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401k - ippudu cheppi emi labham raa e...

Chalanachithram.com DB » New TF Industry Related » Archive through January 03, 2017 » 401k - ippudu cheppi emi labham raa edavallaraa « Previous Next »
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Andhravodu
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Posted on Tuesday, January 03, 2017 - 10:12 pm:       


Dma:

401k lekapothe stock market M kudisi pothundi


DOW 20k, share market padipoyindi ani layoffs, left and right fake wealth creation and rising housing market prices kooda undavu

of course, this is one way of expanding market and creating a few more jobs, but risk to benefit ratio is very bad sir
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 10:09 pm:       


Bithiri_bathi:

first 2 monthsl lo ardham ayyindhi kudipesaru ani


aap mahaan ho, just 2 months ki pattesaru
 

Dma
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Posted on Tuesday, January 03, 2017 - 10:06 pm:       

401k lekapothe stock market M kudisi pothundi
Jai Andhra!! Jai Jai Andhra!!!
 

Bithiri_bathi
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Posted on Tuesday, January 03, 2017 - 09:58 pm:       


Andhravodu:


cars konela force chesaru, taxis ishtam vachina rates pettaru, govt was always fiscally constrained (war ki veldam ante, conservatives always ready. ade bus ki dabbulu pettandi ra ante, whar duz money ••• frum antadu )

ippudu uber and others vachaka, losses ani transit ni cut down chestunnaru. tax money ni general pool lo padesi, personal projects ki ettukuntaru. transit cut chesaka, repu uber vadu rates penchutadu, appudu public ki rangu paduddi




US ki vachaka first 2 monthsl lo ardham ayyindhi kudipesaru ani...for example Bay Area lo SF ki vellali antey almost 11$ round trip ticket + 3$ parking (if you are lucky) or you have to take 1 hour bus to get to the BART station...

ekkada choosina corporate interests ki importance...it boils down to trickle down economics
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 09:50 pm:       


Ntr_rocks:

Emanna miss ayyana ?


yes, whole context


Ntr_rocks:

No employer force you to take 401K kada ?


anduke pool is 61% anta, mandatory pettali ani konta mandi anukuntunnaru


Ntr_rocks:

Neeku istam ayye pedutunnav, Howz it govt fault ?


govt ni kooda tidatale, prastuntaniki ee 401k ni push chesina vallani titta

one similar example: Excepting some high profile cities, govt never bothered about public transit in desam

cars konela force chesaru, taxis ishtam vachina rates pettaru, govt was always fiscally constrained (war ki veldam ante, conservatives always ready. ade bus ki dabbulu pettandi ra ante, whar duz money frum antadu )

ippudu uber and others vachaka, losses ani transit ni cut down chestunnaru. tax money ni general pool lo padesi, personal projects ki ettukuntaru. transit cut chesaka, repu uber vadu rates penchutadu, appudu public ki rangu paduddi

(public transit: pension, uber: 401k ani translate chesko, crystal clear avuddi)
 

Rocketk2
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Posted on Tuesday, January 03, 2017 - 08:25 pm:       


Ntr_rocks:

Neeku istam ayye pedutunnav, Howz it govt fault ?


401k were originally intended as additional pension benefits. Slowly corporations were able to lobby the govt to replace pension plans with 401k. They were marketed as great because the investment discretion is owned by the employee. Ippudu ee article lo aa marketing koncham gimmick.. anukunantha beneficial kadhu.. ani chesthunnaru..
401k Valla employees Kanna financial institutions ekkuva benefit ayyayi anedhi oka argument.

But if the alternative is no pension plan, 401k is actually great not just good :-)
 

Jai_ycp
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Posted on Tuesday, January 03, 2017 - 08:18 pm:       

maintain diverse portflio. 401K lo oka 200k Including spouse vunte chalu
the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ
http://goo.gl/gn6XL5
the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu
 

Ntr_rocks
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Posted on Tuesday, January 03, 2017 - 08:05 pm:       

No employer force you to take 401K kada ?

Neeku istam ayye pedutunnav, Howz it govt fault ?

Emanna miss ayyana ?
 

Polavaram
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Posted on Tuesday, January 03, 2017 - 08:00 pm:       

401k Plsns not byad kadha

Pension system lo kooda bokkal vuntayi

Dheni ki vunde problem dhaniki vuntayi le

Antha ga 401k minitoring kastam anukunte target funds ki transfer chesthe sariipoddi
NTR-Vajpayee Polavaram Irrigation Project
 

Bithiri_bathi
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Posted on Tuesday, January 03, 2017 - 07:49 pm:       


Andhravodu:

nayallu game theory ani, oka pilla incentive choopinchi daniki news media support to oka fake crisis create chestaru




HSA plans push chesthunnaru companies ee madhya... Daantlo unna malli 401k laa manage cheyyali

Paul Ryan gaadu ACA replacement options kuda individual HSA's for everyone money antha wallstreet lo velli koorchundhi
 

Rocketk2
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Posted on Tuesday, January 03, 2017 - 07:46 pm:       


Andhravodu:

meeru kooda ee code words use chestunnara


we are so deep into this. So rules prakaram games adali.. Leka pothe Bernie garu cheppina revolution tevali.. dhanni lo kuda guarantees levu!!
pension plans tho kuda similar risks vunnayi .. but it's a more controlled environment . Ippudu we have compounded effect.

There are options. You can use part of your 401k to buy a rental property and others avenues like physical metals etc. Kani most reliable had been equity and bond market for longer term.
 

Rocketk2
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Posted on Tuesday, January 03, 2017 - 07:17 pm:       


Asdf:

o you hold any position in h4a or clinton foundation ?


No .. just sarada comment!! Naku political connections emi levu
I am talking about conflict of interest on this board :-)

Aa bill chuck schummer(Hillary very strong supporter and friend) propose chesindhi... as reason tho support chesthunna antaru ani ... nixed it
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 07:15 pm:       


Rocketk2:

As long as you diversify, risk is very reasonable


meeru kooda ee code words use chestunnara

Anyway, article lo cheptunna risk is, 7% returns ani sale chesaru, 3% vaste chalu annattu undi ani

Apparently, this program started as a side benefit for executives, but some azzoles pushed for general public, and now employees screwed
 

Rocketk2
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Posted on Tuesday, January 03, 2017 - 07:11 pm:       


Happyguy415:

401k does not guarantee returns...regular pension does!


main difference between 401k and pension is the risk is transferred to employee from employer. there is no guarantees anywhere unless you work for 'stable' government. Private companies end up bankrupt ( latest is GM) due to badly managed pension plans.
Indian central government pension fund was supposedly one of the best maintained and reliable funds.
How does private companies work in India. Do they offer pension plans?

401k is still bettter than nothing. As long as you diversify, risk is very reasonable
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 07:08 pm:       


Bithiri_bathi:


bingo, ittantive prathi chota chestunnaru

Ee nayallu game theory ani, oka pilla incentive choopinchi daniki news media support to oka fake crisis create chestaru

If any objection is there legally, lobbying chesi politicians ni koni padeste saripoddi. Legal issues lekapote, go right ahead, news media ad money kosam kakkurti padi, we need this for competitive balance ani shouting chestaru

Airlines, pensions, ippudu immigration help to jobs, mottam masi
 

Asdf
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Posted on Tuesday, January 03, 2017 - 07:03 pm:       


Rocketk2:

since conflict of interest with my hillary support.




annai
do you hold any position in h4a or clinton foundation ?
 

Bithiri_bathi
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Posted on Tuesday, January 03, 2017 - 06:48 pm:       


Xxx:

Economy class is now the cattle class , travel in business or it is like errabus




idhi chadavandi how basic economy fares are being exploited ani

http://viewfromthewing.boardingarea.com/2017/01/02/basic-eco nomy-fares-dont-lower-ticket-prices-increase-ticket-prices/
 

Saarang
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Posted on Tuesday, January 03, 2017 - 06:46 pm:       


Rocketk2:

ee topic meedha Pedda post type Chesi delete chesanu since conflict of interest with my hillary support.






okallani election lo support cheste inni consequences and responsibilities untayya?
 

Xxx
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Posted on Tuesday, January 03, 2017 - 06:45 pm:       


Rocketk2:

3 - 4 months back,




leg room,

seat selection not available in advance , no guarantee if family can seat together

no snack or meals for free
long flights , junk meals
economy, premium economy , etc etc
charging money for second piece of luggage , some for carry on

Economy class is now the cattle class , travel in business or it is like errabus
-
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 06:44 pm:       


Triggerblaster:


401k proponents now saying, its kind of bad, and not doesn't do enough

similar to ACA bill
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 06:42 pm:       


Rocketk2:

try chnaging flights after comfirmations or cancellation..


idi marchi poyanu, 200$ charge for cancellations. I'll always use southwest when possible for this reason only
 

Rocketk2
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Posted on Tuesday, January 03, 2017 - 06:35 pm:       


Andhravodu:

lafda lo money grabbings chesi, legrooms tagginchi padesi, airports lo shoes etc erri p checks petti (they are not there if you pay extra), ongo



3 - 4 months back, while traveling on an brand new AA flight , ee topic meedha Pedda post type Chesi delete chesanu since conflict of interest with my hillary support.
There was law proposed to limit shrinking in February 2016 which I believe got scrapped .. House majority argued Transportation Department can issue regulations based on safety, but not comfort. So aa regulations akkaraledhu ani kotti paresaaru.

I am all for limited regulations Kani ilantivi chusinappudu konni sarlu regulations must anipisthundhi... they turned economy class into cattle class.

Baggage charges were added as gas surcharges during mid 2000 gas crisis. Now gas prices came down obscenely but baggage price remains..

Anyone try chnaging flights after comfirmations or cancellation.. that is another nightmare!!
 

Triggerblaster
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Posted on Tuesday, January 03, 2017 - 06:35 pm:       


Andhravodu:

http://www.wsj.com/articles/the-champions-of-the-401-k-lamen t-the-revolution-they-started-1483382348



Can any one please elaborate what is in the link?
Can read asks for subscritom
 

Rgb
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Posted on Tuesday, January 03, 2017 - 05:53 pm:       

401k is just for saving and maximizing employer match. Tax deferred saving at 12% expect chesthe niraase
 

Linkmaster
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Posted on Tuesday, January 03, 2017 - 05:38 pm:       


Andhravodu:

legrooms tagginchi padesi




abbo daarunam idi..
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 05:38 pm:       


Linkmaster:

what will happen for the money we have already put in?


ye dikku evadiki telusu. repu sudden ga market dobbindante trump gadi peru cheppi ee players tappukuntaru
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 05:36 pm:       


Bithiri_bathi:


flying used to be enjoyable

lafda lo money grabbings chesi, legrooms tagginchi padesi, airports lo shoes etc erri p checks petti (they are not there if you pay extra), ongo bedutunnaru

money cheeking lansas
 

Linkmaster
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Posted on Tuesday, January 03, 2017 - 05:35 pm:       


Andhravodu:




what will happen for the money we have already put in?
 

Happyguy415
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Posted on Tuesday, January 03, 2017 - 05:34 pm:       


Chantichanti:

401K waste antara ??




From a common man perspective - 401k does not guarantee returns...regular pension does!
 

Happyguy415
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Posted on Tuesday, January 03, 2017 - 05:34 pm:       


Andhravodu:

kani ee desam govt paniki vache changes cheyadam eppudu choodaledu. system lo enta cash circulate avali ani choostaru kani, system improvements nahii




Then how is it still standing as a developed world? Is it on auto pilot?
How is it still No 1 Economy, sole Super Power in the world?
 

Chantichanti
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Posted on Tuesday, January 03, 2017 - 05:32 pm:       

401K waste antara ??
 

Bithiri_bathi
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Posted on Tuesday, January 03, 2017 - 05:32 pm:       


Andhravodu:

ntaru

airplanes,




??
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 05:28 pm:       


Happyguy415:


edi muttukunna minimum inko 10years pattuddi change ravataniki unkle

kani ee desam govt paniki vache changes cheyadam eppudu choodaledu. system lo enta cash circulate avali ani choostaru kani, system improvements nahii
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 05:26 pm:       

tadi mattayyas ippudu contributions increase cheyyali antunnaru

ee edavalu ese kaki lekkalu govts mallee oppukuntayi

unna dabbulu dobbesi 60 years tarvata istamu antarrendi raa reeyyyy
 

Happyguy415
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Posted on Tuesday, January 03, 2017 - 05:26 pm:       


Andhravodu:




ayite ippudu unna 401(k) lu vadilesi - puture lo maarchestara

:D
 

Gotcha
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Posted on Tuesday, January 03, 2017 - 05:23 pm:       

Yes 401k is a scheme to help employers
...
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 05:17 pm:       

janalu adukku tintunnaru, ee edava policy architects vacchi memu sarigga calculate cheyaledu antaru

airplanes, 401k, mottam desanni nakinchesaru kadara mba edavallara
 

Andhravodu
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Posted on Tuesday, January 03, 2017 - 05:14 pm:       

ayyo, pensions unchalsindi, 401k kakunda ani mosali kanneellu naa kondelu

http://www.wsj.com/articles/the-champions-of-the-401-k-lamen t-the-revolution-they-started-1483382348

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