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Siloan
Legend Username: Siloan
Post Number: 48506 Registered: 03-2008 Posted From: 132.174.20.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 16, 2016 - 01:29 pm: |
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Bullabbai:My agent is advising to float for now, as she thinks it might come down to 3.5% for 30yrs loan in couple of weeks. Confused!
!!nsh |
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Bullabbai
Junior Artist Username: Bullabbai
Post Number: 427 Registered: 09-2013 Posted From: 173.62.207.115
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 16, 2016 - 01:25 pm: |
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Banam:
My agent is advising to float for now, as she thinks it might come down to 3.5% for 30yrs loan in couple of weeks. Confused! |
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Banam
Hero Username: Banam
Post Number: 12489 Registered: 12-2011 Posted From: 63.96.90.214
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 16, 2016 - 12:20 pm: |
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Sasibabu:
ee roju komcham tagginattu vunnayi mortgage rates... check out bro... Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR |
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Taurus0807
Side Hero Username: Taurus0807
Post Number: 6046 Registered: 12-2011 Posted From: 198.208.159.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 16, 2016 - 11:51 am: |
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Ntr_rocks:2.5 15 yrs fixed ki last month lock chesi ee week ee close chesa without points..
Manchi deal. Neeku pendli eppudu ayindhi? appude illu konesi 15 yrs ki vellav? |
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Taurus0807
Side Hero Username: Taurus0807
Post Number: 6045 Registered: 12-2011 Posted From: 198.208.159.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 16, 2016 - 11:50 am: |
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Henckels:Meeru 15 yr fixed 2.75-3 ki chesaru, future lo rates taggite malli refinance chestara ? Rates Taggite entha taggachu ?
400 around loan ki 0.25 thaggithe monthly around 60 dollars thaggudhi. zero closing costs vasthe 2.5 ki we will do refinance. |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45872 Registered: 11-2009 Posted From: 143.166.226.111
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 16, 2016 - 11:27 am: |
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Bullabbai:
lock it lock itttt |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10497 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 16, 2016 - 11:25 am: |
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Bullabbai:should I lock today or keep it floating and lock 10 days before closing. Any suggestion/recommendations.
locking is always a better idea as there is political transition in the country now .. Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Bullabbai
Junior Artist Username: Bullabbai
Post Number: 423 Registered: 09-2013 Posted From: 173.62.207.115
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 16, 2016 - 10:36 am: |
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Sasibabu:
Sasibabu - Have you finalized something? @all - I am planning to close in Jan.. should I lock today or keep it floating and lock 10 days before closing. Any suggestion/recommendations. |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69512 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 03:00 pm: |
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Amaravathi: mari anni questions enduk adiginattu?
Knowledge Vuncle....Emayina miss ayyanemo ani....1st time kada... |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10477 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:43 pm: |
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Ntr_rocks:2.5 15 yrs fixed ki last month lock chesi ee week ee close chesa without points..
mari anni questions enduk adiginattu?  Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 6476 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:38 pm: |
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Ntr_rocks:
these are guidelines to compare how and what rates are? Literal ga teesukovadhu. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69506 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:32 pm: |
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Jai_ycp: nenu chusindhi data from fannie may like 6 months ago. baselien ga ishi follow avvandi http://www.freddiemac.com/pmms/pmms15.htm
Nice, nuvvu ichina dantlo with points vundi, without points data leda ? |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 6472 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:26 pm: |
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Ntr_rocks:2.5 15 yrs fixed ki last month lock chesi ee week ee close chesa without points.
nenu chusindhi data from fannie may like 6 months ago. baselien ga ishi follow avvandi http://www.freddiemac.com/pmms/pmms15.htm http://www.freddiemac.com/pmms/pmms30.htm the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45843 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:24 pm: |
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yupp...going for 15 years |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 6470 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:23 pm: |
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Sasibabu:
go for 15 years loan. When you have no kids or younger ones, it is better to pay off. Vallu college time kochettappatiki you will have good equity. ee avasaramu vunna equity loan teesukovachu ledha ammukuni veldhamu anna ne dabbulu neeku vastayi. adhe 30 year ayithe chala takkuva pothundhi principal first 10 years lo. kids college time kochina equity vundadhu. Inak nuvve save chese dabbu roju vari kharchulaki aipothundhi unless you are very frugal and invest them. kontha mandhe cheyyagalaru alaga. inko negative effect after 5 years, nuvvu vere chotaki veldhamante you cannot see if market is down. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Bunty717
Moderator Username: Bunty717
Post Number: 50498 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:22 pm: |
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inta disco dance enduku .. afford cheyagaligitee 15yrs.. still i think 3% is kootanta high for 15yrs.. |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69504 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:20 pm: |
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Jai_ycp: Last 20 years lo best 2.56 anukunta without points.
2.5 15 yrs fixed ki last month lock chesi ee week ee close chesa without points.. |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 6469 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:19 pm: |
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Chitti_babu:Closing cost ante enti ?
Appraisal fee Title insurance fee Settlement fee recordation fee total ga 2000 -2500 avvuthayi ikkada 3 options vunnayi a) You pay for these yourself b) Roll the costs into loan. Equity vuntene allow chestadu. c) lender pays but charge 0.125 extra interest. ee option 2500 katte baduku montkly oka 20-30 ekkuva kadathavu the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Jai_ycp
Side Hero Username: Jai_ycp
Post Number: 6468 Registered: 04-2015 Posted From: 100.36.224.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:17 pm: |
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Henckels:2-2.25 ki vache chances vunda ?
Last 20 years lo best 2.56 anukunta without points. basic ga govt 0% ki loan isthe ne lending company vadu 2% vesi dhani medha istadu loan. Adhe govt 1% kisthe bank vadu 3% antadu. so theoratical ga 2 kanna low velle chance ledhu. also 0.5% kanna ekkuva vuntene worth it. check total interest you will pay to match how much you over pay or under pay with original loan. Okappudu 7-8% vundedhi anta 90s lo. 80s, 70 lo ayithe 11, 12% vundevi Manamu ikkada 2.,75 ki 3ki abbo anukuntunnamu. the story of YCP and TDP in 2014 (AP)- http://goo.gl/zgrYmQ http://goo.gl/gn6XL5 the story of TDP in 2014 (T) - http://goo.gl/nyu1Wu |
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Chitti_babu
Megastar Username: Chitti_babu
Post Number: 22044 Registered: 03-2012 Posted From: 108.60.158.130
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:11 pm: |
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Rajusk:
Closing cost ante enti ? Adhi vunchukovadam ante enti ? No closing cost deal evadu isthaadu endhuku isthaadu evariki isthaadu. asalu asalu idhenti.... |
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Henckels
Comedian Username: Henckels
Post Number: 1426 Registered: 01-2016 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:10 pm: |
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Amaravathi:atleast oka .5% ayina theda ravali to gain some benefit..
2-2.25 ki vache chances vunda ? |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10475 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:08 pm: |
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Henckels:future lo rates taggite malli refinance chestara ?
Yes I will, but maree pavala taggithe cheyyam...atleast oka .5% ayina theda ravali to gain some benefit... appudu kuda no closing cost option ye teeskunta Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Henckels
Comedian Username: Henckels
Post Number: 1425 Registered: 01-2016 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:07 pm: |
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Amaravathi:
Taurus0807:
Ok, ee situation ki answer cheppandi... Meeru 15 yr fixed 2.75-3 ki chesaru, future lo rates taggite malli refinance chestara ? Rates Taggite entha taggachu ? |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10473 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 02:03 pm: |
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Chiru_fan:Amaravathi annai, meeru hevvar tho refinance cheyyinchaaroo zara cheppandi....
maa office collegue okaru also a RE agent...aame dwara chesanu Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Chiru_fan
Megastar Username: Chiru_fan
Post Number: 25921 Registered: 04-2008 Posted From: 170.22.76.184
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:52 pm: |
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Amaravathi annai, meeru hevvar tho refinance cheyyinchaaroo zara cheppandi.... CHIRU - SACHIN - FEDERER |
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Taurus0807
Side Hero Username: Taurus0807
Post Number: 6043 Registered: 12-2011 Posted From: 198.208.159.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:33 pm: |
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Ntr_rocks:Ok, with or without ki entha diff vuntundi rate lo ?
emi vundadhu. Points kone option vuntundhi adhi ayithe 1 point konte nee loan amount ki 1% nuvvu pay cheyali first. ee Zero closing costs ante Desi lenders vallaki vache commission lo manaki credit laa istharu vallu commission cut chesukuni. Usually closing costs with zero points would be somehwhere between 2500 to 3000(Title fees, documentation fees, appraisal fees etc). |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69500 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:23 pm: |
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Taurus0807: yes literally zero. Appraisal mana dhaggara thesukuntadu first then return chesthadu. Escrow ki kontha money thesukuntadu adhi manam pay cheyali closting time but adhi nee escrow account lo vuntundhi.
Ok, with or without ki entha diff vuntundi rate lo ? |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10466 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:23 pm: |
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Ntr_rocks:ante Appraisal fee, origination fee, title company ki pay chese fee...anthe kada...
inka enni fees esinaa aade kattali..just escrows matram manam teeskeltham...but u need to check the final estimate for any surprises and force them to remove it Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10465 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:22 pm: |
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Rajusk:mee Trumpadu mammalni eppudu ellagodthado teliyadu.. ayana saving/investing inni choices untayi antara..3 layers kinda pani sese vallaki vomerica lo maadi maa sethilo pedithe..naalugu stones mem bhi venaka vesukontam..
Trumpanna vachaadu kadha... legal immigrants ki life baguntadhi  Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Twotown
Comedian Username: Twotown
Post Number: 1029 Registered: 09-2016 Posted From: 207.244.66.70
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:22 pm: |
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Rajusk:.3 layers kinda pani sese vallaki vomerica lo
manchi chali place anukuntaa meedi  |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69499 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:21 pm: |
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Amaravathi: except escrow, anni aade kadathadu
ante Appraisal fee, origination fee, title company ki pay chese fee...anthe kada... |
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Rajusk
Legend Username: Rajusk
Post Number: 52194 Registered: 02-2008 Posted From: 170.74.248.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:21 pm: |
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Amaravathi:.ante US lone investment chestunnar annamata
mee Trumpadu mammalni eppudu ellagodthado teliyadu.. ayana saving/investing inni choices untayi antara..3 layers kinda pani sese vallaki vomerica lo maadi maa sethilo pedithe..naalugu stones mem bhi venaka vesukontam.. |
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Taurus0807
Side Hero Username: Taurus0807
Post Number: 6041 Registered: 12-2011 Posted From: 198.208.159.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:20 pm: |
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Ntr_rocks:Zero closing costs ante explain cheyandi....Literal ga zero kadatara or escrow, taxes kakunda, Appraisal fee vundadu ana ?
yes literally zero. Appraisal mana dhaggara thesukuntadu first then return chesthadu. Escrow ki kontha money thesukuntadu adhi manam pay cheyali closting time but adhi nee escrow account lo vuntundhi. |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10464 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:19 pm: |
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Ntr_rocks:Zero closing costs ante explain cheyandi....Literal ga zero kadatara or escrow, taxes kakunda, Appraisal fee vundadu ana ?
except escrow, anni aade kadathadu Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10463 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:19 pm: |
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Rajusk:nen vonly once sended ..adi bhi almost 10 yrs back.. aa konna land kooda mana Bachupally lo ne..adi inka athapathalam rate lo ne undi :-(
oh..ante US lone investment chestunnar annamata  Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69498 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:18 pm: |
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Taurus0807: 15 years 2.75 zero closing costs icharu
Zero closing costs ante explain cheyandi....Literal ga zero kadatara or escrow, taxes kakunda, Appraisal fee vundadu ana ? |
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Taurus0807
Side Hero Username: Taurus0807
Post Number: 6040 Registered: 12-2011 Posted From: 198.208.159.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:18 pm: |
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Sasibabu:408
Go for 15 years. Talk to BOA once Michigan lo ayithe still 2.75 with zero closing costs vundhi. few weeks back friend 2.5 ki close chesadu we missed it. |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45842 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:17 pm: |
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Taurus0807:nee loan amount entha?
408 |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10462 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:17 pm: |
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Henckels:Uncle, ee option ni ela discuss cheyali ? Will it increase rate ? alage edi tesukunte future refinance ki ela use avuddi, I mean if we go with different bank when refinancing...
just ask for no closing cost quote and without closing cost quote.. u compare both and come up with how much it costs every month extra if go for no closing cost option... now check how much is the closing costs... compare these two amounts... what ever is lower..go for it Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Rajusk
Legend Username: Rajusk
Post Number: 52192 Registered: 02-2008 Posted From: 170.74.248.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:17 pm: |
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Amaravathi:I have stopped remitting money to India since couple of yrs
nen vonly once sended ..adi bhi almost 10 yrs back.. aa konna land kooda mana Bachupally lo ne..adi inka athapathalam rate lo ne undi  |
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Taurus0807
Side Hero Username: Taurus0807
Post Number: 6039 Registered: 12-2011 Posted From: 198.208.159.18
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:17 pm: |
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Sasibabu:
nee loan amount entha? 15 years 2.75 zero closing costs icharu. Bank of America vaadu last week lo 2.75 annadu nenu 2.5 ki adigaanu vaadu no annadu. |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45841 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:15 pm: |
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Henckels: Will it increase rate ?
yes |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10461 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:15 pm: |
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Rajusk:naadi bhi same..monthly payment increased by $60 daanike em cut seyyala ani alochisthunna..to cover that extra $60. meeru andar..extra $600..extra $900 but still affordable antunnar..
Nen every paycheck lonchi India pampinchalen Raju garu I have stopped remitting money to India since couple of yrs  Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45840 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:15 pm: |
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Amaravathi:go for no closing cost option.
yes....idhe choosthunna |
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Henckels
Comedian Username: Henckels
Post Number: 1422 Registered: 01-2016 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:14 pm: |
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Amaravathi: go for no closing cost option...
Uncle, ee option ni ela discuss cheyali ? Will it increase rate ? alage edi tesukunte future refinance ki ela use avuddi, I mean if we go with different bank when refinancing... |
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Rajusk
Legend Username: Rajusk
Post Number: 52191 Registered: 02-2008 Posted From: 170.74.248.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:13 pm: |
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Amaravathi: 2.75%/15yrs(covered all closing costs)... EMI increased by $600 .
naadi bhi same..monthly payment increased by $60 daanike em cut seyyala ani alochisthunna..to cover that extra $60. meeru andar..extra $600..extra $900 but still affordable antunnar..
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Amaravathi
Hero Username: Amaravathi
Post Number: 10459 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:13 pm: |
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Sasibabu:
One MUST have is: go for no closing cost option... future lo malli within 2-3yrs lo refin cheyyinchali ante neeku malli dabbul pette avasaram vundadhu... for eg..ippudu closing costs nuvvu ettukunte oka 3-5K avudhi... adhe 0.125% extra interest tho aadu cover cheste... it will take atleast 5-6yrs to save that 5k... ee lopala nuvvu malli refin cheyyiste aa dabbul neeku bokke kadha... Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Brighton
Side Hero Username: Brighton
Post Number: 3338 Registered: 05-2014 Posted From: 206.220.18.26
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:10 pm: |
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Sasibabu:i got 15 years quote with 3% rate and 3k closing cost or 3.125% rate with no closing cost
0 closing tho 2.75 ki vachhindi okathaiki 2 months back, i got 2.9 3 months back.. e madhya periginda marla? |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10457 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:08 pm: |
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Sasibabu:matter entante naadhi present rate 4.125% with 30 years fixed..... interest rates thaggaka refinance chedhamanukunna gaani missed the bus ...but never the late ani ippudu quotes theesukunna i got 15 years quote with 3% rate and 3k closing cost or 3.125% rate with no closing cost 20 years quote with 3.625% with 3k closing and 3.75% with no closing cost 15 years emi is affordable ..... so dhaaniki vellamantaaraa .... i will be paying 900 more when compared to present emi per month and 1% thakkuva ret suggestions please
If EMI is affordable in 15yrs plan...GO FOR IT.. u will accrue more equity in less time... 30yrs is a bogus plan... I did the same this yr april, moved from 4%/30yrs to 2.75%/15yrs(covered all closing costs)... EMI increased by $600 .. Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Starc
Side Hero Username: Starc
Post Number: 4518 Registered: 03-2015 Posted From: 170.63.153.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:07 pm: |
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Movie, agreed.. kani anything around 2000k is fine.. 3k datithe mathram.. oo china karchu vassina.. edo bigabattinattu untadi Pandulu drainaige guntalo undi matladukuntai anta.. Chi Chi Manushulu ala ela untaru.. chi chi.. |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 2259 Registered: 06-2013 Posted From: 165.225.34.125
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:05 pm: |
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Starc:15 years ante. G antha chembu chembu avutundi.. edo upiri bigapattinattu untadi month end ki.. rupai , charana deggara beram adutham..
Depends kada. Loan amount ni batti. Original loan enta, current balance enta etc. First year aggressive ga loan repay cheste, you could possibly get a 15 year loan with same monthly payment. |
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Starc
Side Hero Username: Starc
Post Number: 4517 Registered: 03-2015 Posted From: 170.63.153.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 01:00 pm: |
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15 years ante. G antha chembu chembu avutundi.. edo upiri bigapattinattu untadi month end ki.. rupai , charana deggara beram adutham.. too tough ya.. check ur financial burden Pandulu drainaige guntalo undi matladukuntai anta.. Chi Chi Manushulu ala ela untaru.. chi chi.. |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 2258 Registered: 06-2013 Posted From: 165.225.34.125
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:56 pm: |
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Rajusk:(of course if you can afford it)
200 Billing akkada. What talking ya.  |
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Rajusk
Legend Username: Rajusk
Post Number: 52189 Registered: 02-2008 Posted From: 170.74.248.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:45 pm: |
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Sasibabu:matter entante naadhi present rate 4.125% with 30 years fixed.....
Sasibabu: 3.125% rate with no closing cost
eyes close..15 years.. (of course if you can afford it) |
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Vjawarrior
Megastar Username: Vjawarrior
Post Number: 26769 Registered: 02-2014 Posted From: 153.2.247.37
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:44 pm: |
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Ntr_rocks:pampa chudu
thx bro..replied |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45839 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:40 pm: |
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Maverick:always single salary should be able to manage mortgage,all expenses..second salary complete savings and pleasure.
botaa botigaa indhulone vunna |
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Time_waste
Side Hero Username: Time_waste
Post Number: 2482 Registered: 10-2014 Posted From: 205.145.107.52
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:39 pm: |
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ntr_rocksJi I was talking about CR, neenu US vachi 3 yrs kooda avvaledhu... |
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Rajusk
Legend Username: Rajusk
Post Number: 52187 Registered: 02-2008 Posted From: 170.74.248.8
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:36 pm: |
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Dreamcatcher:trump gelichaaka last week lo perigaayi...all interest rates, including bonds...
just 2 weeks back closing chesi..nen baal baal bachgaya annamata aithe  |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69496 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:36 pm: |
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Time_waste:so choodali jan ku 700+ lokeltha anukunta mostly.
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Maverick
Legend Username: Maverick
Post Number: 62457 Registered: 01-2008 Posted From: 108.171.129.188
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:35 pm: |
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also dont assume if u can afford based on ur current expenditure.. always single salary should be able to manage mortgage,all expenses..second salary complete savings and pleasure..fit into this as much as u can Happy Vizag |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69495 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:35 pm: |
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Vjawarrior:
pampa chudu |
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Vjawarrior
Megastar Username: Vjawarrior
Post Number: 26768 Registered: 02-2014 Posted From: 153.2.247.37
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:32 pm: |
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Vjawarrior:enthaki ichaadu...can u send to vjawarrior@gmail.com
sorry...vjawarrior.ccdb@gmail.com |
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Vjawarrior
Megastar Username: Vjawarrior
Post Number: 26767 Registered: 02-2014 Posted From: 153.2.247.37
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:31 pm: |
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Ntr_rocks:Msg pettu, naaku ichina credit union ki refer chesta, u may get better rate
enthaki ichaadu...can u send to vjawarrior@gmail.com |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 69494 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:27 pm: |
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Sasibabu:
Msg pettu, naaku ichina credit union ki refer chesta, u may get better rate |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 2256 Registered: 06-2013 Posted From: 165.225.34.125
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:25 pm: |
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Sasibabu:lender credit kaadhaa?
It depends on what your lender is proposing. Nenu refi chesinappudu I asked Penfed to add closing costs to the loan. 3% APR 2 years ago. |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45838 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:22 pm: |
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Banam:
aayana april lo illu ki oippude locking workout avvadhu |
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Time_waste
Side Hero Username: Time_waste
Post Number: 2481 Registered: 10-2014 Posted From: 205.145.107.51
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:20 pm: |
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yeah banam annay, andhuke CR penche panilo vunna, still I have 6 months...so choodali jan ku 700+ lokeltha anukunta mostly...then I will start searching for it seriously... |
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Banam
Hero Username: Banam
Post Number: 12487 Registered: 12-2011 Posted From: 63.96.90.214
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:18 pm: |
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Time_waste:
Its better to lock the rate ASAP bro... You can lock for 60 days also... Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR |
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Banam
Hero Username: Banam
Post Number: 12486 Registered: 12-2011 Posted From: 63.96.90.214
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:08 pm: |
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Last couple of weeks perigaayi.. 725 CS ki for 3.375 for 30 years couple of weeks back for me... now its 3.75 anukunta Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45836 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:05 pm: |
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Moviebuff001: because 3k gets added to the loan amount
lender credit kaadhaa? |
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Vjawarrior
Megastar Username: Vjawarrior
Post Number: 26766 Registered: 02-2014 Posted From: 153.2.247.37
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:05 pm: |
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Sasibabu:3.125% rate ki with no closing cost thoseyamantaavaa
yep...ide best neeku.....I got the same rate with 5k benifit....same time 2.5 with 6k unde |
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Time_waste
Side Hero Username: Time_waste
Post Number: 2478 Registered: 10-2014 Posted From: 205.145.107.51
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:04 pm: |
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bayapetti Ds ga... ... naakuundhi le... |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 2255 Registered: 06-2013 Posted From: 165.225.34.125
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:03 pm: |
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Sasibabu:3.125% rate ki with no closing cost thoseyamantaavaa
I would. 3.125 because 3k gets added to the loan amount. You can still consider it 3% loan. |
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Tantri_the_mantri
Junior Artist Username: Tantri_the_mantri
Post Number: 296 Registered: 03-2015 Posted From: 173.11.174.133
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:03 pm: |
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meeru katte payment, entha % principal ki veltondi and entha %interest ki veltondi check cheyandi.. if you can afford higher payment, choose whichever offers higher % to principal |
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Dreamcatcher
Side Hero Username: Dreamcatcher
Post Number: 9249 Registered: 11-2009 Posted From: 208.86.145.68
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:02 pm: |
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trump gelichaaka last week lo perigaayi...all interest rates, including bonds... |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45834 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:01 pm: |
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Vjawarrior:
peruguthunnayi vijiaa....andhuke thondhar paduthunna |
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Emc2
Legend Username: Emc2
Post Number: 51619 Registered: 03-2008 Posted From: 128.229.4.2
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:01 pm: |
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Vjawarrior:im not joking bro...last week 2.75 chepparu....appude antha perigipoyaaya?
every 4hrs changes |
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Vjawarrior
Megastar Username: Vjawarrior
Post Number: 26765 Registered: 02-2014 Posted From: 153.2.247.36
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:00 pm: |
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Sasibabu:maa texas ki ekkuvanta interest rate ...dont know why
im not joking bro...last week 2.75 chepparu....appude antha perigipoyaaya? |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45833 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 12:00 pm: |
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Moviebuff001:Go For this. Inka late cheyyaddu.
3.125% rate ki with no closing cost thoseyamantaavaa |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45832 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 11:58 am: |
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Vjawarrior:15 years 2.75 annaru gaa bhayya
maa texas ki ekkuvanta interest rate ...dont know why |
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Moviebuff001
Side Hero Username: Moviebuff001
Post Number: 2254 Registered: 06-2013 Posted From: 165.225.34.125
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 11:58 am: |
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Bunty717:15yrs 2.75 avg ki ravali..
Konchem periginattunnai. Penfed lo 15years 3.25 undi. Sasibabu:i got 15 years quote with 3% rate and 3k closing cost
Go For this. Inka late cheyyaddu. |
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Emc2
Legend Username: Emc2
Post Number: 51618 Registered: 03-2008 Posted From: 128.229.4.2
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 11:57 am: |
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Sasibabu:
keep watching rates in amerisave, put your data there, you will have all kind of options compare first than decide |
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Starc
Side Hero Username: Starc
Post Number: 4515 Registered: 03-2015 Posted From: 170.63.153.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 11:55 am: |
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3% with clsing cost is little high. i have seen as low as 2.6 in last 2 months.. wait for some bad news .. .5 difference tho you wont save much.. just check out.. 20 years no good Pandulu drainaige guntalo undi matladukuntai anta.. Chi Chi Manushulu ala ela untaru.. chi chi.. |
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Bunty717
Moderator Username: Bunty717
Post Number: 50494 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 11:54 am: |
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adenti inta ekkuva unnayi nee rates.. 15yrs 2.75 avg ki ravali.. nee 30yr kudaa ekkuvee undi.. |
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Vjawarrior
Megastar Username: Vjawarrior
Post Number: 26764 Registered: 02-2014 Posted From: 153.2.247.36
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 11:53 am: |
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Sasibabu: 15 years emi is affordable ..... so dhaaniki vellamantaaraa .... i will be paying 900 more when compared to present emi per month and 1% thakkuva ret
15 years 2.75 annaru gaa bhayya |
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Sasibabu
Legend Username: Sasibabu
Post Number: 45831 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 15, 2016 - 11:51 am: |
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matter entante naadhi present rate 4.125% with 30 years fixed..... interest rates thaggaka refinance chedhamanukunna gaani missed the bus ...but never the late ani ippudu quotes theesukunna i got 15 years quote with 3% rate and 3k closing cost or 3.125% rate with no closing cost 20 years quote with 3.625% with 3k closing and 3.75% with no closing cost 15 years emi is affordable ..... so dhaaniki vellamantaaraa .... i will be paying 900 more when compared to present emi per month and 1% thakkuva ret suggestions please |