
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 03:30 pm:       


Maverick:

roth is the one tax free




Roth is not tax free. Earnings are taxed when you withdraw. bUt the pricipal being after tax money will not be taxed
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Siloan
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Posted on Thursday, June 07, 2018 - 03:28 pm:       


Moviebuff001:

True. But you can control how much you withdraw. As of today, as a family, you can withdraw upto 77K+exemptions and pay only 12% in taxes.



ante every year koddi koddiga laakkovachha
 

Moviebuff001
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Posted on Thursday, June 07, 2018 - 03:24 pm:       


Maverick:

401k is taxed even after retirement.roth is the one tax free



True. But you can control how much you withdraw. As of today, as a family, you can withdraw upto 77K+exemptions and pay only 12% in taxes.
 

Maverick
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Posted on Thursday, June 07, 2018 - 03:11 pm:       


Hero:

401k l



Hero:

grow tax free


401k is taxed even after retirement.roth is the one tax free
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

Hero
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Posted on Thursday, June 07, 2018 - 03:03 pm:       


Andhrawala:

later aa company jumped and then joined another company. appatlo no match but yearly 10K ala pettenu. around 2007 nunch 15K peduthunnaa. ee company vaadu max one year match chesedu. tharuvaatha hands lifted. No match annaadu




idemi logic vayya...match cheyakapothe 401k lo enduku invest cheyaru..chala mandi

it will grow tax free ane point kooda understanding lekunda US lo untar janam


 

Taurus0807
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Posted on Thursday, June 07, 2018 - 02:31 pm:       


Andhrawala:

My 401K is not even half a million




Ante 499K naa? mee wife ki kuda vundi vuntundhi kadha.. combined family 401K 1 Million ani kavi bhavam emo.
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 02:27 pm:       


Hero:

meeru eppudo 1994 lo before TDP split US vacharu anukonta...

inka half million kooda ledu ante




True_indian:

dude till early 2000 salaries but less than 50k, you think people will invest 18k
and lot of contracting companies never contributed

also most of them were not aware of 401k




Yero bhayya. TI answered some questions.

Nenu pirst Wipro dwaara vachi 2 years sesenu. salary 35K. 401K gurinchi inaledhu. inna pettaledhu

started 401K a bit late around 2000. modatlo aa company vaadu icche match ki entha pettaaalo anthee pettevaadni

later aa company jumped and then joined another company. appatlo no match but yearly 10K ala pettenu. around 2007 nunch 15K peduthunnaa. ee company vaadu max one year match chesedu. tharuvaatha hands lifted. No match annaadu
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Hero
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Posted on Thursday, June 07, 2018 - 02:25 pm:       

1.2 million is easy if you consider everything...home equity values + 529 plans + 401k + other savings ....

DB lo most of them have it...inka ledu ante....they are very bad at planning annattu...



 

Polavaram
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Posted on Thursday, June 07, 2018 - 02:11 pm:       


Andhrawala:

My 401K is not even half a million




let me guess

multiple times 401k meedha loan teesukuni vundacchu, correct? :-)

ayina aa 1.2 M kurrod

retirmenment ante only 401k na + roth ira dhi kooda kalipe vuntad
 

Moviebuff001
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Posted on Thursday, June 07, 2018 - 01:52 pm:       


True_indian:

till early 2000 salaries but less than 50k, you think people will invest 18k



Kadupu sinchukunte kalla meeda paduddi ani. 54K to start chesi, 12% 401K lo petti sebhash samara anukunnam appatlo.
 

True_indian
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Posted on Thursday, June 07, 2018 - 01:49 pm:       


Hero:

meeru eppudo 1994 lo before TDP split US vacharu anukonta...

inka half million kooda ledu ante




dude till early 2000 salaries but less than 50k, you think people will invest 18k
and lot of contracting companies never contributed

also most of them were not aware of 401k
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Siloan
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Posted on Thursday, June 07, 2018 - 01:48 pm:       


Andhrawala:

My 401K is not even half a million



desham lo ettava mottham
 

Rebel
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Posted on Thursday, June 07, 2018 - 01:46 pm:       


Hero:

inka half million kooda ledu ante


401k FT vallake kada..he might be earning more as contractor and invested elsewhere in early years
 

Hero
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Posted on Thursday, June 07, 2018 - 01:20 pm:       


Andhrawala:

My 401K is not even half a million




meeru eppudo 1994 lo before TDP split US vacharu anukonta...

inka half million kooda ledu ante

 

True_indian
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Posted on Thursday, June 07, 2018 - 01:17 pm:       


Rocketk2:

there may be a cap. oka vela lekapothe, that is a tremendous benefit!!
One of the companies I worked for added 8k / yr ( the percentage with cap works out to that amount). That's the max I have seen so far!!




no cap, limitation is you have to stay with the company for minimum of 3 yrs

and everything vested at 7%
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 01:17 pm:       


Rebel:


Nice.
401k millionaires are at all time high..ex:
AW in our db.
slow and steady wins the race





WOuld have been really good bhayya.

But unfortunately naa 401K lo No employer match. modatlo one year icchedu. tharuvaatah 2009 lo market paristhithi baago ledhu ani theesedu. malli ettaledhu

My 401K is not even half a million
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Hadoop
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Posted on Thursday, June 07, 2018 - 01:14 pm:       


Ysr2009:

split does not add any real value




it does help for sure. usually ppl tend to buy low price stocks to own more shares. on paper it doesnt matter. by its human phycology to own more shares with less price, actually ppl need to look mcap but unfortunately lot of new comers along go by less price psychology. lol.

look in crypto also ppl tend to buy below 1$ coins, they dont give damn about mcap. but at the end they burn their hands.
 

Nepatriot
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Posted on Thursday, June 07, 2018 - 12:49 pm:       


Saarang:




One of the bigshots in Silicon Valley.. famous in crypto as well..
 

Nepatriot
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Posted on Thursday, June 07, 2018 - 12:46 pm:       


True_indian:

14000 from company




mine gives 2k more than that
 

Rebel
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Posted on Thursday, June 07, 2018 - 12:26 pm:       

Nice.
401k millionaires are at all time high..ex: AW in our db.
slow and steady wins the race
 

Rocketk2
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Posted on Thursday, June 07, 2018 - 12:04 pm:       


True_indian:

vanguard 14$
TIAA: 15-20% based on your age


there may be a cap. oka vela lekapothe, that is a tremendous benefit!!
One of the companies I worked for added 8k / yr ( the percentage with cap works out to that amount). That's the max I have seen so far!!
 

Moviebuff001
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Posted on Thursday, June 07, 2018 - 11:41 am:       


Bitter:

.ofcourse konchem erripukuthanam vundali first place lo oka single stock meeda single position lo 100k pettali ante.. successe stories ye kaadu goramaina failure kooda vuntai.. nene example.



OG super ehe.
 

True_indian
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Posted on Thursday, June 07, 2018 - 11:23 am:       


Ysr2009:

which company is giving 14% ?




vanguard 14$
TIAA: 15-20% based on your age
AIG: 9-12%
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 11:20 am:       


Ysr2009:

which company is giving 14% ?




Vanguard annaadu kathaa

Fidelity gives 6% 401k match and at the end of the year they do 10% profit sharing

But salaries are less
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Ysr2009
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Posted on Thursday, June 07, 2018 - 11:09 am:       

>> TI: every year company contributes 14%

which company is giving 14% ?
 

Teenmaar
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Posted on Thursday, June 07, 2018 - 11:01 am:       

Haha I read the tweets from Naval .. definitely funny guy.

No secret to earn money in US all you need is knowhow and a right partner .. it could be a friend or wife or husband or a right investor.
 

Kaisersooze
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Posted on Thursday, June 07, 2018 - 10:57 am:       


Andhrawala:

ARe u in NC?




no brother..NJ lo....
 

Bitter
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Posted on Thursday, June 07, 2018 - 10:54 am:       

Brother Rocketk2,

>>Also it is really hard to watch money grow from 100 to 350<<

ade big challange naa varaku.. I would have made 3 times more money by holding rather selling..
https://youtu.be/Fj-aFQxPDHY?t=212
 

True_indian
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Posted on Thursday, June 07, 2018 - 10:50 am:       


Tadi_mattayya:



Tons of friends in Vanguard have 1 million in 401k

every year company contributes 14%, 100k salary ki 18500 from you, 14000 from company, 32k every year

in last 15 year they have been the company, all account are 1 mil +

if both husband and wife work, 1 mil is jujubi
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 10:48 am:       


Kaisersooze:

dabbulu vuntae..koncham down kaati...growing cities like Charlotte..atl..austin lanti places chinna strip mall lanti katiiichi rent ki ki ivani....u can pass on that to ur kids....




Kaiser,

ARe u in NC?
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Andhrawala
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Posted on Thursday, June 07, 2018 - 10:47 am:       


Bitter:

ade brother,, naaku gurthu 2011 time frame lo 100 nunchi 93 ki vellindi.. recent ga 700 meeda split ayyindi..




see in Yahoo or google finance
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Kaisersooze
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Posted on Thursday, June 07, 2018 - 10:46 am:       

dabbulu vuntae..koncham down kaati...growing cities like Charlotte..atl..austin lanti places chinna strip mall lanti katiiichi rent ki ki ivani....u can pass on that to ur kids....
 

Bumper
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Posted on Thursday, June 07, 2018 - 10:43 am:       

anyone know about WATT. wireless charging medha they got few patents.
beedi hatavoo desh batchavoooooo
 

Bitter
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Posted on Thursday, June 07, 2018 - 10:39 am:       

>>2009 low nundi AAPL more than 15x perigindhi.<<

ade brother,, naaku gurthu 2011 time frame lo 100 nunchi 93 ki vellindi.. recent ga 700 meeda split ayyindi..
https://youtu.be/Fj-aFQxPDHY?t=212
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 10:38 am:       


Komaranna:

HMNY for risk takers




HMNY ika ippatnuncee thaggude kaani legusudu vundakapovacchu

My guess lechina max 50cents ki velludemoo
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Rocketk2
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Posted on Thursday, June 07, 2018 - 10:37 am:       


Gotcha:

manishivi kavu mahabavudu asalu oka stock lo 100k petavu ante keka. I like ur guts.


yup. That is like tremendous risk taking (almost gambling anukondi).

Also it is really hard to watch money grow from 100 to 350. Every uptick will increase the urge to lock in profits. Aa feeling beat cheyyalante, you should have been significantly rich( or don't care)!! That is the behavioral aspect. I heard about couple of low end (clerical) employees in dell who were awarded very small stock options. They had very little idea what it meant ended up millionaires. I know several others who had significant options that locked in their profits early.. there will always be a what if scenario.. hindsight is 20/20.
I personally lost upside on options( a company that doesn't exist) I kept and options I offloaded ( a company that was later acquired by amazon :-) ).. that is how life goes.. what if anedhi very hypothetical .. we only look at good side
 

Kaisersooze
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Posted on Thursday, June 07, 2018 - 10:37 am:       

iddaru 15k/yr invest chesina...300K towards ur 401k...

Bitter:

my money would be 1000*7*195 = 1,356,000.. indulo nenu cheyyalisini emi ledu.. maximum waiting 7 years with 100k investment..ofcourse konchem erripukuthanam vundali first place lo oka single stock meeda single position lo 100k pettali ante.. successe stories ye kaadu goramaina failure kooda vuntai.. nene example.




options lo petti loss aithae worry avali kaani...stocks lo enduku bayapadav brother?
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 10:36 am:       


Komaranna:

Am waiting for market correction to enter big time...Trump thtatha ekakdko tesukelthunadu




You cant time the market. Its always better to do SIP. Invest $1000 every month so that you get dollar cost avaeraging
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Bitter
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Posted on Thursday, June 07, 2018 - 10:35 am:       

Brother Komaranna,

>>konni stickers ettu also mututal funds <<

Naadi antha moddu paddathai, mutual funds, ETF lo kick ledu, futures, currency, options ardham chesukune antha opika telivi naaku levu...

i am very small time player for just making money not for creating wealth.. chaala varaku allari ekkuva profits takkuva..
https://youtu.be/Fj-aFQxPDHY?t=212
 

Komaranna
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Posted on Thursday, June 07, 2018 - 10:33 am:       

HMNY for risk takers
 

Gotcha
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Posted on Thursday, June 07, 2018 - 10:28 am:       

amazon stock split avute kumestaru emo janal weightingggg
...
 

Komaranna
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Posted on Thursday, June 07, 2018 - 10:27 am:       

bit tamud konni stickers ettu also mututal funds

previously db lo tinuku /ACF/One/ustad ani kurrollu vundevadu stocks rap adichevaru
 

Gotcha
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Posted on Thursday, June 07, 2018 - 10:27 am:       


Rocketk2:

but fiscal discipline is the hard part


when i joined job initially mottam naa 401k anta naa company stock meeda peta 2008 crirsi to sagam ayindi adi. i should have contributed the full 15k-18k but never did til talte. same mistake andaru chestaru ani guessing.
...
 

Komaranna
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Posted on Thursday, June 07, 2018 - 10:25 am:       

Am waiting for market correction to enter big time...Trump thtatha ekakdko tesukelthunadu
 

Bitter
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Posted on Thursday, June 07, 2018 - 10:25 am:       

Brother Ysr2009,

split valana periginidi ane cheppatledu saami.. split ayyaka stok perigidni.. recent exmaple cheputha vinu.. HTHT ane stock nenu 148$ ki konnanu may 9th roju.. recent gaa split ayyindi 1:4 when it was 160$ ee roju 50$ ante over all gaa split kaaka pothe $200 vundedi.. split valana cap emi peraga ledu.. stock split avvagane 40$ easy to invest ane sentiment kooda okati help ayyindi.
https://youtu.be/Fj-aFQxPDHY?t=212
 

Rocketk2
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Posted on Thursday, June 07, 2018 - 10:25 am:       


Airliner:

With fiscal discipline and bit of luck this not hard..


but fiscal discipline is the hard part :-)
 

Komaranna
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Posted on Thursday, June 07, 2018 - 10:23 am:       

usa lo investment ante stocks ani telusukunetappatiki late ayyindi...stocks lo success stories kadu failures guda cahal vunnayi..do ur research before ivest
 

Chillarodu
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Posted on Thursday, June 07, 2018 - 10:22 am:       


Bitter:

naaku baag gurthu 2011 march lo oka point of time lo apple around $100 vundi




2011 lo 300 ki thakkuva vellaledhu brother
 

Bumper
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Posted on Thursday, June 07, 2018 - 10:22 am:       

http://www.macrotrends.net/stocks/charts/AAPL/market-cap/app le-inc-market-cap-history

ysr2009 is right.

market cap almost 3.5 times perigindii from 2011
beedi hatavoo desh batchavoooooo
 

Saarang
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Posted on Thursday, June 07, 2018 - 10:22 am:       


Bitter:

Brother Ysr2009,


naaku baag gurthu 2011 march lo oka point of time lo apple around $100 vundi,2017 lo anukunta 1:7 gaa split ayyindi..




2009 low nundi AAPL more than 15x perigindhi...Amazon inka cheppakerledhu anuko. Nenu Baidu bought at 100 and sold at 200 after few months...padithe malli kondaamu ani..ippudu same stock 2600...ante 1:10 split tho trading in 260s
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 10:22 am:       


Bitter:


naaku baag gurthu 2011 march lo oka point of time lo apple around $100 vundi,2017 lo anukunta 1:7 gaa split ayyindi..




No way lendi. See here. The price si adjusted for splits. indhulo 50 ani choopisthundhi ante $350 vunnattu

https://finance.yahoo.com/quote/AAPL/history?period1=1260594 000&period2=1528344000&interval=1mo&filter=history&frequency =1mo
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Ysr2009
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Posted on Thursday, June 07, 2018 - 10:19 am:       

A stock split is a corporate action that increases the number of the corporation's outstanding shares by dividing each share, which in turn diminishes its price. The stock's market capitalization, however, remains the same, just like the value of the $100 bill does not change if it is exchanged for two $50s, four $25 or ten $10..
 

Airliner
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Posted on Thursday, June 07, 2018 - 10:18 am:       

With fiscal discipline and bit of luck this not hard..
You are not born a winner. Nor are you born a loser. You are born a chooser. Choose to win.
 

Bumper
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Posted on Thursday, June 07, 2018 - 10:17 am:       


Chillarodu:

$55 is after split adjusted.




2015 lo anukunta. 190$ degara split chesaru. appudu konna few stocks at 90$.

ala gurthu naku. dont know about 2011
beedi hatavoo desh batchavoooooo
 

Bitter
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Posted on Thursday, June 07, 2018 - 10:15 am:       

Brother Ysr2009,


naaku baag gurthu 2011 march lo oka point of time lo apple around $100 vundi,2017 lo anukunta 1:7 gaa split ayyindi..
https://youtu.be/Fj-aFQxPDHY?t=212
 

Ysr2009
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Posted on Thursday, June 07, 2018 - 10:14 am:       

ento ee split discussion

split does not add any real value
 

Ysr2009
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Posted on Thursday, June 07, 2018 - 10:13 am:       

$100K investment $350K ayyedi.. with $250k profit.. still awesome..

kaani it will not be like $1.35 M like Bitter annayya is saying..
 

Chillarodu
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Posted on Thursday, June 07, 2018 - 10:13 am:       


Bumper:

madyalo okasari split chesaduu




$55 is after split adjusted.
 

Bumper
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Posted on Thursday, June 07, 2018 - 10:12 am:       


Ysr2009:

Apple Stock value in 2011: $55
In 2018: $195




madyalo okasari split chesaduu
beedi hatavoo desh batchavoooooo
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 10:11 am:       


Ysr2009:

7 years lo 3.5 times perigi $350K ayyedi..




7 years lo 350K is also awesoem growth kathaa. ayana calculation was wrong.
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Bitter
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Posted on Thursday, June 07, 2018 - 10:08 am:       

Brother Gotcha,

>>oka stock lo 100k petavu ante keka. I like ur guts. <<

guts kaadu erripukuthanam.. ade ippudu pettali ante single position lo pettanu koddo goppo telusu kabatti.. general gaa manaki ardham ayye level vunnave investments anukutnaamu.. human brain try to adjust any thing with shortcut or with in circle of confidence..

hyderabad lono dallas lono site kondamu ante 10 people in our cicrcle says big yes, because very easy to understand the model. ade NVDA lo pettu next 10 yrs nee money 5 times peruguddi ante 90% people ki ekkadu. andulo nenu okadini modata vaadini
https://youtu.be/Fj-aFQxPDHY?t=212
 

Ysr2009
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Posted on Thursday, June 07, 2018 - 10:08 am:       

>> Bitter: 7 years with 100k investment..

Apple Stock value in 2011: $55
In 2018: $195

7 years lo 3.5 times perigi $350K ayyedi..

not more than that...
 

Ysr2009
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Posted on Thursday, June 07, 2018 - 10:03 am:       

>> apple choosthe 1:7 spli ayyindi at $100.. ee roju $195~ my money would be 1000*7*195 = 1,356,000..

enti maastaaru ee wrong info?

A stock split is a corporate action in which a company divides its existing shares into multiple shares to boost the liquidity of the shares. Although the number of shares outstanding increases by a specific multiple, the total dollar value of the shares remains the same compared to pre-split amounts, because the split does not add any real value.
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 10:02 am:       


Bitter:

konchem erripukuthanm kooda vundali edanna cheyyali ante.. 2011 march anukunta.. oka roju thikka lechindi, 100k vunte moththam aapl llo petta edo study chesi kaadu, telisina stock adokkate.. 1000 stoks.. 1,2 months taruvathaoka 7$ down yyindi. as usual shake ayyanu edo telisi oka conviction tho invest chesindi kaadu..

ee lopala oka friend call chesi ayyo apple padipothundi gaa annadu.. inka bhayam vesi moththam sell off chesi 7k loss teesukunna.. inka mahipoya stocks manki kaadu daaniki evaro golden brains, harward grads, high frequency traders cup of tea ani.. 2017 may lo anukunta malli stocks choodaamu ani apple choosthe 1:7 spli ayyindi at $100.. ee roju $195~

my money would be 1000*7*195 = 1,356,000.. indulo nenu cheyyalisini emi ledu.. maximum waiting 7 years with 100k investment..ofcourse konchem erripukuthanam vundali first place lo oka single stock meeda single position lo 100k pettali ante.. successe stories ye kaadu goramaina failure kooda vuntai.. nene example.




Gutts aka modni dhairyam vundaali investment seyyalantee

Single stock investment could be risky. upside vasthe parledhu. baaguntundhi kaani. Can you take the downside.

Enron type aithe stroek vachinaa raavocchu. or GE kidn of bluechip ainaa

always distributed investment and multiple sectors might be better

good thing about this desam is if we just plan for kids eductaion thats enough. No need to paln for passing assets to them
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Gotcha
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Posted on Thursday, June 07, 2018 - 09:59 am:       


Bitter:


manishivi kavu mahabavudu asalu oka stock lo 100k petavu ante keka. I like ur guts.

Nenu 401k ee oka fund meeda petanu alantidi stock meeda petti chance miss chesukunavu wow
...
 

Ysr2009
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Posted on Thursday, June 07, 2018 - 09:57 am:       

>> elaga. The scenario he put there is perfect. Give it 10% annual over 10 yrs .. that is only 660k.

$600K 401K lo vunte.. migathaa savings/investments anni kalipi $1.2M ani kavi bhaavam
 

Bitter
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Posted on Thursday, June 07, 2018 - 09:56 am:       

I will tell complete opposite story though have not seen the video yet..

konchem erripukuthanm kooda vundali edanna cheyyali ante.. 2011 march anukunta.. oka roju thikka lechindi, 100k vunte moththam aapl llo petta edo study chesi kaadu, telisina stock adokkate.. 1000 stoks.. 1,2 months taruvathaoka 7$ down yyindi. as usual shake ayyanu edo telisi oka conviction tho invest chesindi kaadu..

ee lopala oka friend call chesi ayyo apple padipothundi gaa annadu.. inka bhayam vesi moththam sell off chesi 7k loss teesukunna.. inka mahipoya stocks manki kaadu daaniki evaro golden brains, harward grads, high frequency traders cup of tea ani.. 2017 may lo anukunta malli stocks choodaamu ani apple choosthe 1:7 spli ayyindi at $100.. ee roju $195~

my money would be 1000*7*195 = 1,356,000.. indulo nenu cheyyalisini emi ledu.. maximum waiting 7 years with 100k investment..ofcourse konchem erripukuthanam vundali first place lo oka single stock meeda single position lo 100k pettali ante.. successe stories ye kaadu goramaina failure kooda vuntai.. nene example.
https://youtu.be/Fj-aFQxPDHY?t=212
 

Rocketk2
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Posted on Thursday, June 07, 2018 - 09:51 am:       


Ysr2009:

ade scenario ayithem, both FT vunnollu 10 years lo $1.2M endivayyaaa.. easy gaa double earn cheyyocchu..


elaga. The scenario he put there is perfect. Give it 10% annual over 10 yrs .. that is only 660k.
Antha Kanna ekkuva Ela possible. You need about 40% annual to hit 1.2 m

Also don’t forget tax implications on 401k. That will be about 40% when it is all said and done :-)

Rudra:

dont want to cut down on expenses but try to increase your earnings. If you cant spend now when you are young and have young family, when will you spend?


interesting perspective but expenses and earnings are two levers of one single metric that matters .. net savings. Ela meet avuthamanedhi.. mana opportunities and life choices ni batti vuntadhi.

And we also need to think about law of averages . There will be upsides and downsides
 

Polavaram
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Posted on Thursday, June 07, 2018 - 09:33 am:       


Andhrawala:

every 25 years ki okka depression vasthundhi markets lo. 10 years aipoindhi. Next 15 years lo eazy gaa vasthundhi.

If you are to retire 16-17 years problem kaani otherwise vaakey




meeruy cheppedhi regular cycle

2007-2008 time koncham different emo kadha

ee sari market padatam antu jarigithe appatlo laga

inka beebatsam ga ne vuntundhi kaani last time lo laga Housing Market damal type avvakapovacchu

vere dhi emanna vundacchu
 

Moviebuff001
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Posted on Thursday, June 07, 2018 - 09:30 am:       


Jaguar:

save chesi emi chesukontaru.....oka ardha raatri niddatlo potharu....spend and enjoy every penny you earn....



Save chesevallu enjoy cheyyaru anukovadam not correct.
 

Jaguar
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Posted on Thursday, June 07, 2018 - 09:28 am:       

save chesi emi chesukontaru.....oka ardha raatri niddatlo potharu....spend and enjoy every penny you earn....
 

Moviebuff001
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Posted on Thursday, June 07, 2018 - 09:10 am:       


Ysr2009:

ade scenario ayithem, both FT vunnollu 10 years lo $1.2M endivayyaaa.. easy gaa double earn cheyyocchu..

bokka thread



401K lo double cheyyatam kashtam due to annual contribution limits. I used 16K as it used to be 15.8K (I think) 10 years ago. No 18K?
 

Ysr2009
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Posted on Thursday, June 07, 2018 - 09:04 am:       

>> 10* 16K (individual)+6K(Company) per year *2 (if both are working) = 440K without appreciation. Easy no...

ade scenario ayithem, both FT vunnollu 10 years lo $1.2M endivayyaaa.. easy gaa double earn cheyyocchu..

bokka thread
 

Vja2va
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Posted on Thursday, June 07, 2018 - 09:01 am:       

1.2 M $ ki db lo thread aa.. Maree cheap aipoind DB .. Chass..
 

Gotcha
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Posted on Thursday, June 07, 2018 - 08:59 am:       

Wife and husband together ayite every year 18k pkus 18k=36k
Plus employee contribution which 50% minimum for most companies till 6% of contribution so say 6k each=12k
Akkade 48k ayindi kada but no one except abcds put 18k full ahen they join the job as anta alochana undadu
...
 

Moviebuff001
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Posted on Thursday, June 07, 2018 - 08:57 am:       


Ysr2009:

10 years lo 600k in 401k.. impossible re..



Why?
If you have company match,
10* 16K (individual)+6K(Company) per year *2 (if both are working) = 440K without appreciation. Easy no...
 

Ysr2009
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Posted on Thursday, June 07, 2018 - 08:50 am:       

>> Gotcha: 1.2 not kastam ke kaani 600k in 401k anadu kada adi keka, migatavi light

10 years lo 600k in 401k.. impossible re..
 

Platypus
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Posted on Thursday, June 07, 2018 - 08:46 am:       


One:

something seriously wrong on your financial management .. i think you have to sit with your wife and make better plans..




No no no. I am perfectly content with my net worth. Just saying 1.2MUSD is not applicable to me.
This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it.
 

Gotcha
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Posted on Thursday, June 07, 2018 - 08:44 am:       

Platy
Do one thing, send me ur phonenumber and will add u to us stocks group, follow budugu recommendations and u might see 200% gain on ur money. Ayite naa peru cheppu avakapote budugu peru cheppu
...
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 08:41 am:       

Platy sodaraa

Meeru gnana sampannulu.

Meeku paisalu avasaram me take sampaadisthaaru

You willingly left USA for desam is because of something else than money

So no worries. Meeru alochinchinattu blockchain etc lalo maku o ante dam raadhu
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One
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Posted on Thursday, June 07, 2018 - 08:39 am:       


Platypus:


something seriously wrong on your financial management .. i think you have to sit with your wife and make better plans..
 

Platypus
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Posted on Thursday, June 07, 2018 - 08:34 am:       


Gotcha:

ante kada if u think ur apartment will still sell for 80l




Prasthutham market conditions batti 70L. Ante 10L as of today anna maata. Savings nil kaabatti - adding that 3L plot that I bought ten years ago - which is now 2L in value... 12L assets. PF/SA/LIC/thokka/tholu kalipi 10L.

Shares oka 70L. Konni emannaa miss ayyunte avannee kalupukoni oka koti networth.
ante 150K USD.

1.2 Million ee life lo raadhu.
This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it.
 

One
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Posted on Thursday, June 07, 2018 - 08:30 am:       

Meee bonda ra mee bonda. Is it really worth for new thread?

Ee db lo at least 20 ppl vuntaru antha kana ekkuva sampadana tho
 

Gotcha
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Posted on Thursday, June 07, 2018 - 08:27 am:       


Platypus:


ante kada if u think ur apartment will still sell for 80l
...
 

Platypus
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Posted on Thursday, June 07, 2018 - 08:19 am:       

Ippudu 80L apartment on loan with 60L still on loan ante net worth lo 20L lekkeyyaalaa?
This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it.
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 08:14 am:       


Platypus:

1.2 MUSD = 8 crores. Net worth including all assets and savings? DB lo easy gaa untaaru ee figure ni left leg tho thannevaallu kokollalu.




yepp andi. 1.2 million USD shall be jujubi who are in fulltime jobs with options.

Migathavallaki for peopel working over decade is very much possible.

alaane Krishna district lo lands etc vunna vallaki eaze peazy
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Moviebuff001
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Posted on Thursday, June 07, 2018 - 07:50 am:       

We have zero assets in India. Poor family anukondi. All savings are from jobs in US. 1.2M economic upswing valla daatam. We also spend a lot. 2 vacations easy per year.
 

Rudra
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Posted on Thursday, June 07, 2018 - 07:48 am:       

networth will be more than 1.2 for some of the people (Including me) but thats not via savings... savings is bi-product of your earnings.

I dont want to cut down on expenses but try to increase your earnings. If you cant spend now when you are young and have young family, when will you spend?

I did consulting in US and then moved to UK , did contracting (Was happy as you get more money) but things have changed for me only after moving into perm role in a good position, thats where the real money is...
 

Platypus
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Posted on Thursday, June 07, 2018 - 07:46 am:       


Lolligadu:

ee db lo 70% easy peasyga datesi untaru 1.2 mn




1.2 MUSD = 8 crores. Net worth including all assets and savings? DB lo easy gaa untaaru ee figure ni left leg tho thannevaallu kokollalu.
This world appearance is a confusion: even as the blueness of the sky is an optical illusion. I think it is better not to let the mind dwell on it, but to ignore it.
 

Andhrawala
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Posted on Thursday, June 07, 2018 - 07:44 am:       


Polavaram:

Ante. 2007 -2008 market crash ante

Lufe time opportunity

Malla mana life lo vasthundho raadho




every 25 years ki okka depression vasthundhi markets lo. 10 years aipoindhi. Next 15 years lo eazy gaa vasthundhi.

If you are to retire 16-17 years problem kaani otherwise vaakey
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Gotcha
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Posted on Thursday, June 07, 2018 - 07:36 am:       

Did he say wife and husband combined 401k is 600k then adi kuda light single 401k 600k ante too good not wife and hisband in 10 years
...
 

Gotcha
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Posted on Thursday, June 07, 2018 - 07:33 am:       

1.2 not kastam ke kaani 600k in 401k anadu kada adi keka, migatavi light
...
 

Sesani
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Posted on Thursday, June 07, 2018 - 07:27 am:       

Maa laanti BPL gallu can never achieve this... Life time la kuda 1.2 million doubt..

Early morning 'platy' mode tho day started..

Endukayyya maa laanti valla thoti ee depression games aadtaaru Mee rich fellas...

Mee goppollunnarrreeessssssss
 

Emc2
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Posted on Thursday, June 07, 2018 - 07:19 am:       

Car insurance lekunda

Petrol kottunchakunda every day 150 mins walk

Sat sunday costco and Sam’s lo samples tho bathi keyadam

Every min you have to think about savings savings

Yes you can achieve




Where ever i go what ever i do
My caste |My Hero |My Leader
This is the priority

 

Savyasachi
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Posted on Thursday, June 07, 2018 - 07:13 am:       

if everything goes a splanned i will be there in 2 years. i will be 36 by then
 

Chillarodu
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Posted on Thursday, June 07, 2018 - 01:16 am:       


Polavaram:

Ante. 2007 -2008 market crash ante




Exactly, Wife and Husband 401K lo max contribute chesi and many companies match some of it as well.2008 ninchi ippativaraku year over year 15% easy gaa appreciate ayinai.

Most of us who started contributing much before that easily make more than 600k just in 401k.
 

Polavaram
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Posted on Thursday, June 07, 2018 - 01:12 am:       

600k retirement lo antunnad

Ante. 2007 -2008 market crash ante

Lufe time opportunity

Malla mana life lo vasthundho raadho

Aa time lo right funds meedha invest chesi vunna prathi vodu made money

Easy peasy lemons squeezy
 

Chillarodu
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Posted on Thursday, June 07, 2018 - 01:04 am:       

90% of my friends and classmates achieved this.
As Mamamiya said some by investing in US and many by investing in India.
 

Saarang
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Posted on Thursday, June 07, 2018 - 01:02 am:       


Saarang:


https://www.crunchbase.com/person/naval-ravikant#section-ove rview




His recent tweetstorm went viral...really good thoughts

https://twitter.com/naval/status/1002103360646823936
 

King
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Posted on Thursday, June 07, 2018 - 12:57 am:       


Tadi_mattayya:

Hey bagwan now i realized iam below mango level
Will talk after I come out of depression



enduku depression.Neeku thoduga memandaramunnam.Just try to be there instead of going into depression. All the successful people put in effort to be successful unlike mango people who do9-5 ,go home and watch TV(like me)
 

Saarang
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Posted on Thursday, June 07, 2018 - 12:51 am:       


King:

Saarang:

Live on this topic right now...join if you can...smart and good guy


whois this guy. I envy people like him who can talk seamless




https://www.crunchbase.com/person/naval-ravikant#section-ove rview
 

Tadi_mattayya
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Posted on Thursday, June 07, 2018 - 12:51 am:       

280k 400k mango naa..
Hey bagwan now i realized iam below mango level
Will talk after I come out of depression
 

Harrytej
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Posted on Thursday, June 07, 2018 - 12:51 am:       


Hadoop:


me circle amogham.. naku telisina Ekaika vyakthi with highest pay is around 140k ...
 

King
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Posted on Thursday, June 07, 2018 - 12:50 am:       


Saarang:

Live on this topic right now...join if you can...smart and good guy



whois this guy. I envy people like him who can talk seamless
 

Hadoop
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Posted on Thursday, June 07, 2018 - 12:44 am:       


Tadi_mattayya:

https://youtu.be/nIIemjOnUcM

How Andi How
ee record break chesina DBers unnara?




easy both high jobs undi india lo emi responsibilities emi lekunda unte.

maa frind okadiki 280k and his wife ki around 400k in netflix. so you can assume they can make that amount in 2 years, after taxes ante 3 years lo untundi 1.2 mill
 

Seinfeld
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Posted on Thursday, June 07, 2018 - 12:42 am:       

1.2 m is not a big deal 10 yrs ki..both wife and husb high paid jobs lo unte..
 

Saarang
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Posted on Thursday, June 07, 2018 - 12:41 am:       


King:


10 years from start ante kashtam This guy also started after market bottomed..possible if you play right.

If you take out home equity fromplay, then thope.




Last 7 or 8 years very easy...most people with a home on west coast or boston-washington corridor..will have lots of equity. Our generation did not see a prolonged bear market.
 

Lolligadu
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Posted on Thursday, June 07, 2018 - 12:40 am:       

12mn aa leka 1.2 mn clarity ivvandi...ee db lo 70% easy peasyga datesi untaru 1.2 mn
 

Saarang
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Posted on Thursday, June 07, 2018 - 12:38 am:       

Live on this topic right now...join if you can...smart and good guy :-)

https://www.pscp.tv/w/1lDGLaBmWRwJm
 

King
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Posted on Thursday, June 07, 2018 - 12:38 am:       


Tadi_mattayya:

Just mango people with a 10 year runway



10 years from start ante kashtam This guy also started after market bottomed..possible if you play right.

If you take out home equity fromplay, then thope.
 

Tadi_mattayya
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Posted on Thursday, June 07, 2018 - 12:36 am:       

Ok Parameters are
No Drs
No consultancy owners
Just mango people with a 10 year runway
 

King
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Posted on Thursday, June 07, 2018 - 12:34 am:       


Rusthum:

netra



forgot Netra, also Hyder
So1.2 is not a big deal if you have wort,in right place and right investments.
 

Scorpio
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Posted on Thursday, June 07, 2018 - 12:32 am:       

1 M ki intha lolli endhe...maa SAP COnsultant Sesani left leg tho thanthaadu...

Warrior kurrod bemmi smile icon ichi velthaadu..
We don't hate BJP....BJP mana party...We hate MOSHA...We should find another PM for BJP in 2019
 

Rusthum
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Posted on Thursday, June 07, 2018 - 12:31 am:       

meru me athi apandi.. ma netra uncle ki yearly pay 450K ayana worth 5M-10M untadi..
Bumper: inko half an hour lo show undi. will go if ratings are good.
otherwise will go to cricket practice and save couple of bugs.
 

Scorpio
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Posted on Thursday, June 07, 2018 - 12:31 am:       


Saarang:

I will be very very surprised if the number of indians that fits the profile is less than 10,000.




Indians kaadu, Telugolle untaaru 10K...

Consulatancy owners 10 M thakkuva chaala rare.
We don't hate BJP....BJP mana party...We hate MOSHA...We should find another PM for BJP in 2019
 

King
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Posted on Thursday, June 07, 2018 - 12:30 am:       


Tadi_mattayya:

18k in 401k per year for 10 years it is 180k+20k emp matching+ appreciation ( 2+4+6+8+10+12+14+16+18+20)= 110 = ~350 how did he end up with 1 m in 401k



lol where did you come up with 10 years?
he started at 24.solets take at least 15 years and dont forget compounding power with double digit growth last 5 years.
 

Harrytej
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Posted on Thursday, June 07, 2018 - 12:28 am:       

38 years ki max na house loan half clear chestha....savings bongu...
 

Tadi_mattayya
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Posted on Thursday, June 07, 2018 - 12:27 am:       

Consultancy owners ,Drs light they don't even come in this category

Below 40 regular IT jobs, if ur friend is investing 18k in 401k per year for 10 years it is 180k+20k emp matching+ appreciation ( 2+4+6+8+10+12+14+16+18+20)= 110 = ~350 how did he end up with 1 m in 401k
 

Chesapeake
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Posted on Thursday, June 07, 2018 - 12:24 am:       

In 2 yrs jujubi oka 25m venaka vestha
 

King
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Posted on Thursday, June 07, 2018 - 12:14 am:       


Tadi_mattayya:

How Andi How
ee record break chesina DBers unnara?



TI, Simba, Gotcha, Sarang, Awal easy peasy.I f i dont knowany other peoplemannichandi
My frind who is 40 have arount 1mil just in 401K.(he lives frugal and invests in properties and ETF's, 529) Combined, he shouldbe easyly 2mil
There are lot of Dr's consultancy owners way above thees limits.
 

Brightlife34
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Posted on Thursday, June 07, 2018 - 12:07 am:       

Above median jobs both husband and spouse ten years don’t think that tough.
38 antey already 5-6 yrs exp toh vachuntadu. Would have easily started at 200k hh
 

Mamamiya786
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Posted on Thursday, June 07, 2018 - 12:04 am:       

1 milliion ante 6 to 7 crores kada... manam india lo inves chesindi almost antha kanna ekkuve vuntundi ..

pretty much every one is on the same league .. kakapote this guy seesm to be well planned..
manam adda gaddaaga chesam aneh ..
Sensation(About Bala):He can win in atleast half of the segments in Rayalaseema. Emi matladutunnavo neeku telusa. He can contest any where in coastal and rayalaseema districts. I personally feel he should contest from Srikakulam dt.

Jagan|Modi|
 

Saarang
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Posted on Thursday, June 07, 2018 - 12:01 am:       

I will be very very surprised if the number of indians that fits the profile is less than 10,000.
 

Banam
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Posted on Wednesday, June 06, 2018 - 11:59 pm:       


Tadi_mattayya:




??
Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR
 

Hero
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Posted on Wednesday, June 06, 2018 - 11:59 pm:       

India lo pakodi apartments konakunda
Bongulo over hyped lots lo invest cheyakunda

First nundi oka plan lo velte 1.2 is easy
 

Tadi_mattayya
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Posted on Wednesday, June 06, 2018 - 11:54 pm:       


Banam:

I know a guy.




"Chestada" ?
 

Tadi_mattayya
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Posted on Wednesday, June 06, 2018 - 11:49 pm:       

Started with 60k salary.
Now both+rental is $300k whicklh is kinda normal in chicago
Salaries are above avg but savings and appreciation are off the charts
 

Chesapeake
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Posted on Wednesday, June 06, 2018 - 11:46 pm:       

high paid jobs 2 salaries i saw that video. Na laaga mango people ki 1.2m kastamey
 

Banam
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Posted on Wednesday, June 06, 2018 - 11:45 pm:       

I know a guy.
36 ki beat chestadu
Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR
 

Tadi_mattayya
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Posted on Wednesday, June 06, 2018 - 11:44 pm:       

https://youtu.be/nIIemjOnUcM

How Andi How
ee record break chesina DBers unnara?

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