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Permanent insurance

Chalanachithram.com DB » New TF Industry Related » Archive through May 19, 2018 » Permanent insurance « Previous Next »
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Jeffa
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Username: Jeffa

Post Number: 1495
Registered: 10-2012
Posted From: 67.169.7.40

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Posted on Friday, May 18, 2018 - 11:21 pm:       

Andarikee maro saari nokki vokkanistundaaa...
Separate Insurance from the Investment. ALWAYS.
Life Insurance TRUE MEANING is TERM LIFE Insurance. Everything else is a commercial (profit only always) products. Term Life is not commercial but gamble. You always win and Insurance company also always wins.. (how?? think a long time)...:-)
You win: By trying to live for a long time(you win), By getting Insured money, if you fail to do the before(living long time).
Insurance company wins: They count on your bad luck and bad health habits etc)
 

Jeffa
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Username: Jeffa

Post Number: 1494
Registered: 10-2012
Posted From: 67.169.7.40

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Posted on Friday, May 18, 2018 - 11:16 pm:       


Siloan:

pakka chandhassudila vunnave



Koncham kaavochhu. Vaadu pilchaadani, manam follow avvakkarle, if its not the official name.
I also hate people referring H1B transfer while its not existing in the books :-)

OP thread ki aa title peeti terror ichaadu.. anduke saadastam kanipinchindi :-) lite le.. just tammudini titte avakaasam vodulukoledu :-) anthe...
 

Siloan
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Username: Siloan

Post Number: 56118
Registered: 03-2008
Posted From: 65.24.38.103

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Posted on Friday, May 18, 2018 - 09:00 pm:       


Jeffa:



pakka chandhassudila vunnave ...veedu kooda permanent ani sambodistunnadu..
pamara baasha anukunta
https://www.protective.com/learning-center/life-insurance/wh at-is-the-difference-between-whole-life-and-universal-life-i nsurance/
 

Gotcha
Megastar
Username: Gotcha

Post Number: 29801
Registered: 02-2008
Posted From: 107.77.85.59

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Posted on Friday, May 18, 2018 - 06:53 pm:       


Maverick:


yes i will refer u he works only on referrals and no charge and gets paid on any of these products we take and he suggests only ifan opportunity
...
 

Maverick
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Username: Maverick

Post Number: 68059
Registered: 01-2008
Posted From: 165.225.50.165

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Posted on Friday, May 18, 2018 - 06:50 pm:       


Jeffa:

(but premium may change).


yes, the early u convert the lesser will be premium. 50 taruvata convert cheste premium badutadu..
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

Maverick
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Username: Maverick

Post Number: 68058
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Posted on Friday, May 18, 2018 - 06:49 pm:       


Gotcha:

Maa CFP chepondi


How much does she/he charge? any referrals?
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

Jeffa
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Username: Jeffa

Post Number: 1493
Registered: 10-2012
Posted From: 172.56.42.151

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Posted on Friday, May 18, 2018 - 06:49 pm:       


Maverick:

i have natwest term 1mil, with an option to convert whole life? is it worth the switch?



I heard that most of the term policies offer to convert to life at any time during the term(but premium may change).
 

Gotcha
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Username: Gotcha

Post Number: 29800
Registered: 02-2008
Posted From: 50.196.233.113

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Posted on Friday, May 18, 2018 - 06:47 pm:       


Jeffa:


ok my bad whatever legally it is called. Maa CFP chepondi chepa tapu ayite maninchu
...
 

Maverick
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Username: Maverick

Post Number: 68057
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Posted on Friday, May 18, 2018 - 06:46 pm:       

i have natwest term 1mil, with an option to convert whole life? is it worth the switch?
There's a cacophony in the truth, A melody in lies and it accompanies one on every journey, From the lows to the highs
 

Jeffa
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Username: Jeffa

Post Number: 1492
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Posted From: 172.56.42.151

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Posted on Friday, May 18, 2018 - 06:43 pm:       


Gotcha:

ante nantava?



Antnam enti saamee.. doriktihe class peeki doola deerchevaadini...
Maree intha lame gaa topic open sestaav endi bhayyaa.. ma weekends maaku santhoshamgaa vundanivvavaa?
Permanent Insurance endi saamee.. erra bassekki maa vooriki tikkettu evvandi annattundi..
navvaleka sastunnaaa..
 

Gotcha
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Username: Gotcha

Post Number: 29797
Registered: 02-2008
Posted From: 50.196.233.113

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Posted on Friday, May 18, 2018 - 06:38 pm:       


Jeffa:


ante nantava?
...
 

Gotcha
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Username: Gotcha

Post Number: 29796
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Posted on Friday, May 18, 2018 - 06:37 pm:       

Just term ayite for 650k ki for 20 years year ki 369$ pay chesta and every year 40-50 increasing
...
 

Jeffa
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Username: Jeffa

Post Number: 1491
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Posted From: 172.56.42.151

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Posted on Friday, May 18, 2018 - 06:34 pm:       


Gotcha:

Enta mandi teesukunaru
20 years ki permanent insurance teesukondi so that u can have safe money even in downtrend of markets



Chusss asalu erra bassu ekki enduku market ki vostaaru saamee... Correct words koodaa use cheyyatam raadaa ? There is nothing called Permanent Insurance in this world.
You should say at least "Life Insurance - Whole life/permanent" in title to have a sense of this thread.
When you said permanent for an insurance product, you MUST spend some time to know basics of the insurance(including Life, Auto etc..)
Chusss..
 

Sesani
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Username: Sesani

Post Number: 58361
Registered: 08-2014
Posted From: 108.171.130.189

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Posted on Friday, May 18, 2018 - 06:26 pm:       


Gotcha:

u r paying too much for 3 times more nenu inka takuva kadata


hmmmm..
 

Gotcha
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Username: Gotcha

Post Number: 29794
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Posted on Friday, May 18, 2018 - 05:32 pm:       


Sesani:


u r paying too much for 3 times more nenu inka takuva kadata
...
 

Sesani
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Username: Sesani

Post Number: 58356
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Posted From: 108.171.131.170

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Posted on Friday, May 18, 2018 - 03:53 pm:       


Snoopdog:

bro meed ye insurance. 190/month 250k ante konchem cheap ga vundi. mine is 500k 650/month . NYL lo


naadi kuda NYL babbai... i got it when i was under 30... After 30 rates chaala yekkuva untayi...

Plus i was in top health condition bracket...
 

Sesani
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Username: Sesani

Post Number: 58355
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Posted on Friday, May 18, 2018 - 03:51 pm:       


Gotcha:

enni years term needi


term endi?? Whole life naadi... until death... natural death kuda vastayi money
 

Cheenu
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Username: Cheenu

Post Number: 119
Registered: 05-2016
Posted From: 174.228.131.127

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Posted on Friday, May 18, 2018 - 03:26 pm:       


Gotcha:



Good post
 

Vjawarrior
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Username: Vjawarrior

Post Number: 34761
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Posted From: 192.251.84.7

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Posted on Friday, May 18, 2018 - 03:22 pm:       


Shivavishnu:


indias lo 1 crore INR ki insuarncew policies unnai...very good returns too....
40% ichaadu ulip vaadu last year
 

Shivavishnu
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Username: Shivavishnu

Post Number: 2718
Registered: 10-2010
Posted From: 8.45.137.10

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Posted on Friday, May 18, 2018 - 03:07 pm:       

Permanent life insurance can be a valuable tool for a relative few, but unless you have income of over $250,000 annually or over $1 million in assets, your life insurance needs are likely best met with term life insurance.
Om Namah Shivaya.....Om Namo Narayanaaaya....
 

Gotcha
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Username: Gotcha

Post Number: 29792
Registered: 02-2008
Posted From: 172.87.56.134

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Posted on Friday, May 18, 2018 - 02:50 pm:       


Moviebuff001:

80 daka batikite ade ekkuva ani cheppa.


us lo average life expectancy 80. 10 or 20 years ki teesukuni u can cash out the money for college. best start with term and then convert it to permanent when kids are near to college so that u can take money from it.
...
 

Moviebuff001
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Posted on Friday, May 18, 2018 - 02:40 pm:       


Mrhyderabad:

Whole Life?



I think so.
I also it gives meager returns. CDs ki kooda aa matram return istaru.
Someone gave a presentation.
They quoted that we need to take 1Mil insurance each for about 1200 each a month for the next 20 years. They said, this will help us live life without compromising from when we will be 80 to 95. Lite teesuko, 80 daka batikite ade ekkuva ani cheppa.
 

Mrhyderabad
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Username: Mrhyderabad

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Posted From: 47.187.14.16

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Posted on Friday, May 18, 2018 - 02:12 pm:       


Gotcha:


Are you talking about Whole Life? Perm insurance ani vinaledu eppudu
Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein
 

Snoopdog
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Username: Snoopdog

Post Number: 763
Registered: 01-2012
Posted From: 104.129.204.56

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Posted on Friday, May 18, 2018 - 02:08 pm:       


Gotcha:



masharu idhi permanet insuance kadu. idi edo kotha insurance market lo vachindih anukunna. life insurance aa
 

Snoopdog
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Username: Snoopdog

Post Number: 762
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Posted on Friday, May 18, 2018 - 02:05 pm:       


Sesani:



bro meed ye insurance. 190/month 250k ante konchem cheap ga vundi. mine is 500k 650/month . NYL lo
 

Gotcha
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Username: Gotcha

Post Number: 29788
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Posted on Friday, May 18, 2018 - 12:54 pm:       

also u just need to get a foot in the door ante take a term insurance for now say for 20 years u pay very less then you can change it to this if u r having money
...
 

Gotcha
Megastar
Username: Gotcha

Post Number: 29787
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Posted on Friday, May 18, 2018 - 12:43 pm:       


Reentry:


say u put all ur money in 401k oka 500k daka petavu super anukunavu. by the time u retire stock market collapse ayindi so ur wealth is lost. ofcourse 401k lo pedite baga grow avuta untundi.

401k is not guaranteed income. ur pf needs both growth income and also safe money income.

IRS oka facility ichadu insurance teesukunte for any amount, it is called permanent insurance. 10-20-30 depends like term and say u took for 500k.

every year u pay like 8k or soemthing not sure of exact figure after few years u can borrow money from it at any point say for ur childs education and u don't need to pay taxes on it and u pay very less interest on it.

https://www.lifehappens.org/insurance-overview/permanent-ins urance/
...
 

Gotcha
Megastar
Username: Gotcha

Post Number: 29786
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Posted on Friday, May 18, 2018 - 12:35 pm:       


Sesani:


enni years term needi
...
 

Sesani
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Username: Sesani

Post Number: 58342
Registered: 08-2014
Posted From: 108.171.131.170

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Posted on Friday, May 18, 2018 - 12:09 pm:       

naadi 250k perm policy... 5 yrs ayyindi..

Cash value grew 5k so far and this year for dividends too....

I pay 190 a month..
 

Reentry
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Username: Reentry

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Posted on Friday, May 18, 2018 - 12:07 pm:       

what is this andi?
 

Gotcha
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Username: Gotcha

Post Number: 29784
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Posted From: 96.87.93.22

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Posted on Friday, May 18, 2018 - 11:58 am:       

Enta mandi teesukunaru
20 years ki permanent insurance teesukondi so that u can have safe money even in downtrend of markets
...

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