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Amex Premier Rewards Gold Card - Invi...

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Jeffa
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Username: Jeffa

Post Number: 531
Registered: 10-2012
Posted From: 73.231.28.224

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Posted on Saturday, January 16, 2016 - 01:42 am:       


Kingjames:

blue cash everyday ni prefered ki convert chesukovatam waste...

Prefered ki $75 annual fee..if you want prefered, apply it as a different card, you will get amex offers on both cards. I dont see any extra amex offers for amex preferred except 6% cashback on supermarkets that too without costco, sams, walmart...

If you are using costco-amex for 15 years, you should have good credit line. Transfer that credit line to blue cash everyday before closing that card.



James thammi, thanks for the suggestion, I will not CONVERT my everyday to preferred as you have suggested.
Also I have transferred almost all(less 500) available costco card credit limit to everyday card. I am not going to close the costco-amex BY MY OWN. I will let it have a graceful death by Amex itself. I had $50K limit on costco-amex and new everyday card came with its onw $33K limit. Now both combined and resting on everyday card. Thanks again.
 

Kingjames
Moderator
Username: Kingjames

Post Number: 1942
Registered: 11-2013

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Posted on Saturday, January 16, 2016 - 01:23 am:       


Jeffa:


blue cash everyday ni prefered ki convert chesukovatam waste...

Prefered ki $75 annual fee..if you want prefered, apply it as a different card, you will get amex offers on both cards. I dont see any extra amex offers for amex preferred except 6% cashback on supermarkets that too without costco, sams, walmart...

If you are using costco-amex for 15 years, you should have good credit line. Transfer that credit line to blue cash everyday before closing that card.
 

Jeffa
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Username: Jeffa

Post Number: 530
Registered: 10-2012
Posted From: 73.231.28.224

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Posted on Saturday, January 16, 2016 - 01:19 am:       

I've been using amex-costco card over 15 years. Now costco is giving divorce to amex, the costco-amex is gonna die at the end of martch 2016. I got around $50K credit limit on that card. To save that credit limit I was thinking of another amex card to open.
on last saturday amex gave an offer in email to get $300 if I open blue cash everyday card and spend $2.5K in 3 months. Immediately I have snagged that offer and opened blue cash everyday. Just now paid my auto insurance, registration etc with it(already close to $1500 spent on it. Also moved my credit limit from Amex-costco to amex-blue cash. All good.
On the other hand amex also sent the same offer in the paper form in post. I am going to snag that once I am very close in spending $2.5K on my current blue cash card.
In future I may covert my blue cash everyday card to blue cash preferred card.
 

Rasputin
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Username: Rasputin

Post Number: 19971
Registered: 02-2008
Posted From: 172.72.164.192

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Posted on Friday, January 15, 2016 - 11:12 pm:       


Kingjames:


not following amex anymore, there were some changes recently.

BA, emirates, Singapore, delta ayithey unnaayi anukuntunna. Check their website to be sure.

I carry spg amex with a lot more partners ( don't like their new increased annual fee). For transfer to airlines, spg > MR.
01/06/2012 - 169.4; 8/1/2013 - 182
 

Kingjames
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Username: Kingjames

Post Number: 1938
Registered: 11-2013

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Posted on Friday, January 15, 2016 - 11:07 pm:       


Chinnu:


Epudu different airlines lo dobbinchukunna .. SW la konni points poogesaa thats it ..

Anniii states tirigaa but tingari ga various airlines .. Chusss


Chase and Amex gurunchi teliyadu...Naaku vunna Aadvantage card aithe One World Alliance lo vunna anni airlines ni cover chestadi...So, naaku international kuda kalisi vachedi..Inka American and US airways kalisaka, network peddadi ayindi
 

Chinnu
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Username: Chinnu

Post Number: 17563
Registered: 05-2010
Posted From: 107.77.70.64

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Posted on Friday, January 15, 2016 - 11:03 pm:       

Rocks annaiii

Epudu different airlines lo dobbinchukunna .. SW la konni points poogesaa thats it ..

Anniii states tirigaa but tingari ga various airlines .. Chusss
Where them girls at !
 

Kingjames
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Username: Kingjames

Post Number: 1937
Registered: 11-2013

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Posted on Friday, January 15, 2016 - 11:02 pm:       


Chinnu:



Nen ekkuva travel chestunta .. So edi better?


Miles ee airlines lo pogesav ?
 

Chinnu
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Username: Chinnu

Post Number: 17562
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Posted From: 107.77.70.64

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Posted on Friday, January 15, 2016 - 11:01 pm:       

Nen bhiiii last wee nunchi idee dilemma lo unnan

Chase Sapphire vs Amex Gold ..

Nen ekkuva travel chestunta .. So edi better?

Ekkuva limit denlo istaad ? I know it depends on score etc still
Where them girls at !
 

Kingjames
Moderator
Username: Kingjames

Post Number: 1936
Registered: 11-2013

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Posted on Friday, January 15, 2016 - 10:59 pm:       


Rasputin:


AmEx tho ee airlines aina work avudda ?? including International airlines ?
 

Kingjames
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Username: Kingjames

Post Number: 1935
Registered: 11-2013

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Posted on Friday, January 15, 2016 - 10:56 pm:       


Man_of_masses:

citi lo kuda undi 50,000 points

1yr ayyaka close chesukunte better aa ..


Edenti AAdvantage card aa ??

Naaku vundi 3 years nunchi...2 years NO fee, 1 year matram $95 dobbadu..

Naaku Trip delay valla change fee $500 back vachayi + 1 round trip..

Vere cards tho pedda compare cheyaledu kaani, So far good for me..

Travel chesta ante tesuko lekapothe lite...Offers emi peddaga vundavu amex tho compare cheste
 

Rasputin
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Username: Rasputin

Post Number: 19970
Registered: 02-2008
Posted From: 172.72.164.192

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Posted on Friday, January 15, 2016 - 10:55 pm:       

Played the game when i had the time and patience.

Amex plat 100k points + two times $200 flight credit + 100 global entry reimbursement.

Final equation
$495 = $500 in cash reimbursements + 100k + multiple lounge visits(free booze)
01/06/2012 - 169.4; 8/1/2013 - 182
 

Rasputin
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Username: Rasputin

Post Number: 19969
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Posted on Friday, January 15, 2016 - 10:50 pm:       


Kingjames:


trip insurance is usually done through 3rd party companies. So, the normal rules apply.
01/06/2012 - 169.4; 8/1/2013 - 182
 

Rasputin
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Username: Rasputin

Post Number: 19968
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Posted From: 172.72.164.192

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Posted on Friday, January 15, 2016 - 10:46 pm:       

Sapphire Preferred is the best card for most people and you can add Chase freedom to boost your earnings.
01/06/2012 - 169.4; 8/1/2013 - 182
 

Kingjames
Moderator
Username: Kingjames

Post Number: 1934
Registered: 11-2013

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Posted on Friday, January 15, 2016 - 10:46 pm:       


Rasputin:

Not worth it. Wife ki vachindi monnaney




Trip Cancellation, Trip Interruption, Trip delay ki change fee reason edayina refund istada ? leka compulsory ave reasons vundala ?
 

Rasputin
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Username: Rasputin

Post Number: 19967
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Posted From: 172.72.164.192

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Posted on Friday, January 15, 2016 - 10:44 pm:       

Not worth it. Wife ki vachindi monnaney.
01/06/2012 - 169.4; 8/1/2013 - 182
 

Validator
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Username: Validator

Post Number: 954
Registered: 07-2010
Posted From: 50.244.8.98

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Posted on Friday, January 15, 2016 - 04:14 pm:       


Rajin:

Thanks babayya edi telvadu only platinum and business ke anukunna inni days..



Ledu, For any Amex card you have that option. But you have to pay a little amount for each rental you do.
https://www295.americanexpress.com/premium/car-rental-insura nce-coverage/home.do

Chase Saphire is the only widely known/used Personal card that gives Primary Rental insurance coverage if you just use it for the rental.
 

Rajin
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Username: Rajin

Post Number: 8909
Registered: 05-2012
Posted From: 73.211.136.147

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Posted on Friday, January 15, 2016 - 04:11 pm:       


Validator:

that is one of the few cards, that gives Primary Insurance coverage



Thanks babayya edi telvadu only platinum and business ke anukunna inni days..
 

Just4fun
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Username: Just4fun

Post Number: 34453
Registered: 10-2007
Posted From: 69.132.5.195

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Posted on Friday, January 15, 2016 - 03:56 pm:       


Validator:

apply now, and cancel in 1 year, score will reduce max 5 points, that too temporary for 2-3 months anthe


 

Validator
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Username: Validator

Post Number: 948
Registered: 07-2010
Posted From: 50.244.8.98

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Posted on Friday, January 15, 2016 - 03:39 pm:       


Just4fun:



Like I said, calender year based, so you can get upto $700 benefit.
Saphire is also a good card, main advantage is if you rent cars frequently, that is one of the few cards, that gives Primary Insurance coverage, if you pay with that card. And Chase UR points you can transfer to airlines directly etc. Depends on your own options which card to select.

Cancelling card picha light, since its not a card you have been having for years, apply now, and cancel in 1 year, score will reduce max 5 points, that too temporary for 2-3 months anthe. Only problem is if you cancel a very old card, then your Average Age of credit history is impacted.

Its a misconception that you will loose Credit score by just cancelling any new card, same like misconception/ignorance you have about Balayya and his movies :-).
 

Just4fun
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Username: Just4fun

Post Number: 34452
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Posted From: 69.132.5.195

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Posted on Friday, January 15, 2016 - 03:29 pm:       

@Validator, thx for the details. Bokadia annadi sapphire tho compare chesi. Adi kuda undi invitation. $600 kosam apply chesi malli cancel cheyala ani alichistunna. Cancel cheste -ve s ento theliyadu
 

Rajin
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Username: Rajin

Post Number: 8905
Registered: 05-2012
Posted From: 73.211.136.147

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Posted on Friday, January 15, 2016 - 03:18 pm:       


Validator:

Ok. Anyway I have both the cards, I dont travel at all. But I have, and am ready to cancel them this month end which is when my AF is due. So naku telisinavi cheppa. Lekapothe Reddy garu as usual ga knowledge lekunda bhramallo unnaru, Balayya meeda edchinattu .



naa kada evrydayprefer vundi 95/ann chaaalaaa use ayyindhi worth more than fees
 

Siloan
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Username: Siloan

Post Number: 44353
Registered: 03-2008
Posted From: 132.174.137.234

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Posted on Friday, January 15, 2016 - 03:12 pm:       

1st year free with 600$ (including travel cash back...validator kinda brifudu)
ye card istadi j4fendra...toseii
 

Validator
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Username: Validator

Post Number: 947
Registered: 07-2010
Posted From: 50.244.8.98

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Posted on Friday, January 15, 2016 - 03:08 pm:       


Rajin:



Ok. Anyway I have both the cards, I dont travel at all. But I have, and am ready to cancel them this month end which is when my AF is due. So naku telisinavi cheppa. Lekapothe Reddy garu as usual ga knowledge lekunda bhramallo unnaru, Balayya meeda edchinattu :D.
 

True_indian
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Username: True_indian

Post Number: 11985
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Posted From: 143.165.48.50

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Posted on Friday, January 15, 2016 - 03:07 pm:       


Gandhiguevara:

Black Card edho vuntundhi 500 dollar annual fee...Mana T_I gori daggara vundhi...mee rich folks anthaa adhi set cheyyandi




undedi

cancel chesa 500 bokka ani, baga limit icchadu, first year free annadu
2 times cross pens pampadu free gift ga

next year rod 500 annadu, chus dobbeyi anna
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Rajin
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Username: Rajin

Post Number: 8904
Registered: 05-2012
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Posted on Friday, January 15, 2016 - 03:06 pm:       


Validator:

if you travel a lot, as you can use Plat card in lot of Lounges etc




ede vinna annai nenu kuda
 

Validator
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Username: Validator

Post Number: 946
Registered: 07-2010
Posted From: 50.244.8.98

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Posted on Friday, January 15, 2016 - 03:03 pm:       


Rajin:

cheap gaa gold enti platinum just 495 compartively very high benefits choochukooo

gold brokka antaru mari janam ..



Gold ki Platinum ki not much benefits, except if you travel a lot, as you can use Plat card in lot of Lounges etc, and there is no Annual fee waived first year too. So not good one for all. Of course the $100 Airlines credit I mentioned, is $200 per Calendar year for this card. But still you have to pay the AF $495 per year. But benefits for travellers are super with this card. And sometime Amex offers 100K points, not 50K like the other PRG card.
 

Validator
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Username: Validator

Post Number: 945
Registered: 07-2010
Posted From: 50.244.8.98

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Posted on Friday, January 15, 2016 - 02:58 pm:       

This is one of Amex's best product. 50K points are worth more than $500 if you redeem for airlines/Hotels etc. Worst case you can redeem for $500 worth of Gift cards from lot of brands.
After 1 year you can just call and cancel the card. So no fees at all.
Also there is a $100 refund on Airline incidentals per calendar year, so if you apply now, you can getr back $100 this year, and next year. And then you can cancel the card before you are billed the $195 fees.
Due to some bug, they are also issuing $100 credit if you buy any gift card using United Mileage X Plus app on Android/Apple. So finally you will get $700 worth with this card. On top of that whole year you can use any Amex offers that come across.
Ee card ni Bakodiya antam, Balayya ki Ceeded lo collections ye ravu annattu anamata. Telusukondi Reddy garu lol.
 

Tombrady
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Username: Tombrady

Post Number: 42981
Registered: 05-2012
Posted From: 216.163.220.32

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Posted on Friday, January 15, 2016 - 02:08 pm:       


Andhrawala:

50K points antee $500 worthaaa??




yup
 

Andhrawala
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Username: Andhrawala

Post Number: 47271
Registered: 03-2008
Posted From: 98.122.159.226

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Posted on Friday, January 15, 2016 - 02:07 pm:       


Just4fun:

vachhindi. 50k bonus points if I spend 4k in 3 months. $195 annual free, first yr no fee.

apply cheyachha?




50K points antee $500 worthaaa??

Citi Access car is also OK with similar benefit. 95 annual fee ut if u need to buy new phone it works
No Signature
 

Just4fun
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Username: Just4fun

Post Number: 34451
Registered: 10-2007
Posted From: 69.132.5.195

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Posted on Friday, January 15, 2016 - 01:44 pm:       

Thank you all biggies. Bokadiya card annamata. li8
 

Rajin
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Username: Rajin

Post Number: 8891
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Posted on Friday, January 15, 2016 - 01:36 pm:       


Just4fun:



cheap gaa gold enti platinum just 495 compartively very high benefits choochukooo

gold brokka antaru mari janam ..
 

Gandhiguevara
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Username: Gandhiguevara

Post Number: 58567
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Posted From: 67.187.93.137

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Posted on Friday, January 15, 2016 - 01:35 pm:       


Just4fun:

$195 annual free, first yr no fee.


Black Card edho vuntundhi 500 dollar annual fee...Mana T_I gori daggara vundhi...mee rich folks anthaa adhi set cheyyandi
 

True_indian
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Username: True_indian

Post Number: 11982
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Posted From: 143.165.48.50

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Posted on Friday, January 15, 2016 - 01:35 pm:       


Tombrady:

btw who uses amex iyyala repu outdated




best customer service hands down

j4f, chase best for lower annual fee, kani amex rocks yaa
.those who are serious about their watches display them prominently, those who are more concerned with style and branding present you with aircraft carriers and hide their watches.
 

Man_of_masses
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Username: Man_of_masses

Post Number: 41741
Registered: 01-2008
Posted From: 104.129.204.54

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Posted on Friday, January 15, 2016 - 01:34 pm:       

citi lo kuda undi 50,000 points

1yr ayyaka close chesukunte better aa ..
Success Doesn't Guarantee Happiness..
http://i42.tinypic.com/54g1g2.png
 

Tombrady
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Username: Tombrady

Post Number: 42974
Registered: 05-2012
Posted From: 216.163.220.32

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Posted on Friday, January 15, 2016 - 01:33 pm:       

deni kante chase saphire best kada 95$ fee same offer

amex points vs chase saphire points compare chesuko

btw who uses amex iyyala repu outdated
 

Just4fun
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Username: Just4fun

Post Number: 34450
Registered: 10-2007
Posted From: 69.132.5.195

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Posted on Friday, January 15, 2016 - 01:32 pm:       

vachhindi. 50k bonus points if I spend 4k in 3 months. $195 annual free, first yr no fee.

apply cheyachha?

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