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Kingaa_bongaa
Megastar Username: Kingaa_bongaa
Post Number: 20426 Registered: 02-2008 Posted From: 98.222.242.199
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 05:33 pm: |
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Andhrawala:got a quote for 1 million usd coverage. 20 year term. $125 per month. Medical sekup on December 9th
not sure where u got this. average is 80 per month for 1 million coverage. Manaki Manam Kingu, Choosevallaki Bongu.
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69887 Registered: 04-2009 Posted From: 107.77.94.87
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 05:14 pm: |
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Jai_ycp:
anduke will and FT should be good anna... Attanti jeevitam S nake situation vaste premium ekuva aina apudu kadadaam le...tondara ledu, ekuva aina nenu convince ayyake kadata... |
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Rocketk2
Side Hero Username: Rocketk2
Post Number: 3351 Registered: 03-2014 Posted From: 166.137.252.47
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 05:11 pm: |
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Jai_ycp:iddaru kids putti pedha ayyaka night padukunnapudu acid reflex ledha heartburn tho chest gadi pain vasthe dhenamma heart attack
Lol!! Same thought ni words lo ela pettala ani alochisthunna... Inchu minchu ilanti sandarbamlone nenu insurance teesukunna. Looks like you are young .. lock in low rates !! |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 6581 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 05:06 pm: |
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Ntr_rocks:Not convinced yeah
vasthundhi. oka roju vasthundhi. iddaru kids putti pedha ayyaka night padukunnapudu acid reflex ledha heartburn tho chest gadi pain vasthe dhenamma heart attack emo ani vucha urguay la parutunte, pillalu face chusi emi avvutharo nenu lekapothe anna thought vachina roju vundhi choodu appudu .. .. convince avvuthavu. appati daka enjoy. by the way nenu kuda mid 30 lo teesukunna  the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69886 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:59 pm: |
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Jai_ycp: india enduku veltharu. lets say your kids are 10 and 13 at that time. will thye want to go back to india or complete studies here itself. appatiki india lo ela vuntundho parsthithi. these are safeguards. like master card add, the feeling that your family will be financially safe if untoward thing happens to you is priceless. dhani kosamu kattachu.
Not convinced yeah....Nenu potanu ane thought kastam ga vundi, nenu poyaka vallu emavutaro ane thought kante... So, nenu 60 ki mundu ponu, adi fix...So edi naaku waste...I am out.. |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 6579 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:51 pm: |
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Ntr_rocks:family US nunchi India ki move ayyaru, apudu car, home etc loans anni kuda kattala ? Can't bank take those properties as liabilities ?
india enduku veltharu. lets say your kids are 10 and 13 at that time. will thye want to go back to india or complete studies here itself. appatiki india lo ela vuntundho parsthithi. these are safeguards. like master card add, the feeling that your family will be financially safe if untoward thing happens to you is priceless. dhani kosamu kattachu. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69884 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:44 pm: |
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Rocketk2:in my opinion, the main purpose of term insurance is to cover your family against debt leverage. In US, we stay leveraged significant portion of early life as house loans , car loans, investment loans etc. aaa time lo family ki burden pada kunda this covers. By 60, you should be cleared out of yours debts and responsibilities . That is the reason they are cheap .. there are terms that cover for later yrs but they will be expensive Ee context lo I want to suggest disability insurance as well which is equally important
yes, Worst case lo nenu sudden ga poya anukundam, family US nunchi India ki move ayyaru, apudu car, home etc loans anni kuda kattala ? Can't bank take those properties as liabilities ? Ee question epudo nunchi vundi naaku, meeru ee angle lo post esaru kabatti adugutunna... |
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Rocketk2
Side Hero Username: Rocketk2
Post Number: 3349 Registered: 03-2014 Posted From: 166.137.252.47
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:40 pm: |
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Ntr_rocks:I understand those. The only thing that I didn't like about this is after 60 yrs all the amount we paid is invalid and won't cover anything..
in my opinion, the main purpose of term insurance is to cover your family against debt leverage. In US, we stay leveraged significant portion of early life as house loans , car loans, investment loans etc. aaa time lo family ki burden pada kunda this covers. By 60, you should be cleared out of yours debts and responsibilities . That is the reason they are cheap .. there are terms that cover for later yrs but they will be expensive Ee context lo I want to suggest disability insurance as well which is equally important |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69883 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:33 pm: |
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Jai_ycp: Once you have kids, your perspective will change :-). issue is by the time you have kids and wants to take it, premiums will rise due to age and other factors. So you can be a smart shopper and buy now or wait for the time you feel the need.
ala anukune start chesa le last year, deni kante will raasi, FT ki move avvatam better ani fix ayya... |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 6576 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:30 pm: |
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Ntr_rocks:
Once you have kids, your perspective will change :-). issue is by the time you have kids and wants to take it, premiums will rise due to age and other factors. So you can be a smart shopper and buy now or wait for the time you feel the need. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69881 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:18 pm: |
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Uno: Does you car insurance premiums come back ? I think your life is not more valuable than your car
Liability mandatory, thats govt rule. lekapothe oka 3-5K car koni asalu insurance ee kattanu.. Comprehensive aithe car ki edanna aithe adi vunapude cover chestadi...car pothe KBB price vastadi... Auto Insurance vs Term insurance comparison not correct... Car |
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Uno
Junior Artist Username: Uno
Post Number: 523 Registered: 03-2016 Posted From: 174.115.80.19
Rating:  Votes: 3 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:16 pm: |
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Ntr_rocks:I understand those. The only thing that I didn't like about this is after 60 yrs all the amount we paid is invalid and won't cover anything..
Does you car insurance premiums come back ? I think your life is not more valuable than your car |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69880 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:13 pm: |
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Chiru_fan:Saint annai, 20 years tharuvaatha yenti paristhithi?
Manam kattindi budida...I don't like thissuuu, anduke dropped.. Asale nenu vunnapudu anubavinchu raaja type...Naaku nachale, set kaale.. |
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Sanju
Side Hero Username: Sanju
Post Number: 4300 Registered: 02-2008 Posted From: 208.178.195.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:12 pm: |
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Ntr_rocks:I am looking coverage after 60 yrs, may be Am thinking too far..
realistic ga 60 tharvaatha coverage enduku? main worry avvalsindi kids education expenses gurinchi.. aa tharvaatha anni picha lite...investments ani, properties lantivi vundaney vuntai kada? |
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Manthri
Comedian Username: Manthri
Post Number: 1192 Registered: 02-2013 Posted From: 104.129.200.69
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:10 pm: |
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Andhrawala:selectquote.com
Which Insurance company is better ? American General |
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Ilovemovies
Side Hero Username: Ilovemovies
Post Number: 6328 Registered: 04-2014 Posted From: 159.45.22.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:10 pm: |
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Saint:
thanks saint...last year kooda ilage oka thread vesavu...term plus will kosam...aa rendu set chesanu... I Love Movies.... |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69879 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:09 pm: |
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Jai_ycp: Take 30 years term plan if you ar elate 20 or early 30.
Humpty_dumpty:
I understand those. The only thing that I didn't like about this is after 60 yrs all the amount we paid is invalid and won't cover anything.. I am looking coverage after 60 yrs, may be Am thinking too far.. |
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Emc2
Legend Username: Emc2
Post Number: 51851 Registered: 03-2008 Posted From: 173.66.111.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:06 pm: |
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Rajusk:
will nen bhi thinking thinking not doing since long |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 6575 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:05 pm: |
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Chiru_fan:20 years tharuvaatha yenti paristhithi?
nothing. typically by that time your hous eis paid or you have lot of equity, kids education will be done. you wont need term insurance then. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Rajusk
Legend Username: Rajusk
Post Number: 52434 Registered: 02-2008 Posted From: 170.74.248.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:04 pm: |
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Emc2:agent for term insurence
adi already taken re..8 years back.. Will sangathi talking ..still did not do ani |
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Chiru_fan
Megastar Username: Chiru_fan
Post Number: 26009 Registered: 04-2008 Posted From: 170.22.76.184
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:01 pm: |
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Saint annai, 20 years tharuvaatha yenti paristhithi? CHIRU - SACHIN - FEDERER |
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Twotown
Comedian Username: Twotown
Post Number: 1301 Registered: 09-2016 Posted From: 207.244.66.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:01 pm: |
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Emc2:smokers with 35 ante 60 t0 65/month for 20yrs term dorike chances unnayi
ayithe teesukuntaaa...thanksessssss |
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Sanju
Side Hero Username: Sanju
Post Number: 4299 Registered: 02-2008 Posted From: 208.178.195.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:01 pm: |
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Kantha_rao:$1000 per year anukunna, $20,000 for 20 years....kaneesam $5000 kuda ivvakapodam endi maree anyayanga
kaavlantey avikooda vuntai...kakapothey monthly premiums vaasipothai like 250-500 range per month. aa rate lu vinnaka all holes moosukuni term policy thogondedheni |
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Emc2
Legend Username: Emc2
Post Number: 51850 Registered: 03-2008 Posted From: 173.66.111.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:00 pm: |
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Twotown:
smokers with 35 ante 60 t0 65/month for 20yrs term dorike chances unnayi |
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Emc2
Legend Username: Emc2
Post Number: 51849 Registered: 03-2008 Posted From: 173.66.111.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 04:00 pm: |
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Rajusk:
agent for term insurence |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 6574 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:59 pm: |
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Ntr_rocks:
look at yopur commitments. Lets assume if your family needs to stay in usa and continue studies, so your insurance should cover funeral expenses + Home and car loans + kids college education +100-200K for your wife to settle down till she could generate income for day to day consumption. whatever the number is good for you. Fate bagokapothe you can get fired and the next day get hit by truck. Take 30 years term plan if you ar elate 20 or early 30. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 34788 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:56 pm: |
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Ntr_rocks:Only FT ki tesukundam ani fix ayya...
coverage yekkuva undadhu basu chala places lo 5 times base will be max after 5 yrs job change awwalsi vasthay...we will be at a handicap due to age and guage |
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Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 34787 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:54 pm: |
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naa mgr 15 yrs nundi same company...group ins through company a and also used to buy supplemental coverage out of pocket, which is still less cost nenu ilaa additional gaa term set chesaanu ani cheppa.... by mid-late 30s u wont get good prices on term Life. again, this is just like taking car insurance.... india type LIC return plans are different maa warald famos ashburn lo some desis starting insurance agency side business |
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Kantha_rao
Side Hero Username: Kantha_rao
Post Number: 3034 Registered: 11-2013 Posted From: 12.218.0.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:54 pm: |
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Andhrawala://3. motham term (20 years) ayipoyaaka brathiki unte kuda motham istaada or nuvvu poledu ani discount esi istaada ? Naya paisa ivvadu. nuvve bathikunte inkaa icchedhi emundhi.
$1000 per year anukunna, $20,000 for 20 years....kaneesam $5000 kuda ivvakapodam endi maree anyayanga Thanks annay  |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69878 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:54 pm: |
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Humpty_dumpty:old FTE company lo AIG ..5 times base sal new FTE company lo prudential anukundhaam ...3 times base sal anukundhaa it changes every time you shift jobs and employer offers group insurance options dont count on it do your own...having both is best deal
Antha easy ga ponu ane nammakam...Only FT ki tesukundam ani fix ayya... |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69877 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:53 pm: |
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Sanju:nenu attage anukuni late chesa..FT employer gaadu isthunnad kada ani..waadu ichindi max 600k. realise ayye sariki out side term insurance vaadu age naa baar ani decide chesaadu
Nenu konni FT's ki Million dollar kante ekuva chusa...Depends on company. |
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Sanju
Side Hero Username: Sanju
Post Number: 4298 Registered: 02-2008 Posted From: 208.178.195.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:51 pm: |
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Ntr_rocks:Basic ga FT tesukovatam better anipinchindi every year seperate ga deniki katte badulu...So, looking for FT
nenu attage anukuni late chesa..FT employer gaadu isthunnad kada ani..waadu ichindi max 600k. realise ayye sariki out side term insurance vaadu age naa baar ani decide chesaadu |
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Twotown
Comedian Username: Twotown
Post Number: 1298 Registered: 09-2016 Posted From: 207.244.66.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:50 pm: |
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Ntr_rocks:I started with research with costco and they kontha mandi db members links ni follow ayya
choosthaa ayithe.... |
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Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 34786 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:50 pm: |
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old FTE company lo AIG ..5 times base sal new FTE company lo prudential anukundhaam ...3 times base sal anukundhaa it changes every time you shift jobs and employer offers group insurance options dont count on it do your own...having both is best deal |
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Andhrawala
Legend Username: Andhrawala
Post Number: 55110 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:48 pm: |
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Rajusk: adi non-IT vallaki kada.. mana sedentary life ishtyle ki 30 is the new 40 kada rao garu
1 in 10000 may die before 50 years even in IT guys 30 is new 40 anukunna, mana parents are alive till 80 years ate we might survive till 70 years kathaa No Signature |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69874 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:48 pm: |
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Twotown: konni links kottandi annai... i will get estimates
I started with research with costco and they kontha mandi db members links ni follow ayya |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69873 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:47 pm: |
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Emc2: every time when you change the job it will be gone, get a term life on your own
New company FT ki poyina cover avuddi ga....Consulting total ga maneyali |
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Twotown
Comedian Username: Twotown
Post Number: 1295 Registered: 09-2016 Posted From: 207.244.66.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:47 pm: |
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Rajusk:1 million coverage aithe ..1300/1400 per annum ki ravochu ani guess...
konni links kottandi annai... i will get estimates |
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Andhrawala
Legend Username: Andhrawala
Post Number: 55109 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:46 pm: |
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Kantha_rao: 1. 20 years term teesukuni, 5 years ki tapa kattesthe motham amount istaada family ki or appati daaka kattindi calculate chesukuni istaada ?
Motham pvullo petti isthaadu //3. motham term (20 years) ayipoyaaka brathiki unte kuda motham istaada or nuvvu poledu ani discount esi istaada ? Naya paisa ivvadu. nuvve bathikunte inkaa icchedhi emundhi. //4. edo problems valla madyalo terminate chesthe (say after 8 years) appati daaka kattindi anna istaara leka tooch antaara ? eppatidaaka premium pay sesthe appati daaka vache risk ni cover sesthaadu basically like Auto insurance policy. why the policy is in active with premiums paid, he will cover after two years, suicidal death also will be covered No Signature |
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Rajusk
Legend Username: Rajusk
Post Number: 52429 Registered: 02-2008 Posted From: 170.74.248.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:46 pm: |
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Andhrawala:30-50 years lo kicking bucket very low percentage
adi non-IT vallaki kada.. mana sedentary life ishtyle ki 30 is the new 40 kada rao garu |
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Rajusk
Legend Username: Rajusk
Post Number: 52428 Registered: 02-2008 Posted From: 170.74.248.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:45 pm: |
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Twotown:vunkle smoker 35ish ki entha paduddi...
1 million coverage aithe ..1300/1400 per annum ki ravochu ani guess... there might be some online tools to give guesstimate |
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Twotown
Comedian Username: Twotown
Post Number: 1294 Registered: 09-2016 Posted From: 207.244.66.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:42 pm: |
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Emc2:nee enks full time lo coverage entha untadi every time when you change the job it will be gone, get a term life on your own nee age ki gauge ki ippudu ayithe seap ga dead seap ga yipothadi may be 40/month gauge perigithe rate kuda peruguthu untadi, take mil dollar policy
vunkle smoker 35ish ki entha paduddi.... |
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Rajusk
Legend Username: Rajusk
Post Number: 52427 Registered: 02-2008 Posted From: 170.74.248.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:41 pm: |
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Emc2:unkl agent ni contact cheyyi, he will take care every thing, intikivachi chesi pothadu
what agent re..for will ? Costco software there no? nenu already koni..half fill chesi..aagipoyina.. |
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Rajusk
Legend Username: Rajusk
Post Number: 52426 Registered: 02-2008 Posted From: 170.74.248.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:40 pm: |
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Hadoop:..lets say after 5 yrs india velte abroad lo kuda work avutaya ?
Yes..work avuthundi across the globe |
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Emc2
Legend Username: Emc2
Post Number: 51848 Registered: 03-2008 Posted From: 173.66.111.159
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:40 pm: |
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Ntr_rocks:
nee enks full time lo coverage entha untadi every time when you change the job it will be gone, get a term life on your own nee age ki gauge ki ippudu ayithe seap ga dead seap ga yipothadi may be 40/month gauge perigithe rate kuda peruguthu untadi, take mil dollar policy |
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Kantha_rao
Side Hero Username: Kantha_rao
Post Number: 3033 Registered: 11-2013 Posted From: 12.218.0.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:38 pm: |
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Btw...appreciate you saint annay, for bringing this up and motivating people :thumb: |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69872 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:37 pm: |
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I tried to buy term and life couple of times and dropped. Basic ga FT tesukovatam better anipinchindi every year seperate ga deniki katte badulu...So, looking for FT |
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Kantha_rao
Side Hero Username: Kantha_rao
Post Number: 3032 Registered: 11-2013 Posted From: 12.218.0.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:37 pm: |
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few questions annay...thittukunna parledu, answer cheyandi 1. 20 years term teesukuni, 5 years ki tapa kattesthe motham amount istaada family ki or appati daaka kattindi calculate chesukuni istaada ? 2. is it covered for all deaths like natural, accident or hosp lo 10 days gila gila kottukuni pothe ? 3. motham term (20 years) ayipoyaaka brathiki unte kuda motham istaada or nuvvu poledu ani discount esi istaada ? 4. edo problems valla madyalo terminate chesthe (say after 8 years) appati daaka kattindi anna istaara leka tooch antaara ? |
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Sanju
Side Hero Username: Sanju
Post Number: 4296 Registered: 02-2008 Posted From: 208.178.195.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:29 pm: |
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Bithiri_bathi:mee age range kuda cheppandi idea vastundhi...intha takkuva ela pay chesthunnaro...mid-life crisis age range aa meedhi ?
2014 lo theesukunnappudu age 36. neninka ekkuva kaduthunna anukuntunna mid-life crisis age lo theesukunte thakkuva avvudda? adi eppudosthado chepthey inkoti plan thoseddam... |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6619 Registered: 10-2014 Posted From: 198.203.181.181
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:26 pm: |
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Saint:
will medha kudaa nee details and views pettu. Janlaki use avuthundhi. BTW good job for giving the details and pushing the DB on this term insurance. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Bithiri_bathi
Junior Artist Username: Bithiri_bathi
Post Number: 584 Registered: 04-2016 Posted From: 144.49.131.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:23 pm: |
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Sanju:42 per month
mee age range kuda cheppandi idea vastundhi...intha takkuva ela pay chesthunnaro...mid-life crisis age range aa meedhi ? |
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Hadoop
Side Hero Username: Hadoop
Post Number: 6083 Registered: 12-2014 Posted From: 68.140.239.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:22 pm: |
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Bithiri_bathi:enti Trump presidency 8 years avvaka mundhey India velley plans unnaya
antee...current plan is not sure..to stay here forever or go back after few yrs...do both cases cover ayyevi emanna unnaya ani chustunna |
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Andhrawala
Legend Username: Andhrawala
Post Number: 55108 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:22 pm: |
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Sanju:42 per month
enti inthaa cheapaaaa?? are u below 30 or 40. below 30 aithee enthainaa waste. 30-50 years lo kicking bucket very low percentage. andhuke it will be very less Me 46 years ante coverage till 66 years kabatti high price 75 for 500 K coverage annaadu. No Signature |
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Sanju
Side Hero Username: Sanju
Post Number: 4295 Registered: 02-2008 Posted From: 208.178.195.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:22 pm: |
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Bithiri_bathi:1 million term for 20 years aa ? details ettandi please
1.25M 20 yrs term through costco protective..details antey emuntai? Saint cheppinattu riders theesukotamey...medical chek up etc. chesthaaru..no smoke, no drink plus weekly physical activity gurinchi adigaadu..veetiki emanna discount ichi vundachu... |
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Tombrady
Legend Username: Tombrady
Post Number: 50793 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:21 pm: |
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ide mukka 2014 nundi ee db la chepthunnam, cooker pette interest deniki pedithe maghichi ani instainsurance group tolded, |
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Saint
Legend Username: Saint
Post Number: 65293 Registered: 01-2011 Posted From: 144.230.63.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:20 pm: |
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Bithiri_bathi: 1 million term for 20 years aa ? details ettandi please
anthe anukuntunna |
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Saint
Legend Username: Saint
Post Number: 65292 Registered: 01-2011 Posted From: 144.230.63.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:20 pm: |
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Sanju:42 per month
20 years term ithe u r around 35..30 years termm ithe u r below 30 |
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Saint
Legend Username: Saint
Post Number: 65291 Registered: 01-2011 Posted From: 144.230.63.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:19 pm: |
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Sony:Saint uncle, Will still not done, aa link malli ivvu please
http://www.chalanachithram.com/cgi-bin/discus/board-auth.cgi ?file=/115/330980.html |
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Bithiri_bathi
Junior Artist Username: Bithiri_bathi
Post Number: 583 Registered: 04-2016 Posted From: 144.49.131.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:17 pm: |
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Sanju:42 per month
1 million term for 20 years aa ? details ettandi please |
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Saint
Legend Username: Saint
Post Number: 65290 Registered: 01-2011 Posted From: 144.230.63.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:16 pm: |
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critial illness or Accelerated death benefit rider ni add cheyinchatam mathram marichi pokandi..last days lo financial stress lekunda peaceful ga povachu ee option vunte... |
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Sony
Legend Username: Sony
Post Number: 32504 Registered: 12-2006 Posted From: 170.48.19.250
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:16 pm: |
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Saint uncle, Will still not done, aa link malli ivvu please |
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Bithiri_bathi
Junior Artist Username: Bithiri_bathi
Post Number: 582 Registered: 04-2016 Posted From: 144.49.131.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:16 pm: |
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Hadoop:lets say after 5 yrs india velte abroad lo kuda work avutaya
enti Trump presidency 8 years avvaka mundhey India velley plans unnaya
 |
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Emc2
Legend Username: Emc2
Post Number: 51847 Registered: 03-2008 Posted From: 128.229.4.2
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:15 pm: |
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Rajusk:
unkl agent ni contact cheyyi, he will take care every thing, intikivachi chesi pothadu |
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Hadoop
Side Hero Username: Hadoop
Post Number: 6082 Registered: 12-2014 Posted From: 68.140.239.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:15 pm: |
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koncham db peddalu ee scenarios ki work ayye policies cheppandi ...suppose ika 20 yrs term insurance tesukoni.....lets say after 5 yrs india velte abroad lo kuda work avutaya ? if not global gaa work ayye term insurance policies cheppandi |
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Sanju
Side Hero Username: Sanju
Post Number: 4294 Registered: 02-2008 Posted From: 208.178.195.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:15 pm: |
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Andhrawala:Sanju nee quote enthaa $25 pe rmonth or 50 per month
42 per month |
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Saint
Legend Username: Saint
Post Number: 65289 Registered: 01-2011 Posted From: 144.230.63.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:14 pm: |
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Hadoop:saint uncle....koncham deni meeda light veyandi....suppose ika 20 yrs term insurance tesukoni.....lets say after 5 yrs india velte abroad lo kuda work avutaya ? if not global gaa work ayye term insurance policies cheppandi
anni kavu....protective avuddi ani cheppinattu gurthu... Best take international policy...last time India premiums tho compare chesthe, US lo 1/3 price ki vasthundi for my age..... |
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Andhrawala
Legend Username: Andhrawala
Post Number: 55106 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:14 pm: |
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Sanju:mee age bar ani thelusu kaani intha baaaaar anukoledu uncle
Sanju nee quote enthaa $25 pe rmonth or 50 per month No Signature |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6618 Registered: 10-2014 Posted From: 198.203.181.181
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:13 pm: |
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Rajusk:1. Will - still not done :-( (initial gaa work sesina computer crashed..have to start from scratch again)
deni meedha DB lo details milk share chesi OT lanti kurradi chetha marketing cheyindhi oka chinna size viplam tevali. This is good for all NRIs. aa cooker thread kanna ilanti threads marketing chalaa IMP. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Hadoop
Side Hero Username: Hadoop
Post Number: 6081 Registered: 12-2014 Posted From: 68.140.239.164
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:12 pm: |
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Saint:go with costco.com (protective for 20 years) else term4sale.com thru vellandi....agents tho matladi meetings set up cheyyandi....
saint uncle....koncham deni meeda light veyandi....suppose ika 20 yrs term insurance tesukoni.....lets say after 5 yrs india velte abroad lo kuda work avutaya ? if not global gaa work ayye term insurance policies cheppandi  |
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Risingstar
Legend Username: Risingstar
Post Number: 38416 Registered: 08-2008 Posted From: 12.91.218.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:12 pm: |
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yes 2 months back expensive ayuna theesukunna.... CNKV |
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Saint
Legend Username: Saint
Post Number: 65288 Registered: 01-2011 Posted From: 144.230.63.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:10 pm: |
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Gsn1: Medical check up ledani, mallie Dec. 9th check up? confused. Anyway, can you provide details about the agency through which you got the quote?
go with costco.com (protective for 20 years) else term4sale.com thru vellandi....agents tho matladi meetings set up cheyyandi.... it will take 2-3 months to complete the whole process |
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Rajusk
Legend Username: Rajusk
Post Number: 52424 Registered: 02-2008 Posted From: 170.74.248.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:09 pm: |
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Andhrawala: 1 million usd coverage. 20 year term.
$925 per year |
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Sanju
Side Hero Username: Sanju
Post Number: 4293 Registered: 02-2008 Posted From: 208.178.195.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:09 pm: |
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Andhrawala:got a quote for 1 million usd coverage. 20 year term. $125 per month.
mee age bar ani thelusu kaani intha baaaaar anukoledu uncle |
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Andhrawala
Legend Username: Andhrawala
Post Number: 55104 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:09 pm: |
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Gsn1: Medical check up ledani, mallie Dec. 9th check up? confused. Anyway, can you provide details about the agency through which you got the quote?
Thro employer aithe without medical checkup anna sodaraaa. went thro selectquote.com ee 125 anna figure is based on age. medical sekup tharuvaathaa guage ni batti quote peragocchuu No Signature |
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Rajusk
Legend Username: Rajusk
Post Number: 52423 Registered: 02-2008 Posted From: 170.74.248.21
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:09 pm: |
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Saint:Will / Term insurance must n shud ga teesukondi!!!
1. Will - still not done (initial gaa work sesina computer crashed..have to start from scratch again) 2. Term Insurance - idi okkate done..long back  |
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Gsn1
Side Hero Username: Gsn1
Post Number: 4278 Registered: 03-2008 Posted From: 174.78.225.66
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:07 pm: |
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Awala ----------- got a quote for 1 million usd coverage. 20 year term. $125 per month. Medical sekup on December 9th ------------ Medical check up ledani, mallie Dec. 9th check up? confused. Anyway, can you provide details about the agency through which you got the quote? |
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Andhrawala
Legend Username: Andhrawala
Post Number: 55102 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 03:00 pm: |
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Starc:health check up chestara? leka.. without medical checkup vi unnaya?
Employer daggara without medical chekup isthaaru got a quote for 1 million usd coverage. 20 year term. $125 per month. Medical sekup on December 9th No Signature |
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Saint
Legend Username: Saint
Post Number: 65285 Registered: 01-2011 Posted From: 144.230.63.53
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 02:59 pm: |
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Starc:health check up chestara? leka.. without medical checkup vi unnaya?
check up cheyyakunda itchevi kooda vunnayi..but better get the check up done adn do it.. |
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Starc
Side Hero Username: Starc
Post Number: 4654 Registered: 03-2015 Posted From: 170.63.153.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 29, 2016 - 02:53 pm: |
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health check up chestara? leka.. without medical checkup vi unnaya? Pandulu drainaige guntalo undi matladukuntai anta.. Chi Chi Manushulu ala ela untaru.. chi chi.. |
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Saint
Legend Username: Saint
Post Number: 65283 Registered: 01-2011 Posted From: 144.230.63.53
Rating:  Votes: 4 (Vote!) | | Posted on Tuesday, November 29, 2016 - 02:51 pm: |
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leni vallu ippatiki ina melkondi!!!! see whats happening around you... Will / Term insurance must n shud ga teesukondi!!! we never know what will happen in future....better be prepared !!! |