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Life Insurance

Chalanachithram.com DB » New TF Industry Related » Archive through June 01, 2016 » Life Insurance « Previous Next »
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Ysr2009
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Username: Ysr2009

Post Number: 4197
Registered: 03-2014
Posted From: 129.135.0.19

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Posted on Tuesday, May 31, 2016 - 12:30 pm:       

I am $700/yr for $500K.. 30 years industry..
 

Henckels
Junior Artist
Username: Henckels

Post Number: 981
Registered: 01-2016
Posted From: 107.77.104.113

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Posted on Tuesday, May 31, 2016 - 12:27 pm:       

Full time chese vallaki company Life insurance offer chestadi ga ? Aa details vunte pettandi
 

Sesani
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Username: Sesani

Post Number: 41632
Registered: 08-2014
Posted From: 207.140.166.10

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Posted on Tuesday, May 31, 2016 - 12:25 pm:       


Ksk:

Bro ni life insurance agent details pm cheyava pls


got ur mail brother... give me sometime.. will email you... Thanks!
 

Ksk
Junior Artist
Username: Ksk

Post Number: 345
Registered: 04-2015
Posted From: 166.216.165.27

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Posted on Tuesday, May 31, 2016 - 10:33 am:       


Sesani:



Bro ni life insurance agent details pm cheyava pls
 

Sesani
Legend
Username: Sesani

Post Number: 41593
Registered: 08-2014
Posted From: 69.114.189.147

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Posted on Monday, May 30, 2016 - 07:46 pm:       


Asdf:

oka sethlo marathi rapidex book , inko sethlo ipad lo bhojpuri movie premier show soosta vunduntaadu aa kurrodu


aithe adu definitely nen kaadu
 

Asdf
Hero
Username: Asdf

Post Number: 19681
Registered: 12-2014
Posted From: 76.109.163.196

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Posted on Monday, May 30, 2016 - 06:10 pm:       


Sesani:

Naa description endi




oka sethlo marathi rapidex book , inko sethlo ipad lo bhojpuri movie premier show soosta vunduntaadu aa kurrodu
Sesani lo inta hater dagi unada malli neetulu baga chebutadu, lol - Gotcha
 

Sesani
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Username: Sesani

Post Number: 41592
Registered: 08-2014
Posted From: 172.58.200.211

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Posted on Monday, May 30, 2016 - 05:51 pm:       


Boglehead:

fit your description



This is interesting Mesharu. Naa description endi koncham cheppi plz.. :D


Asdf - plz no booths amma..
 

Boglehead
Junior Artist
Username: Boglehead

Post Number: 185
Registered: 06-2014
Posted From: 205.197.242.167

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Posted on Monday, May 30, 2016 - 01:01 pm:       


Sesani:




Ok. I saw a couple with an young child that fit your description. So, I wondered if it was your family
 

Sesani
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Username: Sesani

Post Number: 41589
Registered: 08-2014
Posted From: 69.114.189.147

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Posted on Monday, May 30, 2016 - 11:48 am:       


Boglehead:

Sesani anna, meeru ninna Desi Galaxy on oak tree ave ki vellara?


ledu brother... i was in north edison but not on oak tree...
 

Mahiz
Junior Artist
Username: Mahiz

Post Number: 813
Registered: 10-2012
Posted From: 71.63.114.198

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Posted on Monday, May 30, 2016 - 11:46 am:       


Sesani:




Thank you
 

Boglehead
Junior Artist
Username: Boglehead

Post Number: 184
Registered: 06-2014
Posted From: 205.197.242.167

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Posted on Monday, May 30, 2016 - 11:44 am:       

Sesani anna, meeru ninna Desi Galaxy on oak tree ave ki vellara?
 

Sesani
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Username: Sesani

Post Number: 41586
Registered: 08-2014
Posted From: 69.114.189.147

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Posted on Monday, May 30, 2016 - 11:12 am:       


Mahiz:

bhayya .. pm ela check cheyalo cheppava


there will be an email associated to ur CCDB account.. when i sent a PM, u will get an email to that account...
 

Mahiz
Junior Artist
Username: Mahiz

Post Number: 812
Registered: 10-2012
Posted From: 71.63.114.198

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Posted on Monday, May 30, 2016 - 10:59 am:       


Sesani:




bhayya .. pm ela check cheyalo cheppava :-)
 

Yogesh
Junior Artist
Username: Yogesh

Post Number: 338
Registered: 09-2012
Posted From: 49.205.125.174

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Posted on Monday, May 30, 2016 - 10:40 am:       

indialo insuarance teesukovali ante LIC best
Gyc
 

Sesani
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Username: Sesani

Post Number: 41576
Registered: 08-2014
Posted From: 69.114.189.147

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Posted on Monday, May 30, 2016 - 10:00 am:       


Emc2:

are you running special search engine on ccdb


i am the owner ani admin watsapped

Biggest advantage i have is I am most bewarse fella in this DB, lol.... i know opened the thread bcoz i read all the threads... ade naak unna search engine :D
 

Emc2
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Username: Emc2

Post Number: 48854
Registered: 03-2008
Posted From: 71.127.33.203

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Posted on Monday, May 30, 2016 - 09:49 am:       


Sesani:




less than a min lo vethikavu kada

are you running special search engine on ccdb

 

Emc2
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Username: Emc2

Post Number: 48852
Registered: 03-2008
Posted From: 71.127.33.203

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Posted on Monday, May 30, 2016 - 09:48 am:       


Sesani:



http://www.chalanachithram.com/discus/messages/115/321349.ht ml

dorikindi
 

Sesani
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Username: Sesani

Post Number: 41574
Registered: 08-2014
Posted From: 69.114.189.147

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Posted on Monday, May 30, 2016 - 09:46 am:       


Emc2:




http://www.chalanachithram.com/discus/messages/115/321349.ht ml?1464203494

ide naa??
 

Emc2
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Username: Emc2

Post Number: 48851
Registered: 03-2008
Posted From: 71.127.33.203

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Posted on Monday, May 30, 2016 - 09:45 am:       


Sesani:




sesu alage monna evaro ATT bank of america deal pettaru,

aa thread kuda koncham vethi ivvu fleez, nak dorakadam ledu
 

Sesani
Legend
Username: Sesani

Post Number: 41570
Registered: 08-2014
Posted From: 69.114.189.147

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Posted on Monday, May 30, 2016 - 09:11 am:       


Gandhiguevara:


welcome gagu.... all the best!
 

Gandhiguevara
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Username: Gandhiguevara

Post Number: 60875
Registered: 10-2009
Posted From: 138.229.167.61

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Posted on Monday, May 30, 2016 - 09:03 am:       


Sesani:


Thanks so much thammudannai...ivvala finalize chesthaa
 

Sesani
Legend
Username: Sesani

Post Number: 41569
Registered: 08-2014
Posted From: 69.114.189.147

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Posted on Monday, May 30, 2016 - 09:00 am:       


Gandhiguevara:

Thank you....but aaa links lo okati rendu select chesi ivvavaa? antha content ante naa brain confuse aipodhi


ok gagesh..

manam disco cheddam brief gaa.. (if u already know this kshaminchu)...

There are 2 types of insurance policies..

1. Term insurance
2. Perm insurance

Term policy high coverage for low monthly untadi... ante 500k ki around 100ish per month yesko depending on ur health condition. Term policy 20-30 years ki untadi and will lapse after that. If u want to continue premium will be very very high or they may not even continue based on ur health condition....

Perm is the policy where u pay high monthly payments for low coverage.. i pay 200 per month for 250K. But advantage is u get money back if u want to cancel after few yrs. Even natural death ki kuda vastayi (NY life insurance has it). India style la money vacchedi aithe Perm policy in US... Perm thoti inko point is 10-15 yrs tarvaata u start getting dividends and ur dividend will keep paying ur monthly payments..

Basically perm la he will take money from u and interest ki 8% ki vaadu vere vallaki istaadu.. he will give u 4% anuko as returns... this is not an investment but u will get ur money back anuko...

How are the rates determined by the insurance company -

Multiple factors depend aithadi brother nee monthly payments meeda....

- policy amount.. 1 millions vs 500k vs 250k
- nee health condition - Best health condition unte of course premium will be low.. heavy smoker or drinking aithe yekkuva untadi
- policy duration - 30 yrs or 20 yrs etc... the longer the duration, higher the premium of course...

just to get an idea, metlife or newyork life or any insurance website ki pothe u will get free quotes (ball park)..

1 million for 30yrs ante 100 untadi close to per month... ade 20 yrs anuko takkuva untadi..

How to look for insurance plans-

U can go to insurance brokers or costco and other insurance companies ni contact cheyyi... their agent will explain u everything about the plan, all the details... no obligation and u can always say No... if u like any of the plans, u can move forward with them.. but the rate is not confirmed yet until the health check up is done..

Next assalu process start aithadi... they will do ur full body check up, ask shit lot of questions abt ur family, ur life style, ur job, ur hobbies blha blah blah... if u give any incorrect information and during claim process (touch wood) if they find out that u falsified the information they can cancel the policy and u get nothing...

Based on ur health report, ur life style, ur job, ur hobbies, ur eating habits etc the under writer decides ur monthly premium...

I have Perm from NY life insurance.... 250K naa policy and I pay 200 per month (best health condition)..

PS - Term ki few people suggested costco in the past...

ee thread from Saint okkati chaduvu gagesh -

http://www.chalanachithram.com/discus/messages/115/304525.ht ml?1445675652

Good luck buddy...
 

Gandhiguevara
Legend
Username: Gandhiguevara

Post Number: 60873
Registered: 10-2009
Posted From: 138.229.167.61

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Posted on Monday, May 30, 2016 - 08:45 am:       


Sesani:


Thank you....but aaa links lo okati rendu select chesi ivvavaa? antha content ante naa brain confuse aipodhi
 

Gandhiguevara
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Username: Gandhiguevara

Post Number: 60872
Registered: 10-2009
Posted From: 138.229.167.61

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Posted on Monday, May 30, 2016 - 08:43 am:       


Prasanth:

i think short form of WhatsApp


 

Prasanth
Side Hero
Username: Prasanth

Post Number: 6095
Registered: 12-2006
Posted From: 165.225.104.85

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Posted on Monday, May 30, 2016 - 08:42 am:       


Gandhiguevara:

? enti idhi?


i think short form of WhatsApp
From Vijayawada, staying in Bangalore
 

Sesani
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Username: Sesani

Post Number: 41568
Registered: 08-2014
Posted From: 69.114.189.147

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Posted on Monday, May 30, 2016 - 08:41 am:       

Gagesh.. sorry for dumping all the info..

http://www.chalanachithram.com/discus/messages/115/320721.ht ml?1463680270

http://www.chalanachithram.com/discus/messages/115/304525.ht ml?1445675652

http://www.chalanachithram.com/discus/messages/115/294541.ht ml?1435809263

http://www.chalanachithram.com/cgi-bin/discus/board-auth.cgi ?file=/125/174362.html

http://www.chalanachithram.com/discus/messages/115/282676.ht ml?1425089150

http://www.chalanachithram.com/discus/messages/115/294314.ht ml?1435614377

http://www.chalanachithram.com/discus/messages/115/246494.ht ml

http://www.chalanachithram.com/discus/messages/125/16440.htm l

http://www.chalanachithram.com/discus/messages/115/302177.ht ml?1443489226

india nunchi -

http://www.chalanachithram.com/cgi-bin/discus/discus.cgi?pg= next&topic=125&page=204351

http://www.chalanachithram.com/discus/messages/115/299059.ht ml

Good luck gagesh... life insurance is a must
 

Gandhiguevara
Legend
Username: Gandhiguevara

Post Number: 60869
Registered: 10-2009
Posted From: 138.229.167.61

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Posted on Monday, May 30, 2016 - 08:39 am:       


Gotcha:

WA


? enti idhi?
 

Gotcha
Megastar
Username: Gotcha

Post Number: 24552
Registered: 02-2008
Posted From: 73.45.2.79

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Posted on Monday, May 30, 2016 - 08:38 am:       

Contact saint on WA
...
 

Gandhiguevara
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Username: Gandhiguevara

Post Number: 60867
Registered: 10-2009
Posted From: 138.229.167.61

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Posted on Monday, May 30, 2016 - 08:35 am:       

bump
 

Gandhiguevara
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Username: Gandhiguevara

Post Number: 60862
Registered: 10-2009
Posted From: 138.229.167.61

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Posted on Monday, May 30, 2016 - 08:11 am:       

chaala saarlu disco jariginatlu vundhi...koncham tips ivvandi...non smokers ki manchi plans yenti?

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