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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 68813 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:46 am: |
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Tombrady: loa every qtr kadatham not monthly
Ok, google cheste kuda pedda info ledu...Only Independent houses in a community ki vuntunda ? |
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Tombrady
Legend Username: Tombrady
Post Number: 50144 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:44 am: |
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Ntr_rocks:First time vintunna..HOA ki deniki differnce enti ? Monthly payment entha vuntundi ?
hoa ekkuva vuntadi le idi monthly, loa every qtr kadatham not monthly depends on ur community and main ga sewage bills etc evaru calculate cheuskoru before buying home anni surprise lu vuntai konnaka |
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Twitter
Legend Username: Twitter
Post Number: 47911 Registered: 10-2009 Posted From: 66.194.212.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:44 am: |
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Savyasachi:interest rate 12.6% annadu. adi endi ra bhai ani call chesa customer support ki vadu cheppadu nee credit score ki 60k daka istha , takkuva amount ite takkuva interst , yekkuva amount ite yekkuva interest . basically they are trying to compensate the risk by charging higher interest rate.
hmm yeah that is my suspicion ..aithe waste le naakunna cr score ki 14% kooda veyochhu ..home ki kattadam good idea ne kaani home mrtg rate kante ee loan rate thakkuvaithe makes sense . |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 68812 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:41 am: |
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Tombrady: land owners association
First time vintunna..HOA ki deniki differnce enti ? Monthly payment entha vuntundi ? |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1357 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:40 am: |
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Twitter:avasaraladhemundhi bayya dabbulunte avve osthai :-) .. vaddi ekkuvunte waste le vadi invitation lo maathram as low as 2.8% antunnadu lopalaki dhigithe kaani theleidhu ..vadu cheppina rate ki isthe maathram manchi deal ..for me it works better than 0% cash xfer credit cards avvi oka year lo cheyaleka 24% kattina rojulu chaala unnai ..but thx for the advice
i dont know if you have a house, but 2.8 ki isthe 40 k teesukuni home loan pay chesthe ipotadi. here is an experience i had few years back. discover gadu personal loan ista ani tega letters pampinchadu interest ratest starting at 4.5 ani. pre approved, qualified etc etc ani. apply chesa. oka 30k online . approved at interest rate 12.6% annadu. adi endi ra bhai ani call chesa customer support ki vadu cheppadu nee credit score ki 60k daka istha , takkuva amount ite takkuva interst , yekkuva amount ite yekkuva interest . basically they are trying to compensate the risk by charging higher interest rate. |
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Tombrady
Legend Username: Tombrady
Post Number: 50143 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:39 am: |
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Ntr_rocks:LOA enti ?
land owners association |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 68810 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:39 am: |
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Tombrady:loa fees
LOA enti ? |
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Tombrady
Legend Username: Tombrady
Post Number: 50142 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:38 am: |
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Amaravathi:maintainance is high...
every month mortage loa fees hoa fees water/sewage bills kaduthunte baga happy ga vundi andee babu |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1356 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:33 am: |
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Bunty717:mana investment safe eenaaa adi cheppu vunkul..
if you want to lend money using lending club it is safe for the most part. you pick and choose you want to lend to. so manchollaki isthe returns ostai. but these days lendingclub lanti sites too crowded ipoyai. there are ppl sitting round the clock to find good deals. mana lanti chota investers ki ippudu manchi deals dorakadam kastam. |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10159 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:30 am: |
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Starc:do not buy if you do not have raw cash and long term job.
There is nothing called LONGTERM job in US of A... nee Gunde lo konchem guts , pocket lo konchem surplus cash vunte ..u can buy a house...its better owning a home than renting in most of the places in US now.. Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1355 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:29 am: |
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Couragebabu:401k nunchi home kosam teeyatam Good or Bad??
lot of ppl do it. but personally i wouldnt touch my retirement money unless it is life or death situation. ina ee rojullo 401k nduku illu konadaniki 5% downpayment to andaru istunnaru loans with low interet rate. try to go to local credit unions . |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10158 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:28 am: |
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Saint:Do we really need to buy a big home? Is it necessary? Oka 150-250k range lo chinna 2-3 bed room home konte best emo kada? 3/4 member family ki enni rooms kavali ? I thought I should buy home in 2017 end but now thinking to postpone to 2019/20.
small house konatam varaku correct... not a condo/apt though..maintainance is high... buy a Townhouse...kani konatanni matram postpone cheyyaku.. u always need to have assets both in USD and Rupees... right now USD value is gaining in world market..so better have ur assets in USD...elagoo INR lo properties vunnai kadha... so, better start building some asset in USD now... Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Starc
Side Hero Username: Starc
Post Number: 4456 Registered: 03-2015 Posted From: 170.63.153.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:28 am: |
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USA lo illu andaru kontunnaru.. manam konali ani konakandi.. House is big burden if you cannot afford. Also it comes with lots of responsibility. Rental is much different owning home. It is luxury. If you have 100+ liquid cash with good job with long term job then go for it. do not buy if you do not have raw cash and long term job. Pandulu drainaige guntalo undi matladukuntai anta.. Chi Chi Manushulu ala ela untaru.. chi chi.. |
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Amaravathi
Hero Username: Amaravathi
Post Number: 10157 Registered: 04-2015 Posted From: 208.68.148.80
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:26 am: |
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Bunty717:voddi/intrest taravata.. mana investment safe eenaaa adi cheppu vunkul..
Voddi safe... asalu gurinchi... asala nannu adagodhu  Dharmam gelavani Chota... Tappadhu Kathula veta ... thappu oppedho.. samharam tarvatha !! |
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Andhravodu
Side Hero Username: Andhravodu
Post Number: 3877 Registered: 07-2015 Posted From: 69.62.241.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:26 am: |
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Couragebabu:401k nunchi home kosam teeyatam Good or Bad??
401k nunchi ante loan la teesukovali, aa costs untayi Roth IRA nunchi teesukunte better antaru |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 68806 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:23 am: |
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Lending club lantivi waste, danikante line of credit tesukovatam better anukuntunna... |
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Bunty717
Moderator Username: Bunty717
Post Number: 50392 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:22 am: |
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Savyasachi:if you are planning to take personal unsecured loan usually interest rates yekkuva untai. just like borrowing from a vaddi vyapari in india. except these vaddi vyaparulu are using a website to find clients. its kind of hard to get 40k as personal loan from banks. so avasaram unte teesuko.
voddi/intrest taravata.. mana investment safe eenaaa adi cheppu vunkul.. |
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Twitter
Legend Username: Twitter
Post Number: 47909 Registered: 10-2009 Posted From: 66.194.212.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:22 am: |
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Savyasachi:if you are planning to take personal unsecured loan usually interest rates yekkuva untai. just like borrowing from a vaddi vyapari in india. except these vaddi vyaparulu are using a website to find clients. its kind of hard to get 40k as personal loan from banks. so avasaram unte teesuko.
avasaraladhemundhi bayya dabbulunte avve osthai .. vaddi ekkuvunte waste le vadi invitation lo maathram as low as 2.8% antunnadu lopalaki dhigithe kaani theleidhu ..vadu cheppina rate ki isthe maathram manchi deal ..for me it works better than 0% cash xfer credit cards avvi oka year lo cheyaleka 24% kattina rojulu chaala unnai ..but thx for the advice |
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Couragebabu
Junior Artist Username: Couragebabu
Post Number: 75 Registered: 01-2013 Posted From: 172.56.4.3
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:22 am: |
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Savyasachi:
401k nunchi home kosam teeyatam Good or Bad?? |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1354 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:13 am: |
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Twitter:your loan invitation is ready ..indha oka 40K istha unchu ani thega sava kottings veedu ..theesukovochha ? credit history ki emanna hole padudhhantara
if you are planning to take personal unsecured loan usually interest rates yekkuva untai. just like borrowing from a vaddi vyapari in india. except these vaddi vyaparulu are using a website to find clients. its kind of hard to get 40k as personal loan from banks. so avasaram unte teesuko. |
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Twitter
Legend Username: Twitter
Post Number: 47908 Registered: 10-2009 Posted From: 66.194.212.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 10:09 am: |
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Onlytruth: LendingClub.com
your loan invitation is ready ..indha oka 40K istha unchu ani thega sava kottings veedu ..theesukovochha ? credit history ki emanna hole padudhhantara |
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Andhravodu
Side Hero Username: Andhravodu
Post Number: 3865 Registered: 07-2015 Posted From: 69.62.241.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Thursday, November 03, 2016 - 12:17 am: |
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Saint:Do we really need to buy a big home? Is it necessary? Oka 150-250k range lo chinna 2-3 bed room home konte best emo kada? 3/4 member family ki enni rooms kavali ?
no need to buy a big home. but chances are your area prices are according to market demand. very few underpriced areas unless you're sure you'll stay for a long time, if you want to protect your investment, it's better to buy in areas where demand is higher than supply. Naturally, in those areas, houses are higher priced |
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Saint
Legend Username: Saint
Post Number: 64728 Registered: 01-2011 Posted From: 98.156.0.52
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 11:36 pm: |
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Do we really need to buy a big home? Is it necessary? Oka 150-250k range lo chinna 2-3 bed room home konte best emo kada? 3/4 member family ki enni rooms kavali ? I thought I should buy home in 2017 end but now thinking to postpone to 2019/20. |
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Rasputin
Megastar Username: Rasputin
Post Number: 20674 Registered: 02-2008 Posted From: 98.24.88.92
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:47 pm: |
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Gandhiguevara:dobbindhi
intha aalochana anavasaram. Intha high income pettukoni 400k enti? Go for 600k and 20% down. Other investments lo cash untey, go with 10% down. New construction ki closing costs almost zero, with builder rebate, realtor rebate, preferred lender rebate etc. 01/06/2012 - 169.4; 8/1/2013 - 182; 9/23/2016 - 185.8 |
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Gochi
Side Hero Username: Gochi
Post Number: 2488 Registered: 12-2006 Posted From: 216.164.224.152
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 07:29 pm: |
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Boglehead:Posted on Wednesday, November 02, 2016 - 09:27 am: 20% down payment = 80k Closing costs = 10k (varies) Furniture etc = 20K Emergency fund = 20K (minimum) Total = 130K If its a brand new house, you might need more. intha cash lekapothe, wait cheyyi (Bought a house a couple of months ago. So, speaking from experience)
I agree with this..if you don't have so much, go for a townhome around 250 to 300k range..budget thagginchandi, not down payment/increasing loan term.. Ideally your monthly mortgage should not exceed 30% of your monthly income..max is 35%...anthe gaani 4k in hand osthe 2k paina mortgage kadathaa ante u will be in a mess if other spending goes up or u will have zero savings..its like walking on a rope with fire around you |
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Hero
Side Hero Username: Hero
Post Number: 9523 Registered: 09-2009 Posted From: 166.137.10.23
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 06:31 pm: |
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OT kurrodiki no idea ..post lu matram tega vestunad 15 years ..20% down ante comedy anta World lo best personal finance guyz suggest the same . Buy a home you can afford and pay it very soon ..30 years ..40 years debt enti ..65/70 vachaka interest lu home mortgage lu kadatara enti kamedy kakapothe Ee ARM lu ..interest only loans financial discipline leni vallaki... Debt free soon ..and you can always invest |
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Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 61952 Registered: 10-2009 Posted From: 67.191.221.7
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, November 02, 2016 - 05:35 pm: |
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Thread start chesinappudu light gaa clarity vundhi....ippudu motham dobbindhi |
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Guru
Hero Username: Guru
Post Number: 10244 Registered: 05-2009 Posted From: 199.67.140.46
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 04:28 pm: |
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Onlytruth:Na lantollu dabbulleka investment ki edustante... 15 yrs mortgage endhi bokka laga
for suppose $$ untey em investments chesthavo cheppi ee desam lo |
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Farmer
Side Hero Username: Farmer
Post Number: 4225 Registered: 04-2015 Posted From: 162.252.85.172
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 03:09 pm: |
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All_day:
hello warren buffet goru...how r u |
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Banam
Hero Username: Banam
Post Number: 12409 Registered: 12-2011 Posted From: 63.96.90.214
Rating:  Votes: 4 (Vote!) | | Posted on Wednesday, November 02, 2016 - 03:05 pm: |
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5% Cash .i.e 20 K tho we can start.. Basically Income to Expense should be 45%... Income chala ekkuva vunte, Downpayment entha takkuva chesina emi kaadhu... Ala kakunda 60K Salary vundi, 400K illu kontanu and 5% down ante kudaradu, since Income to expense ratio will be more... Still some lenders will go upto 55%, but punch pade chances vunnayi chivarilo...So it all depends on debt we have right now and income we are earning... Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR |
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Banam
Hero Username: Banam
Post Number: 12407 Registered: 12-2011 Posted From: 63.96.90.214
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 03:02 pm: |
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Starc:if it is less than 20% you have to pay mortgage insurance. That would cost you another 300$.. if not ur have to take another loan.
300$ endhuku avutundhi?.. Per month 70 Dollers avutundhi if you pay 10% down.. Green Bay PACKERS ||San Antonio SPURS ||Sachin Ramesh TENDULKAR |
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All_day
Side Hero Username: All_day
Post Number: 3987 Registered: 06-2012 Posted From: 107.0.27.252
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 02:57 pm: |
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Farmer:
 The Only Thing We Have to Fear Is Fear Itself - FDR |
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Farmer
Side Hero Username: Farmer
Post Number: 4223 Registered: 04-2015 Posted From: 162.252.85.172
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 02:43 pm: |
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ilakath mafliya |
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Starc
Side Hero Username: Starc
Post Number: 4449 Registered: 03-2015 Posted From: 170.63.153.14
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 01:18 pm: |
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if it is less than 20% you have to pay mortgage insurance. That would cost you another 300$.. if not ur have to take another loan. Pandulu drainaige guntalo undi matladukuntai anta.. Chi Chi Manushulu ala ela untaru.. chi chi.. |
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Andhravodu
Side Hero Username: Andhravodu
Post Number: 3829 Registered: 07-2015 Posted From: 69.62.241.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 01:13 pm: |
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Sapayiraaja:400k HOME KI monthly EMI entha untadi? assume 30 years loan
idi best tool http://www.realtor.com/mortgage/tools/mortgage-calculator/ around 2135 choopistundi. zipcode batti insurance adjust chestundi, might differ |
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Sapayiraaja
Junior Artist Username: Sapayiraaja
Post Number: 592 Registered: 07-2013 Posted From: 12.177.226.23
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 01:11 pm: |
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400k HOME KI monthly EMI entha untadi? assume 30 years loan |
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Maverick
Legend Username: Maverick
Post Number: 62326 Registered: 01-2008 Posted From: 108.171.129.189
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 11:10 am: |
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Onlytruth:LendingClub.com
kaasta study chesi invest cheyyandi http://www.bloomberg.com/news/features/2016-08-18/how-lendin g-club-s-biggest-fanboy-uncovered-shady-loans Happy Vizag |
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Gotcha
Megastar Username: Gotcha
Post Number: 25967 Registered: 02-2008 Posted From: 172.87.48.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:40 am: |
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Last_avataar:
prosper.com also offers social lending. ... |
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Last_avataar
Side Hero Username: Last_avataar
Post Number: 7547 Registered: 09-2012 Posted From: 12.10.219.223
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:37 am: |
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aimloan.com kooda bagundi, no forcing and pushing |
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Gotcha
Megastar Username: Gotcha
Post Number: 25966 Registered: 02-2008 Posted From: 172.87.48.134
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:30 am: |
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Kadapanagfan:ikkkada almost 10% dobbutaru akkada just 3-3.5% untada????
knf india lo inflation7%, deposit interest they give is 4% 7+4=11% and generally that is the home loan interest rate. us lo no inflation, savings is maximum 1% so 4% home loan makes sense. ... |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 68757 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:30 am: |
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Xxx: Aame aa expression ? 50k is peanuts aane kaada ? OT sir vaadu still before recession period lo naa vunnaru ..
50K peanuts kaadu babu, 10% avasaram ledu down, 5% chaalu...H1 vallaki FHA ravatam kastam emo, 5% down cheste Conventional loan easy ga vastad with good credit.. |
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Brodipet_baadshah
Side Hero Username: Brodipet_baadshah
Post Number: 2449 Registered: 12-2014 Posted From: 167.121.4.36
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:27 am: |
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Onlytruth:LendingClub.com
H1 coolies cheyochaa idhi?risk % entha?mee frnds evaraina chesaara idhi?any firsthand info? |
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Xxx
Hero Username: Xxx
Post Number: 12240 Registered: 04-2009 Posted From: 149.168.132.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:27 am: |
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Ntr_rocks:
Aame aa expression ? 50k is peanuts aane kaada ? OT sir vaadu still before recession period lo naa vunnaru .. Latest batch of young kids , cares for nothing, they are buying 500k houses , if needed getting money from India , buying luxary cars and enjoying the life , living Life King Style Coupons , Savings & Sales , the don't care - |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 68756 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:26 am: |
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Onlytruth:
Motham lekkalu vesi chuste 30 yr fixed waste unless you are buying a million dollar home... Oka sari sale price vs 30 yr fixed entha kadutunnavo check chesi chudu... Dare cheyagaligite 2 times 5/ARM tesukuni taravata 15 yr fixed cheste baga save ayinattu(mana DB sony plan edi) |
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Ntr_rocks
Legend Username: Ntr_rocks
Post Number: 68755 Registered: 04-2009 Posted From: 152.85.8.38
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:21 am: |
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Onlytruth:Mana Tokkalo h1 ki 10% down lekunda ivvaru Escrow acct 50K min
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Xxx
Hero Username: Xxx
Post Number: 12239 Registered: 04-2009 Posted From: 149.168.132.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:19 am: |
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Onlytruth:Stocks min 8-9% techukuntadu
Many years back people requested you to come up with something and do stocks research , it is not that easy to constantly gain 8 to 9% in stock market .. last 10 years gaa if you put in mutual funds , at most 1% kooda ledu return as stock crashed and returned Investment in commercial properties is another topic, 300k 400k investment tho , taking 2 million loan , I don't know if they give , but assuming if they give , is a risk which most desis may not like .. They have double income , house paid off , if they have more money they will invest in a townhouse or condo and they have 401k for retirement Risk vs return lo they will take 0% risk even if the return is 0 - |
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Onlytruth
Legend Username: Onlytruth
Post Number: 189913 Registered: 01-2007 Posted From: 107.77.87.126
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:18 am: |
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AW LendingClub.com |
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Andhrawala
Legend Username: Andhrawala
Post Number: 54430 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:14 am: |
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Onlytruth:Use it for payday loans or p2p loans many sites unnayi
How to do this?? No Signature |
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Twitter
Legend Username: Twitter
Post Number: 47892 Registered: 10-2009 Posted From: 66.194.212.162
Rating:  Votes: 1 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:11 am: |
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do as min down as possible ..keep cash in hand . |
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Onlytruth
Legend Username: Onlytruth
Post Number: 189911 Registered: 01-2007 Posted From: 107.77.87.126
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:07 am: |
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how to save 3.5 % interest, except in stocks ? dont tell send to india >> Stocks min 8-9% techukuntadu Buy commercial spaces and rent out Use it for payday loans or p2p loans many sites unnayi World is so big Ppl have no money ... Cash chetilo unte dandia dance adinchochu ... 3.5% roi kuda raadhu ani mortgage kattesthe elaa ? Even better over flow cash unde vallu kattochu |
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Xxx
Hero Username: Xxx
Post Number: 12236 Registered: 04-2009 Posted From: 149.168.132.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 10:03 am: |
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Boglehead:Closing costs = 10k (varies) Furniture etc = 20K Emergency fund = 20K (minimum)
if you go with desi agent you get 2% back , normally closing costs are covered with that , furniture , it can wait or you can use your old ones if the money is tight .. Emergency fund is something you always have , not to put into this .. 5% down is also ok, you just pay another insurance PMI ? - |
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Humpty_dumpty
Moderator Username: Humpty_dumpty
Post Number: 34650 Registered: 02-2009
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:34 am: |
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400k home kee 20% down is a lottt anukuntunnna 10 % down conventional loan kee jai |
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Boglehead
Junior Artist Username: Boglehead
Post Number: 206 Registered: 06-2014 Posted From: 174.49.142.15
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:27 am: |
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20% down payment = 80k Closing costs = 10k (varies) Furniture etc = 20K Emergency fund = 20K (minimum) Total = 130K If its a brand new house, you might need more. intha cash lekapothe, wait cheyyi (Bought a house a couple of months ago. So, speaking from experience) |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1352 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:17 am: |
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Andhravodu:30years lo neeku equity buildup ayyyedi after 11years. anta varaku, pretty much paying rent to bank annatte. 15years lo you will have equity from day 1
pay atleat 50 more than your minimum payment. this will make a lot of difference over a period of 10 years. |
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Andhravodu
Side Hero Username: Andhravodu
Post Number: 3809 Registered: 07-2015 Posted From: 69.62.241.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:10 am: |
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Onlytruth:Free ga interest ki dabbulu isthe danni bayata invest cheyakunda 15 yrs ke kattese indians ante naku comedy
30years lo neeku equity buildup ayyyedi after 11years. anta varaku, pretty much paying rent to bank annatte. 15years lo you will have equity from day 1 |
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Xxx
Hero Username: Xxx
Post Number: 12235 Registered: 04-2009 Posted From: 149.168.132.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:06 am: |
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Onlytruth:Free ga interest ki dabbulu isthe danni bayata invest cheyakunda 15 yrs ke kattese indians ante naku comedy
how to save 3.5 % interest, except in stocks ? dont tell send to india - |
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Onlytruth
Legend Username: Onlytruth
Post Number: 189908 Registered: 01-2007 Posted From: 45.29.50.49
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:06 am: |
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Fha chala bokkalu unnaatu dont go |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1351 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:06 am: |
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btw thats just your downpayment. closing costs extra |
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Onlytruth
Legend Username: Onlytruth
Post Number: 189907 Registered: 01-2007 Posted From: 45.29.50.49
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:05 am: |
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Land ki appreciation Cash ki interest Leni vintha desam usa |
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Savyasachi
Comedian Username: Savyasachi
Post Number: 1350 Registered: 12-2013 Posted From: 98.192.131.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:05 am: |
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if you are GC and first time buyer and getting FHA 12k if you are on H1 and good credit score using conventional loan. 25k if you are on h1 and effed up score using conventional loan 80k |
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Onlytruth
Legend Username: Onlytruth
Post Number: 189906 Registered: 01-2007 Posted From: 45.29.50.49
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:04 am: |
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IT client mortgage aa leka housing loans iche sthayi ki edigava |
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Xxx
Hero Username: Xxx
Post Number: 12234 Registered: 04-2009 Posted From: 149.168.132.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:04 am: |
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Kadapanagfan:us house loan interests awesome
reverse kooda true , if put money in bank , you get 0 intrest - |
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Onlytruth
Legend Username: Onlytruth
Post Number: 189905 Registered: 01-2007 Posted From: 45.29.50.49
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:03 am: |
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Arnab tone lo : Never ever ever ever take 15 yrs loan Unless you have huge cash inflow Free ga interest ki dabbulu isthe danni bayata invest cheyakunda 15 yrs ke kattese indians ante naku comedy Na lantollu dabbulleka investment ki edustante... 15 yrs mortgage endhi bokka laga |
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Kadapanagfan
Legend Username: Kadapanagfan
Post Number: 73036 Registered: 12-2006 Posted From: 49.205.119.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:03 am: |
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Onlytruth: Free ga loan ichinatte oka rakanga..
telsu mana work yeee adi ga ippudu mortgage banking lol |
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Onlytruth
Legend Username: Onlytruth
Post Number: 189904 Registered: 01-2007 Posted From: 45.29.50.49
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 09:00 am: |
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5% downpayment 3.25% interest Knffaaa Free ga loan ichinatte oka rakanga... Pavala vaddi kuda padadhu ani ringmaster vi neeku cheppakkkarledhu vaddi but telling |
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Andhravodu
Side Hero Username: Andhravodu
Post Number: 3807 Registered: 07-2015 Posted From: 69.62.241.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 08:57 am: |
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Kadapanagfan:india yeppudu avudddo ala?
sanka nakiddi desam appudu. apartments minimum 50lakhs, houses 1cr and above eskovali interest 3.5% unte |
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Kadapanagfan
Legend Username: Kadapanagfan
Post Number: 73035 Registered: 12-2006 Posted From: 49.205.119.186
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 08:55 am: |
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us house loan interests awesome ikkkada almost 10% dobbutaru akkada just 3-3.5% untada???? india yeppudu avudddo ala? |
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Hero
Side Hero Username: Hero
Post Number: 9522 Registered: 09-2009 Posted From: 107.77.68.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 07:45 am: |
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20% down cheyi 20k furniture and expense ki pakkana pettu Go for 15 years ..fixed option |
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Sannayi_nokkulu
Hero Username: Sannayi_nokkulu
Post Number: 11443 Registered: 06-2014 Posted From: 68.100.234.172
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 07:40 am: |
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Gandhiguevara:
emi chestuntav saami anni placela lo illu koni?? sachipotava , avineethi ga batukutava okkate option ante alochinchakunda chachipotaa ane type cbn - OT |
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Abhysg
Legend Username: Abhysg
Post Number: 33961 Registered: 08-2008 Posted From: 72.219.212.16
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 07:02 am: |
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Twotown:80k down cheyyakapothe , adukkunu tinu ..
GaGu akkada...800k down seseyyagaldu... nuvve adukku tinu... - gagau-rakesh-rupa fan |
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Last_avataar
Side Hero Username: Last_avataar
Post Number: 7540 Registered: 09-2012 Posted From: 12.10.219.228
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 12:37 am: |
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400k - 5% down = 20k closing cost - depends on how much your realtor want to payback Max = 8k vesuko (if realtor doesn't give any) you need another 20k for furniture other stuff , if it is new house if existing house you can get fridge , washer dryer , dishwasher , software etc 45k is good amount to go, also please hev 6 months of full month exp including APR as reserve fund. take life insurance or mortgage insurance include wife in title. have 10k fund seperate for medical you are good to go |
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Onlytruth
Legend Username: Onlytruth
Post Number: 189879 Registered: 01-2007 Posted From: 45.29.50.49
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, November 02, 2016 - 12:06 am: |
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White or 6 months in acct or gift from family mem with letter Last option easy But nee relative has to establish his money trial in white |
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Twotown
Junior Artist Username: Twotown
Post Number: 515 Registered: 09-2016 Posted From: 172.56.12.31
Rating:  Votes: 2 (Vote!) | | Posted on Tuesday, November 01, 2016 - 11:49 pm: |
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80k down cheyyakapothe , adukkunu tinu .. |
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Siloan
Legend Username: Siloan
Post Number: 48349 Registered: 03-2008 Posted From: 132.174.137.234
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 11:47 pm: |
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Onlytruth:
chaakuvi nuvvu https://www.youtube.com/watch?v=6rlJJiUL0iA |
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Onlytruth
Legend Username: Onlytruth
Post Number: 189878 Registered: 01-2007 Posted From: 45.29.50.49
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 11:44 pm: |
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Mana Tokkalo h1 ki 10% down lekunda ivvaru Escrow acct 50K min And mainly avi anni white lo chupinchaali first Salary nunchiii Or 6 months back to back nee acct lo undali |
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Hadoop
Side Hero Username: Hadoop
Post Number: 5099 Registered: 12-2014 Posted From: 99.127.225.114
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 10:56 pm: |
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oka 30 k chetulopettukonte saripeddo max ante.....oka 10-15k after u got u r keys...all set |
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Vja2va
Side Hero Username: Vja2va
Post Number: 5502 Registered: 11-2014 Posted From: 68.100.233.40
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 10:50 pm: |
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Gandhiguevara:saripodhaa guruji including closing costs?
Ellehe.. Ikkademo itta thread vestav.. Akkada velli gothal vadi mokana kotti cash tho kontav 1 million house..
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Andhravodu
Side Hero Username: Andhravodu
Post Number: 3798 Registered: 07-2015 Posted From: 69.62.241.11
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 10:45 pm: |
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4% down saripoddi for a loan. na friend put 5% down with ok credit, 360k house. but you won't get 15yr loan, only 30 |
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Brighton
Side Hero Username: Brighton
Post Number: 3313 Registered: 05-2014 Posted From: 73.72.183.170
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 10:44 pm: |
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Gotcha:
45k including furniture kuda koneyyochhu... |
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Gotcha
Megastar Username: Gotcha
Post Number: 25965 Registered: 02-2008 Posted From: 73.45.2.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 10:43 pm: |
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Closing cost loan lo kalipi dobutadu kada anyhow ... |
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Bullabbai
Junior Artist Username: Bullabbai
Post Number: 417 Registered: 09-2013 Posted From: 155.63.136.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 10:42 pm: |
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Saripodu.. typical closing cost is 2-5% of the home value. |
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Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 61951 Registered: 10-2009 Posted From: 67.191.221.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 10:40 pm: |
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Gotcha:
saripodhaa guruji including closing costs? |
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Gotcha
Megastar Username: Gotcha
Post Number: 25964 Registered: 02-2008 Posted From: 73.45.2.79
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 10:39 pm: |
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45k is good enough ... |
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Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 61950 Registered: 10-2009 Posted From: 67.191.221.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 10:37 pm: |
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Cash * |
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Gandhiguevara
Legend Username: Gandhiguevara
Post Number: 61949 Registered: 10-2009 Posted From: 67.191.221.7
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, November 01, 2016 - 10:36 pm: |
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Ash in hand yentha kaavali |