| Author | Message | ||
Onlymovies Comedian Username: Onlymovies Post Number: 1263 Registered: 05-2014 Posted From: 137.200.32.6 Rating: N/A |
refinance cheyyali ante ela start cheyyali konchem inputs ivvandi.. what to consider what to ignore.. ery eeek in this subject please help | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4055 Registered: 01-2013 Posted From: 209.116.209.242 Rating: N/A |
Coppel area kada, paisa vasool anukovachu any time. School district super, desis First preference ade, next frisco. plano thrid place ki vellipoyyindi. | ||
Gotcha Megastar Username: Gotcha Post Number: 24692 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
Coppell area lo mostly ani 1983 lonive old community so year doesn't matter. ... | ||
True_indian Hero Username: True_indian Post Number: 12858 Registered: 01-2008 Posted From: 143.165.48.50 Rating: N/A |
1983 built .those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches. | ||
Gotcha Megastar Username: Gotcha Post Number: 24690 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
adi ayina foreclusoed property anukunta, bagane tayaru chesaru. last year ee area lo per sq ft 120 ala undedi baga perigipoyindi ee year. monna Mav adigadu edaina unte chupiyi ani so atani kosam petta. ... | ||
Andhrawala Legend Username: Andhrawala Post Number: 51709 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
illu baagundhi and so is school district BTW, Texas lo proeprty tax konchem ekkuva emo kathaa. ee intiki 5K antunnadu. But they dont have payroll tax kabatti parledhuu No Signature | ||
Gotcha Megastar Username: Gotcha Post Number: 24689 Registered: 02-2008 Posted From: 107.77.111.127 Rating: N/A |
ee illu chudu ela undi antavu? https://www.redfin.com/TX/Coppell/987-Redcedar-Way-Dr-75019/ home/31277984 ... | ||
Sony Megastar Username: Sony Post Number: 29638 Registered: 12-2006 Posted From: 71.192.40.235 Rating: N/A |
6 years ki your house will also be appreciated aa appreciated value meeda 20%, so if your house is 300K now and take a loan for 270K with 30K down....you are at 10% and in 6 Years you contribute 15K to your loan, Loan amount will be 255K and in 6 years your house will be appreciated to let say 320K, 20% will be 64K and for 320K house you have loan only for 255K which is 79% and you will be free from your PMI | ||
Gotcha Megastar Username: Gotcha Post Number: 24676 Registered: 02-2008 Posted From: 107.77.111.127 Rating: N/A |
closing dagarlo undi 6 years ki 22% avadu i calculated ... | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4049 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
maybe 6 yrs ki 22% kadathaavemo. inthaki 121+DNT office building construction entha varaku vochindi? | ||
Gotcha Megastar Username: Gotcha Post Number: 24675 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
nenu PMI kadutuna mee texas lo naaku vachinda document lo alage undi after 6 years it will drop ani. ... | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4048 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
sure aa?? 22% kattali anukunta kada?? | ||
Gotcha Megastar Username: Gotcha Post Number: 24674 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
u r looking at value akkade tirakasu undi. there is a law which says the PMI drops automatically after 6 years irrespective of percentage something like that. ... | ||
Onlymovies Comedian Username: Onlymovies Post Number: 1260 Registered: 05-2014 Posted From: 68.134.121.172 Rating: N/A |
idi chala unlikely.. 300 vunte ekkuva as of now.. | ||
Moviebuff001 Comedian Username: Moviebuff001 Post Number: 1266 Registered: 06-2013 Posted From: 208.92.228.62 Rating: N/A |
Not necessarily. 292K is his initial home appraisal value. 2.5 years ago ante current value around 330-350K untundi. 264K current balance ante exactly 80% of 330K. PMI kattalsina avasaram undadu. | ||
Gotcha Megastar Username: Gotcha Post Number: 24671 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
refiance cheste neeke bokka anukunta kada. after 6 years of paying PMI it will drop off automatically now, u have to pay another 6 years for it to be dropped kada when u refiance. ... | ||
Onlymovies Comedian Username: Onlymovies Post Number: 1259 Registered: 05-2014 Posted From: 68.134.121.172 Rating: N/A |
Loan experts konchem naaku suggest cheyyandi.. na intial loan amt: 278K current outstanding balance: 264K currently on 7/1 arm (2.5 yrs completed) current rate: 3.375% initial down payment is 5%, so i am paying Mortgage Insurance too, so ippudu re finance cheyyali ante ela start cheyyali? and what should I ask the lender before i go ahead.. 30 yrs fixed ki veldam ani planning.. so please suggest.. | ||
Gotcha Megastar Username: Gotcha Post Number: 24670 Registered: 02-2008 Posted From: 172.87.48.134 Rating: N/A |
enni years katavu ippati varaku. remember u pay interest intially and principal later, whenever u refiance u are reset to zero so u end up paying lot of interest intially and principal later so depends on how many years u already paid. nanu adigite light teesukuni inko illu frisco lo konuko, pandaga chesuko. ... | ||
Moviebuff001 Comedian Username: Moviebuff001 Post Number: 1261 Registered: 06-2013 Posted From: 208.92.228.62 Rating: N/A |
Your numbers are a bit confusing. 300K loan and 20% down payment ante loan amount is 240K. (But loan amount 300K annattu doubt ga undi. Assuming 240K as loan amount, 3.9% interest rate for 30 years, Monthly payment is 1132.00 and you probably have Escrow. At the end of 30 years, you would have paid a total of 407521.33 with 167521.33 in interest. Assuming your loan started on 1/2015, your current balance will be 233485.83. If you refinance at 2.75 for 15 years now, your monthly payment would be 1584.49 + Escrow. But you would only pay 51721.54 in interest for the next 15 years. This would be a nobrainer of a decision for me. I would go with 15 years 2.75% loan. But I strongly recommend you to review your escrow, tax payments and understand your loan a little better. | ||
Vasu Hero Username: Vasu Post Number: 11321 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
hamara ilaka nahi hai bhai... check with locals there | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4046 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
done. | ||
King Side Hero Username: King Post Number: 2143 Registered: 08-2013 Posted From: 104.57.181.67 Rating: N/A |
TX | ||
Vasu Hero Username: Vasu Post Number: 11320 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
where are you located? | ||
King Side Hero Username: King Post Number: 2142 Registered: 08-2013 Posted From: 104.57.181.67 Rating: N/A |
kingabonga @ gmail.com (spaces lekunda) | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4045 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
mana telungu aakulu lender details pampisthe email id pettu. | ||
King Side Hero Username: King Post Number: 2141 Registered: 08-2013 Posted From: 104.57.181.67 Rating: N/A |
Dont want to restart 15 years again as I have only 12 more years. Lenders suggest cheyandi | ||
Vasu Hero Username: Vasu Post Number: 11318 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
sare no closing costs tho close chesenu.... nuvvu naake cheptunnavu... | ||
Starc Side Hero Username: Starc Post Number: 3406 Registered: 03-2015 Posted From: 170.63.120.116 Rating: N/A |
vasu.. bongu cut settadu.. vadu niku velu virichina so and so relative kada.. they add everything here and there | ||
Vasu Hero Username: Vasu Post Number: 11317 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
 Many a times, lender will take the expense and cut in his commission.... | ||
Starc Side Hero Username: Starc Post Number: 3404 Registered: 03-2015 Posted From: 170.63.120.116 Rating: N/A |
harrytej 0% closing cost emi undadu.. vadu pissi p kadu ala ivvadaniki.. Interest points closing cost.. no closing cost would around 2.75. with closing cost it would be 2.35 or 2.5 only difference is .. 2.75 interest you pay till 15 years.. | ||
Emc2 Legend Username: Emc2 Post Number: 49013 Registered: 03-2008 Posted From: 128.229.4.22 Rating: N/A |
ponts ante X amount of money or % of loan munde teesesukuntadu and they will lower the interest rate the upfront cost will cover over the period of loan because of the lower intrest rate closing lo recording fee taxes ,appraisals untayi, part from that if you are paying point that will be included too you have to compare points vs non points ,lower interest vs high interest rate and over all enth befit at the end of the period | ||
Vasu Hero Username: Vasu Post Number: 11310 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
depends bro... usual ga they collect a quarter of property tax.. NJ la ade pedda number and then other fees like title cost etc etc... pre-approval techukunte andulo clear ga expected fees anni untayi a route better | ||
Harrytej Junior Artist Username: Harrytej Post Number: 699 Registered: 03-2015 Posted From: 167.137.1.15 Rating: N/A |
Same interest rate undi 2 months nundi...i had same option with 0 closing costs | ||
Goonda Megastar Username: Goonda Post Number: 25644 Registered: 02-2007 Posted From: 49.156.159.23 Rating: N/A |
dream catcher cheppinattu ga.. unles you are staying in the house for long term or not refinancing for a long time.. point system is best.. to make up one point it will take atleast 3 to 4 yrs.. in my opinion its waste.. lender/broker fee em vundavu... its just closing costs.. it costs anywhere between 3k to 7k based on the house price.. | ||
Vasu Hero Username: Vasu Post Number: 11309 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
raaja screenshot lekunda ante kattam... https://www.calcxml.com/calculators/loan-comparison-calculat or?skn=519 deenlo numbers ettuko based on any bank site rates.... https://www.dcu.org/account-services/rates/mortgage-rates.ht ml indulo fixed rates tab kodite... akkada different rates for different points untayi chusuko... avi first link lo comparison ki vaduko... all set | ||
Henckels Comedian Username: Henckels Post Number: 1121 Registered: 01-2016 Posted From: 166.137.248.49 Rating: N/A |
ok, point system best or not ? General ga lender and broker fee entha vuntayi bofa or any other lenders deggara ? | ||
Goonda Megastar Username: Goonda Post Number: 25643 Registered: 02-2007 Posted From: 49.156.159.23 Rating: N/A |
ayana cheppindi wrong.. these are not like CC points.. in case of Mortagage.. points means, you got to pay to bank to buy points.. 1 point antey 1% of loan amount..300k loan teesukuntey.. to buy points you have to pay 3k. when you buy points, you get lower interest rate.. but its not a wise decision to pay points.. this was good way back in early 2000;s when interest rates were high..now with fluctuating interest rates.. if you refinance.. you'll lose the money.. | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4044 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
sent. Annai workout ayithe cheppu, referal amount vosthundi naaku.  | ||
Vasu Hero Username: Vasu Post Number: 11308 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
Steph ga ongobetti kullabodiestunnadu kada papam | ||
Dreamcatcher Side Hero Username: Dreamcatcher Post Number: 8480 Registered: 11-2009 Posted From: 208.86.145.68 Rating: N/A |
one point is basically meaning one percent of your loan amount. you pay points to the lender (meaning you are paying money calculated based on loan amount and points to lender) to bring down your APR. you are bringing down your monthly payments due to lower APR. this is good if you are not going to refinance loan for a long time and planning to stay put in the house for that long period. | ||
Henckels Comedian Username: Henckels Post Number: 1120 Registered: 01-2016 Posted From: 166.137.248.49 Rating: N/A |
post no 1118 | ||
Chitti_babu Hero Username: Chitti_babu Post Number: 19640 Registered: 03-2012 Posted From: 108.60.158.130 Rating: N/A |
Oka example of reference pettu ikkada. Gnanodhayam chesukuntaaam Web lo screenshot / image kottu maaku. W & W/o points table | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4043 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
naaku chase vaadu cheppindi ade mari appatlo, maybe naa knowledge on financials chusi naa way lo cheppadu emo... ... | ||
Goonda Megastar Username: Goonda Post Number: 25642 Registered: 02-2007 Posted From: 49.156.159.23 Rating: N/A |
em questions? you nasty cavs fan | ||
Dreamcatcher Side Hero Username: Dreamcatcher Post Number: 8479 Registered: 11-2009 Posted From: 208.86.145.68 Rating: N/A |
endi raaja idi...    | ||
Goonda Megastar Username: Goonda Post Number: 25641 Registered: 02-2007 Posted From: 49.156.159.23 Rating: N/A |
ccdbgoonda At Gamil dotcom | ||
Vasu Hero Username: Vasu Post Number: 11307 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
You pay points to bring down the APR. 1% means percentage of loan you are paying upfront as FEE to bring down your month payment. Usual ga loan comparison tables saana unnayi antharajaalam lo... devulaadithe you can compare with points and without points... it will give a complete picture if you choose amortization table also that way you will have a clear idea on total payments at the time of your final loan payment | ||
Goonda Megastar Username: Goonda Post Number: 25639 Registered: 02-2007 Posted From: 49.156.159.23 Rating: N/A |
so far good bro.. another 20 days.. will return. | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4042 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
local dallas, telungu aakulu. mail id ivvu, will send details... | ||
Henckels Comedian Username: Henckels Post Number: 1119 Registered: 01-2016 Posted From: 166.137.248.49 Rating: N/A |
ans my questions plzz.. | ||
Vasu Hero Username: Vasu Post Number: 11306 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
how is your India trip bro.... already back or still at India? | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4041 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
kaada....chase vaadini adigithe appudu ade cheppadu..also migatha vaallatho polchithe APR difference kuda vundi..mari ...  | ||
Goonda Megastar Username: Goonda Post Number: 25638 Registered: 02-2007 Posted From: 49.156.159.23 Rating: N/A |
who is the lender? | ||
Vasu Hero Username: Vasu Post Number: 11305 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
depends bro... economy punyama ani... one of my property is still on 5/1/1 ARM and I'm happy... in fact ery ery happy Market dynamics ni batti it will impact and your financial situation also matters | ||
Henckels Comedian Username: Henckels Post Number: 1118 Registered: 01-2016 Posted From: 166.137.248.49 Rating: N/A |
what r the benefits for these points ? How can we earn more points ? How can we make best of those points ? Rookie questions ani lote tesukokunda answer cheyandi.. tax and title fee kattali, I understand that.. brokerage and documentation fee entha vuntundi general ga, let say bofa or dcu | ||
Vasu Hero Username: Vasu Post Number: 11304 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
 | ||
Bobby Junior Artist Username: Bobby Post Number: 319 Registered: 04-2008 Posted From: 207.70.163.246 Rating: N/A |
hmm...vaadu nee dagara some other charges tesukuntunnadu...not sure what are those. simple calculator lo..it should be around $1500 ,not more than that immediate ga move ayipo...2.75% closing cost payables by you.. maximum 2.25% low rate ki velthadhi..antha kante takkkuva velladhu.. rate...without 2% no banks can work on loans. | ||
Bharat Side Hero Username: Bharat Post Number: 2279 Registered: 06-2015 Posted From: 199.90.60.4 Rating: N/A |
5/1 ARM at 3.29% and 7/1 at 3.31% ...do you think ARM loans are good in general? | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4040 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
nuvvu katte amount ki points vosthaayi just like how you get points on credit cards and redeem. kaakapothe %apr ekkuva vuntundi anukunta for points system and over a period of time it will come lower. closing costs - anni chetha chedaaram vuntaayi like aa tax ani ee tax ani...title fee ani vaadi mannu mashanam. lender fees - brokerage chesinanduku, documentation fees etc, this will also get included in closing costs. | ||
Vasu Hero Username: Vasu Post Number: 11303 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
endi intha maata anesevu... there is something called amortization table andulo choosuko... people get mislead by the monthly payment... that's not what you have to look for. Amortization table lo you will know how much of your current monthly payment goes to interest vs principal. Usual ga EMI is same every month, and initial days lo you pay more towards interest and less for principle. Slow ga that will change and you will be contributing more towards principle than interest. Lets say you have already paid for 10 years (of 30 yr mortgage), in many cases without refinancing... you can pay that little extra every month and bring down the balance faster and pay off before 30 years ardham kaledu ante cheppu I can explain in detail over phone | ||
Starc Side Hero Username: Starc Post Number: 3403 Registered: 03-2015 Posted From: 170.63.120.116 Rating: N/A |
30 years nunchi 15 years move ayinappudu major thing is closing cost. you might have already paid 15 to 20k through 30 years loan.. if you refinance.. they would show 15 years+ closing cost of 5 to 10k.. if there is 0 closing cost then you would have high interest rates. if you add closing cost to your loan then your loan goes back to your purchase price.. so you have not paid anything in from start of your 30 years to now | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4039 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
20% downpay chesaa. dont know, vaadu $1957 annadu monthly, moosukoni $1957 kaduthunna. | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4038 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
what about closing costs ani adigithe, dont worry i will take care of it annadu. ante enti?? aadini clear gaa emani adagaali?? what is the difference? | ||
Henckels Comedian Username: Henckels Post Number: 1117 Registered: 01-2016 Posted From: 166.137.248.49 Rating: N/A |
annai, Explain these, what r points ? Closing costs lo ememi mandatory ga vuntayi ? What r lender fees ? | ||
Starc Side Hero Username: Starc Post Number: 3402 Registered: 03-2015 Posted From: 170.63.120.116 Rating: N/A |
Always look at the principal and interest. | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4035 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
manaki antha cinema illio annai. | ||
Bobby Junior Artist Username: Bobby Post Number: 318 Registered: 04-2008 Posted From: 207.70.163.246 Rating: N/A |
only mortgage amount per month $1431 ee kada. ee 2000 ekkada. does this include tax and PMI? | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 8087 Registered: 04-2015 Posted From: 71.127.33.8 Rating: N/A |
United wholesale mortgage ani evadino attukochadu naku telsina broker... evadu ithe manakenti ani kaanichesa Technically I oppose but Heartfully I accept - Pulp | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 8086 Registered: 04-2015 Posted From: 71.127.33.8 Rating: N/A |
aade ettukuntaan annadaa? or 3-4K lender credit istan annaada? clarity important Technically I oppose but Heartfully I accept - Pulp | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4033 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
bongu difference kuda ledu annai, ade kada edupu....mortgage vaadi statement chusthe $500 principal, $1500 interest dobbuthunnadu....  | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4032 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
oka lender reply ichaadu, closing costs aade ettukuntaanu annadu. im waiting for another lender to do the same. | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4031 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
it doesnt matter kada, friend monna march lo close chesaadu 3.75% ki, refinance chesaadu ninna 2.75% 15 yrs ki. he is paying extra $200 anukunta on the initial amount he is paying. kanukkovali entha difference vochindo. | ||
Bunty717 Moderator Username: Bunty717 Post Number: 49191 Registered: 02-2008 Rating: N/A |
ee lender annai.. | ||
Saint Legend Username: Saint Post Number: 61959 Registered: 01-2011 Posted From: 144.230.191.36 Rating: N/A |
It appears that you may have the ability to pay the higher monthly cost of a 15-year mortgage. And, as shown above, if you go with the 15-year mortage, you'll pay significantly less in interest over the life of the loan, which you indicated you wanted to do. So, it seems that the 15-year mortgage may be right for you. But here's another consideration: By taking the 30-year mortgage, which allows you to make lower monthly payments, you'd have more cash each month to put into investments that can provide a return higher than the 15-year mortgage rate, (which you indicated to be 2.75%). So, you may want to look at your mortgage decision as an investment opportunity. Indeed, you are in a good position to invest relatively aggressively now because you have a solid income and you are not yet approaching retirement, which means you have the time to ride-out the volatility of more-aggressive investments. Conclusion:If you want a safe, conservative investment you should consider the 15-year mortgage. But if you think you can get a return on your money that is higher than the 15-year mortgage rate, you can be better-off with the 30-year mortgage and investing the difference between the monthly payments for the two types of mortgages (which, in your case, would be $828 ). | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 8082 Registered: 04-2015 Posted From: 71.127.33.8 Rating: N/A |
Refinance lo closing aadine ettukomanu...it may cost at the max 4-5K... nuvvu ippudu adhi nee jebu lonchi etti...malli 2-3yrs tharvatha malli rate tagindhi ani refin cheyyiste, ee 4-5K is a bokka to u... So, ask for rates from lenders with closing closing costs paid by lender.. Technically I oppose but Heartfully I accept - Pulp | ||
Andhrawala Legend Username: Andhrawala Post Number: 51671 Registered: 03-2008 Posted From: 152.51.56.1 Rating: N/A |
Ippudu nee loan amount 300K aithe previous loan amount will be less kathaa since u might have paid some for the last few years No Signature | ||
Vasu Hero Username: Vasu Post Number: 11301 Registered: 10-2014 Posted From: 71.168.146.18 Rating: N/A |
How long you have been on 30 years is the key factor for the decision.... | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4030 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
sorry typo, 3.9% cheyyi. | ||
Emc2 Legend Username: Emc2 Post Number: 49009 Registered: 03-2008 Posted From: 128.229.4.22 Rating: N/A |
usually closing cost lo discount undadu if the rate is lower, check in amerisave.com see with 2.75 how much is the closing is | ||
Amaravathi Side Hero Username: Amaravathi Post Number: 8079 Registered: 04-2015 Posted From: 71.127.33.8 Rating: N/A |
Nen idhe rate ki chesa...with closing costs covered 30yrs at 3.99% vundedhi... 15yrs at 2.75 teeskunte payment 500 perigindhi monthly... go ahead with 2.75/15yrs Technically I oppose but Heartfully I accept - Pulp | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4029 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
Current monthly payment 2000. loan amount 300k @ 3.625% 30 yrs. New 300k refinance, 15 yrs, 2.75%. Calculate cheyyi... http://www.bankrate.com/calculators/mortgages/refinance-calc ulator.aspx | ||
Kdnumber1 Legend Username: Kdnumber1 Post Number: 38650 Registered: 02-2009 Posted From: 162.221.33.10 Rating: N/A |
http://www.bankrate.com/calculators/mortgages/15-or-30-year- mortgage-calculator.aspx ikkada calculate sesi malli chuchuko | ||
Bunty717 Moderator Username: Bunty717 Post Number: 49190 Registered: 02-2008 Rating: N/A |
adi elaa avutundi.. 30 yrs lo clear cheyavalains pricipal.. 15 yrs lo clear cheste.. 100$ ee ekkuva elaa avutundi annai.. | ||
Kdnumber1 Legend Username: Kdnumber1 Post Number: 38649 Registered: 02-2009 Posted From: 162.221.33.10 Rating: N/A |
oh kontha down sestunnaraa ippudu meeru | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4028 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
sorry present kaduthunna amount ki oka $100 additional avuthondi. coz of % lower. | ||
Bunty717 Moderator Username: Bunty717 Post Number: 49189 Registered: 02-2008 Rating: N/A |
30 to 15 ki 100$ diff antenaaa.. nee calc lo bettery change cheyi.. min 1k diff untundi | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4027 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
points zero, closing costs teleedu, indaake mail kotta lender ki. | ||
Kdnumber1 Legend Username: Kdnumber1 Post Number: 38648 Registered: 02-2009 Posted From: 162.221.33.10 Rating: N/A |
15yrs Vs 30yrs ki anthe na 100$s diff...tappemo nee loan amount entha ? | ||
Emc2 Legend Username: Emc2 Post Number: 49004 Registered: 03-2008 Posted From: 128.229.4.22 Rating: N/A |
how many points and what is your closing cost? | ||
Suyodhan Side Hero Username: Suyodhan Post Number: 4026 Registered: 01-2013 Posted From: 76.213.146.28 Rating: N/A |
Planning to refinance my home mortgage loan 15 yrs 2.75% - Is it good / bad or ugly? if not then 30 yrs 3.5% option vundi. Currently im on 30 yrs, 3.9%. .4% ki $130 saving avuthondi if i go with 30yrs 3.5%, ade 15 yrs 2.75 teesukunte, i will be paying same amount + $100 more on what im paying right now. |