| Author | Message | ||
Brodipet_baadshah Side Hero Username: Brodipet_baadshah Post Number: 2563 Registered: 12-2014 Posted From: 167.121.4.35 Rating: N/A |
yaa correct...bayata plans chuseppudu ememi factors consider cheyaalani naa doubtofindiaaa...ippativaraku desicompanyloo born & broughtup ...akkadanthaa standard planthoo laagesaa bandi...ippudu bayata ee insurance policyly aa deductibles copays etc etc anni confusingga vunnai | ||
Andhrawala Legend Username: Andhrawala Post Number: 54783 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
thnx...including 65 health around 20$ eyes & dentalki paduthundhi...vaadivi pre-tax deductions...ippudu manam bayata theeskunte taxkuda ekkuva paduthundhemogaa? generalgaa single singinaadhams of age 28-29 vd no pre-existing conditionski deductible enthaloo theeskunte better antaaru?} why worry. bayata theesukuntee Employer pays full kthaaa //ledhante maname bayata theeskovachu and he vl pay full rate No Signature | ||
Maverick Legend Username: Maverick Post Number: 62443 Registered: 01-2008 Posted From: 108.171.129.188 Rating: N/A |
hsa unnavallaki obamacare valla premioums perigaya..for me unchanged.. Happy Vizag | ||
Brodipet_baadshah Side Hero Username: Brodipet_baadshah Post Number: 2561 Registered: 12-2014 Posted From: 167.121.4.35 Rating: N/A |
}thnx...including 65 health around 20$ eyes & dentalki paduthundhi...vaadivi pre-tax deductions...ippudu manam bayata theeskunte taxkuda ekkuva paduthundhemogaa? generalgaa single singinaadhams of age 28-29 vd no pre-existing conditionski deductible enthaloo theeskunte better antaaru? | ||
Andhrawala Legend Username: Andhrawala Post Number: 54781 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
$1 bill cut antee cost to u is 160 + 65= 225 per month //ledhante maname bayata theeskovachu and he vl pay full rate.. take Outside} No Signature | ||
Brodipet_baadshah Side Hero Username: Brodipet_baadshah Post Number: 2560 Registered: 12-2014 Posted From: 167.121.4.36 Rating: N/A |
elaagoo insurance disco nadusthundhikabatti naa doubt postuthunna....maa employer offering insurance vd 1$ dollar/hr billing-cut and i hav to pay sum 65$ per paycheck if i opt for dis...ledhante maname bayata theeskovachu and he vl pay full rate...vaadi plan prakaram 6.5k deductible and 80% copay edhi better antaaru? any suggestions... btw im single singinaadham | ||
Sony Legend Username: Sony Post Number: 32137 Registered: 12-2006 Posted From: 170.48.2.187 Rating: N/A |
avunu, but maa cpa tho hra premium ni manaage chestuna.... 401k etu undi gaa, hsa pre tax chinna amount ani lite teesukuntuna | ||
Rebel Hero Username: Rebel Post Number: 15253 Registered: 02-2008 Posted From: 159.45.186.43 Rating: N/A |
>>HSA and HRA premium difference is 60 dollars ante, yearly 780 ekkuva kadtanu between HRA and HSA but u r missing pre-tax HSA funds kada..HSA is like 401k for medical. HSA ki kooda employer contributes..maybe yours dont | ||
Sony Legend Username: Sony Post Number: 32135 Registered: 12-2006 Posted From: 170.48.2.187 Rating: N/A |
because yearly my health care expenditure is less than 1500 HSA and HRA premium difference is 60 dollars ante, yearly 780 ekkuva kadtanu between HRA and HSA, I am getting back 1500 from employer which works out well | ||
Andhrawala Legend Username: Andhrawala Post Number: 54767 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Typically HSA ki employer will contribute either 500 or 1000 as per company policy We contribute whathever savings of premium/ general anticipates expenses of $1000 or so Basically in my case employer 1000 premium savings of 2400 (from the traditional low deductible plan) additional 1500 (Even with traditional plan myd eductible is 1500) so my annual HSA contribs will be 4900. Unused will rollover to next year No Signature | ||
Rasputin Megastar Username: Rasputin Post Number: 20733 Registered: 02-2008 Posted From: 172.56.4.157 Rating: N/A |
You have to contribute money to HSA. You can only pay what's accumulated at that point. If you have a 4K expense, and you havec only $1k in HSA, you can only pay $1k at that point. You can file for reimbursement later when you have enough funds in HSA. 01/06/2012 - 169.4; 8/1/2013 - 182; 9/23/2016 - 185.8 | ||
Andhravodu Side Hero Username: Andhravodu Post Number: 4277 Registered: 07-2015 Posted From: 69.62.241.11 Rating: N/A |
deductible for HRA is 6k undi, HSA ki 4k. Plus monthly is a little cheaper. HSA ne teesukovali emo sony uncle, what made you take HRA? | ||
Sony Legend Username: Sony Post Number: 32134 Registered: 12-2006 Posted From: 170.48.2.187 Rating: N/A |
HRA teesukuna ventane, employer fund okati untadi andulo 1500 mee family meeda estaru so when you go to doctor/health care provider vaalu nee insurance ki bill pamputaru andulo negotiate price ayipoyaka employer fund nunchi 1500 payment pampestaru aa 1500 payment ayipoyaka migilina amount ki neeku doctor bill pampistadu ala anamata HSA lo ayite nuvvu money mundara declare cheyali like 1500/2000/5000 etc....aa money HSA lo untadi aa money ayye daka "HSA Debit" card swipe chestav | ||
Biriyani Hero Username: Biriyani Post Number: 19825 Registered: 03-2012 Posted From: 171.159.64.10 Rating: N/A |
first 1500 goes from this fund clarify chey pls.. do you/we need to pay explicitly using debit card (like in HSA) or will be taken care by the insurance company itself before levying the charges Please reach out to me for Pulihora recipe!! | ||
Bithiri_bathi Junior Artist Username: Bithiri_bathi Post Number: 483 Registered: 04-2016 Posted From: 144.49.132.22 Rating: N/A |
I think HSA contribution is Federal tax-deductible and for California there is no tax deduction. | ||
Sony Legend Username: Sony Post Number: 32133 Registered: 12-2006 Posted From: 170.48.2.187 Rating: N/A |
hra account veru, hsa account veru... hra account ni manam manage cheyam, employer chestadu and year end ki balance zero avtundi.... hsa we manage, and roll over chesukovachu hsa premium is very less when compared to hra | ||
Rebel Hero Username: Rebel Post Number: 15252 Registered: 02-2008 Posted From: 159.45.186.43 Rating: N/A |
HSA. HSA rolls over year to year. HRA does not. | ||
Andhrawala Legend Username: Andhrawala Post Number: 54760 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
so under HRA, employer doesnt fund the employee's HSA account? No Signature | ||
Andhravodu Side Hero Username: Andhravodu Post Number: 4272 Registered: 07-2015 Posted From: 69.62.241.11 Rating: N/A |
Perfect. ee company ollu enta pedataru and deductible enta ani aduguta. Thank you thanks uncle, but ee deductibles etc koschen explain cheyaledu aa page lo. Sony uncle cheppindi work avuddi | ||
Ilovemovies Side Hero Username: Ilovemovies Post Number: 6301 Registered: 04-2014 Posted From: 159.45.22.9 Rating: N/A |
HRA - you pay higher monthly payment. nothing will be credited to ur account. so insurance company takes all..you will get coverage ex: first 6000 per head katteyali..family ki 10000 katteyali...next amount lo insurance pays upto 80% - 200000$ total family..individual ki 10000$ ila vuntayi..aa tarvata insurance full coverage istundi..next nuvvu ichina example lo first 6000 kattestavu..migilina 9000 lo 80% insurance 20% nuvvu kadatavu.. HSA - you pay minimum plan maintenance fee..aa tarvata nee interest batti you can choose monthly saving amount..year ki upto 5000 or something tax benefit vuntundi..ee amount neede..ee year vadakapote next year lekapote future lo..comp change ayina ee amount neede..migilina payments almost same as above scenario lo vunnatte vuntayi..indulo malli gold/platinum vunna concept same.. HSA lo preventive like vaccines avi cover avutayi..regular visits ki velte doctor/insurance pampina bill katteyali..mana limit reach aye varaku..you can use HSA money.. HRA preventive like vaccines avi cover avutayi..regular visits ki velte irrespective of bill first copay kattestamu..nuvvu ichina example lo mana limit reach aye varaku katteyali from your own pocket.. naa exp and colleagues cheppina dani batti HSA is the way to go in present situation...past lo PPO type insurance almost gone..employers evadu ivadam ledu..individual ga konte chala chala expensive.. I Love Movies.... | ||
Sony Legend Username: Sony Post Number: 32129 Registered: 12-2006 Posted From: 170.48.2.187 Rating: N/A |
I have HRA, so maa employer puts 1500 for family....first 1500 goes from this fund for 15K bill aa next my deductible gets activated which is 4.5K....aa 4,500 nenu kattaka migita 9000 ki 80-20 meaning I pay 1800 so total cost for me is 6,300 for 15K bill | ||
Andhrawala Legend Username: Andhrawala Post Number: 54757 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
The money in an HRA is provided solely by the employer. HRAs are usually unfunded notional accounts, with no cash value. An HSA is a tax-advantaged account that can be used to pay for IRS-defined health care expenses, including long-term care and COBRA premiums. http://www.aetna.com/producer/aetnalink/2009-4q/natlink_hra_ 4q09.html No Signature | ||
Tugoboy Side Hero Username: Tugoboy Post Number: 4575 Registered: 03-2014 Posted From: 14.192.0.93 Rating: N/A |
Hey nenu oka Health care company lo pani chesetappudu deeni meede work chesa! | ||
Andhravodu Side Hero Username: Andhravodu Post Number: 4270 Registered: 07-2015 Posted From: 69.62.241.11 Rating: N/A |
evaraina details ivvandi. HSA lo mana money mana daggare untadi. ee HRA how does it work? Current scenario in HSA: I went to doctor for surgery. 20k cost, negotiated by insurance for 15k. I pay deductible 6.5k and rest 8.5k HSA pays same situation HRA ela work avuddi? Will employer pay the 8.5k in this case? |