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Rusthum
Hero Username: Rusthum
Post Number: 10655 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 07:14 pm: |
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Gochi: Spending wise, just house price okkate count cheyyakandi...In addition to house price, u will have to spend again on Closing costs, Furniture, Appliances..etc (which will not come back if you have to sell the house again and move back to India)...Usual gaa this additional cost varies from 15k-40k based on the value of your house....Example, 400k house aithe closing cost will be around 10k, furniture entha kaadhanukunna oka 5-10k, appliances like TV, Washer, Dryer, Stove 2-3k... suddengaa illu ammalsi vasthe same price ki amminaa atleast oka 20k loss vasthundi, bcos agent commission itself will be 6% of the house value...400k house, meeru 400k ki ammina oka 24k agent ki kattaali, best case vaadu commission 3% theesukunnaa oka 12k...plus nenu cheppina paina expenditure...so overall gaa oka 40k minimum gamble untundi...so ee money meeru gambling ki ready ante digandi...
good info.. thanks. Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Catalyst
Side Hero Username: Catalyst
Post Number: 6404 Registered: 07-2009 Posted From: 69.250.69.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 06:49 pm: |
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Gochi:alaa aithe few more words of caution... Spending wise, just house price okkate count cheyyakandi...In addition to house price, u will have to spend again on Closing costs, Furniture, Appliances..etc (which will not come back if you have to sell the house again and move back to India)...Usual gaa this additional cost varies from 15k-40k based on the value of your house....Example, 400k house aithe closing cost will be around 10k, furniture entha kaadhanukunna oka 5-10k, appliances like TV, Washer, Dryer, Stove 2-3k... suddengaa illu ammalsi vasthe same price ki amminaa atleast oka 20k loss vasthundi, bcos agent commission itself will be 6% of the house value...400k house, meeru 400k ki ammina oka 24k agent ki kattaali, best case vaadu commission 3% theesukunnaa oka 12k...plus nenu cheppina paina expenditure...so overall gaa oka 40k minimum gamble untundi...so ee money meeru gambling ki ready ante digandi...
Very good points brother... thanks for sharing these points. I was in dilemma for the past 4 months whether to buy a home or not "I can forgive, but I cannot forget, is only another way of saying, I will not forgive". Biriyani: N fans ante mahesh babu and prabhas fans ye kadaaa |
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Sesani
Legend Username: Sesani
Post Number: 56911 Registered: 08-2014 Posted From: 108.171.130.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 06:03 pm: |
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Gochi:Its normal process baa...they wont give u prequal without pulling credit...
Depends... i got pre-approval based on my credit score and salary range... i got it multiple times without credit check... Mortgage lenders ni approach aithe they will give with in 2-3 business hrs rather than applying online... |
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Gochi
Side Hero Username: Gochi
Post Number: 3116 Registered: 12-2006 Posted From: 64.121.67.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 11:42 am: |
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Rusthum:
alaa aithe few more words of caution... Spending wise, just house price okkate count cheyyakandi...In addition to house price, u will have to spend again on Closing costs, Furniture, Appliances..etc (which will not come back if you have to sell the house again and move back to India)...Usual gaa this additional cost varies from 15k-40k based on the value of your house....Example, 400k house aithe closing cost will be around 10k, furniture entha kaadhanukunna oka 5-10k, appliances like TV, Washer, Dryer, Stove 2-3k... suddengaa illu ammalsi vasthe same price ki amminaa atleast oka 20k loss vasthundi, bcos agent commission itself will be 6% of the house value...400k house, meeru 400k ki ammina oka 24k agent ki kattaali, best case vaadu commission 3% theesukunnaa oka 12k...plus nenu cheppina paina expenditure...so overall gaa oka 40k minimum gamble untundi...so ee money meeru gambling ki ready ante digandi... |
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Rusthum
Hero Username: Rusthum
Post Number: 10652 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 11:20 am: |
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Gochi: meeku already GC undhaa baa
  Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Gochi
Side Hero Username: Gochi
Post Number: 3115 Registered: 12-2006 Posted From: 64.121.67.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 11:13 am: |
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Rusthum:
meeku already GC undhaa baa, leka on H1 aaa....on H1 aithe better not get into buying now, too much uncertainity going on....memu koni enduku konnaama ani worrying... |
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Rusthum
Hero Username: Rusthum
Post Number: 10650 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 10:14 am: |
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Moviebuff001:
802-807 ki fluctuate avtha undi..ninna alert vachindi.. online check chesthe 20 paduddi ani undi.. inka okka illu kuda chudale.. inka oogisaladatha unna.. 40 mins drive lopu manchi illulu lev.. Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 5047 Registered: 06-2013 Posted From: 76.31.114.171
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 10:04 am: |
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Rusthum: broka petta ani regret.
Single credit pull ki maree pedda hole padadu... Unless it is already bad. Ippudu mana credit/bank accounts lo free ga score istunnaru. If it's good, confident ga I'll chooseyyatame. But Illu nachi offer ivvali anukunte ippudu letter handy ga untadi. |
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Rusthum
Hero Username: Rusthum
Post Number: 10649 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 09:59 am: |
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Gochi:they wont give u prequal without pulling credit...
prequal vs preapproval kada.. pai link pre approval ki.. thats the point kada.. Amayakudu:
that's fine.. you were trying to help.. nene inka research chesi undalsindi.. new year roju inka house kuda chudakunda broka petta ani regret.. Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Gochi
Side Hero Username: Gochi
Post Number: 3113 Registered: 12-2006 Posted From: 64.121.67.210
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 06:32 am: |
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Rusthum:
http://blog.credit.com/2015/09/will-getting-pre-approved-for -a-mortgage-hurt-my-credit-124461/ Its normal process baa...they wont give u prequal without pulling credit... |
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Amayakudu
Junior Artist Username: Amayakudu
Post Number: 825 Registered: 01-2014 Posted From: 68.82.9.122
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 06:20 am: |
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Rusthum:
That's surprising...Bank ki velli direct ga deal cheyyalsindi... Oka vela hardpull ayyi unte...my bad. |
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Rusthum
Hero Username: Rusthum
Post Number: 10648 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Monday, January 01, 2018 - 01:57 am: |
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Amayakudu: Checking or savings account unna nee primary bank vallu istharu free ga.
bhayya.. endi ila chesav? prequalification letter ki BOFA ki apply chesthe hard pull chesadu.. just got credit alert from all credit monitoring accounts..  Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Sannayi_nokkulu
Megastar Username: Sannayi_nokkulu
Post Number: 21882 Registered: 06-2014 Posted From: 68.100.239.135
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 31, 2017 - 03:55 pm: |
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Sesani:Do's - Don't Don't - Do
what about Donuts sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT
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Amayakudu
Junior Artist Username: Amayakudu
Post Number: 823 Registered: 01-2014 Posted From: 68.82.9.122
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 31, 2017 - 03:38 pm: |
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Rusthum:Idi evaru istharu?
Checking or savings account unna nee primary bank vallu istharu free ga. |
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Amayakudu
Junior Artist Username: Amayakudu
Post Number: 822 Registered: 01-2014 Posted From: 68.82.9.122
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 31, 2017 - 03:37 pm: |
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Sesani:joke uncle adi...
Nenu kuda leg pulling kaka.... |
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Rusthum
Hero Username: Rusthum
Post Number: 10647 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 31, 2017 - 03:15 pm: |
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Amayakudu:Prequalification letter
Idi evaru istharu? Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Sesani
Legend Username: Sesani
Post Number: 56910 Registered: 08-2014 Posted From: 108.171.130.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 31, 2017 - 02:30 pm: |
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Amayakudu:If you are good at something never do it free ani follow aipothunnava?
joke uncle adi... yeti nijamga money teeskuntaan anukunnava yeti. |
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Amayakudu
Junior Artist Username: Amayakudu
Post Number: 821 Registered: 01-2014 Posted From: 68.82.9.122
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 31, 2017 - 02:12 pm: |
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Sesani:.25% commission
If you are good at something never do it free ani follow aipothunnava?
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Amayakudu
Junior Artist Username: Amayakudu
Post Number: 820 Registered: 01-2014 Posted From: 68.82.9.122
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 31, 2017 - 02:09 pm: |
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Njblue:Rusthum: she is saying pre approval letter is mandatory to visit properties.. is it true?
Prequalification letter should be good enough for seeing homes. Preapproval letter requires credit check and will show-up as hard enquiry on your credit report. Unless you are 90% sure of buying, don't get the pre-approval. Once you are sure, get pre approvals from multiple lenders within 30 days, so that it will show up as one single credit inquiry. |
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Njblue
Junior Artist Username: Njblue
Post Number: 182 Registered: 07-2016 Posted From: 98.110.82.126
Rating: N/A Votes: 0 (Vote!) | | Posted on Sunday, December 31, 2017 - 02:04 pm: |
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Rusthum:she is saying pre approval letter is mandatory to visit properties.. is it true?
Not true - it may be mandatory for putting the offers, but not for visiting. |
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Sesani
Legend Username: Sesani
Post Number: 56904 Registered: 08-2014 Posted From: 108.171.130.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 04:21 pm: |
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Rusthum:uncle.. etidi.. edo help sesthav ani nekosam indakatnundi waiting.. vachi ee coke post esi ellipotav..
Tammi... mottam type chese time ledu... call cheyyi free unte i will explain step by step process... naaku oka .25% commission eyye saal... |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 5039 Registered: 06-2013 Posted From: 76.31.114.171
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 02:33 pm: |
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http://www.caare.org/ConnecticutHomeBuyerRebates https://squeezemoreprofit.com/buyer-rebates-ct/ http://www.city-data.com/forum/connecticut/62835-discount-ho me-broker-needed.html |
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Rusthum
Hero Username: Rusthum
Post Number: 10645 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 02:16 pm: |
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Moviebuff001: All over US friends unnaru. Modatlo konna vallu miss ayyaru kani last 6 or 7 years lo minimum 2% back vachindi andariki. If you are not buying a new home, you can expect part of your agent's (buyer's agent) commission back. Texas lo following link. http://www.creekviewrealty.com/5-steps-to-get-your-2-percent -buyer-rebate/ Where are you planning to buy your home? New or old?
ma daggara asalu new homes lev... anni atleast 80 years old.. worst place anukovachu... CT la.. 06854 la Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 5038 Registered: 06-2013 Posted From: 76.31.114.171
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 02:14 pm: |
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Rusthum:ee commission ivvaranta.. friend recently purchased a house. vadini adigithe ade cheppadu..
All over US friends unnaru. Modatlo konna vallu miss ayyaru kani last 6 or 7 years lo minimum 2% back vachindi andariki. If you are not buying a new home, you can expect part of your agent's (buyer's agent) commission back. Texas lo following link. http://www.creekviewrealty.com/5-steps-to-get-your-2-percent -buyer-rebate/ Where are you planning to buy your home? New or old? |
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Rusthum
Hero Username: Rusthum
Post Number: 10644 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 02:10 pm: |
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Sesani:Do's - Don't Don't - Do
uncle.. etidi.. edo help sesthav ani nekosam indakatnundi waiting.. vachi ee coke post esi ellipotav.. Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Manthri
Comedian Username: Manthri
Post Number: 1862 Registered: 02-2013 Posted From: 67.174.99.43
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 02:07 pm: |
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Sesani:Do's - Don't Don't - Do
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Sesani
Legend Username: Sesani
Post Number: 56903 Registered: 08-2014 Posted From: 172.58.201.15
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 01:56 pm: |
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Do's - Don't Don't - Do |
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Rusthum
Hero Username: Rusthum
Post Number: 10643 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 01:31 pm: |
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Amayakudu:I went through goldenkey.com and received 3% commision back this January when I closed my house. Don'ts: 1. Skipping home inspections. 2. Not getting Mortgage quotes from multiple lenders. 3. Not negotiating, showing extreme interest confront of agents as they'll use it to their advantage in closing the home to get their commission. 4. Assuming that realtor works for you...they work for commission and wants to get the deal closed ASAP 5. Going with realtor suggested lenders, inspection agents etc. 6. Not considering good school zone, quick resale-ability incase to sell. 7. Not realizing that we won't get everything we dream within our budget. Have to make sacrifices. 8. Not estimating final costs...HOA, POA, Insurance, Taxes etc. 9. Not reading the following article... https://michaelbluejay.com/house/
thanks bhayya.. but seems goldenkey is available only in north carolina.. Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Amayakudu
Junior Artist Username: Amayakudu
Post Number: 819 Registered: 01-2014 Posted From: 68.82.9.122
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 01:01 pm: |
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I went through goldenkey.com and received 3% commision back this January when I closed my house. Don'ts: 1. Skipping home inspections. 2. Not getting Mortgage quotes from multiple lenders. 3. Not negotiating, showing extreme interest confront of agents as they'll use it to their advantage in closing the home to get their commission. 4. Assuming that realtor works for you...they work for commission and wants to get the deal closed ASAP 5. Going with realtor suggested lenders, inspection agents etc. 6. Not considering good school zone, quick resale-ability incase to sell. 7. Not realizing that we won't get everything we dream within our budget. Have to make sacrifices. 8. Not estimating final costs...HOA, POA, Insurance, Taxes etc. 9. Not reading the following article... https://michaelbluejay.com/house/ |
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Rusthum
Hero Username: Rusthum
Post Number: 10642 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 01:01 pm: |
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Analog:you can try desi realtors, they usually give half of their commission. We found our house by visiting open houses. Seller realtor gave us 1% of his commission since we dont have buyer agent
I will try this. meru pre approval ekkada theskunnaru? Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Analog
Side Hero Username: Analog
Post Number: 4800 Registered: 05-2008 Posted From: 99.149.238.117
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 12:51 pm: |
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Rusthum:ee commission ivvaranta.. friend recently purchased a house. vadini adigithe ade cheppadu..
you can try desi realtors, they usually give half of their commission. We found our house by visiting open houses. Seller realtor gave us 1% of his commission since we dont have buyer agent |
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Rusthum
Hero Username: Rusthum
Post Number: 10641 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 12:43 pm: |
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Moviebuff001:Ask your friends and colleagues in the area to give you realtor contact who gives part of their commission back to begin with. If you go through trulia, you will likely end up losing a portion of 3% commission they get.
ee commission ivvaranta.. friend recently purchased a house. vadini adigithe ade cheppadu.. Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 5037 Registered: 06-2013 Posted From: 174.235.18.76
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 12:34 pm: |
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Ask your friends and colleagues in the area to give you realtor contact who gives part of their commission back to begin with. If you go through trulia, you will likely end up losing a portion of 3% commission they get. |
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Rusthum
Hero Username: Rusthum
Post Number: 10640 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 12:07 pm: |
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Manthri:First identify an agent for you
trulia odu ninna oka agent ni connect chesadu.. adi sollu chepthe ok be my buyer agent ani cheppa.. adi any day available unde finance organization chudu ani cheppi 3 perlu seppindi. prime lending ct loan advisor gauranteed rate Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |
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Manthri
Comedian Username: Manthri
Post Number: 1859 Registered: 02-2013 Posted From: 67.174.99.43
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 12:04 pm: |
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Rusthum:
Pre approval : talk to your bank Don't contact seller agents directly First identify an agent for you |
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Rusthum
Hero Username: Rusthum
Post Number: 10638 Registered: 04-2015 Posted From: 24.189.106.72
Rating: N/A Votes: 0 (Vote!) | | Posted on Saturday, December 30, 2017 - 11:54 am: |
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Please help me with Do's and Don'ts. and loan approvals etc emi cheyala ela proceed avvalo kuda cheppandi.. just started looking for houses. ninnane trulia dwara oka buyer agent ni contact ayya.. she is saying pre approval letter is mandatory to visit properties.. is it true? Veedi dialogue veedike applicable - Manam Baagunnappudu lekkalu maatlaadi, kashtallo unnappudu viluvalu matladakudadhu sir... yedo mayabazar teesinattu genre gurinchi lecturing.... deenemma life -sesani about DJ |