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Enigmatic
Junior Artist Username: Enigmatic
Post Number: 852 Registered: 11-2010 Posted From: 108.16.31.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 03:45 pm: |
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maa colleague valla father ki heart issue vaste 2 lakhs paini ayyindi ani chepparu avida. kv rao covered it annaru. 5-6 yrs back vishayam. vallu final gaa enta kattaro no idea |
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Risingstar
Legend Username: Risingstar
Post Number: 37283 Registered: 08-2008 Posted From: 12.91.218.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 03:31 pm: |
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Jambalahaart_raja:Anybody with first-hand experience with KV Rao plans? BUMP!!!
Risingstar: Atlas first time for athayya adhi waste ani next KVRao Ace network based on Andhrawala publicity in DB.pre-exisiting conditions untee ee insurance ayuna okkatee... bp,sugar,cardio issues lekapothe vere untundemoo kaani naa issue loo ivi unnayu,,
CNKV |
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Asdf
Hero Username: Asdf
Post Number: 19615 Registered: 12-2014 Posted From: 205.157.66.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 03:03 pm: |
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Jambalahaart_raja:Insubuy.com
literally 15+ phone calls cheyalsi vachindi, reimburse cheyinchukovataniki. the reason we opted for insubuy ,was the assumption that they are customer friendly than Indian providers. dondu donde |
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Jambalahaart_raja
Side Hero Username: Jambalahaart_raja
Post Number: 6610 Registered: 07-2008 Posted From: 171.161.160.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 02:58 pm: |
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Anybody with first-hand experience with KV Rao plans? BUMP!!! "Chill Bro. I told you to let it go!!" - The Budhha. |
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Andhrawala
Legend Username: Andhrawala
Post Number: 51316 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 02:44 pm: |
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Cinejeevi:tammi Sivalenka Krishna Prasad meeda ottu. I have many stories of visiting parents getting sick and bills running into thousands.
CJ annai eeyana mee chuttamaaa??? or just ECEC anthenaaa?? No Signature |
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Cinejeevi
Side Hero Username: Cinejeevi
Post Number: 3922 Registered: 10-2014 Posted From: 72.166.89.74
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 02:39 pm: |
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Fargo:annayi
tammi Sivalenka Krishna Prasad meeda ottu. I have many stories of visiting parents getting sick and bills running into thousands. Jihvaagre Vartate Lakshmi, Jihvaagre Mitra Baandhavaha Jihvaagre Bandhanam Praapti, Jihvaagre Maranam Dhruvam
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Jambalahaart_raja
Side Hero Username: Jambalahaart_raja
Post Number: 6609 Registered: 07-2008 Posted From: 171.161.160.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 12:37 pm: |
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I heard from my friends that KV Rao works... always, all the time. Ee Traveler's Insurances and Visitor's Insurances, even from Insubuy.com or any other agency website are of utterly no use... monthly Premium samarpinchukotame... KV Rao Plans alone will support in times of dire need ani vinnaa... Anybody with first-hand experience with KV Rao plans? "Chill Bro. I told you to let it go!!" - The Budhha. |
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Twitter
Legend Username: Twitter
Post Number: 45465 Registered: 10-2009 Posted From: 66.194.212.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 12:25 pm: |
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okati maathram cheppalani undhi andhariki thelisina vishayamey kaani worth sharing .. manam parents or inlaws raagaane prema ekkuvai poyi thindi vipareethanga thinipinchestham ..vaallu kooda uthsaham lo laaginchestharu .. kaani adhokkati koddhiga control cheya galigithe at least BP/Diab valla vachhe ye issues raavu .. which is the main element for pre-existing boochi .. so friends koddhiga katinanga unna ..say No to exccessive eating.. especially manam chese gaarelu, pakodi lanti high carb food is the main culprit..avoid pizzas ..just stick to poor mans diet. |
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Fargo
Hero Username: Fargo
Post Number: 11633 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 12:17 pm: |
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Cinejeevi:roju poddunna, sayantram demudiki dannam ettukovali, emi avakooDadu ani.
annayi |
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Cinejeevi
Side Hero Username: Cinejeevi
Post Number: 3921 Registered: 10-2014 Posted From: 72.166.89.74
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 12:14 pm: |
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visitors insurance pretty much edi teesukunna, entaki teesukunna (per month) does not matter. aa insurance papers print sesi wallet lo ettukovali. roju poddunna, sayantram demudiki dannam ettukovali, emi avakooDadu ani. Jihvaagre Vartate Lakshmi, Jihvaagre Mitra Baandhavaha Jihvaagre Bandhanam Praapti, Jihvaagre Maranam Dhruvam
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Fargo
Hero Username: Fargo
Post Number: 11632 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 12:12 pm: |
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Rahul:
`basic ga they decline anything |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6249 Registered: 10-2014 Posted From: 198.203.175.175
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 12:06 pm: |
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Fargo:stud telusaa baga
yes. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Rahul
Side Hero Username: Rahul
Post Number: 5182 Registered: 12-2010 Posted From: 137.69.117.204
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 12:02 pm: |
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Ma cousin Atlas america teesukunnadu. Valla father ki seizure vasthey doctor daggaraki vellaka claim chesthey Atlas odu pre existing endukantey 10 years back okasari vachindi and last 5 years India lo medical records adigi(records levu,because he was perfectly healthy) decline chesadu claim |
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Fargo
Hero Username: Fargo
Post Number: 11631 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 12:01 pm: |
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Santhi_swaroop:
stud telusaa baga  |
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Biriyani
Hero Username: Biriyani
Post Number: 19293 Registered: 03-2012 Posted From: 171.159.64.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:53 am: |
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Fargo:visitor care is fixed covg kadhaa...we need comprehensive right...so Atlas essentials 75% after copay anta
yeah..atlas has better network..maa daggara almost all major hosipotls accept chesthayi atlas-Lloyds... visitir care-sirius idea ledu.. go thorugh thier network and see if it has any network in your area... |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6248 Registered: 10-2014 Posted From: 198.203.181.181
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:51 am: |
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Fargo:do i know u bro
STUD kurradu cheppadu mee gurinchi. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Fargo
Hero Username: Fargo
Post Number: 11628 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:48 am: |
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Biriyani:
visitor care is fixed covg kadhaa...we need comprehensive right...so Atlas essentials 75% after copay anta |
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Biriyani
Hero Username: Biriyani
Post Number: 19292 Registered: 03-2012 Posted From: 171.159.64.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:46 am: |
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Fargo:http://www.insubuy.com/compare/visitor.do;jsessionid=6BE81254F072C03DB1853EC0F9381A27
visitr care ide aledannai...but I saw several good reviews for atlas...so ade theesunna inni rojulu |
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Fargo
Hero Username: Fargo
Post Number: 11627 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:46 am: |
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Biriyani:but in my case it costed me more than 13K so far...
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Biriyani
Hero Username: Biriyani
Post Number: 19291 Registered: 03-2012 Posted From: 171.159.64.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:44 am: |
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Fargo:70 plus ki yee insurance ayina bokkeee anukunta except peace of mind for us
even < 70 ki kuda...acute or chronic ani edo thokkalo clause undi kadaa.. as you said insurance is for our peace of mind only..but in my case it costed me more than 13K so far... |
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Fargo
Hero Username: Fargo
Post Number: 11626 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:44 am: |
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Santhi_swaroop:MSP nee
do i know u bro...denemma cmdy telisthe kalisi ochee pani |
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Fargo
Hero Username: Fargo
Post Number: 11625 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:42 am: |
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Biriyani:Clear ga cheppadu...based on the diagnosis...
chusaa...70 plus ki yee insurance ayina bokkeee anukunta except peace of mind for us |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6247 Registered: 10-2014 Posted From: 198.203.175.175
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:42 am: |
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Fargo: ekkada nuvvu vundedhi?
MSP nee  ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Fargo
Hero Username: Fargo
Post Number: 11624 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:42 am: |
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Biriyani:i suggest you to take atlas essential america plan..which costs about 1200 for 6 months...
deentlo ne 840 oo edo vundi bagane vundi http://www.insubuy.com/compare/visitor.do;jsessionid=6BE81254F072C03DB1853EC0F9381A27 |
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Biriyani
Hero Username: Biriyani
Post Number: 19290 Registered: 03-2012 Posted From: 171.161.160.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:41 am: |
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guys..Go through these 2 links carefully word by word if you want to know acute condition... http://www.insubuy.com/visitor-insurance-acute-onset-of-pre- existing-conditions/ http://www.insubuy.com/visitor-medical-insurance-pre-existin g-conditions/ go through the Question in the 1st link.."Waht are the exampls of Some acute pre existing conditions?" Clear ga cheppadu...based on the diagnosis...they will decide if a disease is of acute pre exisiting or some other type ani... |
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Fargo
Hero Username: Fargo
Post Number: 11623 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:41 am: |
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Santhi_swaroop:
yes..memu kooda. veellu first time cmng ekkada nuvvu vundedhi? |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6246 Registered: 10-2014 Posted From: 198.203.175.175
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:38 am: |
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Fargo:maa inlaws also cmng on 27th by etihad to MSP via ORD
chass nihamaa entha manchi chance miss chesukunna. Maa mother okkalee vasthunanru. nenu safe side kosam HYD-ORD AI flight book chesaa. nenu chicago ki velli pick chesukuntaa on 28th. Idea vuntee methoo kalipu book chesevadini. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Biriyani
Hero Username: Biriyani
Post Number: 19289 Registered: 03-2012 Posted From: 171.159.192.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:34 am: |
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Fargo:FIL is 70 with pre existing conds. which insurance is better uncle
annai..there are no plans for 70+ with pre-existing conditions...so acute coverage chuddam waste anukunta mee vishsyam lo i suggest you to take atlas essential america plan..which costs about 1200 for 6 months... or else insubuy lo search chesi each plan brochure chudandi... |
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Fargo
Hero Username: Fargo
Post Number: 11621 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:32 am: |
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Biriyani:
anthe bro. He is >70 so mamulu daniki vellipodame better emoedo atlas di vundi comprehensive coverage. 5 months ki 850 anukunta Thanks vaa |
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Biriyani
Hero Username: Biriyani
Post Number: 19288 Registered: 03-2012 Posted From: 171.161.160.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:28 am: |
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Fargo:can you provide the details (website for the plan etc)
insubuy.com annai.. But okasari research cheyyandi...i will give some input..will take stroke as an example mostly heart attacks lanti biggest vi cover cheyyavu insurance as they say that strole was the result of some some pre-existing condition (acute condition i another terms) like BP, Diabetes etc... but konni plans lo pre exisitng coverage for aged < 70 coverage undi..I thought these plans cover heart attack too even though patients have BP Diabeteis etc... Bit it seems There are various types of Heart attack...some fall under acute condition...and some fall under chronic conditions... So even though the new set of plans has coverage for acute conditions...they wont cover if the disease is of chronic type... sudden heart attack is of acute type..and congestive heart failure is of chronic type...so stroke vacchinappudu diagnosis lo vacche report lo acute ani unte insurance cover chesthundi (assuming the plan has acute coverage)..chronic ayothe cover avvadu as there are no such plans to cover chronic diseases to get more idea...chronic vs acute material google cheyyandi.. https://www.nlm.nih.gov/medlineplus/ency/imagepages/18126.ht m so for any disease with pre- existing condition..disease type important whether its acute or chronic ani.. after all the inputs from DB memebrs...there is no point in taking insurance that covers acute condition as that is costly...and 90% insurnace will not cover the disease for reasons stated above... but all insurance covers accidents..so at least for that purpose...basic insurance theesukovadam best anukuntunna... but do your own research..insubuy lo company plan documentation chadivithe inka better idea ravacchu... |
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Whitecollar
Junior Artist Username: Whitecollar
Post Number: 81 Registered: 03-2016 Posted From: 209.184.52.152
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:28 am: |
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Santhi_swaroop:
If you have to go to Hospital, Make sure that you don't sign any documents. Desi doctors will give you warning though.. Sorry if I am blunt. |
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Bharat
Side Hero Username: Bharat
Post Number: 2125 Registered: 06-2015 Posted From: 107.77.68.27
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:27 am: |
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Fargo:
Insubuy.com....select the pre-existing checkbox |
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Fargo
Hero Username: Fargo
Post Number: 11619 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:24 am: |
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Twitter:
FIL is 70 with pre existing conds. which insurance is better uncle |
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Fargo
Hero Username: Fargo
Post Number: 11618 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:22 am: |
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replies @ rising |
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Fargo
Hero Username: Fargo
Post Number: 11617 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:20 am: |
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Risingstar:uncle monna message ettan fb loo..
ettava? soodaledhu mama. soostha aagu |
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Fargo
Hero Username: Fargo
Post Number: 11616 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:18 am: |
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Santhi_swaroop:Rising bro, can you confirm. want to decide on this in 1 hour. as need insurance from 27th.
maa inlaws also cmng on 27th by etihad to MSP via ORD |
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Risingstar
Legend Username: Risingstar
Post Number: 37279 Registered: 08-2008 Posted From: 12.91.218.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:16 am: |
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Fargo:
uncle monna message ettan fb loo.. CNKV |
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Biriyani
Hero Username: Biriyani
Post Number: 19287 Registered: 03-2012 Posted From: 171.161.160.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:15 am: |
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Risingstar:Ace network anukunta nenu theesukunnadhi. but malli malli chepthunna edhi theesukunna okkatee.. edhoo mana satisfaction ki anthee..
so far 13500+ ayyindi since from 2010 for 5 stay sof 6 months each for my parents and in-laws...ippude calculate chesa  |
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Fargo
Hero Username: Fargo
Post Number: 11615 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:15 am: |
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Bharat:I bought Atlas America comprehensive plan 100k with pre existing coverage for $157/month ..........don't know how good it is......have not filed a claim
can you provide the details (website for the plan etc) |
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Fargo
Hero Username: Fargo
Post Number: 11614 Registered: 04-2012 Posted From: 148.87.67.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:14 am: |
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Santhi_swaroop:25K for only pre existing
if they are less than 70 kadha adi kooda |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6245 Registered: 10-2014 Posted From: 198.203.175.175
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:14 am: |
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Twitter:pray to God not to enter that field ..ask you parents to come with all required medicines. keep in touch with your family doctor back home.. all set ..ATB
ivi anni precautions tesukunnam. ee week loo latest checkup complete ayyindhi kudaa. everything normal. Yes agree. ee insurances anni mana trupthi kosamee. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Risingstar
Legend Username: Risingstar
Post Number: 37278 Registered: 08-2008 Posted From: 12.91.218.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:13 am: |
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Twitter: so nen cheppochhedhi endhante just buy some insurance .. if you use that then you are in the foot ball feild not matter what insurance you buy ..pray to God not to enter that field ..ask you parents to come with all required medicines. keep in touch with your family doctor back home.. all set ..ATB
abba emi cheppav nataraja naa manasuloo unnadhi  CNKV |
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Twitter
Legend Username: Twitter
Post Number: 45460 Registered: 10-2009 Posted From: 66.194.212.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:10 am: |
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Santhi_swaroop:
basu koddhiga gunde nibbaram chesko oka nijam cheptha ..most of hte times insurance valla use undadhu aa avasaram raadhu oka vela insurance avasaram osthe edhaina accidents authe appudu use auddhi ..adhi ye insurance aina okate .. pre-existing is just a peace of mind buss word..according to kv rao ..pre-existing means if a patient have a heart stroke which is the result of the previous heart store that happened before arriving USA.. but when real claim goes to their table then they will prove that heart stroke happened here is not because of pre-existing but out of new conditions of the patient ..read the fine print to understand these holes. so nen cheppochhedhi endhante just buy some insurance .. if you use that then you are in the foot ball feild not matter what insurance you buy ..pray to God not to enter that field ..ask you parents to come with all required medicines. keep in touch with your family doctor back home.. all set ..ATB |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6244 Registered: 10-2014 Posted From: 198.203.181.181
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:10 am: |
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Risingstar:Ace network anukunta nenu theesukunnadhi. but malli malli chepthunna edhi theesukunna okkatee.. edhoo mana satisfaction ki anthee..
oh got it. Thanks for the Info rising. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6243 Registered: 10-2014 Posted From: 198.203.181.181
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:09 am: |
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Rising bro, can you confirm. want to decide on this in 1 hour. as need insurance from 27th. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Risingstar
Legend Username: Risingstar
Post Number: 37277 Registered: 08-2008 Posted From: 12.91.218.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:08 am: |
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Ace network anukunta nenu theesukunnadhi. but malli malli chepthunna edhi theesukunna okkatee.. edhoo mana satisfaction ki anthee.. CNKV |
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Bullabbai
Junior Artist Username: Bullabbai
Post Number: 348 Registered: 09-2013 Posted From: 96.227.235.185
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 11:03 am: |
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Bharat:This is what the Atlas Policy said while purchasing. I did'nt fully understand what that means
Oops.. you are right, I checked the policy document again.. This is what it states: "Acute Onset of Pre-existing Condition (excludes chronic and congenital conditions) (only available to Members under age 70)" So I think they rejected stating its Chronic, sorry I stated it incorrectly. But the fact is they didn't pay a single penny. Had to pay to Ambulance and Emergency from my pocket. |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6241 Registered: 10-2014 Posted From: 198.203.181.181
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:52 am: |
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Rudra_nethra: Annais, Chinna question. Rates mari darunanga vunnayi. Visitors coverage website lo chala thakkuvundhi rate. Ikkada per month okariki 400$ entidhi. Poni anni cover avuthaya ante 500$ deductable anta.
Visitor insurence kadhaa mana insurance meedha ekkuva pettali. But problem enti antee antha pettinaa entha genuine gaa cover chetharu anedhi problem. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Bharat
Side Hero Username: Bharat
Post Number: 2124 Registered: 06-2015 Posted From: 199.90.60.4
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:48 am: |
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Bullabbai:Atlas America rejected the claim saying its a pre-existing but of type Acute onset
This is what the Atlas Policy said while purchasing. I did'nt fully understand what that means. "If you are under age 70, you may be covered for an acute onset of a pre-existing condition up to the overall policy maximum. Acute Onset of a Pre-Existing Condition(s) is a sudden and unexpected outbreak or recurrence of a pre-existing condition(s) which occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care. The acute onset of a pre-existing condition(s) must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A pre-existing condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatments existent or necessary prior to the effective date of coverage." |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6240 Registered: 10-2014 Posted From: 198.203.175.175
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:46 am: |
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Risingstar: bp,sugar,cardio issues lekapothe vere untundemoo kaani naa issue loo ivi unnayu,,
naa case loo kudaa same, ee conditions vunnayi. sorry for asking one more time. Meru ACE Network (80/20) plan (http://www.kvrao.org/tr-plan.html) leka ACE Premium with fixed benefits plan (http://www.kvrao.org/pr-plan.html) aa tesukundhi? TIA. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Risingstar
Legend Username: Risingstar
Post Number: 37276 Registered: 08-2008 Posted From: 12.91.218.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:43 am: |
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Biriyani:pre exisitng coverage unna plan theesukoledaa?
theesukunna kaani vaadu cover avaledhu evoo clauses cheppadu. back and forth chala communication nadichaka I gave up. we didnt pay, it went to collection, finally agreed for 100$ per month. luckily we did'nt sign on any documents at the time of ER admission. CNKV |
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Biriyani
Hero Username: Biriyani
Post Number: 19285 Registered: 03-2012 Posted From: 171.161.160.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:41 am: |
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Risingstar:Atlas first time for athayya adhi waste
enduku annai.. pre exisitng coverage unna plan theesukoledaa? |
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Risingstar
Legend Username: Risingstar
Post Number: 37275 Registered: 08-2008 Posted From: 12.91.218.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:39 am: |
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Santhi_swaroop:oh KVRAO dhee naa bro?
Atlas first time for athayya adhi waste ani next KVRao Ace network based on Andhrawala publicity in DB.pre-exisiting conditions untee ee insurance ayuna okkatee... bp,sugar,cardio issues lekapothe vere untundemoo kaani naa issue loo ivi unnayu,, CNKV |
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Rudra_nethra
Junior Artist Username: Rudra_nethra
Post Number: 48 Registered: 01-2016 Posted From: 205.144.100.200
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:36 am: |
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Andhrawala:
Santhi_swaroop:
Annais, Chinna question. Rates mari darunanga vunnayi. Visitors coverage website lo chala thakkuvundhi rate. Ikkada per month okariki 400$ entidhi. Poni anni cover avuthaya ante 500$ deductable anta. |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6239 Registered: 10-2014 Posted From: 198.203.181.181
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:35 am: |
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Risingstar:nenu 2 times use cheyyalsi vachindi.. maa dad ki athayya ki. 2000$ insurance meedha pay chesaka appudu geethopadesham ayundhi
oh KVRAO dhee naa bro? ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Bullabbai
Junior Artist Username: Bullabbai
Post Number: 347 Registered: 09-2013 Posted From: 96.227.235.185
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:31 am: |
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Bharat:Atlas America comprehensive plan 100k with pre existing coverage
I had experience with this.. My FIL is diabetic and fell sick one night. We called 911 and rushed to emergency. Atlas America rejected the claim saying its a pre-existing but of type Acute onset, therefore its covered. I contested their decision, but of no use.. So read through the fine print, they dont cover Acute onset pre-existing conditions. |
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Andhrawala
Legend Username: Andhrawala
Post Number: 51308 Registered: 03-2008 Posted From: 152.51.56.1
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:30 am: |
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Santhi_swaroop:25K for only pre existing. 15OK is the limit. ee plan kudaa real pre existing conditions ki cover cheyyadhu ani vintunna. But ee KVRAO valladhi vunna vatiloo best plan antunnaru janalu. andhukee premikum ekkuvaaa ani chebthunnaru. 200$ ki 400$ tedaa oka 200$ yee. But real coverage vuntundhi antee tesukuntee koddo goopa prasanthamgaa vundali ani.
KVRAO covers any emergencyy situation becos of preexisting conditions No Signature |
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Risingstar
Legend Username: Risingstar
Post Number: 37274 Registered: 08-2008 Posted From: 12.91.218.206
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:18 am: |
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Biriyani:use cheyyalsina situation eppduu raledu
Twitter:Fortunately I never had to use it but as per experts opinion it is the easiest insurance to work with.
idhi matter.. nenu 2 times use cheyyalsi vachindi.. maa dad ki athayya ki. 2000$ insurance meedha pay chesaka appudu geethopadesham ayundhi CNKV |
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Starc
Side Hero Username: Starc
Post Number: 3291 Registered: 03-2015 Posted From: 170.63.120.116
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:12 am: |
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pre existing condition ki 5k 10 k tappa ekkuva cover cheyyaru antaru.. visitor insurance.. |
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Twitter
Legend Username: Twitter
Post Number: 45453 Registered: 10-2009 Posted From: 66.194.212.162
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:11 am: |
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Santhi_swaroop:so KVRAO ACE Network best aa?
adhe kadha cheppedhi .. go for it |
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Biriyani
Hero Username: Biriyani
Post Number: 19283 Registered: 03-2012 Posted From: 171.159.64.10
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:08 am: |
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Bharat:I bought Atlas America comprehensive plan 100k with pre existing coverage for $157/month ..........don't know how good it is......have not filed a claim
atlas america is the one of the best... especially reo exisitn coverage kud abavuntundi.. 4-5 times theesukunaa tlas america..by gods grace...use cheyyalsina situation eppduu raledu |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6238 Registered: 10-2014 Posted From: 198.203.181.181
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 10:05 am: |
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thanks twitter and Bharath. so KVRAO ACE Network best aa? ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Twitter
Legend Username: Twitter
Post Number: 45448 Registered: 10-2009 Posted From: 98.26.64.91
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 06:24 am: |
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Santhi_swaroop:
Babai I took ACE network coverage with fixed benefits which would cover only certain amount max (may be 150k) there is no other insurance that covers preexisting. .so go for it $200 or some other minimum dhi theeskoni peace of mind konukko.. Fortunately I never had to use it but as per experts opinion it is the easiest insurance to work with. |
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Bharat
Side Hero Username: Bharat
Post Number: 2119 Registered: 06-2015 Posted From: 107.15.73.238
Rating: N/A Votes: 0 (Vote!) | | Posted on Wednesday, May 25, 2016 - 05:58 am: |
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I bought Atlas America comprehensive plan 100k with pre existing coverage for $157/month ..........don't know how good it is......have not filed a claim |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6237 Registered: 10-2014 Posted From: 73.228.223.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, May 24, 2016 - 11:37 pm: |
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Risingstar:bro okati cheptha vinandi. edho oka cheap and best insurance theesukondi endukantee ee vayasuloo vallaki evanna issues vasthee ee insurance cover cheyaledhu. more than 50k loo vasthayu bills
25K for only pre existing. 15OK is the limit. ee plan kudaa real pre existing conditions ki cover cheyyadhu ani vintunna. But ee KVRAO valladhi vunna vatiloo best plan antunnaru janalu. andhukee premikum ekkuvaaa ani chebthunnaru. 200$ ki 400$ tedaa oka 200$ yee. But real coverage vuntundhi antee tesukuntee koddo goopa prasanthamgaa vundali ani. Mana DB vallu baa reaserch chestharu kadhaa, naa thinking correct aa ee plan gurinchi ani post vesaa. Inkaa edinaa best plan vunte teluskuntee inkaa best kadhaa. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Risingstar
Legend Username: Risingstar
Post Number: 37268 Registered: 08-2008 Posted From: 173.59.34.78
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, May 24, 2016 - 11:26 pm: |
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bro okati cheptha vinandi. edho oka cheap and best insurance theesukondi endukantee ee vayasuloo vallaki evanna issues vasthee ee insurance cover cheyaledhu. more than 50k loo vasthayu bills CNKV |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6236 Registered: 10-2014 Posted From: 73.228.223.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, May 24, 2016 - 11:21 pm: |
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Enigmatic:nenu ace network teesukunnanu maa parents ki recent gaa. lucky gaa emi avasaram raledu. 25k ki 150k nenu ippude vintunnanu. maa father ki bypass ayyindi chala yella kritham.
aa 25K loo edi hidden charges vundavu bill loo mana insurance laa chala discounts vasthayi ani chebuthunandu. so it will be more than 60K of premimum plan ani cheppadu. Maa mother ki last year ee time loo stent vasaru. so nenu manchi plan kosam chushtunna. so ACE network best antaraa? ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Enigmatic
Junior Artist Username: Enigmatic
Post Number: 851 Registered: 11-2010 Posted From: 108.16.31.17
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, May 24, 2016 - 10:51 pm: |
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nenu ace network teesukunnanu maa parents ki recent gaa. lucky gaa emi avasaram raledu. 25k ki 150k nenu ippude vintunnanu. maa father ki bypass ayyindi chala yella kritham. |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6235 Registered: 10-2014 Posted From: 73.228.223.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, May 24, 2016 - 10:49 pm: |
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Please meku vunna info share cheyandi. edi decide chesukolepothunna. entha extra info vuntee antha best decision tesukovachu. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |
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Santhi_swaroop
Side Hero Username: Santhi_swaroop
Post Number: 6234 Registered: 10-2014 Posted From: 73.228.223.151
Rating: N/A Votes: 0 (Vote!) | | Posted on Tuesday, May 24, 2016 - 10:40 pm: |
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Parents insurance with pre existing conditions ki edi best. KVRAO ACE network chusthunnaa. KVRAO help no ki call chesthee. Idi best plan in USA for visitors ani chebuthunnadu. ACE Premium plan kanna deni premium ekkuvaa (400/month for ACE network 210/month for ACE premium) with less existing coverage. ACE Permium plan Pre existing coverage 60K vuntee ACE network ki 25K yee vundhi. But vallu cheppadam ACE netwrok plan closely work as our residents insurance. actual bill loo ekkuva discount vachi aa ACE Network 25K will be equal to 150K of ACE Premium plan antunnadu. ee ACE netwrok evarinaa tesukunnaraa? koncham details pettandi. Stent vesukunna vallaki edinaa issues vasthe pre existing cover avuthayaa? Idi kakaundaa pre existing ki inkaa eminaa manchi plans vunnayaa? koncham lite veyyandi. Thanks in advance. ee Santhi_Swaroop flash back loo Paga_Babai_Paga |