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True_indian
Hero Username: True_indian
Post Number: 12968 Registered: 01-2008 Posted From: 143.165.48.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 02:13 pm: |
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Sanju:vaadu mis-quote chesthundachu..you pay mortgage in arrears..ivvala closing chesthey you wont get a statement until mid August and due date will be close to September. daanni twist chesi ala cheppi vuntaadu.. even in this case, you pay interest (in closing costs) for this full month at what ever interst your loan is at. it sounds as if you are getting free month which is not true.
yes you are 100% right, first month statement generate kadu .those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches. |
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True_indian
Hero Username: True_indian
Post Number: 12967 Registered: 01-2008 Posted From: 143.165.48.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 02:12 pm: |
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i have 7/1 for 2.375 2013 lo teesukunna, lowest evaru annadu mortgage broker, 2019 kalla loan clear cheyali ani plan .those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches. |
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Sanju
Side Hero Username: Sanju
Post Number: 3579 Registered: 02-2008 Posted From: 208.178.195.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:51 pm: |
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Sony:complete gaa follow avaledu vaadu cheppindi...next tuesday i will reach to him again asking full details
vaadu mis-quote chesthundachu..you pay mortgage in arrears..ivvala closing chesthey you wont get a statement until mid August and due date will be close to September. daanni twist chesi ala cheppi vuntaadu.. even in this case, you pay interest (in closing costs) for this full month at what ever interst your loan is at. it sounds as if you are getting free month which is not true. |
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Sony
Megastar Username: Sony
Post Number: 29873 Registered: 12-2006 Posted From: 71.192.40.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:42 pm: |
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Kurrokurru:Indian Mortgage agents unte zero closing costs ki chestaru.. nenu last week ee refinance chesanu with ZERO closing costs
desi kaadu, tellode kaani zero closing inka evaraina istanu ante veedu honor chestadu Sanju:idhi ela chesthaadu? you would either pay interst only or pay the mortgage kada?
complete gaa follow avaledu vaadu cheppindi...next tuesday i will reach to him again asking full details |
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Sanju
Side Hero Username: Sanju
Post Number: 3577 Registered: 02-2008 Posted From: 208.178.195.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:41 pm: |
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Sony:but he is saying he will waive off the first month mortgage....
idhi ela chesthaadu? you would either pay interst only or pay the mortgage kada? |
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Tombrady
Legend Username: Tombrady
Post Number: 48113 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:40 pm: |
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Kurrokurru:Indian Mortgage agents unte zero closing costs ki chestaru.. nenu last week ee refinance chesanu with ZERO closing costs
musalode_kaani_mahanubhavudu icon vuncle ela vunnav? entha interest rate taggindi? |
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Kurrokurru
Comedian Username: Kurrokurru
Post Number: 1880 Registered: 01-2008 Posted From: 67.184.41.178
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:39 pm: |
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Sony:5/1 ARM ki 2.875 offer chesadu already 5/1 arm 3.125 meeda unnanu.....tempting gaa undi teesukundam anukuntuna but 3K closing costs ki teesukuni ramantunadu, what to do
Indian Mortgage agents unte zero closing costs ki chestaru.. nenu last week ee refinance chesanu with ZERO closing costs |
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Tombrady
Legend Username: Tombrady
Post Number: 48111 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:37 pm: |
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Sony:3K teesukuni escrow lo estanu antunadu, last year oka 2K takkuva contribute chesanu property taxes ala ochindi ee 3K annadu...but he is saying he will waive off the first month mortgage....
waiving off 1st month mortgage is good no?poni inko broker tho ee deal cheppi can u give better deal anu? most of the time they will gives us better one |
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Sony
Megastar Username: Sony
Post Number: 29871 Registered: 12-2006 Posted From: 71.192.40.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:34 pm: |
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Bmw007:
bro i sent email to bmwveerudu@yahoo adey email undi naa dagara |
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Sony
Megastar Username: Sony
Post Number: 29870 Registered: 12-2006 Posted From: 71.192.40.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:33 pm: |
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Tombrady:3 ki no closing costs ani cheppu good deal, upfront entha pay cheyyakapothe antha bestuu
3K teesukuni escrow lo estanu antunadu, last year oka 2K takkuva contribute chesanu property taxes ala ochindi ee 3K annadu...but he is saying he will waive off the first month mortgage.... so next week think chesi decide avadam anukuntuna |
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Sony
Megastar Username: Sony
Post Number: 29869 Registered: 12-2006 Posted From: 71.192.40.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:32 pm: |
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Sasibabu:what is advantage of 5/1 arm over 20 or 30 year fixed??
ante naadi chala different logic i will do 5/1 arms till 10 years appudu i pay almost 150 less than 30 year fixed and after 10 years i will take 15 year fixed then I will contribute more towards principal than interest |
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Tombrady
Legend Username: Tombrady
Post Number: 48110 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:28 pm: |
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Sony:5/1 ARM ki 2.875 offer chesadu already 5/1 arm 3.125 meeda unnanu.....tempting gaa undi teesukundam anukuntuna but 3K closing costs ki teesukuni ramantunadu, what to do
3 ki no closing costs ani cheppu good deal, upfront entha pay cheyyakapothe antha bestuu |
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Sony
Megastar Username: Sony
Post Number: 29867 Registered: 12-2006 Posted From: 71.192.40.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:28 pm: |
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Bmw007:Sony send me a mail
emailed |
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Kingjames
Moderator Username: Kingjames
Post Number: 3748 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:27 pm: |
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Sanju:
Thank You! |
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Kingjames
Moderator Username: Kingjames
Post Number: 3747 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:26 pm: |
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Bmw007:
annai, Motham pay cheste em loss avutamo cheppandi... |
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Bmw007
Moderator Username: Bmw007
Post Number: 12961 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:23 pm: |
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Sasibabu:naadhu ippudu 3.875 for 30 years ..... refinance cheyisthaa ee month lo
15 ki vacheyi.. you may end up paying 400-600 more that what you are paying Jai PK !! Jai Jai PK !!!
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Kingjames
Moderator Username: Kingjames
Post Number: 3746 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:21 pm: |
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Sasibabu:
nuvvu already 30% kattesav anattu gurtu, takkuve vuntundi...30 yrs waste, 15 tesuko bmw cheppinattu |
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Sasibabu
Legend Username: Sasibabu
Post Number: 43180 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:19 pm: |
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Bmw007:
naadhu ippudu 3.875 for 30 years ..... refinance cheyisthaa ee month lo |
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Kingjames
Moderator Username: Kingjames
Post Number: 3745 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:19 pm: |
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Bmw007:
explain more on tax benefits plzz |
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Bmw007
Moderator Username: Bmw007
Post Number: 12959 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:18 pm: |
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Kingjames:maa oorlo vunde rates ki fixed waste anukuntunna...gattiga vunte 3-4 yrs lo clear cheyachu..
Never clear it...you should avail tax benifts..Manchi illu konnu...you will enjoy it Jai PK !! Jai Jai PK !!!
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Bmw007
Moderator Username: Bmw007
Post Number: 12958 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:16 pm: |
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Sasibabu:hmmm.... speculative based risk aa?
Yep..better to go for 15 yrs now..its around 2.875 to 2.75..me and many of my friends got refinance recently for 2.75 with Zero closing cost What is your rate now Jai PK !! Jai Jai PK !!!
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True_indian
Hero Username: True_indian
Post Number: 12955 Registered: 01-2008 Posted From: 143.165.48.50
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:16 pm: |
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Sasibabu:what is advantage of 5/1 arm over 20 or 30 year fixed??
kamedy ki adigava leka teliyaka adigava .those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches. |
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Kranth1
Comedian Username: Kranth1
Post Number: 1227 Registered: 03-2016 Posted From: 209.136.235.12
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:15 pm: |
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Kingjames:maa oorlo vunde rates ki fixed waste anukuntunna...gattiga vunte 3-4 yrs lo clear cheyachu..
Endha oor? Eppudu raajakeeya nayakulni vimarsinche pourudu raajakeeya nayakudu ayithe inka ekkuva dochukuntadu - RGV |
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Kingjames
Moderator Username: Kingjames
Post Number: 3744 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:15 pm: |
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Bmw007:
maa oorlo vunde rates ki fixed waste anukuntunna...gattiga vunte 3-4 yrs lo clear cheyachu.. |
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Bmw007
Moderator Username: Bmw007
Post Number: 12957 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:14 pm: |
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Mass:Saati kula mitrulaki vandanam.
Hello How are you..how do you do Kula shekara...namo NTR..Jai Jai NTR Jai PK !! Jai Jai PK !!!
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Sanju
Side Hero Username: Sanju
Post Number: 3576 Registered: 02-2008 Posted From: 208.178.195.218
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:14 pm: |
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Kingjames:Documentation ki entha charge chestaru general ga ?
Closing costs antey tookeega ivi vuntai... Loan origination fees: 600-1k Points : Depending on how much interest you wnat to pay 1-2% of loan amy Escrow : 3-6 months of taxes, HO insurances HO Insurance: 1-yr premium Interest: per day interest depending on what day you close on the loan Title Insurance: Lenders/owners title insurance ($3.5 - $4.5 per 1000) on loan amount. Closing fees: Book keeping ani, deed ani, mailing fees ani, mannu masaanam ani in 500-600 varaku esthaadu... All these are in addition to 20% down payment. Thunb rule antey 3-5% of the purchase price esukovachu closing ki... |
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Bmw007
Moderator Username: Bmw007
Post Number: 12956 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:13 pm: |
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Kingjames:5 yrs lo taggite malli refinance chesukovachu inka takkuvaki or 5 yrs clear cheste, we saved a lot
You may also end up paying more if rates go up after 5 yrs...You can always refinance i would advise to go for 15 yr loan rather than 20/30 or 5/1 ARM Jai PK !! Jai Jai PK !!!
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Mass
Side Hero Username: Mass
Post Number: 4848 Registered: 10-2014 Posted From: 74.118.96.34
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:10 pm: |
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Kingjames:
Sasibabu:
Bmw007:
Saati kula mitrulaki vandanam. |
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Kingjames
Moderator Username: Kingjames
Post Number: 3742 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:09 pm: |
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Bmw007:
Chattanooga |
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Kingjames
Moderator Username: Kingjames
Post Number: 3741 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:09 pm: |
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Bmw007:
5 yrs lo taggite malli refinance chesukovachu inka takkuvaki or 5 yrs clear cheste, we saved a lot  |
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Sasibabu
Legend Username: Sasibabu
Post Number: 43177 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:08 pm: |
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Bmw007: For 5 yrs you pay low interest compared to 20/30 yrs atleas 1% less...Then you pay market rate after 5 yrs
hmmm.... speculative based risk aa? |
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Bmw007
Moderator Username: Bmw007
Post Number: 12955 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:08 pm: |
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Kingjames:
Tammudu ye oorulo vunnavu Jai PK !! Jai Jai PK !!!
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Bmw007
Moderator Username: Bmw007
Post Number: 12954 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:07 pm: |
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Sasibabu:what is advantage of 5/1 arm over 20 or 30 year fixed??
For 5 yrs you pay low interest compared to 20/30 yrs atleas 1% less...Then you pay market rate after 5 yrs Jai PK !! Jai Jai PK !!!
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Kingjames
Moderator Username: Kingjames
Post Number: 3740 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:06 pm: |
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Sasibabu:
teliyakunda illu konesava... |
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Sasibabu
Legend Username: Sasibabu
Post Number: 43176 Registered: 11-2009 Posted From: 45.20.143.145
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:06 pm: |
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Sony:
what is advantage of 5/1 arm over 20 or 30 year fixed?? |
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Bmw007
Moderator Username: Bmw007
Post Number: 12953 Registered: 10-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:04 pm: |
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Sony:
Sony send me a mail Jai PK !! Jai Jai PK !!!
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Jalsa
Legend Username: Jalsa
Post Number: 35107 Registered: 02-2008 Posted From: 159.53.46.140
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:04 pm: |
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Sony:usual gaa 3-6 months extra taxes teesukuni escrow lo estaru alage you pay 1-3 months of principal and first 12 months of home insurance
??? First month payment chestaru ani telusu. How come 3 months? Escrow lo vesey tax enti? 12 months of insurance kattaala upfront? |
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Bunty717
Moderator Username: Bunty717
Post Number: 49482 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:04 pm: |
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Sony:inko 15 to 30 days aagite 2.5 oche chance undaaa 5/1 ARM ???
naaki ettaaa telutaadi.. naaki 15 yrs ki 2.75% locking chesitini.. |
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Siloan
Legend Username: Siloan
Post Number: 47271 Registered: 03-2008 Posted From: 132.174.20.41
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:03 pm: |
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naayaldhi |
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Kingjames
Moderator Username: Kingjames
Post Number: 3739 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:03 pm: |
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Sony:
aa tax ok, ardam ayindi ? Documentation ki entha charge chestaru general ga ? |
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Sony
Megastar Username: Sony
Post Number: 29866 Registered: 12-2006 Posted From: 71.192.40.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:02 pm: |
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Bunty717:yes 0% intrest for 20 vostaadi waiting cheyi..
Sony:5/1 ARM ki 2.875 offer chesadu already 5/1 arm 3.125 meeda unnanu.....tempting gaa undi teesukundam anukuntuna
acharya varya please answer.....inko 15 to 30 days aagite 2.5 oche chance undaaa 5/1 ARM ??? |
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Sony
Megastar Username: Sony
Post Number: 29865 Registered: 12-2006 Posted From: 71.192.40.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:01 pm: |
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Kingjames:ee closing costs ardam chesukoniki naaku time padutundi... Clear ga cheppu.
usual gaa 3-6 months extra taxes teesukuni escrow lo estaru alage you pay 1-3 months of principal and first 12 months of home insurance |
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Kingjames
Moderator Username: Kingjames
Post Number: 3738 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 01:00 pm: |
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Rajin thammud, Ekuva oohinchukok, inka chala time vundi.. |
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Rajin
Hero Username: Rajin
Post Number: 14496 Registered: 05-2012 Posted From: 73.211.136.147
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:59 pm: |
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Kingjames:next 5-6 months lo inka padataya ?
illu set chesthunnava annai |
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Kingjames
Moderator Username: Kingjames
Post Number: 3736 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:59 pm: |
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Sony:
ee closing costs ardam chesukoniki naaku time padutundi... Clear ga cheppu. Ipudu costco vadu executive members ki $450 antunnadu, dantlo ememi included kaadu? |
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Bunty717
Moderator Username: Bunty717
Post Number: 49481 Registered: 02-2008
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:58 pm: |
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Kingjames:next 5-6 months lo inka padataya ?
yes 0% intrest for 20 vostaadi waiting cheyi.. |
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Sony
Megastar Username: Sony
Post Number: 29864 Registered: 12-2006 Posted From: 71.192.40.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:58 pm: |
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Kingjames:next 5-6 months lo inka padataya ?
usual gaa November - February chala takkuva untayi, but ee sari july lo lowest unnayi |
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Kingjames
Moderator Username: Kingjames
Post Number: 3734 Registered: 11-2013
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:57 pm: |
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next 5-6 months lo inka padataya ? |
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Scorpio
Hero Username: Scorpio
Post Number: 14837 Registered: 09-2008 Posted From: 170.167.192.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:57 pm: |
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Tombrady:
Thanks....RE edanna konaali ante wait cheyyaala ani alochistunnaa until recession.... Amaravathi - CBN - Andhra Glory |
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Sony
Megastar Username: Sony
Post Number: 29861 Registered: 12-2006 Posted From: 71.192.40.235
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:56 pm: |
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5/1 ARM ki 2.875 offer chesadu already 5/1 arm 3.125 meeda unnanu.....tempting gaa undi teesukundam anukuntuna but 3K closing costs ki teesukuni ramantunadu, what to do |
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Tombrady
Legend Username: Tombrady
Post Number: 48108 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:53 pm: |
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Scorpio:
http://money.cnn.com/2016/06/19/news/economy/donald-trump-hi llary-clinton-recession/ but ilantivi since 2014 nundi chepthunnaru mari, |
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Tombrady
Legend Username: Tombrady
Post Number: 48107 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:52 pm: |
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Scorpio:President change ayinappudalla Recession raavochu antunnaaru...ee year end ki malli untadaa?
next yr ravochu ani oka talk but recession ki something should be there to pull down the economy, adi Global markets (china volatality,EU issues etc) aivundali for US |
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Scorpio
Hero Username: Scorpio
Post Number: 14836 Registered: 09-2008 Posted From: 170.167.192.102
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:48 pm: |
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Tombrady:
President change ayinappudalla Recession raavochu antunnaaru...ee year end ki malli untadaa? Amaravathi - CBN - Andhra Glory |
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Tombrady
Legend Username: Tombrady
Post Number: 48106 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:42 pm: |
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Jalsa:looking to buy mastaaru...
good time vuncle if you are ready to buy, |
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Jalsa
Legend Username: Jalsa
Post Number: 35105 Registered: 02-2008 Posted From: 159.53.110.143
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:39 pm: |
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looking to buy mastaaru... |
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Tombrady
Legend Username: Tombrady
Post Number: 48104 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:39 pm: |
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ntr_rox kurroda monna davut adigavu, see this now |
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Tombrady
Legend Username: Tombrady
Post Number: 48103 Registered: 05-2012 Posted From: 216.163.220.32
Rating: N/A Votes: 0 (Vote!) | | Posted on Friday, July 01, 2016 - 12:38 pm: |
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thanks to brexit, The average rate of a 30-year fixed mortgage dropped to 3.48% The rate on the 15-year fixed mortgage also dropped to 2.78% from 2.83% last week. |